GEORGE E. COLE®
    
    No. 9-RECLEGAL FORMS
    
    April 1996STORE LEASECAUTION: Consult a lawyer before using or acting under this form.
Neither the publisher nor the seller of this form makes
any warranty with respect thereto, including any warranty of
merchantability or fitness for a particular purpose.Above Space for Recorders use only
 TERM OF LEASEBEGINNING
    
    
    ENDINGSee Paragraph 4of the Rider attached hereto & made a part hereof
    
    
    Ten (10) years after Lease Commencement Date per Paragraph 4 of the RiderMONTHLY RENT
    
    
    DATE OF LEASE
    
    
    LOCATION OF PREMISESSee Paragraph 20of the Rider attached hereto
    
    
    December 1, 2008
    
    
    2130 West North Avenue
Chicago, Illinois1st Floor Commercial Space[approximately 5,250 square feet]
comprised of a Commercial Parcel and a Parking Area Parcel, both of which are
defined terms in the Operating Declaration, and both of which are depicted in
the Plat of Survey attached to the recorded Condominium Declaration, which
legal instruments were provided to Lessee for its review prior to the entry
into this Lease.
 Purpose:
 Banking and Lending Institution,
  
 LESSEE (aka Tenant)
    
    
    
    LESSOR (aka Landlord)NAME
    
    Midwest Bank and Trust Company
    
    NAME
    
    2150 I CorporationADDRESS
    
    501 West North Avenue
    
    ADDRESS
    
    1811 W. North Ave. Suite 401BCITY
    
    Melrose Park, Illinois 60160
    
    CITY
    
    Chicago, Illinois 60622TELEPHONE:
    
    708-865-2500
    
    TELEPHONE:
    
    773-486-5536
  1




---



##### 



LEASE COVENANTS AND AGREEMENTS
 1. RENT
 2. WATER, GAS AND ELECTRIC CHARGES
 3. SUBLETTING; ASSIGNMENT
 4. LESSEE NOT TO MISUSE
 5. CONDITION ON POSSESSION.
 6. REPAIRS AND MAINTENANCE
 7. ACCESS TO PREMISES
 2




---



##### 



Notwithstanding the above to the contrary: security needs of the Lessee will not allow the Lessor
to have pass keys.
 8. NON-LIABILITY OF LESSOR.
 9. RESTRICTIONS (SIGNS, ALTERATIONS, FIXTURES). Notwithstanding any other provisions in this Lease
(including any riders, exhibits or addenda hereto), the Lessors consent as to proposed signage by
Lessee shall be within Lessors sole and absolute and unfettered discretion.
 10. HEAT
 11. FIRE AND CASUALTY
 12. TERMINATION; HOLDING OVER
 13. LESSORS REMEDIES   WHICH IS LESS THAN THE FULL AMOUNT(S) DUE
 3




---



##### 



WITH Nowithstanding the above to the
contrary non-monetary defaults
 14. RIGHT TO RELET.
 15. COSTS AND FEES.
 16. CONFESSION OF JUDGMNET.
 17. LESSORS LIEN.
 18. REMOVAL OF OTHER LIENS.
 19. REMEDIES NOT EXCLUSIVE.  OF LESS
THAN THE FULL AMOUNT(S) DUE EXCEPT AS THE PARTIES MAY OTHERWISE EXPRESSLY
AGREE TO IN WRITING
 20. NOTICES. Notices that have any legal import shall also be copied in like manner to the respective
attorneys for both parties, to wit: Stephen Malato, of Hinshaw & Culbertson, for Lessee; and John
Lovestrand, of Palmisano & Lovestrand, for Lessor.
 21. MISCELLANEOUS.
      4




---



##### 



22. SEVERABILITY.
 23. RIDER.
  LESSEE (aka Tenant):
    
    
    
    LESSOR (aka Landlord):Midwest Bank and Trust Company,
an Illinois banking corporation
    
    
    2150 I Corporation, an Illinois corporationBy:
    
    
    
    By:Bruno P. Costa
    
    
    

Jakub
KosibaIts: Executive Vice President
    
    
    

Its:
Treasurer
 ASSIGNMENT BY LESSOR
 to be completed & signed if and when applicable
 
 
 5




---



##### 



RIDER
 DECEMBER 1, 2008 2130 WEST NORTH AVENUE 2150 I CORPORATION MIDWEST BANK AND TRUST COMPANY
   SECURITY DEPOSIT(S)
 Fourteen Thousand
($14,000) Dollars
   Ten Thousand Six Hundred Ninety-Nine ($10,699)
Dollars sixty-first (61 st ) sixty-second
(62 nd )
 LEASE COMMENCEMENT, ABATEMENT PERIOD & INITIAL PAYMENT
 Seven Thousand ($7,000) Dollars st $7,000
  6




---



##### 



April 1, 2009 st twelve (12) months
 twelve (12) month twelve (12) month
 $7,000.00 per month
 INSURANCE:
     2150 I
Corporation
   7




