UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                   FORM 10-QSB

 Quarterly Report Pursuant to Section 13 or 15(D) of The Securities Act of 1934

                For the quarterly period ended: December 31, 2003
                        Commission file number: 000-30734

                       HUMANA TRANS SERVICES HOLDING CORP.
        (Exact name of small business issuer as specified in its charter)

            Delaware                                      11-3255617
(State or other jurisdiction of                (IRS Employee Identification No.)
 incorporation or organization)

              7466 New Ridge Road, Suite 7, Hanover, Maryland 21076
                    (Address of principal executive offices)

                                 (410) 855-8758
                           (Issuer's telephone number)

Indicate by check mark whether the registrant (1) has filed all reports required
to be filed by Section 13 or 15(d) of the  Securities  and  Exchange Act of 1934
during the preceding 12 months (or for such shorter  period that the  registrant
was  required  to file such  reports),  and (2) has been  subject to such filing
requirements for the past 90 days.

Yes  [X]       No [ ]


Indicate the number of shares  outstanding  of each of the  issuer's  classes of
common stock, as of the latest practicable date:

      Common Stock, $0.0001 par value                    9,376,188
               (Class)                     (Outstanding as of February 16, 2004)


<PAGE>

                       HUMANA TRANS SERVICES HOLDING CORP.
                                   FORM 10-QSB
                                December 31, 2003


                                      INDEX

                                                                            Page
Part I - FINANCIAL INFORMATION

Item 1.  Financial Statements (Unaudited)
         Consolidated Balance Sheets.........................................F-2
         Consolidated Statements of Operations...............................F-3
         Consolidated Statements of Cash Flows...............................F-4
         Consolidated Statements of Stockholders' Equity.....................F-5
         Notes to Consolidated Financial Information.........................F-6

Item 2   Management's Discussion and Analysis or Plan of Operation............11

Item 3   Controls and Procedures..............................................16


Part II - OTHER INFORMATION

Item 1.  Legal Proceedings....................................................17

Item 2.  Changes In Securities................................................17

Item 3.  Defaults Upon Senior Securities......................................17

Item 4.  Submission Of Matters To A Vote Of Security Holders..................18

Item 5.  Other Information....................................................18

Item 6.  Exhibits and Reports on Form 8-K.....................................18

Signatures....................................................................18

Certifications................................................................19



                                       2
<PAGE>


PART I:  FINANCIAL INFORMATION


                       Humana Trans Services Holding Corp.
                                And Subsidiaries
                                December 31, 2003



TABLE OF CONTENTS                                                        Page


FINANCIAL STATEMENTS

       Balance Sheet as of December 31, 2003                             F-1
       Statements of Operations for the year
            ended December 31, 2003 and 2002                             F-2
       Statements of Operations for the year
            ended December 31, 2003 and 2002                             F-3
       Statements of Stockholders' Deficiency for year
            ended December 31, 2003 and 2002                             F-4
Statements of Cash Flows for the year
            ended December 31, 2003 and 2002                             F-5
       Notes to Financial Statements                                  F6-F11








                                       3
<PAGE>


HUMANA TRANS SERVICES HOLDING CORPORATION AND SUBSIDIARIES
CONSOLIDATED BALANCE SHEETS
DECEMBER  31, 2003 AND 2002

<TABLE>
<CAPTION>
                                                                                                2003           2002
                                                                                            -----------    -----------
<S>                                                                                         <C>            <C>
ASSETS

CURRENT ASSETS:
                            Cash and cash equivalents                                       $    35,216    $        --
                            Accounts receivable                                                  88,157             --
                            Loan receivable - related party                                          --            100
                            Employee advances                                                    11,990             --
                            Other current assets                                                 15,995             --
                                                                                            -----------    -----------
                                         TOTAL CURRENT ASSETS                                   151,358            100
                                                                                            -----------    -----------

FIXED ASSETS                                                                                      1,056             --
                                                                                            -----------    -----------

OTHER ASSETS:
                            Client list                                                          68,500             --
                                                                                            -----------    -----------
                                         TOTAL OTHER ASSETS                                      68,500             --
                                                                                            -----------    -----------
Total Assets                                                                                $   220,914    $       100
                                                                                            ===========    ===========

LIABILITIES AND DEFICIENCY IN ASSETS

CURRENT LIABILITIES:
                            Accounts payable                                                $   207,959    $   137,191
                            Accrued expenses                                                    335,447          4,600
                            Payroll taxes payables                                              254,925             --
                            Loans Payable                                                       464,551         62,310
                                                                                            -----------    -----------
                                         TOTAL CURRENT LIABILITIES                            1,262,882        204,101
                                                                                            -----------    -----------
DEFICIENCY IN ASSETS:
                            Common stock, $.0001 par value, 50,000,000 shares authorized,         1,271            656
                                    6,345,188 shares outstanding in 2003
                            Less stock subscription receivable                                       --             --
                                                                                            -----------    -----------
                                                                                                  1,271             --
                            Additional paid in capital                                           87,304
                            Deficit accumulated during development stage                     (1,130,543)      (204,657)
                                                                                            -----------    -----------
                                         TOTAL DEFICIENCY IN ASSETS                          (1,041,968)      (204,001)
                                                                                            -----------    -----------
Total liabilities and deficiency in assets                                                  $   220,914    $       100
                                                                                            ===========    ===========
</TABLE>


See notes to financial statements.
                                                                             F-2

<PAGE>


HUMANA TRANS SERVICES HOLDING CORPORATION AND SUBSIDIARIES
CONSOLIDATED STATEMENTS OF OPERATIONS
THREE MONTHS ENDED DECEMBER 31, 2003 AND 2002



                                                    2003            2002
                                                -----------    -----------

REVENUES                                        $   955,639    $        --

COST OF REVENUES                                    631,721
                                                -----------    -----------

GROSS PROFIT                                        323,918             --


GENERAL AND ADMINISTRATIVE                          462,216         38,265
                                                -----------    -----------

