July 2012

Report to Con

Us

gress sub

se of

bmitted p

of

f Fund

ursuant

the Smal

ds Re

t to Sectio

ll Busines

epor

on 4106(3

ss Jobs Ac

t

3)

ct
OVERVIE

Small bus

the econo

Lending F

communit

of the SBL

and prom

This repor

31, 2012,

business l

lending by

the progr

As of Mar

small bus

• In t

$36

• Incr

par

• A su

sma

As of Mar

than a com

• SBL

bas

• SBL

com

• SBL

per

par

                  

1 In this rep

with consol 2 In this rep

section of th

of the amou

small busine

include lend

EW

inesses are a

omic recovery

und (SBLF) is

ty developme

LF is to encou

mote economi

rt provides in

relative to ba

lending and o

y these banks

am from Trea

rch 31, 2012,

iness lending

total, SBLF pa

6.0 billion bas

reases in sma

rticipants hav

ubstantial ma

all business le

rch 31, 2012,

mparison gro

LF banks have

seline levels,

LF banks have

mparison gro

LF banks that

rcent since th

rticipants hav

                       

ort, the terms “b

idated assets of

ort, the terms “s

his report. As es

unts that were re

ess lending by su

ding information

vital part of t

y.  Established

a dedicated f

ent loan fund

urage Main St

c growth in c

nformation on

aseline levels

other lending

s, a group of n

asury’s Capita

institutions p

, helping to s

articipants ha

seline, and by

all business le

ving increased

ajority of SBL

ending by 10

the 281 bank

oup of non‐SB

e increased b

versus a 1.9

e increased b

up of non‐SB

refinanced C

heir initial rec

ve increased t

                   

banks” and “com

less than $10 bi

small business le

tablished in the

eported for each

ubmitting quarte

n as of March 31

the American

d by the Smal

fund designe

ds (CDLFs) in o

treet banks an

ommunities a

n changes in s

.

2

  Additional

by SBLF bank

non‐SBLF ban

al Purchase P

participating i

upport small

ave increased

y $433 millio

ending are w

d their small

LF participant

0 percent or m

ks participatin

BLF banks.

business loans

percent med

business lend

BLF banks acro

CPP funding h

ceipt of CPP f

their busines

mmunity banks”

illion.   

ending” and “bu

Act, the baselin

h of the four cale

erly supplement

, 2012.

1

n economy an

ll Business Jo

d to provide

order to enco

nd small busi

across the na

small busines

ly, this report

ks, including a

nks, and the s

rogram (CPP)

n SBLF have m

businesses a

d their small b

n over the pr

widespread ac

business len

ts — more th

more.

ng in SBLF hav

s outstanding

ian decrease

ing by substa

oss median m

have increase

unding from

ss lending by

encompass ban

siness lending”

e for measuring

endar quarters e

tal reports to Tre

nd their succe

bs Act of 201

capital to qua

ourage small b

nesses to wo

ation.   

ss lending by S

t provides inf

a comparison

subset of SBLF

).

made import

nd local econ

business lend

rior quarter.

cross SBLF pa

ding over bas

han 69 percen

ve increased t

g by a media

e for the grou

antially great

measures of s

ed business le

Treasury.  Ov

$6.1 billion.

nks, thrifts, and b

are defined in th

g the change in s

ended June 30, 2

easury.  The mo

ess is a critica

10 (the Act), t

alified comm

business lend

rk together, h

SBLF participa

formation on

n of increases

F banks that r

ant progress

nomies across

ding by $5.2 b

rticipants, w

seline levels.

nt — have inc

their busines

n of 22.2 per

up of non‐SBL

er amounts t

size, geograp

ending by a m

ver that perio

bank and thrift h

he “Background

small business le

2010.  Participan

st recent supple

l component

he Small Busi

unity banks1

ding.  The pur

help create jo

ants as of Ma

changes in

in business

refinanced in

in increasing

s the nation.

billion over a

ith 84 percen

.

creased their

ss lending mo

rcent over

LF banks.

than the

hy, and loan

median of 20

od, these

holding compan

d & Methodology

ending is the ave

nts report chang

emental reports

of

iness

and

pose

obs,

arch

to

their

nt of

r

re

type.

.3

ies

y”

erage

ges in
BACKGR

This repor

of the Tre

program h

Treasury i

investmen

institution

banks occ

program’s

The SBLF

CDLFs wit

   

• For

divi

per

or m

and

incr

rate

• For

cap

com

act

sma

Definition

The Act d

businesse

commerc

to finance

SBLF prog

relating to

has been

Changes i

In this rep

loans outs

                  

3

The initial i

their small b

after‐tax eff

ROUND & M

rt is submitte

easury to prov

have used the

invested over

nts of $3.9 bi

ns operate in

curred on Jun

s September

program enc

th less than $

r community b

idend or inter

rcent, and the

more. 3  Banks

d 4 percent.  I

reases to 7 pe

e increases to

r CDLFs, the S

pital at a 2 pe

mmunities acr

ivities ranging

all businesses

n of Small Bu

efines “small

es with $50 m

ial and indust

e agricultural

gram terms pr

o net charge‐

assumed by t

in Small Busin

port, changes

standing as o

                       

interest rate pai

business lending

fective rates (ass

METHODOL

ed to Congres

vide a quarte

e funds they r

r $4.0 billion

llion in 281 co

over 3,000 lo

e 21, 2011, w

27, 2011 stat

ourages lend

10 billion in a

banks, the SB

rest rate ince

e rate falls to

s that increas

If a bank’s len

ercent.  If a b

o 9 percent.

BLF is structu

rcent interest

ross the coun

g from offerin

s, and financi

siness Lendin

business len

million or less

trial loans, (ii)

production a

rovide for add

offs and port

third parties,

ness Lending

in small busi

f March 31, 2

                   

d by S corporati

g by 10 percent o

suming a 35% ta

LOGY

s pursuant to

rly written re

received und

in 332 institu

ommunity ba

ocations acro

with subseque

tutory funding

ing to small b

assets.

BLF is structur

entive structu

1 percent if a

se their lendin

nding does no

ank has not r

ured to encou

t rate. These

ntry that lack

ng microloans

ng communit

ng

ding” as busin

in revenue an

) owner‐occu

and other loan

ditional adjus

tions of loans

as well as me

ness lending

2012 and the

ons and mutual

or more, then th

ax rate) equivale

2

o Section 410

eport on how

er the progra

tions through

anks and $104

ss 48 states.  

ent transactio

g deadline.

businesses by

red to encour

re.  The initia

a bank’s smal

ng by less tha

ot increase in

repaid the SB

urage small bu

non‐profit lo

access to ma

s to entrepre

ty facilities lik

ness loans th

nd (b) include

pied nonfarm

ns to farmers

stments to th

guaranteed b

ergers and ac

are calculate

baseline amo

institutions is, a

he rate falls to as

ent to the divide

6(3) of the Ac

institutions p

am.   

h the SBLF pro

4 million in 51

The initial di

ons complete

y providing ca

rage small bu

al rate payabl

l business len

an 10 percent

the first two

LF funding aft

usiness lendin

an funds play

instream fina

neurs, provid

ke charter sch

at are (a) $10

ed in one of th

m, nonresiden

s, and (iv) loan

e calculation

by the U.S. go

cquisitions an

ed as the diffe

ount.  Particip

at most, 7.7 perc

s low as 1.5 perc

nd rate paid by

ct, which dire

participating

ogram.  Thes

1 CDLFs.  Coll

sbursement o

d thereafter

apital to comm

siness lendin

e on SBLF cap

nding increase

t pay rates be

years, howev

fter four and a

ng through ac

y a critical rol

ancial service

ding mezzanin

hools and hea

0 million or le

he following c

ntial real esta

ns secured by

of small busi

overnment or

d purchases o

erence betwe

pants report c

cent. If these ins

cent. These inte

C corporation p

ects the Secre

in the SBLF

e amounts in

ectively, thes

of SBLF fundi

until the

munity banks

g through a

pital is, at mo

es by 10 perc

etween 2 perc

ver, the rate

a half years, t

ccess to low‐c

e in distresse

s. CDLFs enga

ne debt to gro

alth clinics.

ess in amount

categories: (i

ate loans, (iii)

y farmland.  T

iness lending

r for which ris

of loans.   

een the level o

changes in sm

stitutions increa

rest rates equat

articipants.

etary

nclude

se

ng to

and

ost, 5

cent

cent

the

cost

ed

age in

owing

t to

)

loans

The

sk

of

mall

se

te to
business l

suppleme

Definition

In contras

reference

$10 millio

used in SB

Changes i

This repor

non‐SBLF

in busines

calendar q

between t

Because n

compares

participan

lending (a

bank.

Non‐SBLF

In describ

SBLF fund

comprised

Septembe

SBLF bank

funding),

SBLF bank

While the

banks, the

distributio

character

                  

4 Insured de

Financial Re

data on the

from call re

lending by su

ental report in

n of Business

st to small bu

ed in the defin

on and loans t

BLF’s calculat

in Business Le

rt describes c

banks relativ

ss lending is c

quarters ende

the level of lo

non‐SBLF part

s business len

nts qualifies a

as defined by

F Bank Compa

bing changes i

ding to a com

d of the 6,485

er 30, 2009, h

ks) as of Marc

and are locat

ks are headqu

e comparison

e selection cr

on of SBLF ba

istics, among

                       

epository institut

eport (collectivel

lending of an in

ports filed for th

bmitting qua

ncludes lendin

Lending

siness lendin

nition of smal

to businesses

ion of small b

ending

changes in “bu

ve to baseline

calculated as t

ed June 30, 2

oans outstand

ticipants do n

nding as defin

as “small busi

the program

arison Group

in business le

parison group

5 non‐SBLF in

had total asse

ch 31, 2011 (w

ted in one of

uartered.

group includ

riteria for the

nks.  The com

g other factor

                   

tions are require

ly, “call reports”

nsured depositor

he quarter endin

rterly supplem

ng informatio

g, “business l

ll business len

s with $50 mil

business lend

usiness lendin

e levels.4  Exce

the average o

010.  Change

ding as of Ma

not report sm

ed herein.  M

ness lending.

terms) totale

ending, this re

p across med

nsured deposi

ets between $

which is the e

the jurisdictio

es banks that

group does n

mparison grou

s.

ed each quarter

”), as applicable.

ry institution.  In

ng March 31, 201

3

mental repor

on as of Marc

lending” refe

nding without

llion in reven

ing.  

ng” by bank p

ept where no

of the amoun

es in business

arch 31, 2012

all business le

Most “busines

”  For examp

ed 95.0 perce

eport compar

ian measures

itory instituti

$7.0 million an

end of the firs

ons (44 states

t share the af

not imply that

up may have

to file a Consoli

Among other f

nformation in th

12.   

rts to Treasur

ch 31, 2012.  

rs to the sam

t exclusions f

ue, and witho

participants a

oted, the base

nts that were

lending are c

and the base

ending as def

ss lending” re

le, as of Dece

ent of busines

res the group

s of loan grow

ons that were

nd $6.4 billio

st quarter prio

s and the Dist

forementione

t it matches t

different fina

idated Report of

financial informa

is report regard

ry.  The most

me four catego

for loans to b

out the addit

and by a comp

eline measure

reported for

calculated as

eline amount

fined by the A

ported by SB

ember 31, 20

ss lending for

of 281 banks

wth.  The com

e established

n (the range

or to SBLF ba

trict of Colum

ed characteris

the size or ge

ancial and sup

f Condition and

ation, quarterly

ing business len

recent

ories of loans

usinesses ove

ional adjustm

parison group

ement for cha

each of the f

the differenc

.   

Act, this repo

LF bank

11, small bus

r the median

s that receive

mparison grou

d prior to

of total asset

anks receiving

mbia) in which

stics with SBL

ographic

pervisory

Income or Thrift

call reports inclu

ding was retriev

er

ments

p of

anges

four

ce

rt

siness

SBLF

ed

up is

ts for

g

h

LF

t

ude

ved
INCREAS

As of Mar

their aggr

(or 14.4 p

$121.5 m

increase i

Increases

participat

their sma

percent o

The chart

reporting

interest ra

banks and

SES IN SMA

rch 31, 2012,

regate baselin

percent) over

illion (or 15.4

n qualified sm

Incre

in small busi

ting communi

ll business len

of participants

on the follow

lending in th

ates payable

d CDLFs partic

$0

$1

$2

$3

$4

$5

$6

Increase in Small Business Lending

over Baseline Level ($ in Billions)

ALL BUSINE

SBLF particip

ne.  Bank part

a $35.3 billio

4 percent) ove

mall business

ase in Small B

ness lending

ity banks (or 8

nding.  In add

s — have now

wing page sho

e five ranges

on SBLF secu

cipating in SB

$2.8

2Q 201

SS LENDING

ants have inc

ticipants have

on baseline, a

er a $787.7 m

lending repo

Business Lend

(Report

are widespre

84 percent) a

dition, a subst

w increased th

ows quarter‐o

of small busi

rities.  Institu

BLF is attached

$

1 3Q

4

G OVER BA

creased their

e increased th

nd CDLFs incr

million baselin

orted by SBLF

ding over Bas

ed as of 1Q 20

ead among SB

and 44 of the

tantial majori

heir small bus

over‐quarter

iness loan gro

ution‐specific

d to this repo

$3.5

Q 2011

ASELINE LEV

small busines

heir small bus

reased their s

ne.  The follow

participants

seline by SBL

012)   

BLF participan

51 CDLFs (or

ity of SBLF pa

siness lending

changes in th

owth that cor

reporting of

ort.

