**UNITED STATESSECURITIES AND EXCHANGE COMMISSION**

**Washington, D.C. 20549**

**FORM 10-K**

(Mark One)

**x****  ANNUAL REPORT PURSUANT TO SECTION13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934**

**For the fiscal year ended December 31, 2019or**

**o**** ****TRANSITIONREPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934**

**For the transition period from _____ to _____Commission file number of the issuing entity: 333-195164-06**

**Central Index Key Number of the issuing entity:0001635569**

**Wells Fargo Commercial MortgageTrust 2015-LC20**

**(exact name of the issuing entity as specified in itscharter)**

** **

**Central Index Key Number of the depositor: 0000850779**

**Wells Fargo Commercial MortgageSecurities, Inc.**

**(exact name of the depositor as specified in its charter)**

** **

**Central Index Key Number of the sponsor: 0000740906**

**Wells Fargo Bank, NationalAssociation**

**(exact name of the sponsor as specified in its charter)**

** **

**Central Index Key Number of the sponsor: 0001541468**

**Ladder Capital Finance LLC**

**(exact name of the sponsor as specified in its charter)**

** **

**Central Index Key Number of the sponsor: 0001624053**

**Argentic Real Estate Finance LLC**

**(exact name of the sponsor as specified in its charter)**

**(formerly known asSilverpeak Real Estate Finance LLC)**

** **

| **New York****(State or other jurisdiction of  incorporation or organization of**

**the issuing entity)** | **38-3955461**

**38-3955462**

**38-3955463**

**38-7135324**

**(I.R.S. Employer**

**Identification Numbers)** |
|------------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------|

**c/o Wells Fargo Bank, National Association**

**as Certificate Administrator**

**9062 Old Annapolis Road**

**Columbia, MD**

**(Address of principalexecutive offices of the issuing entity)**

**21045**

**(Zip Code)**

**Registrant’s telephone number,including area code:**

**(704) 374-6161**

Securities registered pursuant to Section 12(b) of the Act:

| Title of each class | Trading Symbol(s) | Name of each exchange on which registered |
|---------------------|-------------------|-------------------------------------------|
| None                |              |                                      |

Securities registered pursuant to Section 12(g) of theAct:  None.

Indicate by check mark if the registrant is a well-knownseasoned issuer, as defined in Rule 405 of the Securities Act.  o Yes ⌧No

Indicate by check mark if the registrant is not required tofile reports pursuant to Section 13 or Section 15(d) of the Act.  o Yes ⌧No

Indicate by check mark whether the registrant (1) has filedall reports required to be filed by Section 13 or 15(d) of the SecuritiesExchange Act of 1934 during the preceding 12 months (or for such shorter periodthat the registrant was required to file such reports), and (2) has beensubject to such filing requirements for the past 90 days.  ⌧ Yes oNo

Indicate by check mark whether the registrant has submittedelectronically and posted on its corporate Web site, if any, every InteractiveData File required to be submitted and posted pursuant to Rule 405 ofRegulation S-T (Section 232.405 of this chapter) during the preceding 12 months(or for such shorter period that the registrant was required to submit and postsuch files).

Not applicable.

Indicate by check mark if disclosure of delinquent filerspursuant to Item 405 of Regulation S-K (Section 229.405 of this chapter) is notcontained herein, and will not be contained, to the best of registrant’sknowledge, in definitive proxy or information statements incorporated byreference in Part III of this Form 10-K or any amendment to this Form10-K.   

Not applicable.

Indicate by check mark whether the registrant is a largeaccelerated filer, an accelerated filer, a non-accelerated filer, a smallerreporting company, or an emerging growth company. See the definitions of “largeaccelerated filer,” “accelerated filer,” “smaller reporting company,” and“emerging growth company” in Rule 12b-2 of the Exchange Act.

