I 

111TH CONGRESS 

1ST SESSION H. R. 13 

To amend the Higher Education Act of 1965 to expand teacher loan 

forgiveness. 

IN THE HOUSE OF REPRESENTATIVES 

JANUARY 6, 2009 

Mr. BACA introduced the following bill; which was referred to the Committee 

on Education and Labor 

A BILL 

To amend the Higher Education Act of 1965 to expand 

teacher loan forgiveness. 

1 Be it enacted by the Senate and House of Representa2 tives of the United States of America in Congress assembled, 

3 SECTION 1. SHORT TITLE. 

4 This Act may be cited as the ‘‘Teacher Education As5 sistance Creating Hope for Our Future Act of 2009’’, or 

6 the ‘‘TEACH for Our Future Act of 2009’’. 

7 SEC. 2. FFEL PROGRAM LOAN FORGIVENESS FOR TEACH8 ERS. 

9 Section 428J of the Higher Education Act of 1965 

10 (20 U.S.C. 1078–10) is amended— 


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1 (1) by amending subsection (b) to read as fol2 lows: 

3 ‘‘(b) PROGRAM AUTHORIZED.—The Secretary shall 

4 carry out a program, through the holder of the loan, of 

5 assuming the obligation to repay a qualified loan amount 

6 for a loan made under section 428 or 428H, in accordance 

7 with subsection (c), for any borrower— 

8 ‘‘(1) who— 

9 ‘‘(A) has been employed as a full-time ele10 mentary school or secondary school teacher for 

11 5 consecutive complete school years at any pub12 lic school; or 

13 ‘‘(B) is a new borrower on or after October 

14 1, 1998, and who has been employed as a full15 time private school teacher for 5 consecutive 

16 complete school years— 

17 ‘‘(i) in a school that qualifies under 

18 section 465(a)(2)(A) for loan cancellation 

19 for Perkins loan recipients who teach in 

20 such schools; and 

21 ‘‘(ii) if employed as an elementary 

22 school or secondary school teacher, is high23 ly qualified as defined in section 9101 of 

24 the Elementary Secondary Education Act 


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1 of 1965, or meets the requirements of sub2 section (g)(3); and 

3 ‘‘(2) who is not in default on a loan for which 

4 the borrower seeks forgiveness.’’; 

5 (2) in subsection (c)— 

6 (A) by amending paragraph (1) to read as 

7 follows: 

8 ‘‘(1) IN GENERAL.—Of the loan obligation on a 

9 loan made under section 428 or 428H that is out10 standing after the completion of the fifth complete 

11 school year of teaching described in subsection 

12 (b)(1), the Secretary shall repay not more than— 

13 ‘‘(A) $25,000 in the aggregate for a bor14 rower described in subsection (b)(1)(A); and 

15 ‘‘(B) $5,000 in the aggregate for a bor16 rower described in subsection (b)(1)(B), except 

17 as provided in paragraph (3) of this sub18 section.’’; and 

19 (B) in paragraph (3)— 

20 (i) in the header, by inserting ‘‘PRI21 VATE SCHOOL’’ before ‘‘TEACHERS’’; 

22 (ii) in subparagraph (A)(i), by strik23 ing ‘‘subsection (b)’’ and inserting ‘‘sub24 section (b)(1)(B)’’; 


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1 (iii) in subparagraph (B)(i), by strik2 ing ‘‘subsection (b)’’ and inserting ‘‘sub3 section (b)(B)’’; and 

4 (iv) in subparagraph (B)(iii), by strik5 ing ‘‘public or’’ before ‘‘non-profit’’; and 

6 (3) in subsection (g)— 

7 (A) in paragraph (1)(A), by striking 

8 ‘‘(b)(1)(A)’’ and inserting ‘‘(b)(1)(B)(i)’’; and 

9 (B) in paragraph (3), by striking 

10 ‘‘(b)(1)(B)’’ and inserting ‘‘(b)(1)(B)(ii)’’. 

11 SEC. 3. DIRECT LOAN PROGRAM LOAN FORGIVENESS FOR 

12 TEACHERS. 

13 Section 460 of the Higher Education Act of 1965 (20 

14 U.S.C. 1087j) is amended— 

15 (1) by amending section (b) to read as follows: 

16 ‘‘(b) PROGRAM AUTHORIZED.—The Secretary shall 

17 carry out a program of canceling the obligation to repay 

18 a qualified loan amount in accordance with subsection (c) 

19 for Federal Direct Stafford Loans and Federal Direct Un20 subsidized Stafford Loans made under this part for any 

21 borrower— 

22 ‘‘(1) who— 

23 ‘‘(A) has been employed as a full-time ele24 mentary school or secondary school teacher for 


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1 5 consecutive complete school years at any pub2 lic school; or 

3 ‘‘(B) is a new borrower on or after October 

4 1, 1998, and who has been employed as a full5 time private school teacher for 5 consecutive 

6 complete school years— 

7 ‘‘(i) in a school that qualifies under 

8 section 465(a)(2)(A) for loan cancellation 

9 for Perkins loan recipients who teach in 

10 such schools; and 

11 ‘‘(ii) if employed as an elementary 

12 school or secondary school teacher, is high13 ly qualified as defined in section 9101 of 

14 the Elementary Secondary Education Act 

15 of 1965, or meets the requirements of sub16 section (g)(3); and 

17 ‘‘(2) who is not in default on a loan for which 

18 the borrower seeks forgiveness.’’; 

19 (2) in subsection (c)— 

20 (A) by amending paragraph (1) to read as 

21 follows: 

22 ‘‘(1) IN GENERAL.—Of the loan obligation on a 

23 Federal Direct Stafford Loan or a Federal Direct 

24 Unsubsidized Stafford Loan that is outstanding 

25 after the completion of the fifth complete school year 


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1 of teaching described in subsection (b)(1), the Sec2 retary shall cancel not more than— 

3 ‘‘(A) $25,000 in the aggregate for a bor4 rower described in subsection (b)(1)(A); and 

5 ‘‘(B) $5,000 in the aggregate for a bor6 rower described in subsection (b)(1)(B), except 

7 as provided in paragraph (3) of this sub8 section.’’; and 

9 (B) in paragraph (3)— 

10 (i) in the header, by inserting ‘‘PRI11 VATE SCHOOL’’ before ‘‘TEACHERS’’; 

12 (ii) in subparagraph (A)(i), by strik13 ing ‘‘subsection (b)(1)’’ and inserting 

14 ‘‘subsection (b)(1)(B)’’; 

15 (iii) in subparagraph (B)(i), by strik16 ing ‘‘subsection (b)(1)’’ and inserting 

17 ‘‘subsection (b)(1)(B)’’; and 

18 (iv) in subparagraph (B)(iii), by strik19 ing ‘‘public or’’ before ‘‘non-profit’’; and 

20 (3) in subsection (g)— 

21 (A) in paragraph (1)(A), by striking 

22 ‘‘(b)(1)(A)’’ and inserting ‘‘(b)(1)(B)(i)’’; and 

23 (B) in paragraph (3), by striking 

24 ‘‘(b)(1)(A)(ii)’’ and inserting ‘‘(b)(1)(B)(ii)’’. 

Æ 


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