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Exhibit 1.1
  ARTICLES OF INCORPORATION
 Chapter I. General Provisions
     (1)
    
    Consumer credit business, enterprise credit business, and financial mediation, guarantee
and agency of these;(2)
    
    Credit management and collection business;(3)
    
    The business of leasing, rental, buying and selling (including buying and selling by
installments), and managing of all types of movable estate;(4)
    
    The buying and selling, exchange, rental, mediation, appraisement, management, possession
and operation of real estate;(5)
    
    Civil engineering, building work and contracting business;(6)
    
    The buying and selling, mediation, commissioning or agency of securities;(7)
    
    Non-life insurance agent business, business related to the offering of life insurance,
and insurance agent business based on the Automobile Liability Security Law;(8)
    
    Investment and management consultancy business for enterprises;(9)
    
    Business agency for rental contracts for corporate housing, offices and parking space and
sales contracts;(10)
    
    The business of supplying temporary labor;(11)
    
    Importing and exporting products and distribution business;(12)
    
    Collection agency business;(13)
    
    Computing work agency business;(14)
    
    Contracting for advertising and publicity;(15)
    
    Factoring business;(16)
    
    Development and distribution of computer software;(17)
    
    Distribution of computers and peripheral devices;(18)
    
    Management and rental of sports facilities;(19)
    
    Office work agency business such as enterprise accounting or labor services;(20)
    
    Internet provider business;(21)
    
    Internet advertising and publicity business;(22)
    
    Mediation of money borrowing and lending using the Internet;




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(23)
    
    Business related to the planning and development of Internet software and the
commissioning of its production, as well as consulting business related to these;(24)
    
    Business related to agency and contract for sales of products and services;(25)
    
    Business related to the planning, management and coordination of all types of events;(26)
    
    Business related to all types of training and courses for the acquisition of all types of
licenses;(27)
    
    Planning and production of advertising and publicity, as well as advertising agency
business;(28)
    
    Business of offering automobile inspection services;(29)
    
    Trust business;(30)
    
    Other businesses that a trust company is permitted to conduct under law;(31)
    
    Research, planning, intermediary and consulting services for M&A, alliances and transfers
of businesses, etc;(32)
    
    Type 1 financial instruments business defined under the Financial Instruments and
Exchange Law (the FIEL);(33)
    
    Type 2 financial instruments business defined under the FIEL;(34)
    
    Investment advisory and agency business defined under the FIEL;(35)
    
    Investment management business defined under the FIEL;(36)
    
    Financial instruments intermediation business defined under the FIEL; and(37)
    
    All business that is ancillary to each of the preceding items.
     (1)
    
    Board of Directors;(2)
    
    Statutory Auditors;(3)
    
    Board of Statutory Auditors;(4)
    
    Accounting Auditor(s).




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Chapter II. Shares
          (1)
    
    Rights set forth in each item of Article 189, Paragraph 2 of the Corporate Law;(2)
    
    Rights to make requests pursuant to the provision of Article 166, Paragraph 1 of the
Corporate Law;(3)
    
    Rights to receive allocation of a subscription of shares and the allocation of a
subscription of share warrants in accordance with the number of shares held by each
shareholder.




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Chapter III. General Meeting of Shareholders




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Chapter IV. Directors and Board of Directors




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Chapter V. Statutory Auditors and the Board of Statutory Auditors




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Chapter VI. Accounting Auditors
      Chapter VII. Accounting
            Supplementary provision
 1.
    
    (deleted)2.
    
    Adding Subsections 32 through 36 of Article 2 will become effective on the date on which the
following is implemented: Article 1 of the supplementary provision of the Law for Amending
the Securities and Exchange Law, Etc. (2006 Law No. 65). After this law is implemented, this
supplementary provision will be deleted.