EXHIBIT 99.2

STATEMENT FURNISHED PURSUANT TO SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002,
18 U.S.C SECTION 1350

         The  undersigned,  Kim S. Price,  is the President and Chief  Executive
Officer of Citizens South Banking Corporation (the "Company").

         This statement is being  furnished in connection with the filing by the
Company of the Company's  Annual Report on Form 10-K for the year ended December
31, 2002 (the "Report").

         By execution of this statement, I certify that:

         A)       the Report fully complies with the requirements of Section
                  13(a) or 15(d) of the Securities Exchange Act of 1934 (15
                  U.S.C. 78m(a) or 78o(d)) and

         B)       the information contained in the Report fairly presents, in
                  all material respects, the financial condition and results of
                  operations of the Company as of the dates and for the periods
                  covered by the Report.

         This statement is authorized to be attached as an exhibit to the Report
so that this  statement  will accompany the Report at such time as the Report is
filed with the Securities and Exchange Commission pursuant to Section 906 of the
Sarbanes-Oxley Act of 2002, 18 U.S.C. Section 1350. It is not intended that this
statement be deemed to be filed for purposes of the  Securities  Exchange Act of
1934, as amended.

March 26, 2003                             /s/ Kim S. Price
--------------                             -------------------------------------
Dated                                      Kim S. Price
                                           President and Chief Executive Officer


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EXHIBIT 99.2

STATEMENT FURNISHED PURSUANT TO SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002,
18 U.S.C SECTION 1350

         The undersigned, Gary F. Hoskins, is the Chief Financial Officer of
Citizens South Banking Corporation (the "Company").

         This statement is being  furnished in connection with the filing by the
Company of the Company's  Annual Report on Form 10-K for the year ended December
31, 2002 (the "Report").

         By execution of this statement, I certify that:

         A)       the Report fully complies with the requirements of Section
                  13(a) or 15(d) of the Securities Exchange Act of 1934 (15
                  U.S.C. 78m(a) or 78o(d)) and

         B)       the information contained in the Report fairly presents, in
                  all material respects, the financial condition and results of
                  operations of the Company as of the dates and for the periods
                  covered by the Report.

         This statement is authorized to be attached as an exhibit to the Report
so that this statement will accompany the Report at such time as the Report is
filed with the Securities and Exchange Commission pursuant to Section 906 of the
Sarbanes-Oxley Act of 2002, 18 U.S.C. Section 1350. It is not intended that this
statement be deemed to be filed for purposes of the Securities Exchange Act of
1934, as amended.

March 26, 2003                                           /s/ Gary F. Hoskins
--------------                                           -----------------------
Dated                                                    Gary F. Hoskins
                                                         Chief Financial Officer


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