Large acceleratedfiler        o                                                                                                       Accelerated filer                                     o

Non-acceleratedfiler          ⌧  (Do not check ifa smaller reporting company)                          Smaller reporting company                    o

                                                                                                                                                       Emerging growthcompany                    o

If an emerging growth company, indicate by check mark if the registranthas elected not to use the extended transition period for complying with anynew or revised financial accounting standards provided pursuant to Section13(a) of the Exchange Act.  o

Indicate by check mark whether the registrant is a shellcompany (as defined in Rule 12b-2 of the Act).  o Yes ⌧ No

State the aggregate market value of the voting and non-votingcommon equity held by non-affiliates computed by reference to the price atwhich the common equity was last sold, or the average bid and asked price ofsuch common equity, as of the last business day of the registrant’s mostrecently completed second fiscal quarter.

Not applicable.

Indicate by check mark whether the registrant has filed alldocuments and reports required to be filed by Section 12, 13 or 15(d) of theSecurities Exchange Act of 1934 subsequent to the distribution of securitiesunder a plan confirmed by a court.  oYes oNo

Not applicable.

Indicate the number of shares outstanding of each of theregistrant’s classes of common stock, as of the latest practicable date.

Not applicable.

**DOCUMENTS INCORPORATED BY REFERENCE**

** **

List hereunder the following documents if incorporated byreference and the Part of the Form 10-K (e.g., Part I, Part II, etc.) intowhich the document is incorporated: (1) Any annual report to security holders;(2) Any proxy or information statement; and (3) Any prospectus filed pursuantto Rule 424(b) or (c) under the Securities Act of 1933. The listed documentsshould be clearly described for identification purposes (e.g., annual report tosecurity holders for fiscal year ended December 24, 1980).

Not applicable.

 

The Walgreens Portfolio Mortgage Loan and theBella Luna / San Lucas Mortgage Loan, which constituted approximately 7.7% and1.9%, respectively, of the asset pool of the issuing entity as of its cut-offdate, are each an asset of the issuing entity and are each part of a loancombination that includes (a) with respect to the Walgreens Portfolio MortgageLoan which is an asset of the issuing entity and two other *pari passu*loans, which are not assets of the issuing entity and (b) with respect to theBella Luna / San Lucas Mortgage Loan which is an asset of the issuing entityand one other *pari passu* loan, which is not an asset of the issuingentity. These loan combinations, including the Walgreens Portfolio MortgageLoan and the Bella Luna / San Lucas Mortgage Loan, are being serviced andadministered pursuant to the Pooling and Servicing Agreement, which isincorporated by reference as Exhibit 4.1 to this Annual Report on Form 10-K. 

The Exhibit Index describesexhibits provided by certain parties (in their capacities indicated on theExhibit Index) with respect to the 3 Columbus Circle Mortgage Loan, whichconstituted approximately 9.0% of the asset pool of the issuing entity as ofits cut-off date.  The 3 Columbus Circle Mortgage Loan is an asset of theissuing entity and is part of a loan combination that includes the 3 ColumbusCircle Mortgage Loan and five other *pari passu* loans, which are notassets of the issuing entity. This loan combination, including the 3 ColumbusCircle Mortgage Loan, was serviced under the pooling and servicing agreementfor the COMM 2015-CCRE22 Mortgage Trust transaction, Commission File Number333-193376-17 prior to the closing of the securitization of a *pari passu*portion of the 3 Columbus Circle loan combination in the COMM 2015-CCRE23Mortgage Trust transaction, Commission File Number 333-193376-18 (the “COMM2015-CCRE23 Transaction”). After the closing of the COMM 2015-CCRE23Transaction, this loan combination, including the 3 Columbus Circle MortgageLoan, was and will continue to be serviced and administered pursuant to thepooling and servicing agreement for the COMM 2015-CCRE23 Transaction, which isincorporated by reference as Exhibit 4.2 to this Annual Report on Form 10-K.