            Loss from operations                   (138,298)       (38,265)
                                                -----------    -----------

OTHER INCOME (EXPENSE):
    Interest expense                                (21,876)            --
                                                -----------    -----------
                                                    (21,876)            --
                                                -----------    -----------

NET INCOME (LOSS)                               $  (160,174)   $   (38,265)
                                                -----------    -----------


LOSS PER SHARE
    Basic                                       $     (0.03)   $     (0.03)
                                                ===========    ===========

AVERAGE NUMBER OF COMMON
  SHARES OUTSTANDING
    Basic                                         6,345,188      1,200,000
                                                ===========    ===========




See notes to financial statements.
                                                                             F-3

<PAGE>


HUMANA TRANS SERVICES HOLDING CORPORATION AND SUBSIDIARIES
CONSOLIDATED STATEMENTS OF CHANGES IN DEFICIENCY IN ASSETS
FOR THE THREE MONTHS ENDED DECEMBER 31, 2003 AND 2002


<TABLE>
<CAPTION>
                                                               COMMON STOCK        ADDITIONAL
                                                        -----------------------     PAID-IN
                                                          SHARES        AMOUNT      CAPITAL      DEFICIT        TOTAL
                                                        ----------   ----------   ----------   ----------    ----------
<S>                                                      <C>              <C>         <C>        <C>           <C>
Balance at September 30, 2003                            6,345,187        1,161       87,414     (970,369)     (881,794)

    Net loss the three months ended December 31, 2003           --           --           --     (160,174)     (160,174)
                                                        ----------   ----------   ----------   ----------    ----------

Balance at September 30, 2003                                                                  (1,130,543)   (1,041,968)
                                                        ==========   ==========   ==========   ==========    ==========
</TABLE>




                                                                             F-4

<PAGE>


HUMANA TRANS SERVICES HOLDING CORPORATION AND SUBSIDIARIES
CONSOLIDATED STATEMENTS OF CASH FLOWS
FOR THE THREE MONTHS ENDED DECEMBER 31, 2003 AND 2002

                                                           2003         2002
                                                        ---------    ---------
CASH FLOWS FROM OPERATING ACTIVITIES
Net loss                                                $(160,174)   $ (38,265)
Adjustments to reconcile net loss to net
    cash used in operating activities:
       Impairment loss on Goodwill                             --           --
       Stock compensation expenses                             --          455
       Amortization of customer list                        3,500           --
       Changes in assets and liabilities:
          Accounts receivable                                 189           --
          Employee advances                                    --           --
          Other current assets                                (47)          --
          Accounts payable                                 30,794        6,000
          Accrued expenses                                 72,615        4,600
          Payroll taxes payable                            93,349           --
                                                        ---------    ---------
            Net cash used in operating activities          40,226      (27,210)
                                                        ---------    ---------

CASH FLOWS FROM INVESTING ACTIVITIES:
  Acquisition of Goodwill                                      --           --
  Acquisition of customer list                                 --           --
   Loan receivable - related party                             --         (100)
                                                        ---------    ---------
            Net cash used in investing activities              --         (100)
                                                        ---------    ---------

CASH FLOWS FROM FINANCING ACTIVITIES
  Increase(Decrease) in loans payable                     (21,094)          --
  Proceeds from stockholder advances                           --       27,310
  Proceeds from convertible notes payable                      --           --
                                                        ---------    ---------
            Net cash provided by financing activities     (21,094)      27,310
                                                        ---------    ---------

            NET INCREASE IN CASH                        $  19,132    $      --

CASH AND CASH EQUIVALENTS, Beginning                       16,084           --
                                                        ---------    ---------

CASH AND CASH EQUIVALENTS, End                          $  35,216    $      --
                                                        =========    =========

SUPPLEMENTAL DISCLOSURES OF CASH PAYMENTS
Interest                                                $  21,876    $      --
                                                        =========    =========
Taxes                                                   $      --    $      --
                                                        =========    =========


                                                                             F-5

<PAGE>


NOTE 1 -- BASIS OF PRESENTATION

The accompanying unaudited financial statements have been prepared in accordance
with the instructions to Form 10-QSB of the Securities and Exchange  Commission.
Accordingly, they do not include all of the information and disclosures required
by  accounting  principles  generally  accepted in the United States of America.
However,  in the opinion of management,  the  accompanying  unaudited  financial
statements  contain all  adjustments  (all of which are normal and  recurring in
nature)  necessary  to present  fairly the  financial  position of Humana  Trans
Services  Holding Corp. & Subsidiaries.  (the Company) at December 31, 2003 and,
statements of operations,  changes in  stockholders'  deficit and cash flows for
the three months ended December 31, 2003. For further information,  refer to the
financial  statements  and  disclosures  that were filed by the Company with the
Securities and Exchange  Commission on Form 10-KSB  (Annual  Report  Pursuant to
Section 13 or 15(d) of the Securities Act of 1934) (File No. 000-30734).

NOTE 2 -- ORGANIZATION, NATURE OF BUSINESS AND PURCHASE OF OPERATIONS

Organization

On August 16, 2002,  (new) Steam Cleaning USA Inc., a Delaware  corporation  was
organized  (and formerly known as TTI Holdings of America Corp.  (TTI)),  issued
90,000,000  of its  shares of common  stock in  exchange  for 100% of the common
stock of Steam Cleaning USA, Inc., the Wisconsin corporation organized in August
2002. The stockholdings of the original stockholders of Steam Cleaning USA, Inc.
(the  Wisconsin  corporation)  will  represent  approximately  90% of the  stock
outstanding of TTI on a post exchange basis.  Simultaneously  with the exchange,
Steam  Cleaning USA, Inc. (the Wisconsin  corporation)  merged into TTI with TTI
changing its name to Steam  Cleaning  USA,  inc. (a Delaware  corporation)  Such
exchange diluted the ownership  percentage of the prior Steam Cleaning USA, Inc.
stockholders to approximately 10 percent and resulted in the prior  stockholders
of Steam  Cleaning  USA, Inc.  owning  approximately  90 percent of  outstanding
shares.  As a legal  effect of the merger,  TTI  acquired  all of the assets and
assumed all the liabilities of Steam Cleaning USA, Inc. For reporting  purposes,
however,  the foregoing  stock-exchange  transaction has been accounted for as a
reverse  acquisition in which Steam Cleaning USA,  Inc.(Wisconsin)  acquired all
the assets and  liabilities  of Steam  Cleaning  USA, Inc.  (Delaware)(TTI)  and
recorded  them at their fair value and as if Steam Clean USA,  Inc.  (Wisconsin)
remained the reporting entity. Because Steam Cleaning USA, Inc. is the surviving
entity for legal purposes,  all equity  transactions have been restated in terms
of this corporation's capital structure.

