Federal Register / Vol. 77, No. 118 / Tuesday, June 19, 2012 / Notices 36489 

Permits and Conservation Division, at 

the address listed above. Comments may 

also be submitted by facsimile to (301) 

713–0376, or by email to 

NMFS.Pr1Comments@noaa.gov. Please 

include the File No. in the subject line 

of the email comment. 

Those individuals requesting a public 

hearing should submit a written request 

to the Chief, Permits and Conservation 

Division at the address listed above. The 

request should set forth the specific 

reasons why a hearing on these 

applications would be appropriate. 

FOR FURTHER INFORMATION CONTACT: 

Laura Morse or Amy Sloan, (301) 427– 

8401. 

SUPPLEMENTARY INFORMATION: The 

subject permit is requested under the 

authority of the Marine Mammal 

Protection Act of 1972, as amended 

(MMPA; 16 U.S.C. 1361 et seq.), the 

regulations governing the taking and 

importing of marine mammals (50 CFR 

part 216), the Endangered Species Act of 

1973, as amended (ESA; 16 U.S.C. 1531 

et seq.), and the regulations governing 

the taking, importing, and exporting of 

endangered and threatened species 

(50 CFR 222–226). 

The North Slope Borough Department 

of Wildlife Management requests 

authorization to collect, receive, import 

and export parts from legal foreign 

(Russia and Canada) and domestic 

subsistence-collected marine mammals 

of the following species: Bearded seal 

(Erignathus barbatus), ringed seal 

(Phoca hispida), spotted seal (Phoca 

larga), ribbon seal (Phoca fasciata), 

bowhead whale (Balaena mysticetus), 

beluga whale (Delphinapterus leucas), 

minke whale (Balaenoptera 

acutorostrata), grey whale (Eschrichtius 

robustus), and harbor porpoise 

(Phocoena phocoena). Parts would be 

archived and used for research on a 

variety of health-related analyses such 

as tissue histology, contaminants 

analyses, infectious disease research, 

parasitology studies, and stable isotope 

work. Additionally, tissues would be 

collected to augment the National 

Marine Mammal Tissue Bank or state 

tissue archives. No animals would be 

killed for the purpose of providing 

samples under this permit. No live 

animal takes are being requested and no 

incidental harassment of animals would 

occur. The requested duration of the 

permit is five years. 

In compliance with the National 

Environmental Policy Act of 1969 

(42 U.S.C. 4321 et seq.), an initial 

determination has been made that the 

activities proposed are categorically 

excluded from the requirement to 

prepare an environmental assessment or 

environmental impact statement. 

Concurrent with the publication of 

this notice in the Federal Register, 

NMFS is forwarding copies of the 

application to the Marine Mammal 

Commission and its Committee of 

Scientific Advisors. 

Dated: June 13, 2012. 

P. Michael Payne, 

Chief, Permits and Conservation Division, 

Office of Protected Resources, National 

Marine Fisheries Service. 

[FR Doc. 2012–14931 Filed 6–18–12; 8:45 am] 

BILLING CODE 3510–22–P 

COMMISSION OF FINE ARTS 

Notice of Meeting 

The next meeting of the U.S. 

Commission of Fine Arts is scheduled 

for June 21, 2012, at 10 a.m. in the 

Commission offices at the National 

Building Museum, Suite 312, Judiciary 

Square, 401 F Street NW., Washington, 

DC 20001–2728. Items of discussion 

may include buildings, parks, and 

memorials. 

Draft agendas and additional 

information regarding the Commission 

are available on our Web site: 

www.cfa.gov. Inquiries regarding the 

agenda and requests to submit written 

or oral statements should be addressed 

to Thomas Luebke, Secretary, U.S. 

Commission of Fine Arts, at the above 

address; by emailing staff@cfa.gov; or by 

calling 202–504–2200. Individuals 

requiring sign language interpretation 

for the hearing impaired should contact 

the Secretary at least 10 days before the 

meeting date. 

Dated: June 4, 2012 in Washington, DC. 

Thomas Luebke, 

Secretary, AIA. 

[FR Doc. 2012–14689 Filed 6–18–12; 8:45 am] 

BILLING CODE 6331–01–M 

COMMODITY FUTURES TRADING 

COMMISSION 

Sunshine Act Meeting 

The following notice of a scheduled 

meeting is published pursuant to the 

provisions of the Government in the 

Sunshine Act, Public Law 94–409, 5 

U.S.C. 552b. 

AGENCY HOLDING THE MEETING: 

Commodity Futures Trading 

Commission. 

TIMES AND DATES: The Commission has 

scheduled a meeting for the following 

date: June 21, 2012 at 1:00 p.m. 

PLACE: Three Lafayette Center, 1155 21st 

St. NW., Washington, DC, Lobby Level 

Hearing Room (Room 1300). 