The master servicer of a poolingand servicing agreement or trust and servicing agreement also functions as theprimary servicer of the related mortgage loans serviced and administeredpursuant to such agreement unless a separate primary servicer is identifiedherein.  If this report does not identify a separate primary servicer, theservicer compliance statement provided by the master servicer under any such agreementalso encompasses its responsibilities as primary servicer of the relatedmortgage loan or mortgage loans.

Wilmington Trust, NationalAssociation acts as trustee of the mortgage loans serviced under the Poolingand Servicing Agreement and the 3 Columbus Circle Mortgage Loan.  Pursuantto the Pooling and Servicing Agreement and the pooling and servicing agreementfor the COMM 2015-CCRE23 Transaction, the trustee is required to provide anassessment of compliance with applicable servicing criteria solely with respectto Item 1122(d)(2)(iii) of Regulation AB (regarding advances of funds orguarantees regarding collections, cash flows or distributions, and any interestor other fees charged for such advances, are made, reviewed and approved asspecified in the transaction agreements). However, during the reporting period,the trustee did not perform any servicing function with respect to theservicing criteria specified in Item 1122(d)(2)(iii) of Regulation AB. The master servicer or the special servicer, to the extent required, performedthe servicing function identified with respect to Item 1122(d)(2)(iii) ofRegulation AB, and each such party included Item 1122(d)(2)(iii) of RegulationAB in the assessment of compliance with applicable servicing criteria andaccountants’ attestation report for the subject transaction.  As a result,this Annual Report on Form 10-K does not include an assessment of compliancewith applicable servicing criteria of the trustee. One or more other servicersof the mortgage loans serviced under the Pooling and Servicing Agreement andthe 3 Columbus Circle Mortgage Loan have delivered one or more assessments ofcompliance with respect to Item 1122(d)(2)(iii) of Regulation AB.

This Annual Report on Form 10-Kincludes assessments of compliance with applicable servicing criteria andaccountants’ attestation reports from CoreLogic Commercial Real EstateServices, Inc. and National Tax Search, LLC.  These entities were engagedby the master servicer under the Pooling and Servicing Agreement to remit taxpayments received from the escrow accounts of borrowers to local taxingauthorities, to report tax amounts due, to verify tax parcel information, andto verify non-escrow tax payments. These servicing functions are includedwithin the servicing criteria set forth in Items 1122(d)(4)(xi) and1122(d)(4)(xii) of Regulation AB.  Therefore, under the principles-baseddefinition of “servicer” set forth in Item 1101(j) of Regulation AB that looksto the functions that an entity performs, these vendors are “servicers” for thepurposes of Item 1122 of Regulation AB.  *See* Compliance andDisclosure Interpretations, Section 301.01 (Item 1101(j)).

Theassessment of compliance with applicable servicing criteria, accountants’attestation report and servicer compliance statement of the certificateadministrator of the 3 Columbus Circle Mortgage Loan listed on the ExhibitIndex is omitted from this Annual Report on Form 10-K as the certificateadministrator pursuant to the related pooling and servicing agreement or trustand servicing agreement does not perform any activities that address servicingcriteria with respect to the issuing entity and because it is not a “servicer”that meets the criteria in Item 1108(a)(2)(i) through (iii) of Regulation AB.

With respect to the *pari passu*loan combination that includes the 3 Columbus Circle Mortgage Loan, theservicer compliance statements of Midland Loan Services, a Division of PNCBank, National Association as primary servicer of the 3 Columbus CircleMortgage Loan and CWCapital Asset Management LLC as special servicer of the 3Columbus Circle Mortgage Loan, listed on the Exhibit Index are omitted fromthis Annual Report on Form 10-K as they are not required by Item 1123 ofRegulation AB to be included on this Annual Report on Form 10-K because theyare each an unaffiliated party that is not a “servicer” that meets the criteriain Item 1108(a)(2)(i) through (iii) of Regulation AB.

**PART I**

**Item 1.  Business.**

Omitted.

**Item 1A.  Risk Factors.**

Omitted.

**Item 1B.  Unresolved Staff Comments.**

None.

