<PAGE>

                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                   FORM 10-QSB

[X]      QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES
         EXCHANGE ACT OF 1934

               For the Quarterly Period Ended: September 30, 2002


[ ]      TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES
         EXCHANGE ACT OF 1934

            For transition period from __________ to _______________


                         Commission File Number: 0-25548

                         TECHNOLOGY VISIONS GROUP, INC.,
                         -------------------------------
                       formerly, ORBIT TECHNOLOGIES, INC.
                 (Name of small business issuer in its charter)



          Delaware                                       84-1001269
-------------------------------             ------------------------------------
(State or other jurisdiction of             (I.R.S. Employer Identification No.)
 incorporation or organization)


                         5950 La Place Court, Suite 155
                           Carlsbad, California 92008
                           --------------------------
                    (Address of principal executive offices)

        Registrant's telephone number, including area code: 760/918-9168

        Securities registered pursuant to Section 12(b) of the Act: None

           Securities registered pursuant to Section 12(g) of the Act:
                          Common Stock, $.001 par value
                                (Title of class)


         Check whether the issuer (1) has filed all reports required to be filed
by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the
preceding 12 months (or for such shorter period that the Registrant was required
to file such reports), and (2) has been subject to the filing requirements for
at least the past 90 days.
                                 Yes [X] No [ ]

         At November 6, 2002, 60,469,277 shares of common stock were
outstanding.

Transitional Small Business Disclosure Format: Yes [ ]    No [X]



<PAGE>
<TABLE>

                                TECHNOLOGY VISIONS GROUP, INC.
                      (Formerly Orbit Technologies Inc. and Subsidiaries)
                                 (A DEVELOPMENT-STAGE COMPANY)
                                     INDEX TO FORM 10-QSB
                                      SEPTEMBER 30, 2002
<CAPTION>

                                                                                         Page
                                                                                         ----
<S>                                                                                       <C>
PART I
------

Item 1.   Financial Statements

          Balance Sheet - September 30, 2002 (unaudited).................................  1

          Statements of Operations - Three Months and Nine Months Ended
             September 30, 2002 (unaudited) and 2001, as restated, (unaudited)...........  2

          Statement of Stockholders' Deficit -Nine Months
             Ended September 30, 2002 (unaudited)........................................  3

          Statements of Cash Flows - Nine Months Ended
             September 30, 2002 (unaudited) and 2001, as restated, (unaudited)...........  4

          Notes to Financial Statements (unaudited)......................................  6


Item 2.   Management's Discussion and Analysis of
          Financial Condition and Results of Operations.................................. 12



PART II
-------

Item 1.   Legal Proceedings.............................................................. 18

Item 2.   Changes In Securities.......................................................... 18

Item 3.   Defaults Upon Senior Securities................................................ 18

Item 4.   Submission of Matters to a Vote of Security Holders............................ 18

Item 5.   Other Information.............................................................. 18

Item 6.   Exhibits and Reports on Form 8-K............................................... 18

          Signatures..................................................................... 19

</TABLE>

<PAGE>
<TABLE>

                                TECHNOLOGY VISIONS GROUP, INC.
                      (Formerly Orbit Technologies Inc. and Subsidiaries)
                                         BALANCE SHEET
                                         (UNAUDITED)
                                   AS OF SEPTEMBER 30, 2002

<CAPTION>

                                            ASSETS
<S>                                                                              <C>
Cash                                                                             $     56,493
Accounts receivable                                                                     2,247
                                                                                 -------------
      Total current assets                                                             58,740

Property and equipment, net of accumulated depreciation
      of $333,611                                                                       4,898
Patents, net of accumulated amortization of $13,410                                    17,187
Other assets                                                                            4,800
                                                                                 -------------
      Total assets                                                               $     85,625
                                                                                 =============

                            LIABILITIES AND STOCKHOLDERS' DEFICIT

Accounts payable                                                                 $    351,084
Accrued expenses                                                                       51,100
Notes payable to related parties                                                       65,000
                                                                                 -------------
      Total current liabilities                                                       467,184
Accrued interest to related parties                                                   272,913
Notes payable to related parties                                                      477,841
Accrued officers and directors compensation                                         1,542,289
                                                                                 -------------
      Total liabilities                                                             2,760,227

Commitments and contingencies (Note 5)                                                     --

Stockholders' deficit:
Preferred stock, $.001 par value; 2,000,000 shares authorized;
      none issued and outstanding                                                          --
Common stock, $.001 par value; 100,000,000 share authorized;
      60,469,277 issued and outstanding                                                60,469
Additional paid-in capital                                                         14,498,323
Accumulated deficit during development stage                                      (17,229,994)
Notes receivable from issuance of common stock                                         (3,400)
                                                                                 -------------
      Total stockholders' deficit                                                  (2,674,602)
      Total liabilities and stockholders' deficit                                $     85,625
                                                                                 =============



                        See accompanying notes to financial statements.

                                              1
</TABLE>
<PAGE>
<TABLE>

                                      TECHNOLOGY VISIONS GROUP, INC.
                            (Formerly Orbit Technologies Inc. and Subsidiaries)
                                       (A DEVELOPMENT-STAGE COMPANY)
                                         STATEMENTS OF OPERATIONS
                                                (UNAUDITED)
<CAPTION>

                                                For the Three Months           For the Nine Months
                                                 Ended September 30,            Ended September 30,
                                                2002             2001           2002             2001
                                            -------------   -------------   -------------   -------------
                                                            (as restated)                   (as restated)
<S>                                         <C>             <C>             <C>             <C>
Revenues                                    $     22,969    $     71,330    $     22,969    $     71,330

Costs and expenses:
      Research and development                        --          81,300         103,290         150,282
      General and administrative expenses        147,303         482,588         394,735         799,089
                                            -------------   -------------   -------------   -------------
Operating loss                                  (124,334)       (492,558)       (475,056)       (878,041)

Other income and (expenses):
      Interest income                                386             711           1,102           3,989
      Gain from reduction in debt                 19,182              --          35,132         274,250
      Interest expense                           (22,210)       (187,693)        (81,529)       (559,197)
                                            -------------   -------------   -------------   -------------

Net loss                                    $   (126,976)   $   (679,540)   $   (520,351)   $ (1,158,999)
                                            =============   =============   =============   =============

Basic and dilutive net loss per share       $      (0.00)   $      (0.02)   $      (0.01)   $      (0.03)
                                            =============   =============   =============   =============

Weighted average number
      of shares outstanding                   60,288,117      41,671,856      56,199,395      41,506,651



                              See accompanying notes to financial statements.

