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**Exhibit 3.1**

**JPMORGAN CHASE BANK, NATIONAL ASSOCIATION**

**CHARTER NO. 8**

**AMENDEDAND RESTATED ARTICLES OF ASSOCIATION**

(As Amended and Restated April 19, 2016) 

For the purpose of organizing an Association to perform any lawful activities of national banks, the undersigned do enter into the following Articles ofAssociation: 

FIRST. The title of this Association shall be JPMorgan Chase Bank, National Association (the “Association”). 

SECOND. The main office of the Association shall be in the City of Columbus, County of Delaware, State of Ohio. The general business of the Association shallbe conducted at its main office and its branches. 

THIRD. The board of directors of this Association shall consist of not less than five nor more thantwenty-five persons, the exact number to be fixed and determined from time to time by resolution of a majority of the full board of directors or by resolution of a majority of the shareholders at any annual or special meeting thereof. 

FOURTH. There shall be an annual meeting of the shareholders to elect directors and transact whatever other business may be brought before the meeting. Itshall be held at the main office or any other convenient place and on such date as the board of directors may designate. 

FIFTH. The authorized amount ofcapital stock of this Association shall be $2,415,000,000, divided into 200,000,000 shares of common stock of the par value of $12 each and 15,000,000 shares of preferred stock of the par value of $1 each; but said capital stock may be increased ordecreased from time to time, according to the provisions of the laws of the United States. 

In the event of any such increase in the capital stock of thisAssociation by the sale of additional shares or the distribution of additional shares as a stock dividend, each shareholder of this Association (unless otherwise provided by the shareholders’ vote or votes authorizing the increase) shall beentitled, in proportion to the number of shares of said capital stock owned by him before such increase, to proportionate rights in respect of such additional shares as follows: (1) to the extent that such shareholder’s proportionate right inrespect of such additional shares shall embrace one or more whole shares of such additional shares, to receive (a) in the case of a sale, a transferable warrant entitling the holder to subscribe, within the specified subscription period, forsuch one or more whole shares of such additional shares or (b) in the case of a stock dividend, a certificate evidencing such one or more whole shares of such additional shares; and (2) to the extent that such shareholder’sproportionate right in respect of such additional shares shall embrace a fraction of a share, to receive (a) in the case of a sale, a fractional subscription warrant, conditioned that it shall be void unless, within the specified subscriptionperiod, it is combined with other such fractional subscription warrants in the aggregate entitling the holder 

 
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thereof to subscribe for a whole share or whole shares of such additional shares and such subscription is completed by such holder of such combined fractional warrants or (b) in the case ofa stock dividend, a fractional warrant which shall not represent or entitle the holder thereof to any of the privileges of a shareholder of this Association but may be combined with other such fractional warrants in the aggregate entitling theholder thereof to exchange them for a whole share or whole shares of such additional shares and conditioned that the holder exchanging such combined fractional warrants for such whole share or whole shares of such additional shares shall receive anydividends applicable to such whole share or whole shares declared after the date of such fractional warrants and payable in respect of such whole share or whole shares at the time of such exchange. 

In the event of an increase in the capital stock of this Association in pursuance of a statutory consolidation to which this Association may be a party, theadditional shares shall be issued in such a manner as the contract or plan of consolidation may provide, pursuant to and in contemplation of the statute under which said consolidation is effected. 

In the event of an increase in the capital stock of this Association in pursuance of a plan or contract (other than in the case of a statutory consolidation)for the acquisition by this Association of the assets, in whole or in part, and the good will of another banking institution or banker, the additional shares shall be subscribed for by or issued to any persons, firms, trustees or corporations,whether or not shareholders of this Association, as, in its discretion in the execution of such plan or contract, the Board of Directors may approve. 

TheAssociation, at any time and from time to time, may authorize and issue debt obligations, whether or not subordinated, without the approval of the shareholders. 