Concurrent with the consummation of the above described  transaction the company
affect a reverse split of 1 new share for every 5 shares outstanding.


                                       F-6


<PAGE>



Acquisitions:

On July 1, 2003 the company acquired Humana Trans Services Holding Corp. and its
subsidiaries  (as described  below).  The entity was incorporated in Delaware on
April 25, 2003 issuing 100 shares of common stock.  (On July 1, 2003 the Company
merged into Steam Cleaning USA, Inc. (Steam Cleaning)  leaving Steam Cleaning as
the surviving corporation.  On August 4, 2003 Steam Cleaning filed a Certificate
of Amendment to its  Certificate of  Incorporation  changing its name to "Humana
Trans  Services  Holding  Corp.)  The  Company's  certificate  of  incorporation
authorized it to issue  20,000,000  shares of Common Stock with a par value of $
..0001 per share and 5,000,000 shares of preferred stock, par value $.0001. Prior
to the  company's  acquisition  of Humana  Trans  Services  Group,  Ltd. and Bio
Solutions LLC (see below) it had no operations.

Humana Trans Services Group, Ltd.

On April 30, 2003 the HTSG entered into a Stock Purchase  Agreement  wherein the
it purchased from National  Management  Consulting Inc.  (NMC)(a publicly traded
company and sole stockholder of Humana Trans Services Group, Ltd.  (HTSG)),  all
the  outstanding  shares of HTSG. The majority of shareholders of HTSG were also
shareholders  of NMC.  The  purchase  price was  $255,000 for the stock of which
$25,000  was paid at closing and the  balance in the form of a  promissory  note
that  bears  interest  at the rate of five  percent  (10%),  with  interest  and
principle payable over a two year period.  The Note is secured by stock owned by
the majority  shareholder of the company (and a former  director/officer) in the
following  companies:  NMC,  Dominix,  Inc., and CDKnet.com (all publicly traded
companies).  Also this  stockholder  gave a waiver to any right to  receive  any
shares or proceeds of any shares of NMC. Humana has commenced  operations in the
employee leasing  business  whereby Humana contracts with various  businesses to
provide  employees to the business.  The  recipient  business then pays a fee to
Humana out of which the  employee  is paid and Humana  retains a portion for its
administrative efforts.

Bio Solutions, LLC

In conjunction  with the  acquisition of HTSG the company assumed the operations
of Bio  Solutions  LLC owned by the  president  of the company and who is also a
significant  stockholder of the company.  No consideration was paid, however the
transaction  resulted  in  acquiring  $143,622  of  goodwill  that  the  company
considered  impaired and has also been written down.  Goodwill is expected to be
fully deductible for tax purposes.

Going Concern

The  accompanying  financial  statements  have been  prepared  assuming that the
Company will continue as a going concern.

The Company has reorganized as a management and holding company with a focus on
acquiring and managing small enterprises that have potential growth prospects in
similar  lines of  business  as  HTSG.  The  primary  criteria  for  acquisition
candidates are that they must be at or near  profitability and exhibit potential
for growth with a minimal amount of financing.  Financing recently has been from
stockholder advances and factoring accounts receivable.



                                      F-7
<PAGE>


The Company anticipates that in order to fulfill its plan of operation including
payment  of  certain  past  liabilities  of the  company,  it will  need to seek
financing  from outside  sources.  The company is  currently  pursuing a private
placement of debt.  Also, the Company is actively in discussion with one or more
potential  acquisition  or merger  candidates.  There is no  assurance  that the
company will be successful in raising the necessary  funds nor there a guarantee
that the Company can successfully  execute any acquisition or merger transaction
with any company or  individual  or if such  transaction  is effected,  that the
Company will be able to operate such company profitably or successfully.

These factors raise substantial doubt about the Company's ability to continue as
a going concern.  The financial  statements do not include any  adjustment  that
might result from the outcome of this uncertainty.


NOTE 2--SIGNIFICANT ACCOUNTING POLICIES

Basis of  Consolidation--  The  consolidated  financial  statements  include the
accounts of Humana Trans Services  Group,  Ltd. and Bio Solutions,  LLC a wholly
owned  subsidiary  acquired  in  April  2003  (see  note 1).  Two new  corporate
subsidiaries,  Skilled Tradesman,  Inc. and Waste Remediation,  Inc. were formed
and  have  remained  inactive.   All  significant   intercompany   accounts  and
transactions have been eliminated in consolidation.

Revenue Recognition -- HTSG recognizes revenue based upon services performed and
by employees and billed to customers.

Cash and Cash  Equivalents -- For purposes of reporting cash flows,  the Company
considers all cash accounts, which are not subject to withdrawal restrictions or
penalties,  as cash and cash equivalents in the accompanying balance sheets. The
Company  maintains  their cash in a  financial  institution,  which  insures its
deposits with the FDIC up to $100,000 per depositor.

Allowance For Doubtful  Accounts -- Trade accounts  receivable are stated net of
any allowance for doubtful  accounts.  The Company estimates the allowance based
on an analysis of specific customers,  taking into consideration the age of past
due accounts and an  assessment of the  customer's  ability to pay. At September
30,  2003  management  of the  Company  had  determined  no further  reserve was
required after writing off any potential bad debts.

