UNITED STATES
               SECURITIES AND EXCHANGE COMMISSION
                     WASHINGTON, D.C. 20549

                           FORM 10-KSB

[X] ANNUAL REPORT UNDER OR OF THE SECURITIES EXCHANGE ACT OF 1934

             For the fiscal year ended MAY 31, 2006


[ ] TRANSITION REPORT UNDER SECTION 13 OR 15 (d) OF THE SECURITIES
           EXCHANGE ACT OF 1934

For the transition period from                  to

                Commission file number 000-51424


                       CRT HOLDINGS, INC.
                   (f/k/a USAS Digital, Inc.)


        (Name of small business issuer in its character)

        Florida                                       20-1069232

 (State or other jurisdiction             (I.R.S Employer Identification No.)
 of incorporation or organization)


         100 Village Square Crossing, Suite 202                33410
                 Palm Beach Gardens, FL

        (Address of principle executive offices)             (Zip Code)


Issuer's telephone number, including area code: (561) 207-6395


Securities registered under Section 12 (b) of the Exchange Act:

Title of each class                 Name of each exchange on which registered


Securities registered under Section 12 (g) of the Exchange Act:

        Common Stock, par value $.01 per share    CUSIP NUMBER: 90341K 10 4

                        (Title of class)

Check whether the issuer (1) filed all reports required to be filed by Section
or of the Exchange Act during the past 12 months (or for such shorter period
that the registrant was required to file such reports), and (2) has been
subject to such filing requirements for the past 90 days. [ ] Yes [X] No







Check if there is no disclosure of delinquent filers in response to Item 405 of
Regulation S-B contained in this form, and no disclosure will be contained, to
the best of registrant's knowledge, in definitive proxy or information
statements incorporated by reference in Part III of this Form 10-KSB or any
amendment to this Form 10-KSB. [X]

Registrant's revenues for its most recent fiscal year:      $0.

Aggregate market value of Registrant's voting and non-voting common equity held
by non-affiliates:     Currently no trading market

State the number of shares outstanding of each of the issuer's classes of
common equity, as of the latest practicable date. [As of May 31, 2006 the
issuer had 13,319,385 shares of common stock, $.01 Par Value, outstanding.]

Transitional Small Business Disclosure Format (Check one): Yes    ; No X













































CRT HOLDINGS, INC.          Form 10-KSB                  MAY 31, 2006
(f/k/a USAS Digital, Inc.)
(A Development Stage Company)

INDEX
                                                                    PAGE NO.
PART I

ITEM 1   DESCRIPTION OF BUSINESS..........................................4

ITEM 2   DESCRIPTION OF PROPERTY..........................................5

ITEM 3   LEGAL PROCEEDINGS................................................5

ITEM 4   SUBMISSION OF MATTERS TO A VOTE OF SECURITY HOLDERS..............5

PART II

ITEM 5   MARKET FOR COMMON EQUITY AND RELATED STOCKHOLDER MATTERS.........5

ITEM 6   MANAGEMENT'S DISCUSSION AND COMPARISON OF RESULTS OF OPERATIONS..5

ITEM 7   FINANCIAL STATEMENTS AND NOTES TO FINANCIALS ....................F-1

ITEM 8   CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS....................F-13

ITEM 8A  CONTROLS AND PROCEDURES..........................................22

PART III

ITEM 9   DIRECTORS, EXECUTIVE OFFICERS AND CONTROL PERSONS................22

ITEM 10  EXECUTIVE COMPENSATION...........................................26

ITEM 11  SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT...26

ITEM 12  CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS...................27

ITEM 13  EXHIBITS AND REPORTS ON FORM 8-K.................................27

ITEM 14  PRINCIPLE ACCOUNTANT FEES AND SERVICES...........................28

SIGNATURES AND CERTIFICATIONS.............................................28



















CRT HOLDINGS, INC.
(f/k/a USAS Digital, Inc.)
(A Development Stage Company)

GENERAL NOTE

Except where otherwise stated, references in this document to "us," "we," or
"the Company" refer to CRT Holdings, Inc.("CRT Holdings, Inc."). This Form 10-
KSB contains forward-looking statements within the meaning of the "safe harbor"
provisions under Section 21E of the Securities Exchange Act of 1934, as
amended, and the Private Securities Litigation Reform Act of 1995. We use
forward-looking statements in our description of our plans and objectives for
the future operations and assumptions underlying these plans and objectives, as
well as in our expectations, assumptions, estimates and projections about our
business and industry. These forward-looking statements involve risks and
uncertainties. Our actual results could differ materially from those
anticipated in such forward-looking statements as a result of certain factors
as more fully described in this Report.

Forward-looking terminology includes the words "may", "expects", "believes",
"anticipates", "intends", "projects" or similar terms, variation of such terms
or the negative of such terms. These forward-looking statements are based upon
our current expectations and are subject to factors and uncertainties which
could cause actual results to differ materially from those described in such
forward-looking statements. We expressly disclaim any obligation or undertaking
to release publicly any updates or revisions to any forward-looking statements
contained in this Report to reflect any change in our expectations or any
changes in events, conditions or circumstances on which any forward-looking
statement is based.

