|                          |                                         |  |  |  |  |
|--------------------------|-----------------------------------------|--|--|--|--|
| Delaware                 | 47-3339380                              |
| (State of Incorporation) | (I.R.S. Employer Identification Number) |

|                                                     |        |                                         |          |  |  |  |  |  |  |  |  |  |  |  |
|-----------------------------------------------------|--------|-----------------------------------------|----------|--|--|--|--|--|--|--|--|--|--|--|
| 10801 N. Mopac Expy Bldg 3                          |        |                                         |
| Austin,                                             | Texas  |                                    |          |
| 78759                                               |        | (512)                                   | 836-1010 |
| (Address of Principal Executive Offices) (Zip Code) |   | (Telephone Number, including area code) |

|                                              |  |                |        |                                                                   |  |  |  |  |  |  |  |  |  |  |
|----------------------------------------------|--|----------------|--------|-------------------------------------------------------------------|--|--|--|--|--|--|--|--|--|--|
| Title of each class to be so registered: |  | Trading Symbol |   | Name of each exchange on whicheach class is to be registered: |
| Class A Common Stock, $0.01 par value        |  | NWLI           |   | The NASDAQ Stock Market LLC                                       |

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|                |  |                                                                                                                                                                                                        |  |                           |  |         |  |                                                 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|----------------|--|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--|---------------------------|--|---------|--|-------------------------------------------------|--|--|--|--|--|--|--|--|--|--|--|--|--|--|--|--|--|--|
|                |  |                                                                                                                                                                                                        |  | Incorporated by Reference |
| Exhibit Number |  | Exhibit Description                                                                                                                                                                                    |  | Form                      |  | Exhibit |  | Filing Period of Date of Earliest Event Reports |
|                |  |                                                                                                                                                                                                        |  |                           |  |         |  |                                                 |
| 3.1            |  | Restated Certificate of Incorporation of National Western Life Group, Inc.                                                                                                                             |  |                           |  |         |  |                                                 |
| 3.2            |  | Bylaws of National Western Life Group, Inc.                                                                                                                                                            |  |                           |  |         |  |                                                 |
| 10(a)          |  | Revolving Credit Loan Agreement with Moody National Bank                                                                                                                                               |  | 8-K                       |  | 10(ci)  |  | 8/31/2009                               |
| 10(b)          |  | Funds Withheld Coinsurance Agreement between National Western Life Insurance Company and Prosperity Life Assurance Limited effective as of January 6, 2021 (redacted)                                  |  | 8-K                       |  | 10(ac)  |  | 1/6/2021                                |
