April 2012

Report to Con

Us

gress sub

se of

bmitted p

of

f Fund

ursuant

the Smal

ds Re

t to Sectio

ll Busines

epor

on 4106(3

ss Jobs Ac

t

3)

ct
OVERVIE

Small bus

the econo

Lending F

communit

of the SBL

and prom

This repor

Decembe

changes in

business l

refinance

As of Dece

their sma

• In t

$36

• Incr

par

• A su

sma

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more than

• SBL

bas

• SBL

com

• SBL

per

par

                  

1 In this rep

with consol 2 In this rep

section of th

of the amou

small busine

include lend

EW

inesses are a

omic recovery

und (SBLF) is

ty developme

LF is to encou

mote economi

rt provides in

r 31, 2011, re

n business len

lending by the

d into the pro

ember 31, 20

ll business len

total, SBLF pa

6.0 billion bas

reases in sma

rticipants hav

ubstantial ma

all business le

ember 31, 20

n a compariso

LF banks have

seline levels,

LF banks have

mparison gro

LF banks that

rcent since th

rticipants hav

                       

ort, the terms “b

idated assets of

ort, the terms “s

his report. As es

unts that were re

ess lending by su

ding information

vital part of t

y.  Established

a dedicated f

ent loan fund

urage Main St

c growth in c

nformation on

elative to base

nding and oth

ese banks, a g

ogram from T

011, institutio

nding, helping

articipants ha

seline, and by

all business le

ving increased

ajority of SBL

ending by 10

011, the 281 b

on group of n

e increased b

versus a 1.1

e increased b

up of non‐SB

refinanced C

heir initial rec

ve increased t

                   

banks” and “com

less than $10 bi

small business le

tablished in the

eported for each

ubmitting quarte

n as of Decembe

the American

d by the Smal

fund designe

ds (CDLFs) in o

treet banks an

ommunities a

n changes in s

eline levels. 2

her lending by

group of non‐

Treasury’s Cap

ons participati

g to support s

ave increased

y $1.3 billion

ending are w

d their small

LF participant

0 percent or m

banks particip

non‐SBLF ban

business loans

percent med

business lend

BLF banks acro

CPP funding h

ceipt of CPP f

their busines

mmunity banks”

illion.   

ending” and “bu

Act, the baselin

h of the four cale

erly supplement

r 31, 2011.

1

n economy an

ll Business Jo

d to provide

order to enco

nd small busi

across the na

small busines

Additionally

y SBLF banks,

‐SBLF banks,

pital Purchase

ing in SBLF ha

small busines

d their small b

over the prio

widespread ac

business len

ts — more th

more.

pating in SBLF

ks.

s outstanding

ian increase

ing by substa

oss median m

have increase

unding from

ss lending by

encompass ban

siness lending”

e for measuring

endar quarters e

tal reports to Tre

nd their succe

bs Act of 201

capital to qua

ourage small b

nesses to wo

ation.   

ss lending by S

y, this report p

, including a c

and the subs

e Program (C

ave made imp

sses and loca

business lend

or quarter.

cross SBLF pa

ding over bas

han 68 percen

F have increas

g by a media

for the group

antially great

measures of s

ed business le

Treasury.  Ov

$5.8 billion.

nks, thrifts, and b

are defined in th

g the change in s

ended June 30, 2

easury.  The mo

ess is a critica

10 (the Act), t

alified comm

business lend

rk together, h

SBLF participa

provides info

comparison o

set of SBLF ba

CPP).

portant progr

l economies a

ding by $4.8 b

rticipants, w

seline levels.

nt — have inc

sed their bus

n of 21.5 per

p of non‐SBLF

er amounts t

size, geograp

ending by a m

ver that perio

bank and thrift h

he “Background

small business le

2010.  Participan

st recent supple

l component

he Small Busi

unity banks1

ding.  The pur

help create jo

ants as of

rmation on

of increases in

anks that

ress in increa

across the na

billion over a

ith 84 percen

.

creased their

iness lending

rcent over

F banks.

than the

hy, and loan

median of 20

od, these

holding compan

d & Methodology

ending is the ave

nts report chang

emental reports

of

iness

and

pose

obs,

n

sing

tion.

nt of

r

g

type.

.2

ies

y”

erage

ges in
BACKGR

This repor

of the Tre

program h

Treasury i

investmen

institution

banks occ

program’s

The SBLF

CDLFs wit

   

• For

divi

per

or m

and

incr

rate

• For

cap

com

act

sma

Definition

The Act d

businesse

commerc

to finance

SBLF prog

relating to

has been

Changes i

In this rep

loans outs

                  

3

The initial i

their small b

after‐tax eff

ROUND & M

rt is submitte

easury to prov

have used the

invested over

nts of $3.9 bi

ns operate in

curred on Jun

s September

program enc

th less than $

r community b

idend or inter

rcent, and the

more. 3  Banks

d 4 percent.  I

reases to 7 pe

e increases to

r CDLFs, the S

pital at a 2 pe

mmunities acr

ivities ranging

all businesses

n of Small Bu

efines “small

es with $50 m

ial and indust

e agricultural

gram terms pr

o net charge‐

assumed by t

in Small Busin

port, changes

standing as o

                       

interest rate pai

business lending

fective rates (ass

METHODOL

ed to Congres

vide a quarte

e funds they r

r $4.0 billion

llion in 281 co

over 3,000 lo

e 21, 2011, w

27, 2011 stat

ourages lend

10 billion in a

banks, the SB

rest rate ince

e rate falls to

s that increas

If a bank’s len

ercent.  If a b

o 9 percent.

BLF is structu

rcent interest

ross the coun

g from offerin

s, and financi

siness Lendin

business len

million or less

trial loans, (ii)

production a

rovide for add

offs and port

third parties,

ness Lending

in small busi

f December 3

                   

d by S corporati

g by 10 percent o

suming a 35% ta

LOGY

s pursuant to

rly written re

received und

in 332 institu

ommunity ba

ocations acro

with subseque

tutory funding

ing to small b

assets.

BLF is structur

entive structu

1 percent if a

se their lendin

nding does no

ank has not r

ured to encou

t rate. These

ntry that lack

ng microloans

ng communit

ng

ding” as busin

in revenue an

) owner‐occu

and other loan

ditional adjus

tions of loans

as well as me

ness lending

31, 2011, and

ons and mutual

or more, then th

ax rate) equivale

2

o Section 410

eport on how

er the progra

tions through

anks and $104

ss 48 states.  

ent transactio

g deadline.

businesses by

red to encour

re.  The initia

a bank’s smal

ng by less tha

ot increase in

repaid the SB

urage small bu

non‐profit lo

access to ma

s to entrepre

ty facilities lik

ness loans th

nd (b) include

pied nonfarm

ns to farmers

stments to th

guaranteed b

ergers and ac

are calculate

d the baseline

institutions is, a

he rate falls to as

ent to the divide

6(3) of the Ac

institutions p

am.   

h the SBLF pro

4 million in 51

The initial di

ons complete

y providing ca

rage small bu

al rate payabl

l business len

an 10 percent

the first two

LF funding aft

usiness lendin

an funds play

instream fina

neurs, provid

ke charter sch

at are (a) $10

ed in one of th

m, nonresiden

s, and (iv) loan

e calculation

by the U.S. go

cquisitions an

ed as the diffe

e amount.  Pa

at most, 7.7 perc

s low as 1.5 perc

nd rate paid by

ct, which dire

participating

ogram.  Thes

1 CDLFs.  Coll

sbursement o

d thereafter

apital to comm

siness lendin

e on SBLF cap

nding increase

t pay rates be

years, howev

fter four and a

ng through ac

y a critical rol

ancial service

ding mezzanin

hools and hea

0 million or le

he following c

ntial real esta

ns secured by

of small busi

overnment or

d purchases o

erence betwe

rticipants rep

cent. If these ins

cent. These inte

C corporation p

ects the Secre

in the SBLF

e amounts in

ectively, thes

of SBLF fundi

until the

munity banks

g through a

pital is, at mo

es by 10 perc

etween 2 perc

ver, the rate

a half years, t

ccess to low‐c

e in distresse

s. CDLFs enga

ne debt to gro

alth clinics.

ess in amount

categories: (i

ate loans, (iii)

y farmland.  T

iness lending

r for which ris

of loans.   

een the level o

port changes

stitutions increa

rest rates equat

articipants.

etary

nclude

se

ng to

and

ost, 5

cent

cent

the

cost

ed

age in

owing

t to

)

loans

The

sk

of

in

se

te to
small bus

suppleme

Definition

In contras

reference

$10 millio

used in SB

Changes i

This repor

non‐SBLF

in busines

calendar q

between t

Because n

compares

participan

defined b

Non‐SBLF

In describ

SBLF fund

comprised

Septembe

SBLF bank

funding),

SBLF bank

While the

banks, the

distributio

character

                  

4 Insured de

Financial Re

data on the

from call re

iness lending

ental report in

n of Business

st to small bu

ed in the defin

on and loans t

BLF’s calculat

in Business Le

rt describes c

banks relativ

ss lending is c

quarters ende

the level of lo

non‐SBLF part

s business len

nts qualifies a

y the program

F Bank Compa

bing changes i

ding to a com

d of the 6,522

er 30, 2009, h

ks) as of Marc

and are locat

ks are headqu

e comparison

e selection cr

on of SBLF ba

istics, among

                       

epository institut

eport (collectivel

lending of an in

ports filed for th

by submittin

ncludes lendin

Lending

siness lendin

nition of smal

to businesses

ion of small b

ending

changes in “bu

ve to baseline

calculated as t

ed June 30, 2

oans outstand

ticipants do n

nding as defin

as “small busi

m terms) tota

arison Group

in business le

parison group

2 non‐SBLF in

had total asse

ch 31, 2011 (w

ted in one of

uartered.

group includ

riteria for the

nks.  The com

g other factor

                   

tions are require

ly, “call reports”

nsured depositor

he quarter endin

ng quarterly s

ng informatio

g, “business l

ll business len

s with $50 mil

business lend

usiness lendin

e levels.4  Exce

the average o

010.  Change

ding as of Dec

not report sm

ed herein.  M

ness lending.

aled 95.0 perc

ending, this re

p across med

nsured deposi

ets between $

which is the e

the jurisdictio

es banks that

group does n

mparison grou

s.

ed each quarter

”), as applicable.

ry institution.  In

ng December 31,

3

upplemental

on as of Dece

lending” refe

nding without

llion in reven

ing.  

ng” by bank p

ept where no

of the amoun

es in business

cember 31, 2

all business le

Most “busines

”  As of Dece

cent of busine

eport compar

ian measures

itory instituti

$7.0 million an

end of the firs

ons (44 states

t share the af

not imply that

up may have

to file a Consoli

Among other f

nformation in th

, 2011.   

reports to Tr

mber 31, 201

rs to the sam

t exclusions f

ue, and witho

participants a

oted, the base

nts that were

lending are c

011, and the

ending as def

ss lending” re

mber 31, 201

ess lending fo

res the group

s of loan grow

ons that were

nd $6.4 billio

st quarter prio

s and the Dist

forementione

t it matches t

different fina

idated Report of

financial informa

is report regard

reasury.  The

11.   

me four catego

for loans to b

out the addit

and by a comp

eline measure

reported for

calculated as

baseline amo

fined by the A

ported by SB

11, small busi

or the median

of 281 banks

wth.  The com

e established

n (the range

or to SBLF ba

trict of Colum

ed characteris

the size or ge

ancial and sup

f Condition and

ation, quarterly

ing business len

most recent

ories of loans

usinesses ove

ional adjustm

parison group

ement for cha

each of the f

the differenc

ount.   

Act, this repo

LF bank

iness lending

n SBLF bank.

s that receive

mparison grou

d prior to

of total asset

anks receiving

mbia) in which

stics with SBL

ographic

pervisory

Income or Thrift

call reports inclu

ding was retriev

er

ments

p of

anges

four

ce

rt

(as

ed

up is

ts for

g

h

LF

t

ude

ved
INCREAS

As of Dece

over their

billion (or

by $95.4 m

aggregate

2011.

Increases

participat

their sma

percent o

Twenty‐fo

quarter of

The chart

reporting

interest ra

banks and

SES IN SMA

ember 31, 20

r aggregate b

r 13.4 percent

million (or 12

e increase in q

Incre

in small busi

ting communi

ll business len

of participants

our additiona

f 2011.

on the follow

lending in th

ates payable

d CDLFs partic

$0

$1

$2

$3

$4

$5

$6

Increase in Small Business Lending

over Baseline Level ($ in Billions)

ALL BUSINE

011, SBLF part

aseline.  Bank

t) over a $35.