PART I

ITEM 1 DESCRIPTION OF BUSINESS

Pursuant to SEC Staff Legal Bulletin No. 4, eCom decided to spin off USAS
Digital into a independent company in the belief that the independent company,
with a distinct business, would be better able to obtain necessary funding and
develop their business plans.

On December 1, 2003, the Board of Directors of eCom eCom.com, Inc., approved
the spin-off of USAS Digital.

USAS Digital, Inc. (the "Company") was incorporated in the State of Florida on
December 8, 2003 as a wholly owned subsidiary of eCom eCom.com, Inc.

eCom eCom.com, Inc. spun off USAS Digital, Inc. on June 4, 2004. USAS Digital,
Inc. changed its name to CRT Holdings, Inc. on November 30, 2005.

The Company's main office is located at 100 Village Square Crossing, Suite 202,
Palm Beach Gardens, Florida 33410, and the telephone number is (561) 207-6395.

The Company does not have any off-balance sheet arrangements.



                                4





CRT HOLDINGS, INC.
(f/k/a USAS Digital, Inc.)
(A Development Stage Company)

ITEM 2.  DESCRIPTION OF PROPERTY

The Company does not own any real property. The Company is located at 100
Village Square Crossing, Suite, 202, Palm Beach Gardens, Florida 33410,
consisting of approximately 784 square feet of office space. The Company shares
the office with American Capital Holdings, Inc. ("ACH"). ACH incurs the cost
and full responsibility of the lease. The lease is for a term of one year, at a
rental of $2,330.92 per month including sales tax.

ITEM 3.  LEGAL PROCEEDINGS

None

ITEM 4.  SUBMISSION OF MATTERS TO A VOTE OF SECURITY HOLDERS

There were no matters submitted to a vote by the security holders during the
fiscal year ended May 31, 2006.

PART II

ITEM 5.  MARKET FOR COMMON EQUITY AND RELATED STOCKHOLDER MATTERS

Market for Common Stock: There is currently no trading market for the Company's
Common Stock and there can be no assurance that any trading market will ever
develop or, if such a market does develop, that it will continue.

Upon effectiveness of the Registration Statement, the Company intends to apply
to have its common stock listed for trading on the American Stock Exchange. If,
for any reason, the Company does not meet the qualifications for listing on a
major stock exchange, the Company's securities may be traded in the over-the-
counter ("OTC") market. The OTC market differs from national and regional stock
exchanges in that it (1) is not sited in a single location but operates through
communication of bids, offers and confirmations between broker-dealers and (2)
securities admitted to quotation are offered by one or more broker-dealers
rather than the "specialist" common to stock exchanges.

Security Holders: The Company has approximately 5,000 shareholders. The Company
does not have any shares subject to options, or any other securities
convertible into shares of the Company's common stock.

Dividends: There have been no cash dividends declared or paid since the Company
was formed, and no dividends are contemplated to be paid in the foreseeable
future.

ITEM 6. MANAGEMENT'S DISCUSSION AND COMPARISON OF RESULTS OF OPERATIONS

History of Spin-Off Company:

On December 1, 2003, the Board of Directors of eCom approved the spin-off of
the Company.



                                        5




CRT HOLDINGS, INC.
(f/k/a USAS Digital, Inc.)
(A Development Stage Company)

ITEM 6. MANAGEMENT'S DISCUSSION AND COMPARISON OF RESULTS OF OPERATIONS
      (CONTINUED)

On June 4, 2004, the Board of Directors of eCom readopted a resolution to
spinoff the Company and authorized whatever action necessary to complete this
process including acquisitions and mergers. In this regard, the board included
instructions for the distribution of stock by its Transfer Agent, Florida
Atlantic Stock Transfer (FAST), to the shareholders when the share certificates
were properly exercised and costs relating to the issuance of these shares were
paid in full. Notwithstanding the foregoing, eCom eCom was not able to pay FAST
the amounts required to send out the stock certificates to the shareholders,
and therefore,  the shares were not issued. Due to eCom's financial condition,
eCom was unable to effectuate the spinoffs. In connection with the spinoffs,
eCom owned all outstanding and issued shares of common stock of the Company. By
spinning off the Company, eCom distributed the common stock of the Company to
eCom's shareholders in proportion to the shares held in eCom as the relevant
record date.

On November 29, 2004, an involuntary petition was filed against eCom eCom.com,
Inc. under Chapter 11 Title 11, of the United States Bankruptcy Code.
Thereafter, an order for relief was entered by the United States Bankruptcy
Court on May 16, 2005. On June 2, 2005, the shares of the Spin-Off Company were
distributed to eCom shareholders of record, as of May 27, 2005. Subsequent
thereto, eCom caused a registration statement on Form 10-SB to be filed for the
Company.

eCom believed that it could effectuate the spin-offs pursuant to the criteria
and procedures set forth in the September 16, 1997 Securities and Exchange
Commission Staff Legal Bulletin No. 4 issued regarding the applicability of
Section 5 of the Securities Act of 1933 ("The Bulletin"). eCom was subsquently
advised by the Staff of the Securities and Exchange Commission ("SEC") that the
Spin-Off Company may not qualify for the spinoff procedures set forth in the
Bulletin for a number of reasons, including the facts that (i)there may not
have been a valid "business purpose" as defined in the Bulletin, and (ii)the
certificates evidencing the shares were distributed prior to having an
effective Form 10-SB registration statement available for distribution to
shareholders.

