DART(TM) SERVICE AGREEMENT FOR PUBLISHERS

You agree to pay  DoubleClick  Inc. all of the fees and other charges  specified
below and  DoubleClick  Inc.  agrees to provide the DART  Service to You, all in
accordance with the attached Terms and Conditions. Both You and DoubleClick Inc.
agree that this Cover Page and the attached Terms and Conditions  (collectively,
the "DART Service  Agreement" or "Agreement"),  may be updated from time to time
by replacing or adding further signed attachments to this Agreement.

Your Company      WordCruncher          Contact: Dan Lunt
Name        50 W Canyon Crest Rd        Phone: 801 816-9904
and          Alpine, UT                 Fax:
Address:     84004                      E-Mail:

Your Billing                            Contact: Mike Schouten
Address, if                             Phone:  801 816-9904
Different:                              Fax:
                                        E-Mail:

Web Site(s): www.wordcrucher.com

Fees                  Upfront Fee on signing              US$ 4500

Monthly Service Fee per 1000 ad banner impressions (CPM):    (see chart below)

Ad Size Limit:   12    Kbytes       Minimum Monthly Service Fee:         US$ 500

 * Effective February 1, 2000  RC

Custom                    MONTHLY SERVICE FEE
Arrangements

                          Number of Revenue  Generating Ad Impressions  Cost Per
                          Thousand Delivered by DART Service Per Month

                          From 1                 to 1,000,000            $1.40
                          From 1,000.001         to 5,000,000            $1.25
                          From 5,000,001         to 10,000,000           $1.05
                          From 10,000,001        to 20,000,000           $0.90
                          From 20,000,001        to 30,000,000           $0.75
                          From 30,000,001        to 40,000,000           $0.05
                          From 40,000,001        to 50,000,000           $0.55
                          From 50,000,000+++

                          Example of Monthly Service Fee Circulation

                          If that  number  of ad  Impressions  delivered  by the
                          Service for the month of $6,750,000:

                          (i)      Divide into Volume Tiers

                          Tier 1:  1,000,000
                          Tier 2:  4,000,000
                          Tier 3:  1,750,000

                          (ii)  Divide  each  tier  amount  by  1,000  and  then
                          multiply by the applicable Monthly Service Fee rate

                          Tier 1:  (1,000,000 + 1,000) x $1.40 = $1,400
                          Tier 2:  (4,000,000 + 1,000) x $1.25 = $5,000
                          Tier 3:  (1,750,000 + 1,000) x $1.05 = $1,837.50
                                   Monthly Service Fee                 $8,237.50

                          Fee for non-revenue generating house ads
                          redirected to Your servers for delivery on
                          Your bandwidth (on a US$ 0.20 CPM basis)

The undersigned  confirm their mutual agreement to those  arrangements as of the
Effective Date.

DOUBLECLICK INC.                           YOUR COMPANY NAME:  WCTI
                                                (Please print)

Signature: /s/                              Signature:  /s/ Dan Lunt
         ----------------                             -----------------

Printed Name: Aaron Mittman                Printed Name:  Dan Lunt
Title:  Director, Direct Sales- N America  Title: President/CEO


Effective Date:



<PAGE>

                    DART(TM) SERVICE AGREEMENT FOR PUBLISHERS

                              TERMS AND CONDITIONS

1. Agreement.  DoubleClick  Inc.  ("DoubleClick")  and You hereby enter into the
agreement  set  forth  in these  Terms  and  Conditions  and in the  Cover  Page
(collectively,  this  "DART  Service  Agreement"  or  "Agreement"),  as  of  the
Effective Date set forth on the Cover Page. All capitalized  terms not otherwise
defined in these Terms and Conditions  shall have the meanings as defined on the
Cover  Page,  "Advertiser"  shall  mean any  entity or person  that  desires  to
advertise their own products or services.  "Publisher"  shall mean any entity or
person that desires to use the DART Service to target and measure advertisements
for Advertisers on their own Web site.