2.1 percent) o

qualified sma

ase in Small B

ness lending

ity banks (or 8

nding.  In add

s — have now

l institutions

wing page sho

e five ranges

on SBLF secu

cipating in SB

$2

0

1

2

3

4

5

6

2Q

SS LENDING

ticipants have

k participants

2 billion base

over a $786.8

ll business le

Business Lend

(Report

are widespre

84 percent) a

dition, a subst

w increased th

have now inc

ows quarter‐o

of small busi

rities.  Institu

BLF is attached

2.8

2011

4

G OVER BA

e increased th

s have increas

eline, and CDL

million basel

nding reporte

ding over Bas

ed as of 4Q 20

ead among SB

and 43 of the

tantial majori

heir small bus

creased lendi

over‐quarter

iness loan gro

ution‐specific

d to this repo

$3.5

3Q 2011

ASELINE LEV

heir small bus

sed their sma

LFs increased

ine.  The follo

ed by SBLF pa

seline by SBL

011)   

BLF participan

51 CDLFs (or

ity of SBLF pa

siness lending

ng by more t

changes in th

owth that cor

reporting of

ort.

1

VELS

siness lending

all business le

d their small b

owing table s

articipants as

LF Participant

nts.  To date,

r 84 percent)

articipants —

g by 10 perce

than 10 perce

he number of

rrespond to v

small busines

$4.8

4Q 2011

g by $4.8 billi

ending by $4.7

business lend

hows the

of Decembe

ts

235 of the 28

have increase

more than 68

ent or more.  

ent in the fou

f participants

various divide

ss lending by

+1.3bn

on

7

ing

r 31,

81

ed

8

rth

nd or
SBLF Participants Repo

(

rting Increa

(Reported as o

5

ases in Small B

of 3Q 2011 and

Business Lend

d 4Q 2011)

ding over Baseline
COMPA

SBLF bank

banks acr

increase i

shows a m

Overall In

Comparin

increased

compariso

other type

percent a

The follow

compariso

Distributi

A substan

significant

increased

non‐SBLF

of the SBL

                  

5 This comp

participants

RISON OF L

ks have increa

oss median m

n other (non‐

median decre

ncreases in Bu

ng the level of

business len

on group of n

es of lending

mong the gro

wing graph sh

on group of n

on of Increas

ntially greater

t increases in

their busines

banks.  47.7

LF banks.

                       

arative informat

s’ small business

LENDING BY

ased business

measures of s

‐business rela

ase in such le

usiness Lendi

f loans outsta

ding by a me

non‐SBLF ban

by a median

oup of non‐SB

hows increase

non‐SBLF ban

Increase

ses in Busines

r percentage o

business len

ss lending by

percent of th

                   

tion is provided

s lending and wil

Y SBLF BAN

s lending by g

ize, geograph

ated) types of

ending.

ing and Othe

anding as of D

dian of 21.5 p

ks. In addition

of 9.5 percen

BLF banks.

es in business

ks.

es in Busines

(Report

ss Lending

of SBLF banks

ding.  In tota

10 percent o

he non‐SBLF b

in addition to th

ll be updated pe

6

NKS AND NO

greater amou

hy, and loan t

f lending, whi

r Lending

December 31,

percent, vers

n to increasin

nt over baseli

s lending and

ss Lending an

ted as of 4Q 20

s than the com

l, 69.4 percen

or more versu

banks have re

he program’s sta

eriodically.

ON‐SBLF BA

nts than the

type.  SBLF ba

ile the compa

, 2011 to thei

us a 1.1 perce

ng business le

ne levels, ver

other lending

d Other Lend

011)

mparison gro

nt of banks pa

us 33.5 percen

educed busine

atutorily require

ANKS5

comparison g

anks also repo

arison group

ir baseline lev

ent median in

ending, SBLF b

rsus a median

g by SBLF ban

ding

oup of non‐SB

articipating in

nt for the com

ess lending ve

ed historical repo

group of non‐

ort a median

of non‐SBLF b

vels, SBLF ban

ncrease for th

banks increas

n decrease of

nks and the

BLF banks rep

n SBLF have

mparison grou

ersus 16.8 pe

orting on change

‐SBLF

banks

nks

he

sed

f 3.9

port

up of

rcent

es in
SBLF bank

proportio

increased

compariso

standard

Increases

In each re

the comp

lending by

                  

6 The standa

deviations i

banks are d 7 In this rep

Dakota, Ohi

Hampshire,

Columbia, F

Texas, Virgin

Washington

ks increased b

n of institutio

business len

on group of n

deviation of 1

in Business L

egion7 of the c

arison group

y SBLF banks

                       

ard deviation is a

ndicate that the

istributed over a

ort, the Midwes

io, South Dakota

New Jersey, Ne

Florida, Georgia,

nia, and West Vi

n, and Wyoming

0%

5%

10%

15%

20%

25%

30%

35%

Population of Banks (%)

Distr

business lend

ons reporting

ding by a me

non‐SBLF ban

195.7.

Lending by Re

country, SBLF

of non‐SBLF

with the com

                   

a measure of th

e percentage inc

a large range of

st Region include

a, and Wisconsin

w York, and Pen

Kentucky, Louis

irginia.  The Wes

.

7.5%

28.0%

10.0% or

Greater

Decrease

Cha

ribution of Ch

(Report

ing to a great

g increases, as

an of 41.7 pe

ks increased

egional Geog

F banks repor

banks.  The fo

mparison grou

e variation of da

reases in busine

values and not c

es: Illinois, Indian

n.  The Northeas

nnsylvania.  The

siana, Maryland,

st Region includ

9.3%

13

19.7%

0.1% to

9.9%

Decrease

ange in Busine

SBLF Banks

7

hanges in Bus

ted as of 4Q 20

ter extent tha

s well as the p

ercent with a

business lend

graphy

rted greater m

ollowing grap

up of non‐SBL

ata points from t

ess lending by SB

concentrated ar

na, Iowa, Kansas

t Region include

South Region in

, Mississippi, No

es: Arizona, Cali

3.9%

18.7% 18

0.0% to

9.9%

Increase

10

1

In

ess Lending ove

s N

siness Lending

011)

an non‐SBLF b

percentage in

standard dev

ding by a mea

median increa

ph compares

LF banks acro

their mean.  In t

BLF banks and th

round the mean.

s, Michigan, Min

es: Connecticut,

ncludes: Alabama

orth Carolina, Ok

fornia, Colorado

.5% 18.9

12.4%

0.0% to

19.9%

ncrease

20.

39

Inc

er Baseline Lev

Non‐SBLF Bank

g  

banks, measu

ncreases repo

viation of 130

an of 14.8 per

ases in busine

median incre

ss four region

these results, the

he comparison g

.

nnesota, Missou

Maine, Massach

a, Arkansas, Del

klahoma, South C

o, Idaho, Monta

9%

32.0%

11.3%

0% to

9.9%

rease

40.0%

Grea

Incre

vels (%)

ks

ured by the

orted.  SBLF b

0.3.6  The

rcent with a

ess lending th

eases in busin

ns.

e large standard

group of non‐SBL

ri, Nebraska, No

husetts, New

aware, District o

Carolina, Tennes

na, Nevada, Uta

%

9.8%

% or

ater

ease

banks

han

ness

d

LF

orth

of

ssee,

ah,
Increases

Across all

increases

compares

banks acr

                  

8 In this rep

March 31, 2

in Business L

ranges of ins

in business le

s median incr

oss four cate

                       

ort, institution s

2011, the quarte

Increase i

Lending by In

stitution size a

ending than t

eases in busin

gories of inst

Increas

                   

size (including th

er immediately p

in Business Le

(Report

nstitution Size

as defined by

the compariso

ness lending

itution size.

se in Business

(Report

he size ranges in

prior to Treasury

8

ending by Re

ted as of 4Q 20

e

y total assets,

on group of n

by SBLF bank

s Lending by I

ed as of 4Q 20

this graph) are

y’s first SBLF inve

egional Geogr

011)

SBLF banks r

non‐SBLF ban

ks and the com

Institution Si

011)

based on the to

estment.

raphy

reported grea

ks.  The follow

mparison gro

ize8

tal assets report

ater median

wing graph

up of non‐SB

ted by banks as

BLF

of
Increases

Across ea

median in

graph com

SBLF bank

LENDING

The Act a

investmen

closing.  T

outstandi

Lending In

Banks tha

median in

also repor

SBLF bank

since thei

business l

group of n

reporting

increased

in Business L

ch of the fou

ncreases in bu

mpares media

ks across the

G BY FORM

uthorized Tre

nts into SBLF.

These banks r

ng CPP balan

ncreases by I

at received CP

ncrease in bus

rted a median

ks that refina

r initial receip

lending has in

non‐SBLF ban

date followin

business len

Lending by Lo

r loan catego

usiness lendin

an increases i

four categori

Increa

MER CAPITA

easury to allow

.  In total, 137

eceived $2.7

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nstitutions th

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siness lending

n increase fro

nced CPP fun

pt of CPP fun

ncreased by a

nks reported a

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oan Category

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se in Busines

(Report

AL PURCHAS

w CPP partici

7 institutions

billion in SBL

hat Refinance

nd refinanced

g following re

om the SBLF b

ding reported

ding from Tre

a median of 1

a median incr

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9

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mprise busines

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nding by SBL

ss loans.

ss Lending by

ed as of 4Q 20

SE PROGRA

pants that m

repaid a CPP

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these investm

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baseline perio

d a median in

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the baseline

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et certain req

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in connection

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s also reporte

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of 5.5 percen

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ported greate

The following

on group of n

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n with an SBL

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rted a signific

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g of 20.2 perc

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t since the

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whereas o

ATTACH

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9 For the 13

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comparison 10 These figu

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ns that refina

ey increase th

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HMENTS

n‐specific rep

ks is attached

                       

7 CPP refinance

porting date afte

articipant receiv

group of 6,522

ures are adjuste

0

5

10

15

20

25

30

Median Increase in Business Lending

over Initial Levels (%)

ease in Busin

le by Institut

nce capital fr

heir small bus

apital pay an a

articipants pa

porting for sm

d.

                   

participants, th

er each participa

ved this capital d

non‐SBLF banks

d to account for

2

0%

5%

0%

5%

0%

5%

0%

Increase

Initia

CPP

ness Lending F

(Report

ions that Ref

rom CPP bene

siness lending

average divid

ay an average

mall business l

e median increa

nt received its in

during the first q

s is measured fro

r differences in t

20.2%

5.5

in Business Len

al Treasury Inves

P Refinance Part

10

Following Ini

ed as of 4Q 20

financed CPP

efit from the

g over baselin

end (or inter

e rate of 2.0 p

ending by SB

ase in business le

nitial CPP capita

uarter of 2009,

om March 31, 20

the rates paid by

%

nding Since

stment

ticipants

itial Treasury

011)

Investments

dividend rate

ne levels.  As o

est rate) of 2

percent.10

BLF participan

ending reflected

l to December 3

the median incr

009 to Decembe

y subchapter S c

12.5%

Increase in B

Since

Non‐SBLF Bank

y Investment

9

s

e incentive pr

of December

.9 percent on

nts and busine

d in the first colu

31, 2011.  Becau

rease in business

er 31, 2011 for t

corporations and

1.1%

Business Lending

e Baseline

ks

9

rovided in SBL

31, 2011, ba

n SBLF fundin

ess lending by

umn is measured

se the median C

s lending for the

his calculation.

d mutual institut

g

LF

nks

g,

y

d from

CPP

e

tions.
Community Banks Participating in SBLF

Report on Information from 12/31/2011 Quarterly Supplemental Reports transmitted with April 2012 Use of Funds Report

Name City State Baseline Level Current Level Increase (Decrease)

over Baseline

Insight Bank Columbus OH 4,250,000 16,410,000 29,579,000 13,169,000 ServisFirst Bancshares, Inc. Birmingham AL 40,000,000 649,858,000 957,370,000 307,512,000 

Cache Valley Banking Company Logan UT 11,670,000 147,674,000 200,359,000 52,685,000 

GrandSouth Bancorporation Greenville SC 15,422,000 92,718,000 110,417,000 17,699,000 BMC Bancshares, Inc. Dallas TX 1,206,000 8,021,000 10,957,000 2,936,000 Heritage Bankshares, Inc. Norfolk VA 7,800,000 69,854,000 78,180,000 8,326,000 

California Bank of Commerce Lafayette CA 11,000,000 73,565,000 123,013,000 49,448,000 

Broward Financial Holdings, Inc. Fort Lauderdale FL 3,134,000 14,233,000 31,491,000 17,258,000 

UBT Bancshares, Inc. Marysville KS 16,500,000 150,701,000 189,802,000 39,101,000 

Virginia Heritage Bank Fairfax VA 15,300,000 87,210,000 103,703,000 16,493,000 

Security Business Bancorp San Diego CA 8,944,500 57,964,000 81,108,000 23,144,000 

Catskill Hudson Bancorp, Inc. Rock Hill NY 9,681,000 98,522,000 122,103,000 23,581,000 

Financial Security Corporation Basin WY 5,000,000 67,715,000 83,278,000 15,563,000 