As stated in the Joint Plan of Reorganization of Debtor and American Capital
Holdings, Inc., filed in the United States Bankruptcy Court Southern District
of Florida on August 18, 2006, Article VIII, Section 8.06 Spin-Off of
Subsidiaries: "At the request of the SEC staff, eCom voluntarily withdrew the
Form 10-SB registration statement. A Form 10-SB registration statement will be
filed post-Effective Date for each of the Subsidiaries when appropriate
transactions are finalized as to each Subsidiary."

The Company has had no recent revenues or earnings from operations. The Company
will sustain operating expenses without corresponding revenues. This will
result in the Company incurring net operating losses until the Company can
realize profits from the business ventures it intends to acquire.



                                        6




CRT HOLDINGS, INC.
(f/k/a USAS Digital, Inc.)
(A Development Stage Company)

ITEM 6. MANAGEMENT'S DISCUSSION AND COMPARISON OF RESULTS OF OPERATIONS
      (CONTINUED)

It is the intention of the Company to perform a merger or acquisition with a
privately owned operating business that is generating substantial revenues.
After a merger or acquisition has occurred, the Company will then file its Form
10-SB and SB-2.

Upon effectiveness of the Registration Statement, the Company intends to apply
to have its common stock listed for trading on the American Stock Exchange.
There is currently no public market for the Company's common stock, until such
time as the Company's Registration Statement under the Securities Act of 1933
and the Securities and Exchange Commission has been declared effective.

The success of the Company's proposed plan of operation will depend primarily
on the success of the Company's business operations and the realization of the
business' perceived potential. The funding of this proposed plan will require
significant capital. There can be no assurance that the Company will be
successful or profitable if the Company is unable to raise the funds to provide
this capital, or to otherwise locate the required capital for the operations of
the business.

If, for any reason, the Company does not meet the qualifications for listing on
a major stock exchange, the Company's securities may be traded in the over-the-
counter ("OTC") market. The OTC market differs from national and regional stock
exchanges in that it (1) is not sited in a single location but operates through
communication of bids, offers and confirmations between broker-dealers and (2)
securities admitted to quotation are offered by one or more broker-dealers
rather than the "specialist" common to stock exchanges.

COMPARISON OF RESULTS OF OPERATIONS: Year Ended May 31, 2006 vs. Year Ended May
31, 2005.

Revenue for the year ended May 31, 2006 and for the year ended May 31, 2005 was
$0.

Cost of sales which includes depreciation expense was $237, for the year ended
May 31, 2006 and $237, for the year ended May 31, 2005.

Total operating expenses for the year ended May 31, 2006 was $133,032 compared
to $37,705 for the year ended May 31, 2005.

Administrative expense $133,032 in fiscal year 2006 versus $37,705 in fiscal
year 2005 were the result of the company focusing its efforts towards keeping
the Company current with rent, tax preparation, SEC filings, administrative
costs, etc.

The operations for the year ended May 31, 2006 resulted in a net loss of
$133,777 versus a net loss of $37,942 recorded in the year ended May 31, 2005.



                                7




CRT HOLDINGS, INC.
(f/k/a USAS Digital, Inc.)
(A Development Stage Company)

ITEM 6. MANAGEMENT'S DISCUSSION AND COMPARISON OF RESULTS OF OPERATIONS
      (CONTINUED)

RISK FACTORS. The Company's business is subject to numerous risk factors,
including the following:

NO OPERATING REVENUES. The Company has had no recent revenues or earnings from
operations. The Company will sustain operating expenses without corresponding
revenues. This will result in the Company incurring net operating losses until
the Company can realize profits from the business ventures it intends to
acquire.

SPECULATIVE NATURE OF THE COMPANY'S PROPOSED OPERATIONS. The success of the
Company's proposed plan of operation will depend primarily on the success of
the Company's business operations. While the Company intends to try to run
these operations profitably there can be no assurance that the Company will be
successful or profitable.

SUCCESS OF OPERATIONS WILL DEPEND ON THE AVAILABILITY OF CAPITAL. Realization
of the business' perceived potential will require significant capital. If the
Company is not able to raise the funds to provide this capital, or to otherwise
locate the required capital for the business, the company may never attain
profitability.

LIMITED TIME COMMITMENT OF MANAGEMENT. While developing the Company's business
plan, seeking business opportunities, and providing managerial resources,
management will not be devoting its full time and efforts to the Company and
will depend on other operational personnel. The Company's directors and
officers have not entered into written employment agreements with the Company
and they are not expected to do so in the foreseeable future. The Company has
not obtained key man life insurance on its officers and directors.
Notwithstanding the limited time commitment of management, loss of the services
of these individuals would adversely affect development of the Company's
business and its likelihood of continuing operations.

