<TABLE> <S> <C>


<ARTICLE>                                            9
<LEGEND>
     This schedule contains summary information extracted from the Form 10-Q and
is qualified in its entirety by reference to such financial statements.
</LEGEND>
<CIK>                         0000940511
<NAME>                        SGV Bancorp, Inc.
<MULTIPLIER>                                   1
<CURRENCY>                                     U.S. Dollars
       
<S>                             <C>
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>               JUN-30-1999
<PERIOD-START>                  JUL-01-1998
<PERIOD-END>                    DEC-31-1998
<EXCHANGE-RATE>                                1
<CASH>                                         8,205,000
<INT-BEARING-DEPOSITS>                         0
<FED-FUNDS-SOLD>                               3,390,000
<TRADING-ASSETS>                               0
<INVESTMENTS-HELD-FOR-SALE>                    51,850,000
<INVESTMENTS-CARRYING>                         33,748,000
<INVESTMENTS-MARKET>                           33,880,000
<LOANS>                                        349,723,000
<ALLOWANCE>                                    1,563,000
<TOTAL-ASSETS>                                 461,533,000
<DEPOSITS>                                     317,564,000
<SHORT-TERM>                                   0
<LIABILITIES-OTHER>                            4,583,000
<LONG-TERM>                                    108,291,000
<PREFERRED-MANDATORY>                          0
<PREFERRED>                                    0
<COMMON>                                       27,000
<OTHER-SE>                                     31,068,000
<TOTAL-LIABILITIES-AND-EQUITY>                 461,533,000
<INTEREST-LOAN>                                12,656,000
<INTEREST-INVEST>                              2,652,000
<INTEREST-OTHER>                               355,000
<INTEREST-TOTAL>                               15,663,000
<INTEREST-DEPOSIT>                             6,839,000
<INTEREST-EXPENSE>                             9,707,000
<INTEREST-INCOME-NET>                          5,956,000
<LOAN-LOSSES>                                  479,000
<SECURITIES-GAINS>                             7,000
<EXPENSE-OTHER>                                3,461,000
<INCOME-PRETAX>                                2,023,000
<INCOME-PRE-EXTRAORDINARY>                     0
<EXTRAORDINARY>                                0
<CHANGES>                                      0
<NET-INCOME>                                   1,190,000
<EPS-PRIMARY>                                  0.53
<EPS-DILUTED>                                  0.51
<YIELD-ACTUAL>                                 7.42
<LOANS-NON>                                    2,002,000
<LOANS-PAST>                                   0
<LOANS-TROUBLED>                               852,000
<LOANS-PROBLEM>                                0
<ALLOWANCE-OPEN>                               1,425,000
<CHARGE-OFFS>                                  341,000
<RECOVERIES>                                   0
<ALLOWANCE-CLOSE>                              1,563,000
<ALLOWANCE-DOMESTIC>                           1,563,000
<ALLOWANCE-FOREIGN>                            0
<ALLOWANCE-UNALLOCATED>                        0
        

</TABLE>