2. DART  Service.  The DART Service (the  "Service")  is a serviced  provided by
DoubleClick to Publishers for targeted and measured  delivery of ad banners from
DoubleClick's  servers  to the Web Sites  set  forth on the  cover  page of this
Agreement   ("Target   Sites").   The  ad  banners  are  displayed  to  visitors
("Visitors")  to the Target  Sites  based on  criteria  selected by You and Your
Advertisers.

3. Ad Management System. You and DoubleClick understand that You are required to
use  DoubleClick's  proprietary Ad Management  System  software  technology (the
"System") in order to receive the Service.  Accordingly,  DoubleClick  grants to
You the non-exclusive and  non-transferable  right to access and use the System,
which You can access  and use only on  DoubleClick's  Web  servers by means of a
unique  password  chosen by You, and only for the  purposes  of: (i)  performing
projections  of and ad banner  impression  inventories  that might be  available
through the Service,  (ii)  uploading and storing ad banners for delivery by the
Service,  (iii) selecting trafficking criteria for the delivery of ad banners to
Target Sites and Visitors,  and (iv) receiving reports of ad banner  impressions
and other data related to the delivery of ad banners by the Service.

4.  Your  Obligations.  You  shall be  solely  responsible  for  soliciting  all
Advertisers,  trafficking  of ad banners  (which  shall  include the input of ad
banners into the System) and handling all  inquiries of any type or nature.  You
shall obtain all necessary rights, licenses,  consents,  waivers and permissions
from Advertisers, visitors and others, to allow DoubleClick to store and deliver
ad banners  and  otherwise  operate  the Service on Your behalf and on behalf of
Your  Advertisers,  and to use any data  provided to or collected by the System.
You further  represent  that You have read,  and will conform to,  DoubleClick's
statement on privacy that can be found on the  DoubleClick Web site. You further
agree that advertisements  provided to DoubleClick and/or delivered on behalf of
You, and Your other promotional and marketing  activities in connection with the
use of the  Services,  including  the  Target  Sites,  shall  not be  deceptive,
misleading, obscene, defamatory, illegal or unethical.

5. DoubleClick's Obligations.  DoubleClick's sole obligations hereunder shall be
(i) to make the System  available to You, (ii) to deliver ad banners through the
Service according to the trafficking  criteria selected by You using the System,
(iii) to make  customer  service  personnel  available by telephone  for support
twenty-four  hours per day, seven days per week and (iv) to provide six training
days at DoubleClick's  premises explaining the proper use of the service and the
System.  A "training  day" is defined as a full day training  session for one of
Your  employees.  You can  divide  the  training  days in any  manner  You  deem
appropriate,  such as having  three  employees  attend two  sessions  each,  six
employees attend one session each, or one employee attend all six sessions.  The
cost for such  training  sessions is included in the Upfront Fee. If You require
additional  training or training on Your Site,  DoubleClick  shall  provide such
training to You at DoubleClick's standard published rates for such training. For
training on Your Site, You agree to reimburse  DoubleClick for its actual travel
and lodging  expenses.  You shall not permit any of Your employees to access and
use the  Service  or the  System  unless  any  such  employee  has  successfully
completed the training session and has been so certified by DoubleClick.