                                                    2
</TABLE>
<PAGE>
<TABLE>

                                                   TECHNOLOGY VISIONS GROUP, INC.
                                         (Formerly Orbit Technologies Inc. and Subsidiaries)
                                                    (A DEVELOPMENT-STAGE COMPANY)
                                                 STATEMENT OF STOCKHOLDERS' DEFICIT
                                                             (UNAUDITED)
                                            FOR THE NINE MONTHS ENDED SEPTEMBER 30, 2002
<CAPTION>

                                                                                   Accumulated       Notes
                                                                                     Deficit       Receivable
                                           Common Stock             Additional       During       From Issuance
                                   -----------------------------     Paid-in       Development      of Common
                                       Shares          Amount        Capital          Stage           Stock           Total
                                   -------------   -------------  -------------   -------------   -------------   -------------
<S>                                  <C>           <C>            <C>             <C>             <C>             <C>
Balances at December 31, 2001        46,624,994    $     46,625   $ 14,056,517    $(16,709,643)   $     (3,400)   $ (2,609,901)

Common stock issued for cash          6,123,809           6,124        209,376              --              --         215,500
Common stock issued for
     consulting services                100,000             100          6,900              --              --           7,000
Accrued interest on convertible
     debentures converted
      into common stock                 620,474             620         13,030              --              --          13,650
Common stock issued for
     licensing agreement              1,000,000           1,000         29,000              --              --          30,000
Accounts payable satisfied
     with common stock                  500,000             500         19,000              --              --          19,500
Accrued officer's compensation
     converted into common stock      5,000,000           5,000        145,000              --              --         150,000
Common stock issued for
     convertible debentures             500,000             500         19,500              --              --          20,000
Net loss                                                                              (520,351)             --        (520,351)
                                   -------------   -------------  -------------   -------------   -------------   -------------
Balance at September 30, 2002        60,469,277    $     60,469   $ 14,498,323    $(17,229,994)   $     (3,400)   $ (2,674,602)
                                   =============   =============  =============   =============   =============   =============


                                           See accompanying notes to financial statements.

                                                                  3
</TABLE>
<PAGE>
<TABLE>

                           TECHNOLOGY VISIONS GROUP, INC.
                (Formerly Orbit Technologies Inc. and Subsidiaries)
                           (A DEVELOPMENT-STAGE COMPANY)
                              STATEMENTS OF CASH FLOWS
                                    (UNAUDITED)
<CAPTION>

                                                                Nine Months
                                                            Ended September 30,
                                                           2002           2001
                                                       ------------   ------------
<S>                                                    <C>            <C>
Cash flows from operating activities:
      Net loss                                         $  (520,351)   $(1,158,999)
      Adjustments to reconcile net loss to net cash
          used in operating activities:
      Depreciation and amortization                          3,531          3,363
      Amortization of deferred finance costs                    --        462,506
      Gain from reduction of debt                          (35,132)      (274,250)
      Common stock issued for services rendered              7,000        271,749
      Common stock issued for licensing agreement           30,000             --
      Changes in operating assets and liabilities:
          Decrease (increase) in accounts receivable       150,427         (2,900)
          Increase in accounts payable and
              accrued expenses                             197,545        459,583
                                                       ------------   ------------
      Net cash used in operating activities               (166,980)      (238,948)

Cash flows from financing activities:
      Proceeds from sale of common stock                   215,500         50,000
      Proceeds from exercise of stock options                   --          1,000
      Payments on debenture notes                         (110,000)            --
      Proceeds from notes payable to officers               65,000             --
      Payments on notes payable to officers                (10,000)       (10,000)
                                                       ------------   ------------
      Net cash provided by financing activities            160,500         41,000

Net decrease in cash                                        (6,480)      (197,948)
Cash at beginning of period                                 62,973        269,729
                                                       ------------   ------------
Cash at end of period                                  $    56,493    $    71,781
                                                       ============   ============

SUPPLEMENTAL DISCLOSURES:
      Cash paid during the period for:
          Interest                                     $     7,815    $        --
                                                       ============   ============
          Taxes                                        $     6,331    $        --
                                                       ============   ============


                  See accompanying notes to financial statements.

                                         4
</TABLE>
<PAGE>
<TABLE>

                             TECHNOLOGY VISIONS GROUP, INC.
                  (Formerly Orbit Technologies Inc. and Subsidiaries)
                             (A DEVELOPMENT-STAGE COMPANY)
                          STATEMENTS OF CASH FLOWS, Continued
                                      (UNAUDITED)
<CAPTION>

                                                                       Nine Months
                                                                   Ended September 30,
                                                                    2002        2001
                                                                  --------   ---------
<S>                                                               <C>        <C>
Non-cash Financing Activities:

      Accrued officers compensation converted into common stock   $150,000   $     --
                                                                  ========   ========

      Accounts payable satisfied with common stock                $ 34,450   $     --
                                                                  ========   ========

      Accrued interest converted to common stock                  $ 13,650   $     --
                                                                  ========   ========

      Value of shares paid to satisfy accounts payable            $ 19,500   $     --
                                                                  ========   ========

      Value of shares paid for payment of debenture note          $ 20,000   $     --
                                                                  ========   ========

      Assets acquired through a capital lease                     $     --   $  7,126
                                                                  ========   ========






                    See accompanying notes to financial statements.

