Amend. #1 to Loan Agmt Dated 03/16/2005 between B of A, NA and Anna's Linen Co.



 Exhibit 10.10 
  
 

 
  
 AMENDMENT NO. 1 TO LOAN
AGREEMENT 
  
 This Amendment No. 1 (the “Amendment”)
dated as of March 16, 2005 is between Bank of America, N.A. (the “Bank”) and Anna’s Linen Company (the “Borrower”). 
  
 RECITALS 
  
 A. The Bank and the Borrower entered into a certain Loan Agreement dated as of October 12, 2004 (together with any previous amendments, the
“Agreement”). 
  
 B. The Bank and the Borrower desire to
amend the Agreement. 
  
 AGREEMENT 
  
 1. Definitions. Capitalized terms used but not defined in this
Amendment shall have the meaning given to them in the Agreement. 
  
 2. Amendments. The Agreement is hereby amended as follows: 
  

	 	2.1	Paragraph number 8.7, entitled “Other Debts,” is hereby amended as follows: 

  

	 	(a)	In subparagraph (e), the word “capital” is inserted immediately preceding the word “lease”. 

  

	 	(b)	The following subparagraph (g) is hereby added: 

  

	 	(g)	Operating leases in the ordinary course of the Borrower’s business. 

  
 3. Representations and Warranties. When the Borrower signs this Amendment, the Borrower represents and warrants to the Bank that: (a) there is no
event which is, or with notice or lapse of time or both would be, a default under the Agreement except those events, if any, that have been disclosed in writing to the Bank or waived in writing by the Bank, (b) the representations and warranties in
the Agreement are true as of the date of this Amendment as if made on the date of this Amendment, (c) this Amendment does not conflict with any law, agreement, or obligation by which the Borrower is bound, and (d) this Amendment is within the
Borrower’s powers, has been duly authorized, and does not conflict with any of the Borrower’s organizational papers. 
  
 4. Effect of Amendment. Except as provided in this Amendment, all of the terms and conditions of the Agreement shall remain in full force and
effect. 
  
 5. Counterparts. This Amendment may be executed
in counterparts, each of which when so executed shall be deemed an original, but all such counterparts together shall constitute but one and the same instrument. 
  
 6. FINAL AGREEMENT. BY SIGNING THIS DOCUMENT EACH PARTY REPRESENTS AND AGREES THAT: (A) THIS DOCUMENT
REPRESENTS THE FINAL AGREEMENT BETWEEN PARTIES WITH RESPECT TO THE SUBJECT MATTER HEREOF, (B) THIS DOCUMENT SUPERSEDES ANY COMMITMENT LETTER, TERM SHEET OR OTHER WRITTEN OUTLINE OF TERMS AND CONDITIONS RELATING TO THE SUBJECT MATTER HEREOF, UNLESS
SUCH COMMITMENT LETTER, TERM SHEET OR OTHER WRITTEN OUTLINE OF TERMS AND CONDITIONS EXPRESSLY PROVIDES TO THE CONTRARY, (C) THERE ARE NO UNWRITTEN ORAL AGREEMENTS BETWEEN THE PARTIES, AND (D) THIS DOCUMENT MAY NOT BE CONTRADICTED BY EVIDENCE OF ANY
PRIOR, CONTEMPORANEOUS, OR SUBSEQUENT ORAL AGREEMENTS OR UNDERSTANDINGS OF THE PARTIES. 
  

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 This Amendment is executed as of the date stated at the beginning of this Amendment. 
  

							
	Borrower:	 	Bank:
		
	Anna’s Linen Company	 	Bank of America, N.A.
				
	By:	 	 /s/ Michael C. Harnetiaux

	 	By:	 	 /s/ Christopher R. Dedic


	 	 	Michael C. Harnetiaux, CFO	 	 	 	Christopher R. Dedic, Vice President

  

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