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                         CUSTOMER ALLIANCE AGREEMENT

THIS AGREEMENT is entered into this 5th day of November, 1998, by NCR 
Corporation, a Maryland (USA) corporation, whose principal place of business 
is Dayton, Ohio (hereinafter, "NCR") and Northstar Computer Forms, Inc., a 
Minnesota corporation, whose principal place of business is 7130 Northland 
Circle North, Brooklyn Park, Minnesota 55428, (hereinafter, "NSCF").

                                   Recitals

A.   NCR would like to compliment its product line and marketing and sales 
     resources by utilizing NSCF's manufacturing resources to provide a 
     private label product line of financial forms and negotiable documents 
     described in Exhibit "A" attached hereto ("Products").

B.   NCR appoints NSCF as its exclusive supplier of the Products for the 
     Territory defined below.

C.   Both Parties plan to work together to cultivate NCR's current customer 
     base by developing new accounts and market requirements in the banking 
     and financial industries.

D.   NSCF would like to expand sales coverage to the Top 200 U.S. banks.

E.   NCR would like to offer the Products to all its banking customers.

NOW THEREFORE, in consideration of the mutual promises set forth herein, the 
Parties hereby agree as follows:

1.0  Definitions

1.1  Territory shall mean both a geographic and vertical Territory 
     consisting of the entire United States, including its territories and 
     possessions. Although NCR will primarily focus its sales and marketing 
     activities on the 200 largest banks, saving institutions, and credit 
     unions, NCR may provide Products to other financial institutions within 
     the Territory. Any sales outside the Territory will be by mutual 
     agreement of both parties.

1.2  Products shall mean financial products and negotiable documents as 
     listed in Exhibit A, and as modifies from time to time in writing per 
     the mutual agreement of the parties.


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1.3  Purchase Order or Order shall mean any purchase order issued by NCR for 
     the purpose of ordering Products from NSCF pursuant to this Agreement.

1.4  NCR Technology shall mean certain NCR trademarks and tradenames and 
     technical expertise provided to NSCF (which NSCF does not already have 
     and which is not generally known or in the public domain) that is 
     associated with financial products, negotiable documents, NCR 
     Systemedia's business processes and NCR's financial equipment operating 
     specifications.

1.5  Private Label shall mean the Products, with an NCR trademark, tradename, 
     or logo printed thereon, that is offered exclusively to NCR's customers 
     by NSCF.

1.6  Product Specifications will be defined by Purchase Orders or referenced 
     to in published Product catalogs.

2.0  Sales Terms and Conditions

2.1  NCR hereby appoints NSCF as its exclusive supplier of the Products in 
     the Territory during the term of this Agreement. NSCF will provide NCR 
     pricing of Products on a wholesale basis.

2.2  NSCF agrees to sell Products to NCR in accordance with the terms and 
     conditions of this Agreement. Specific quantities of Products shall be 
     ordered by NCR for purchase by the placement of Purchase Orders or via 
     EDI. This agreement is not a Purchase Order. NCR shall have no 
     obligation to purchase any Products hereunder until NCR has placed a 
     Purchase Order, and then only to the extent of the products covered 
     under such Purchase Order. It is acknowledged that neither party can 
     project to what extent NCR may achieve market penetration in the 
     Territory or in what quantities NCR may place Orders for the Products. 
     In the event that NSCF can not meet NCR capacity requirements, NSCF will 
     be responsible to outsource production. NSCF shall assure outsourced 
     Products meet both NCR and NSCF specifications. In the event that NCR 
     sells a large block of new business which exceeds NSCF's internal 
     capacity and outsourcing resources, both parties will work together to 
     establish a time frame when the capacity will be available to accept the 
     business. This "ramp up" time should not exceed four months.


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2.3  NSCF will continue to sell the products it currently manufactures to 
     its existing customer base. NSCF will not sell, deliver or provide 
     Products marked with NCR "Private Label" directly or indirectly to any 
     third party, but will only provide these products to NCR. NCR will 
     assist in this effort with known requirements and publication of a NCR 
     catalog of product information and pricing. NSCF may sell similar 
     Products to others without the NCR "Private Label."