**Item 2.  Properties.**

Omitted.

**Item 3.  Legal Proceedings.**

Omitted.

**Item 4.  Mine Safety Disclosures.**

Not applicable.

**PART II**

**Item 5.  Market for Registrant’s Common Equity,Related Stockholder Matters and Issuer Purchases of Equity Securities.**

Omitted.

**Item 6.  Selected Financial Data.**

Omitted.

**Item 7.  Management’s Discussion and Analysis ofFinancial Condition and Results of Operations.**

Omitted.

**Item 7A.  Quantitative and Qualitative DisclosuresAbout Market Risk.**

Omitted.

**Item 8.  Financial Statements and Supplementary Data.**

Omitted.

**Item 9.  Changes in and Disagreements WithAccountants on Accounting and Financial Disclosure.**

Omitted.

**Item 9A.  Controls and Procedures.**

Omitted.

**Item 9B.  Other Information.**

None.

**PART III**

**Item 10.  Directors, Executive Officers and CorporateGovernance.**

Omitted.

**Item 11.  Executive Compensation.**

Omitted.

**Item 12.  Security Ownership of Certain BeneficialOwners and Management and Related Stockholder Matters.**

Omitted.

**Item 13.  Certain Relationships and RelatedTransactions, and Director Independence.**

Omitted.

**Item 14.  Principal Accounting Fees and Services.**

Omitted.

**ADDITIONAL DISCLOSURE ITEMS FOR REGULATION AB**

**Item 1112(b) of Regulation AB, Significant ObligorFinancial Information.**

No single obligor represents 10% or more of the pool assetsheld by the issuing entity. 

**Item 1114(b)(2) of Regulation AB, Significant EnhancementProvider Financial Information.**

No entity or group of affiliated entities provides any externalcreditenhancement or other support for the certificates within this transaction asdescribed under Item 1114(a) of Regulation AB.

**Item 1115(b) of Regulation AB, Certain DerivativesInstruments (Financial Information).**

No entity or group of affiliated entities provides anyderivative instruments or other support for the certificates within thistransaction as described under Item 1115 of Regulation AB.

**Item 1117 of Regulation AB, Legal Proceedings.**

 

The registrant knows of nomaterial pending legal proceeding involving the trust or any party related tothe trust, other than routine litigation incidental to the duties of thoserespective parties, and the following, with respect to Wells Fargo Bank,National Association, as certificate administrator and as custodian.

 

Beginning on June 18, 2014, agroup of institutional investors filed civil complaints in the Supreme Court ofthe State of New York, New York County, and later the U.S. District Court forthe Southern District of New York, against

Wells Fargo Bank, N.A., (“WellsFargo Bank”) in its capacity as trustee for certain residential mortgage backedsecurities (“RMBS”) trusts. The complaints against Wells Fargo Bank allegedthat the trustee caused losses to investors and asserted causes of action basedupon, among other things, the trustee's alleged failure to: (i) notify andenforce repurchase obligations of mortgage loan sellers for purported breachesof representations and warranties, (ii) notify investors of alleged events ofdefault, and (iii) abide by appropriate standards of care following allegedevents of default. Relief sought included money damages in an unspecifiedamount, reimbursement of expenses, and equitable relief. In November 2018,Wells Fargo Bank reached an agreement, in which it denied any wrongdoing, toresolve such claims on a classwide basis for the 271 RMBS trusts at issue. OnMay 6, 2019, the court entered an order approving the settlement agreement.Separate lawsuits against Wells Fargo Bank making similar allegations filed bycertain other institutional investors concerning several RMBS trusts in NewYork federal and state court are not covered by the agreement. With respect tosuch litigations, Wells Fargo Bank believes plaintiffs' claims are withoutmerit and intends to contest the claims vigorously, but there can be noassurances as to the outcome of the litigations or the possible impact of thelitigations on Wells Fargo Bank or the RMBS trusts. 