STATUS: Open. 

MATTERS TO BE CONSIDERED: The 

Commission has scheduled this meeting 

to consider various rulemaking matters, 

including the issuance of proposed rules 

and the approval of final rules. The 

agenda for this meeting is available to 

the public and posted on the 

Commission’s Web site at http:// 

www.cftc.gov. In the event that the time 

or date of the meeting changes, an 

announcement of the change, along with 

the new time and place of the meeting 

will be posted on the Commission’s 

Web site. 

CONTACT PERSON FOR MORE INFORMATION: 

David A. Stawick, Secretary of the 

Commission, 202–418–5071. 

David A. Stawick, 

Secretary of the Commission. 

[FR Doc. 2012–15000 Filed 6–15–12; 11:15 am] 

BILLING CODE 6351–01–P 

BUREAU OF CONSUMER FINANCIAL 

PROTECTION 

Agency Information Collection 

Activities: Submission for OMB 

Review; Comment Request 

AGENCY: Bureau of Consumer Financial 

Protection. 

ACTION: Notice and request for comment. 

SUMMARY: The Bureau of Consumer 

Financial Protection (Bureau), as part of 

its continuing effort to reduce 

paperwork and respondent burden, 

invites the general public and other 

Federal agencies to take this 

opportunity to comment on proposed 

and/or continuing information 

collections, as required by the 

Paperwork Reduction Act of 1995. The 

Bureau is soliciting comments regarding 

a proposed generic information 

collection titled, ‘‘Generic Clearance for 

Development and/or Testing of Model 

Forms, Disclosures, Tools, and Other 

Similar Related Materials.’’ The 

proposed collection has been submitted 

to the Office of Management and Budget 

for review and approval. The proposed 

collection will allow the Bureau to 

collect information in connection with 

the development and testing of new 

model forms, disclosures, tools, and 

similar related materials pursuant to the 

CFPB’s authority with respect to Federal 

consumer financial laws and the DoddFrank Wall Street Reform and Consumer 

Protection Act, Public Law 111–203, as 

well as testing of existing model forms 

and disclosures. A copy of the 


srobinson on DSK4SPTVN1PROD with NOTICES
36490 Federal Register / Vol. 77, No. 118 / Tuesday, June 19, 2012 / Notices 

submission, including copies of the 

proposed collection and supporting 

documentation, may be obtained by 

contacting the agency contact listed 

below. 

DATES: Written comments are 

encouraged and must be received on or 

before July 19, 2012 to be assured of 

consideration. 

ADDRESSES: You may submit comments, 

identified by the agency name and 

proposed collection title, to: 

• Agency contact: Consumer 

Financial Protection Bureau (Attention: 

PRA Office), 1700 G Street NW., 

Washington, DC 20552; (202) 435–9011; 

and 

• OMB reviewer: Shagufta Ahmed, 

Office of Management and Budget, New 

Executive Office Building, Room 10235, 

Washington, DC 20503; (202) 395–7873. 

FOR FURTHER INFORMATION CONTACT: 

Requests for additional information 

should be directed to Consumer 

Financial Protection Bureau (Attention: 

PRA Office), 1700 G Street NW., 

Washington, DC 20552, (202) 435–9011, 

or through the internet at 

CFPB_Public_PRA@cfpb.gov. 

SUPPLEMENTARY INFORMATION: 

Title: Generic Clearance for 

Development and/or Testing of Model 

Forms, Disclosures, Tools and Other 

Similar Related Materials. 

OMB Control Number: 3170–XXXX. 

Abstract: The Dodd-Frank Wall Street 

Reform and Consumer Protection Act, 

Public Law 111–203 (the Dodd-Frank 

Act) and Federal consumer financial 

laws authorize or require the Bureau to 

develop and prescribe standard model 

forms, disclosures, tools, and other 

similar related materials that help to 

inform consumers about complex 

financial information related to 

consumer financial products. Further, 

such model forms, disclosures, tools, 

and other similar related materials may 

assist covered entities in complying 

with applicable regulations. The model 

forms, disclosures, tools, and other 

similar related materials may also 

include adjustments, additions, 

exceptions, or revisions to the 

disclosures under the Dodd-Frank Act 

and Federal consumer financial laws 

consistent with the CFPB’s statutory 

authorities. The CFPB expects to collect 

qualitative data through a variety of 

collection methods, including 

interviews and research, to inform the 

design, development, and 

implementation of the model form(s). 

The information collected through 

qualitative evaluation methods will 

inform the design and content of the 

model form(s), using an iterative process 

to improve the draft forms. For example, 

information collected from consumers 

will help the CFPB to design model 

forms, disclosures, tools, and similar 

related materials that are responsive to 

consumer needs and present complex 

information in an understandable form. 

