|                                                                                                          |   | 2010   |    |   | 2009   |   |    | 2008   |   |   | 2007    |   |   | 2006   |    |
|---------------------------------------------------------------------------------------------------------------|--------|--------|---------|--------|--------|--------|---------|--------|--------|--------|---------|--------|--------|--------|---------|
|                                                                                                          |   |   |    |   |   |   |    |   |   |   |    |   |   |   |    |
| Earnings:                                                                                                     |   |   |    |   |   |   |    |   |   |   |    |   |   |   |    |
| Income (loss) from continuing operations before income taxes (1)                                              |   | $      | 37,783  |   |   | $      | 96,194  |   |   | $      | 44,093  |   |   | $      | 49,891  |   |   | $ | 77,951 |   |
|                                                                                                          |   |   |    |   |   |   |    |   |   |   |    |   |   |   |    |   |   |   |   |   |
| Add:                                                                                                          |   |   |    |   |   |   |    |   |   |   |    |   |   |   |    |   |   |   |   |   |
| Interest expensed and capitalized, except interest on deposits, and amortization of capitalized debt expenses |   |   | 85,011  |   |   |   | 62,541  |   |   |   | 86,141  |   |   |   | 75,890  |   |   |   | 56,318 |   |
| Interest on deposits                                                                                          |   |   | 908     |   |   |   | 572     |   |   |   | 654     |   |   |   | 917     |   |   |   | 948 |   |
| Interest component of rental expense                                                                          |   |   | 4,101   |   |   |   | 2,100   |   |   |   | 2,650   |   |   |   | 2,217   |   |   |   | 1,513 |   |
| Total fixed charges (2)                                                                                       |   |   | 90,020  |   |   |   | 65,213  |   |   |   | 89,445  |   |   |   | 79,024  |   |   |   | 58,779 |   |
| Earnings (losses) for computation purposes                                                                    |   | $      | 127,803 |   |   | $      | 161,407 |   |   | $      | 133,538 |   |   | $      | 128,915 |   |   | $ | 136,730 |   |
|                                                                                                          |   |   |    |   |   |   |    |   |   |   |    |   |   |   |    |   |   |   |   |   |
| Ratio of earnings to fixed charges:                                                                           |   |   |    |   |   |   |    |   |   |   |    |   |   |   |    |   |   |   |   |   |
| Including interest on deposits (3)                                                                            |   |   | 1.42    |   |   |   | 2.48    |   |   |   | 1.49    |   |   |   | 1.63    |   |   |   | 2.33 |   |
| Excluding interest on deposits (3)                                                                            |   |   | 1.42    |   |   |   | 2.49    |   |   |   | 1.50    |   |   |   | 1.64    |   |   |   | 2.35 |   |
|                                                                                                          |   |   |    |   |   |   |    |   |   |   |    |   |   |   |    |   |   |   |   |   |

| (1)    | Excludes income or loss from equity investees but includes any distributions received representing a return on capital                                                                                        |
|--------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
|   |                                                                                                                                                                                                          |
| (2)    | Fixed charges represent total interest expensed and capitalized, including and excluding interest on deposits, amortization of capitalized debt expenses as well as the interest component of rental expense. |
|   |                                                                                                                                                                                                          |
| (3)    | The ratios of earnings to fixed charges were computed by dividing (x) income from continuing operations before income taxes plus fixed charges by (y) fixed charges.                                          |

----