CONFLICTS OF INTEREST - GENERAL. Certain conflicts of interest may exist from
time to time between the Company and its officers and directors. They have
other business interests to which they devote their attention, and they will
continue to do so. As a result, conflicts of interest may arise that can be
resolved only through exercise of such judgment as is consistent with the
fiduciary duties of management to the Company.

NO PUBLIC MARKET CURRENTLY EXISTS. There is currently no public market for the
Company's common stock, until such time as the Company's Registration Statement
under the Securities Act of 1933 and the Securities and Exchange Commission has
been declared effective.

There can be no assurance that a market will in fact develop at any time, or
that a shareholder ever will be able to liquidate his investment without
considerable delay. If a market should develop, the price may be highly
volatile. Factors such as those discussed in this "Risk Factors" section may
have a significant impact upon the market price of the Company's stock.


                                       8



CRT HOLDINGS, INC.
(f/k/a USAS Digital, Inc.)
(A Development Stage Company)

ITEM 7 FINANCIAL STATEMENTS AND NOTES TO FINANCIALS
The page numbers for the financial statement categories are as follows:




                        INDEX - PART F/S

ITEM 1    FINANCIAL STATEMENTS

          Report of Independent Registered Public Accounting Firm......F-2

          Balance Sheets
           May 31, 2006 and 2005.......................................F-3

          Statements of Operations
           Twelve Months Ended May 31, 2006 and 2005 and from
           Inception, December 8, 2003, through May 31, 2006...........F-4

          Statement of Changes in Shareholders' Equity
           From Inception, December 8, 2003, through May 31, 2006......F-5

          Statements of Cash Flows
           Twelve Months Ended May 31, 2006 and 2005 and from
           Inception, December 8, 2003, through May 31, 2006...........F-6

          Notes to Financial Statements................................F-8


























                                       F-1




                Wieseneck, Andres & Company, P.A.
                  Certified Public Accountants
                  772 U.S. Highway 1, Suite 100
                 North Palm Beach, Florida 33408
                         (561) 626-0400


Thomas B. Andres, C.P.A.*, C.V.A.                 FAX (561) 626-3453
Paul M. Wieseneck, C.P.A.
*Regulated by the State of Florida


     REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM


To the Board of Directors and Stockholders
CRT HOLDINGS, INC.
(f/k/a USAS Digital, Inc.)
(A Development Stage Company)
Palm Beach Gardens, Florida

We have audited the accompanying balance sheets of CRT Holdings, Inc. (A
Development Stage Company), as of May 31, 2006 and 2005, and the related
statements of operations and cash flows for the twelve months ended May 31,
2006 and 2005 and from inception, December 8, 2003, through May 31, 2006, and
statement of changes in shareholders' equity from inception, December 8, 2003,
through May 31, 2006. These financial statements are the responsibility of the
company's management. Our responsibility is to express an opinion on these
financial statements based on our audits.

We conducted our audits in accordance with standards established by the Public
Company Accounting Oversight Board (United States). Those standards require
that we plan and perform the audit to obtain reasonable assurance about whether
the financial statements are free of material misstatement. An audit includes
examining, on a test basis, evidence supporting the amounts and disclosures in
the financial statements. An audit also includes assessing the accounting
principles used and significant estimates made by management, as well as
evaluating the overall financial statement presentation. We believe that our
audits provide a reasonable basis for our opinion.

In our opinion, the financial statements referred to above present fairly, in
all material respects, the financial position of CRT Holdings, Inc. (A
Development Stage Company), as of May 31, 2006 and 2005 and the results of its
operations and cash flows for the years ended May 31, 2006 and 2005 and for the
period from inception, December 8, 2003, through May 31, 2006, and the
statement of changes in shareholders' equity from inception December 8, 2003
through May 31, 2006 in conformity with accounting principles generally
accepted in the United States of America.



/s/Wieseneck, Andres & Company, P.A.


North Palm Beach, Florida
August 25, 2006


                                      F-2



CRT HOLDINGS, INC.
(f/k/a USAS Digital, Inc.)
(A Development Stage Company)
BALANCE SHEETS
MAY 31, 2006 AND 2005
                                                  2006               2005
ASSETS                                      -------------       ------------
    Current Assets
         Cash and Cash Equivalents            $      84          $   50,097
         Prepaid Expense                          5,008                   8
         Loan Receivable Related Party            4,000
                                             -------------       ------------

             Total Current Assets                 9,092              50,105
                                             -------------       ------------
     Fixed Assets:
         Property & Equipment, Net                  668                 905
                                             -------------       ------------
         Total Fixed Assets                         668                 905


TOTAL ASSETS                                  $   9,760           $  51,010
                                             =============       ============

LIABILITIES & STOCKHOLDERS' EQUITY
 Liabilities
         Current Liabilities
            Accounts Payable                  $  12,268           $   1,153
            Loan Payable                         13,079                 300
            Shareholder Loans                    26,948              36,514
                                             -------------       ------------
         Total Current Liabilities               52,295              37,967
                                             -------------       ------------
     Total Liabilities                           52,295              37,967
                                             -------------       ------------
Stockholders' Equity
         Common Stock $.01 par value, 300 million
         Shares authorized, 13,319,385 shares issued
         and outstanding                        133,194