| 10(c)          |  | Funds Withheld Coinsurance Agreement between National Western Life Insurance Company and Aspida Life Re Ltd. dated July 27, 2022                                                                       |  | 8-K                       |  | 10(ag)  |  | 7/27/2022                               |
| 10(d)          |  | Management/Consultant Agreement dated March 29, 2000 by and between Regent Care Operations, Limited Partnership and Regent Management Services, Limited Partnership.                               |  | 10-K/A                |  | 10(cp)  |  | 12/31/2009                              |
| 10(e)          |  | Management Agreement dated October 1, 2008 by and between Regent Care San Marcos B-3, Limited Partnership and Regent Management Services, Limited Partnership.                                         |  | 10-K/A                |  | 10(cq)  |  | 12/31/2009                              |
| 10(f)          |  | Administrative Services Only Agreement dated January 1, 2001 by and between National Western Life Insurance Company and American National Insurance Company                                            |  | 10-K/A                |  | 10(cr)  |  | 12/31/2009                              |
| 10(g)          |  | Premium Payment Agreement dated January 1, 2001 by and between National Western Life Insurance Company and American National Insurance Company                                                         |  | 10-K/A                |  | 10(cs)  |  | 12/31/2009                              |
| 10(h)          |  | Exchange Agreement by and among National Western Life Insurance Company, NWL Services, Inc., Alternative Benefit Management, Inc., and American National Insurance Company effective November 23, 1998 |  | 10-K405                   |  | 10(p)   |  | 12/31/1998                              |
| 10(i)          |  | Administrative Services Only Agreement dated January 1, 2001 by and between National Western Life Insurance Company and American National Insurance Company                                            |  | 10-K/A                |  | 10(ct)  |  | 12/31/2009                              |
| 10(j)          |  | Premium Payment Agreement dated January 1, 2001 by and between National Western Life Insurance Company and American National Insurance Company                                                         |  | 10-K/A                |  | 10(cu)  |  | 12/31/2009                              |
| 10(k)†   |  | National Western Life Insurance Company 2022 Officer Bonus Program                                                                                                                                     |  | 8-K                       |  | 10(af)  |  | 12/16/2021                              |
| 10(l)†   |  | National Western Life Insurance Company 2022 Chief Marketing Officer Bonus Program                                                                                                                     |  | 8-K                       |  | 10(ad)  |  | 12/16/2021                              |
| 10(m)†   |  | National Western Life Insurance Company 2023 Officer Bonus Program                                                                                                                                     |  | 8-K                       |  | 10(ah)  |  | 12/14/2022                              |
| 10(n)†   |  | National Western Life Insurance Company 2023 Chief Marketing Officer Bonus Program                                                                                                                     |  | 8-K                       |  | 10(ai)  |  | 12/14/2022                              |
| 10(o)†   |  | Amended and Restated National Western Life Insurance Company Grandfathered Non-Qualified Defined Benefit Plan, effective as of December 31, 2004                                                       |  | 10-K                      |  | 10(cc)  |  | 12/31/2008                              |
| 10(p)†   |  | Amended and Restated National Western Life Insurance Company Non-Qualified Defined Benefit Plan, effective as of January 1, 2009                                                                       |  | 10-K                      |  | 10(cd)  |  | 12/31/2008                              |