                                           5

</TABLE>
<PAGE>
                         TECHNOLOGY VISIONS GROUP, INC.
               (Formerly Orbit Technologies Inc. and Subsidiaries)
                          (A DEVELOPMENT-STAGE COMPANY)
                         September 30, 2002 (Unaudited)



NOTE 1 - BUSINESS AND CONTINUED OPERATIONS

Technology Visions Group, Inc. (the "Company") was incorporated in the State of
Delaware on April 29, 1985. Prior to December 22, 2000, the Company's name was
Orbit Technologies, Inc. The Company's business plan focuses on applied research
and development of new and innovative technologies, engineering ideas, methods,
and processes that hold the potential to become commercially viable products or
processes. Once a product or process receives commercial validation through an
outside or third party, it is the Company's intention to either spin it off as a
separate business entity, or license or sell to an affiliated or unaffiliated
entity that, at that time, becomes responsible for the production, marketing and
sales of such products or services. The Company's technologies are undergoing
certain feasibility studies and/or actual field tests and evaluations in the
area of the treatment and stabilization of buried low-level mixed radioactive
waste. To date, the Company has not commercialized any of its technologies.

NOTE 2 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES

Restatement of Financial Statements
-----------------------------------

The Company restated its financial statements for the three and nine months
ended September 30, 2001, to comply with accounting standards generally accepted
in the United States ("US"). The effects of the Company's restatement on their
results of operations for three and nine months are as follows:

                                                  Three Months      Nine Months
                                                  ------------      ------------
Net loss, as previously reported                  $  (397,306)      $(1,282,671)
     Decrease (increase) loss:
         Gain from settlement of dispute                   --           274,250
         Accrued liabilties                          (282,475)         (151,301)
         Other                                            241               723
                                                  ------------      ------------
     Net loss, as adjusted                        $  (679,540)      $(1,158,999)
                                                  ============      ===========

Per Share:
Net loss, as previously reported                  $     (0.01)      $     (0.03)
     Decrease (increase) loss:
         Gain from settlement of dispute                   --                --
         Accrued liabilties                                --                --
         Other                                             --                --
                                                  ------------      ------------
     Net loss, as adjusted                        $     (0.01)      $     (0.03)
                                                  ============      ============



                                        6

<PAGE>
                         TECHNOLOGY VISIONS GROUP, INC.
               (Formerly Orbit Technologies Inc. and Subsidiaries)
                          (A DEVELOPMENT-STAGE COMPANY)
                         September 30, 2002 (Unaudited)


Unaudited Interim Financial Statements
--------------------------------------

The interim financial data as of September 30, 2002, and for the three and nine
months ended September 30, 2002 and 2001, are unaudited; however, in the opinion
of management, the interim data includes all adjustments, consisting only of
normal recurring adjustments, necessary to present fairly the Company's
financial position as of September 30, 2002, and the results of its operations
and cash flows for the three and nine months ended September 30, 2002 and 2001.
The results for the nine months ended September 30, 2002, are not necessarily
indicative of the results expected for the year ending December 31, 2002. These
financial statements and notes thereto do not reflect all disclosures necessary
for preparation under accounting principals generally accepted in the United
States. Refer to the Company's Annual Report Form 10-KSB for the year ended
December 31, 2001.

Going Concern
-------------

The accompanying financial statements have been prepared in conformity with
accounting principles generally accepted in the United States, which contemplate
continuation of the Company as a going concern. The Company, since inception has
suffered losses accumulating to $17,229,994 through September 30, 2002. As of
September 30, 2002, had a stockholders' deficit and a working capital deficit of
approximately $2,674,601 and $408,444, respectively. The Company is in arrears
with substantially all of its payables and accrued liabilities. During the nine
months ended September 30, 2002, the Company raised $215,501 from the sale of
restricted common stock. The Company requires additional funds to continue
research and development efforts and complete the necessary work to
commercialize its technologies. No assurances can be given that the Company can
complete development of any technology or that, if any technology is fully
developed, it can be manufactured on a large-scale basis or at a feasible cost.
Further, no assurance can be given that any technology will receive market
acceptance. The Company's ability to continue as a going concern is dependent
upon obtaining the additional financing, restructuring and/or curing the
defaults on its debt, completion of research and development and the successful
marketing of its technologies. These factors raise substantial doubt about the
Company's ability to continue as a going concern. Management plans to explore
additional sources of working capital including borrowings, sales of securities,
joint ventures and licensing of technologies. Management believes that the
Company can raise adequate capital to keep the Company functioning at a minimum
level of operation in the next fiscal year. Management is exploring ways to
reduce its existing liabilities, including exchanging certain of its liabilities
for shares of its common stock. There can be no assurance that management will
be successful in its efforts to raise funding sufficient to fund its working
capital requirements or convert debts into common stock during the next twelve
months.

These financial statements do not include any adjustments relating to the
recoverability of recorded asset amounts that might be necessary as a result of
the above uncertainty.

Use of Estimates
----------------

The preparation of the financial statements in conformity with accounting
principles generally accepted in the United States requires management to make
estimates and assumptions that affect the reported amounts of assets and
liabilities, and disclosure of contingent liabilities at the date of the
financial statements and the reported amounts of expenses during the reporting
period. Actual results could differ from those estimates. Primary areas where
financial information of the Company is subject to the use of estimates,
assumptions and the application of judgment include the evaluation of
impairments of intangible assets, and the recoverability of deferred tax assets,
which must be assessed as to whether these assets are likely to be recovered by
the Company through future operations.


                                       7
<PAGE>
                         TECHNOLOGY VISIONS GROUP, INC.
               (Formerly Orbit Technologies Inc. and Subsidiaries)
                          (A DEVELOPMENT-STAGE COMPANY)
                         September 30, 2002 (Unaudited)


Risks and Uncertainties
-----------------------

Technologies

The Company's operations are subject to new innovations in product design and
function. Significant technological changes can have an adverse effect on
product lives. Design and development of new products are important elements to
achieve profitability in this industry segment.