**Item 1119 of Regulation AB, Affiliations and CertainRelationships and Related Transactions.**

The information regarding this Item has been previouslyprovided in a prospectus supplement of the Registrant relating to the issuingentity filed on March 31, 2015 pursuant to Rule 424(b)(5).

**Item 1122 of Regulation AB, Compliance with Applicable ServicingCriteria.**

The reports on assessments of compliance with the servicingcriteria for asset-backed securities and related attestation reports on suchassessments of compliance with respect to the mortgage loans are attachedhereto under Item 15 to this Annual Report on Form 10-K. Attached as ScheduleIII to the Pooling and Servicing Agreement incorporated by reference as Exhibit4.1 to this Annual Report on Form 10-K is a chart identifying the entitiesparticipating in a servicing function for the transaction responsible for eachapplicable servicing criteria set forth in Item 1122(d).

The reports on assessments of compliance with the servicingcriteria for asset-backed securities and related attestation reports on suchassessments of compliance with respect to the 3 Columbus Circle Mortgage Loan,which is being serviced and administered pursuant to the pooling and servicingagreement for the COMM 2015-CCRE23 Transaction, are attached hereto under Item15 to this Annual Report on Form 10-K. Attached as Schedule II to the poolingand servicing agreement for the COMM 2015-CCRE23 Transaction incorporated byreference as Exhibit 4.2 to this Annual Report on Form 10-K is a chartidentifying the entities participating in a servicing function for the COMM2015-CCRE23 Transaction responsible for each applicable servicing criteria setforth in Item 1122(d).

 

The report on assessment ofcompliance with applicable servicing criteria furnished pursuant to Item 1122of Regulation AB by Midland Loan Services, a Division of PNC Bank NationalAssociation (“Midland”) discloses that a material instance of noncomplianceoccurred, as described below:

 

Material Instance ofNoncompliance

 

In certaininstances, the Schedule AL Files (Item 1125 of Regulation AB) were not reportedin accordance with the terms specified in the transaction agreements, inconflict with Item 1122(d)(3)(i): “Reports to investors, including those to befiled with the Commission, are maintained in accordance with the transactionagreements and applicable Commission requirements. Specifically, such reports:(A) Are prepared in accordance with timeframes and other terms set forth in thetransaction agreements”. The noncompliance consisted of omitted or inaccuratelyreported fields as described in (1) and (2) below. (1) In connection with otherenhancements Midland made to its manual Schedule AL process, starting in April2019, Midland developed and implemented new Schedule AL reporting templates foreach applicable CMBS transaction that closed prior to April 2019 and for eachapplicable CMBS transaction going forward. Related to this, Midland madecertain template setup errors, along with related and other manual inputting ofinformation errors, and the errors were not identified prior to submission ofthe applicable Schedule AL Files in certain cases due to breakdowns in qualitycontrol. (2) In one applicable transaction, the related Schedule AL File for agiven month was not saved properly resulting in the prior month's Schedule ALFile being submitted for the given month instead of the correct Schedule ALFile.

 

The identifiedinstances did not involve the servicing of assets included in thissecuritization.

 

Steps Taken to Remedy the MaterialInstance of Noncompliance

 

Midland’sSchedule AL reporting process was enhanced in April of 2019, however, theprocess remained manual throughout the 2019 calendar year. Errors relating tocertain Schedule AL Files during 2019 were identified during the related audit.Following identification, Midland made staffing changes and additionalenhancements and improvements to its processes and procedures to support itsSchedule AL reporting obligations and expects to move to an automated solutionfor this process.

Midland is currently remediating theSchedule AL reporting for certain of the CMBS transactions found to beincorrect.

**Item 1123 of Regulation AB, Servicer Compliance Statement.**

The servicer compliance statements are attached as Exhibitsto this Annual Report on Form 10-K.