2.4  NSCF and NCR will work together to develop new accounts and market 
     segments. The Parties will meet quarterly to review NSCF and NCR 
     performance and establish action plans to expand the relationship and 
     develop opportunities.

2.5  If a customer has already entered into a contract either directly with 
     NSCF or one of its distributors to purchase products which could be used 
     as Product replacements, then during the term of the contract NSCF shall 
     not be obligated to accept Orders for Products for that customer from 
     NCR. Similarly, if NCR enters into a contract for purchase of Products 
     with one of its customers, which is not already subject to a contract to 
     purchase products which could be used as Product replacements from NSCF 
     or one of its distributors, then during the term of this Agreement, NSCF 
     will only accept Orders for that customer from NCR.

3.0  Pricing and Payment

3.1  With the exception of existing bank contracts, NSCF will provide NCR 
     with NSCF's most competitive price. Existing bank contracts may contain 
     certain custom products specifically designed for a function that 
     prohibits comparison with NCR's "Private Label" products.

3.2  It is understood that some of NCR's customers may enter into contractual 
     commitments with NCR to provide Products for a specified period of time 
     during the term hereof and any Orders issued hereunder pursuant to a 
     contract are hereinafter referred to as a "Contract Order." Prior to 
     entering into any Contract Order with a customer, NCR will consult with 
     NSCF regarding the pricing terms of that order. This pricing will then 
     remain in effect for the agreed upon terms of the contract order.

3.3  The parties will establish pricing annually for standard Orders. Subject 
     to 45 days written notice, NSCF reserves the right to increase its 
     pricing if the increase is attributable to variances of greater than 
     five percent in the cost of raw materials. In addition, NSCF agrees to 
     pass cost savings attributable to decreases greater than five percent in 
     the cost of raw


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     materials. Any modifications to the pricing terms such as cost decreases 
     as the result of manufacturing process improvements will be subject to 
     the mutual agreement of the parties.

3.4  NSCF will invoice within 24 hours of shipment. The invoice will be sent 
     via fax to the corresponding location which issued the purchase order. 
     As purchased volumes increase, both parties will work together to 
     implement an automated invoicing system, such as EDI. Invoice terms will 
     be 2% 10 net 30. Any outstanding billing issues will be finalized, paid 
     or credited within two business days after the quarterly review meetings.

4.0  Customer Service and Delivery


4.1  NSCF will establish NCR service contracts within its operation to 
     provide NCR timely feedback on requests for quotes, order data, 
     scheduling changes and shipping requirements.

4.2  NSCF will respond to all customer service requests concerning stock 
     items within 24 hours and 48 hours for non stock items.

4.3  NSCF will send order acknowledgements within 24 hours of receipt. If 
     NSCF cannot accommodate an Order due to limits in production capacity as 
     provided in Section 2.2 above, it shall notify NCR within 24 hours and 
     shall indicate when the Order can be produced. NCR shall then have 24 
     hours in which to approve the delayed production date or withdraw the 
     Order. If the order is withdrawn due to insufficient production 
     capacity, and the inability of NSCF to outsource, NCR may purchase the 
     products elsewhere.

4.4  Packaging will consist of a generic box and include a NCR logo carton 
     label.

4.5  NSCF will maintain competitive delivery schedules for NCR orders based 
     on marketplace requirements. NSCF will provide a delivery schedule for 
     stock and custom items. NSCF and NCR will agree on schedules to meet 
     NCR's customer's requirements. Delivery may be either to the end user 
     customer or to the NCR warehouse. Modifications to the delivery schedule 
     shall be subject to NSCF and NCR approval.