Shareholder Dilution

The Company's management has relied on the issuance of its common stock to
provide working capital and provide compensation to officers, directors and
consultants. The trading price of the Company's common stock has declined over
time. If the Company continues to rely on the issuance of common stock to retain
key management and consultants, based on current per-share prices, the existing
shareholders may be significantly diluted in the future.

Incremental Shares
------------------

Securities that could potentially dilute basic earnings per share ("EPS") in the
future were not included in the computation of diluted EPS because to do so
would have been anti-dilutive as of September 30, 2002, consist of the
following:

                                                             Number of Potential
                                                              Additional Common
                                                                   Shares
                                                              ----------------

Notes payable to related parties                                    6,921,093
Convertible debentures                                                     --
Options to purchase common stock                                    3,190,672
Accrued officers' and directors' compensation                      17,350,756
                                                              ----------------
       Total incremental shares at September 30, 2002              27,462,521
                                                              ================


Recent Accounting Pronouncement
-------------------------------

In July 2002, the FASB issued SFAS No. 146, "Accounting for Costs Associated
with Exit or Disposal Activities." The standard requires companies to recognize
costs associated with exit or disposal activities when they are incurred rather
than at the date of a commitment to an exit or disposal plan. Costs covered by
the standard include lease termination costs and certain employee severance
costs that are associated with a restructuring, discontinued operation, plant
closing, or other exit or disposal activity. This statement is to be applied
prospectively to exit or disposal activities initiated after December 31, 2002.
Management believes the adoption of the provisions of this statement will not
have a material effect on the Company's consolidated financial statements.


                                       8
<PAGE>


NOTE 3 - NOTES PAYABLE TO RELATED PARTIES

Notes payable to related parties consist of the following at September 30, 2002:

                             INTEREST          PRINCIPAL          ACCRUED
        NOTES                   RATE            BALANCE          INTEREST
-----------------------------------------------------------------------------

Current:
     Officers                    8%              $ 65,000         $     435

Long-Term:
     Officers                    10%              112,341            71,213
     Shareholder              10% - 12%           365,500           201,265
                                           ---------------   ---------------
        Total                                     477,841           272,478

                                           ---------------   ---------------
Total Notes Payable                             $ 542,841         $ 272,913
                                           ===============   ===============

During the current quarter, the Company entered into two new agreements with the
officers, whereby the officers loaned $65,000 to the Company at 8% per annum. In
addition, the officers have the right to convert the unpaid principal and/or
accrued interest at the price per share discounted by 20% of the average bid and
ask price five days prior to the date of conversion. These notes mature on
August 27, 2003.

During 2002, the holders of the long-term notes payable entered into a
standstill agreement with the Company in which they agreed to forebear any
collection of the debts through December 31, 2003.

NOTE 4 - CONVERTIBLE DEBENTURES

On December 28, 2000, the Company issued, through a private placement, $375,000
of 10% convertible debenture notes, due December 28, 2001. As additional
consideration, the Company issued separate warrants to the purchasers to acquire
375,000 shares of the Company's common stock at 125% of the conversion price,
determined as the lesser of $0.14 per share, or 55% of the lowest three trading
days in the last ten trading days prior to the conversion date.

During the three months ended March 31, 2002, the holders of the debentures
elected to convert $13,650 of accrued interest into 620,474 shares of the
Company's common stock. In May 2002, the Company entered into an agreement with
the debenture holders to redeem the debentures and cancel the 375,000 warrants.
As part of this agreement, the holders converted $20,000 worth of principal into
500,000 shares of common stock. In addition, the Company paid in cash $117,324,
representing $110,000 in principal and $7,324 in interest.

NOTE 5 - COMMITMENTS AND CONTINGENCIES

Employment and Consulting Agreements
------------------------------------

On January 1, 2002, the Company entered into two employment agreements with its
current officers. The two agreements provide for annual salaries of $150,000
each, and expire January 1, 2004, and provide for automatic annual renewals. In
addition to the salaries, the agreement grants each officer 50,000 shares of
Series A Convertible Preferred stock and 100,000 non-qualified stock options per
year. The stock options are to purchase shares of the Company's common stock at
an exercise price of $0.05 per share, vest immediately, and expire January 1,
2007.

                                       9
<PAGE>
                         TECHNOLOGY VISIONS GROUP, INC.
               (Formerly Orbit Technologies Inc. and Subsidiaries)
                          (A DEVELOPMENT-STAGE COMPANY)
                         September 30, 2002 (Unaudited)


For the three months ended September 30, 2002 and 2001, the expense recorded
under the agreements amounted to $75,000 and $96,000, respectively. At September
30, 2002, unpaid obligations under these agreements amounted to $1,542,289
including interest at 10% per annum and are convertible into common stock 10%
discounted at $0.32 per share for compensation earned through 2000 and at $0.05
per share in 2001. During 2002, the officers and directors entered into a
standstill agreement with the Company in which they agreed to forebear any
collection of this debt through December 31, 2003.


NOTE 6 - STOCKHOLDERS' DEFICIT

Common Stock Transactions During the Nine Months Ended September 30, 2001
-------------------------------------------------------------------------

During the first quarter of 2001, the Company issued 26,786 shares of common
stock for consulting fees totaling $3,749 or $0.14 per share.

During the second quarter of 2001, the Company issued 238,095 shares of
restricted common stock for proceeds of $50,000 or $0.21 per share in a private
placement intended to be exempt from registration under section 4(2) and or
Regulation D of the Securities Act of 1933. Shares are generally sold at a 20%
discount to closing prices based on a five-day average prior to the sale.