6. Fees. You shall pay  DoubleClick the fees set forth on the Cover Page to this
Agreement.  The fees may include an Upfront Fee and Monthly  Service  Fees.  The
Upfront Fee is a one-time,  non-creditable,  non-refundable  fee for Your Use of
the  Service and the System,  payable  upon  execution  of this  Agreement.  The
Monthly Service Fees are recurring, non-refundable, non-creditable fees, payable
within  thirty (30) days after receipt of an invoice from  DoubleClick  for such
fees.  The  Monthly  Service  Fee  shall  be based on the  number  of ad  banner
impressions  delivered through the Service on behalf of You each month,  divided
by one thousand  (1,000) and multiplied by the Monthly  Service Fee CPM rate set
forth on the Cover Page to this  Agreement.  If Your Monthly Service Fee is less
than  the  Minimum  Monthly  Service  Fee is any  given  month.  You  shall  owe
DoubleClick  the Minimum  Monthly Service Fee for that month. To the extent that
the  average  file size of all ad banners  delivered  via the Service in a given
month ("Average Ad Size") exceeds the Ad Size Limit set forth on the Cover Page,
the Monthly  Service Fee payable for that month shall be  increased by an amount
that shall be  calculated by  subtracting  the Ad Size Limit from the Average Ad
Size,  dividing  that  difference  by the Ad Size  Limit,  and  multiplying  the
quotient by the Monthly Service Fee CPM rate set forth on the Cover Page of this
Agreement.  All fees hereunder shall be denominated in U.S.  dollars and paid by
wire transfer to an account to be designated by  DoubleClick,  or by other means
expressly agreed to in writing by DoubleClick. You shall also be responsible for
and shall pay any applicable sales, use or other taxes or duties, tariffs or the
like applicable in provision of the Service  (except for taxes on  DoubleClick's
income).  Late  payments will be subject to late fees at the rate of one and one
half percent (1.5%) per month, or, if lower, the maximum rate allowed by law. If
You fail to pay fees invoiced by  DoubleClick  within thirty (30) days following
the payment due date, DoubleClick shall have the right to suspend performance of
the Services  without notice to You; such Service not to be reinstated until You
pay all such overdue amounts and an additional  reinstatement  fee of $1,000. In
addition,  You also agree to pay any  attorneys'  fees and/or  collection  costs
incurred by DoubleClick in collecting any past due amounts from You.

7. Proprietary Rights and Restrictions. DoubleClick is the exclusive supplier of
the Service and the exclusive  owner of all right,  title and interest in and to
the System,  all software,  databases and other and technologies  related to the
System and  Service,  including  the System.  Any  enhancements  thereto and any
materials  provided to You by DoubleClick  through the System or otherwise.  You
may not use the System except pursuant to the limited rights  expressly  granted
in this  Agreement.  You shall use the System only in accordance  with reference
manuals to be supplied by DoubleClick and only in accordance with  DoubleClick's
standard security procedures, as posted on the DoubleClick Web site or otherwise
notified to You.

8. Data. You have the sole and exclusive right to use all data derived from Your
use of the Service,  for any purpose  related to Your  business;  provided  that
DoubleClick   may   use  and   disclose   the   Visitors'   data   (other   than
personality-identifiable  information) derived from Your use of the Service only
(i)  for  DoubleClick's   reporting  purposes,   consisting  of  compilation  of
aggregated  statistics  about the Service  (e.g.,  the  aggregate  number of ads
delivered)  that may be  provided  to  customers,  potential  customers  and the
general public; and (ii) if required by court order, law or governmental agency.
As part of the DART service  DoubleClick will supply You with unlimited Standard
Reports available on the Admanage  Interface,  DoubleClick can supply customized
reports that are not available on the Admanage Interface at an additional cost.

9. Term. Unless terminated earlier in accordance with the termination rights set
forth  in this  Agreement,  the term of this  Agreement  shall  commence  on the
Effective Date and continue in effect until December 31, 2000 (the "Term").

10. Termination. At any time during the Term, this Agreement shall terminate (i)
thirty  (30) days after  DoubleClick's  notice to You if the Service Fee for any
month  following  the third month of the Term is less than the  Minimum  Monthly
Service Fee set forth on the Cover Page to this Agreement, (ii) thirty (30) days
after a party's  notice to the other  party that such  other  party is in breach
hereunder,  unless the other party cures such breach within said thirty (30) day
period  or  (iii)  on  ten  (10)  days  after  DoubleClick's  notice  to  You of
DoubleClick's  reasonable  determination  that You are using the Services or the
System in such a manner that could  damage or cause injury to the Service or the
System or reflect unfavorably on the reputation of DoubleClick (i.e., the Target
Sites begin serving  pornographic  content).  If this Agreement is terminated by
DoubleClick due to a breach by You, You are required to promptly pay DoubleClick
its Minimum Monthly Service Fee for the balance of the Term.