Client List - Client list is being  amortized on a straight line basis over five
years

Property and Equipment -- Depreciation is computed on the  straight-line  method
over the estimated useful lives of the respective assets, which range from three
to five years. Maintenance and repairs are charged to expense as incurred; major
renewals and improvements are capitalized.



                                      F-8
<PAGE>


Fair Value of Financial  Instruments -- The fair value of financial  instruments
classified  as  current   assets  or   liabilities,   including  cash  and  cash
equivalents,   accounts  receivable,  related  party  receivables  and  accounts
payable,  accrued expenses,  and stockholder advance approximate carrying value,
principally  because of the short maturity of those items. Note  Payable-CDK.Net
also approximates it fair based upon its maturity and the interest rate.

Income Tax -- federal  income  tax and to the extent  that all the  corporations
have state income taxes they are accounted under an asset and liability  method,
which recognizes deferred tax liabilities and assets for the expected future tax
consequences of temporary  differences  between the tax and financial  reporting
bases of certain assets and liabilities of each entity of the combined group. As
of September 30, 2003 the Company had no taxable  income.  As of June 30, 2003 a
valuation  allowance to offset any future  benefit from net operating loss carry
forwards has been established because management believes it is more likely than
not that the  deferred  asset will not be  recovered.  The  Company  has tax net
operating  losses  to  offset  future  taxable  income  if such  taxable  income
materializes and subject to certain limitations under the Internal Revenue Code.

Goodwill  -  Cost  of  investments  in  purchased  companies  in  excess  of the
underlying  fair value of net assets at dates of  acquisition  are  recorded  as
goodwill and assessed annually for impairment. If considered impaired,  goodwill
will  be  written  down  to  fair  value  and a  corresponding  impairment  loss
recognized.

Use of Estimates -- The  preparation of financial  statements in conformity with
accounting principles generally accepted in the United State of America requires
management to make estimates and assumptions that affect the reported amounts of
assets and  liabilities  and disclosure of contingent  assets and liabilities at
the date of the financial  statements  and the reported  amounts of revenues and
expenses  during the reported  period.  Actual  results  could differ from those
estimates.

Note 3 - ACCOUNTS RECEIVABLE FACTORING ARRANGMENT

On October 21, 2003 HTSG entered into a factoring  arrangement  whereby  certain
identified  accounts  receivable  would be sold to AmeriFund  Capital Group, LLC
(AFCG) up to a maximum  of  $500,000.  AFCG will  advance  up to 80% of the face
value of the  accounts  receivable.  At the time of  collection  the factor will
remit the  remaining  20% of the face value of the  receivable  less a "discount
fee" ranging from 2.50% (if 15 days elapsed) to 10.11% (91 days after  elapsed).
The arrangement is non-recourse to the company in the event of non-payment of an
account by reason of bankruptcy and the factor maintains a security  interest in
all accounts receivable. The term of the arrangement is twelve months.



                                      F-9
<PAGE>


Note 4 - PAYROLL TAXES PAYABLE

In conjunction  with the  acquisition of Humana Trans Service Group (see Note 2)
the company assumed  delinquent  past due state and federal  payroll taxes.  The
balance of these liabilities is shown in the balance sheet of December 31, 2003.
The company has also accrued  estimated  interest and  penalties on these unpaid
taxes. Additionally, several states have filed liens on the company. The company
is currently  paying all payroll  taxes and intends to pay and settle with state
and federal jurisdictions at time of receiving additional working capital.

NOTE 5-- LOANS PAYABLE

Loans payable at September 30, 2003 are as follows:

         Due Humana Force Systems                 $103,758
         Due Stockholder/owner                      95,793
         Note Payable - James W. Zimbler           230,000
         Convertible Notes Payable                  35,000
                                                  --------
                                                  $464,551
                                                  ========

DUE HUMANA FORCE SYSTEMS - represents  unsecured  advances made to Bio Solutions
for working capital.  Humana Force Systems is a company that had operated in the
same  business as HTSG,  whose owner  became  president  of Human Trans  Service
Group,  Inc.,  but who  died  before  assuming  control.  There  are no terms of
repayment and it non-interest bearing.

DUE STOCKHOLDER / OFFICER - This represents  funds advances to Bio Solutions for
working capital.  There are no terms for repayment and is non-interest  bearing.
Also the advance is unsecured.

NOTE PAYABLE -JAMES ZIMBLER - This is the note issuance in conjunction  with the
acquisition  of  Humana  Trans  Service  Group  Ltd (see  Note  1).  The note is
currently in default in that only the first few monthly  payments were made, and
therefore  the entire  amount has been  classified  current.  On July 10, 2003 a
settlement  agreement was entered into by the company,  National  Management and
the major  shareholder  of the company  whereby the  majority  stockholder  gave
holdings in National  Management  Consulting and other  companies that was being
held as  collateral in order to satisfy the  obligation.  A new  obligation  was
created to this stockholder for an amount equal to the settlement.

In  addition,  included  in  accounts  payable is an  advance of $36,000  from a
partnership  owned by three  stockholders  and an  officer of the  Company.  The
proceeds of this  advance  were used to  partially  pay  workman's  compensation
insurance for the Company.



                                      F-10
<PAGE>


NOTE 6 - Lease Commitment

In August 2002, the company  entered into lease for use of its  headquarters  in
Maryland. The lease calls for payments of $1,770/month.  Rent expense for period
was  $21,240  Additionally,  the lease is  guaranteed  by the  president  of the
company.

Noncancellable payments over the term of the lease are as follows:

                     Twelve months ending:

                     December 31, 2004                $21,240
                     December 31, 2005                $14,160
                                                      -------
                                                      $35,400
                                                      =======

NOTE 7 - SUBSEQUENT EVENTS

Corporate Program Administrators, Inc.

On November 10, 2003, the company  entered into an asset  purchase  agreement to
purchase  certain  assets of "Corporate  Program  Administrators,  Inc." for the
issuance of 385,000 shares of common stock and $25,000 cash. No liabilities  are
being assumed and certain assets such as accounts  receivable and "prepaids" are
being excluded from the purchase.