During the third quarter of 2001, the Company issued 1,300,000 shares of common
stock to directors for compensation valued at $246,000 or $0.20 and $0.22 per
share. The debenture debt holders elected to convert $105,000 of principal and
accrued interest into 1,443,583 shares of the Company common stock.

Common Stock Transactions During the Nine Months Ended September 30, 2002
-------------------------------------------------------------------------

First Quarter 2002:
-------------------

The Company issued 500,000 shares of common stock valued at $19,500 or $0.04 per
share, and granted options to purchase 250,000 shares at $0.15 per share, for
legal fees incurred in 2001. These shares were registered under Form S-8 of the
Securities Act of 1933. The amount of the obligation was $35,450 and as a
result, a gain of $15,950 was recognized.

The Company authorized the conversion of $150,000 of accrued salaries to two
officers into a total of 5,000,000 shares of common stock at the conversion rate
of $0.03 per share. These shares were registered under Form S-8 of the
Securities Act of 1933.

The Company issued 4,950,000 shares of restricted common stock for proceeds of
$150,500. The shares were sold at prices ranging between $0.02 and $0.04 per
share per share in a private placement intended to be exempt from registration
under section 4(2) and or Regulation D of the Securities Act of 1933. Shares are
generally sold at a 20% discount to closing prices based on a five-day average
prior to the sale.

The convertible debenture holders elected to convert $13,650 of accrued interest
into 620,474 shares of the Company's common stock.


                                       10
<PAGE>
                         TECHNOLOGY VISIONS GROUP, INC.
               (Formerly Orbit Technologies Inc. and Subsidiaries)
                          (A DEVELOPMENT-STAGE COMPANY)
                         September 30, 2002 (Unaudited)


On January 31, 2002, the Company issued 1,000,000 shares of common stock to
acquire an exclusive license for the sale and use of various products from an
unrelated third party. The shares were valued at $30,000 on the date of grant,
and were charged to operations as research and development expenses on the
contract date.

The Company entered into an agreement with an unrelated third party to provide
public relations consulting services to the Company. The term of the agreement
is for two years, terminating in December 2003. The Company issued 100,000
shares to the consultant, valued at $7,000 or $0.07 per share and was charged to
operations during the first quarter of 2002.

Second Quarter:
---------------

The Company issued 757,142 shares of restricted common stock for proceeds of
$45,000. The shares were sold at prices ranging between $0.02 and $0.05 per
share per share in a private placement intended to be exempt from registration
under section 4(2) and or Regulation D of the Securities Act of 1933. Shares are
generally sold at a 20% discount to closing prices based on a five-day average
prior to the sale.

In connection with the May 2002, agreement with the convertible debenture
holders (Note 4), the Company converted $20,000 of principal on the convertible
debentures into 500,000 shares of common stock.

Third Quarter:
--------------

The Company issued 416,667 shares of restricted common stock for proceeds of
$20,000. The shares were sold at $0.05 per share per share in a private
placement intended to be exempt from registration under section 4(2) and or
Regulation D of the Securities Act of 1933. Shares are generally sold at a 20%
discount to closing prices based on a five-day average prior to the sale.

During the first quarter of 2002, the Company adopted the 2002 non-qualified
stock plan and reserved 1,500,000 shares of the Company's common stock
registered under Form S-8. As of September 30, 2002, the Company did not grant
any shares of common stock under the 2002 plan.


NOTE 7 - GAIN FROM REDUCTION OF DEBT

The Company had promissory notes aggregating $274,250, all of which were past
due. During the first quarter of 2001, the Company reversed all of these notes,
which date back to 1995. The amounts written-off exceeded the California statute
of limitations for unsecured creditor's time frame based on representation from
legal council.

As discussed in Note 6, the Company issued common stock and options valued at
$19,500 to pay legal fees of $35,450. Therefore, the Company recognized the
difference of $15,950 as a gain from the reduction of debt.

During the current quarter, the Company wrote-off $19,182 of trade debt, and
recorded the total amount as a gain from the reduction of debt.



                                       11
<PAGE>
                         TECHNOLOGY VISIONS GROUP, INC.
               (Formerly Orbit Technologies Inc. and Subsidiaries)
                          (A DEVELOPMENT-STAGE COMPANY)
                         September 30, 2002 (Unaudited)


ITEM 2. MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS
        OF OPERATIONS

General
-------

The discussion and analysis set forth below should be read in conjunction with
our Financial Statements and the related notes thereto appearing elsewhere in
this quarterly report. The information presented for the three and nine months
ended September 30, 2002 and September 30, 2001, was derived from unaudited
financial statements, which, in our opinion, reflect all adjustments (consisting
only of normal recurring adjustments) necessary for a fair presentation.

Forward Looking Statements
--------------------------

This Report on Form 10-QSB contains certain forward-looking statements. When
used in this report, press releases and elsewhere by the management of the
Company from time to time, the words "believes", "anticipates", and "expects"
and similar expressions are intended to identify forward-looking statements that
involve certain risks and uncertainties. Additionally, certain statements
contained in this discussion may be deemed forward-looking statements that
involve a number of risks and uncertainties. Readers are cautioned not to place
undue reliance on these forward-looking statements, which speak only as of the
date hereof. The Company undertakes no obligation to publicly release the
results of any events or circumstances after the date hereof or to reflect the
occurrence of unanticipated events.

Plan of Operation
-----------------

Since 1997, Technology Visions has focused on the development and use of its
Polymer Encapsulation Technology (PET) as a method for stabilizing and
encapsulating various radioactive and toxic waste materials leading to a final
waste form for disposal.

Technology Visions has completed test and evaluation contracts for Lockheed
Martin Idaho Technologies Company and Bechtel BWXT Idaho, LLC in conjunction
with the U.S. Department of Energy, Idaho Operations Office, Idaho Falls, ID.
The Idaho Falls site is one of many United States waste management sites
containing one form or another of either radioactive, toxic and/or hazardous
waste requiring cleanup processing. Technology Visions functions as a
subcontractor for Lockheed and/or Bechtel BWXT Idaho, LLC and is paid a fixed
fee for each contract, which must be completed within the designated time frame.
Following testing, the contractor then submits a report to the U.S. Department
of Energy outlining the results of each technology tested and recommendations
for further research strategies and treatment options.