         Common Stock $.01 par value, 100 million
         Shares authorized, 5,499,503 shares issued
         and outstanding                                             54,995
         Paid-in-Capital                         (3,811)             (3,811)
         Deficit accumulated during the
          development stage                    (171,918)            (38,141)
                                             -------------       ------------
  Total Stockholders' Equity                    (42,535)             13,043
                                             -------------       ------------

TOTAL LIABILITIES & STOCKHOLDERS' EQUITY     $    9,760           $  51,010
                                             =============       ============



The accompanying notes are an integral part of these financial statements.

                                       F-3




CRT HOLDINGS, INC.
(f/k/a USAS Digital, Inc.)
(A Development Stage Company)
STATEMENTS OF OPERATIONS FOR THE TWELVE MONTHS ENDED MAY 31, 2006 AND 2005 AND
FROM INCEPTION, DECEMBER 8, 2003 THROUGH MAY 31, 2006
                                                               INCEPTION,
                                                              DEC 8, 2003
                                                                THROUGH
                                     2006        2005         MAY 31, 2006
                                -------------  ------------    ------------
 Revenues
    Net Sales                 $         -     $         -    $         -
    Cost of Sales                     237             237            516
                               -------------  ------------    ------------
       Gross Profit                  (237)           (237)          (516)

 Operating Expenses
   General and Administrative     133,032          37,705        170,894
   Sales and Marketing                  -               -
   Write down of Inventory
                               -------------  ------------    ------------
       Total Operating Expenses   133,032          37,705        170,894

                                ------------  ------------    ------------
         Loss from Operations    (133,269)        (37,942)      (171,410)
                                ------------  ------------    ------------

  Other Income (Expense)
      Interest Expense       $        508               -            508
                               -------------  ------------    ------------
       Net Other Expenses            (508)                          (508)

      Net Loss                $  (133,777)    $   (37,942)    $ (171,918)
                               =============  ============    ============

Basic and Diluted
 Net loss Per Common Share    $    (.013)     $    (.07)
                              =============   ============


Weighted Average Shares
     Outstanding                9,983,759         509,096
                              =============   ============








The accompanying notes are an integral part of these financial statements.




                                       F-4




CRT HOLDINGS, INC.
(f/k/a USAS Digital, Inc.)
(A Development Stage Company)
STATEMENT OF CHANGES IN SHAREHOLDERS' EQUITY
FROM INCEPTION, DECEMBER 8, 2003 THROUGH MAY 31, 2006

                            Number   At Par     Add'l                Total
                              of      Value   Paid In  Accumulated Stockholder
                            Shares     $.01   Capital  (Deficit)     Equity
Balance,                 ----------- -------- --------- ---------- -----------
 Dec 8, 2003                     0    $   0    $     0    $     0    $     0

Issuance of
 Common Stock                    1        0          0          0          0

Asset Distribution
 from eCom                       0        0      1,184          0      1,184

Cancellation of
 Common Stock                   (1)       0          0          0          0

Issuance of
 Common Stock to
 eCom eCom.com Inc.
 shareholders              499,503    4,995     (4,995)         0          0

Net Loss 2004                    -        -          -       (199)      (199)

Sale of Common Stock
 (See Note P)            5,000,000   50,000          0          0     50,000

Net Loss 2005                    -        -          -    (37,942)   (37,942)

Convert Debt to
 Common Stock
 (See Note Q)            6,819,882   68,198          0          0     68,198

Convert Professional
 Fees to Common Stock    1,000,000   10,000          -          -     10,000

Net Loss 2006                    -        -          -   (133,777)  (133,777)
                        ----------- -------- --------- ---------- -----------
Balance,
 May 31, 2006           13,319,385 $133,193   $ (3,811)$ (171,918)  $(42,536)
                        =========== ========  ========= ========== ===========





The accompanying notes are an integral part of these financial statements.



                                       F-5






CRT HOLDINGS, INC.
(f/k/a USAS Digital, Inc.)
(A Development Stage Company)
STATEMENTS OF CASH FLOWS
FOR THE TWELVE MONTHS ENDED MAY 31, 2006 AND 2005 AND FROM INCEPTION,
DECEMBER 8, 2003 THROUGH MAY 31, 2006

                                                                   INCEPTION
                                                                  DEC 8, 2003
                                                         THROUGH
                                               2006       2005    MAY 31, 2006
                                            ----------  ---------   ---------

