Exhibit 34.1



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Report of Independent Registered Public Accounting Firm

Tothe Management of

Chase Bank USA,
National Association:

We have examined managements assertion, included in the accompanying Certification Regarding Compliance with
Applicable Servicing Criteria, that Chase Bank USA, National Association (the Bank) complied with the servicing criteria set forth in Item 1122(d) of the Securities and Exchange Commissions Regulation AB for the asset-backed
securities transactions for which the Bank performed servicing functions set forth in Item 1122(d) involving credit card receivables, for which transactions the Bank acted as servicer, that were registered with the Securities and Exchange Commission
pursuant to the Securities Act of 1933, as amended, on or after January 1, 2006, where the related asset-backed securities were outstanding during the twelve month period ending December 31, 2016 (the Platform), as of and for
the year ended December 31, 2016,excluding criteria 1122(d)(1)(iii), 1122(d)(2)(iii), 1122(d)(2)(vi), 1122(d)(3)(iii), 1122(d)(4)(i), 1122(d)(4)(ii), 1122(d)(4)(x), 1122(d)(4)(xi) 1122(d)(4)(xii), 1122(d)(4)(xiii), and 1122(d)(4)(xv),
which the Bank has determined are not applicable to the activities performed by it with respect to the Platform.Appendix B to managements assertion identifies the individual asset-backed transactions and securities defined by
management as constituting the Platform.Management is responsible for the Banks compliance with the servicing criteria. Our responsibility is to express an opinion on managements assertion based on our examination.

As described in managements assertion, for servicing criteria 1122(d)(4)(iv), the Bank has engaged a vendor to perform the activities required by
this servicing criteria. The Bank has determined that this vendor is not considered a servicer as defined in Item 1101(j) of Regulation AB, and the Bank has elected to take responsibility for assessing compliance with the servicing
criteria applicable to the vendor as permitted by Interpretation 200.06 of the SEC Division of Corporation Finances interpretations of the rules adopted under Regulation AB and the Securities Act and the Exchange Act (Interpretation
200.06). As permitted by Interpretation 200.06, the Bank has asserted that it has policies and procedures in place designed to provide reasonable assurance that the vendors activities comply in all material respects with the servicing
criteria applicable to the vendor. The Bank is solely responsible for determining that it meets the SEC requirements to apply Interpretation 200.06 for the vendor and related criteria as described in its assertion, and we performed no procedures
with respect to the Banks determination of its eligibility to use Interpretation 200.06.

Our examination was conducted in accordance
with attestation standards of the Public Company Accounting Oversight Board (United States) and, accordingly, included examining, on a test basis, evidence about the Banks compliance with the applicable servicing criteria and performing such
other procedures as we considered necessary in the circumstances. Our examination included testing of selected asset-backed transactions and securities that comprise the Platform, testing of selected servicing activities related to the Platform, and
determining whether the Bank processed those selected transactions and performed those selected activities in compliance with the applicable servicing criteria. Our procedures were limited to the selected transactions and servicing activities
performed by the Bank during the period covered by this report. Our procedures were not designed to detect noncompliance arising from errors that may have occurred prior to or subsequent to our tests that may have affected the balances or amounts
calculated or reported by the Bank during the period covered by this report. We believe that our examination provides a reasonable basis for our opinion. Our examination does not provide a legal determination on the Banks compliance with the
servicing criteria.



PricewaterhouseCoopers LLP, 41 South High
Street, Suite 2500, Columbus, OH 43215

T: (614) 225 8700, F: (614) 224 1044, www.pwc.com/us



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In our opinion, managements
assertion that the Bank complied with the aforementioned applicable servicing criteria as of and for the year ended December 31, 2016 for the Platform is fairly stated, in all material respects.



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March 30, 2017