<TABLE> <S> <C>

<ARTICLE>                                            9
<LEGEND>
      This schedule contains summary  information  extracted  from the Form 10-Q
and is qualified in its entirety by reference to such financial statements.
</LEGEND>
<CIK>                         0000940511
<NAME>                        SGV Bancorp, Inc.
<MULTIPLIER>                                   1
<CURRENCY>                                     U.S. Dollars
       
<S>                             <C>
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                              JUN-30-1999
<PERIOD-START>                                 JUL-01-1998
<PERIOD-END>                                   SEP-30-1998
<EXCHANGE-RATE>                                1
<CASH>                                         4,609,000
<INT-BEARING-DEPOSITS>                         0
<FED-FUNDS-SOLD>                               41,850,000
<TRADING-ASSETS>                               0
<INVESTMENTS-HELD-FOR-SALE>                    42,301,000
<INVESTMENTS-CARRYING>                         37,145,000
<INVESTMENTS-MARKET>                           37,314,000
<LOANS>                                        314,708,000
<ALLOWANCE>                                    1,449,000
<TOTAL-ASSETS>                                 452,977,000
<DEPOSITS>                                     302,049,000
<SHORT-TERM>                                   0
<LIABILITIES-OTHER>                            5,690,000
<LONG-TERM>                                    114,337,000
<PREFERRED-MANDATORY>                          0
<PREFERRED>                                    0
<COMMON>                                       27,000
<OTHER-SE>                                     30,874,000
<TOTAL-LIABILITIES-AND-EQUITY>                 452,977,000
<INTEREST-LOAN>                                5,939,000
<INTEREST-INVEST>                              1,389,000
<INTEREST-OTHER>                               209,000
<INTEREST-TOTAL>                               7,537,000
<INTEREST-DEPOSIT>                             3,397,000
<INTEREST-EXPENSE>                             4,675,000
<INTEREST-INCOME-NET>                          2,862,000
<LOAN-LOSSES>                                  269,000
<SECURITIES-GAINS>                             7,000
<EXPENSE-OTHER>                                1,638,000
<INCOME-PRETAX>                                962,000
<INCOME-PRE-EXTRAORDINARY>                     0
<EXTRAORDINARY>                                0
<CHANGES>                                      0
<NET-INCOME>                                   566,000
<EPS-PRIMARY>                                  0.25
<EPS-DILUTED>                                  0.24
<YIELD-ACTUAL>                                 7.37
<LOANS-NON>                                    1,738,000
<LOANS-PAST>                                   0
<LOANS-TROUBLED>                               759,000
<LOANS-PROBLEM>                                0
<ALLOWANCE-OPEN>                               1,425,000
<CHARGE-OFFS>                                  245,000
<RECOVERIES>                                   0
<ALLOWANCE-CLOSE>                              1,449,000
<ALLOWANCE-DOMESTIC>                           1,449,000
<ALLOWANCE-FOREIGN>                            0
<ALLOWANCE-UNALLOCATED>                        0
        

</TABLE>