5.0  Specifications, Inspections and Testing


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5.1  All data submitted to NSCF in connection with the Product is hereby 
     incorporated by reference. All Products ordered to NCR's specifications 
     will comply with then-current Specifications, unless otherwise 
     authorized by NCR. All Products will adhere to both ABA and ANSI print 
     standards. The Products shall be subject to inspection and test by NCR 
     at all times and places. If any inspection or test is made on NSCF's 
     premises, NSCF shall, without additional charge, provide reasonable 
     assistance for the safety and convenience of NCR's inspectors. NCR 
     reserves the right to reject Products which do not comply with the 
     warranty hereinafter stated. If rejected after delivery, rejected 
     Products will be returned to NSCF at NSCF's expense period Payment for 
     any Products shall not be deemed acceptance of those Products, and if such 
     Products are rejected after payment NCR shall be entitled to return the 
     same for replacement or refund. Consumption of the Product by NCR's 
     customers will constitute acceptance unless prior arrangements have been 
     agreed to by both NSCF and NCR.

6.0  Warranty

6.1  NSCF warrants for a period of one year after date of receipt that the 
     Products furnished hereunder will be in full conformity with all 
     Specifications and/or other descriptions and will be merchantable and of 
     good quality material and workmanship, and free from defects. NSCF does 
     not recommend storage of carbonized or carbonless products for longer 
     than one year. This warranty shall survive inspection, test, acceptance, 
     and payment, and shall run to NCR, its successors, assigns, and 
     customers. NCR may, at its option, either return for replacement or 
     credit, or require prompt correction of defective or nonconforming 
     Products. Return to NSCF of any defective or nonconforming Products 
     shall be made at NSCF's expense and no replacements of defective or 
     nonconforming Products shall be made unless specified by NCR. 
     Replacement or reworked Products shall be subject to this warranty to 
     the same extent as Products originally delivered under this Agreement.

7.0  NCR Technology

7.1  NCR hereby grants NSCF a license to use NCR Technology to manufacture, 
     market and distribute the Products exclusively to NCR. NSCF agrees that 
     NCR technology will not be used by NSCF to manufacture products on 
     behalf of any third Party without the prior written consent of NCR.


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7.2  In the case of jointly developed new technology, both parties shall have 
     equal rights of use and access to same.

7.3  NCR and NSCF may enter into joint development agreements to develop new 
     technology associated with financial forms.

7.4  NSCF agrees it use of NCR trademarks and tradenames will comply with 
     NCR's applicable policies and that NCR will be given the opportunity to 
     approve any such use prior to publication or product distributed by NSCF.

8.0  Confidentiality

8.1  Except as otherwise specifically agreed, all information disclosed by 
     NCR and NSCF to each other shall be in confidence and is not, in any 
     way, intended to be for public disclosure, provided such information is 
     marked "Confidential" or the like. NSCF and NCR shall take all 
     reasonable precautions to prevent any such information from being 
     divulged to any person for any purpose other than to perform this 
     Agreement, including having recipients acknowledge the confidential 
     status of such information and agreeing to like restrictions on 
     divulging such information. This obligation of confidence shall survive 
     termination of this Agreement and will continue for three (3) years 
     thereafter. Information in the public domain, or which is rightfully 
     received by NSCF or NCR from a third party, or information which both 
     NCR and NSCF agree in writing may be disclosed, shall not be considered 
     confidential. As to publicity, NSCF and NCR shall not, without first 
     obtaining each other's consent in writing, advertise or otherwise 
     disclose the fact that NSCF has furnished Products and services to NCR 
     under this Agreement; provided, however, both parties acknowledge that 
     NSCF and NCR are publicly owned companies and that this Agreement may 
     have to be disclosed as a material contract as part of any securities 
     offerings or filings with the Securities and Exchange Commission.

9.0  Indemnification

9.1  NCR will defend at its expense any claim or suit brought against NSCF 
     that NCR Technology infringes a patent, copyright, trade secret, or 
     other intellectual property rights of another and will pay all costs and 
     damages finally awarded, if NSCF promptly notifies NCR of the claim and 
     gives NCR (a) the information and cooperation that NCR reasonable asks 
     for, and (b) sole authority to defend or settle the claim. THIS SECTION 
     STATES NCR'S ENTIRE LIABILITY FOR INFRINGEMENT OF


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     PATENTS, COPYRIGHTS, TRADE SECRETS, AND OTHER INTELLECTUAL PROPERTY 
     RIGHTS.

