<TABLE> <S> <C>

<ARTICLE> 9
<RESTATED> 
<MULTIPLIER> 1,000
       
<S>                             <C>                     <C>                     <C>                     <C>
<PERIOD-TYPE>                   6-MOS                   3-MOS                   12-MOS                   9-MOS
<FISCAL-YEAR-END>                          JUN-30-1998             JUN-30-1998             JUN-30-1997             JUN-30-1997
<PERIOD-START>                             JUL-01-1997             JUL-01-1997             JUL-01-1996             JUL-01-1996
<PERIOD-END>                               DEC-31-1997             SEP-30-1997             JUN-30-1997             MAR-31-1997
<CASH>                                          16,751                  12,156                  15,027                  16,733
<INT-BEARING-DEPOSITS>                              28                      28                      29                     187
<FED-FUNDS-SOLD>                                 2,420                  13,440                   3,355                  15,230
<TRADING-ASSETS>                                     0                       0                       0                       0
<INVESTMENTS-HELD-FOR-SALE>                    256,738                 287,256                 254,490                 249,588
<INVESTMENTS-CARRYING>                         148,421                 163,002                 178,163                 184,240
<INVESTMENTS-MARKET>                           148,120                 162,190                 175,464                 179,496
<LOANS>                                        593,975                 527,006                 484,669                 468,237
<ALLOWANCE>                                      4,803                   5,670                   5,800                   6,003
<TOTAL-ASSETS>                               1,063,267               1,050,377                 984,749                 984,455
<DEPOSITS>                                     855,564                 857,029                 839,655                 840,477
<SHORT-TERM>                                         0                       0                       0                       0
<LIABILITIES-OTHER>                             14,068                  15,054                  14,067                  13,141
<LONG-TERM>                                    110,000                  95,000                  50,000                  50,000
<PREFERRED-MANDATORY>                                0                       0                       0                       0
<PREFERRED>                                          0                       0                       0                       0
<COMMON>                                            66                      66                      66                      66
<OTHER-SE>                                      83,569                  83,228                  80,961                  80,771
<TOTAL-LIABILITIES-AND-EQUITY>               1,063,267               1,050,377                 984,749                 984,455
<INTEREST-LOAN>                                 20,476                   9,829                  32,407                  23,104
<INTEREST-INVEST>                               16,519                   8,406                  34,115                  26,273
<INTEREST-OTHER>                                     0                       0                       0                       0
<INTEREST-TOTAL>                                36,995                  18,235                  66,522                  49,377
<INTEREST-DEPOSIT>                              20,753                  10,383                  38,083                  28,021
<INTEREST-EXPENSE>                              24,777                  12,115                  44,084                  32,849
<INTEREST-INCOME-NET>                           12,218                   6,120                  22,438                  16,528
<LOAN-LOSSES>                                      400                     100                     384                     309
<SECURITIES-GAINS>                                  62                      56                   1,039                   1,030
<EXPENSE-OTHER>                                  9,391                   4,822                  27,137                  19,157
<INCOME-PRETAX>                                  2,100                     858                 (4,278)                 (2,068)
<INCOME-PRE-EXTRAORDINARY>                       1,229                     502                 (2,516)                 (1,280)
<EXTRAORDINARY>                                      0                       0                       0                       0
<CHANGES>                                            0                       0                       0                       0
<NET-INCOME>                                     1,229                     502                 (2,516)                 (1,280)
<EPS-PRIMARY>                                     0.20                    0.08                  (0.40)                  (0.20)
<EPS-DILUTED>                                     0.19                    0.08                  (0.40)                  (0.20)
<YIELD-ACTUAL>                                    2.44                    2.51                    2.50                    2.45
<LOANS-NON>                                      2,224                   3,485                   5,217                   6,860
<LOANS-PAST>                                         0                       0                       0                       0
<LOANS-TROUBLED>                                 6,417                   6,838                   6,589                   5,524
<LOANS-PROBLEM>                                  7,113                   8,601                  11,109                   9,846
<ALLOWANCE-OPEN>                                 4,780                   4,780                   3,068                   3,068
<CHARGE-OFFS>                                    1,199                     579                   1,712                   1,155
<RECOVERIES>                                         0                       0                      77                       0
<ALLOWANCE-CLOSE>                                3,981                   4,301                   4,780                   5,185
<ALLOWANCE-DOMESTIC>                             3,981                   4,301                   4,780                   5,185
<ALLOWANCE-FOREIGN>                                  0                       0                       0                       0
<ALLOWANCE-UNALLOCATED>                          2,960                   2,908                   3,426                   3,552
        

</TABLE>