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|               |  |                                                                                                                                                           |  |      |  |        |  |                    |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|---------------|--|-----------------------------------------------------------------------------------------------------------------------------------------------------------|--|------|--|--------|--|--------------------|--|--|--|--|--|--|--|--|--|--|--|--|--|--|--|--|--|--|
| 10(q)†  |  | Amended and Restated National Western Life Insurance Company Non-Qualified Defined Benefit Plan for Robert L. Moody, Sr., effective as of January 1, 2009 |  | 10-K |  | 10(ca) |  | 12/31/2008 |
| 10(r)†  |  | Amended and Restated Non-Qualified Defined Benefit Plan for Ross R. Moody, effective as of January 1, 2009                                                |  | 10-K |  | 10(cb) |  | 12/31/2008 |
| 10(s)†  |  | Amended and Restated National Western Life Insurance Company Grandfathered Non-Qualified Deferred Compensation Plan, effective as of December 31, 2004    |  | 10-K |  | 10(ce) |  | 12/31/2008 |
| 10(t)†  |  | Amended and Restated National Western Life Insurance Company Non-Qualified Deferred Compensation Plan, effective as of January 1, 2009                    |  | 10-K |  | 10(cf) |  | 12/31/2008 |
| 10(u)†  |  | Amended and Restated National Western Life Insurance Company Pension Plan, effective January 1, 2008                                                      |  | 10-Q |  | 10(co) |  | 3/31/2010  |
| 10(v)†  |  | Amended and Restated National Western Life Insurance Company Group Excess Benefit Plan, effective May 1, 2009                                             |  | 10-Q |  | 10(ch) |  | 3/31/2009  |
| 10(w)†  |  | National Western Life Insurance Company Change in Control Agreement Ross R. Moody                                                                         |  | 8-K  |  | 10(af) |  | 12/14/2021 |
| 10(x)†  |  | National Western Life Insurance Company Change in Control Agreement Rey Perez                                                                             |  | 8-K  |  | 10(s)  |  | 3/6/2019   |
| 10(y)†  |  | National Western Life Insurance Company Change in Control Agreement with Brian Pribyl dated February 28, 2019                                             |  | 10-K |  | 10(p)  |  | 12/31/2018 |
| 10(z)†  |  | National Western Life Insurance Company Change in Control Agreement Kitty K. Nelson                                                                       |  | 8-K  |  | 10(q)  |  | 3/6/2019   |
| 10(aa)† |  | National Western Life Insurance Company Change in Control Agreement Patricia L. Scheuer                                                                   |  | 8-K  |  | 10(r)  |  | 3/6/2019   |
| 10(ab)† |  | National Western Life Insurance Company Change in Control Agreement R. Bruce Wallace                                                                      |  | 8-K  |  | 10(t)  |  | 3/6/2019   |
| 10(ac)† |  | National Western Life Insurance Company Change in Control Agreement Steven W. Mills                                                                       |  | 8-K  |  | 10(u)  |  | 3/6/2019   |
| 10(ad)† |  | National Western Life Insurance Company Change in Control Agreement Gregory J. Owen                                                                       |  | 8-K  |  | 10(v)  |  | 3/6/2019   |
| 10(ae)† |  | National Western Life Insurance Company Change in Control Agreement Charles D. Milos                                                                      |  | 8-K  |  | 10(w)  |  | 3/6/2019   |
| 10(af)† |  | National Western Life Insurance Company Change in Control Agreement Carlos A. Martinez                                                                    |  | 8-K  |  | 10(x)  |  | 3/6/2019   |
| 10(ag)† |  | National Western Life Insurance Company Retirement Bonus Program for Robert L. Moody, Sr.                                                                 |  | 8-K  |  | 10(bd) |  | 12/15/2005 |
| 10(ah)† |  | Amended and Restated National Western Life Insurance Company Employee Health Plan, effective as of April 1, 2004                                          |  | 10-K |  | 10(at) |  | 12/31/2004 |
| 10(ai)† |  | National Western Life Insurance Company 1995 Stock and Incentive Plan                                                                                     |  | 10-K |  | 10(e)  |  | 12/31/1995 |
| 10(aj)† |  | First Amendment to the National Western Life Insurance Company 1995 Stock and Incentive Plan, effective June 19, 1998                                     |  | 10-Q |  | 10(k)  |  | 6/30/1998  |
| 10(ak)† |  | Second Amendment to the National Western Life Insurance Company 1995 Stock and Incentive Plan                                                             |  | 10-Q |  | 10(w)  |  | 6/30/2001  |
| 10(al)† |  | Third Amendment to the National Western Life Insurance Company 1995 Stock and Incentive Plan                                                              |  | 10-Q |  | 10(ar) |  | 9/30/2004  |
| 10(am)        |  | Amended and Restated National Western Life Group, Inc. Incentive Plan, effective December 14, 2022                                                        |  |      |  |        |  |                    |
| 21            |  | Subsidiaries of the Registrant                                                                                                                            |  |      |  |        |  |                    |
| 23(a)         |  | Consent of Independent Registered Public Accounting Firm                                                                                                  |  |      |  |        |  |                    |
| 31(a)*        |  | Certification of Chief Executive Officer pursuant to Section 302 of the Sarbanes-Oxley Act of 2002                                                        |  |      |  |        |  |                    |

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|        |  |                                                                                                                                                                                |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|--------|--|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--|--|--|--|--|--|--|--|--|--|--|--|--|--|--|--|--|--|--|--|--|--|--|--|
| 31(b)* |  | Certification of Chief Financial Officer pursuant to Section 302 of the Sarbanes-Oxley Act of 2002                                                                             |  |  |  |  |  |  |
| 32(a)* |  | Certification of Chief Executive Officer and Chief Financial Officer pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002. |  |  |  |  |  |  |