U&I Financial Corp Lynnwood WA 5,500,000 39,884,000 54,930,000 15,046,000 BOH Holdings, Inc. Houston TX 23,938,350 191,161,000 269,357,000 78,196,000 

Tri‐County Financial Corporation Waldorf MD 20,000,000 244,812,000 287,275,000 42,463,000 

Sovereign Bancshares, Inc. Dallas TX 24,500,000 177,827,000 185,126,000 7,299,000 

Greater Rochester Bancorp, Inc. Rochester NY 7,000,000 57,322,000 85,146,000 27,824,000 

Medallion Bank Salt Lake City UT 26,303,000 229,336,000 351,877,000 122,541,000 

Evolve Bancorp, Inc. Cordova TN 4,699,000 19,101,000 41,417,000 22,316,000 

First Menasha Bancshares, Inc. Neenah WI 10,000,000 67,578,000 75,367,000 7,789,000 

Western Alliance Bancorporation Phoenix AZ 141,000,000 1,514,272,000 1,602,916,000 88,644,000 

The Private Bank of California Los Angeles CA 10,000,000 69,125,000 121,522,000 52,397,000 

BNC Financial Group, Inc. New Canaan CT 10,980,000 28,259,000 89,413,000 61,154,000 

Veritex Holdings, Inc. Dallas TX 8,000,000 100,525,000 134,380,000 33,855,000 

Crestmark Bancorp, Inc. Troy MI 8,250,000 160,895,000 289,536,000 128,641,000 

The Bank of Santa Barbara Santa Barbara CA 1,882,380 22,776,000 44,265,000 21,489,000 

Magna Bank Memphis TN 18,350,000 48,619,000 66,724,000 18,105,000 

Avenue Financial Holdings, Inc. Nashville TN 18,950,000 74,788,000 110,131,000 35,343,000 

FCB Bancorp, Inc. Louisville KY 9,759,000 78,649,000 82,162,000 3,513,000 

Florida Traditions Bank Dade City FL 8,800,000 61,282,000 104,990,000 43,708,000 

Bank of Commerce Holdings Redding CA 20,000,000 200,059,000 206,914,000 6,855,000 

Redwood Financial, Inc. Redwood Falls MN 6,425,000 42,281,000 46,675,000 4,394,000 

Columbine Capital Corp. Buena Vista CO 6,050,000 39,448,000 67,269,000 27,821,000 

Peoples Bancorp Lynden / Bellingham WA 18,000,000 279,067,000 295,777,000 16,710,000 

The Victory Bancorp, Inc. Limerick PA 3,431,000 24,103,000 42,368,000 18,265,000 

Institution Qualified Small Business Lending as of 

SBLF Funding

Outstanding
Name City State Baseline Level Current Level Increase (Decrease)

over Baseline

Institution Qualified Small Business Lending as of 

SBLF Funding

Outstanding

Encore Bancshares, Inc. Houston TX 32,914,000 186,480,000 243,779,000 57,299,000 Florida Business BancGroup, Inc. Tampa FL 15,360,000 98,486,000 118,257,000 19,771,000 

Leader Bancorp, Inc. Arlington MA 12,852,000 30,398,000 53,383,000 22,985,000 

Howard Bancorp, Inc. Ellicott City MD 12,562,000 120,456,000 113,950,000 (6,506,000) 

Horizon Bancorp Michigan City IN 12,500,000 153,661,000 166,675,000 13,014,000 

Franklin Security Bancorp, Inc. Plains PA 6,955,000 24,504,000 27,910,000 3,406,000 

Birmingham Bloomfield Bancshares, Inc. Birmingham MI 4,621,000 33,793,000 39,794,000 6,001,000 

Team Capital Bank Bethlehem PA 22,412,000 122,089,000 154,524,000 32,435,000 LCA Bank Corporation Park City UT 2,727,000 14,000 214,000 200,000 Katahdin Bankshares Corp. Houlton ME 11,000,000 135,619,000 150,613,000 14,994,000 

TowneBank Suffolk VA 76,458,000 814,570,000 883,803,000 69,233,000 

Premara Financial, Inc. Charlotte NC 6,238,000 51,102,000 51,000,000 (102,000) 

Centric Financial Corporation Harrisburg PA 7,492,000 50,832,000 58,883,000 8,051,000 

Community Valley Bank El Centro CA 2,400,000 13,645,000 24,663,000 11,018,000 

FNB Bancorp South San Francisco CA 12,600,000 139,556,000 112,888,000 (26,668,000) 

Eagle Bancorp, Inc. Bethesda MD 56,600,000 413,505,000 597,308,000 183,803,000 

Meadows Bank Las Vegas NV 8,500,000 47,672,000 93,577,000 45,905,000 Community Trust Financial Corporation Ruston LA 48,260,000 349,389,000 581,435,000 232,046,000 Community Bank Shares of Indiana, Inc. New Albany IN 28,000,000 184,263,000 198,520,000 14,257,000 

Jefferson Bank of Florida Oldsmar FL 3,367,000 13,891,000 22,336,000 8,445,000 

York Traditions Bank York PA 5,115,000 77,320,000 76,689,000 (631,000) 

MileStone Bank Doylestown PA 5,100,000 46,778,000 69,119,000 22,341,000 Community Illinois Corporation Rock Falls IL 4,500,000 78,909,000 83,514,000 4,605,000 

Partners Bank of California Mission Viejo CA 2,463,000 54,729,000 65,831,000 11,102,000 

First Bankers Trustshares, Inc. Quincy IL 10,000,000 141,640,000 175,710,000 34,070,000 

Tri‐County Financial Group, Inc. Mendota IL 20,000,000 140,369,000 166,255,000 25,886,000 

Redwood Capital Bancorp Eureka CA 7,310,000 46,088,000 50,853,000 4,765,000 

Centrix Bank & Trust Bedford NH 24,500,000 234,642,000 294,265,000 59,623,000 

Liberty Financial Services, Inc. Sioux City IA 7,000,000 63,107,000 74,058,000 10,951,000 

First Resource Bank Exton PA 5,083,000 33,001,000 35,264,000 2,263,000 

Penn Liberty Financial Corp. Wayne PA 20,000,000 131,843,000 149,325,000 17,482,000 

Liberty Bancorp, Inc. Liberty MO 16,169,000 81,757,000 91,969,000 10,212,000 

Highlands Bancorp, Inc. Vernon NJ 6,853,000 33,999,000 53,161,000 19,162,000 Community First Bancshares, Inc. Union City TN 30,852,000 298,741,000 258,248,000 (40,493,000) 

1st Enterprise Bank Los Angeles CA 16,400,000 88,154,000 173,173,000 85,019,000 

FineMark Holdings, Inc. Fort Myers FL 5,665,000 25,709,000 52,764,000 27,055,000 

Mercantile Capital Corporation Boston MA 7,000,000 97,614,000 124,106,000 26,492,000 WashingtonFirst Bankshares, Inc. Reston VA 17,796,000 112,615,000 161,759,000 49,144,000 

Puget Sound Bank Bellevue WA 9,886,000 80,816,000 108,740,000 27,924,000 

Regent Capital Corporation Nowata OK 3,350,000 46,333,000 55,326,000 8,993,000 

Providence Bank Rocky Mount NC 4,250,000 28,879,000 33,977,000 5,098,000 

Hopewell Valley Community Bank Pennington NJ 11,000,000 92,334,000 104,641,000 12,307,000 
Name City State Baseline Level Current Level Increase (Decrease)

over Baseline

Institution Qualified Small Business Lending as of 

SBLF Funding

Outstanding

The ANB Corporation Terrell TX 37,000,000 402,694,000 396,270,000 (6,424,000) 

BancIndependent, Incorporated Sheffield AL 30,000,000 241,790,000 263,743,000 21,953,000 

Freedom Bancshares, Inc. Overland Park KS 4,000,000 29,355,000 35,239,000 5,884,000 

Citizens South Banking Corporation Gastonia NC 20,500,000 118,154,000 137,004,000 18,850,000 

Phoenix Bancorp, Inc. Minersville PA 3,500,000 23,742,000 29,539,000 5,797,000 

QCR Holdings, Inc. Moline IL 40,090,000 435,912,000 368,326,000 (67,586,000) 

Heartland Financial USA, Inc. Dubuque IA 81,698,000 923,037,000 940,315,000 17,278,000 

Farmers State Bankshares, Inc. Holton KS 700,000 12,762,000 13,437,000 675,000 

Merchants & Planters Bancshares, Inc. Bolivar TN 2,000,000 16,411,000 26,456,000 10,045,000 

Nicolet Bankshares, Inc. Green Bay WI 24,400,000 239,080,000 206,496,000 (32,584,000) 

D. L. Evans Bancorp Burley ID 29,891,000 350,577,000 324,527,000 (26,050,000) 

Security State Bancshares, Inc. Charleston MO 22,000,000 175,784,000 190,821,000 15,037,000 

First California Financial Group, Inc. Westlake Village CA 25,000,000 313,952,000 271,214,000 (42,738,000) 

F & M Bancorporation, Inc. Tulsa OK 38,222,000 290,250,000 440,127,000 149,877,000 

Verus Acquisition Group, Inc. Fort Collins CO 9,740,000 66,000,000 98,478,000 32,478,000 

Equity Bancshares, Inc. Wichita KS 16,372,000 117,481,000 136,470,000 18,989,000 

Seacoast Commerce Bank Chula Vista CA 4,000,000 45,347,000 52,824,000 7,477,000 

Level One Bancorp, Inc. Farmington Hills MI 11,301,000 94,054,000 127,810,000 33,756,000 

Emclaire Financial Corp. Emlenton PA 10,000,000 56,761,000 58,226,000 1,465,000 

Founders Bancorp San Luis Obispo CA 4,178,000 35,399,000 43,266,000 7,867,000 

First Texas BHC, Inc. Fort Worth TX 29,822,000 137,852,000 188,986,000 51,134,000 

First Guaranty Bancshares, Inc. Hammond LA 39,435,000 174,305,000 154,965,000 (19,340,000) 

Florida Shores Bancorp, Inc. Pompano Beach FL 12,750,000 88,898,000 114,451,000 25,553,000 

PlainsCapital Corporation Dallas TX 114,068,000 981,753,000 1,079,729,000 97,976,000 

Merchants and Manufacturers Bank Corporation Joliet IL 6,800,000 57,298,000 61,342,000 4,044,000 

Triad Bancorp, Inc. Frontenac MO 5,000,000 30,501,000 43,072,000 12,571,000 

First PacTrust Bancorp, Inc. Chula Vista CA 32,000,000 36,082,000 44,975,000 8,893,000 

New Hampshire Thrift Bancshares, Inc. Newport NH 20,000,000 113,698,000 114,998,000 1,300,000 

Bancorp Financial, Inc. Oak Brook IL 14,643,000 14,912,000 16,845,000 1,933,000 

FVNB Corp. Victoria TX 18,000,000 588,173,000 634,774,000 46,601,000 

Liberty Bancshares, Inc. Springfield MO 22,995,000 305,465,000 260,749,000 (44,716,000) 

The Landrum Company Columbia MO 20,000,000 430,588,000 413,036,000 (17,552,000) 

Summit State Bank Santa Rosa CA 13,750,000 94,440,000 93,221,000 (1,219,000) 

Promerica Bank Los Angeles CA 3,750,000 43,274,000 67,346,000 24,072,000 SBT Bancorp, Inc. Simsbury CT 9,000,000 34,532,000 45,263,000 10,731,000 

Marquis Bank Coral Gables FL 3,500,000 11,273,000 25,354,000 14,081,000 The Elmira Savings Bank, FSB Elmira NY 14,063,000 94,555,000 94,656,000 101,000 

Capital Bank San Juan Capistrano CA 3,132,000 16,458,000 34,659,000 18,201,000 

Xenith Bankshares, Inc. Richmond VA 8,381,000 82,147,000 154,571,000 72,424,000 

MutualFirst Financial, Inc. Muncie IN 28,923,000 194,264,000 169,863,000 (24,401,000) 

First NBC Bank Holding Company New Orleans LA 37,935,000 369,836,000 429,452,000 59,616,000 Community Partners Bancorp Middletown NJ 12,000,000 203,821,000 207,268,000 3,447,000 
Name City State Baseline Level Current Level Increase (Decrease)

over Baseline

Institution Qualified Small Business Lending as of 

SBLF Funding

Outstanding

First Bank of Charleston Charleston WV 3,345,000 24,923,000 24,817,000 (106,000) 

Carroll Financial Services, Inc. Huntingdon TN 3,000,000 61,317,000 70,685,000 9,368,000 

Valley Green Bank Philadelphia PA 5,000,000 23,968,000 56,381,000 32,413,000 

Huron Valley State Bank Milford MI 2,597,000 21,470,000 28,174,000 6,704,000 

Oak Valley Bancorp Oakdale CA 13,500,000 143,616,000 135,915,000 (7,701,000) 

