<TABLE> <S> <C>

<PAGE>

<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED BALANCE SHEET AS OF MARCH 31, 1997 AND THE CONSOLIDATED STATEMENT
OF OPERATIONS FOR THREE MONTHS ENDED MARCH 31, 1997; THE CONSOLIDATED BALANCE
SHEET AS OF JUNE 30, 1997 AND THE CONSOLIDATED STATEMENT OF OPERATIONS FOR SIX
MONTHS ENDED JUNE 30, 1997; THE CONSOLIDATED BALANCE SHEET AS OF SEPTEMBER 30,
1997 AND THE CONSOLIDATED STATEMENT OF OPERATIONS FOR NINE MONTHS ENDED
SEPTEMBER 30, 1997; AND THE CONSOLIDATED BALANCE SHEET AS OF DECEMBER 31, 1997
AND THE CONSOLIDATED STATEMENT OF OPERATIONS FOR TWELVE MONTHS ENDED DECEMBER
31, 1997 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL
STATEMENTS.
</LEGEND>
<RESTATED>

<S>                             <C>                   <C>                  <C>                 <C>
<PERIOD-TYPE>                   3-MOS                 6-MOS                9-MOS               12-MOS
<FISCAL-YEAR-END>                    DEC-31-1996           DEC-31-1996          DEC-31-1996          DEC-31-1997
<PERIOD-END>                         MAR-31-1997           JUN-30-1997          SEP-30-1997          DEC-31-1997
<CASH>                                    18,613                17,741               15,891               22,136
<INT-BEARING-DEPOSITS>                    26,168                20,801               23,523               33,688
<FED-FUNDS-SOLD>                               0                     0                    0                    0
<TRADING-ASSETS>                               0                     0                    0                    0
<INVESTMENTS-HELD-FOR-SALE>              154,635               185,203              193,691              250,209
<INVESTMENTS-CARRYING>                         0                     0                    0                    0
<INVESTMENTS-MARKET>                           0                     0                    0                    0
<LOANS>                                  688,298               735,699              769,357              861,257
<ALLOWANCE>                                2,130                 2,109                2,147                3,294
<TOTAL-ASSETS>                           926,891               999,289            1,045,692            1,220,267
<DEPOSITS>                               743,850               779,558              791,179              872,340
<SHORT-TERM>                               2,776                 2,736                2,642                3,780
<LIABILITIES-OTHER>                       17,406                21,070               25,511               17,669
<LONG-TERM>                               81,104               112,246              140,586              239,091
<PREFERRED-MANDATORY>                          0                     0                    0                    0
<PREFERRED>                                    0                     0                    0                    0
<COMMON>                                     677                   677                  678                  678
<OTHER-SE>                                81,078                83,002               85,096               86,709
<TOTAL-LIABILITIES-AND-EQUITY>           926,891               999,289            1,045,692            1,220,267
<INTEREST-LOAN>                           13,378                14,163               14,911               15,934
<INTEREST-INVEST>                            159                   192                  187                  220
<INTEREST-OTHER>                           2,760                 3,062                3,586                3,720
<INTEREST-TOTAL>                          16,297                17,417               18,684               19,874
<INTEREST-DEPOSIT>                         7,572                 8,320                8,815                9,149
<INTEREST-EXPENSE>                         1,395                 1,579                2,035                2,741
<INTEREST-INCOME-NET>                      7,330                 7,518                7,834                7,984
<LOAN-LOSSES>                                 51                    21                   57                   41
<SECURITIES-GAINS>                             0                     0                    0                    0
<EXPENSE-OTHER>                            6,041                 5,967                6,073                6,154
<INCOME-PRETAX>                            2,140                 2,533                3,494                3,004
<INCOME-PRE-EXTRAORDINARY>                 2,140                 2,533                3,494                3,004
<EXTRAORDINARY>                                0                     0                    0                    0
<CHANGES>                                      0                     0                    0                    0
<NET-INCOME>                               1,234                 1,465                2,010                1,709
<EPS-PRIMARY>                               0.19                  0.22                 0.30                 0.25
<EPS-DILUTED>                               0.18                  0.22                 0.30                 0.25
<YIELD-ACTUAL>                              3.57                  3.46                 3.41                 3.11
<LOANS-NON>                                2,016                 2,914                3,634                3,250
<LOANS-PAST>                                   0                     0                    0                    0
<LOANS-TROUBLED>                              20                    18                   16                   14
<LOANS-PROBLEM>                            3,568                 3,568                4,640                5,708
<ALLOWANCE-OPEN>                           2,263                 2,263                2,263                2,147
<CHARGE-OFFS>                              (184)                  (42)                 (19)                 (61)
<RECOVERIES>                                   0                     0                    0                    0
<ALLOWANCE-CLOSE>                          2,130                 2,109                2,147                3,294
<ALLOWANCE-DOMESTIC>                         308                   372                  325                1,052
<ALLOWANCE-FOREIGN>                            0                     0                    0                    0
<ALLOWANCE-UNALLOCATED>                    1,822                 1,737                1,822                2,242


</TABLE>