The Parties have executed an Amendment to the Asset Purchase Agreement, amending
the effective  date of the asset  purchase to January 1, 2004,  and amending the
purchase price to be 306,000 shares of common stock of the registrant, including
all previous cash and excluded assets being purchased.

The transaction  will be effective  within the second fiscal quarter ended March
31, 2004.

Personnel Management Solutions LLP

The company and "Personnel Management  Solutions,  LLP (PMS) have entered into a
"memorandum of  understanding  on December 10, 2003" and "term left December 29,
2003" to pursue a "definitive  purchase  agreement." It is anticipated  that the
purchase  price will be based upon three  times  adjusted  net  earnings  of PMS
payable  25% in cash plus the  issuance  of common  stock of the company for the
remaining 75% of the purchase  price,  which is to be determined.  Completion of
any purchase is  contingent  upon  performance  of adequate due diligence by the
company.

Prior to the execution of a definitive  agreement for the purchase of PMS by the
company  will manage all  operations  and accounts of PMS  effective  January 1,
2004.  All operations are to continue to be processed by PMS, but will be in the
name  of  the   company.   PMS  will  retain   ownership  of  all  accounts  and
responsibility  for all liabilities.  The company will receive a fee of 0.05% of
total gross payroll processed during this period.

It is anticipated  that the Registrant  will complete the  transaction  with PMS
will close in the second fiscal quarter, ended March 31, 2004



                                      F-11
<PAGE>


ITEM 2. MANAGEMENT'S DISCUSSION AND ANALYSIS OR PLAN OF OPERATIONS

FORWARD-LOOKING STATEMENTS

The  following  discussion  should  be  read in  conjunction  with  our  audited
financial  statements and notes thereto included herein. In connection with, and
because we desire to take  advantage  of, the "safe  harbor"  provisions  of the
Private  Securities  Litigation Reform Act of 1995, we caution readers regarding
certain forward looking statements in the following  discussion and elsewhere in
this report and in any other statement made by, or on our behalf, whether or not
in future filings with the Securities and Exchange  Commission.  Forward-looking
statements are statements not based on historical  information  and which relate
to future operations, strategies, financial results or other developments.

Forward-looking  statements are necessarily based upon estimates and assumptions
that are inherently  subject to significant  business,  economic and competitive
uncertainties and  contingencies,  many of which are beyond our control and many
of which,  with  respect to future  business  decisions,  are subject to change.
These  uncertainties and contingencies can affect actual results and could cause
actual results to differ  materially from those expressed in any forward looking
statements  made by,  or our  behalf.  We  disclaim  any  obligation  to  update
forward-looking statements.

OVERVIEW

Humana Trans Services Holding Corp., formerly Steam Cleaning USA, Inc., formerly
TTI Holdings of America Corp was incorporated in November 1994 under the laws of
the State of Delaware under the name Thermaltec International,  Corp. On May 18,
2001, Thermaltec changed its name to TTI Holdings of America Corp. ("TTI" or the
"Company"). From its inception until July 2001, TTI was primarily engaged in the
thermal  spray coating  industry in the U.S. and Costa Rica.  In July 2001,  TTI
divested the operations of its thermal spraying business,  formerly consolidated
in its wholly-owned  subsidiary Panama  Industries,  Ltd, to its shareholders of
record as of June 22,  2001 in the form of a stock  dividend on the basis of one
(1)  share of Panama  for every  three  (3)  shares  of TTI owned  (the  "Panama
Spin-off").  Accordingly,  as of July 2, 2001,  TTI was no longer in the thermal
spraying  business  and has been  operating  as a  holding  company  focused  on
developing new business opportunities.

PRIOR TRANSACTIONS:

In June 2001, TTI acquired  300,000 shares of Cobex  Technology Inc. for $50,000
and the issuance of 100,000 shares of its Common Stock. These shares represented
approximately 18% of Cobex's total outstanding shares. Cobex is a New York based
communications interconnect provider and installer serving small to middle sized
companies and institutions.  On December 12, 2001, TTI agreed to sell all of its
shares back to Cobex for a total of $35,000,  payable  $7,000 on closing and the
balance payable over a 12-month period. This transaction closed in January 2002.

On October 10, 2001, TTI entered into an agreement to merge  Transventures  into
Cyberedge  Enterprises,  Inc, a Delaware  corporation  company that had recently
filed for reorganization  under Chapter 11 of the U.S.  Bankruptcy Code. TTI was
to receive 20% of the total outstanding shares of



                                       11
<PAGE>


Cyberedge  at  the  closing.  The  purpose  of  the  transaction  was  to  allow
Cyberedge's management, primarily its President, James W Zimbler, to develop the
transportation  and  logistics  business  utilizing  their  in-house  network of
industry contacts. This transaction was never completed however.

On November 2, 2001, Mr.  Zimbler was named TTI's interim  President in addition
to being named to the TTI Board of Directors.  Mr.  Zimbler  replaced TTI's then
current Chief  Executive  Officer and  President  Andrew B. Mazzone who resigned
both  positions  effective  November 1, 2001.  On  December  14,  2001,  TTI and
Cyberedge  mutually  agreed  to  terminate  the  merger  of  Transventures  into
Cyberedge as it was  determined by both  companies  that TTI and its  management
were better suited to exploit the Transventure business model and create value.