9.2  NSCF will defend at its expense any claim or suit brought against NCR 
     alleging that any Product infringes a patent, copyright, trade secret or 
     other intellectual property rights and will pay all costs and damages 
     finally awarded, if NCR promptly notifies NSCF of the claim and gives 
     NSCF (a) the information and cooperation that NSCF reasonably asks for, 
     and (b) sole authority to defend or settle the claim. In handling the 
     claim, NSCF may obtain for NCR the right to continue using the Product 
     or replace or modify the Product so that it becomes non-infringing. If 
     NSCF is unable to reasonably secure those remedies, as a last resort 
     NSCF will refund the purchase price for infringing Products. NSCF is not 
     obligated to indemnify NCR under this Section if the alleged 
     infringement is based on the use specifications or instructions provided 
     by NCR. THIS SECTION STATES NSCF'S ENTIRE LIABILITY FOR INFRINGEMENT OF 
     PATENTS, COPYRIGHTS, TRADE SECRETS, AND OTHER INTELLECTUAL PROPERTY 
     RIGHTS.

10.0 Limitation of Liability

10.1 IN NO EVENT SHALL EITHER PARTY BE LIABLE TO THE OTHER FOR ANY SPECIAL, 
     INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES UNDER THIS AGREEMENT 
     REGARDLESS OF WHETHER THE PARTY HAS BEEN NOTIFIED OF THE POSSIBILITY OF 
     ANY SUCH DAMAGES.

11.0 Compliance with Laws

     NSCF and NCR shall at all times comply with all applicable federal, 
     state, and local laws, regulations, rules, and orders. Any provision 
     which is required to be a part of this Agreement by virtue of any such 
     law, regulation, rule, or order is incorporated by reference.

12.0 Reservation of Rights

     No failure by either party to insist upon strict compliance by the 
     other party with any of the terms, provisions, or conditions of this 
     Agreement, in any instance, shall be construed as a waiver or 
     relinquishment by either party of the other party's rights to insist 
     upon strict compliance therewith in the future.


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13.0 Term and Termination

13.1 This Agreement shall continue for an initial term of three years from 
     the date first set forth above and shall be automatically renewed for 
     successive one year terms thereafter, unless notice of termination is 
     given by one party to the other at least one hundred and eighty (180) 
     days prior to the termination date of the initial term or of any yearly 
     renewal term, or unless earlier terminated under any other provision of 
     this Agreement.

13.2 Either party may terminate this Agreement upon sixty (60) days written 
     notice to the other party for failure of such other party to fulfill 
     any of its material obligations hereunder, provided, however, if during 
     the period of such notice the other party shall have remedied such 
     failure, this Agreement shall continue in full force and effect as it 
     would have had such failure not occurred. Nothing contained herein shall 
     be deemed to bar or prohibit NSCF from suspending its performance at any 
     time that NCR is in default in payment in accordance with Section 3.3 
     hereof or otherwise in default hereunder. In the event of termination 
     under this paragraph, each party shall be entitled to return of any 
     amounts paid in anticipation of performance not rendered by the other 
     party.

13.3 This Agreement shall terminate forthwith, at the option of either party 
     by notice in writing to the other party, upon the other party ceasing to 
     carry on its business or in the event the other party becomes the subject 
     of any proceedings under the law of any jurisdiction for the relief of 
     debtors or otherwise becomes insolvent, bankrupt, or makes an assignment 
     for the benefit of creditors, or upon the appointment of a receiver for 
     the other party, or its reorganization for the benefit of creditors. The 
     sale or change in control of a party shall not be deemed cessation of 
     that party's business under the terms of this Section 13.3 or considered 
     grounds for termination.

13.4 Upon termination of this Agreement, the terms of Section 6.1, 8.1, 9.0, 
     10.0, 11.0 and 17.0, shall survive termination. Upon termination of this 
     Agreement, NCR shall remain liable and pay for all Orders shipped during 
     the Term hereof.