Silvergate Capital Corporation La Jolla CA 12,427,000 9,115,000 7,255,000 (1,860,000) First Federal Bancorp, Inc. Lake City FL 20,000,000 65,513,000 92,832,000 27,319,000 

Island Bancorp, Inc. Edgartown MA 4,000,000 23,581,000 29,980,000 6,399,000 

Two Rivers Financial Group, Inc. Burlington IA 23,240,000 154,246,000 177,548,000 23,302,000 Liberty Bancshares, Inc. Jonesboro AR 52,500,000 619,989,000 600,333,000 (19,656,000) 

SouthCity Bank Vestavia Hills AL 5,200,000 39,071,000 51,211,000 12,140,000 

Monument Bank Bethesda MD 11,355,000 34,075,000 44,317,000 10,242,000 

GBC Holdings, Inc. Los Angeles CA 5,000,000 81,993,000 90,790,000 8,797,000 

Florida Community Bankshares, Inc. Ocala FL 17,000,000 158,498,000 130,871,000 (27,627,000) 

MidSouth Bancorp, Inc. LaFayette LA 32,000,000 305,178,000 310,129,000 4,951,000 Harmony Bank Jackson Township NJ 3,500,000 10,984,000 31,652,000 20,668,000 Ouachita Bancshares Corp. Monroe LA 17,930,000 139,224,000 159,012,000 19,788,000 Community Southern Bank Lakeland FL 5,700,000 28,735,000 46,433,000 17,698,000 

Salisbury Bancorp, Inc. Lakeville CT 16,000,000 78,570,000 91,655,000 13,085,000 

Sumner Bank & Trust Gallatin TN 4,264,000 27,039,000 29,733,000 2,694,000 

Illinois State Bancorp, Inc. Chicago IL 13,368,000 60,188,000 71,847,000 11,659,000 

Grand Capital Corporation Tulsa OK 5,200,000 79,441,000 70,972,000 (8,469,000) DNB Financial Corporation Downingtown PA 13,000,000 107,588,000 114,737,000 7,149,000 

First Busey Corporation Champaign IL 72,664,000 555,684,000 500,380,000 (55,304,000) 

Southern Missouri Bancorp, Inc. Poplar Bluff MO 20,000,000 188,556,000 206,434,000 17,878,000 

PFSB Bancorporation, Inc. Pigeon Falls WI 1,500,000 25,044,000 21,994,000 (3,050,000) 

Codorus Valley Bancorp, Inc. York PA 25,000,000 168,440,000 192,603,000 24,163,000 Central Valley Community Bancorp Fresno CA 7,000,000 237,197,000 240,188,000 2,991,000 

Ovation Holdings, Inc. Naples FL 5,000,000 22,472,000 27,422,000 4,950,000 

Bank of Central Florida Lakeland FL 7,000,000 63,977,000 96,833,000 32,856,000 Kinderhook Bank Corp. Kinderhook NY 7,000,000 41,610,000 48,946,000 7,336,000 

Southern Illinois Bancorp, Inc. Carmi IL 9,000,000 90,179,000 121,249,000 31,070,000 

First Colebrook Bancorp, Inc. Colebrook NH 8,623,000 61,376,000 69,998,000 8,622,000 

CB Bancshares Corp. Weir KS 190,000 1,203,000 1,615,000 412,000 MVB Financial Corp. Fairmont WV 8,500,000 53,681,000 72,151,000 18,470,000 

HomeBancorp, Inc. Tampa FL 7,398,000 12,298,000 11,193,000 (1,105,000) 

Franklin Financial Network, Inc. Franklin TN 10,000,000 18,547,000 22,730,000 4,183,000 

Alma Bank Astoria NY 19,000,000 91,798,000 251,147,000 159,349,000 

New England Bancorp, Inc. Hyannis MA 4,000,000 33,970,000 49,373,000 15,403,000 

Monument Bank Doylestown PA 2,970,000 19,715,000 38,825,000 19,110,000 

AmeriServ Financial, Inc. Johnstown PA 21,000,000 116,684,000 108,741,000 (7,943,000) 

Guaranty Bancorp, Inc. Woodsville NH 7,000,000 75,321,000 75,358,000 37,000 
Name City State Baseline Level Current Level Increase (Decrease)

over Baseline

Institution Qualified Small Business Lending as of 

SBLF Funding

Outstanding

Valley Financial Group, Ltd. Saginaw MI 2,000,000 73,968,000 85,662,000 11,694,000 

Southern Heritage Bancshares, Inc. Cleveland TN 5,105,000 58,099,000 67,174,000 9,075,000 

The Peoples Bank of Talbotton Talbotton GA 890,000 5,943,000 7,357,000 1,414,000 CoBiz Financial Inc. Denver CO 57,366,000 740,718,000 704,951,000 (35,767,000) 

Adbanc, Inc. Ogallala NE 21,905,000 250,743,000 263,792,000 13,049,000 

AMB Financial Corp. Munster IN 3,858,000 21,278,000 21,991,000 713,000 Alerus Financial Corporation Grand Forks ND 20,000,000 280,617,000 316,948,000 36,331,000 

Carolina Alliance Bank Spartanburg SC 5,000,000 65,737,000 86,405,000 20,668,000 

Northway Financial, Inc. Berlin NH 23,593,000 106,433,000 120,500,000 14,067,000 

Brotherhood Bancshares, Inc. Kansas City KS 16,000,000 55,235,000 41,713,000 (13,522,000) 

Citizens Community Bank South Hill VA 4,000,000 38,520,000 40,116,000 1,596,000 

First Bancorp Troy NC 63,500,000 493,414,000 507,837,000 14,423,000 Central Bancorp, Inc. Somerville MA 10,000,000 41,313,000 30,882,000 (10,431,000) 

Rockport National Bancorp, Inc. Rockport MA 3,000,000 37,136,000 42,655,000 5,519,000 

SmartFinancial, Inc. Pigeon Forge TN 12,000,000 28,645,000 49,931,000 21,286,000 

Pioneer Bank, SSB Drippings Springs TX 3,004,000 17,568,000 22,902,000 5,334,000 

Pacific Coast Bankers' Bancshares San Francisco CA 11,960,000 42,624,000 26,868,000 (15,756,000) 

Center Bancorp, Inc. Union NJ 11,250,000 219,941,000 234,855,000 14,914,000 

Banner County Ban Corporation Harrisburg NE 2,427,000 50,318,000 62,582,000 12,264,000 

Jonestown Bank and Trust Company Jonestown PA 4,000,000 40,820,000 51,045,000 10,225,000 

BankFirst Capital Corporation Macon MS 20,000,000 172,824,000 173,795,000 971,000 Moneytree Corporation Lenoir City TN 9,992,000 69,580,000 69,804,000 224,000 Stewardship Financial Corporation Midland Park NJ 15,000,000 206,620,000 230,033,000 23,413,000 

FB BanCorp San Antonio TX 12,000,000 39,335,000 51,850,000 12,515,000 

First Savings Financial Group, Inc. Clarksville IN 17,120,000 58,599,000 92,686,000 34,087,000 

Indebancorp Oak Harbor OH 2,000,000 38,335,000 36,796,000 (1,539,000) 

First Merchants Corporation Muncie IN 90,782,940 1,299,394,000 1,100,304,000 (199,090,000) 

Bern Bancshares, Inc. Bern KS 1,500,000 23,043,000 28,480,000 5,437,000 

Commercial Financial Corp Storm Lake IA 18,000,000 223,859,000 244,529,000 20,670,000 Great Southern Bancorp, Inc. Springfield MO 57,943,000 158,271,000 224,986,000 66,715,000 Progressive Bancorp, Inc. Monroe LA 12,000,000 101,622,000 98,613,000 (3,009,000) 

Select Bancorp, Inc. Greenville NC 7,645,000 29,181,000 46,375,000 17,194,000 

Security California Bancorp Riverside CA 7,200,000 164,981,000 205,678,000 40,697,000 

Community Bank Delaware Lewes DE 4,500,000 29,753,000 36,652,000 6,899,000 

Lowndes Bancshares, Inc. Valdosta GA 6,000,000 47,099,000 57,706,000 10,607,000 

CIC Bancshares, Inc. Greenwood Village CO 1,772,000 5,584,000 31,419,000 25,835,000 

United Community Bancorp, Inc. Chatham IL 22,262,000 239,287,000 264,063,000 24,776,000 

Regal Bank Livingston NJ 7,000,000 25,872,000 36,610,000 10,738,000 Gulfstream Bancshares, Inc. Stuart FL 7,500,000 283,018,000 247,223,000 (35,795,000) 

First Robinson Financial Corporation Robinson IL 4,900,000 34,824,000 48,734,000 13,910,000 

County Bancorp, Inc. Manitowoc WI 15,000,000 379,535,000 425,508,000 45,973,000 

Enterprise Financial Services Group, Inc. Allison Park PA 5,000,000 85,598,000 87,213,000 1,615,000 
Name City State Baseline Level Current Level Increase (Decrease)

over Baseline

Institution Qualified Small Business Lending as of 

SBLF Funding

Outstanding

First Green Bank Eustis FL 4,727,000 30,339,000 69,105,000 38,766,000 

McLeod Bancshares, Inc. Shorewood MN 6,000,000 50,935,000 36,410,000 (14,525,000) 

Happy Bancshares, Inc. Amarillo TX 31,929,000 419,971,000 549,299,000 129,328,000 

InsCorp, Inc. Nashville TN 3,000,000 29,502,000 37,112,000 7,610,000 

CBOS Bankshares, Inc. Merritt Island FL 3,893,000 50,777,000 35,646,000 (15,131,000) 

Blue Ridge Bankshares, Inc. Luray VA 4,500,000 20,108,000 19,114,000 (994,000) 

CBT Financial Corp. Clearfield PA 10,000,000 64,719,000 89,879,000 25,160,000 

Pathfinder Bancorp, Inc. Oswego NY 13,000,000 68,842,000 75,065,000 6,223,000 

Western State Agency, Inc. Devils Lake ND 12,000,000 147,079,000 172,543,000 25,464,000 Union Bank & Trust Company Oxford NC 6,200,000 38,662,000 44,664,000 6,002,000 

Columbus First Bancorp, Inc Worthington OH 6,150,000 35,659,000 49,680,000 14,021,000 

AmeriBank Holding Company Collinsville OK 5,347,000 33,172,000 35,898,000 2,726,000 

Prime Banc Corp. Dieterich IL 10,000,000 82,766,000 93,967,000 11,201,000 

Third Coast Bank SSB Humble TX 8,673,000 57,861,000 107,343,000 49,482,000 

Independent Holdings, Inc. Memphis TN 34,900,000 44,702,000 52,089,000 7,387,000 

McLaughlin Bancshares, Inc. Ralls TX 6,600,000 47,152,000 54,961,000 7,809,000 

Landmark Community Bank Collierville TN 8,000,000 29,258,000 46,186,000 16,928,000 The Nashua Bank Nashua NH 3,000,000 19,828,000 27,915,000 8,087,000 

CapitalMark Bank & Trust Chattanooga TN 18,212,000 134,549,000 166,502,000 31,953,000 Fortune Financial Corporation Arnold MO 3,255,000 46,918,000 44,915,000 (2,003,000) 

Southern States Bancshares, Inc. Anniston AL 7,492,000 37,910,000 52,761,000 14,851,000 

Crest Savings Bancorp, Inc. Wildwood NJ 2,500,000 23,276,000 23,656,000 380,000 First Community Financial Corporation Elgin IL 6,100,000 32,801,000 36,262,000 3,461,000 

Community Independent Bancorp Inc. West Salem OH 2,250,000 12,020,000 15,845,000 3,825,000 

Freedom Bank Oradell NJ 4,000,000 32,445,000 54,434,000 21,989,000 

First Northern Community Bancorp Dixon CA 22,847,000 225,762,000 216,398,000 (9,364,000) 

Signature Bancorporation, Inc. Chicago IL 12,500,000 123,830,000 153,954,000 30,124,000 United Financial Banking Companies, Inc. Vienna VA 3,000,000 75,699,000 85,450,000 9,751,000 

W.T.B. Financial Corporation Spokane WA 89,142,000 896,140,000 884,833,000 (11,307,000) Bancorp of Montana Holding Company Missoula MT 1,460,000 3,332,000 7,876,000 4,544,000 Central Service Corporation Enid OK 7,000,000 148,102,000 181,869,000 33,767,000 

Live Oak Bancshares, Inc. Wilmington NC 6,800,000 53,679,000 116,251,000 62,572,000 

Seneca‐Cayuga Bancorp, Inc. Seneca Falls NY 5,000,000 12,955,000 24,055,000 11,100,000 

Rock Bancshares, Inc. Little Rock AR 6,742,000 56,208,000 81,550,000 25,342,000 

Frontier Bancshares, Inc. Austin TX 6,184,000 62,651,000 98,209,000 35,558,000 BHCB Holding Company Rapid City SD 2,000,000 33,830,000 47,376,000 13,546,000 