**PART IV**

**Item 15. Exhibits, Financial Statement Schedules**

(a) The following is a list of documents filed as part ofthis Annual Report on Form 10-K:

(1) Not applicable

(2) Not applicable

(3) See below

 

4.1          Poolingand Servicing Agreement, dated as of March 1, 2015, by and among Wells FargoCommercial Mortgage Securities, Inc., as Depositor, Wells Fargo Bank, NationalAssociation, as Master Servicer, Rialto Capital Advisors, LLC, as SpecialServicer, TriMont Real Estate Advisors, Inc., as Trust Advisor, Wells FargoBank, National Association, as Certificate Administrator, as Tax Administratorand as Custodian, and Wilmington Trust, National Association, as Trustee (filedas Exhibit 4.1 to the registrant’s Current Report on Form 8-K/A filed on May22, 2015 under Commission File No. 333-195164-06 and incorporated by referenceherein).

4.2          Poolingand Servicing Agreement, dated as of May 1, 2015, by and among DeutscheMortgage & Asset Receiving Corporation, as Depositor, Midland LoanServices, a Division of PNC Bank, National Association, as Master Servicer,CWCapital Asset Management LLC, as Special Servicer, Wilmington Trust, NationalAssociation, as Trustee, Wells Fargo Bank, National Association, as CertificateAdministrator, Paying Agent and Custodian, and Pentalpha Surveillance LLC, asOperating Advisor (filed as Exhibit 99.5 to the registrant’s Current Report onForm 8-K/A filed on June 29, 2015 under Commission File No. 333-195164-06 andincorporated by reference herein).

31           Rule 13a-14(d)/15d-14(d)Certifications.

33           Reports on assessment of compliance with servicing criteria for asset-backedsecurities.

33.1        Wells Fargo Bank, NationalAssociation, as Master Servicer

33.2        Rialto Capital Advisors,LLC, as Special Servicer

33.3        Wilmington Trust, National Association, as Trustee (Omitted. See ExplanatoryNotes.)

33.4        Wells Fargo Bank, NationalAssociation, as Certificate Administrator

33.5        Wells Fargo Bank, NationalAssociation, as Custodian

33.6        TriMont Real EstateAdvisors, Inc., as Trust Advisor

33.7        CoreLogic Commercial RealEstate Services, Inc., as Servicing Function Participant

33.8        National Tax Search, LLC,as Servicing Function Participant

33.9        Wells Fargo Bank, NationalAssociation, as Primary Servicer of the Walgreens Portfolio Mortgage Loan (seeExhibit 33.1)

33.10      Rialto Capital Advisors,LLC, as Special Servicer of the Walgreens Portfolio Mortgage Loan (see Exhibit33.2)

33.11      Wilmington Trust, National Association, as Trustee of the Walgreens PortfolioMortgage Loan (Omitted. See Explanatory Notes.)

33.12      Wells Fargo Bank, NationalAssociation, as Custodian of the Walgreens Portfolio Mortgage Loan (see Exhibit33.5)

33.13      TriMont Real EstateAdvisors, Inc., as Trust Advisor of the Walgreens Portfolio Mortgage Loan (seeExhibit 33.6)

33.14      CoreLogic Commercial RealEstate Services, Inc., as Servicing Function Participant of the WalgreensPortfolio Mortgage Loan (see Exhibit 33.7)

33.15      National Tax Search, LLC,as Servicing Function Participant of the Walgreens Portfolio Mortgage Loan (seeExhibit 33.8)

33.16      Wells Fargo Bank, NationalAssociation, as Primary Servicer of the Bella Luna / San Lucas Mortgage Loan(see Exhibit 33.1)

33.17      Rialto Capital Advisors,LLC, as Special Servicer of the Bella Luna / San Lucas Mortgage Loan (seeExhibit 33.2)

33.18      Wilmington Trust, National Association, as Trustee of the Bella Luna / SanLucas Mortgage Loan (Omitted. See Explanatory Notes.)