$4.8

4Q 2011

VELS

ss lending by

siness lending

small busines

wing table sho

as of March 3

LF Participant

nts.  To date,

r 86 percent)

articipants —

g by 10 perce

he number of

rrespond to v

small busines

$5.2

1Q 20

$5.2 billion o

g by $5.1 billi

ss lending by

ows the aggre

31, 2012.

ts

235 of the 28

have increase

more than 69

ent or more.  

f participants

various divide

ss lending by

2

12

+$433

million

over

on

egate

81

ed

9

nd or
SBLF Part

0

50

100

150

200

250

SBLF Participants (#)

ticipants Repo

83

66 65

Under 2.5% or

Reduced

I

orting Increa

(Report

13 11 9

r 2.5 to 4.9%

Increase

Increase in Sm

3Q 2011

5

ases in Small B

ed as of 1Q 20

19

9 11 1

% 5.0 to 7.4

Increase

mall Business Le

1 4Q 2011

Business Lend

012)

10 17 11

4%

e

7.5 to 9

Increas

ending over Ba

1Q 2012

ding over Bas

207

22

18

.9%

se

10.0%

Grea

Incre

aseline

seline

7 229

% or

ater

ease
COMPA

SBLF bank

banks acr

increase i

shows a m

Overall Ch

Comparin

increased

compariso

other type

percent a

The follow

compariso

Distributi

A substan

significant

increased

non‐SBLF

of the SBL

                  

5 This comp

participants

RISON OF L

ks have increa

oss median m

n other (non‐

median decre

hanges in Bu

ng the level of

business len

on group of n

es of lending

mong the gro

wing graph sh

on group of n

on of Increas

ntially greater

t increases in

their busines

banks.  53.8

LF banks.

                       

arative informat

s’ small business

LENDING BY

ased business

measures of s

‐business rela

ase in such le

siness Lendin

f loans outsta

ding by a me

non‐SBLF ban

by a median

oup of non‐SB

hows changes

non‐SBLF ban

Change

ses in Busines

r percentage o

business len

ss lending by

percent of th

                   

tion is provided

s lending and wil

Y SBLF BAN

s lending by g

ize, geograph

ated) types of

ending.

ng and Other

anding as of M

dian of 22.2 p

ks.  In additio

of 10.9 perce

BLF banks.

s in business l

ks.

es in Business

(Report

ss Lending

of SBLF banks

ding.  In tota

10 percent o

he non‐SBLF b

in addition to th

ll be updated pe

6

NKS AND NO

greater amou

hy, and loan t

f lending, whi

Lending

March 31, 201

percent, vers

on to increasin

ent over base

ending and o

s Lending and

ted as of 1Q 20

s than the com

l, 68.0 percen

or more versu

banks have re

he program’s sta

eriodically.

ON‐SBLF BA

nts than the

type.  SBLF ba

ile the compa

12 to their ba

us a 1.9 perce

ng business le

eline levels, ve

other lending

d Other Lend

012)

mparison gro

nt of banks pa

us 30.5 percen

educed busine

atutorily require

ANKS5

comparison g

anks also repo

arison group

aseline levels,

ent median d

ending, SBLF

ersus a media

by SBLF bank

ing

oup of non‐SB

articipating in

nt for the com

ess lending ve

ed historical repo

group of non‐

ort a median

of non‐SBLF b

SBLF banks

decrease for t

banks increa

an decrease o

ks and the

BLF banks rep

n SBLF have

mparison grou

ersus 17.1 pe

orting on change

‐SBLF

banks

the

sed

of 4.7

port

up of

rcent

es in
SBLF bank

proportio

increased

compariso

standard

Changes i

In each re

compariso

following

of non‐SB

                  

6 The standa

deviations i

banks are d 7 In this rep

Dakota, Ohi

Hampshire,

Columbia, F

Texas, Virgin

Washington

ks increased b

n of institutio

business len

on group of n

deviation of 5

in Business Le

egion7 of the c

on group of n

graph compa

BLF banks acro

                       

ard deviation is a

ndicate that the

istributed over a

ort, the Midwes

io, South Dakota

New Jersey, Ne

Florida, Georgia,

nia, and West Vi

n, and Wyoming

Distr

business lend

ons reporting

ding by a me

non‐SBLF ban

543.7.

ending by Re

country, SBLF

non‐SBLF ban

ares median c

oss four regio

                   

a measure of th

e percentage inc

a large range of

st Region include

a, and Wisconsin

w York, and Pen

Kentucky, Louis

irginia.  The Wes

.

ribution of Ch

(Report

ing to a great

g increases, as

an of 49.1 pe

ks increased

gional Geogr

F banks repor

ks reported m

changes in bu

ons.

e variation of da

reases in busine

values and not c

es: Illinois, Indian

n.  The Northeas

nnsylvania.  The

siana, Maryland,

st Region includ

7

hanges in Bus

ted as of 1Q 20

ter extent tha

s well as the p

ercent with a

business lend

raphy

rted median i

median decre

usiness lendin

ata points from t

ess lending by SB

concentrated ar

na, Iowa, Kansas

t Region include

South Region in

, Mississippi, No

es: Arizona, Cali

siness Lending

012)

an non‐SBLF b

percentage in

standard dev

ding by a mea

ncreases in b

ases or no ch

ng by SBLF ba

their mean.  In t

BLF banks and th

round the mean.

s, Michigan, Min

es: Connecticut,

ncludes: Alabama

orth Carolina, Ok

fornia, Colorado

g  

banks, measu

ncreases repo

viation of 174

an of 17.6 per

business lendi

hange in busin

nks with the

these results, the

he comparison g

.

nnesota, Missou

Maine, Massach

a, Arkansas, Del

klahoma, South C

o, Idaho, Monta

ured by the

orted.  SBLF b

4.3.6  The

rcent with a

ing while the

ness lending.

comparison g

e large standard

group of non‐SBL

ri, Nebraska, No

husetts, New

aware, District o

Carolina, Tennes

na, Nevada, Uta

banks

The

group

d

LF

orth

of

ssee,

ah,
Changes i

Across all

business l

following

of non‐SB

                  

8 In this rep

March 31, 2

in Business Le

ranges of ins

lending while

graph compa

BLF banks acro

                       

ort, institution s

2011, the quarte

Changes i

ending by Ins

stitution size a

e the compari

ares median c

oss four categ

Change

                   

size (including th

er immediately p

in Business Le

(Report

stitution Size

as defined by

son group of

changes in bu

gories of insti

es in Business

(Report

he size ranges in

prior to Treasury

8

ending by Re

ted as of 1Q 20

y total assets,

non‐SBLF ba

usiness lendin

itution size.

s Lending by

ed as of 1Q 20

this graph) are

y’s first SBLF inve

egional Geogr

012)

SBLF banks r

nks reported

ng by SBLF ba

Institution Si

012)

based on the to

estment.

raphy

reported med

median decr

nks and the c

ize8

tal assets report

dian increases

reases.  The

comparison g

ted by banks as

s in

group

of
Changes i

Across thr

increases

decreases

compariso

LENDING

The Act a

investmen

closing.  T

outstandi

Lending In

Banks tha

median in

also repor

SBLF bank

since thei

business l

group of n

reporting

decreased

in Business Le

ree of the fou

in business le

s.  The follow

on group of n

G BY FORM

uthorized Tre

nts into SBLF.

These banks r

ng CPP balan

ncreases by I

at received CP

ncrease in bus

rted a median

ks that refina

r initial receip

lending has in

non‐SBLF ban

date followin

d business len

ending by Loa

ur loan catego

ending while

ing graph com

non‐SBLF ban

Chang

MER CAPITA

easury to allow

.  In total, 137

eceived $2.7

ces.   

nstitutions th

PP funding an

siness lending

n increase fro

nced CPP fun

pt of CPP fun

ncreased by a

nks reported a

ng the CPP clo

nding by a me

an Category

ories that com

the comparis

mpares media

ks across the

ges in Busines

(Report

AL PURCHAS

w CPP partici

7 institutions

billion in SBL

hat Refinance

nd refinanced

g following re

om the SBLF b

ding reported

ding from Tre

a median of 1

a median incr

osings.  Since

edian of 1.9 p

9

mprise busine

son group of

an changes in

four categor

ss Lending by

ed as of 1Q 20

SE PROGRA

pants that m

repaid a CPP

LF funding and

ed CPP Invest

these investm

eceipt of the i

baseline perio

d a median in

easury.  These

2.7 percent s

rease in busin

the baseline

percent, as pr

ess lending, S

non‐SBLF ban

n business len

ries of busines

y Loan Catego

012)

AM (CPP) PA

et certain req

investment i

d used $2.2 b

tments

ments throug

initial CPP inv

od.   

ncrease in bus

e participants

since the base

ness lending o

period, the c

reviously note

BLF banks rep

nks reported

nding by SBLF

ss loans.

ory

ARTICIPAN

quirements to

in connection

billion of this

gh SBLF repor

vestments.  T

siness lending

s also reporte

eline period.  

of 4.3 percen

comparison g

ed.

ported media

median

F banks and th

NTS

o refinance C

n with an SBL

capital to rep

rted a signific

hese instituti

g of 20.3 perc

ed that their

The compari

t since the

group has

an

he

CPP

F

pay

cant

ons

cent

son
Dividend

Institution

only if the

refinance

whereas o

ATTACH

Institution

SBLF bank

                  

9 For the 13

the first rep

refinance pa

comparison 10 These figu

Rates Payab

ns that refina

ey increase th

d CPP capital

other bank pa

HMENTS

n‐specific rep

ks is attached

                       

7 CPP refinance

porting date afte

articipant receiv

group of 6,485

ures are adjuste

Changes in

le by Institut

nce capital fr

heir small bus

pay an avera

articipants pa

porting for sm

d.

                   

participants, th

er each participa

ved this capital d

non‐SBLF banks

d to account for

Business Len

(Report

ions that Ref

rom CPP bene

siness lending

age dividend (

ay an average

mall business l

e median increa

nt received its in

during the first q

s is measured fro

r differences in t

10

ding by Form

ed as of 1Q 20

financed CPP

efit from the

g over baselin

(or interest ra

e rate of 2.0 p

ending by SB

ase in business le

nitial CPP capita

uarter of 2009,

om March 31, 20

the rates paid by

mer CPP Partic

012)

Investments

dividend rate

ne levels.  As o

ate) of 2.8 pe

percent.10

BLF participan

ending reflected

l to March 31, 2

the median incr

009 to March 31

y subchapter S c

cipants9

s

e incentive pr

of March 31,

ercent on SBL

nts and busine

d in the first colu

2012.  Because th

rease in business

1, 2012 for this c

corporations and

rovided in SBL

2012, banks t

LF funding,

ess lending by

umn is measured

he median CPP

s lending for the

calculation.

d mutual institut

LF

that

y

d from

e

tions.
Institutions Participating in SBLF

Report on Information from 3/31/2012 Quarterly Supplemental Reports transmitted with July 2012 Use of Funds Report

Name City State Baseline Level Current Level Increase (Decrease)

over Baseline

Bank BancIndependent, Incorporated Sheffield AL 30,000,000 241,790,000 265,140,000 23,350,000 

Bank First Partners Bank (SouthCity Bank) Vestavia Hills AL 5,200,000 39,071,000 47,526,000 8,455,000 

Bank ServisFirst Bancshares, Inc. Birmingham AL 40,000,000 649,858,000 1,007,026,000 357,168,000 

Bank Southern National Corporation Andalusia AL 6,000,000 155,408,000 178,642,000 23,234,000 

Bank Southern States Bancshares, Inc. Anniston AL 7,492,000 37,910,000 53,175,000 15,265,000 

Bank First Service Bancshares, Inc. Greenbrier AR 7,716,000 73,164,000 55,251,000 (17,913,000) 

Bank Liberty Bancshares, Inc. Jonesboro AR 52,500,000 619,989,000 598,895,000 (21,094,000) 

Bank Rock Bancshares, Inc. Little Rock AR 6,742,000 56,208,000 81,009,000 24,801,000 

Bank Western Alliance Bancorporation Phoenix AZ 141,000,000 1,515,855,000 1,685,173,000 169,318,000 

Bank 1st Enterprise Bank Los Angeles CA 16,400,000 88,154,000 187,985,000 99,831,000 Bank Bank of Commerce Holdings Redding CA 20,000,000 200,059,000 199,466,000 (593,000) 

Bank California Bank of Commerce Lafayette CA 11,000,000 73,565,000 129,693,000 56,128,000 Bank Capital Bank San Juan Capistrano CA 3,132,000 16,458,000 38,628,000 22,170,000 

Bank Central Valley Community Bancorp Fresno CA 7,000,000 237,197,000 226,297,000 (10,900,000) 

Bank Community Valley Bank El Centro CA 2,400,000 13,645,000 26,365,000 12,720,000 Bank First California Financial Group, Inc. Westlake Village CA 25,000,000 313,952,000 285,457,000 (28,495,000) 

Bank First Northern Community Bancorp Dixon CA 22,847,000 225,762,000 199,742,000 (26,020,000) 

Bank First PacTrust Bancorp, Inc. Chula Vista CA 32,000,000 19,469,000 26,625,000 7,156,000 

Bank FNB Bancorp South San Francisco CA 12,600,000 139,556,000 113,207,000 (26,349,000) 

Bank Founders Bancorp San Luis Obispo CA 4,178,000 35,399,000 43,681,000 8,282,000 Bank GBC Holdings, Inc. Los Angeles CA 5,000,000 81,993,000 100,005,000 18,012,000 Bank Oak Valley Bancorp Oakdale CA 13,500,000 143,616,000 133,232,000 (10,384,000) Bank Pacific Coast Bankers' Bancshares San Francisco CA 11,960,000 42,624,000 26,106,000 (16,518,000) 