Northern Bankshares, Inc. McFarland WI 22,000,000 145,604,000 140,595,000 (5,009,000) 

Steele Street Bank Corporation Denver CO 11,350,000 65,842,000 85,052,000 19,210,000 

Community First Bancorp, Inc. Fairview Heights IL 7,000,000 51,317,000 69,305,000 17,988,000 

Fisher Bancorp, Inc. Fisher IL 1,000,000 15,062,000 14,140,000 (922,000) 

Planters Financial Group, Inc. Clarksville TN 20,000,000 146,436,000 176,256,000 29,820,000 Financial Services of Winger, Inc. Fosston MN 4,069,000 60,984,000 76,757,000 15,773,000 
Name City State Baseline Level Current Level Increase (Decrease)

over Baseline

Institution Qualified Small Business Lending as of 

SBLF Funding

Outstanding

Joaquin Bankshares Inc. Huntington TX 3,908,000 40,722,000 46,193,000 5,471,000 

Magnolia Bancshares Inc. Hodgenville KY 2,000,000 33,419,000 37,229,000 3,810,000 

Osborne Investments, Inc. Osborne KS 1,000,000 14,215,000 22,943,000 8,728,000 

Cardinal Bancorp II, Inc. Washington MO 6,251,000 62,590,000 71,280,000 8,690,000 

Provident Bancorp, Inc. Amesbury MA 17,145,000 84,302,000 103,945,000 19,643,000 Sequatchie Valley Bancshares, Inc. Dunlap TN 5,000,000 43,804,000 30,116,000 (13,688,000) 

TCB Corporation Greenwood SC 8,640,000 56,579,000 67,027,000 10,448,000 

First Eldorado Bancshares, Inc. Eldorado IL 3,000,000 41,312,000 45,879,000 4,567,000 

First Financial Bancshares, Inc. Lawrence KS 3,905,000 31,624,000 32,015,000 391,000 

Wilber Co. Lincoln NE 12,000,000 131,853,000 150,150,000 18,297,000 

MidWest Bancorporation, Inc. Eden Prairie MN 5,115,000 61,382,000 69,613,000 8,231,000 

Heritage Bancshares Group, Inc. Willmar MN 11,000,000 149,302,000 151,103,000 1,801,000 

Platinum Bank Brandon FL 13,800,000 166,747,000 180,071,000 13,324,000 

Kerkhoven Bancshares, Inc Kerkhoven MN 1,500,000 22,617,000 26,798,000 4,181,000 

Resurgens Bancorp Atlanta GA 2,967,000 15,336,000 24,572,000 9,236,000 

People First Bancshares, Inc. Pana IL 9,198,000 113,773,000 135,019,000 21,246,000 Southern National Corporation Andalusia AL 6,000,000 155,408,000 171,997,000 16,589,000 Prime Bank Group Edmond OK 4,456,000 17,960,000 37,763,000 19,803,000 

Steele Holdings, Inc. Tyler TX 8,282,000 31,142,000 32,381,000 1,239,000 

Southwestern Bancorp, Inc. Boerne TX 1,500,000 22,454,000 23,709,000 1,255,000 

Deerfield Financial Corporation Deerfield WI 3,650,000 15,146,000 18,719,000 3,573,000 

First Service Bancshares, Inc. Greenbrier AR 7,716,000 73,171,000 57,241,000 (15,930,000) 

Hyde Park Bancorp, Inc. Hyde Park MA 18,724,000 1,684,000 2,978,000 1,294,000 

StonehamBank, A Co‐operative Bank Stoneham MA 13,813,000 46,880,000 70,822,000 23,942,000 

First American Investment, Inc. Hudson WI 1,705,710 20,101,000 23,464,000 3,363,000 

Liberty Capital Bancshares, Inc. Addison TX 1,500,000 16,656,000 34,650,000 17,994,000 

Morgan Capital Corporation Fort Morgan CO 3,250,000 27,381,000 35,635,000 8,254,000 

Platinum Bancorp, Inc. Oakdale MN 4,453,000 45,123,000 53,090,000 7,967,000 

Continental Bancorporation Salt Lake City UT 4,724,000 86,041,000 36,702,000 (49,339,000) 

Heartland Bancorp, Inc. Bloomington IL 25,000,000 422,849,000 435,963,000 13,114,000 

Sword Financial Corporation Horicon WI 17,000,000 192,221,000 183,603,000 (8,618,000) AIM Bancshares, Inc. Levelland TX 9,100,000 73,398,000 118,387,000 44,989,000 

Algodon de Calidad Bancshares, Inc. Abilene TX 600,000 6,159,000 5,136,000 (1,023,000) 

Town and Country Financial Corporation Springfield IL 5,000,000 90,567,000 104,175,000 13,608,000 

The State Bank of Bartley Bartley NE 2,380,000 26,978,000 30,837,000 3,859,000 
Community Development Loan Funds Participating in SBLF

Report on Information from 12/31/2011 Quarterly Supplemental Reports transmitted with April 2012 Use of Funds Report

Name City State Baseline Level Current Level Inc

Economic and Community Development Institute, Inc. Columbus OH 203,000 2,728,000 4,818,000 

Common Capital, Inc. (The Western Massachusetts Enterprise Fund,

Inc.) Holyoke MA 200,000 3,526,000 3,141,000 

Community First Fund Lancaster PA 862,000 11,002,000 11,771,000 

OBDC Small Business Finance Oakland CA 219,000 2,473,000 4,578,000 

Bridgeway Capital, Inc. Pittsburgh PA 1,820,000 18,674,000 18,620,000 

Midwest Minnesota Community Development Corporation Detroit Lakes MN 4,600,000 29,638,000 46,280,000 

Nonprofits Assistance Fund Minneapolis MN 686,000 6,979,000 7,994,000 Wisconsin Women's Business Initiative Corporation Milwaukee WI 391,000 4,562,000 6,653,000 

South Eastern Development Foundation Sioux Falls SD 240,000 2,486,000 3,203,000 

Community Reinvestment Fund, Inc. Minneapolis MN 5,100,000 44,065,000 32,218,000 

Enterprise Community Loan Fund, Inc. Columbia MD 8,817,000 8,849,000 12,800,000 

Northside Community Development Fund Pittsburgh PA 250,000 2,190,000 2,710,000 

Charleston Citywide Local Development Corporation Charleston SC 1,000,000 1,799,000 3,215,000 

Rural Community Assistance Corporation West Sacramento CA 4,300,000 6,104,000 8,238,000 Citizen Potawatomi Community Development Corporation Shawnee OK 490,000 6,505,000 8,935,000 

Rural Electric Economic Development, Inc. Madison SD 1,230,000 11,116,000 10,507,000 

Northeast South Dakota Economic Corporation Sisseton SD 1,000,000 11,758,000 12,877,000 

Vermont Community Loan Fund, Inc. Montpelier VT 1,247,000 12,787,000 16,060,000 

Opportunity Fund Northern California San Jose CA 2,236,000 5,935,000 7,579,000 

Federation of Appalachian Housing Enterprises, Inc. Berea KY 2,063,000 4,137,000 6,761,000 

Forward Community Investments, Inc. Madison WI 470,000 3,964,000 5,945,000 

IFF Chicago IL 8,294,000 108,261,000 119,077,000 

The Reinvestment Fund, Inc. Philadelphia PA 11,708,000 113,268,000 98,782,000 

NCB Capital Impact Arlington VA 8,218,000 95,578,000 114,144,000 

Primary Care Development Corporation New York NY 4,000,000 33,280,000 28,821,000 

Montana Community Development Corporation Missoula MT 585,000 8,377,000 10,615,000 

Colorado Enterprise Fund, Inc. Denver CO 463,000 5,721,000 7,279,000 

Valley Economic Development Center, Inc. Van Nuys CA 661,000 9,581,000 17,176,000 

Nebraska Enterprise Fund Oakland NE 197,000 1,454,000 3,012,000 

Capital Link, Inc. Boston MA 198,000 1,420,000 2,546,000 

SBLF Funding

Outstanding

Institution Qualified Small Business Lend
Name City State Baseline Level Current Level Inc

SBLF Funding

Outstanding

Institution Qualified Small Business Lend

ShoreBank Enterprise Group, Pacific Ilwaco WA 1,867,000 24,108,000 28,432,000 

Low Income Investment Fund San Francisco CA 7,490,000 26,595,000 28,103,000 

The Progress Fund Greensburg PA 1,052,000 12,882,000 16,202,000 

Appalachian Community Enterprises, Inc. Cleveland GA 188,000 2,179,000 3,487,000 

California Coastal Rural Development Corporation Salinas CA 870,000 9,545,000 11,579,000 

Partners for the Common Good, Inc. Washington DC 1,009,000 4,888,000 5,367,000 

Seedco Financial Services, Inc. New York NY 2,500,000 33,651,000 43,703,000 

Mountain BizCapital, Inc. Asheville NC 197,000 1,791,000 2,120,000 

Greater New Haven Community Loan Fund New Haven CT 525,000 758,000 854,000 

Leviticus 25:23 Alternative Fund, Inc. Elmsford NY 750,000 2,218,000 3,028,000 

Lowcountry Housing Trust, Incorporated North Charleston SC 392,000 96,000 368,000 

Community Loan Fund of the Capital Region, Inc. Albany NY 478,000 6,760,000 7,766,000 

La Fuerza Unida Community Development Corporation East Norwich NY 42,000 86,000 387,000 

Building Hope... A Charter School Facilities Fund Washington DC 2,091,000 23,190,000 24,024,000 

Impact Seven, Incorporated Almena WI 4,000,000 13,344,000 14,715,000 

Boston Community Loan Fund, Inc. Roxbury MA 4,410,000 11,378,000 20,401,000 

PeopleFund Austin TX 500,000 6,412,000 7,519,000 ECDC Enterprise Development Group Arlington VA 320,000 1,402,000 1,974,000 

CEN‐TEX Certified Development Corporation Austin TX 489,000 6,258,000 5,673,000 

Coastal Enterprises, Inc. Wiscasset ME 2,316,000 17,640,000 15,980,000 

Community Ventures Corporation Lexington KY 1,045,000 3,451,000 4,210,000 
Community Banks Participating in SBLF

Report on Information from 12/31/2011 Call Reports transmitted with April 2012 Use of Funds Report

Name City State

Commercial

& Industrial

Owner‐

Occupied

Commercial

Real Estate

Agricultural

Production

Secured by

Farmland

Commercial

& Industrial

Owner‐

Occupied

Commercial

Real Estate

Ag

Pro

1st Enterprise Bank Los Angeles CA West 567,061 52,170                ‐ 35,416                      ‐ 87,586 104,665                

71,107        

Adbanc, Inc. Ogallala NE Midwest 550,175 69,479 59,439 77,060 51,676 257,654 76,506 61,449 

AIM Bancshares, Inc. Levelland TX South 299,056 39,299 14,585 13,262 6,874 74,020 78,279 22,656 

Alerus Financial Corporation Grand Forks ND Midwest 1,154,398 180,756 65,037 33,489 10,852 290,134 210,440 105,119 

Algodon de Calidad Bancshares, Inc. Abilene TX South 29,035                     ‐ 825 3,741 1,747 6,313                     ‐ 606 

Alma Bank Astoria NY Northeast 745,327 66,760                ‐ 25,038                      ‐ 91,798 162,132                

87,976        

AMB Financial Corp. Munster IN Midwest 179,061 7,638                ‐ 19,595                      ‐ 27,233 8,506                

18,810        

AmeriBank Holding Company Collinsville OK South 140,648 19,843 9,416 1,590 2,324 33,172 20,508 7,392 

AmeriServ Financial, Inc. Johnstown PA Northeast 952,077 92,509                ‐ 62,972 178 155,659 83,027                

63,258 

Avenue Financial Holdings, Inc. Nashville TN South 625,379 92,450                ‐ 20,280                      ‐ 112,729 118,659                

43,967        

BancIndependent, Incorporated Sheffield AL South 1,041,073 126,083 145,957 6,105 15,249 293,393 158,024 112,890 

Bancorp Financial, Inc. Oak Brook IL Midwest 392,527 5,790                  ‐ 9,122                      ‐ 14,912 8,412                  

8,299        

Bancorp of Montana Holding Company Missoula MT West 34,888 1,208                  ‐ 1,994 444 3,646 4,818                  

3,931 

Bank of Central Florida Lakeland FL South 258,673 29,147                ‐ 27,541                      ‐ 56,688 52,325                

44,832        

Bank of Commerce Holdings Redding CA West 922,949 133,779 72,044 1,173 7,805 214,800 146,311                

65,885 

Bankfirst Capital Corporation Macon MS South 718,860 58,754 75,633 9,765 42,941 187,093 60,923 84,316 

Banner County Ban Corporation Harrisburg NE Midwest 116,472 8,633 2,981 30,815 15,368 57,797 7,642 5,678 