Pursuant to a Stock Purchase  Agreement,  dated August 15, 2002, entered into by
the Registrant,  the shareholders of the issued and outstanding  shares of Steam
Cleaning USA, Inc.,  have sold their shares to the Registrant to the issuance of
a total of  90,000,000  shares of common  stock.  Steam  Cleaning  USA,  Inc., a
Wisconsin  corporation,  was set up by a group of  outside  individuals  for the
purpose of  effectuating  a transaction  organized  specifically  to potentially
acquire and expand the  operations  of Steam  Cleaning and  Sterilization,  Inc.
Steam  Cleaning  and  Sterilization  began its  existence  as an  unincorporated
proprietorship over forty-five years ago when the present owners began providing
steam  cleaning  and cart  maintenance  services  to  local  grocery  stores  in
Wisconsin. The proprietorship was incorporated in 1962 under its present name as
a Wisconsin  corporation.  The company  continued to primarily  service  grocery
stores,  even after the stores were  acquired  or merged  into  larger  regional
entities. The shares were issued after the effectiveness of the five (5) for one
(1) reverse  split,  to be  effective  on  September  3, 2002.  At that time the
shareholders  will receive an aggregate total amount of 18,000,000  shares.  The
owners of Steam  Cleaning  and  Sterilization  were slow to enter  into  serious
meaningful  discussions about a business combination,  and on December 27, 2002,
the Stock  Purchase  Agreement,  dated August 15, 2002,  was amended in that the
90,000,000  shares  issued were  returned to the  treasury  and in their place a
total of 5,000,000  shares were issued.  On August 19, 2002 the company  changed
its name to Steam Cleaning USA, Inc.

As of July 1, 2003, we entered into a Stock Purchase  Agreement to purchase 100%
of the stock of Humana Trans  Services  Holding  Corp.,  a Delaware  corporation
("Holding").  Holding is the owner of Humana Trans Services Group, Ltd., Skilled
Tradesman, Inc., Waste Remediation Systems, Inc., and Bio Solutions of Maryland,
LLC.  Holding  was  previously  wholly-owned  by our former  Director,  James W.
Zimber, and other  shareholders,  as was set forthonthe filing of July 10, 2004.
The purchase price for the 100% issued and outstanding  shares of Holding is the
issuance of 6,000,000 shares of common stock of the Company,  to be issued after
the  effective  date of the  reverse  8 for 1 split of the  common  stock of the
Company.

RECENT TRANSACTIONS:

Corporate Program Administrators, Inc.

On November 10, 2003, the company  entered into an asset  purchase  agreement to
purchase  certain  assets of "Corporate  Program  Administrators,  Inc." for the
issuance of 385,000 shares of common stock and $25,000 cash. No liabilities  are
being assumed and certain assets such as accounts  receivable and "prepaids" are
being excluded from the purchase.



                                       12
<PAGE>


The Parties have executed an Amendment to the Asset Purchase Agreement, amending
the effective  date of the asset  purchase to January 1, 2004,  and amending the
purchase price to be 306,000 shares of common stock of the registrant, including
all previous cash and excluded assets being purchased.

The transaction  will be effective  within the second fiscal quarter ended March
31, 2004.


Personnel Management Solutions LLP

The company and "Personnel Management  Solutions,  LLP (PMS) have entered into a
"memorandum of  understanding  on December 10, 2003" and "term left December 29,
2003" to pursue a "definitive  purchase  agreement." It is anticipated  that the
purchase  price will be based upon three  times  adjusted  net  earnings  of PMS
payable  25% in cash plus the  issuance  of common  stock of the company for the
remaining 75% of the purchase  price,  which is to be determined.  Completion of
any purchase is  contingent  upon  performance  of adequate due diligence by the
company.

Prior to the execution of a definitive  agreement for the purchase of PMS by the
company  will manage all  operations  and accounts of PMS  effective  January 1,
2004.  All operations are to continue to be processed by PMS, but will be in the
name  of  the   company.   PMS  will  retain   ownership  of  all  accounts  and
responsibility  for all liabilities.  The company will receive a fee of 0.05% of
total gross payroll processed during this period.

It is anticipated  that the Registrant  will complete the  transaction  with PMS
will close in the second fiscal quarter, ended March 31, 2004

RESULTS OF OPERATIONS

Until July 1, 2003,  the last quarter of the  Registrant's  fiscal year,  ending
September 30, 2003, the Registrant did not have an operating  unit.  Therefore a
comparison  of sales to the previous year is not an accurate  representation  of
the  increase or decrease of the  revenues,  costs and sales of the  Registrant.
Subsequent to July 1, 2004, the Registrant had $797,682 in sales,  with the cost
of  revenues of  $507,718  and other  expenses,  including  interest  expense of
$33,368 and impairment of Goodwill of $469,005 for total expenses of $1,016,937.

For the  quarter  ended  December  31,  2003,  the  Registrant  had  Revenues of
$955,639,  compared to no revenues for the quarter ended December 31, 2002, with
Cost of  revenues of $631,721  compared  to no cost in the  comparison  quarter.
Gross profit for the fiscal quarter was $323,918, compared to no gross profit in
the fiscal  quarter  ended  December  31,  2002.  Administrative  expenses  were
$462,216 for the recent fiscal  quarter  resulting in a loss from  operations of
$138,298.  It is anticipated by the Registrant  that General and  Administrative
costs will remain  relatively  the same,  while  Revenues  and Gross profit will
increase.

Humana's business is referred to as Employee Leasing.  Humana has contracts with
various businesses to provide employees to the business.  The business then pays
a fee to Humana.  Out of this fee, the employee is paid,  they receive  benefits
and Humana  retains a portion for its  administrative  efforts.  Examples of the
types  of  services  that  Humana  provides  to  its  clients,  include;  Driver
recruitment,  including  the  placement  of ads,  interviewing,  all testing and
background checks, Driver leasing and Leased labor. Currently Humana operates in
5 states and



                                       13
<PAGE>


has  current  annual  revenues  of  approximately  $2,000,000.  Some of Humana's
clients are Cardinal Healthcare, Giant Foods and Royal Ahold.