33.19      Wells Fargo Bank, NationalAssociation, as Custodian of the Bella Luna / San Lucas Mortgage Loan (seeExhibit 33.5)

33.20      TriMont Real EstateAdvisors, Inc., as Trust Advisor of the Bella Luna / San Lucas Mortgage Loan(see Exhibit 33.6)

33.21      CoreLogic Commercial RealEstate Services, Inc., as Servicing Function Participant of the Bella Luna /San Lucas Mortgage Loan (see Exhibit 33.7)

33.22      National Tax Search, LLC,as Servicing Function Participant of the Bella Luna / San Lucas Mortgage Loan(see Exhibit 33.8)

33.23      Midland Loan Services, aDivision of PNC Bank, National Association, as Primary Servicer of the 3Columbus Circle Mortgage Loan

33.24      CWCapital AssetManagement LLC, as Special Servicer of the 3 Columbus Circle Mortgage Loan

33.25      Wilmington Trust, National Association, as Trustee of the 3 Columbus CircleMortgage Loan (Omitted. See Explanatory Notes.)

33.26      Wells Fargo Bank, NationalAssociation, as Custodian of the 3 Columbus Circle Mortgage Loan (see Exhibit33.5)

33.27      Pentalpha SurveillanceLLC, as Operating Advisor of the 3 Columbus Circle Mortgage Loan

34           Attestationreports on assessment of compliance with servicing criteria for asset-backedsecurities.

34.1        Wells Fargo Bank, NationalAssociation, as Master Servicer

34.2        Rialto Capital Advisors,LLC, as Special Servicer

34.3        Wilmington Trust, National Association, as Trustee (Omitted. See ExplanatoryNotes.)

34.4        Wells Fargo Bank, NationalAssociation, as Certificate Administrator

34.5        Wells Fargo Bank, NationalAssociation, as Custodian

34.6        TriMont Real EstateAdvisors, Inc., as Trust Advisor

34.7        CoreLogic Commercial RealEstate Services, Inc., as Servicing Function Participant

34.8        National Tax Search, LLC,as Servicing Function Participant

34.9        Wells Fargo Bank, NationalAssociation, as Primary Servicer of the Walgreens Portfolio Mortgage Loan (seeExhibit 34.1)

34.10      Rialto Capital Advisors,LLC, as Special Servicer of the Walgreens Portfolio Mortgage Loan (see Exhibit34.2)

34.11      Wilmington Trust, National Association, as Trustee of the Walgreens PortfolioMortgage Loan (Omitted. See Explanatory Notes.)

34.12      Wells Fargo Bank, NationalAssociation, as Custodian of the Walgreens Portfolio Mortgage Loan (see Exhibit34.5)

34.13      TriMont Real EstateAdvisors, Inc., as Trust Advisor of the Walgreens Portfolio Mortgage Loan (seeExhibit 34.6)

34.14      CoreLogic Commercial RealEstate Services, Inc., as Servicing Function Participant of the WalgreensPortfolio Mortgage Loan (see Exhibit 34.7)

34.15      National Tax Search, LLC,as Servicing Function Participant of the Walgreens Portfolio Mortgage Loan (seeExhibit 34.8)

34.16      Wells Fargo Bank, NationalAssociation, as Primary Servicer of the Bella Luna / San Lucas Mortgage Loan(see Exhibit 34.1)

34.17      Rialto Capital Advisors,LLC, as Special Servicer of the Bella Luna / San Lucas Mortgage Loan (seeExhibit 34.2)

34.18      Wilmington Trust, National Association, as Trustee of the Bella Luna / SanLucas Mortgage Loan (Omitted. See Explanatory Notes.)