Bern Bancshares, Inc. Bern KS Midwest 72,938 4,671 46 14,941 3,145 22,803 4,195 1,121 

BHCB Holding Company Rapid City SD Midwest 102,552 11,260 16,312 1,696 1,627 30,895 16,698 28,214 

Birmingham Bloomfield Bancshares, Inc. Birmingham MI Midwest 123,868 15,987                ‐ 17,807                      ‐ 33,793 22,512                

19,238        

Blue Ridge Bankshares, Inc. Luray VA South 198,924 4,225 15,593 159 2,442 22,419 8,802 9,521 

BMC Bancshares, Inc. Dallas TX South 55,874 765 2,514 825 223 4,326 947 12,669        

BNC Financial Group, Inc. New Canaan CT Northeast 477,060 3,378                ‐ 24,882                      ‐ 28,259 29,714                

59,699        

BOH Holdings, Inc. Houston TX South 747,920 127,907                ‐ 69,441                      ‐ 197,348 186,241             

121,424 

Brotherhood Bancshares, Inc. Kansas City KS Midwest 516,996 42,681                ‐ 28,067 3,673 74,420 21,616                

23,154 

Broward Financial Holdings, Inc. Fort Lauderdale FL South 128,662                ‐ 14,234                      ‐                      ‐ 14,234 19,012                

12,479        

Cache Valley Banking Company Logan UT West 488,018 33,786 39,918 9,516 16,242 99,462 119,411 52,021 

California Bank of Commerce Lafayette CA West 298,393 60,775 13,291 390 1,632 76,087 93,611 28,534 

Capital Bank San Juan Capistrano CA West 115,961 13,838 11,346 98 295 25,575 7,750 26,884 

CapitalMark Bank & Trust Chattanooga TN South 662,071 88,680                ‐ 45,869                      ‐ 134,549 111,458                

53,971 

Cardinal Bancorp II, Inc. Washington MO Midwest 272,599 34,752 29,431 190 5,482 69,855 34,649 33,926 

Carolina Alliance Bank Spartanburg SC South 238,889 29,943                ‐ 34,965 830 65,737 36,512                

48,699 

Carroll Financial Services, Inc. Huntingdon TN South 265,049 7,921 34,549 4,141 14,441 61,052 11,331 39,621 

Catskill Hudson Bancorp, Inc. Rock Hill NY Northeast 351,667 42,715 54,456 277 1,075 98,522 46,256 72,672 

CB Bancshares Corp. Weir KS Midwest 8,365                     ‐ 819 263 299 1,382 344 766 

CBOS Bankshares, Inc. Merritt Island FL South 122,927 5,742                ‐ 40,542                      ‐ 46,283 4,890                

29,382        

CBT Financial Corp. Clearfield PA Northeast 404,927 34,922 32,578 1,037 6,580 75,117 41,397 34,693 

Center Bancorp, Inc. Union NJ Northeast 1,432,198 106,353             ‐ 113,588                      ‐ 219,941 136,840             

103,736        

Central Bancorp, Inc. Somerville MA Northeast 520,726 3,979                ‐ 37,334                      ‐ 41,313 1,164                

29,083        

Central Service Corporation Enid OK South 550,790 43,994 23,240 43,232 38,675 149,140 58,949 25,433 

Central Valley Community Bancorp Fresno CA West 848,360 82,216 110,907 18,420 41,356 252,898 71,558 113,183 

Centric Financial Corporation Harrisburg PA Northeast 253,093 16,476 31,487 193 1,397 49,553 24,432 36,903 

Centrix Bank & Trust Bedford NH Northeast 757,556 105,188             ‐ 145,314                      ‐ 250,502 133,986             

178,608        

CIC Bancshares, Inc. Greenwood Village CO West 147,670 1,433                       ‐ 21                      ‐ 1,454 17,339                

13,092 

Citizens Community Bank South Hill VA South 161,463 18,419 16,605 251 3,246 38,520 16,074 20,679 

Institution

Region Total Assets

Baseline Lending

Baseline Business

Lending

Q4 2011
Name City State

Commercial

& Industrial

Owner‐

Occupied

Commercial

Real Estate

Agricultural

Production

Secured by

Farmland

Commercial

& Industrial

Owner‐

Occupied

Commercial

Real Estate

Ag

Pro

Institution

Region Total Assets

Baseline Lending

Baseline Business

Lending

Q4 2011

Citizens South Banking Corporation Gastonia NC South 1,078,655 44,956             ‐ 219,477                      ‐ 264,433 46,567 116,678 

CoBiz Financial Inc. Denver CO West 2,372,399 464,781 390,528 5,703 2,295 863,306 469,619 402,746 

Codorus Valley Bancorp, Inc. York PA Northeast 1,009,073 46,618 104,503 1,653 24,703 177,476 63,930 115,662 

Columbine Capital Corp. Buena Vista CO West 217,942 22,300 16,986 221 893 40,399 33,550 33,365 

Columbus First Bancorp, Inc. Worthington OH Midwest 203,988 19,279                ‐ 15,132                      ‐ 34,411 22,234                

27,626        

Commercial Financial Corp Storm Lake IA Midwest 459,848 128,275 39,538 38,076 22,656 228,545 124,995 48,869 

Community Bank Delaware Lewes DE South 130,930 6,962 20,018 574 1,175 28,729 5,225 30,148 

Community Bank Shares of Indiana, Inc. New Albany IN Midwest 793,239 87,840 88,791 690 4,709 182,030 97,043 92,847 

Community First Bancorp, Inc. Fairview Heights IL Midwest 190,923 23,850                ‐ 23,424 7,233 54,507 35,362                

32,381 

Community First Bancshares, Inc. Union City TN South 1,646,228 102,278 165,597 16,329 35,772 319,976 102,548 145,930 

Community Illinois Corporation Rock Falls IL Midwest 243,953 29,250 10,821 16,703 22,134 78,909 24,043 17,982 

Community Independent Bancorp, Inc. West Salem OH Midwest 90,130 2,587 5,795 133 3,505 12,020 2,331 8,643 

Community Partners Bancorp Middletown NJ Northeast 674,515 69,256             ‐ 144,156                      ‐ 213,412 68,895             

146,280        

Community Southern Bank Lakeland FL South 199,073 13,773 15,059 813 115 29,759 24,511 22,049 

Community Trust Financial Corporation Ruston LA South 2,472,588 294,044 150,315 1,480 24,990 470,828 617,790 256,627 

Community Valley Bank El Centro CA West 86,565 11,352                  ‐ 2,293                      ‐ 13,645 11,007                

13,384        

Continental Bancorporation Salt Lake City UT West 113,700 44,446                ‐ 12,863                      ‐ 57,309 32,707 12,908 

County Bancorp, Inc. Manitowoc WI Midwest 677,771 44,238 63,411 118,072 171,649 397,369 55,609 64,415 

Crest Savings Bancorp, Inc. Wildwood NJ Northeast 384,428 3,201                ‐ 63,016                      ‐ 66,217 3,988                

19,668        

Crestmark Bancorp Inc. Troy MI Midwest 362,969 153,006                  ‐ 1,470                      ‐ 154,475             ‐ 302,967                      

       

D. L. Evans Bancorp Burley ID West 970,450 69,464 158,111 107,881 60,654 396,108 80,719 138,054 

Deerfield Financial Corporation Deerfield WI Midwest 93,458 15,306 116 4,065 1,820 21,306                ‐ 12,528 

DNB Financial Corporation Downingtown PA Northeast 607,717 38,960                ‐ 73,668 10,878 123,505 42,594                

81,490 

Eagle Bancorp, Inc. Bethesda MD South 2,821,130 325,046             ‐ 122,093                      ‐ 447,140 495,116             

222,755 

Emclaire Financial Corp. Emlenton PA Northeast 490,231 33,244                ‐ 25,924                      ‐ 59,168 30,569 29,031 

Encore Bancshares, Inc. Houston TX South 1,514,363 118,114                ‐ 65,827 2,286 186,226 214,575                

68,454 

Enterprise Financial Services Group, Inc Allison Park PA Northeast 248,160 37,394                ‐ 75,423 424 113,241 36,281                

86,323 

Equity Bancshares, Inc. Wichita KS Midwest 611,317 72,242 44,546 7,028 5,075 128,891 87,210 49,785 

Evolve Bancorp, Inc. Cordova TN South 246,274 8,239 5,161 2,211 3,490 19,101 13,063 12,591 

F & M Bancorporation Inc. Tulsa OK South 2,012,950 382,607 142,344 17 955 525,922 775,160 140,056 

Farmers State Bankshares, Inc. Holton KS Midwest 55,872 4,518 20 3,835 4,697 13,070 2,962 735 

FB BanCorp San Antonio TX South 580,888 99,765                  ‐ 2,480                      ‐ 102,244 106,524                  

2,723        

FCB Bancorp, Inc. Louisville KY South 462,726 27,761                ‐ 54,823 56 82,640 25,656                

56,941        

Financial Security Corporation Basin WY West 303,410 26,934 10,943 18,648 17,218 73,742 36,808 14,275 

Financial Services of Winger, Inc. Fosston MN Midwest 123,845 19,628 7,190 25,894 21,040 73,751 20,135 11,751 

FineMark Holdings, Inc. Fort Myers FL South 449,265 12,141 15,375                     ‐ 112 27,628 22,995                

29,407        

First American Investment, Inc. Hudson WI Midwest 80,408 4,014 15,043                     ‐ 163 19,220 5,168 19,461 

First Bancorp Troy NC South 3,289,441 140,198 279,520 7,734 36,485 463,938 137,208 323,972 

First Bank of Charleston, Inc. Charleston WV South 184,282 23,426                  ‐ 1,497                      ‐ 24,923 22,880                  

1,144        

First Bankers Trustshares, Inc. Quincy IL Midwest 713,663 34,554 53,147 20,504 20,851 129,056 46,839 85,162 

First Busey Corporation Champaign IL Midwest 3,345,575 313,814 356,714 38,356 57,626 766,509 284,913 308,163 

First California Financial Group, Inc. Westlake Village CA West 1,813,161 227,247 127,145 51 855 355,297 190,551             

134,956 

First Colebrook Bancorp, Inc. Colebrook NH Northeast 238,740 25,654 42,281 569 82 68,585 30,234 47,804 

First Community Financial Corporation Elgin IL Midwest 168,512 6,337                ‐ 26,075 582 32,993 6,183                

29,498 

First Eldorado Bancshares, Inc. Eldorado IL Midwest 227,334                  ‐ 7,789 7,887 25,857 41,533 12,866 2,830 

First Federal Bancorp, Inc. Lake City FL South 978,399 27,255             ‐ 139,046                      ‐ 166,301 46,621             

150,344        

First Financial Bancshares Inc. Lawrence KS Midwest 119,287 8,581 21,310 39 2,510 32,439 8,885 21,042 

First Green Bank Eustis FL South 163,556 6,491                ‐ 23,716 133 30,339 9,166                

59,754 

First Guaranty Bancshares, Inc. Hammond LA South 1,353,289 85,481 82,769 17,727 12,111 198,087 68,025 89,996 

First Menasha Bancshares, Inc. Neenah WI Midwest 317,720 51,762 29,044 6 519 81,331 51,491                

41,118 

First Merchants Corporation Muncie IN Midwest 4,154,904 673,225 515,331 115,882 147,472 1,451,909 532,523 464,737 

First NBC Bank Holding Company New Orleans LA South 2,218,689 288,580             ‐ 212,783 261 501,625 556,551             

334,494 
Name City State

Commercial

& Industrial

Owner‐

Occupied

Commercial

Real Estate

Agricultural

Production

Secured by

Farmland

Commercial

& Industrial

Owner‐

Occupied

Commercial

Real Estate

Ag

Pro

Institution

Region Total Assets

Baseline Lending

Baseline Business

Lending

Q4 2011

First Northern Community Bancorp Dixon CA West 781,148 88,431 116,575 30,680 22,480 258,166 84,211 98,068 

First PacTrust Bancorp, Inc. Chula Vista CA West 984,290 553                ‐ 39,920                      ‐ 40,473 9,019             

107,812        

First Resource Bank Exton PA Northeast 136,019 11,395                ‐ 19,652 1,119 32,165 11,401                

22,518 

First Robinson Financial Corporation Robinson IL Midwest 221,335 14,280 7,658 3,957 8,804 34,699 12,854 18,273 

First Savings Financial Group, Inc. Clarksville IN Midwest 539,937 26,351                ‐ 56,489                      ‐ 82,839 38,148                

79,476        

First Service Bancshares, Inc. Greenbrier AR South 226,556 20,458 31,269 6,055 16,417 74,199 13,504 21,607 

First Texas BHC, Inc. Fort Worth TX South 954,252 85,806 71,371 110 2,229 159,515 118,951 92,140 