FOR THE QUARTER ENDED ENDING DECEMBER 31, 2002 VS. DECEMBER31, 2002

For the  quarter  ended  December  31,  2003,  the  Registrant  had  Revenues of
$955,639,  compared to no revenues for the quarter ended December 31, 2002, with
Cost of  revenues of $631,721  compared  to no cost in the  comparison  quarter.
Gross profit for the fiscal quarter was $323,918, compared to no gross profit in
the fiscal  quarter  ended  December  31,  2002.  Administrative  expenses  were
$462,216 for the recent fiscal  quarter  resulting in a loss from  operations of
$138,298.  It is anticipated by the Registrant  that General and  Administrative
costs will remain  relatively  the same,  while  Revenues  and Gross profit will
increase.  Cash  and  cash  equivalents  rose  from  $100 to  $35,216,  Accounts
receivable were $88,157 from none and Employee Advances and Other Current Assets
rose to $27,985 from none.  Liabilities  in the quarter ended  December 31, 2003
rose to $1,262,882,  including Accounts payable of $207,959, Accrued expenses of
$335,447 and payroll taxes payables of $254,925, from the quarter ended December
31, 2002 which were $204,101.

It is  anticipated  that the addition of the operations  from Corporate  Program
Administrators,  Inc. and Personnel  Management  Solutions LLP will increase the
Revenues and Current Assets  substantially over the increase in Cost of Revenues
and the increase in liabilities.

LIQUIDITY AND FINANCIAL RESOURCES

The Company  incurred a net loss of $712,628 during the year ended September 30,
2003 and for the period ended  December 31, 2003 incurred a net loss of $160,714
and has  incurred  substantial  net losses  for each of the past two  years.  At
September 30, 2003, current  liabilities exceed current assets by $790,974,  and
for the period ended December 31, 2003, the current  liabilities  exceed current
assets by $1,111,524.  These factors raise substantial doubt about the Company's
ability to continue as a going  concern.  It is the  intention of the  Company's
management to improve profitability by significantly reducing operating expenses
and to increase revenues  significantly,  through growth and  acquisitions.  The
ultimate success of these measures is not reasonably determinable at this time.


RISK FACTORS

Much of the  information  included in this  statement  includes or is based upon
estimates,  projections  or other  "forward  looking  statements".  Such forward
looking  statements  include any  projections  or  estimates  made by us and our
management   in   connection   with  our   business   operations.   While  these
forward-looking  statements,  and any assumptions upon which they are based, are
made in good faith and reflect our current  judgment  regarding the direction of
our business, actual results will almost always vary, sometimes materially, from
any estimates, predictions, projections, assumptions or other future performance
suggested herein.

Such  estimates,  projections  or other  "forward  looking  statements"  involve
various risks and  uncertainties  as outlined  below. We caution the reader that
important  factors  in some  cases  have  affected  and,  in the  future,  could
materially  affect actual results and cause actual results to differ  materially
from the results expressed in any such estimates,  projections or other "forward
looking statements".



                                       14
<PAGE>


Key Personnel

All of our present  officers or directors are key to our continuing  operations,
we rely  upon the  continued  service  and  performance  of these  officers  and
directors,  and our future  success  depends on the  retention of these  people,
whose knowledge of our business and whose technical expertise would be difficult
to  replace.  At this  time,  some of our  officers  or  directors  are bound by
employment  agreements,  and as a result, any of them could leave with little or
no prior notice.

If we are  unable  to hire  and  retain  sales  and  marketing  and  operational
personnel,  any  business we acquire  could be  materially  adversely  affected.
Competition for qualified individuals is likely to be intense, and we may not be
able to attract,  assimilate, or retain additional highly qualified personnel in
the  future.  The  failure to  attract,  integrate,  motivate  and retain  these
employees could harm our business.

Uncertain Ability to Manage Growth

Our  ability to achieve any planned  growth upon the  acquisition  of a suitable
business  opportunity or business combination will be dependent upon a number of
factors including, but not limited to, our ability to hire, train and assimilate
management and other employees and the adequacy of our financial  resources.  In
addition,  there can be no assurance that we will be able to manage successfully
any business opportunity or business combination.  Failure to manage anticipated
growth effectively and efficiently could have a materially adverse effect on our
business.

"Penny Stock" Rules May Restrict the Market for the Company's Shares

Our  common  shares are  subject  to rules  promulgated  by the  Securities  and
Exchange  Commission  relating to "penny stocks," which apply to companies whose
shares are not  traded on a national  stock  exchange  or on the NASDAQ  system,
trade at less than $5.00 per share,  or who do not meet certain other  financial
requirements  specified by the Securities and Exchange  Commission.  These rules
require  brokers  who sell  "penny  stocks"  to persons  other than  established
customers and "accredited  investors" to complete  certain  documentation,  make
suitability   inquiries  of  investors,   and  provide  investors  with  certain
information  concerning  the risks of trading in the such  penny  stocks.  These
rules may  discourage  or  restrict  the  ability  of brokers to sell our common
shares and may affect the secondary  market for our common  shares.  These rules
could also  hamper  our  ability to raise  funds in the  primary  market for our
common shares.

Possible Volatility of Share Prices

Our common shares are currently publicly traded on the Over-the-Counter Bulletin
Board  service of the  National  Association  of  Securities  Dealers,  Inc. The
trading  price of our  common  shares  has been  subject  to wide  fluctuations.
Trading  prices of our common  shares may  fluctuate  in response to a number of
factors,  many of which  will be  beyond  our  control.  The  stock  market  has
generally experienced extreme price and volume fluctuations that have often been
unrelated or disproportionate to the operating  performance of companies with no
current  business  operation.  There can be no assurance that trading prices and
price  earnings  ratios  previously  experienced  by our common  shares  will be
matched or  maintained.  These broad market and industry  factors may  adversely
affect  the market  price of our  common  shares,  regardless  of our  operating
performance.

In the past,  following periods of volatility in the market price of a company's
securities,  securities class-action litigation has often been instituted.  Such
litigation,  if  instituted,  could  result  in  substantial  costs for us and a
diversion of management's attention and resources.



                                       15
<PAGE>


Indemnification of Directors, Officers and Others

Our Certificate of Incorporation and By-laws contain  provisions with respect to
the   indemnification  of  our  officers  and  directors  against  all  expenses
(including, without limitation,  attorneys' fees, judgments, fines, settlements,
and other  amounts  actually  and  reasonably  incurred in  connection  with any
proceeding  arising by reason of the fact that the person is one of our officers
or  directors)  incurred  by an  officer  or  director  in  defending  any  such
proceeding to the maximum extent permitted by Delaware law.