34.19      Wells Fargo Bank, NationalAssociation, as Custodian of the Bella Luna / San Lucas Mortgage Loan (seeExhibit 34.5)

34.20      TriMont Real EstateAdvisors, Inc., as Trust Advisor of the Bella Luna / San Lucas Mortgage Loan (seeExhibit 34.6)

34.21      CoreLogic Commercial RealEstate Services, Inc., as Servicing Function Participant of the Bella Luna /San Lucas Mortgage Loan (see Exhibit 34.7)

34.22      National Tax Search, LLC,as Servicing Function Participant of the Bella Luna / San Lucas Mortgage Loan(see Exhibit 34.8)

34.23      Midland Loan Services, a Divisionof PNC Bank, National Association, as Primary Servicer of the 3 Columbus CircleMortgage Loan

34.24      CWCapital AssetManagement LLC, as Special Servicer of the 3 Columbus Circle Mortgage Loan

34.25      Wilmington Trust, National Association, as Trustee of the 3 Columbus CircleMortgage Loan (Omitted. See Explanatory Notes.)

34.26      Wells Fargo Bank, NationalAssociation, as Custodian of the 3 Columbus Circle Mortgage Loan (see Exhibit34.5)

34.27      Pentalpha SurveillanceLLC, as Operating Advisor of the 3 Columbus Circle Mortgage Loan

35           Servicer compliance statements.

35.1        Wells Fargo Bank, NationalAssociation, as Master Servicer

35.2        Rialto Capital Advisors,LLC, as Special Servicer

35.3        Wells Fargo Bank, NationalAssociation, as Certificate Administrator

35.4        Wells Fargo Bank, NationalAssociation, as Primary Servicer of the Walgreens Portfolio Mortgage Loan (seeExhibit 35.1)

35.5        Rialto Capital Advisors,LLC, as Special Servicer of the Walgreens Portfolio Mortgage Loan (see Exhibit35.2)

35.6        Wells Fargo Bank, NationalAssociation, as Primary Servicer of the Bella Luna / San Lucas Mortgage Loan(see Exhibit 35.1)

35.7        Rialto Capital Advisors,LLC, as Special Servicer of the Bella Luna / San Lucas Mortgage Loan (seeExhibit 35.2)

35.8        Midland Loan Services, a Division of PNC Bank, National Association, as PrimaryServicer of the 3 Columbus Circle Mortgage Loan (Omitted. See ExplanatoryNotes.)

35.9        CWCapital Asset Management LLC, as Special Servicer of the 3 Columbus CircleMortgage Loan (Omitted. See Explanatory Notes.)

99.1        MortgageLoan Purchase Agreement, dated as of March 25, 2015, between Wells FargoCommercial Mortgage Securities, Inc. and Wells Fargo Bank, National Association(filed as Exhibit 99.2 to the registrant’s Current Report on Form 8-K/A filedon May 22, 2015 under Commission File No. 333-195164-06 and incorporated byreference herein)

99.2        MortgageLoan Purchase Agreement, dated as of March 25, 2015, among Wells FargoCommercial Mortgage Securities, Inc., Ladder Capital Finance LLC, LadderCapital Finance Holdings LLLP, Series REIT of Ladder Capital Finance HoldingsLLLP, and Series TRS of Ladder Capital Finance Holdings LLLP (filed as Exhibit99.1 to the registrant’s Current Report on Form 8-K/A filed on May 22, 2015under Commission File No. 333-195164-06 and incorporated by reference herein)

99.3        MortgageLoan Purchase Agreement, dated as of March 25, 2015, between Wells FargoCommercial Mortgage Securities, Inc. and Silverpeak Real Estate Finance LLC(filed as Exhibit 99.3 to the registrant’s Current Report on Form 8-K/A filedon May 22, 2015 under Commission File No. 333-195164-06 and incorporated byreference herein)

 (b)  The exhibits required to be filed by theRegistrant pursuant to Item 601 of Regulation S-K are listed above.

(c)    Not Applicable.

 

**SIGNATURES**

Pursuant to the requirements of Section 13 or 15(d) of theSecurities Exchange Act of 1934, the registrant has duly caused this report tobe signed on its behalf by the undersigned, thereunto duly authorized.

Wells Fargo Commercial MortgageSecurities, Inc.(Depositor)

/s/ AnthonySfarra

AnthonySfarra, President

(senior officer in charge ofsecuritization of the depositor)

Date: March 19, 2020