Bank Partners Bank of California Mission Viejo CA 2,463,000 54,729,000 64,075,000 9,346,000 

Bank ProAmerica (Promerica Bank) Los Angeles CA 3,750,000 43,274,000 59,721,000 16,447,000 Bank Redwood Capital Bancorp Eureka CA 7,310,000 46,088,000 49,987,000 3,899,000 Bank Seacoast Commerce Bank Chula Vista CA 4,000,000 45,347,000 54,616,000 9,269,000 Bank Security Business Bancorp San Diego CA 8,944,500 57,964,000 84,115,000 26,151,000 

Bank Security California Bancorp Riverside CA 7,200,000 164,981,000 213,151,000 48,170,000 Bank Silvergate Capital Corporation La Jolla CA 12,427,000 9,115,000 7,363,000 (1,752,000) 

Bank Summit State Bank Santa Rosa CA 13,750,000 94,440,000 98,722,000 4,282,000 Bank The Bank of Santa Barbara Santa Barbara CA 1,882,380 22,776,000 44,808,000 22,032,000 Bank The Private Bank of California Los Angeles CA 10,000,000 69,125,000 122,064,000 52,939,000 

Bank CIC Bancshares, Inc. Greenwood Village CO 1,772,000 15,199,000 41,175,000 25,976,000 Bank CoBiz Financial Inc. Denver CO 57,366,000 740,718,000 711,344,000 (29,374,000) 

Bank Columbine Capital Corp. Buena Vista CO 6,050,000 39,448,000 74,907,000 35,459,000 

Bank Morgan Capital Corporation Fort Morgan CO 3,250,000 27,381,000 33,973,000 6,592,000 Bank Steele Street Bank Corporation Denver CO 11,350,000 65,842,000 85,254,000 19,412,000 

Bank or

CDLF

Institution SBLF Funding

Outstanding

Qualified Small Business Lending as 
Name City State Baseline Level Current Level Increase (Decrease)

over Baseline

Bank or

CDLF

Institution SBLF Funding

Outstanding

Qualified Small Business Lending as 

Bank Verus Acquisition Group, Inc. Fort Collins CO 9,740,000 66,000,000 99,725,000 33,725,000 

Bank BNC Financial Group, Inc. New Canaan CT 10,980,000 28,259,000 89,608,000 61,349,000 Bank Salisbury Bancorp, Inc. Lakeville CT 16,000,000 77,732,000 93,107,000 15,375,000 

Bank SBT Bancorp, Inc. Simsbury CT 9,000,000 34,532,000 45,394,000 10,862,000 

Bank Community Bank Delaware Lewes DE 4,500,000 29,753,000 36,234,000 6,481,000 

Bank Bank of Central Florida Lakeland FL 7,000,000 65,574,000 97,936,000 32,362,000 Bank Broward Financial Holdings, Inc. Fort Lauderdale FL 3,134,000 14,233,000 35,982,000 21,749,000 

Bank CBOS Bankshares, Inc. Merritt Island FL 3,893,000 50,777,000 34,587,000 (16,190,000) 

Bank Community Southern Bank Lakeland FL 5,700,000 28,611,000 48,668,000 20,057,000 

Bank FineMark Holdings, Inc. Fort Myers FL 5,665,000 25,709,000 53,225,000 27,516,000 

Bank First Federal Bancorp, Inc. Lake City FL 20,000,000 65,513,000 116,651,000 51,138,000 

Bank First Green Bank Eustis FL 4,727,000 30,339,000 72,398,000 42,059,000 

Bank Florida Business BancGroup, Inc. Tampa FL 15,360,000 98,486,000 113,782,000 15,296,000 Bank Florida Community Bankshares, Inc. Ocala FL 17,000,000 158,498,000 128,624,000 (29,874,000) 

Bank Florida Shores Bancorp, Inc. Pompano Beach FL 12,750,000 88,898,000 110,634,000 21,736,000 Bank Florida Traditions Bank Dade City FL 8,800,000 61,282,000 97,882,000 36,600,000 

Bank Gulfstream Bancshares, Inc. Stuart FL 7,500,000 283,018,000 245,176,000 (37,842,000) 

Bank HomeBancorp, Inc. Tampa FL 7,398,000 12,298,000 11,661,000 (637,000) Bank Jefferson Bank of Florida Oldsmar FL 3,367,000 13,891,000 24,756,000 10,865,000 

Bank Marquis Bank Coral Gables FL 3,500,000 11,273,000 27,309,000 16,036,000 

Bank Ovation Holdings, Inc. Naples FL 5,000,000 22,472,000 31,606,000 9,134,000 

Bank Platinum Bank Brandon FL 13,800,000 166,747,000 167,839,000 1,092,000 

Bank Lowndes Bancshares, Inc. Valdosta GA 6,000,000 47,099,000 59,854,000 12,755,000 Bank Resurgens Bancorp Atlanta GA 2,967,000 15,336,000 23,476,000 8,140,000 

Bank The Peoples Bank of Talbotton Talbotton GA 890,000 5,943,000 8,809,000 2,866,000 

Bank Commercial Financial Corp Storm Lake IA 18,000,000 225,000,000 250,634,000 25,634,000 

Bank Heartland Financial USA, Inc. Dubuque IA 81,698,000 923,037,000 952,386,000 29,349,000 

Bank Liberty Financial Services, Inc. Sioux City IA 7,000,000 63,107,000 75,405,000 12,298,000 Bank Two Rivers Financial Group, Inc. Burlington IA 23,240,000 154,246,000 184,038,000 29,792,000 Bank D. L. Evans Bancorp Burley ID 29,891,000 350,577,000 313,987,000 (36,590,000) 

Bank Bancorp Financial, Inc. Oak Brook IL 14,643,000 14,912,000 16,935,000 2,023,000 

Bank Community First Bancorp, Inc. Fairview Heights IL 7,000,000 51,317,000 69,225,000 17,908,000 Bank Community Illinois Corporation Rock Falls IL 4,500,000 78,909,000 83,184,000 4,275,000 

Bank First Bankers Trustshares, Inc. Quincy IL 10,000,000 143,160,000 175,971,000 32,811,000 Bank First Busey Corporation Champaign IL 72,664,000 555,684,000 473,616,000 (82,068,000) Bank First Community Financial Corporation Elgin IL 6,100,000 32,801,000 37,629,000 4,828,000 Bank First Eldorado Bancshares, Inc. Eldorado IL 3,000,000 41,312,000 44,555,000 3,243,000 

Bank First Robinson Financial Corporation Robinson IL 4,900,000 34,824,000 46,220,000 11,396,000 Bank Fisher Bancorp, Inc. Fisher IL 1,000,000 15,062,000 14,654,000 (408,000) 

Bank Heartland Bancorp, Inc. Bloomington IL 25,000,000 422,849,000 425,649,000 2,800,000 

Bank Illinois State Bancorp, Inc. Chicago IL 13,368,000 60,188,000 82,723,000 22,535,000 Bank Merchants and Manufacturers Bank Corporation Joliet IL 6,800,000 56,848,000 64,992,000 8,144,000 

Bank People First Bancshares, Inc. Pana IL 9,198,000 113,773,000 119,027,000 5,254,000 

Bank Prime Banc Corp. Dieterich IL 10,000,000 97,787,000 107,875,000 10,088,000 Bank QCR Holdings, Inc. Moline IL 40,090,000 450,097,000 380,555,000 (69,542,000) 
Name City State Baseline Level Current Level Increase (Decrease)

over Baseline

Bank or

CDLF

Institution SBLF Funding

Outstanding

Qualified Small Business Lending as 

Bank Signature Bancorporation, Inc. Chicago IL 12,500,000 123,830,000 148,349,000 24,519,000 

Bank Southern Illinois Bancorp, Inc. Carmi IL 9,000,000 90,179,000 113,402,000 23,223,000 Bank Town and Country Financial Corporation Springfield IL 5,000,000 90,567,000 98,965,000 8,398,000 

Bank Tri‐County Financial Group, Inc. Mendota IL 20,000,000 140,369,000 156,844,000 16,475,000 

Bank United Community Bancorp, Inc. Chatham IL 22,262,000 260,010,000 274,273,000 14,263,000 

Bank AMB Financial Corp. Munster IN 3,858,000 21,278,000 23,018,000 1,740,000 

Bank Community Bank Shares of Indiana, Inc. New Albany IN 28,000,000 180,982,000 199,721,000 18,739,000 

Bank First Merchants Corporation Muncie IN 90,782,940 1,333,153,000 1,078,018,000 (255,135,000) 

Bank First Savings Financial Group, Inc. Clarksville IN 17,120,000 58,625,000 89,078,000 30,453,000 Bank Horizon Bancorp Michigan City IN 12,500,000 153,661,000 157,469,000 3,808,000 Bank MutualFirst Financial, Inc. Muncie IN 28,923,000 194,264,000 164,035,000 (30,229,000) 

Bank Bern Bancshares, Inc. Bern KS 1,500,000 23,043,000 24,981,000 1,938,000 

Bank Brotherhood Bancshares, Inc. Kansas City KS 16,000,000 55,235,000 41,397,000 (13,838,000) 

Bank CB Bancshares Corp. Weir KS 190,000 1,203,000 1,523,000 320,000 

Bank Equity Bancshares, Inc. Wichita KS 16,372,000 123,047,000 141,176,000 18,129,000 

Bank Farmers State Bankshares, Inc. Holton KS 700,000 12,762,000 13,636,000 874,000 

Bank First Financial Bancshares, Inc. Lawrence KS 3,905,000 31,624,000 30,069,000 (1,555,000) 

Bank Freedom Bancshares, Inc. Overland Park KS 4,000,000 29,655,000 33,627,000 3,972,000 

Bank Osborne Investments, Inc. Osborne KS 1,000,000 14,215,000 21,403,000 7,188,000 

Bank UBT Bancshares, Inc. Marysville KS 16,500,000 152,851,000 175,127,000 22,276,000 

Bank FCB Bancorp, Inc. Louisville KY 9,759,000 78,649,000 78,369,000 (280,000) 

Bank Magnolia Bancshares Inc. Hodgenville KY 2,000,000 33,419,000 37,706,000 4,287,000 

Bank Community Trust Financial Corporation Ruston LA 48,260,000 349,389,000 584,224,000 234,835,000 Bank First Guaranty Bancshares, Inc. Hammond LA 39,435,000 174,305,000 154,738,000 (19,567,000) 

Bank First NBC Bank Holding Company New Orleans LA 37,935,000 369,836,000 423,935,000 54,099,000 

Bank MidSouth Bancorp, Inc. Lafayette LA 32,000,000 296,962,000 302,634,000 5,672,000 

Bank Ouachita Bancshares Corp. Monroe LA 17,930,000 140,743,000 170,430,000 29,687,000 

Bank Progressive Bancorp, Inc. Monroe LA 12,000,000 104,482,000 113,434,000 8,952,000 

Bank Central Bancorp, Inc. Somerville MA 10,000,000 41,313,000 28,968,000 (12,345,000) 

Bank Hyde Park Bancorp, Inc. Hyde Park MA 18,724,000 1,684,000 2,133,000 449,000 

Bank Island Bancorp, Inc. Edgartown MA 4,000,000 23,581,000 30,736,000 7,155,000 

Bank Leader Bancorp, Inc. Arlington MA 12,852,000 30,398,000 56,023,000 25,625,000 

Bank Mercantile Capital Corporation Boston MA 7,000,000 98,390,000 134,632,000 36,242,000 

Bank New England Bancorp, Inc. Hyannis MA 4,000,000 34,385,000 49,193,000 14,808,000 

Bank Provident Bancorp, Inc. Amesbury MA 17,145,000 84,302,000 108,314,000 24,012,000 

Bank Rockport National Bancorp, Inc. Rockport MA 3,000,000 37,136,000 42,820,000 5,684,000 

Bank StonehamBank, A Co‐operative Bank Stoneham MA 13,813,000 46,880,000 73,709,000 26,829,000 

Bank Eagle Bancorp, Inc. Bethesda MD 56,600,000 413,330,000 608,969,000 195,639,000 

Bank Howard Bancorp, Inc. Ellicott City MD 12,562,000 120,456,000 117,867,000 (2,589,000) 

Bank Monument Bank Bethesda MD 11,355,000 34,075,000 44,125,000 10,050,000 Bank Tri‐County Financial Corporation Waldorf MD 20,000,000 244,812,000 276,650,000 31,838,000 

Bank Katahdin Bankshares Corp. Houlton ME 11,000,000 138,863,000 153,750,000 14,887,000 

Bank Birmingham Bloomfield Bancshares, Inc. Birmingham MI 4,621,000 33,793,000 40,888,000 7,095,000 

Bank Crestmark Bancorp, Inc. Troy MI 8,250,000 175,362,000 304,969,000 129,607,000 

Bank Huron Valley State Bank Milford MI 2,597,000 21,470,000 28,460,000 6,990,000 
Name City State Baseline Level Current Level Increase (Decrease)

over Baseline

Bank or

CDLF

Institution SBLF Funding

Outstanding

Qualified Small Business Lending as 

Bank Level One Bancorp, Inc. Farmington Hills MI 11,301,000 94,054,000 131,544,000 37,490,000 Bank Valley Financial Group, Ltd. Saginaw MI 2,000,000 73,968,000 84,093,000 10,125,000 Bank Financial Services of Winger, Inc. Fosston MN 4,069,000 60,984,000 72,995,000 12,011,000 Bank Heritage Bancshares Group, Inc. Willmar MN 11,000,000 149,302,000 140,130,000 (9,172,000) 