Further, information collection from 

covered entities will help the CFPB to 

ensure that any such materials can be 

implemented as easily and cost 

effectively as possible. Further, the 

CFPB is considering testing certain tools 

with industry participants, including 

compliance handbooks and other 

compliance tools. Such testing furthers 

the goal of assisting covered entities 

with complying with applicable 

regulations, and is being considered in 

response to comments from industry 

participants requesting voluntary 

inclusion in certain testing projects. 

The development and evaluation 

process that will be conducted may use 

think-aloud interviews and usability 

studies. Data collection tools will 

include: consent forms; participant 

questionnaires and protocols for 

individual interviews. The CFPB may 

also collect information regarding forms 

of disclosures and other materials 

currently used by covered entities with 

respect to regulations issued by the 

CFPB. The CFPB further anticipates that 

it may collect data through the use of 

internet applications. 

The CFPB will only submit a 

collection for approval under this 

generic clearance if it meets the 

following conditions: 

• The collections are voluntary; 

• The collections are low-burden for 

respondents (based on considerations of 

total burden hours, total number of 

respondents, or burden-hours per 

respondent) and are low-cost for both 

the respondents and the Federal 

government; 

• Personally identifiable information 

(PII) is collected only to the extent 

necessary, subject to privacy 

protections, and is not retained; 

• Information gathered and released 

beyond the CFPB will indicate the 

qualitative nature of the information; 

and 

• Information gathered will yield 

qualitative information; the collections 

will not be designed or expected to the 

collections will not be designed or 

expected to yield statistically reliable 

results or used as though the results are 

generalizable to the population of study. 

The core objective of the data 

collection is to help identify, evaluate, 

and refine specific features of the 

content or design of the model forms, 

disclosures, tools, and other similar 

related materials to maximize 

effectiveness while minimizing 

compliance burden. Feedback collected 

under this generic clearance will 

provide useful information, but it will 

not yield data that can be generalized to 

the overall population. This type of 

generic clearance for qualitative 

information will not be used for 

quantitative information collections that 

are designed to yield statistically 

significant results from a representative 

sample. 

As a general matter, information 

collections will not result in any new 

system of records containing privacy 

information and will not ask questions 

of a sensitive nature, such as sexual 

behavior and attitudes, religious beliefs, 

and other matters that are commonly 

considered private. 

One of the contemplated design and 

testing projects described herein has 

already received emergency approval 

from OMB and is the collection related 

to OMB control number 3170–0018. 

Type of Review: New generic 

collection; related to 3170–0018. 

Affected Public: Individuals or 

Households; and businesses or other forprofit institutions. 

Annual Burden Estimates: Below is a 

preliminary estimate of the aggregate 

burden hours for this generic clearance. 

This burden analysis is based on 

estimates of average burden with respect 

to approximately twelve design and 

testing projects as well as burden 

associated with testing of compliance 

tools with industry participants. 

Process Number of 

respondents 

Number of 

responses 

per 

respondent 

Average 

burden per 

response 

(minutes) 

Total burden 

(hours) 

Informational outreach ..................................................................................... 600 1 60 600 

Screening ......................................................................................................... 8000 1 15 2000 

One-on-one interviews ..................................................................................... 1500 1 60 1500 

Focus Groups .................................................................................................. 450 1 60 450 


srobinson on DSK4SPTVN1PROD with NOTICES
Federal Register / Vol. 77, No. 118 / Tuesday, June 19, 2012 / Notices 36491 

Process Number of 

respondents 

Number of 

responses 

per 

respondent 

Average 

burden per 

response 

(minutes) 

Total burden 

(hours) 

Travel time to sites .......................................................................................... 1500 ........................ 45 1125 

Internet application feedback ........................................................................... 13000 1 15 3250 

Total ................................................................................................... ........................ ........................ ........................ 8925 

The Bureau issued a 60-day Federal 

Register notice on November 11, 2011, 

76 FR 67668. Comments were solicited 

and continue to be invited on: (a) 

Whether the collection of information is 

necessary for the proper performance of 

the functions of the agency, including 

whether the information shall have 

practical utility; (b) the accuracy of the 

agency’s estimate of the burden of the 

collection of information, including the 

validity of the methodology and the 

assumptions used; (c) ways to enhance 

the quality, utility, and clarity of the 

information to be collected; and (d) 

ways to minimize the burden of the 

collection of information on 

respondents, including through the use 

of automated collection techniques or 

other forms of information technology. 

Dated: June 13, 2012. 

Chris Willey, 

Chief Information Officer, Bureau of 

Consumer Financial Protection. 

