Note, dated December 30, 2004




 EXHIBIT 10.13 
  
 NOTE 
  

			
	 $10,000,000.00
	 	December 30, 2004

  
 FOR VALUE RECEIVED,
the undersigned (the “Borrower”) hereby promises to pay to the order of BANK OF AMERICA, N.A. (the “Lender”), on the Maturity Date (as defined in the Credit Agreement referred to below) the principal
amount of Ten Million and no/100 Dollars ($10,000,000.00), or such lesser principal amount of Loans (as defined in such Credit Agreement) due and payable by the Borrower to the Lender on the Maturity Date under that certain Credit Agreement, dated
as of December 30, 2004 (as amended, restated; extended, supplemented or otherwise modified in writing from time to time, the “Agreement;” the terms defined therein being used herein as therein defined), between the Borrower and the
Lender. 
  
 The Borrower promises to pay interest on the unpaid
principal amount of each Loan from the date of such Loan until such principal amount is paid in full, at such interest rates, and at such times as are specified in the Agreement. All payments of principal and interest shall be made to the Lender in
Dollars in immediately available funds at the Lender’s Lending Office. If any amount is not paid in full when due hereunder such unpaid amount shall bear interest, to be paid upon demand, from the due date thereof until the date of actual
payment (and before as well as after judgment) computed at the per annum rate set forth in the Agreement. 
  
 This Note is the Note referred in the Agreement, is entitled to the benefits thereof and is subject to optional and mandatory prepayment in whole or in
part as provided therein. This Note is also entitled to the benefits of the Guaranty and is secured by the Collateral. Upon the occurrence and continuation of one or more of the Events of Default specified in the Agreement, all amounts then
remaining unpaid on this Note shall become, or may be declared to be, immediately due and payable all as provided in the Agreement. Loans made by the Lender shall be evidenced by one or more loan accounts or records maintained by the Lender in the
ordinary course of business. The Lender may also attach schedules to this Note and endorse thereon the date, amount and maturity of the Loans and payments with respect thereto. 
  
 The Borrower, for itself, its successors and assigns, hereby waives diligence, presentment, protest and demand and notice of
protest, demand, dishonor and non-payment of this Note. 








 THIS NOTE SHALL BE GOVERNED BY AND CONSTRUED IN ACCORDANCE WITH THE LAWS OF THE STATE OF GEORGIA.

  

			
	TRX, INC.
		
	 By:
	 	 /s/ Norwood H. Davis


	 Name:
	 	 Norwood H. Davis, III

	 Title:
	 	 President



  
 NOTE 

Signature Page 








 LOANS AND PAYMENTS WITH RESPECT THERETO 
  

													
	 Date

	 	 Type of
 Loan Made

	 	 Amount of
 Loan Made

	  	 End of
 Interest
 Period

	  	 Amount of
 Principal or
 Interest
 Paid This
 Date

	  	 Outstanding
 Principal
 Balance
 This Date

	  	 Notation
 Made By


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