Cash Flows From Operating Activities
  Cash received from customers               $      -   $      -   $       -
  Cash paid to suppliers of goods
      and services                            (58,041)   (36,489)    (94,530)
  Income taxes paid                                 -          -           -
  Interest paid                                     -          -           -
  Interest received                                 -          -           -
                                            ----------  ---------   ---------
   Net Cash Flows Used in                     (58,041)   (36,489)    (94,530)
       Operating Activities
                                            ----------  ---------   ---------
Cash Flows From Investing Activities
  Payment of Intangible Assets                      -          -           -
                                            ----------  ---------   ---------
      Net Cash Flows Provided By
       (Used In) Investing Activities               -          -           -
                                            ----------  ---------   ---------
Cash Flows From Financing Activities
  Proceeds of loans from related company       12,028          -      12,028
  Repayment of loans to related company             -     36,586      36,586
  Proceeds of loan to related company          (4,000)         -      (4,000)
 Sale of Common Stock
   Net of stock Issue Costs of $0                   -     50,000      50,000
                                            ----------  ---------   ---------
      Net Cash Flows Provided By
       (Used In) Financing Activities           8,028     86,586      94,614
                                            ----------  ---------   ---------
Net Increase / (Decrease) in Cash             (50,013)    50,097          84

Cash and Cash Equivalents at
 Beginning of Period                           50,097          0           0

                                            ----------  ---------   ---------
Cash and Cash Equivalents at
 End of Period                              $      84   $ 50,097   $      84
                                            ==========  =========   =========




The accompanying notes are an integral part of these financial statements.


                                      F-6




CRT HOLDINGS, INC.
(f/k/a USAS Digital, Inc.)
(A Development Stage Company)
STATEMENTS OF CASH FLOWS
FOR THE TWELVE MONTHS ENDED MAY 31, 2006 AND 2005

Reconciliation of Net Loss to Net Cash Flows Used in Operating Activities


                                               2006                2005
                                           -----------         -----------

  Net Income (Loss)                       $  (133,777)        $   (37,942)
  Add items not requiring outlay of cash:
   Depreciation and amortization                                      237
   Convert related party debt to equity        69,198                   -
   Convert professional fees to equity         10,000                   -
 Cash was increased by:
   Increase in accounts payable                11,116               1,216
   Increase in accounts payable
     to a related company                           -                   -
 Cash was decreased by:
   Increase in inventory                            -                   -
   Decrease in accounts payable                (9,578)                  -
   Increase in prepaid assets                  (5,000)                  -
                                           -------------       ------------
      Net Cash Flows Used in
       Operating Activities               $   (58,041)        $   (36,489)
                                          ===============      ==============


Non-Cash Transactions:

The Company reduced its current years accounts payables for expenses, (rent,
tax preparation, SEC filings, administrative costs, etc.) that had been paid by
a related company for the benefit of CRT Holdings, Inc. The related company
invoiced CRT Holdings, Inc. for the expenses it paid. The partial reduction of
the accounts payable in the amount of $68,198 were converted to 6,819,882 of
CRT Holdings, Inc.'s common stock.

CRT Holdings, Inc. also paid the professional fees of an independent third
party in the amount of $10,000 by issuing 1 million shares of its common stock.








The accompanying notes are an integral part of these financial statements.





                                       F-7




CRT HOLDINGS, INC.
(f/k/a USAS Digital, Inc.)
(A Development Stage Company)
NOTES TO FINANCIAL STATEMENTS

NOTE A - HISTORY AND DESCRIPTION OF BUSINESS

Pursuant to SEC Staff Legal Bulletin No. 4, eCom decided to spin off USAS
Digital into a independent company in the belief that the independent company,
with a distinct business, would be better able to obtain necessary funding and
develop their business plans.

On December 1, 2003, the Board of Directors of eCom eCom.com, Inc., approved
the spin-off of USAS Digital.

USAS Digital, Inc. (the "Company") was incorporated in the State of Florida on
December 8, 2003 as a wholly owned subsidiary of eCom eCom.com, Inc.

eCom eCom.com, Inc. spun off USAS Digital, Inc. on June 4, 2004. USAS Digital,
Inc. changed its name to CRT Holdings, Inc. on November 30, 2005.

The Company's main office is located at 100 Village Square Crossing, Suite 202,
Palm Beach Gardens, Florida 33410, and the telephone number is (561) 207-6395.

The Company does not have any off-balance sheet arrangements.

NOTE B - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES

BASIS OF PRESENTATION, USE OF ESTIMATES
The Company maintains its accounts on the accrual basis of accounting. The
preparation of financial statements in conformity with U.S. generally accepted
accounting principles requires management to make estimates and assumptions
that affect the reported amounts of assets and liabilities and disclosure of
contingent assets and liabilities at the date of the financial statements and
the reported amounts of revenues and expenses during the reporting period.
Actual results could differ from those estimates.

REVENUE RECOGNITION
Product revenue is recognized when the product is shipped. Service revenue is
recognized when the service is complete. Dividends from investments are
recognized when declared payable by the underlying investment. Capital gains
and losses are recorded on the date of the sale of the investment.

CASH
Cash consists of deposits in banks and other financial institutions having
original maturities of less than ninety days.

ALLOWANCE FOR DOUBTFUL ACCOUNTS
It is the policy of management to review the outstanding accounts receivable at
each year end, as well as the bad debt write-offs experienced in the past, in
order to establish an allowance for doubtful accounts for uncollectible
amounts.