SlXTH. The Board of Directors shall appoint one of its members President of this Association, who shall be Chairman of the Board; but the Board of Directorsmay appoint a director, in lieu of the President, to be Chairman of the Board, who shall perform such duties as may be designated by the Board of Directors. The Board of Directors shall have the power to appoint one or more Vice Presidents; toappoint a Cashier and such other officers as may be required to transact the business of this Association; to fix the salaries to be paid to all officers of this Association; and to dismiss such officers, or any of them; but the Board of Directorsmay delegate the authority to exercise such powers of appointment, salary determination and dismissal. 

The Board of Directors shall have the power todefine the duties of officers and employees of this Association, to require bonds from them, and to fix the penalty thereof; to regulate the manner in which directors shall be elected or appointed, and to appoint judges of election; in the event ofan increase of the capital stock of this Association to regulate the manner in which such increase shall be made; to make all by-laws that it may be lawful for them to make for the general regulation of thebusiness of this Association and the management of its affairs; and generally to do and perform all acts that it may be lawful for a Board of Directors to do and perform. 

SEVENTH. The board of directors shall have the power to change the location of the main office to any other location permitted under applicable law, withoutthe approval of the shareholders, and shall have the power to establish or change the location of any branch or branches of the Association to any other location permitted under applicable law, without the approval of the shareholders subject tosuch limitations as from time to time may be provided by law. 

 
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EIGHTH. To the extent permitted by 12 C.F.R. 7.2014 and consistent with the requirements of 12 U.S.C.1828(k) and the implementing regulations thereunder: 

 
(1)
To the fullest extent that the General Corporation Law of the State of Delaware as it exists on the date hereofor as it may be hereafter amended permits the limitation or elimination of the liability of directors, no director of the Association shall be personally liable to the Association or its shareholders for monetary damages for breach of fiduciary dutyas a director. 

 
(2)
The Association shall have the power to indemnify any director, officer, employee or agent of the Associationor any other person who is serving at the request of the Association in any such capacity with another corporation, partnership, joint venture, trust or other enterprise (including, without limitation, any employee benefit plan) to the fullestextent permitted by the General Corporation Law of the State of Delaware as it exists on the date hereof or as may hereafter be amended, and any such indemnification may continue to any person who has ceased to be a director, officer or employee oragent and may inure to the benefit of the heirs, executors and administrators of such a person. 

 
(3)
By action of its Board of Directors, notwithstanding any interest of the directors in the action, theAssociation may purchase and maintain insurance, in such amounts as the Board of Directors deems appropriate, to protect any director, officer, employee or agent of the Association or any other person who is serving at the request of the Associationin any such capacity with another corporation, partnership, joint venture, trust or other enterprise (including, without limitation, any employee benefit plan) against any liability asserted against him or incurred by him in any such capacity orarising out of his status as such (including, without limitation, expenses, judgments, fines and amounts paid in settlement) to the fullest extent permitted by the General Corporation Law of the State of Delaware as it exists on the date hereof oras it may hereafter be amended, and whether or not the Association would have the power or would be required to indemnify any such person under the terms of any agreement or by-law or the General CorporationLaw of the State of Delaware. For purposes of the paragraph (3) “fines” shall include any excise taxes assessed on a person with respect to any employee benefit plan. 

NINTH. The corporate existence of this Association shall continue until termination according to the laws of the United States. 

TENTH. These Articles of Association may be amended at any regular or special meeting of the shareholders by the affirmative vote of the holders of a majorityof the stock of this Association, unless the vote of the holders of a greater amount of stock is required by law, and in that case by the vote of the holders of such greater amount. 

 
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In WITNESS WHEREOF, the Association has caused this Amended and Restated Articles of Association to besigned by its authorized officer this 19 day of April, 2016. 

By /s/ James S. Crown

Name: James S. Crown 

By /s/ Laban P. Jackson, Jr.

Name: Laban P. Jackson, Jr. 

By /s/ Marianne Lake

Name: Marianne Lake 

By /s/ Matthew E. Zames

Name: Matthew E. Zames 

By /s/ William C. Weldon

Name: William C. Weldon 

 
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