Bank Kerkhoven Bancshares, Inc Kerkhoven MN 1,500,000 22,526,000 25,228,000 2,702,000 

Bank McLeod Bancshares, Inc. Shorewood MN 6,000,000 50,935,000 35,983,000 (14,952,000) 

Bank MidWest Bancorporation, Inc. Eden Prairie MN 5,115,000 61,382,000 68,258,000 6,876,000 

Bank Platinum Bancorp, Inc. Oakdale MN 4,453,000 45,123,000 55,409,000 10,286,000 Bank Redwood Financial, Inc. Redwood Falls MN 6,425,000 42,115,000 45,801,000 3,686,000 Bank Cardinal Bancorp II, Inc. Washington MO 6,251,000 62,590,000 74,311,000 11,721,000 

Bank Fortune Financial Corporation Arnold MO 3,255,000 46,918,000 44,438,000 (2,480,000) 

Bank Great Southern Bancorp, Inc. Springfield MO 57,943,000 158,271,000 240,941,000 82,670,000 Bank Liberty Bancorp, Inc. Liberty MO 16,169,000 81,757,000 91,495,000 9,738,000 

Bank Liberty Bancshares, Inc. Springfield MO 22,995,000 305,465,000 260,659,000 (44,806,000) 

Bank Security State Bancshares, Inc. Charleston MO 22,000,000 176,016,000 185,768,000 9,752,000 

Bank Southern Missouri Bancorp, Inc. Poplar Bluff MO 20,000,000 188,556,000 199,533,000 10,977,000 

Bank The Landrum Company Columbia MO 20,000,000 430,588,000 422,978,000 (7,610,000) 

Bank Triad Bancorp, Inc. Frontenac MO 5,000,000 30,501,000 39,838,000 9,337,000 Bank BankFirst Capital Corporation Macon MS 20,000,000 172,824,000 167,593,000 (5,231,000) 

Bank Bancorp of Montana Holding Company Missoula MT 1,460,000 3,332,000 7,831,000 4,499,000 

Bank Citizens South Banking Corporation Gastonia NC 20,500,000 118,154,000 149,772,000 31,618,000 

Bank First Bancorp Troy NC 63,500,000 493,414,000 521,743,000 28,329,000 Bank Live Oak Bancshares, Inc. Wilmington NC 6,800,000 53,679,000 114,491,000 60,812,000 

Bank Premara Financial, Inc. Charlotte NC 6,238,000 45,125,000 44,015,000 (1,110,000) Bank Providence Bank Rocky Mount NC 4,250,000 29,611,000 34,666,000 5,055,000 

Bank Select Bancorp, Inc. Greenville NC 7,645,000 30,424,000 43,169,000 12,745,000 Bank Union Bank & Trust Company Oxford NC 6,200,000 38,662,000 45,702,000 7,040,000 

Bank Alerus Financial Corporation Grand Forks ND 20,000,000 280,617,000 341,654,000 61,037,000 Bank Western State Agency, Inc. Devils Lake ND 12,000,000 147,079,000 180,357,000 33,278,000 

Bank Adbanc Inc. Ogallala NE 21,905,000 250,743,000 256,278,000 5,535,000 Bank Banner County Ban Corporation Harrisburg NE 2,427,000 50,318,000 63,868,000 13,550,000 

Bank First State Holding Co. (Wilber Co.) Lincoln NE 12,000,000 133,453,000 147,705,000 14,252,000 Bank The State Bank of Bartley Bartley NE 2,380,000 27,944,000 33,486,000 5,542,000 Bank Centrix Bank & Trust Bedford NH 24,500,000 234,642,000 288,720,000 54,078,000 Bank First Colebrook Bancorp, Inc. Colebrook NH 8,623,000 61,376,000 71,673,000 10,297,000 Bank Guaranty Bancorp, Inc. Woodsville NH 7,000,000 75,321,000 81,731,000 6,410,000 Bank New Hampshire Thrift Bancshares, Inc. NEWPORT NH 20,000,000 113,698,000 127,020,000 13,322,000 

Bank Northway Financial, Inc. Berlin NH 23,593,000 106,433,000 117,144,000 10,711,000 Bank The Nashua Bank Nashua NH 3,000,000 19,828,000 29,936,000 10,108,000 

Bank Center Bancorp, Inc. Union NJ 11,250,000 219,941,000 250,017,000 30,076,000 

Bank Community Partners Bancorp Middletown NJ 12,000,000 204,310,000 204,709,000 399,000 

Bank Crest Savings Bancorp, Inc. Wildwood NJ 2,500,000 23,276,000 25,329,000 2,053,000 

Bank Freedom Bank Oradell NJ 4,000,000 32,445,000 46,091,000 13,646,000 

Bank Harmony Bank Jackson Township NJ 3,500,000 10,984,000 31,827,000 20,843,000 

Bank Highlands Bancorp, Inc. Vernon NJ 6,853,000 33,899,000 51,113,000 17,214,000 
Name City State Baseline Level Current Level Increase (Decrease)

over Baseline

Bank or

CDLF

Institution SBLF Funding

Outstanding

Qualified Small Business Lending as 

Bank Hopewell Valley Community Bank Pennington NJ 11,000,000 92,334,000 110,169,000 17,835,000 Bank Regal Bank Livingston NJ 7,000,000 25,872,000 38,910,000 13,038,000 Bank Stewardship Financial Corporation Midland Park NJ 15,000,000 206,620,000 222,052,000 15,432,000 Bank Meadows Bank Las Vegas NV 8,500,000 47,672,000 100,440,000 52,768,000 

Bank Alma Bank Astoria NY 19,000,000 91,798,000 283,906,000 192,108,000 Bank Catskill Hudson Bancorp, Inc. Rock Hill NY 9,681,000 101,638,000 125,921,000 24,283,000 Bank Greater Rochester Bancorp, Inc. Rochester NY 7,000,000 57,322,000 86,821,000 29,499,000 

Bank Kinderhook Bank Corp. Kinderhook NY 7,000,000 41,984,000 49,253,000 7,269,000 

Bank Pathfinder Bancorp, Inc. Oswego NY 13,000,000 68,842,000 75,441,000 6,599,000 

Bank Seneca‐Cayuga Bancorp, Inc. Seneca Falls NY 5,000,000 17,791,000 29,646,000 11,855,000 

Bank The Elmira Savings Bank, FSB Elmira NY 14,063,000 94,555,000 95,957,000 1,402,000 

Bank Columbus First Bancorp, Inc Worthington OH 6,150,000 36,629,000 51,421,000 14,792,000 

Bank Community Independent Bancorp Inc. West Salem OH 2,250,000 12,020,000 15,930,000 3,910,000 

Bank Indebancorp Oak Harbor OH 2,000,000 38,335,000 35,974,000 (2,361,000) Bank Insight Bank Columbus OH 4,250,000 16,410,000 29,095,000 12,685,000 Bank AmeriBank Holding Company Collinsville OK 5,347,000 33,172,000 37,290,000 4,118,000 

Bank Central Service Corporation Enid OK 7,000,000 148,102,000 184,637,000 36,535,000 

Bank F & M Bancorporation, Inc. Tulsa OK 38,222,000 290,250,000 492,567,000 202,317,000 

Bank Grand Capital Corporation Tulsa OK 5,200,000 79,768,000 71,019,000 (8,749,000) 

Bank Prime Bank Group Edmond OK 4,456,000 17,960,000 37,910,000 19,950,000 

Bank Regent Capital Corporation Nowata OK 3,350,000 46,333,000 62,031,000 15,698,000 Bank AmeriServ Financial, Inc. Johnstown PA 21,000,000 116,684,000 121,369,000 4,685,000 Bank CBT Financial Corp. Clearfield PA 10,000,000 64,719,000 87,879,000 23,160,000 

Bank Centric Financial Corporation Harrisburg PA 7,492,000 50,832,000 73,523,000 22,691,000 

Bank Codorus Valley Bancorp, Inc. York PA 25,000,000 168,440,000 193,964,000 25,524,000 

Bank DNB Financial Corporation Downingtown PA 13,000,000 107,588,000 126,404,000 18,816,000 

Bank Emclaire Financial Corp. Emlenton PA 10,000,000 56,761,000 59,556,000 2,795,000 

Bank Enterprise Financial Services Group, Inc. Allison Park PA 5,000,000 85,598,000 86,498,000 900,000 

Bank First Resource Bank Exton PA 5,083,000 33,001,000 36,298,000 3,297,000 

Bank Franklin Security Bancorp, Inc. Plains PA 6,955,000 26,435,000 33,760,000 7,325,000 Bank Jonestown Bank and Trust Company Jonestown PA 4,000,000 40,820,000 54,126,000 13,306,000 

Bank MileStone Bank Doylestown PA 5,100,000 46,778,000 72,518,000 25,740,000 

Bank Monument Bank Doylestown PA 2,970,000 19,715,000 40,004,000 20,289,000 Bank Penn Liberty Financial Corp. Wayne PA 20,000,000 130,568,000 151,977,000 21,409,000 Bank Phoenix Bancorp, Inc. Minersville PA 3,500,000 23,742,000 29,675,000 5,933,000 

Bank Team Capital Bank Bethlehem PA 22,412,000 122,099,000 154,409,000 32,310,000 Bank The Victory Bancorp, Inc. Limerick PA 3,431,000 24,103,000 41,884,000 17,781,000 

Bank Valley Green Bank Philadelphia PA 5,000,000 23,968,000 60,768,000 36,800,000 Bank York Traditions Bank York PA 5,115,000 78,487,000 79,801,000 1,314,000 

Bank Carolina Alliance Bank Spartanburg SC 5,000,000 65,737,000 86,083,000 20,346,000 Bank GrandSouth Bancorporation Greenville SC 15,422,000 92,718,000 108,418,000 15,700,000 

Bank TCB Corporation Greenwood SC 8,640,000 56,579,000 64,778,000 8,199,000 

Bank BHCB Holding Company Rapid City SD 2,000,000 33,830,000 48,791,000 14,961,000 

Bank Avenue Financial Holdings, Inc. Nashville TN 18,950,000 74,788,000 110,917,000 36,129,000 Bank CapitalMark Bank & Trust Chattanooga TN 18,212,000 134,549,000 182,485,000 47,936,000 
Name City State Baseline Level Current Level Increase (Decrease)

over Baseline

Bank or

CDLF

Institution SBLF Funding

Outstanding

Qualified Small Business Lending as 

Bank Carroll Financial Services, Inc. Huntingdon TN 3,000,000 61,317,000 72,311,000 10,994,000 

Bank Community First Bancshares, Inc. Union City TN 30,852,000 302,286,000 259,645,000 (42,641,000) 

Bank Evolve Bancorp, Inc. Cordova TN 4,699,000 19,101,000 47,028,000 27,927,000 Bank Franklin Financial Network, Inc. Franklin TN 10,000,000 18,547,000 23,776,000 5,229,000 

Bank Independent Holdings, Inc. Memphis TN 34,900,000 44,702,000 54,233,000 9,531,000 

Bank InsCorp, Inc. Nashville TN 3,000,000 27,512,000 39,563,000 12,051,000 

Bank Landmark Community Bank Collierville TN 8,000,000 29,258,000 48,197,000 18,939,000 

Bank Magna Bank Memphis TN 18,350,000 48,619,000 66,988,000 18,369,000 Bank Merchants and Planters Bancshares, Inc. Bolivar TN 2,000,000 19,097,000 26,184,000 7,087,000 Bank Moneytree Corporation Lenoir City TN 9,992,000 69,543,000 73,807,000 4,264,000 

Bank Planters Financial Group, Inc. Clarksville TN 20,000,000 146,436,000 170,816,000 24,380,000 Bank Sequatchie Valley Bancshares, Inc. Dunlap TN 5,000,000 43,802,000 27,321,000 (16,481,000) 

Bank SmartFinancial, Inc. Pigeon Forge TN 12,000,000 28,645,000 49,346,000 20,701,000 

Bank Southern Heritage Bancshares, Inc. Cleveland TN 5,105,000 58,099,000 61,172,000 3,073,000 

Bank Sumner Bank & Trust Gallatin TN 4,264,000 27,039,000 30,010,000 2,971,000 

Bank AIM Bancshares, Inc. Levelland TX 9,100,000 74,630,000 116,475,000 41,845,000 

Bank Algodon de Calidad Bancshares, Inc. Abilene TX 600,000 6,159,000 5,791,000 (368,000) 

Bank BMC Bancshares, Inc. Dallas TX 1,206,000 8,021,000 11,504,000 3,483,000 

Bank BOH Holdings, Inc. Houston TX 23,938,350 198,145,000 292,188,000 94,043,000 

Bank Encore Bancshares, Inc. Houston TX 32,914,000 186,974,000 246,117,000 59,143,000 

Bank FB BanCorp San Antonio TX 12,000,000 39,335,000 60,287,000 20,952,000 

Bank First Texas BHC, Inc. Fort Worth TX 29,822,000 137,852,000 196,506,000 58,654,000 

Bank Frontier Bancshares, Inc. Austin TX 6,184,000 62,651,000 102,451,000 39,800,000 

Bank FVNB Corp. Victoria TX 18,000,000 588,173,000 646,113,000 57,940,000 Bank Happy Bancshares, Inc. Amarillo TX 31,929,000 436,374,000 528,326,000 91,952,000 

Bank Joaquin Bankshares Inc. Huntington TX 3,908,000 40,722,000 44,937,000 4,215,000 