---



##### 



General Aggregate
    
    $
    2,000,000Products/Completed Operations
    
    $
    2,000,000Personal Injury
    
    $
    1,000,000Each Occurrence
    
    $
    1,000,000Fire Damage
    
    $
    50,000Medical Expense
    
    $
    5,000
    COMMON AREA MAINTENANCE and REAL ESTATE TAXES
 Common Area Maintenance (CAM)
 common area maintenance 25% Lessee shall not be required to pay common area
maintenance twelve (12) months
 (i)
    
    By way of clarification, CAM shall include: garbage
removal; water; sewer; insurance premiums for the building; snow removal;
landscaping services; common area electrical; and common area janitorial.(ii)
    
    By way of further clarification, CAM shall not
include: the cost of any capital improvements to the building or property;
repairs, restoration or other work occasioned by fire, windstorm or any
other casualty or made necessary due solely to the negligence of Lessor;
income and franchise taxes of Lessor;
 8




---



##### 



leasing commissions; expenses for
the renovating of space for new tenants; interest or principal payments on any mortgage or other indebtedness of
Lessor.(iii)
    
    In addition to the above, Lessee shall be
responsible for the cost for janitorial servicesas to the Premises.
Lessee will be allowed to select the vendor for its janitorial services
that are Premises-specific.
 General Real Estate Taxes
 general real estate taxes 25% Lessee shall not be
required to pay general real estate taxes twelve (12) months
 25.00% separate, divided permanent index number(s)
 14-31-331-015-0000
     9




---



##### 



UTILITIES:
    RENTAL PAYMENTS
 2150 I Corporation 1811 W.
North Avenue, Suite 401 B, Chicago, Illinois 60622
 th
 Nowithstanding the above to the contrary non-monetary defaults
 th
  CONDITION OF PREMISES & MAINTENANCE OBLIGATIONS:
  10




---



##### 



SIGNAGE:
    Notwithstanding the above to the
contrary: security needs of the Lessee will not allow the Lessor to have pass keys
    RENT :
  11




---



##### 



BASE MONTHLY RENT
    
    
    
    Amount
    
    % IncreaseLease Term:Possession
    
    12/12008  3/31/2009
    
    [Possession period]
    
    
    - 0 -
    
    
    
    -0-Year 1
    
    4/1/2009-3/31/2010
    
    [Base Rent commencement]
    
    $
    7,000.00
    
    
    
    -0-Year 2
    
    4/1/2010-3/31/2011
    
    [Triple-Net commencement]
    
    $
    7,245.00
    
    
    
    3.5
    %Year 3
    
    4/1/2011-3/31/2012
    
    
    
    $
    7,498.58
    
    
    
    3.5
    %Year 4
    
    4/1/2012-3/31/2013
    
    
    
    $
    7,761.03
    
    
    
    3.5
    %Year 5
    
    4/1/2013-3/31/2014
    
    
    
    $
    8,032.66
    
    
    
    3.5
    %Year 6
    
    4/1/2014-3/31/2015
    
    
    
    $
    8,313.80
    
    
    
    3.5
    %Year 7
    
    4/1/2015-3/31/2016
    
    
    
    $
    8,604.79
    
    
    
    3.5
    %Year 8
    
    4/1/2016-3/31/2017
    
    
    
    $
    8,905.95
    
    
    
    3.5
    %Year 9
    
    4/1/2017-3/31/2018
    
    
    
    $
    9,217.66
    
    
    
    3.5
    %Year 10
    
    4/1/2018-3/31/2019
    
    
    
    $
    9,540.28
    
    
    
    3.5
    %
 [Lessee expressly acknowledges and agrees that Lessees obligation to pay monthly rent, including
the Base Rent, is an independent covenant of this Lease.]
 OPTION (AKA RENEWAL) TERM(S) :
 two (2) options five (5)
years each except Base Rent
  nine (9) months
 market
rent
 initial year three & 1/2 (3.5%) percent
 12




---



##### 



cancel and rescind its renewal election
   BUILD-OUT (IF ANY) & CONDITION
 None.
   13




---



##### 



PARKING four (4) indoor parking spaces
 FIRST OPPORTUNITY TO PURCHASE
 RIGHT OF FIRST REFUSAL
 ten (10) calendar days ten (10) calendar days ten (10) calendar days
   TENANT IMPROVEMENT ALLOWANCE
 LESSEES CONTINGENCIES
 LESSORS CONTINGENCY
 QUIET ENJOYMENT
 BROKERS/AGENTS/COMMISSIONS Studley,
Inc. $21,960.98
 DISCLOSURE
 14




---



##### 



LESSEE ENTITY & ASSIGNMENT RIGHTS
   LESSOR ENTITY & ASSIGNMENT RIGHTS
  right of first refusal
  SNDA .
 SUBROGATION
 AMENDMENT TO OPERATING DECLARATION
 *************************************************
 15




---



##### 



[end of text; signatures of the parties below]
 Lessee Offer to Lease st
 LESSEE:
 Midwest Bank and Trust Company,
an Illinois banking corporationBy:Bruno P. CostaIts: Executive Vice President LESSOR:
 2150 I Corporationan Illinois corporationBy:Jakub KosibaIts: Treasurer 16