                               F-8



CRT HOLDINGS, INC.
(f/k/a USAS Digital, Inc.)
(A Development Stage Company)
NOTES TO FINANCIAL STATEMENTS

NOTE B - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED)

DEPRECIATION
Property and equipment is recorded at cost and depreciated over the estimated
useful lives of the related assets. Depreciation will be computed using the
straight-line method.

AMORTIZATION
The accounting for a recognized intangible asset acquired after June 30, 2001
is based on its useful life to the Company. If an intangible asset has a finite
life, but the precise length of that life is not known, that intangible asset
shall be amortized over management's best estimate of its useful life. An
intangible asset with a indefinite useful life is not amortized. The useful
life to an entity is the period over which the asset is expected to contribute
directly or indirectly to the future cash flows of that entity.

RECLASSIFICATION
Certain reclassifications have been made to the prior years financial
statements in order for them to be in conformity with the current years
presentation.

NOTE C - LOANS RECEIVABLE RELATED COMPANY

The loan receivable from a related party, is non-interest bearing,
non-collateralized and due on demand.

NOTE D - PROPERTY AND EQUIPMENT

Equipment is recorded at cost and is being depreciated over its estimated
useful life of seven years. Accumulated depreciation through May 31, 2006 and
2005 is $516 and $279.

Depreciation expense for the twelve month periods ending May 31, 2006 and 2005
is $237 and $237, respectively, and is included in the cost of sales.

NOTE E - PREPAID EXPENSES

The Company has prepaid expenses at May 31, 2006 and 2005 in the amounts of
$5,000 and $8 which consist of professional consulting fees paid in advance.

NOTE F - INTANGIBLE ASSETS

Management has determined that the Intangible Asset will provide no future
economic benefit for the Company and, therefore, wrote of the balance of $63 in
June 2005.






                               F-9




CRT HOLDINGS, INC.
(f/k/a USAS Digital, Inc.)
(A Development Stage Company)
NOTES TO FINANCIAL STATEMENTS

NOTE G - CHANGE OF COMMON SHARES AUTHORIZED

The company changed the number of common shares authorized from 100 million to
300 million with the State of Florida on November 30, 2005. The par value of
the common stock remains at $0.01 per share. The financial statements presented
have been restated to reflect this change.

NOTE H - SHAREHOLDER LOANS PAYABLE

The Loans Payable for the years 2006 and 2005 in the amounts of $13,079 and
$300 are non-interest bearing, non-collateralized and due on demand.

The Shareholder Loans Payable for the years 2006 and 2005 in the amounts of
$26,948 and $36,514 are non-interest bearing, non-collateralized and due on
demand.

NOTE I - DEVELOPMENT STAGE ENTERPRISE

The Company has been and is currently in the development stage. It is the
intention of management to merge or acquire a company engaged in an energy type
of business.

NOTE J - INCOME TAXES

No provision for federal and state income taxes has been recorded because the
Company has incurred net operating losses since inception. The Company's net
operating loss carryforward as of May 31, 2006 totals approximately $162,000.
These carry forwards, which will be available to offset future taxable income,
expire beginning in May 31, 2024.

The Company does not believe that the realization of the related net deferred
tax asset meets the criteria required by generally accepted accounting
principles and, accordingly, the deferred income tax asset arising from such
loss carry forward has been fully reserved.

The Company accounts for income taxes in accordance with FASB Statement No.
109, Accounting for Income Taxes (FASB 109). Under FASB 109, income taxes are
provided for the tax effects of transactions reported in the financial
statements and consist of taxes currently due plus deferred taxes related to
certain income and expenses recognized in different periods for financial and
income tax reporting purposes. Deferred tax assets and liabilities represent
the future tax return consequences of those differences, which will either be
taxable or deductible when the assets and liabilities are recovered or settled.
Deferred taxes also are recognized for operating losses and tax credits that
are available to offset future taxable income and income taxes, respectively.
A Valuation allowance is provided if it is more likely than not that some or
all of the deferred tax asset will not be realized.





                                      F-10




CRT HOLDINGS, INC.
(f/k/a USAS Digital, Inc.)
(A Development Stage Company)
NOTES TO FINANCIAL STATEMENTS

NOTE K - STOCKHOLDERS' EQUITY

The computation of diluted loss per share for the twelve months ended May 31,
2006 does not include shares from potentially dilutive securities as the
assumption of conversion or exercise of these would have an antidilutive effect
on loss per share. In accordance with generally accepted accounting principles,
diluted loss per share is calculated using the same number of potential common
shares as used in the computation of loss per share before extraordinary items.

NOTE L - DEFERRED TAX ASSET

Deferred income taxes are provided for temporary differences between the
financial reporting and income tax basis of the Company's assets and
liabilities. Temporary differences, net operating loss carry forwards and
valuation allowances comprising the net deferred taxes on the balance sheets is
as follows:                                              MAY 31, 2006

       Loss carry forward for tax purposes             $    162,000
                                                       ================
       Deferred tax asset (34%)                              55,000
       Valuation allowance                                  (55,000)

       Net deferred tax asset                          $          -

                                                       ================
No provision for federal and state income taxes has been recorded because the
Company has incurred net operating losses since inception. The Company's net
operating loss carry-forward as of May 31, 2006 was approximately $162,000.
These carry-forwards, which will be available to offset future taxable income,
will expire through the year 2024.