Bank Liberty Capital Bancshares, Inc. Addison TX 1,500,000 16,656,000 38,790,000 22,134,000 

Bank McLaughlin Bancshares, Inc. Ralls TX 6,600,000 47,152,000 52,621,000 5,469,000 

Bank Pioneer Bank, SSB Drippings Springs TX 3,004,000 17,568,000 24,013,000 6,445,000 

Bank PlainsCapital Corporation Dallas TX 114,068,000 981,754,000 1,072,030,000 90,276,000 Bank Southwestern Bancorp, Inc. Boerne TX 1,500,000 22,454,000 23,535,000 1,081,000 Bank Sovereign Bancshares, Inc. Dallas TX 24,500,000 183,263,000 185,864,000 2,601,000 

Bank Steele Holdings, Inc. Tyler TX 8,282,000 31,142,000 40,067,000 8,925,000 

Bank The ANB Corporation Terrell TX 37,000,000 402,694,000 430,680,000 27,986,000 

Bank Third Coast Bank SSB Humble TX 8,673,000 57,861,000 119,998,000 62,137,000 

Bank Veritex Holdings, Inc. Dallas TX 8,000,000 100,919,000 141,060,000 40,141,000 Bank Cache Valley Banking Company Logan UT 11,670,000 147,674,000 171,524,000 23,850,000 Bank Continental Bancorporation Salt Lake City UT 4,724,000 88,578,000 35,179,000 (53,399,000) 

Bank LCA Bank Corporation Park City UT 2,727,000 14,000 209,000 195,000 

Bank Medallion Bank Salt Lake City UT 26,303,000 229,336,000 357,931,000 128,595,000 Bank Blue Ridge Bankshares, Inc. Luray VA 4,500,000 20,108,000 19,815,000 (293,000) 

Bank Citizens Community Bank South Hill VA 4,000,000 38,520,000 39,100,000 580,000 

Bank Heritage Bankshares, Inc. Norfolk VA 7,800,000 68,967,000 76,875,000 7,908,000 

Bank TowneBank Suffolk VA 76,458,000 814,570,000 915,421,000 100,851,000 Bank United Financial Banking Companies, Inc. Vienna VA 3,000,000 75,699,000 86,950,000 11,251,000 
Name City State Baseline Level Current Level Increase (Decrease)

over Baseline

Bank or

CDLF

Institution SBLF Funding

Outstanding

Qualified Small Business Lending as 

Bank Virginia Heritage Bank Fairfax VA 15,300,000 87,143,000 110,485,000 23,342,000 Bank WashingtonFirst Bankshares, Inc. Reston VA 17,796,000 112,615,000 164,329,000 51,714,000 

Bank Xenith Bankshares, Inc. Richmond VA 8,381,000 82,147,000 180,958,000 98,811,000 Bank Peoples Bancorp Lynden / Bellingham WA 18,000,000 279,067,000 284,155,000 5,088,000 

Bank Puget Sound Bank Bellevue WA 9,886,000 80,816,000 101,957,000 21,141,000 

Bank U&I Financial Corp Lynnwood WA 5,500,000 39,884,000 55,308,000 15,424,000 

Bank W.T.B. Financial Corporation Spokane WA 89,142,000 896,140,000 844,512,000 (51,628,000) 

Bank County Bancorp, Inc. Manitowoc WI 15,000,000 379,555,000 416,919,000 37,364,000 Bank Deerfield Financial Corporation Deerfield WI 3,650,000 15,146,000 17,825,000 2,679,000 Bank First American Investment, Inc. Hudson WI 1,705,710 20,101,000 21,921,000 1,820,000 

Bank First Menasha Bancshares, Inc. Neenah WI 10,000,000 67,613,000 72,749,000 5,136,000 Bank Nicolet Bankshares, Inc. Green Bay WI 24,400,000 239,080,000 221,088,000 (17,992,000) 

Bank Northern Bankshares, Inc. McFarland WI 22,000,000 145,604,000 143,774,000 (1,830,000) 

Bank PFSB Bancorporation, Inc. Pigeon Falls WI 1,500,000 25,044,000 24,591,000 (453,000) 

Bank Sword Financial Corporation Horicon WI 17,000,000 192,167,000 203,830,000 11,663,000 

Bank First Bank of Charleston Charleston WV 3,345,000 24,923,000 24,485,000 (438,000) 

Bank MVB Financial Corp. Fairmont WV 8,500,000 53,681,000 70,198,000 16,517,000 

Bank Financial Security Corporation Basin WY 5,000,000 67,715,000 79,952,000 12,237,000 

CDLF California Coastal Rural Development Corporation Salinas CA 870,000 9,545,000 9,640,000 95,000 

CDLF Low Income Investment Fund San Francisco CA 7,490,000 26,595,000 31,305,000 4,710,000 

CDLF OBDC Small Business Finance Oakland CA 219,000 2,473,000 4,397,000 1,924,000 

CDLF Opportunity Fund Northern California San Jose CA 2,236,000 5,935,000 8,061,000 2,126,000 

CDLF Rural Community Assistance Corporation West Sacramento CA 4,300,000 6,104,000 7,815,000 1,711,000 CDLF Valley Economic Development Center, Inc. Van Nuys CA 661,000 9,581,000 18,861,000 9,280,000 

CDLF Colorado Enterprise Fund, Inc. Denver CO 463,000 5,721,000 7,354,000 1,633,000 

CDLF Greater New Haven Community Loan Fund New Haven CT 525,000 758,000 857,000 99,000 

CDLF Building Hope... A Charter School Facilities Fund Washington DC 2,091,000 23,190,000 27,332,000 4,142,000 

CDLF Partners for the Common Good, Inc. Washington DC 1,009,000 4,888,000 5,027,000 139,000 

CDLF Appalachian Community Enterprises, Inc. Cleveland GA 188,000 2,179,000 4,035,000 1,856,000 

CDLF IFF Chicago IL 8,294,000 108,261,000 117,124,000 8,863,000 

CDLF Community Ventures Corporation Lexington KY 1,045,000 3,451,000 5,130,000 1,679,000 

CDLF Federation of Appalachian Housing Enterprises, Inc. Berea KY 2,063,000 4,137,000 7,204,000 3,067,000 CDLF Boston Community Loan Fund, Inc. Roxbury MA 4,410,000 11,378,000 20,286,000 8,908,000 

CDLF Capital Link, Inc. Boston MA 198,000 1,420,000 3,041,000 1,621,000 

CDLF

Common Capital, Inc. (The Western Massachusetts Enterprise Fund,

Inc.) Holyoke MA 200,000 3,526,000 3,329,000 (197,000) 

CDLF Enterprise Community Loan Fund, Inc. Columbia MD 8,817,000 8,849,000 10,611,000 1,762,000 

CDLF Coastal Enterprises, Inc. Wiscasset ME 2,316,000 17,640,000 18,234,000 594,000 

CDLF Community Reinvestment Fund, Inc. Minneapolis MN 5,100,000 44,630,000 32,446,000 (12,184,000) 

CDLF Midwest Minnesota Community Development Corporation Detroit Lakes MN 4,600,000 29,638,000 44,620,000 14,982,000 CDLF Nonprofits Assistance Fund Minneapolis MN 686,000 6,979,000 9,255,000 2,276,000 

CDLF Montana Community Development Corporation Missoula MT 585,000 8,377,000 11,698,000 3,321,000 

CDLF Mountain BizCapital, Inc. Asheville NC 197,000 1,791,000 2,211,000 420,000 

CDLF Nebraska Enterprise Fund Oakland NE 197,000 1,454,000 3,307,000 1,853,000 

CDLF Community Loan Fund of the Capital Region, Inc. Albany NY 478,000 6,760,000 8,144,000 1,384,000 
Name City State Baseline Level Current Level Increase (Decrease)

over Baseline

Bank or

CDLF

Institution SBLF Funding

Outstanding

Qualified Small Business Lending as 

CDLF La Fuerza Unida Community Development Corporation East Norwich NY 42,000 86,000 429,000 343,000 

CDLF Leviticus 25:23 Alternative Fund, Inc. Elmsford NY 750,000 2,218,000 2,978,000 760,000 

CDLF Primary Care Development Corporation New York NY 4,000,000 33,280,000 29,128,000 (4,152,000) 

CDLF Seedco Financial Services, Inc. New York NY 2,500,000 33,651,000 45,497,000 11,846,000 

CDLF Economic and Community Development Institute, Inc. Columbus OH 203,000 2,728,000 4,805,000 2,077,000 

CDLF Citizen Potawatomi Community Development Corporation Shawnee OK 490,000 6,505,000 8,975,000 2,470,000 CDLF Bridgeway Capital, Inc. Pittsburgh PA 1,820,000 18,674,000 17,616,000 (1,058,000) 

CDLF Community First Fund Lancaster PA 862,000 11,002,000 12,279,000 1,277,000 CDLF Northside Community Development Fund Pittsburgh PA 250,000 2,190,000 3,040,000 850,000 

CDLF The Progress Fund Greensburg PA 1,052,000 12,882,000 17,739,000 4,857,000 

CDLF The Reinvestment Fund, Inc. Philadelphia PA 11,708,000 113,268,000 107,221,000 (6,047,000) 

CDLF Charleston Citywide Local Development Corporation Charleston SC 1,000,000 1,799,000 3,377,000 1,578,000 

CDLF Lowcountry Housing Trust, Incorporated North Charleston SC 392,000 96,000 371,000 275,000 

CDLF Northeast South Dakota Economic Corporation Sisseton SD 1,000,000 11,758,000 12,567,000 809,000 

CDLF Rural Electric Economic Development, Inc. Madison SD 1,230,000 11,116,000 10,765,000 (351,000) 

CDLF South Eastern Development Foundation Sioux Falls SD 240,000 2,486,000 3,564,000 1,078,000 CDLF CEN‐TEX Certified Development Corporation Austin TX 489,000 6,554,000 5,853,000 (701,000) 

CDLF PeopleFund Austin TX 500,000 6,412,000 8,178,000 1,766,000 CDLF ECDC Enterprise Development Group Arlington VA 320,000 1,402,000 2,140,000 738,000 

CDLF NCB Capital Impact Arlington VA 8,218,000 95,578,000 116,377,000 20,799,000 CDLF Vermont Community Loan Fund, Inc. Montpelier VT 1,247,000 12,787,000 16,261,000 3,474,000 

CDLF ShoreBank Enterprise Group, Pacific Ilwaco WA 1,867,000 24,108,000 29,934,000 5,826,000 

CDLF Forward Community Investments, Inc. Madison WI 470,000 3,964,000 5,657,000 1,693,000 

CDLF Impact Seven, Incorporated Almena WI 4,000,000 13,344,000 16,179,000 2,835,000 CDLF Wisconsin Women's Business Initiative Corporation Milwaukee WI 391,000 4,562,000 6,993,000 2,431,000 
Community Banks Participating in SBLF

Report on Information from 3/31/2012 Call Reports transmitted with July 2012 Use of Funds Report

Name City State Commercial & Industrial

Owner‐

Occupied

Commercial

Real Estate

Agricultural

Production

Secured by

Farmland

Commercial

& Industrial

Owner‐

Occupied

Commercial

Real Estate

Agricultura

Production

BancIndependent, Incorporated Sheffield AL South 1,054,432 126,083 110,777 6,105 15,249 258,213 156,434 116,597 3,31

First Partners Bank (SouthCity Bank) Vestavia Hills AL South 170,644 34,442                   ‐ 6,394                       ‐ 40,837 40,113                   ‐ 8,268                       

ServisFirst Bancshares, Inc. Birmingham AL South 2,530,898 440,705 209,801 25,580 22,243 698,328 800,765 455,309 29,70Southern National Corporation Andalusia AL South 395,922 42,858 46,952 5,776 59,822 155,408 39,823 50,835 10,33

Southern States Bancshares, Inc. Anniston AL South 216,065 18,236                ‐ 18,732 943 37,910 24,197 32,510 5

First Service Bancshares, Inc. Greenbrier AR South 226,956 20,458 31,269 6,055 16,417 74,199 13,360 19,940 3,56

Liberty Bancshares, Inc. Jonesboro AR South 2,789,866 258,145 402,154 36,465 59,998 756,761 250,729 443,169 38,23

Rock Bancshares, Inc. Little Rock AR South 185,788 49,812                   ‐ 7,116 1,804 58,732 79,247                   ‐ 8,143 

Western Alliance Bancorporation Phoenix AZ West 6,947,059 550,987 1,063,943 186 4,343 1,619,459 832,173 1,289,969 1,34

1st Enterprise Bank Los Angeles CA West 578,961 52,170                ‐ 35,416                       ‐ 87,586 119,014                ‐ 72,995                       

Bank of Commerce Holdings Redding CA West 920,791 133,779 72,044 1,173 7,805 214,800 136,420 67,911 53California Bank of Commerce Lafayette CA West 308,486 60,775 13,291 390 1,632 76,087 102,454 30,298 15

Capital Bank San Juan Capistrano CA West 118,278 13,838 11,346 98 295 25,575 7,981 29,777 37

Central Valley Community Bancorp Fresno CA West 833,935 82,216 110,907 18,420 41,356 252,898 73,759 108,985 21,35

Community Valley Bank El Centro CA West 89,380 11,352                   ‐ 2,293                       ‐ 13,645 10,964 14,788 27

First California Financial Group, Inc. Westlake Village CA West 1,878,474 227,247 127,145 51 855 355,297 179,812              ‐ 137,315 

First Northern Community Bancorp Dixon CA West 793,513 88,431 116,575 30,680 22,480 258,166 80,976 97,944 16,04