In March 1998, Lockheed Martin Idaho Technologies Company (LMITCO) awarded
Technology visions a contract to evaluate the encapsulation of low-level calcine
waste with PET. Calcine waste is a radioactive waste that results from nuclear
fuel reprocessing and consists of salts and heavy metals. Test results indicated
that PET has potential as an encapsulating methodology for the final disposal of
calcine waste. The final report recommended exploration of further treatment
formulations of the PET process.

In May 1999, LMITCO awarded Technology Visions a contract to evaluate PET for
disposal of actual pilot scale calcine waste. In September 1999, the contract
was expanded and directed that PET be examined at maximum waste loading
scenarios as a means for transporting high-level calcine wastes out of the state
of Idaho for off-site final processing.


                                       12
<PAGE>
                         TECHNOLOGY VISIONS GROUP, INC.
               (Formerly Orbit Technologies Inc. and Subsidiaries)
                          (A DEVELOPMENT-STAGE COMPANY)
                         September 30, 2002 (Unaudited)


In November 1999, PET showed positive results for encapsulating calcine waste
for both disposal at a permanent high-level waste disposal site and as a method
for transporting waste to interim or final disposal locations. Bechtel BWXT
Idaho, LLC recommended to the U.S. Department of Energy that a pilot plant
demonstration be conducted to test and evaluate engineering criteria, disposal
parameters and product transportation scenarios. Other recommendations included
encapsulation and mixing studies utilizing actual radioactive materials.

In June 2000, Bechtel BWXT Idaho, LLC awarded Technology Visions a contract to
manage the testing and evaluation of certain in-situ grout candidate materials
that were being considered by the Idaho National Engineering and Environmental
Laboratory (INEEL) and Bechtel BWXT Idaho, LLC for the treatment of certain
subsurface waste sites at the U.S. Department of Energy site in Idaho Falls,
Idaho.

Following rigorous laboratory testing, GMENT(TM)-12 was chosen as one of three
candidate grout materials to continue to the Field Implementability Test Phase
of the Treatability Study.

In April 2001, the Field Implementability Test Phase of the contract was
conducted by Applied Geotechnical Engineering and Construction Company, Inc.
(AGEC) at a site located near Richland, Washington. Upon completion of the Field
Implementability Test Phase, GMENTTM-12 was chosen as the sole grout material
selected to be used in a Actual Full Scale Cold Test Pit Demonstration Project
to be conducted in October 2001 at the U.S. Department of Energy (DOE) site in
Idaho Falls, ID.

Technology Visions, under an exclusive Trademark License and Technology
Licensing Agreement with Advanced Grout Systems, Ltd., provided 95 tons of
GMENT(TM)-12 grouting material for the Cold Test Pit Demonstration Project.
Testing results met all criteria established by state and federal regulatory
agencies. The final report from the INEEL and Bechtel BWXT Idaho, LLC will be
submitted to the appropriate federal and state agencies.

We believe that the approval of the GMENT(TM) material for the treatment and
stabilization of buried low-level mixed waste in certain areas of the Subsurface
Disposal Area (SDA) at the U.S. Department of Energy (DOE) site in Idaho Falls,
ID, could provide initial and significant revenues for the Company.

In a report submitted under contract by Applied Geotechnical Engineering and
Construction, Inc. (AGEC), to Bechtel BWXT Idaho, LLC, it is estimated that the
quantity of GMENT(TM) grout material to treat the areas under consideration
would be approximately 24 million gallons. The total cost of the grout is
estimated at $61,200,000. If the recommendation receives approval via a Record
of Decision (ROD) by federal and state authorities, Technology Visions could
anticipate initiation of the project and revenues within the next year to
eighteen months.

With the acceptance and approval of GMENT(TM) in Idaho, Technology Visions would
aggressively pursue other waste sites in the United States with similar waste
problems as an entree of potential future revenues.

In January 2002, Technology Visions entered into an exclusive Trademark License
and Technology Licensing agreement with Advanced Grout Systems, Ltd. The
territorial rights granted to Technology Visions under the license include the
United States of America and any other countries of the world (world-wide). The
agreement grants Technology Visions the exclusive right to manufacture,
distribute, market, and sell any and all GMENT(TM) trademarked products. Also,
as part of the exclusive license, Technology Visions is granted first right of
refusal for any additional trademark or non-trademark products developed by
Advanced Grout Systems, Ltd. dealing with environmental remediation or waste
management technologies.


                                       13
<PAGE>
                         TECHNOLOGY VISIONS GROUP, INC.
               (Formerly Orbit Technologies Inc. and Subsidiaries)
                          (A DEVELOPMENT-STAGE COMPANY)
                         September 30, 2002 (Unaudited)


In September 2002, the Idaho National Engineering and Environmental Laboratory
Idaho Falls, Idaho, prepared for the U.S. Department of Energy Assistant
Secretary for Environmental Management a final report entitled Final Results
Report, In Situ Grouting Technology for Application in Buried Transuranic Waste
Sites. This report discusses in situ grouting in two volumes. Volume I
summarizes the technology and presents results of a treatability study conducted
by the INEEL. Volume II gives the results of analytical calculations on the
long-term durability of monoliths created by in situ grouting and on the
long-term performance of a treated buried waste site. The Company has received
Volume I of the subject report.

The report was of the result of a two-year, three-phase Treatability Study
conducted by the INEEL and Bechtel BWXT Idaho LLC. Testing included Phase I
Bench testing, Phase II Field Implementability testing, and Phase III Full-Scale
Field testing.