Insofar as indemnification  for liabilities  arising under the Securities Act of
1933,  as amended,  may be permitted  to  directors,  officers  and  controlling
persons of our company  under  Delaware law or  otherwise,  we have been advised
that  the  opinion  of the  Securities  and  Exchange  Commission  is that  such
indemnification  is against  public policy as expressed in the Securities Act of
1933, as amended, and is, therefore, unenforceable.

Anti-Takeover Provisions

We do not  currently  have  a  shareholder  rights  plan  or  any  anti-takeover
provisions in our By-laws.  Without any  anti-takeover  provisions,  there is no
deterrent  for a take-over of our  company,  which may result in a change in our
management and directors.

Reports to Security Holders

Under the securities laws of Delaware,  we are not required to deliver an annual
report  to our  shareholders  but we  intend  to send an  annual  report  to our
shareholders.


ITEM 3. CONTROLS AND PROCEDURES

The Registrant's  principal  executive officers and principal financial officer,
based on their evaluation of the registrant's disclosure controls and procedures
(as defined in Rules  13a-14 (c) of the  Securities  Exchange Act of 1934) as of
January 2, 2004, have concluded that the  Registrants'  disclosure  controls and
procedures  are  adequate  and  effective  to ensure that  material  information
relating to the  registrants  and their  consolidated  subsidiaries is recorded,
processed,  summarized  and reported  within the time  periods  specified by the
SEC's rules and forms,  particularly  during the period in which this  quarterly
report has been prepared.

The Registrants'  principal  executive officers and principal  financial officer
have  concluded  that there  were no  significant  changes  in the  registrants'
internal  controls or in other  factors  that could  significantly  affect these
controls subsequent to January 2, 2004, the date of their most recent evaluation
of such  controls,  and that there was no significant  deficiencies  or material
weaknesses in the registrant's internal controls.



                                       16
<PAGE>


PART II: OTHER INFORMATION

ITEM 1. LEGAL PROCEEDINGS.

Other than  described  below,  there are no past,  pending or, to our knowledge,
threatened  litigation or administrative  action which has or is expected by our
management to have a material effect upon our business,  financial  condition or
operations,  including any litigation or action involving our officer,  director
or other key personnel. There have been no changes in the company's accountants,
or disagreements with its accountants since its inception.

In May and June 2001, TTI entered into several  letter  agreements to acquire up
to eleven separately owned comprehensive  outpatient  rehabilitation  facilities
("CORF's")  that were managed by a Florida based company named Total Health Care
Consulting, Inc ("Total"). The Company was essentially acquiring the licenses to
operate these CORF's with Total providing the back-office  management functions.
The acquisition of these CORF's was to have been executed by the distribution of
shares of TTI to the CORF  owners  based upon  certain  financial  criteria.  On
August 24, 2001 the Company  terminated the agreements  with the CORF owners and
did  not   consummate  the   acquisitions   upon  being  informed  that  certain
representations  regarding  the  financial  condition of the CORFs and Total and
other  material  matters  were  found  to be not  true.  Although  approximately
3,500,000  shares of TTI had been issued to the owners of the CORFs,  the Shares
have been cancelled on the books of the Company and are not recognized as issued
and  outstanding.  Other than the legal,  accounting and due diligence  expenses
incurred in the pursuit of this acquisition,  no other costs were incurred.  The
Company does not  anticipate  any legal  actions from either side as a result of
these cancelled transactions.

Subsequent Events.

On  February  13,  2004,  we  received a letter from the Counsel for Willow Cove
Investment  Group,  Inc.  ("Willow"),  regarding the termination of an agreement
between  Willow  and the  Registrant  for  investment  banking  services,  dated
November 12, 2003. On November 20, 2003, the Registrant  notified Willow that it
was canceling the Agreement due to significant material  misrepresentations  and
information  that was not provided to the  Registrant  about the  principals  of
Willow.  The Letter from the Counsel for Willow is seeking the  continuation  of
the services to be provided for in the Agreement and the payment of all fees, or
they will commence Arbitration as set forth in the Agreement.  At this point the
Registrant is unable to make an accurate  assessment  about the claim, but feels
that  the   misrepresentations   and  failure  to  provide  the  information  is
significant and makes the agreement void. The claim would not be material in any
case.

ITEM 2. CHANGES IN SECURITIES.

None

ITEM 3. DEFAULTS UPON SENIOR SECURITIES.

None.



                                       17
<PAGE>


ITEM 4. SUBMISSION OF MATTERS TO A VOTE OF SECURITY HOLDERS.

None.

ITEM 5. OTHER INFORMATION.

None.

ITEM 6.  EXHIBITS AND REPORTS ON FORM 8-K

(a)      Exhibits
         3.1      Articles of Incorporation of the Registrant*
         3.2      By-laws of the Registrant*
         31.1     Section 302 Certification
         32.1     Section 906 Certification

--------
* Previously  filed as an exhibit to the Company's  Form 10-SB filed on November
  10, 2001, and as amended thereafter

(b) Reports on Form 8-K filed during the three months ended June 30, 2003.

A Current  Report on Form 8-K-A,  amending the Form 8-K filing of July 10, 2003,
under Item 5. Other Events and  Regulation FD Disclosure  and Item 7,  Financial
Statements and Exhibits of Registrant was filed on January 16, 2004.



SIGNATURES

In accordance with the  requirements of the Exchange Act, the registrant  caused
this  report to be  signed on its  behalf  by the  undersigned,  thereunto  duly
authorized.

Date:  February 16, 2004

                                           Humana Trans Services Holding Corp.

                                           /s/ John P. Daly
                                           -----------------------------------
                                           John P. Daly, President


                                           /s/ George L. Riggs, III
                                           -----------------------------------
                                           George L. Riggs, III, Chief Financial
                                           Officer



                                       18