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575 ELA ROAD BUILDINGBANK
FACILITY LEASE FOR MIDWEST BANK AND TRUST COMPANY
 
 27TH
  Schedule
 Description of Premises
 Tenants use of Premises
 Total Base Rent
 Monthly installments of Base Rent
 Tenants proportionate share of Rental Adjustments attributable to the building
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Commencement date of Lease term
 Termination date of Lease term
 Tenants address for notice before possession date
     Security Deposit
  Broker
 Premises
 Parking Areas
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Prohibited Uses
 Base Rent
 Additional Provisions
 Rent Escalation in Lieu of CPI Provision
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Additional Rent
      -4-




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Tenant Contingencies
 Special Provision
 Landlord Covenant
 Tenant Documents
 -5-




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Leasing Agreement
  In consideration thereof, the parties covenant and agree
 Rental
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Rental Adjustments
  Definitions
     -7-




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-8-




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Adjustment for Cost of Operating the Building
  Tax Adjustment
  Estimated Rental Adjustment
  -9-




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Billing and Final Payment
  -10-




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Security Deposit
  Services
 Heating
and Air-Conditioning
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Water
 Janitor
Services; Cleanliness of Premises
 -12-




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Electricity
  Failure to Pay for Services
 Interruption of Services
 -13-




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Installation of Facilities
 Use of Premises
 Purpose
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Removal of Property
 Doors to be Locked
 Laws and Regulations
 Signs
 -15-




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Advertising
 Sale of Articles
 Unlawful Use
 Hazardous Materials
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Various Prohibited Uses
   Sound Devices
    Nuisances
    -17-




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Cleanliness and Obstruction of Public Areas
    Locks
 Weight Limits
 -18-




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Defacing Premises
   Alarm
 Window and Door Coverings
 Alterations
   -19-




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Rights Reserved to Landlord
        -20-




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-21-




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Improvements, Condition and Repair of Premises
    -22-




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Surrender of Premises
    -23-




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Assignment and Subletting; Sale of Business
  -24-




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Waiver of Certain Claims; Insurance
  -25-




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-26-




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-27-




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Fire and Casualty
  -28-




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-29-




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Rights and Remedies of Landlord
    -30-




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-31-




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-32-




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Bankruptcy or Insolvency
   -33-




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any
    -34-




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-35-




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Default by Landlord
  -36-




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Eminent Domain
  Landlords Mortgage
  -37-




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-38-




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Estoppel Certificate
  Holding Over
  -39-




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Miscellaneous
 Default Under Other Lease
 Acts Subsequent to Default
 Waiver of Default
 -40-




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Plats and Riders
 Meaning of Tenant
 Representative Capacity
 Brokers
 Force Majeure
 -41-




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Successors and Assigns
 Rules and Regulations
 Notices
 Marginal Notations
 Examination of Lease
 -42-




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Landlord:
    
    
    Tenant:George Garnerand Barbara Garner
    
    MIDWEST BANK AND TRUST COMPANYBy:
    
    (GEORGE P. GARNER)
    
    By:
    
    (BRUNO P. COSTA)GEORGE P. GARNER
    
    
    
    BRUNO P. COSTAIts: Executive Vice-PresidentBy:
    
    (BARBARA J. GARNER)
    
    Attest:BARBARA J. GARNERBy:
    
    (DANIEL R. KADOLPH)DANIEL R. KADOLPHIts: Executive Vice-President
 -43-




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Option to Extend Term.
    Period:
    
    Sixty (60) monthsBase Rent: for 2009
    
    $
    60,279.962009 Monthly Base Rent:
    
    $
    5,023.33
  Date of Required Additional Security Deposit
 Amount of Additional Security Deposit:
    
    $
    292.62Total Security Deposit:
    
    $
    10,046.66
  -44-




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Landlord:

    


Tenant:MIDWEST BANK AND TRUST COMPANYBy:
    
    (GEORGE P. GARNER)
    
    By:
    
    (BRUNO P. COSTA)GEORGE P. GARNER
    
    
    
    BRUNO P. COSTAIts: Executive Vice-PresidentBy:
    
    (BARBARA J. GARNER)BARBARA J. GARNERBy:
    

(DANIEL R. KADOLPH)DANIEL R. KADOLPHIts: Executive Vice-President
 This Lease was prepared by Stephen B. Cohen, Kelly, Olson, Michod DeHaan &
Richter, L.L.C., 30 South Wacker Drive, Suite 2300, Chicago, IL 60606 (Phone: 312-236-6700; Fax 312-236-6706; and
email: scohen@komdr.com).
 -45-