11.  Indemnification.  You  agree  to  indemnify  and hold  DoubleClick  and its
officers,  directors,  employees  and agents (each a  "DoubleClick  Indemnitee")
harmless  from and  against  any and all third party  claims,  actions,  losses,
damages,   liability,   costs  and  expenses  (including,   without  limitation,
reasonable   attorneys'  fees  and  disbursements   incurred  by  a  DoubleClick
Indemnitee in any action between You and the DoubleClick Indemnitee,  or between
the DoubleClick  Indemnitee and any third party or otherwise)  arising our of or
in connection with (i) the breach of any of Your representations,  warranties or
obligations  set forth in this  Agreement,  (ii) Your use of the  Service or the
System  other than as  permitted  herein,  or (iii) any claim by any  Advertiser
arising from Your arrangement to display Advertisers'  Advertising on the Target
Sites.

DoubleClick  agrees  to  indemnify  and hold You and Your  officers,  directors,
employees, and agents (each "Your Indemnitee") harmless from and against any and
all third party claims, actions, losses, damages,  liability, costs and expenses
(including,  without  limitation,  reasonable  attorneys' fees and disbursements
incurred  by  Your  indemnitee  in  any  action  between  DoubleClick  and  your
Indemnitee, or between Your Indemnitee and any third party or otherwise) arising
out of or in connection with the breach of any of DoubleClick's representations,
warranties or obligations set forth in this Agreement.

12.  WARRANTIES  AND  DISCLAIMER.  DoubleClick  represents and warrants that the
System was developed by DoubleClick and may be used by You, without infringement
or  misappropriation  of any third  party's  copyrights,  trademarks,  any trade
secrets,  or U.S.  patents issued as of the Effective Date. You acknowledge that
the  Service  and  the  System  can be  used  to  target,  measure  and  traffic
advertisements in many different ways and based on many different types of data.
You  represent  and warrant that You will not use the Service or the System in a
way or for any purpose  that  infringes  or  misappropriates  any third  party's
intellectual property or personal rights. EXCEPT AS SET FORTH IN THIS AGREEMENT,
DOUBLECLICK  MAKES NO  WARRANTIES  OF ANY KIND TO ANY PERSON WITH RESPECT TO THE
SERVICE,  THE SYSTEM OR ANY AD BANNER OR OTHER DATA  SUPPLIED  THEREBY,  WHETHER
EXPRESS OR IMPLIED,  INCLUDING  ANY IMPLIED  WARRANTIES  OF  MERCHANTABILITY  OR
FITNESS FOR A PARTICULAR PURPOSE OR NONINFRINGEMENT.

13. Limitation and Exclusions of Liability. Except as otherwise set forth in the
Agreement,  DoubleClick  shall not be liable to You or any other third party for
any  loss,   costs,   damage  or  expenses   incurred  in  connection  with  the
availability,  operation or use of the  Service,  the System or any ad banner or
other  data  supplied   thereby,   including,   without   limitation,   for  any
unavailability  or  inoperability  of  the  System  or the  Internet,  technical
malfunction,  computer  error or loss or  corruption  of data,  or other injury,
damage or disruption of any kind related thereto unless DoubleClick has directly
caused such loss,  cost,  damage or exercise  through  its gross  negligence  or
intentional misconduct. In no event shall DoubleClick either party be liable for
any  indirect,   incidental,   consequential,   special  or  exemplary  damages,
including, but not limited to, loss of profits, or loss of business opportunity,
even if such  damages  are  foreseeable  and  whether or not such party has been
advised of the possibility  thereof.  Each party's maximum  aggregate  liability
shall  not  exceed  the  total  amount  paid by You to  DoubleClick  under  this
Agreement  during  the  twelve  (12)  month  period  prior to the first date the
liability arose.