Phase I Bench Testing - rigorous laboratory testing protocol designed for
choosing three grouts from six candidate grouts for use in Phase II Field
Implementability testing. Data also used to support monolith durability
estimates and transport modeling efforts.

Phase II Implementability Field Testing - actual in-ground field testing with
heavy equipment comparing three grouts based on mixability, ease of
handling/groutability (ease of jet grouting), and cleanup properties to choose
one for use in full-scale field testing.

Phase III Full Scale Field Testing - on site (INEEL) for contamination control
and the determination of other engineering parameters

GMENT(TM)-12 was selected as the single grout of six grouts that were being
considered as candidate materials after an extensive protocol of Bench Testing,
Implementability Field Testing, and Full-Scale Field Testing based on factors
such as basic costs, ease of mixing and cleanup of the grout, minimized grout
returns in creating a triplex column, and formation of the solid monoliths.

Technology Visions will also continue to search out and acquire technologies or
obtain licenses to use technologies that have multiple market applications in
line with the Company's core expertise and know-how, Technology Visions has
expended time and effort in the analysis of several new technologies. As a
result of its analysis, Technology Visions has identified technologies that may
yield commercially viable products suitable for related applications in the
environmental cleanup market.

Technology Visions' ability to acquire new technologies may ultimately be
limited by its lack of financial resources.

Technology Visions or its licensee must, with regard to each technology, after
studies and testing, determine whether the technology is commercially viable. At
that time, Technology Visions or the licensee must develop a plan that will best
exploit this technology. This plan may require the raising of additional funds
for Technology Visions or the licensee to exploit the technology, including the
establishment of a marketing organization to sell this technology. Alternatively
Technology Visions or the licensee may subcontract out the manufacturing, or may
joint venture this technology with existing companies which have manufacturing
or marketing capabilities or further license the technologies for exploitation
to companies that have these capabilities. Upon further licensing, Technology
Visions or the licensee may receive royalty payments or a combination of
revenues structured from the sale and use of the product. Any technology may
also be sold outright with or without future payment based on sales. Therefore,
each technology that may be commercially viable might be exploited in a
different manner and may have various levels of success. To the extent that
Technology Visions seeks to internally exploit any technology, Technology
Visions may require substantial additional capital, which may not be available
on favorable terms, if at all.


                                       14
<PAGE>
                         TECHNOLOGY VISIONS GROUP, INC.
               (Formerly Orbit Technologies Inc. and Subsidiaries)
                          (A DEVELOPMENT-STAGE COMPANY)
                         September 30, 2002 (Unaudited)


Specifically, Technology Visions has identified other opportunities for treating
mixed radioactive waste at the Idaho U.S. Department of energy site by: a)
stabilizing in-ground low-level mixed radioactive waste and, b) creating a
barrier to contain radioactive materials that are currently polluting the
environment.

Critical Accounting Policies
----------------------------

Our financial statements and related public financial information are based on
the application of accounting principles generally accepted in the United States
("GAAP"). GAAP requires the use of estimates; assumptions, judgments and
subjective interpretations of accounting principles that have an impact on the
assets, liabilities, and expense amounts reported. These estimates can also
affect supplemental information contained in the external disclosures of the
Company including information regarding contingencies, risk and financial
condition. We believe our use of estimates and underlying accounting assumptions
adhere to GAAP and are consistently and conservatively applied. Valuations based
on estimates are reviewed for reasonableness and conservatism on a consistent
basis throughout the Company. Primary areas where our financial information is
subject to the use of estimates, assumptions and the application of judgment
include our evaluation of impairments of intangible assets, and the
recoverability of deferred tax assets, which must be assessed as to whether
these assets are likely to be recovered by us through future operations. We base
our estimates on historical experience and on various other assumptions that we
believe to be reasonable under the circumstances. Actual results may differ
materially from these estimates under different assumptions or conditions. We
continue to monitor significant estimates made during the preparation of our
financial statements.

Valuation Of Long-Lived And Intangible Assets

The recoverability of these assets requires considerable judgment and is
evaluated on an annual basis or more frequently if events or circumstances
indicate that the assets may be impaired. As it relates to definite life
intangible assets, we apply the impairment rules as required by SFAS No. 121,
"Accounting for the Impairment of Long-Lived Assets and Assets to Be Disposed
Of" which requires significant judgment and assumptions related to the expected
future cash flows attributable to the intangible asset. The impact of modifying
any of these assumptions can have a significant impact on the estimate of fair
value and, thus, the recoverability of the asset.

Income Taxes

We recognize deferred tax assets and liabilities based on the differences
between the financial statement carrying amounts and the tax bases of assets and
liabilities. We regularly review our deferred tax assets for recoverability and
establish a valuation allowance based upon historical losses, projected future
taxable income and the expected timing of the reversals of existing temporary
differences. During 2002, we estimated the allowance on net deferred tax assets
to be hundred percent of the net deferred tax assets.


Results of Operations
---------------------

Quarter Ended September 30, 2002 Compared to Quarter Ended September 30, 2001

We sold $23,000 and $71,000 of grout, respectively, in the quarter ended
September 30, 2002 and 2001. This sale represented the remaining tasks of the
current Bechtel BWXT Idaho, LLC contract as scheduled.

General and administrative expenses were $147,000 in the current quarter
compared to $483,000 in the comparable period last year. The decline is due to
our costs cutting measures, as we continue to maintain minimal overhead. Also,
in the quarter ended September 30, 2001, an additional $280,000 in officer's
compensation was recorded. Included in such amounts are salaries accrued, but
unpaid, for two officers in the amount of $75,000, under the terms of their
employment contracts. During the current quarter, we paid $6,331 in state income
taxes, including penalties and interest on prior year taxes not paid.