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14.0 Assignment

     Neither this Agreement nor any right or obligations at governs may be 
     assigned or delegated by either party without the prior written consent 
     of the other party, which consent shall not unreasonably be withheld.

15.0 Notices and Communications

     Except as otherwise specifically provided herein, notices and other 
     communications by a party under this Agreement shall be provided in 
     writing to:

To NCR:            Tracy Drew
                   Manager Product Service and Alliance
                   9095 Washington Church Road
                   Miamisburg, OH 45342

To NSCF:           John Christenson
                   National Sales Manager
                   7130 Northland Circle North
                   Brooklyn Park, MN 55428

16.0 Applicable Law

     This Agreement shall be construed in accordance with the internal 
     substantive laws of the state of Minnesota.

17.0 Dispute Resolution

17.1 Except as otherwise specifically provided herein, any controversy or 
     claim, whether based on a contract, statute, fraud, misrepresentation or 
     other tort legal theory, arising out of or related to this Agreement 
     shall be resolved by arbitration in accordance with this paragraph.

17.2 The arbitration shall be conducted before a single arbitrator who is 
     knowledgeable in the field of financial and business forms. The 
     arbitrator shall be selected from a panel proposed by the American 
     Arbitration Association ("AAA"), and both the arbitrator's selection and 
     the arbitration proceedings shall be administered by the AAA. The U.S. 
     Federal Arbitration Act, 9 U.S.C. Sections 1-15, shall govern any and 
     all issues concerning the arbitrability of claims. The arbitrator's 
     award shall be final and binding, and may be entered for enforcement in 
     any court of 


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     competent jurisdiction. The arbitrator shall not have the power to award 
     lost profits or other consequential, special, punitive, exemplary, or 
     other non-compensatory damages to either party. The arbitration shall be 
     held in a location that is mutually agreeable to the parties and each 
     party shall be responsible for paying its own expenses. The costs of 
     the arbitration itself, including facilities and fees, shall be borne 
     equally by the parties.

17.3 If either party pursues a claim arbitrable under this paragraph through 
     means other than arbitration, then the other party shall be entitled to 
     recover any costs it incurs in compelling arbitration, including 
     reasonable attorney's fees.

17.4 Nothing in this paragraph shall be construed as limiting NCR's and 
     NSCF's right to seek injunctive or other special or equitable relief 
     through any judicial forum for potential or actual violations of this 
     Agreement's provisions on Confidentiality.




     IN WITNESS WHEREOF, NCR AND NSCF have caused this instrument to be 
executed by their duly authorized representatives.

Northstar Computer Forms, Inc.                            NCR Corporation

By: /s/ Kenneth E. Overstreet          By: /s/ Daniel J. Enneking
   -------------------------------        -------------------------------

Name: Kenneth E. Overstreet            Name: Daniel J. Enneking
     -----------------------------          -----------------------------

Title: President                       Title: Sr. Vice President
      ----------------------------           ----------------------------

Date: Nov 6, 1998                      Date: Nov 6, 1998
     -----------------------------          -----------------------------




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                                   EXHIBIT A

                                 PRODUCT LIST


I.   NEGOTIABLE DOCUMENTS (Security Documents)

     -    Money Orders

     -    Official Checks (Cashier's, Expense, Dividend, Accounts Payable)

     -    Gift Certificates

     -    Letter Checks (MICR Variable Image Printing)

II.  INTERNAL BANK FORMS (Non-Negotiable)

     -    Cash Tickets

     -    General Ledger Tickets

     -    Teller Receipts

     -    Process Control Documents

     -    Drive Up Envelopes

III. OTHER FORMS

     -    Currency Envelopes

     -    Holiday Bank Items (Letter Checks, Statements, Receipts, Envelopes)

     -    Document Carriers

     -    Counter Forms (Savings Deposits/Withdrawals, Deposit Tickets)

     -    Forms Management/Distribution

     -    Imprint Programs (Commercial Deposit Ticket Books)

     -    Business Checks

     -    Test Documents (NCR, IBM, and Lundy Sorters)


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