Fisher Bancorp, Incorporated Fisher IL Midwest 78,906 4,244 6,329 2,457 2,741 15,770 3,673 5,906 

Florida Business BancGroup, Inc. Tampa FL South 607,642 41,885                ‐ 46,924                      ‐ 88,809 38,236                

89,702        

Florida Community Bankshares, Inc. Ocala FL South 543,238 29,777 56,970 8,266 68,740 163,752 23,342 46,368 

Florida Shores Bancorp, Inc. Pompano Beach FL South 498,636 35,523                ‐ 38,461                      ‐ 73,983 40,375                

75,013 

Florida Traditions Bank Dade City FL South 240,989 30,449 24,910 299 5,624 61,282 44,182 52,083 

FNB Bancorp South San Francisco CA West 715,622 67,974 69,468 0 5,118 142,560 42,788                

64,110 

Fortune Financial Corporation Arnold MO Midwest 151,273 24,461                ‐ 23,534 370 48,366 21,436                

26,018 

Founders Bancorp San Luis Obispo CA West 123,383 24,400                ‐ 11,516 2,218 38,133 20,470                

22,906 

Franklin Financial Network, Inc. Franklin TN South 465,401 10,261 9,123 823 149 20,356 14,315 7,776 

Franklin Security Bancorp, Inc. Plains PA Northeast 212,959 18,122                  ‐ 9,158                      ‐ 27,280 24,028                

17,597        

Freedom Bancshares, Inc. Overland Park KS Midwest 123,083 17,081                ‐ 18,667                      ‐ 35,748 24,492                

19,204        

Freedom Bank Oradell NJ Northeast 148,596 14,905                ‐ 17,540                      ‐ 32,445 22,689                

31,422        

Frontier Bancshares, Inc. Austin TX South 265,386 25,056 29,742 851 6,814 62,462 40,274 57,035 

FVNB Corp. Victoria TX South 1,911,275 256,962 185,801 102,406 86,398 631,567 273,698 210,966 

GBC Holdings, Incorporated Los Angeles CA West 425,708 48,872                ‐ 64,652 468 113,992 69,220 82,882        

Grand Capital Corporation Tulsa OK South 201,707 36,537 34,183 144 8,923 79,787 36,517 30,182 

GrandSouth Bancorporation Greenville SC South 375,227 49,299 43,148 114 3,454 96,015 57,276 47,348 

Great Southern Bancorp, Inc. Springfield MO Midwest 3,788,680 138,613 136,926 4,079 21,896 301,514 198,074 123,050 

Greater Rochester Bancorp, Inc. Rochester NY Northeast 283,337 43,466                ‐ 17,134 1,736 62,336 60,224                

32,930 

Guaranty Bancorp, Inc. Woodsville NH Northeast 393,016 37,136 48,710 454 1,988 88,288 32,152 55,367 

Gulfstream Bancshares, Inc. Stuart FL South 545,893 123,553             ‐ 159,465                      ‐ 283,018 90,521             

153,219        

Happy Bancshares, Inc. Amarillo TX South 1,839,997 196,083 83,097 130,663 49,806 459,650 218,410 106,927 

Harmony Bank Jackson Township NJ Northeast 122,915 929                  ‐ 9,059 1,000 10,988 3,078                

27,641 

Heartland Bancorp, Inc. Bloomington IL Midwest 1,943,815 189,573 201,809 35,830 38,855 466,066 176,460 279,555 

Heartland Financial USA, Inc. Dubuque IA Midwest 4,321,771 453,188 485,865 80,290 194,060 1,213,402 645,601 507,654 

Heritage Bancshares Group, Inc. Willmar MN Midwest 463,178 59,801 32,540 48,486 28,555 169,382 46,453 27,981 

Heritage Bankshares, Inc. Norfolk VA South 293,537 29,431                ‐ 36,330                      ‐ 65,761 29,585                

48,774        

Highlands Bancorp, Inc. Vernon NJ Northeast 166,067 16,612                ‐ 17,780 777 35,168 15,244                

38,040 

HomeBancorp, Inc. Tampa FL South 450,789 3,043                ‐ 10,343                      ‐ 13,385 1,465                

10,070        

Hopewell Valley Community Bank Pennington NJ Northeast 404,395 9,885                ‐ 76,725 876 87,485 10,317                

94,680 

Horizon Bancorp Michigan City IN Midwest 1,546,948 63,712 84,200 3,279 7,424 158,615 60,695 110,455 

Howard Bancorp, Inc. Ellicott City MD South 323,141 91,705                ‐ 41,681 794 134,180 79,913                

45,691 

Huron Valley State Bank Milford MI Midwest 70,664 5,648                ‐ 16,506 191 22,345 7,576                

21,082 

Hyde Park Bancorp, MHC Hyde Park MA Northeast 960,649 1,142                     ‐ 542                      ‐ 1,684 1,210                  

1,768        

Illinois State Bancorp, Inc. Chicago IL Midwest 355,858 21,057                ‐ 38,971 160 60,188 19,581                

47,059 

Indebancorp Oak Harbor OH Midwest 212,631 11,158 28,563 992 2,225 42,938 9,423 29,970 

Independent Holdings, Inc Memphis TN South 819,288 39,655                ‐ 11,109 1,474 52,238 52,994                

12,955 

InsCorp, Inc. Nashville TN South 158,781 11,667                  ‐ 8,603 765 21,034 17,044                

18,949 

Insight Bank Columbus OH Midwest 157,283 3,205                ‐ 10,876                      ‐ 14,080 10,215                

19,364        

Island Bancorp, Inc. Edgartown MA Northeast 131,993 2,672                ‐ 20,909                      ‐ 23,581 3,511                

26,469        

Jefferson Bank of Florida Oldsmar FL South 140,757 9,021                  ‐ 4,870                      ‐ 13,891 11,465                  

8,796        

Joaquin Bankshares, Inc. Huntington TX South 118,171 14,762 13,696 1,602 13,014 43,074 21,161 12,798 

Jonestown Bank and Trust Co. Jonestown PA Northeast 378,312 6,880 29,539 11 4,390 40,820 10,064 34,767 

Katahdin Bankshares Corporation Houlton ME Northeast 527,800 94,298 46,859 3,312 2,706 147,175 111,685 53,801 

Kerkhoven Bancshares, Incorporated Kerkhoven MN Midwest 51,124 4,668 9,381 3,475 7,114 24,637 7,249 11,607 
Name City State

Commercial

& Industrial

Owner‐

Occupied

Commercial

Real Estate

Agricultural

Production

Secured by

Farmland

Commercial

& Industrial

Owner‐

Occupied

Commercial

Real Estate

Ag

Pro

Institution

Region Total Assets

Baseline Lending

Baseline Business

Lending

Q4 2011

Kinderhook Bank Corporation Kinderhook NY Northeast 262,853 18,911 19,028 58 2,330 40,328 23,886 25,759 

Landmark Community Bank Collierville TN South 289,808 17,728 11,183 94 263 29,268 29,425 15,018 

LCA Bank Corporation Park City UT West 67,343                     ‐ 136                      ‐                      ‐ 136                     ‐ 214                      

       

Leader Bancorp Inc. Arlington MA Northeast 509,286 7,075                ‐ 24,647                      ‐ 31,722 17,508                

43,272        

Level One Bancorp, Inc. Farmington Hills MI Midwest 463,033 39,110                ‐ 24,606                      ‐ 63,716 84,894                

59,663        

Liberty Bancorp, Inc. Liberty MO Midwest 435,214 23,445             ‐ 124,005                      ‐ 147,449 38,436             

137,718        

Liberty Bancshares, Inc Springfield MO Midwest 1,093,306 115,140 161,708 5,205 63,339 345,391 136,779 169,566 

Liberty Bancshares, Inc Jonesboro AR South 2,806,967 258,145 402,154 36,465 59,998 756,761 255,210 435,246 

Liberty Capital Bancshares, Inc. Addison TX South 109,319 9,008                  ‐ 5,927 1,722 16,657 22,968                

10,048 

Liberty Financial Services, Inc. Sioux City IA Midwest 231,218 36,186 17,912 4,466 5,574 64,138 29,298 28,095 

Live Oak Bancshares, Inc. Wilmington NC South 263,519 27,794                ‐ 73,668                      ‐ 101,462 74,061             

107,664        

Lowndes Bancshares, Inc. Valdosta GA South 199,033 10,135                ‐ 40,668                      ‐ 50,803 15,440                

44,792        

Magna Bank Memphis TN South 440,621 24,492                ‐ 83,564                      ‐ 108,056 56,405                

91,738        

Magnolia Bancshares, Incorporated Hodgenville KY South 133,575 6,246 10,176 2,066 14,930 33,419 6,236 13,146 

Marquis Bank Coral Gables FL South 176,805 1,427                  ‐ 9,846                      ‐ 11,273 13,869                

14,457        

McLaughlin Bancshares, Inc. Ralls TX South 226,658 18,912 4,166 29,426 3,706 56,210 25,686 10,122 

McLeod Bancshares, Inc. Shorewood MN Midwest 385,795 23,330 3,763 5,618 2,780 35,490 11,688 16,318 

Meadows Bank Las Vegas NV West 237,343 29,330                ‐ 21,164                      ‐ 50,495 62,783                

39,003        

Medallion Bank Salt Lake City UT West 629,429             ‐ 234,859                      ‐                      ‐ 234,859             ‐ 357,377                      

       

Mercantile Capital Corporation Boston MA Northeast 191,910 81,044                ‐ 19,513                      ‐ 100,557 104,302                

23,983        

Merchants & Planters Bancshares, Inc. Bolivar TN South 95,442 5,479 10,527 361 2,730 19,097 6,537 16,629 

Merchants & Manufacturers Bank Corporation Joliet IL Midwest 168,155 39,342                ‐ 23,269                      ‐ 62,611 45,506                

18,424        

MidSouth Bancorp, Inc. LaFayette LA South 1,396,117 185,803 126,929 6,367 3,019 322,119 217,834 166,622 

Midwest Bancorporation, Inc. Eden Prairie MN Midwest 149,255 36,857                ‐ 29,128                      ‐ 65,984 15,810 6,854 

MileStone Bank Doylestown PA Northeast 155,120 17,161                ‐ 29,937                      ‐ 47,098 33,555                

38,510        

Moneytree Corporation Lenoir City TN South 396,301 35,050 32,806 61 1,627 69,543 25,880                

41,635 

Monument Bank Bethesda MD South 365,111 20,990                ‐ 12,522 576 34,088 22,202                

19,115 

Monument Bank Doylestown PA Northeast 168,542 1,478                ‐ 17,409 828 19,715 2,629                

35,400 

Morgan Capital Corporation Fort Morgan CO West 101,269 13,330 6,289 4,169 3,950 27,738 20,841 6,399 

MutualFirst Financial, Inc. Muncie IN Midwest 1,424,563 72,053             ‐ 164,080                      ‐ 236,133 64,429             

152,386        

MVB Financial Corp. Fairmont WV South 533,105 15,650                ‐ 38,312                      ‐ 53,962 27,101                

48,454        

New England Bancorp, Inc. Hyannis MA Northeast 152,200 9,707                ‐ 19,019                      ‐ 28,726 26,134                

27,243        

New Hampshire Thrift Bancshares, Inc. Newport NH Northeast 1,040,561 58,234             ‐ 128,402                      ‐ 186,635 73,791             

139,034        

Nicolet Bankshares, Inc. Green Bay WI Midwest 662,257 129,397 137,477 41 2,935 269,850 128,625 110,094 

Northern Bankshares, Inc. McFarland WI Midwest 488,152 26,290 62,897 1,313 15,949 106,449 38,516 93,187 

Northway Financial, Inc. Berlin NH Northeast 814,236 44,870                ‐ 67,422                      ‐ 112,292 66,993                

62,377        

Oak Valley Bancorp Oakdale CA West 612,351 36,927 91,868 10,876 18,272 157,944 32,008 98,861 

Osborne Investments, Inc. Osborne KS Midwest 56,661 1,549 451 9,025 4,697 15,722 2,385 474 

Ouachita Bancshares Corp. Monroe LA South 567,658 47,682 73,761 14,288 9,163 144,892 59,537 83,519 

Ovation Holdings, Inc. Naples FL South 241,404 1,684                  ‐ 8,013                      ‐ 9,698 3,083                

24,428        

Pacific Coast Bankers' Bancshares San Francisco CA West 615,073 10,701                ‐ 35,168                      ‐ 45,869 14,715                

21,918        

Partners Bank of California Mission Viejo CA West 100,475 40,849                ‐ 13,880                      ‐ 54,729 46,707                

18,300        

Pathfinder Bancorp, Inc. (MHC) Oswego NY Northeast 496,849 25,983                ‐ 48,698 786 75,467 32,815                

50,838 

Penn Liberty Financial Corp Wayne PA Northeast 569,214 58,496                ‐ 84,723                      ‐ 143,218 68,583                