14.  Confidentiality.  The terms of this Agreement and Information and data that
one party (the  "Receiving  Party") has  received or will receive from the other
party (the "Disclosing  Party") about the Service,  the System and other matters
are  proprietary  and  confidential  information  ("Confidential  Information"),
including without limitation any information that is marked as "confidential" or
should  be  reasonably  understood  to be  confidential  or  proprietary  to the
Disclosing Party and any reference manuals compiled or provided  hereunder.  The
Receiving Party agrees that for the Term and for two (2) years  thereafter,  the
Receiving Party will not disclose the  Confidential  Information for any purpose
not permitted under this Agreement.  The nondisclosure  obligations set forth in
this  Section  shall  not  apply to  information  that the  Receiving  Party can
document is generally available to the public (other than through breach of this
Agreement) or was already  lawfully in the Receiving  Party's  possession at the
time of receipt of the information from the Disclosing Party.

15. Independent Contractor Status. Each party shall be and act as an independent
contractor and did not as partner, joint venturer or agent of the other.

16.   Modifications   and  Waivers.   This   Agreement   represents  the  entire
understanding  between  DoubleClick and You and supersedes all prior  agreements
relating to the  subject  matter of this  Agreement.  No failure or delay on the
part of  either  party in  exercising  any  right,  power or remedy  under  this
Agreement shall operate as a waiver, nor shall any single or partial exercise of
any such right,  power or remedy  preclude any other or further  exercise or the
exercise of any other right, power or remedy.  Unless otherwise  specified,  any
amendment,  supplement or modification of or to any provision of this Agreement,
any waiver of any  provision of this  Agreement and any consent to any departure
by the parties from the terms of this  Agreement,  shall be effective only if it
is made or given in writing and signed by both parties.

17. Assignment.  This Agreement and the rights hereunder are not transferable or
assignable without prior written consent of the non-assigning  party;  provided,
however,  that this Agreement may be assigned by either party (a) to a person or
entity who acquires  substantially all of such party's assets, stock or business
by sale, merger or otherwise and (b) to an affiliate of such party.

18.  Applicable  Law. This  Agreement  shall be governed by the law of New York,
without  reference to its conflict of laws, rules or principles,  and the United
States.

19. Audit of the System. On a monthly basis, the System is independently audited
by ABC Interactive,  a third-party auditor. Upon request,  DoubleClick agrees to
provide You with a copy of the reports  provided by ABC Interactive  relating to
the System.  DoubleClick agrees to provide You with the same rights to copies of
the reports. If DoubleClick enters an agreement with a third-party auditor other
than ABC Interactive at some later date.

20.   General.   Any  provision  of  this  Agreement   which  is  prohibited  or
unenforceable in any jurisdiction shall as to such jurisdiction,  be ineffective
only  to  the  minimum  extent  necessary  without  invalidating  the  remaining
provisions of this Agreement or affecting the validity or enforceability of such
provisions in any other jurisdiction.  No failure or omission by either party in
the performance of any obligation  under this Agreement shall be deemed a breach
of this  Agreement  nor create any  liability  if the same shall  arise from any
cause or causes beyond the reasonable  control of such party,  including but not
limited to the  following:  acts of God, acts or omissions of any  government or
any rules,  regulations or orders of any governmental  authority or any officer,
department,  agency or  instrument  thereof,  fire,  storm,  flood,  earthquake,
accident,  acts  of the  public  enemy,  war,  rebellion,  Internet  brown  out,
insurrection,  riot, invasion,  strikes, or lockouts.  All notices,  demands and
other  communications  provided for or permitted  under this Agreement  shall be
made in writing to the parties' at the  addresses on the Cover Page and shall be
sent by registered or certified  first-class  mail,  return  receipt  requested,
telecopier,  courier  service or personal  delivery and shall be deemed received
upon delivery.