First PacTrust Bancorp, Inc. Chula Vista CA West 1,068,237 553                ‐ 39,920                       ‐ 40,473 8,962                ‐ 34,041                       

FNB Bancorp South San Francisco CA West 746,630 67,974 69,468 0 5,118 142,560 46,458                ‐ 62,626 

Founders Bancorp San Luis Obispo CA West 120,696 24,400                ‐ 11,516 2,218 38,133 19,955                ‐ 23,773 

GBC Holdings, Inc. Los Angeles CA West 435,078 48,872                ‐ 64,652 468 113,992 86,481 83,640                      

20

Oak Valley Bancorp Oakdale CA West 593,399 36,927 91,868 10,876 18,272 157,944 32,499 97,751 10,00

Pacific Coast Bankers' Bancshares San Francisco CA West 658,183 10,701                ‐ 35,168                       ‐ 45,869 16,395                ‐ 21,755                       

Partners Bank of California Mission Viejo CA West 107,139 40,849                ‐ 13,880                       ‐ 54,729 45,034                ‐ 18,241                       

ProAmerica (Promerica Bank) Los Angeles CA West 128,204 18,665                ‐ 28,650                       ‐ 47,315 15,677                ‐ 45,153                       

Redwood Capital Bancorp Eureka CA West 236,668 16,119 28,172 120 2,899 47,311 10,823 38,022 3

Seacoast Commerce Bank Chula Vista CA West 146,631 12,916                ‐ 42,691 456 56,063 5,192                ‐ 69,598 

Security Business Bancorp San Diego CA West 224,623 27,782                ‐ 32,114                       ‐ 59,896 28,394                ‐ 56,651                       

Security California Bancorp Riverside CA West 446,677 112,334                ‐ 67,475                       ‐ 179,809 134,246                ‐ 81,628 

Silvergate Capital Corporation La Jolla CA West 535,008 3,408                   ‐ 6,233                       ‐ 9,641 4,450                   ‐ 4,029                       

Summit State Bank Santa Rosa CA West 406,829 40,612 33,151 2,405 24,934 101,101 36,762 37,260 5,28

The Bank of Santa Barbara Santa Barbara CA West 106,198 11,319                   ‐ 9,943 1,514 22,776 31,334                ‐ 13,371                       

The Private Bank of California Los Angeles CA West 640,924 70,098                ‐ 16,855                       ‐ 86,953 118,230                ‐ 35,060                       

CIC Bancshares, Inc. Greenwood Village CO West 139,494 1,433                        ‐ 21                       ‐ 1,454 19,967                ‐ 20,068 

CoBiz Financial Inc. Denver CO West 2,415,969 464,781 390,528 5,703 2,295 863,306 478,246 419,038 10

Columbine Capital Corp. Buena Vista CO West 215,593 22,300 16,986 221 893 40,399 37,352 37,208 14

Morgan Capital Corporation Fort Morgan CO West 113,270 13,330 6,289 4,169 3,950 27,738 20,166 6,020 3,01

Steele Street Bank Corporation Denver CO West 391,442 34,832                ‐ 32,612                       ‐ 67,443 38,522                ‐ 48,903                       

Verus Acquisition Group, Inc. Fort Collins CO West 248,768 14,365 45,134 88 7,204 66,792 26,721 68,522 1

BNC Financial Group, Inc. New Canaan CT Northeast 503,756 3,378                ‐ 24,882                       ‐ 28,259 29,707                ‐ 59,901                       

Salisbury Bancorp, Inc. Lakeville CT Northeast 598,920 23,290 49,853 402 5,666 79,211 29,787 62,989 23

SBT Bancorp, Inc. Simsbury CT Northeast 361,663 14,128                ‐ 21,168                       ‐ 35,295 15,950                ‐ 30,972                       

Community Bank Delaware Lewes DE South 131,989 6,962 20,018 574 1,175 28,729 4,801 30,091 37

Bank of Central Florida Lakeland FL South 267,642 29,147                ‐ 27,541                       ‐ 56,688 47,036                ‐ 51,290                       

Broward Financial Holdings, Inc. Fort Lauderdale FL South 125,664                ‐ 14,234                       ‐                       ‐ 14,234 17,850                ‐ 18,132                       

CBOS Bankshares, Inc. Merritt Island FL South 129,827 5,742                ‐ 40,542                       ‐ 46,283 5,002                ‐ 28,211                       

Institution

Region Total Assets

Baseline Lending

Baseline Business

Lending

Q1 2012
Name City State Commercial & Industrial

Owner‐

Occupied

Commercial

Real Estate

Agricultural

Production

Secured by

Farmland

Commercial

& Industrial

Owner‐

Occupied

Commercial

Real Estate

Agricultura

Production

Institution

Region Total Assets

Baseline Lending

Baseline Business

Lending

Q1 2012

Community Southern Bank Lakeland FL South 206,149 13,773 15,059 813 115 29,759 24,349 24,226 1,12

FineMark Holdings, Inc. Fort Myers FL South 460,540 12,141 15,375                      ‐ 112 27,628 23,319                ‐ 29,544                       

First Federal Bancorp, Inc. Lake City FL South 993,138 27,255              ‐ 139,046                       ‐ 166,301 62,410 48,764 9,38

First Green Bank Eustis FL South 176,261 6,491                ‐ 23,716 133 30,339 9,875                ‐ 62,345 

Florida Business BancGroup, Inc. Tampa FL South 626,891 41,885                ‐ 46,924                       ‐ 88,809 34,016                ‐ 87,197                       

Florida Community Bankshares, Inc. Ocala FL South 547,975 29,777 56,970 8,266 68,740 163,752 23,045 43,577 6,18

Florida Shores Bancorp, Inc. Pompano Beach FL South 530,751 35,523                ‐ 38,461                       ‐ 73,983 35,765                ‐ 74,205 

Florida Traditions Bank Dade City FL South 261,440 30,449 24,910 299 5,624 61,282 40,222 48,808 1,52

Gulfstream Bancshares, Inc. Stuart FL South 542,499 123,553              ‐ 159,465                       ‐ 283,018 93,529              ‐ 148,661                       

HomeBancorp, Inc. Tampa FL South 478,118 3,043                ‐ 10,343                       ‐ 13,385 2,246                ‐ 10,005                       

Jefferson Bank of Florida Oldsmar FL South 156,332 9,021                   ‐ 4,870                       ‐ 13,891 11,740                ‐ 10,951                       

Marquis Bank Coral Gables FL South 183,873 1,427                   ‐ 9,846                       ‐ 11,273 15,554                ‐ 15,203                       

Ovation Holdings, Inc. Naples FL South 257,691 1,684                   ‐ 8,013                       ‐ 9,698 3,951                ‐ 27,699                       

Platinum Bank Brandon FL South 393,966 57,110 95,349 222 10,816 163,496 61,577 95,830 14

Lowndes Bancshares, Inc. Valdosta GA South 211,421 10,135                ‐ 40,668                       ‐ 50,803 16,118                ‐ 42,147 

Resurgens Bancorp Atlanta GA South 87,104 8,251                   ‐ 4,870 1,965 15,086 13,868                   ‐ 7,809 

The Peoples Bank of Talbotton Talbotton GA South 33,645 647                   ‐ 3,191 2,106 5,943 1,062 3,253 17

Commercial Financial Corp Storm Lake IA Midwest 458,376 128,275 39,538 38,076 22,656 228,545 128,827 49,377 60,87

Heartland Financial USA, Inc. Dubuque IA Midwest 4,328,692 453,188 485,865 80,290 194,060 1,213,402 667,726 514,243 101,45

Liberty Financial Services, Inc. Sioux City IA Midwest 270,479 36,186 17,912 4,466 5,574 64,138 33,813 27,704 4,77

Two Rivers Financial Group, Inc. Burlington IA Midwest 684,099 114,756 65,269 13,984 20,410 214,418 115,973 67,950 12,46

D. L. Evans Bancorp Burley ID West 952,404 69,464 158,111 107,881 60,654 396,108 77,120 138,065 77,36

Bancorp Financial, Inc. Oak Brook IL Midwest 404,375 5,790                   ‐ 9,122                       ‐ 14,912 8,436                   ‐ 8,374                       

Community First Bancorp, Inc. Fairview Heights IL Midwest 202,656 23,850                ‐ 23,424 7,233 54,507 34,895                ‐ 32,874 

Community Illinois Corporation Rock Falls IL Midwest 251,609 29,250 10,821 16,703 22,134 78,909 26,033 18,454 16,36

First Bankers Trustshares, Inc. Quincy IL Midwest 731,429 34,554 53,147 20,504 20,851 129,056 49,909 84,160 21,11

First Busey Corporation Champaign IL Midwest 3,482,675 313,814 356,714 38,356 57,626 766,509 270,320 304,765 27,75

First Community Financial Corporation Elgin IL Midwest 169,481 6,337                ‐ 26,075 582 32,993 7,167                ‐ 30,170 

First Eldorado Bancshares, Inc. Eldorado IL Midwest 242,820                   ‐ 7,789 7,887 25,857 41,533 16,211 2,543 7,61

First Robinson Financial Corporation Robinson IL Midwest 215,392 14,280 7,658 3,957 8,804 34,699 14,546 17,856 2,72

Fisher Bancorp, Inc. Fisher IL Midwest 84,303 4,244 6,329 2,457 2,741 15,770 3,309 6,237 2,64

Heartland Bancorp, Inc. Bloomington IL Midwest 1,976,697 189,580 219,980 36,243 38,855 484,658 166,356 278,628 27,34

Illinois State Bancorp, Inc. Chicago IL Midwest 358,371 21,057                ‐ 38,971 160 60,188 18,307                ‐ 57,128 

Merchants and Manufacturers Bank Corporation Joliet IL Midwest 163,664 35,038                ‐ 20,722                       ‐ 55,760 49,627                ‐ 18,219 

People First Bancshares, Inc. Pana IL Midwest 280,136 48,975 9,408 48,716 13,254 120,352 61,747 10,884 63,64

Prime Banc Corp. Dieterich IL Midwest 493,487 21,310 6,268 9,480 22,344 59,401 32,576 43,272 8,51

QCR Holdings, Inc. Moline IL Midwest 2,002,600 331,888 157,873 59 4,915 494,735 280,747 169,136 10

Signature Bancorporation, Inc. Chicago IL Midwest 316,565 88,196                ‐ 37,019                       ‐ 125,214 118,021                ‐ 36,754                       

Southern Illinois Bancorp, Inc. Carmi IL Midwest 385,804 37,465 17,420 18,888 21,392 95,164 45,257 30,493 16,91

Town and Country Financial Corporation Springfield IL Midwest 393,043 34,830 59,359 6,536 5,550 106,274 27,212 77,515 4,47

Tri‐County Financial Group, Inc. Mendota IL Midwest 733,461 23,912 24,883 30,134 35,679 114,608 42,940 40,170 27,72

United Community Bancorp, Inc. Chatham IL Midwest 1,282,344 98,783 95,660 47,661 74,408 316,511 109,913 96,835 44,86

AMB Financial Corp. Munster IN Midwest 181,221 7,638                ‐ 19,595                       ‐ 27,233 7,853                ‐ 14,807                       

Community Bank Shares of Indiana, Inc. New Albany IN Midwest 792,481 87,840 88,791 690 4,709 182,030 96,855 94,204 60

First Merchants Corporation Muncie IN Midwest 4,222,251 673,225 515,331 115,882 147,472 1,451,909 546,304 466,330 97,16

First Savings Financial Group, Inc. Clarksville IN Midwest 543,157 26,351                ‐ 56,489                       ‐ 82,839 31,035 53,068 1,12

Horizon Bancorp Michigan City IN Midwest 1,548,182 63,712 84,200 3,279 7,424 158,615 56,244 107,752 2,05MutualFirst Financial, Inc. Muncie IN Midwest 1,438,182 72,053              ‐ 164,080                       ‐ 236,133 56,850 99,998 73

Bern Bancshares, Inc. Bern KS Midwest 77,504 4,671 46 14,941 3,145 22,803 5,710 424 14,70

Brotherhood Bancshares, Inc. Kansas City KS Midwest 531,182 42,681                ‐ 28,067 3,673 74,420 19,652                ‐ 22,540 

CB Bancshares Corp. Weir KS Midwest 9,888                      ‐ 819 263 299 1,382 341 709 10

Equity Bancshares, Inc. Wichita KS Midwest 600,157 72,242 44,546 7,028 5,075 128,891 86,322 55,884 6,46

Farmers State Bankshares, Inc. Holton KS Midwest 57,247 4,518 20 3,835 4,697 13,070 2,742 741 3,71
Name City State Commercial & Industrial

Owner‐

Occupied

Commercial

Real Estate

Agricultural

Production

Secured by

Farmland

Commercial

& Industrial

Owner‐

Occupied

Commercial

Real Estate

Agricultura

Production

Institution

Region Total Assets

Baseline Lending

Baseline Business

Lending

Q1 2012

First Financial Bancshares, Inc. Lawrence KS Midwest 129,174 8,581 21,310 39 2,510 32,439 8,950 19,427 6

Freedom Bancshares, Inc. Overland Park KS Midwest 125,345 17,081                ‐ 18,667                       ‐ 35,748 22,062                ‐ 19,246                       

Osborne Investments, Inc. Osborne KS Midwest 57,922 1,549 451 9,025 4,697 15,722 2,392 763 10,93UBT Bancshares, Inc. Marysville KS Midwest 529,293 41,004 27,943 44,044 63,137 176,128 47,328 17,370 43,09

