<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED STATEMENT OF CONDITION AT MARCH 31, 2000 AND THE CONSOLIDATED
STATEMENT OF INCOME FOR THE THREE MONTHS ENDED MARCH 31, 2000 AND IS QUALIFIED
IN ITS ENTIRETY BY REFERENCE TO SUCH CONSOLIDATED FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000

<S>                             <C>
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                             JAN-01-2000
<PERIOD-END>                               MAR-31-2000
<CASH>                                         357,439
<INT-BEARING-DEPOSITS>                          69,165
<FED-FUNDS-SOLD>                                24,000
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                  1,185,073
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                      2,771,539
<ALLOWANCE>                                     20,185
<TOTAL-ASSETS>                               4,876,637
<DEPOSITS>                                   3,994,479
<SHORT-TERM>                                   149,626
<LIABILITIES-OTHER>                            337,743
<LONG-TERM>                                     63,000
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                        20,628
<OTHER-SE>                                     311,161
<TOTAL-LIABILITIES-AND-EQUITY>               4,876,637
<INTEREST-LOAN>                                 50,002
<INTEREST-INVEST>                               17,739
<INTEREST-OTHER>                                 3,114
<INTEREST-TOTAL>                                70,855
<INTEREST-DEPOSIT>                              35,189
<INTEREST-EXPENSE>                              38,378
<INTEREST-INCOME-NET>                           32,477
<LOAN-LOSSES>                                        0
<SECURITIES-GAINS>                                  14
<EXPENSE-OTHER>                                121,859
<INCOME-PRETAX>                                 31,893
<INCOME-PRE-EXTRAORDINARY>                      16,183
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    15,710
<EPS-BASIC>                                       0.83
<EPS-DILUTED>                                     0.74
<YIELD-ACTUAL>                                    3.26
<LOANS-NON>                                        428
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                20,169
<CHARGE-OFFS>                                        0
<RECOVERIES>                                        16
<ALLOWANCE-CLOSE>                               20,185
<ALLOWANCE-DOMESTIC>                            20,185
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                         20,185


</TABLE>