I 

113TH CONGRESS 

1ST SESSION H. R. 3380 

To delay any increases in premium rates for flood insurance coverage under 

the National Flood Insurance Program until the Federal Emergency 

Management Agency completes a comprehensive review and updating 

of all flood insurance rate maps and the Army Corps of Engineers 

reviews and certifies that such maps include all flood mitigation and 

flood control projects completed by the Corps. 

IN THE HOUSE OF REPRESENTATIVES 

OCTOBER 30, 2013 

Mr. RAHALL introduced the following bill; which was referred to the 

Committee on Financial Services 

A BILL 

To delay any increases in premium rates for flood insurance 

coverage under the National Flood Insurance Program 

until the Federal Emergency Management Agency completes a comprehensive review and updating of all flood 

insurance rate maps and the Army Corps of Engineers 

reviews and certifies that such maps include all flood 

mitigation and flood control projects completed by the 

Corps. 

1 Be it enacted by the Senate and House of Representa2 tives of the United States of America in Congress assembled, 


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•HR 3380 IH

1 SECTION 1. CONGRESSIONAL FINDINGS. 

2 The Congress finds that the Administrator of the 

3 Federal Emergency Management Agency has the duty, 

4 pursuant to section 100216 of the Biggert-Waters Flood 

5 Insurance Reform Act of 2012 (42 U.S.C. 4101b) and sec6 tion 1360(f) of the National Flood Insurance Act of 1968 

7 (42 U.S.C. 4101(f)), to review and update the flood insur8 ance rate maps under the National Flood Insurance Pro9 gram. 

10 SEC. 2. DELAY OF FLOOD INSURANCE RATE INCREASES. 

11 (a) IN GENERAL.—Notwithstanding any other provi12 sion of law, the risk premium rates for flood insurance 

13 coverage made available under the National Flood Insur14 ance Program shall not be increased from such rates in 

15 effect as of September 30, 2013, until— 

16 (1) the Administrator of the Federal Emer17 gency Management Agency completes a first com18 prehensive review and updating of all flood insur19 ance rate maps for such Program under section 

20 100216 of the Biggert-Waters Flood Insurance Re21 form Act of 2012 (42 U.S.C. 4101b) initiated after 

22 the date of the enactment of the Biggert-Waters 

23 Flood Insurance Reform Act of 2012; and 

24 (2) the Secretary of the Army, acting through 

25 the Chief of Engineers, reviews and certifies that 

26 such rate maps accurately reflect all flood mitigation 


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1 and flood control projects completed within the af2 fected watershed by the Army Corps of Engineers as 

3 of the date on which such rate maps were reviewed 

4 and updated as required by paragraph (1). 

5 (b) EFFECTIVE DATE; REFUND OF EXCESS PRE6 MIUM CHARGES COLLECTED.—The amendments made by 

7 subsection (a) shall take effect as if enacted as part of 

8 the Biggert-Waters Flood Insurance Reform Act of 2012 

9 (Public Law 112-141; 126 Stat. 916) and the Adminis10 trator of the Federal Emergency Management Agency 

11 shall refund to insureds any premiums for flood insurance 

12 coverage under the National Flood Insurance Program 

13 collected in excess of the rates required under subsection 

14 (a). 

Æ 


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