FCB Bancorp, Inc. Louisville KY South 465,554 27,761                ‐ 54,823 56 82,640 23,997                ‐ 54,787                       

Magnolia Bancshares Inc. Hodgenville KY South 128,615 6,246 10,176 2,066 14,930 33,419 5,880 14,956 3,16

Community Trust Financial Corporation Ruston LA South 2,579,656 294,044 150,315 1,480 24,990 470,828 712,782 279,070 1,19

First Guaranty Bancshares, Inc. Hammond LA South 1,359,290 85,481 82,769 17,727 12,111 198,087 75,206 95,304 17,28

First NBC Bank Holding Company New Orleans LA South 2,321,445 288,580              ‐ 212,783 261 501,625 530,696              ‐ 352,401 

MidSouth Bancorp, Inc. Lafayette LA South 1,412,989 185,803 126,929 6,367 3,019 322,119 217,384 165,718 4,63

Ouachita Bancshares Corp. Monroe LA South 598,773 47,682 73,761 14,288 9,163 144,892 63,078 85,769 11,33

Progressive Bancorp, Inc. Monroe LA South 424,812 54,604 42,050 1,671 7,976 106,300 44,064 47,843 2,91Central Bancorp, Inc. Somerville MA Northeast 522,919 3,979                ‐ 37,334                       ‐ 41,313 1,127                ‐ 27,225                       

Hyde Park Bancorp, Inc. Hyde Park MA Northeast 978,512 1,142                      ‐ 542                       ‐ 1,684 13,117                      ‐ 926                       

Island Bancorp, Inc. Edgartown MA Northeast 133,748 2,672                ‐ 20,909                       ‐ 23,581 3,792                ‐ 26,975                       

Leader Bancorp, Inc. Arlington MA Northeast 529,437 7,075                ‐ 24,647                       ‐ 31,722 19,534                ‐ 44,175                       Mercantile Capital Corporation Boston MA Northeast 196,843 81,044                ‐ 19,513                       ‐ 100,557 113,551                ‐ 25,392                       

New England Bancorp, Inc. Hyannis MA Northeast 159,101 9,707                ‐ 19,019                       ‐ 28,726 25,954                ‐ 27,091                       

Provident Bancorp, Inc. Amesbury MA Northeast 539,969 17,487                ‐ 70,118 93 87,697 42,543                ‐ 75,887 

Rockport National Bancorp, Inc. Rockport MA Northeast 185,992 9,222                ‐ 29,422                       ‐ 38,643 10,083                ‐ 34,202                       

StonehamBank, A Co‐operative Bank Stoneham MA Northeast 435,427 22,466                ‐ 24,415                       ‐ 46,880 31,655                ‐ 42,054                       

Eagle Bancorp, Inc. Bethesda MD South 2,802,234 325,046              ‐ 122,093                       ‐ 447,140 498,547              ‐ 246,065 

Howard Bancorp, Inc. Ellicott City MD South 347,770 91,705                ‐ 41,681 794 134,180 76,166                ‐ 52,309 

Monument Bank Bethesda MD South 384,433 20,990                ‐ 12,522 576 34,088 23,755                ‐ 21,850 

Tri‐County Financial Corporation Waldorf MD South 965,172 121,233              ‐ 137,607                       ‐ 258,840 115,933              ‐ 177,665                       

Katahdin Bankshares Corp. Houlton ME Northeast 549,420 95,319 50,102 3,312 2,706 151,438 111,783 57,169 2,84

Birmingham Bloomfield Bancshares, Inc. Birmingham MI Midwest 128,130 15,987                ‐ 17,807                       ‐ 33,793 21,456                ‐ 20,414                       

Crestmark Bancorp, Inc. Troy MI Midwest 375,882 153,006                   ‐ 1,470                       ‐ 154,475              ‐ 323,667                       ‐                       

Huron Valley State Bank Milford MI Midwest 72,870 5,648                ‐ 16,506 191 22,345 8,689                ‐ 21,073 

Level One Bancorp, Inc. Farmington Hills MI Midwest 447,343 39,110                ‐ 24,606                       ‐ 63,716 90,592                ‐ 56,178                       

Valley Financial Group, Ltd. Saginaw MI Midwest 176,914 38,248                ‐ 36,190 90 74,528 47,434                ‐ 37,835 

Financial Services of Winger, Inc. Fosston MN Midwest 129,056 19,628 7,190 25,894 21,040 73,751 20,030 11,789 29,92

Heritage Bancshares Group, Inc. Willmar MN Midwest 448,019 59,801 32,540 48,486 28,555 169,382 48,209 25,278 47,32Kerkhoven Bancshares, Inc Kerkhoven MN Midwest 50,050 4,668 9,381 3,475 7,114 24,637 7,344 11,318 2,75McLeod Bancshares, Inc. Shorewood MN Midwest 385,720 23,330 3,763 5,618 2,780 35,490 11,971 16,195 4,49

MidWest Bancorporation, Inc. Eden Prairie MN Midwest 148,823 36,857                ‐ 29,128                       ‐ 65,984 17,070 6,773 21,29

Platinum Bancorp, Inc. Oakdale MN Midwest 140,198 19,145                ‐ 27,015 573 46,733 27,205                ‐ 29,029 

Redwood Financial, Inc. Redwood Falls MN Midwest 199,369 24,855                ‐ 48,160                       ‐ 73,015 15,016 20,058 17,81

Cardinal Bancorp II, Inc. Washington MO Midwest 287,316 34,752 29,431 190 5,482 69,855 39,211 34,536 38

Fortune Financial Corporation Arnold MO Midwest 150,170 24,461                ‐ 23,534 370 48,366 21,826                ‐ 25,219 

Great Southern Bancorp, Inc. Springfield MO Midwest 3,855,718 138,613 136,926 4,079 21,896 301,514 190,378 114,799 2,62

Liberty Bancorp, Inc. Liberty MO Midwest 427,438 23,445              ‐ 124,005                       ‐ 147,449 37,882                ‐ 58,025 

Liberty Bancshares, Inc. Springfield MO Midwest 1,084,506 115,140 161,708 5,205 63,339 345,391 130,375 177,688 4,37

Security State Bancshares, Inc. Charleston MO Midwest 660,201 56,094 57,781 30,314 49,925 194,113 57,383 56,154 29,82

Southern Missouri Bancorp, Inc. Poplar Bluff MO Midwest 745,717 52,833 42,934 28,817 26,753 151,336 72,646 73,239 30,65

The Landrum Company Columbia MO Midwest 1,711,763 134,266 183,524 27,453 93,726 438,969 136,476 204,723 24,70

Triad Bancorp, Inc. Frontenac MO Midwest 197,712 15,530                ‐ 16,895 820 33,245 18,343                ‐ 26,856 

BankFirst Capital Corporation Macon MS South 732,159 58,754 75,633 9,765 42,941 187,093 66,179 82,373 6,13

Bancorp of Montana Holding Company Missoula MT West 34,537 1,208                   ‐ 1,994 444 3,646 4,766                   ‐ 3,923 

Citizens South Banking Corporation Gastonia NC South 1,071,534 44,956              ‐ 219,477                       ‐ 264,433 46,739 121,870 9

First Bancorp Troy NC South 3,335,440 140,198 279,520 7,734 36,485 463,938 135,168 336,401 6,50

Live Oak Bancshares, Inc. Wilmington NC South 284,632 27,794                ‐ 73,668                       ‐ 101,462 76,403                ‐ 98,213                       

Premara Financial, Inc. Charlotte NC South 197,757 15,263                ‐ 23,523                       ‐ 38,786 18,115                ‐ 34,402                       
Name City State Commercial & Industrial

Owner‐

Occupied

Commercial

Real Estate

Agricultural

Production

Secured by

Farmland

Commercial

& Industrial

Owner‐

Occupied

Commercial

Real Estate

Agricultura

Production

Institution

Region Total Assets

Baseline Lending

Baseline Business

Lending

Q1 2012

Providence Bank Rocky Mount NC South 197,262 14,547 12,644 780 826 28,797 16,669 13,957 1,66

Select Bancorp, Inc. Greenville NC South 239,524 18,588                   ‐ 9,146 1,726 29,459 17,822                ‐ 17,991 

Union Bank & Trust Company Oxford NC South 194,388 19,991 15,549 10 3,112 38,662 13,950 24,192 1,39Alerus Financial Corporation Grand Forks ND Midwest 1,205,313 180,756 65,037 33,489 10,852 290,134 224,311 115,417 27,50

Western State Agency, Inc. Devils Lake ND Midwest 511,863 97,220 32,153 14,569 6,955 150,896 133,908 25,469 11,12

Adbanc Inc. Ogallala NE Midwest 545,422 69,479 59,439 77,060 51,676 257,654 73,879 63,855 67,56

Banner County Ban Corporation Harrisburg NE Midwest 116,770 8,633 2,981 30,815 15,368 57,797 8,191 5,221 28,26

First State Holding Co. (Wilber Co.) Lincoln NE Midwest 375,179 40,835 24,786 25,570 36,985 128,176 51,108 32,482 28,64

The State Bank of Bartley Bartley NE Midwest 74,020 13,050 4,465 8,672 2,035 28,221 13,641 5,059 12,96Centrix Bank & Trust Bedford NH Northeast 775,872 105,188              ‐ 145,314                       ‐ 250,502 134,044              ‐ 174,012                       

First Colebrook Bancorp, Inc. Colebrook NH Northeast 238,954 25,654 42,281 569 82 68,585 32,534 47,065 55

Guaranty Bancorp, Inc. Woodsville NH Northeast 380,175 37,136 48,710 454 1,988 88,288 37,589 55,743 45

New Hampshire Thrift Bancshares, Inc. NEWPORT NH Northeast 1,095,746 58,234              ‐ 128,402                       ‐ 186,635 36,894 93,799 2

Northway Financial, Inc. Berlin NH Northeast 814,803 44,870                ‐ 67,422                       ‐ 112,292 72,491                ‐ 58,382                       The Nashua Bank Nashua NH Northeast 117,229 6,602                ‐ 13,756                       ‐ 20,358 12,692                ‐ 20,227                       

Center Bancorp, Inc. Union NJ Northeast 1,475,904 106,353              ‐ 113,588                       ‐ 219,941 160,684                ‐ 95,059                       

Community Partners Bancorp Middletown NJ Northeast 684,857 69,256              ‐ 144,156                       ‐ 213,412 68,015              ‐ 144,103                       Crest Savings Bancorp, Inc. Wildwood NJ Northeast 386,611 3,201                ‐ 63,016                       ‐ 66,217 4,370                ‐ 20,959                       

Freedom Bank Oradell NJ Northeast 160,658 14,905                ‐ 17,540                       ‐ 32,445 12,367                ‐ 33,401                       

Harmony Bank Jackson Township NJ Northeast 134,376 929                   ‐ 9,059 1,000 10,988 1,839                ‐ 27,850 

Highlands Bancorp, Inc. Vernon NJ Northeast 181,263 16,612                ‐ 17,780 777 35,168 18,370                ‐ 32,221 

Hopewell Valley Community Bank Pennington NJ Northeast 415,900 9,885                ‐ 76,725 876 87,485 10,704                ‐ 99,759 

Regal Bank Livingston NJ Northeast 234,626 1,682                ‐ 24,190                       ‐ 25,872 4,894                ‐ 34,016                       

Stewardship Financial Corporation Midland Park NJ Northeast 710,054 48,805              ‐ 156,337 1,053 206,195 36,394              ‐ 176,089 

Meadows Bank Las Vegas NV West 240,959 29,330                ‐ 21,164                       ‐ 50,495 68,868                ‐ 40,304                       

Alma Bank Astoria NY Northeast 752,367 66,760                ‐ 25,038                       ‐ 91,798 176,770              ‐ 106,366                       

Catskill Hudson Bancorp, Inc. Rock Hill NY Northeast 359,449 42,715 54,456 277 1,075 98,522 46,059 77,642 50

Greater Rochester Bancorp, Inc. Rochester NY Northeast 298,021 43,466                ‐ 17,134 1,736 62,336 67,771                ‐ 31,560 

Kinderhook Bank Corp. Kinderhook NY Northeast 294,306 18,911 19,028 58 2,330 40,328 25,300 26,176 13Pathfinder Bancorp, Inc. Oswego NY Northeast 536,949 25,983                ‐ 48,698 786 75,467 32,329                ‐ 50,503 

Seneca‐Cayuga Bancorp, Inc. Seneca Falls NY Northeast 255,369 6,963                ‐ 14,567                       ‐ 21,530 12,579 12,378 2,81

The Elmira Savings Bank, FSB Elmira NY Northeast 519,692 36,668                ‐ 58,685                       ‐ 95,353 35,976                ‐ 60,667                       

Columbus First Bancorp, Inc Worthington OH Midwest 216,880 19,279                ‐ 15,132                       ‐ 34,411 23,941                ‐ 27,721                       

Community Independent Bancorp Inc. West Salem OH Midwest 91,997 2,587 5,795 133 3,505 12,020 2,795 8,367 56

Indebancorp Oak Harbor OH Midwest 212,106 11,158 28,563 992 2,225 42,938 8,081 33,399 28

Insight Bank Columbus OH Midwest 157,566 3,205                ‐ 10,876                       ‐ 14,080 9,383                ‐ 19,712                       

AmeriBank Holding Company Collinsville OK South 136,291 19,843 9,416 1,590 2,324 33,172 22,137 7,178 6,00

Central Service Corporation Enid OK South 554,976 43,994 23,240 43,232 38,675 149,140 59,667 23,961 56,34

F & M Bancorporation, Inc. Tulsa OK South 2,139,214 382,607 142,344 17 955 525,922 831,826 158,393 2