[FR Doc. 2012–14857 Filed 6–18–12; 8:45 am] 

BILLING CODE 4810–AM–P 

BUREAU OF CONSUMER FINANCIAL 

PROTECTION 

[Docket CFPB–2012–0018] 

Request for Information Regarding 

Senior Financial Exploitation 

AGENCY: Bureau of Consumer Financial 

Protection. 

ACTION: Request for Information. 

SUMMARY: Section 1013(g)(1) of the 

Dodd-Frank Wall Street Reform and 

Consumer Protection Act of 2010 

(‘‘Dodd-Frank Act’’) requires the Bureau 

of Consumer Financial Protection 

(‘‘Bureau’’ or ‘‘CFPB’’) to facilitate the 

financial literacy of individuals aged 62 

or older (‘‘seniors’’), on protection from 

unfair, deceptive, and abusive practices 

and on current and future financial 

choices, including through 

dissemination of materials on such 

topics. 

In furtherance of this mandate, the 

CFPB’s Office for the Financial 

Protection of Older Americans (‘‘Office 

for Older Americans’’) seeks 

information on consumer financial 

products and services, financial literacy 

efforts, and fraudulent or deceptive 

practices impacting the lives of older 

Americans and their families. 

DATES: Comment Due Date: August 20, 

2012. 

ADDRESSES: You may submit comments, 

identified by Docket No. CFPB–2012– 

0018, by any of the following methods: 

• http://www.regulations.gov. Follow 

the instructions for submitting 

comments. 

• Mail/Hand Delivery/Courier: 

Monica Jackson, Office of the Executive 

Secretary, Consumer Financial 

Protection Bureau, 1700 G Street NW., 

Washington, DC 20552. 

Instructions: The CFPB encourages 

the early submission of comments. All 

submissions must include the document 

title and docket number. Please note the 

number of the question to which you are 

responding at the top of each response 

(respondents need not answer each 

question). In general, all comments 

received will be posted without change 

to http://www.regulations.gov. In 

addition, comments will be available for 

public inspection and copying at 1700 

G Street NW., Washington, DC 20552, 

on official business days between the 

hours of 10:00 a.m. and 5:00 p.m. 

Eastern Time. You can make an 

appointment to inspect the documents 

by telephoning 202–435–7275. All 

comments, including attachments and 

other supporting materials, will become 

part of the public record and subject to 

public disclosure. Sensitive personal 

information such as account numbers or 

Social Security numbers should not be 

included. Comments will not be edited 

to remove any identifying or contact 

information. 

FOR FURTHER INFORMATION CONTACT: For 

general inquiries, submission process 

questions or any additional information, 

please call Monica Jackson at 202–435– 

7275. For specific questions on senior 

financial exploitation, please call James 

Miner at 202–435–7953. 

SUPPLEMENTARY INFORMATION: In support 

of its statutory mandates under Section 

1013(g)(1) and (3) of the Dodd-Frank 

Act, the Office for Older Americans will 

monitor certifications or designations of 

financial advisors who serve seniors and 

alert the SEC and state regulators of 

certifications or designations that are 

identified as unfair, deceptive or 

abusive. The Office for Older Americans 

will also make legislative and regulatory 

recommendations to Congress on best 

practices for disseminating information 

to seniors regarding the legitimacy of 

certifications and designations, and 

methods through which a senior can 

identify the financial advisor most 

appropriate for the senior’s needs. 

Pursuant to Section 1013(g)(3)(D), the 

Office for Older Americans is also 

conducting research to identify best 

practices for educating seniors on 

personal finance management. The 

office for Older Americans intends to 

use this research to develop goals for 

programs that provide financial literacy 

and counseling to seniors. 

The Bureau is therefore seeking 

comments in response to the questions 

posed below. The questions are grouped 

into the following categories: (a) 

Evaluation of senior financial advisor 

certifications and designations; (b) 

providing financial advice and planning 

information to seniors; (c) senior 

certification and designation 

information sources; (d) financial 

literacy efforts; and (e) financial 

exploitation of older Americans, 

including veterans of the Armed Forces. 

Please feel free to respond to any or all 

of the questions but please be sure to 

indicate in your comments on which 

questions you are commenting. 

Please note that the Bureau is not 

soliciting individual borrower 

complaints in response to this Notice 

and Request for Information. Nor is the 

Bureau seeking personally identifying 

information regarding borrower 

complaints, from the parties to the 

complaint or any third party. Responses 

to this subsection should not contain 

account numbers, Social Security 

numbers or other personal information 

that could be used to identify the 

complainant or another party identified 

in a complaint, or in any way otherwise 

reveal personally identifiable 

information. 

Evaluation of Senior Financial Advisor 

Certifications and Designations 

1. What resources do seniors have for 

determining the legitimacy, value, and 


srobinson on DSK4SPTVN1PROD with NOTICES