                                       15
<PAGE>
                         TECHNOLOGY VISIONS GROUP, INC.
               (Formerly Orbit Technologies Inc. and Subsidiaries)
                          (A DEVELOPMENT-STAGE COMPANY)
                         September 30, 2002 (Unaudited)


During the current quarter, we did not expend any funds in research and
development costs. During the quarter, we received Volume I of the Idaho
National Engineering and Environmental Laboratory final report, entitled Final
Results Report, In Situ Grouting Technology for Application in Buried
Transuranic Waste Sites.

As with the development of any new technology, until a commercial product has
been developed, purchased, and utilized by a third party, the efficacy of the
product is in question and the Company will continue to incur losses. Until
completion of the final development of a technology and the commencement of
sales, we will have no operating revenues but will continue to incur substantial
expenses.

Nine Months Ended September 30, 2002 Compared to Nine Months Ended September 30,
2001
--------------------------------------------------------------------------------

We sold $23,000 and $71,000 of grout, respectively, in the nine months ended
September 30, 2002 and 2001. This sale represented the remaining tasks of the
current Bechtel BWXT Idaho, LLC contract as scheduled.

General and administrative expenses were $395,000 in the current nine months
compared to $799,000 in the comparable period last year. The decline is due to
our costs cutting measures, as we continue to maintain minimal overhead.
Included in such amounts are salaries accrued, but unpaid, for two officers in
the amount of $225,000, under the terms of their employment contracts.

During the current nine months, our research and development costs were
$103,000. Of this amount, we incurred $72,000 of amounts owing for the final
reports from the grout project. We received Volume I of the Idaho National
Engineering and Environmental Laboratory final report, entitled Final Results
Report, In Situ Grouting Technology for Application in Buried Transuranic Waste
Sites and are awaiting Volume II of the subject report.
In addition, we purchased an exclusive licensing fee agreement for the sale and
use of various products from an unrelated third party for $30,000. During the
comparable period last year, the Company expended $150,000 on research and
development costs.

Liquidity and Capital Resources
-------------------------------

Since inception, we have suffered losses accumulating to $17,230,000 through
September 30, 2002 and as of September 30, 2002, had a stockholders' deficiency
and a working capital deficiency of approximately $2,675,000 and $408,000,
respectively. Also, we are in arrears with substantially all of our payables.
The report of Technology Visions' independent certified public accountants notes
that we are a development-stage company with no revenues from its intended
operations, have recurring losses and have a working capital deficiency and
stockholders' deficiency at December 31, 2001 and these conditions raise
substantial doubt about our ability to continue as a going concern.

To date, we have funded our operations from the private sales of common stock or
notes, most of which have been converted into common stock. During the nine
months ended September 30, 2002, we have raised $215,500 from sales of
restricted common stock, generally at a 20% discount from market. These sales
have been able to fund only minimal operations and technological developments.
Development and exploitation of technologies have been delayed by lack of
adequate funding.

Management is exploring additional sources of working capital including
borrowings, sales of securities, joint ventures and licensing of technologies.
Management believes that we can raise adequate capital to keep us functioning at
a minimum level of operation in the next fiscal year. However, there can be no
assurances that management will be successful in obtaining adequate funding to
complete development of its technology or that if any technology is fully
developed, it can be manufactured on a large-scale basis or at a feasible cost.
Further, no assurance can be given that any technology will receive market
acceptance.


                                       16
<PAGE>
                         TECHNOLOGY VISIONS GROUP, INC.
               (Formerly Orbit Technologies Inc. and Subsidiaries)
                          (A DEVELOPMENT-STAGE COMPANY)
                         September 30, 2002 (Unaudited)


In May 2002, we entered into an agreement with the convertible debenture holders
to redeem the debentures and cancel the 375,000 warrants. As part of this
agreement, the holders converted $20,000 worth of principal into 500,000 shares
of common stock. In addition, the Company paid in cash $117,324, representing
$110,000 in principal and $7,324 in interest.

We do not expect to make any significant capital purchases in 2002, except for
possible equipment for the PET or GMENT(TM) treatment systems.



                                       17
<PAGE>
                         TECHNOLOGY VISIONS GROUP, INC.
               (Formerly Orbit Technologies Inc. and Subsidiaries)
                          (A DEVELOPMENT-STAGE COMPANY)
                         September 30, 2002 (Unaudited)



PART II: OTHER INFORMATION

ITEM 1.  LEGAL PROCEEDINGS

                         None

ITEM 2.  CHANGES IN SECURITIES

         During the quarter, the Company issued 416,667 shares of common stock
for proceeds of $20,000. The shares were sold at $0.05 per share per share in a
private placement intended to be exempt from registration under section 4(2) and
or Regulation D of the Securities Act of 1933.

ITEM 3.  DEFAULTS UPON SENIOR SECURITIES

                           None

ITEM 4.  SUBMISSION OF MATTERS TO A VOTE OF SECURITY HOLDERS

                           None
ITEM 5.  OTHER INFORMATION

                           None

ITEM 6.  EXHIBITS AND REPORTS ON FORM 8-K

                (a)      Exhibits

                           (1)      99.1 CEO Certification

                           (2)      99.2 CFO Certification

                (b)      None




                                       18
<PAGE>
                         TECHNOLOGY VISIONS GROUP, INC.
               (Formerly Orbit Technologies Inc. and Subsidiaries)
                          (A DEVELOPMENT-STAGE COMPANY)
                         September 30, 2002 (Unaudited)




                                   SIGNATURES

         In accordance with the requirements of the Securities Exchange Act, the
registrant caused this report to be signed on its behalf by the undersigned,
thereunto duly authorized.

                                         TECHNOLOGY VISIONS GROUP, INC.
                                         ------------------------------
                                                  Registrant



Date: November 6, 2002                   By: /s/ James B. Lahey
                                         ---------------------------------------
                                         James B. Lahey, Chief Executive Officer
                                         Chairman of the Board of Directors

Date: November 6, 2002                   By: /s/ James A. Giansiracusa
                                         ---------------------------------------
                                         James A. Giansiracusa, Secretary
                                         Chief Financial Officer





                                       19