Grand Capital Corporation Tulsa OK South 197,491 36,537 34,183 144 8,923 79,787 33,623 32,774 3

Prime Bank Group Edmond OK South 154,004 7,722 10,116 53 1,742 19,632 17,733 24,796 8

Regent Capital Corporation Nowata OK South 172,181 24,582 17,779 3,616 9,416 55,394 40,334 21,861 3,87

AmeriServ Financial, Inc. Johnstown PA Northeast 939,292 92,509                ‐ 62,972 178 155,659 89,918                ‐ 69,377 

CBT Financial Corp. Clearfield PA Northeast 404,839 34,922 32,578 1,037 6,580 75,117 42,900 30,828 2,75

Centric Financial Corporation Harrisburg PA Northeast 265,100 16,476 31,487 193 1,397 49,553 27,265 44,342 88

Codorus Valley Bancorp, Inc. York PA Northeast 1,027,286 46,618 104,503 1,653 24,703 177,476 64,326 115,510 3,95

DNB Financial Corporation Downingtown PA Northeast 625,905 38,960                ‐ 73,668 10,878 123,505 48,262                ‐ 87,373 

Emclaire Financial Corp. Emlenton PA Northeast 511,312 33,244                ‐ 25,924                       ‐ 59,168 32,918 28,154 1

Enterprise Financial Services Group, Inc. Allison Park PA Northeast 244,848 37,394                ‐ 75,423 424 113,241 38,886                ‐ 84,641 

First Resource Bank Exton PA Northeast 143,165 11,395                ‐ 19,652 1,119 32,165 11,120                ‐ 23,834 

Franklin Security Bancorp, Inc. Plains PA Northeast 217,831 18,122                   ‐ 9,158                       ‐ 27,280 22,888                ‐ 14,802                       

Jonestown Bank and Trust Company Jonestown PA Northeast 395,564 6,880 29,539 11 4,390 40,820 10,673 36,487 

MileStone Bank Doylestown PA Northeast 168,208 17,161                ‐ 29,937                       ‐ 47,098 36,912                ‐ 39,679                       
Name City State Commercial & Industrial

Owner‐

Occupied

Commercial

Real Estate

Agricultural

Production

Secured by

Farmland

Commercial

& Industrial

Owner‐

Occupied

Commercial

Real Estate

Agricultura

Production

Institution

Region Total Assets

Baseline Lending

Baseline Business

Lending

Q1 2012

Monument Bank Doylestown PA Northeast 185,098 1,478                ‐ 17,409 828 19,715 2,337                ‐ 36,875 

Penn Liberty Financial Corp. Wayne PA Northeast 537,611 58,496                ‐ 84,723                       ‐ 143,218 68,326              ‐ 102,480                       

Phoenix Bancorp, Inc. Minersville PA Northeast 132,165 5,262                   ‐ 4,097                       ‐ 9,359 7,166                ‐ 22,252 

Team Capital Bank Bethlehem PA Northeast 834,586 58,221              ‐ 137,758                       ‐ 195,979 69,047                ‐ 84,099 

The Victory Bancorp, Inc. Limerick PA Northeast 110,927 13,913                   ‐ 8,245 1,757 23,916 27,048                ‐ 13,775 

Valley Green Bank Philadelphia PA Northeast 241,003 10,485                ‐ 12,990                       ‐ 23,475 29,121                ‐ 31,449                       York Traditions Bank York PA Northeast 257,933 48,533                ‐ 27,986 2,156 78,674 42,428                ‐ 47,097 

Carolina Alliance Bank Spartanburg SC South 245,543 29,943                ‐ 34,965 830 65,737 34,292                ‐ 50,674 

GrandSouth Bancorporation Greenville SC South 376,020 49,299 43,148 114 3,454 96,015 54,443 47,945 50

TCB Corporation Greenwood SC South 320,197 16,375                ‐ 40,863 1,056 58,294 17,018                ‐ 42,076 

BHCB Holding Company Rapid City SD Midwest 111,973 11,260 16,312 1,696 1,627 30,895 16,146 30,191 46

Avenue Financial Holdings, Inc. Nashville TN South 661,291 92,450                ‐ 29,501                       ‐ 121,950 118,931                ‐ 43,886                       

CapitalMark Bank & Trust Chattanooga TN South 709,945 88,680                ‐ 45,869                       ‐ 134,549 124,579                ‐ 56,844 

Carroll Financial Services, Inc. Huntingdon TN South 271,723 7,921 34,549 4,141 14,441 61,052 12,512 39,661 4,65

Community First Bancshares, Inc. Union City TN South 1,682,974 102,278 165,597 16,329 35,772 319,976 98,325 149,723 14,91

Evolve Bancorp, Inc. Cordova TN South 219,289 8,239 5,161 2,211 3,490 19,101 11,843 21,794 4,00

Franklin Financial Network, Inc. Franklin TN South 508,681 10,261 9,123 823 149 20,356 15,198 8,233 80

Independent Holdings, Inc. Memphis TN South 808,413 39,655                ‐ 11,109 1,474 52,238 44,502                ‐ 15,244 

InsCorp, Inc. Nashville TN South 168,275 11,667                   ‐ 8,603 765 21,034 18,253                ‐ 20,196 Landmark Community Bank Collierville TN South 331,607 17,728 11,183 94 263 29,268 31,680 14,927 12

Magna Bank Memphis TN South 440,628 24,492                ‐ 83,564                       ‐ 108,056 57,484 18,618                      

43

Merchants and Planters Bancshares, Inc. Bolivar TN South 96,483 5,479 10,527 361 2,730 19,097 6,645 16,723 20

Moneytree Corporation Lenoir City TN South 408,149 35,050 32,806 61 1,627 69,543 25,819                ‐ 45,830 

Planters Financial Group, Inc. Clarksville TN South 668,162 59,970 67,388 12,733 34,238 174,327 80,511 85,181 11,71

Sequatchie Valley Bancshares, Inc. Dunlap TN South 594,834 2,685 34,739 770 6,525 44,719 2,068 14,595 46

SmartFinancial, Inc. Pigeon Forge TN South 316,140 21,736                ‐ 14,293 1,139 37,167 29,663                ‐ 23,743 

Southern Heritage Bancshares, Inc. Cleveland TN South 226,935 26,826 30,355 33 1,077 58,290 21,706                ‐ 39,581                       

Sumner Bank & Trust Gallatin TN South 156,536 12,075 15,701 43 694 28,512 11,921 18,847 

AIM Bancshares, Inc. Levelland TX South 328,924 39,299 14,585 13,262 6,874 74,020 83,386 22,814 12,20

Algodon de Calidad Bancshares, Inc. Abilene TX South 29,113                      ‐ 825 3,741 1,747 6,313                   ‐ 1,350 3,42

BMC Bancshares, Inc. Dallas TX South 58,928 765 2,514 825 223 4,326 1,411 12,793                        

3

BOH Holdings, Inc. Houston TX South 804,019 127,907                ‐ 69,441                       ‐ 197,348 186,009              ‐ 147,583 

Encore Bancshares, Inc. Houston TX South 1,581,307 118,114                ‐ 65,827 2,286 186,226 234,760                ‐ 70,831 

FB BanCorp San Antonio TX South 568,047 99,765                   ‐ 2,480                       ‐ 102,244 75,067 3,287                

21,85

First Texas BHC, Inc. Fort Worth TX South 984,993 85,806 71,371 110 2,229 159,515 122,232 95,691 34

Frontier Bancshares, Inc. Austin TX South 307,749 25,056 29,742 851 6,814 62,462 41,731 59,571 52

FVNB Corp. Victoria TX South 1,914,369 256,962 185,801 102,406 86,398 631,567 277,298 219,730 98,71

Happy Bancshares, Inc. Amarillo TX South 1,871,261 196,083 83,097 130,663 49,806 459,650 222,855 111,744 211,19

Joaquin Bankshares Inc. Huntington TX South 117,410 14,762 13,696 1,602 13,014 43,074 22,541 11,097 1,82

Liberty Capital Bancshares, Inc. Addison TX South 108,859 9,008                   ‐ 5,927 1,722 16,657 27,149                ‐ 10,020 

McLaughlin Bancshares, Inc. Ralls TX South 227,632 18,912 4,166 29,426 3,706 56,210 29,309 9,344 17,30

Pioneer Bank, SSB Drippings Springs TX South 145,700 7,439                   ‐ 8,987 1,142 17,568 9,860                ‐ 14,315 

PlainsCapital Corporation Dallas TX South 5,766,904 1,018,142 363,288 60,432 61,652 1,503,514 1,179,279 460,649 61,57

Southwestern Bancorp, Inc. Boerne TX South 101,757 5,487 12,617 2,545 1,837 22,486 6,623 12,955 1,91

Sovereign Bancshares, Inc. Dallas TX South 885,891 196,282                ‐ 22,060 918 219,260 238,097                ‐ 36,226 

Steele Holdings, Inc. Tyler TX South 209,101 14,649 15,060 427 1,007 31,142 16,617 26,003 40

The ANB Corporation Terrell TX South 2,142,833 142,877 265,405 6,732 22,473 437,487 131,853 320,879 6,95Third Coast Bank SSB Humble TX South 223,792 33,954                ‐ 30,443                       ‐ 64,397 85,940                ‐ 37,712 

Veritex Holdings, Inc. Dallas TX South 442,735 24,303                ‐ 14,187 1,151 39,641 83,198                ‐ 52,132 

Cache Valley Banking Company Logan UT West 481,569 33,786 39,918 9,516 16,242 99,462 53,471 86,273 12,15

Continental Bancorporation Salt Lake City UT West 108,985 44,446                ‐ 12,863                       ‐ 57,309 31,848 11,594 22

LCA Bank Corporation Park City UT West 69,447                      ‐ 136                       ‐                       ‐ 136                      ‐ 209                       ‐                       

Medallion Bank Salt Lake City UT West 628,598              ‐ 234,859                       ‐                       ‐ 234,859              ‐ 363,431                       ‐                       
Name City State Commercial & Industrial

Owner‐

Occupied

Commercial

Real Estate

Agricultural

Production

Secured by

Farmland

Commercial

& Industrial

Owner‐

Occupied

Commercial

Real Estate

Agricultura

Production

Institution

Region Total Assets

Baseline Lending

Baseline Business

Lending

Q1 2012

Blue Ridge Bankshares, Inc. Luray VA South 208,955 4,225 15,593 159 2,442 22,419 8,645 9,948 20

Citizens Community Bank South Hill VA South 158,301 18,419 16,605 251 3,246 38,520 16,552 20,372 7

Heritage Bankshares, Inc. Norfolk VA South 304,227 29,431                ‐ 36,330                       ‐ 65,761 27,182                ‐ 49,829                       

TowneBank Suffolk VA South 4,144,219 302,054 531,494 675 6,389 840,612 347,301 636,116 93

United Financial Banking Companies, Inc. Vienna VA South 321,780 17,679                ‐ 59,243                       ‐ 76,922 23,729                ‐ 64,387                       

Virginia Heritage Bank Fairfax VA South 618,491 39,167                ‐ 50,228                       ‐ 89,395 30,447                ‐ 84,466 

WashingtonFirst Bankshares, Inc. Reston VA South 607,871 60,171 13,644 117 3,240 77,172 87,322                ‐ 77,281 

Xenith Bankshares, Inc. Richmond VA South 494,123 14,641                ‐ 19,095 593 34,328 134,593 53,167 2

Peoples Bancorp Lynden / Bellingham WA West 1,238,924 74,665 143,418 30,294 58,705 307,082 73,907 157,460 27,14

Puget Sound Bank Bellevue WA West 236,061 49,945                ‐ 28,866                       ‐ 78,810 67,690                ‐ 38,345 

U&I Financial Corp Lynnwood WA West 165,342 8,950                ‐ 34,994                       ‐ 43,943 8,876                ‐ 46,530                       

W.T.B. Financial Corporation Spokane WA West 4,201,563 726,366 358,143 80,131 37,049 1,201,688 637,240 367,487 105,49

County Bancorp, Inc. Manitowoc WI Midwest 688,995 44,238 63,411 118,072 171,649 397,369 58,110 62,533 115,87

Deerfield Financial Corporation Deerfield WI Midwest 96,484 15,306 116 4,065 1,820 21,306 12,893 198 1,67

First American Investment, Inc. Hudson WI Midwest 80,110 4,014 15,043                      ‐ 163 19,220 5,119 17,749 10

First Menasha Bancshares, Inc. Neenah WI Midwest 308,959 51,762 29,044 6 519 81,331 52,058 38,411 6

Nicolet Bankshares, Inc. Green Bay WI Midwest 625,165 129,397 137,477 41 2,935 269,850 147,233 113,127 17

Northern Bankshares, Inc. McFarland WI Midwest 456,630 26,290 62,897 1,313 15,949 106,449 42,137 93,681 72

PFSB Bancorporation, Inc. Pigeon Falls WI Midwest 65,810 3,710 8,995 6,075 11,414 30,194 2,929 7,351 6,42

Sword Financial Corporation Horicon WI Midwest 513,301 63,172 127,299 10,132 21,004 221,607 59,010 126,199 13,52

First Bank of Charleston Charleston WV South 185,118 23,426                   ‐ 1,497                       ‐ 24,923 22,648                   ‐ 1,339                       

MVB Financial Corp. Fairmont WV South 574,338 15,650                ‐ 38,312                       ‐ 53,962 25,295                ‐ 48,280                       

Financial Security Corporation Basin WY West 303,211 26,934 10,943 18,648 17,218 73,742 32,872 16,634 16,45