EXHIBIT 12.1



Center Financial Corp.

Computation of Earnings to Fixed Charges and Preferred Stock Dividends



|                                                                                          |  |                                 |        |  |      |   |         |      |  |   |        |   |  |      |         |  |  |   |        | 
|----------------------------------------------------------------------------------------- |  | ------------------------------- | ------ |  | ---- | - | ------- | ---- |  | - | ------ | - |  | ---- | ------- |  |  | - | ------ | 
|                                                                                          |  | For the Year ended December 31, |       
|                                                                                          |  | 2010                            |        |  | 2009 |   |         | 2008 |  |   | 2007   |   |  | 2006 |        
|                                                                                          |  | (Dollars in thousands)          |       
|Income (loss) before tax provision (benefit)                                              |  | $                               | 23,999 |  |      | $ | (48,336 | )    |  | $ | (1,427 | ) |  | $    | 35,589  |  |  | $ | 42,643 | 
|                                                                                          |  |                                 |        |  |     
|Interest expense excluding deposits                                                       |  |                                 | 7,281  |  |      |   | 7,649   |      |  |   | 10,481 |   |  |      | 12,791  |  |  |   | 5,916  | 
|Interest expense including deposits                                                       |  |                                 | 27,893 |  |      |   | 42,584  |      |  |   | 56,607 |   |  |      | 66,986  |  |  |   | 53,319 | 
|Preferred stock dividends and discount accretion                                          |  |                                 | 2,988  |  |      |   | 2,954   |      |  |   | 155    |   |  |      |        |  |  |   |       | 
|                                                                                          |  |                                 |        |  |     
|Fixed Charges and Preferred Stock Dividends and Accretion, excluding interest on deposits |  |                                 | 10,269 |  |      |   | 10,603  |      |  |   | 10,636 |   |  |      | 12,791  |  |  |   | 5,916  | 
|Fixed Charges and Preferred Stock Dividends and Accretion, including interest on deposits |  |                                 | 30,881 |  |      |   | 45,538  |      |  |   | 56,762 |   |  |      | 66,986  |  |  |   | 53,319 | 
|                                                                                          |  |                                 |        |  |     
|Total earnings excluding interest on deposits                                             |  |                                 | 34,268 |  |      |   | (37,733 | )    |  |   | 10,654 |   |  |      | 48,380  |  |  |   | 48,559 | 
|Total earnings including interest on deposits                                             |  |                                 | 54,880 |  |      |   | (2,798  | )    |  |   | 56,780 |   |  |      | 102,575 |  |  |   | 95,962 | 
|                                                                                          |  |                                 |        |  |     
|Ratio of Earnings to Fixed Charges and Preferred Stock Dividends and Accretion            |  |                                 |        |  |      |   |         |      |  |   |        |   |  |      |         |  |  |   |        | 
|Excluding interest on deposits                                                            |  |                                 | 3.34   |  |      |   | (3.56   | )    |  |   | 1.00   |   |  |      | 3.78    |  |  |   | 8.21   | 
|Including interest on deposits                                                            |  |                                 | 1.78   |  |      |   | (0.06   | )    |  |   | 1.00   |   |  |      | 1.53    |  |  |   | 1.80   |