95,846        

People First Bancshares, Inc. Pana IL Midwest 297,452 48,975 9,408 48,716 13,254 120,352 62,501 11,319 

Peoples Bancorp Lynden / Bellingham WA West 1,224,918 74,665 143,418 30,294 58,705 307,082 71,820 161,144 

PFSB Bancorporation, Inc. Pigeon Falls WI Midwest 67,018 3,710 8,995 6,075 11,414 30,194 2,551 6,791 

Phoenix Bancorp, Inc. Minersville PA Northeast 125,689 5,262                  ‐ 4,097                      ‐ 9,359 7,632                

21,649 

Pioneer Bank, SSB Drippings Springs TX South 128,343 7,439                  ‐ 8,987 1,142 17,568 8,507                

14,204 

PlainsCapital Corporation Dallas TX South 5,681,476 1,018,142 363,288 60,432 61,652 1,503,514 1,175,800 460,281 

Planters Financial Group, Inc. Clarksville TN South 675,453 59,970 67,388 12,733 34,238 174,327 78,391 84,787 

Platinum Bancorp, Inc. Oakdale MN Midwest 133,815 19,145                ‐ 27,015 573 46,733 24,529                

29,956 
Name City State

Commercial

& Industrial

Owner‐

Occupied

Commercial

Real Estate

Agricultural

Production

Secured by

Farmland

Commercial

& Industrial

Owner‐

Occupied

Commercial

Real Estate

Ag

Pro

Institution

Region Total Assets

Baseline Lending

Baseline Business

Lending

Q4 2011

Platinum Bank Brandon FL South 400,030 57,110 95,349 222 10,816 163,496 75,645 92,129 

Premara Financial, Inc. Charlotte NC South 193,102 15,263                ‐ 23,523                      ‐ 38,786 18,823                

35,930        

Prime Banc Corp. Dieterich IL Midwest 376,157 21,310 6,268 9,480 22,344 59,401 27,469 35,492 

Prime Bank Group, Inc. Edmond OK South 144,490 7,722 10,116 53 1,742 19,632 18,099 24,481 

Progressive Bancorp, Inc. Monroe LA South 436,191 52,595 46,034 1,624 3,161 103,413 43,971 50,228 

Promerica Bank Los Angeles CA West 129,280 18,665                ‐ 28,650                      ‐ 47,315 16,800                

52,533        

Providence Bank Rocky Mount NC South 209,637 14,547 12,644 780 826 28,797 16,268 14,241 

Provident Bancorp, Inc. Amesbury MA Northeast 530,755 17,487                ‐ 70,118 93 87,697 35,463                

75,758 

Puget Sound Bank Bellevue WA West 250,462 49,945                ‐ 28,866                      ‐ 78,810 74,818                

38,096 

QCR Holdings, Inc. Moline IL Midwest 1,977,151 331,888 157,873 59 4,915 494,735 279,981             

159,205 

Redwood Capital Bancorp Eureka CA West 241,502 16,119 28,172 120 2,899 47,311 11,243 37,992 

Redwood Financial, Inc. Redwood Falls MN Midwest 199,351 24,855                ‐ 48,160                      ‐ 73,015 31,193                

44,397        

Regal Bank Livingston NJ Northeast 216,466 1,682                ‐ 24,190                      ‐ 25,872 4,629                

31,981        

Regent Capital Corporation Nowata OK South 164,117 24,582 17,779 3,616 9,416 55,394 34,361 19,999 

Resurgens Bancorp Atlanta GA South 82,385 8,251                  ‐ 4,870 1,965 15,086 15,333                  

7,533 

Rock Bancshares, Inc. Little Rock AR South 186,005 49,812                  ‐ 7,116 1,804 58,732 75,934                

10,482 

Rockport National Bancorp, Inc. Rockport MA Northeast 178,759 9,222                ‐ 29,422                      ‐ 38,643 9,517                

34,446        

Salisbury Bancorp, Inc. Lakeville CT Northeast 608,156 23,290 50,692 402 5,666 80,049 28,142 62,146 

SBT Bancorp, Inc. Simsbury CT Northeast 376,899 14,128                ‐ 21,168                      ‐ 35,295 15,145                

31,748        

Seacoast Commerce Bank Chula Vista CA West 149,644 12,916                ‐ 42,691 456 56,063 5,937                

62,509 

Security Business Bancorp San Diego CA West 233,390 27,782                ‐ 32,114                      ‐ 59,896 27,311                

55,464        

Security California Bancorp Riverside CA West 412,021 112,334                ‐ 67,475                      ‐ 179,809 125,122                

86,097 

Security State Bancshares, Inc. Charleston MO Midwest 659,415 56,094 60,922 30,314 49,925 197,254 59,181 57,920 

Select Bancorp, Inc. Greenville NC South 214,962 18,588                  ‐ 9,146 1,726 29,459 20,055                

19,786 

Seneca‐Cayuga Bancorp, Inc. (MHC) Seneca Falls NY Northeast 243,485 6,963                ‐ 14,567                      ‐ 21,530 12,661                

18,410        

Sequatchie Valley Bancshares, Inc. Dunlap TN South 568,463 2,685 34,739 770 6,525 44,719 2,119 16,236 

ServisFirst Bancshares, Inc. Birmingham AL South 2,460,239 440,705 209,801 25,580 22,243 698,328 770,746 398,600 

Signature Bancorporation, Inc. Chicago IL Midwest 337,998 88,196                ‐ 37,019                      ‐ 125,214 118,258                

40,066        

Silvergate Capital Corporation La Jolla CA West 470,476 3,408                  ‐ 6,233                      ‐ 9,641 4,466                  

3,836        

SmartFinancial, Inc. Pigeon Forge TN South 327,787 21,736                ‐ 14,293 1,139 37,167 31,642                

23,630 

SouthCity Bank Vestavia Hills AL South 159,754 34,442                  ‐ 6,394                      ‐ 40,837 43,575                  

8,552 

Southern Heritage Bancshares, Inc. Cleveland TN South 223,653 26,826 30,355 33 1,077 58,290 23,788                

40,313        

Southern Illinois Bancorp, Inc. Carmi IL Midwest 355,782 37,465 17,420 18,888 21,392 95,164 45,837 29,700 

Southern Missouri Bancorp, Inc. Poplar Bluff MO Midwest 773,263 52,833 42,934 28,817 26,753 151,336 74,797 66,458 

Southern National Corporation Andalusia AL South 392,379 42,858 46,952 5,776 59,822 155,408 44,512 59,294 

Southern States Bancshares, Inc. Anniston AL South 212,679 18,236                ‐ 18,732 943 37,910 23,427 32,719 

Southwestern Bancorp, Inc. Boerne TX South 99,031 5,487 12,617 2,545 1,837 22,486 6,292 13,636 

Sovereign Bancshares, Inc. Dallas TX South 848,548 196,282                ‐ 22,060 918 219,260 202,840                

29,600 

Steele Holdings, Inc. Tyler TX South 207,494 14,649 15,060 427 1,007 31,142 15,973 19,207 

Steele Street Bank Corporation Denver CO West 399,694 34,832                ‐ 32,612                      ‐ 67,443 39,579                

47,755        

Stewardship Financial Corporation Midland Park NJ Northeast 708,201 48,805             ‐ 156,337 1,053 206,195 39,503             

182,605 

StonehamBank, A Co‐operative Bank Stoneham MA Northeast 426,336 22,466                ‐ 24,415                      ‐ 46,880 32,268                

38,554        

Summit State Bank Santa Rosa CA West 387,627 40,612 33,151 2,405 24,934 101,101 31,571 34,683 

Sumner Bank & Trust Gallatin TN South 156,199 12,075 15,701 43 694 28,512 13,987 16,450 

Sword Financial Corporation Horicon WI Midwest 506,476 63,172 127,299 10,132 21,004 221,607 56,627 118,848 

TCB Corporation Greenwood SC South 302,703 16,375                ‐ 40,863 1,056 58,294 16,073                

44,633 

Team Capital Bank Bethlehem PA Northeast 828,833 58,221             ‐ 137,758                      ‐ 195,979 70,047                

82,301 

ANB Corporation Terrell TX South 2,388,290 142,877 265,405 6,732 22,473 437,487 126,153 297,179 

Bank of Santa Barbara Santa Barbara CA West 101,123 11,319                  ‐ 9,943 1,514 22,776 31,065                

11,936        

Elmira Savings Bank, FSB Elmira NY Northeast 523,397 36,668                ‐ 58,685                      ‐ 95,353 37,422                

57,922        

Landrum Company Columbia MO Midwest 1,675,891 134,266 183,524 27,453 93,726 438,969 130,425 199,082 

Nashua Bank Nashua NH Northeast 115,524 6,602                ‐ 13,756                      ‐ 20,358 10,816                

20,216        
Name City State

Commercial

& Industrial

Owner‐

Occupied

Commercial

Real Estate

Agricultural

Production

Secured by

Farmland

Commercial

& Industrial

Owner‐

Occupied

Commercial

Real Estate

Ag

Pro

Institution

Region Total Assets

Baseline Lending

Baseline Business

Lending

Q4 2011

Peoples Bank of Talbotton Talbotton GA South 33,372 647                  ‐ 3,191 2,106 5,943 622                  

2,621 

Private Bank of California Los Angeles CA West 596,700 70,098                ‐ 16,855                      ‐ 86,953 116,317                

34,177        

State Bank of Bartley Bartley NE Midwest 71,448 13,050 4,465 8,672 2,035 28,221 13,755 4,888 

Victory Bancorp, Inc. Limerick PA Northeast 107,089 13,913                  ‐ 8,245 1,757 23,916 27,826                

13,378 

Third Coast Bank, SSB Humble TX South 228,560 33,954                ‐ 30,443                      ‐ 64,397 87,216                

36,322 

Town and Country Financial Corporation Springfield IL Midwest 382,996 34,830 59,359 6,536 5,550 106,274 30,072 75,527 

TowneBank Suffolk VA South 4,081,771 302,054 531,494 675 6,389 840,612 348,646 604,376 

Triad Bancorp, Inc. Frontenac MO Midwest 197,715 15,530                ‐ 16,895 820 33,245 20,321                

26,603 

Tri‐County Financial Corporation Waldorf MD South 980,353 121,233             ‐ 137,607                      ‐ 258,840 121,729             

180,593        

Tri‐County Financial Group, Inc. Mendota IL Midwest 751,641 23,912 24,883 30,134 35,679 114,608 43,655 39,689 

Two Rivers Financial Group, Inc. Burlington IA Midwest 667,958 114,756 65,269 13,984 20,410 214,418 114,181 65,969 

U & I Financial Corporation Lynnwood WA West 164,912 8,950                ‐ 34,994                      ‐ 43,943 9,463                

45,610        

UBT Bancshares, Inc. Marysville KS Midwest 503,365 41,004 27,943 44,044 63,137 176,128 46,352 17,832 

Union Bank & Trust Company Oxford NC South 188,997 19,991 15,549 10 3,112 38,662 14,001 22,885 

United Community Bancorp, Inc. Chatham IL Midwest 1,278,626 98,783 10,074 47,661 74,408 230,925 110,110 96,672 

United Financial Banking Companies, Inc. Vienna VA South 313,850 17,679                ‐ 59,243                      ‐ 76,922 23,710                

62,436        

Valley Financial Group, Ltd. Saginaw MI Midwest 173,787 38,248                ‐ 36,190 90 74,528 49,474                

37,599 

Valley Green Bank Philadelphia PA Northeast 223,263 10,485                ‐ 12,990                      ‐ 23,475 29,288                

26,894        

Veritex Holdings, Inc. Dallas TX South 438,383 24,303                ‐ 14,187 1,151 39,641 84,153                

45,512 

Verus Acquisition Group, Inc. Fort Collins CO West 249,275 14,365 45,134 88 7,204 66,792 26,189 69,057 

Virginia Heritage Bank Fairfax VA South 578,087 39,167                ‐ 50,228                      ‐ 89,395 33,822                

75,397 

W.T.B. Financial Corporation Spokane WA West 4,172,393 726,366 358,143 80,131 37,049 1,201,688 635,180 364,230 

WashingtonFirst Bankshares, Inc. Reston VA South 559,411 60,171 13,644 117 3,240 77,172 87,583                

75,097 

Western Alliance Bancorporation Phoenix AZ West 6,840,747 550,987 1,063,943 186 4,343 1,619,459 817,234 1,248,386 

Western State Agency, Inc. Devils Lake ND Midwest 488,840 97,220 32,153 14,569 6,955 150,896 120,910 26,596 

Wilber Co. Lincoln NE Midwest 360,727 40,835 24,786 25,570 36,985 128,176 49,142 27,627 

Xenith Bankshares, Inc. Richmond VA South 476,072 14,641                ‐ 19,095 593 34,328 97,679 54,827 

York Traditions Bank York PA Northeast 252,058 48,533                ‐ 27,986 2,156 78,674 41,425                

46,238