The Company does not believe that the realization of the related net deferred
tax asset meets the criteria required by generally accepted accounting
principles and, accordingly, the deferred income tax asset arising from such
loss carry forward had been fully reserved.

NOTE M - RELATED PARTY TRANSACTIONS

The Company has loans payables due to related company entities. eCom eCom.com,
Inc. is owed $228 for funds advanced to the Company for it's operations. AAB
National Company is owed $300. American Capital Holdings, Inc. is owed $26,671.
Click to Raffle.com is owed $800. United States Financial Group, Inc. is owed
$11,979.

The Company is allocated certain expenses such as rent, travel and office &
administrative that are paid on behalf of the Company by American Capital
Holdings, Inc., a company that is related to the Company by mutual stockholders
and Directors. The total expenses allocated to the Company in the twelve months
ended May 31, 2006 is approximately $96,000. A portion of the liabilities
payable to American Capital, $68,198 are converted to common stock and paid in
capital at the end of each reporting period.


                                      F-11



CRT HOLDINGS, INC.
(f/k/a USAS Digital, Inc.)
(A Development Stage Company)
NOTES TO FINANCIAL STATEMENTS

NOTE N - RECENT ACCOUNTING PRONOUNCEMENTS

The FASB issued SFAS No. 143, Accounting for Asset Retirement Obligations with
an effective date for financial statements issued for fiscal years beginning
after June 15, 2002. The statement addresses financial accounting and reporting
for obligations related with the retirement of tangible long-lived assets and
the costs associated with asset retirement. The statement requires the
recognition of retirement obligations which will, therefore, generally increase
liabilities; retirement costs will be added to the carrying value of long-lived
assets, therefore assets will be increased; and depreciation and accretion
expense will be higher in the later years of an assets life than in earlier
years. The Company adopted SFAS No. 143 at January 1, 2002. The adoption of
SFAS No. 143 had no impact on the Company's operating results or financial
positions.

The FASB also issued SFAS No. 144, Accounting for the Impairment or Disposal of
Long-Lived Assets and is effective for financial statements issued for fiscal
years beginning January 1, 2002. This statement addresses financial accounting
and reporting for the impairment or the disposal of long-lived asset. An
impairment loss is recognized if the carrying amount of a long-lived group
exceeds the sum of the undiscounted cash flow expected to result from the use
and eventual disposition of the asset group. Long-lived assets should be tested
at least annually or whenever changes in circumstances indicate that its
carrying amount may not be recoverable. This statement does not apply to
goodwill and intangible assets that are not amortized. The Company adapted SFAS
No. 144 in the first quarter of 2002. The adoption of SFAS No. 144 had no
impact on the Company's operating results or financial position.

In April 2002, the FASB issued SFAS No. 145, "Rescission of the FASB Statements
No. 4, 44 and 64, Amendment of FASB Statement No. 13, and Technical
Corrections" ("SFAS No. 145). SFAS No. 145 eliminates the requirement to
classify gains and losses from the extinguishment of indebtedness as
extraordinary, requires certain lease modifications to be treated the same as a
sale-leaseback transaction, and makes other non-substantive technical
corrections to existing pronouncements. SFAS No. 145 is effective for fiscal
years beginning after May 15, 2002. SFAS No. 145 was adopted on June 1, 2003
and did not have a material effect on the Company's financial position or
results of operations.

The FASB issued SFAS No. 150, "Accounting for Certain Financial Instruments
with Characteristics of both Liabilities and Equity" and is effective for
financial instruments entered into after May 31, 2003. This Statement
establishes standards for how an issuer classifies and measures in its
statement of financial position certain financial instruments with
characteristics of both liabilities and equity. It requires that an issuer
classify a financial instrument that is within its scope as a liability because
that financial instrument embodies an obligation of the issuer. The Company has
adopted SFAS No. 150 and the adoption has had no impact on the Company's
operating results or financial position.



                                      F-12



CRT HOLDINGS, INC.
(f/k/a USAS Digital, Inc.)
(A Development Stage Company)
NOTES TO FINANCIAL STATEMENTS

NOTE N - RECENT ACCOUNTING PRONOUNCEMENTS (CONTINUED)

Goodwill and intangible assets acquired prior to July 1, 2001 will continue to
be amortized and tested for impairment in accordance with pre- SFAS No. 142
requirements until adoption of SFAS No. 142. Under the provision of SFAS No.
142, intangible assets with definite useful lives will be amortized to their
estimated residual values over those estimated useful lives in proportion to
the economic benefits consumed. Such intangible assets with indefinite useful
lives will be tested for impairment annually in lieu of being amortized. The
impact of adopting SFAS Nos. 141 and 142 will not cause a material change in
the Company's consolidated financial statements as of the date of this report.

NOTE O - NAME CHANGE

The Company changed its name to CRT Holdings, Inc. on November 30, 2005 to
better reflect the Company's future business activities.

NOTE P - COMMON STOCK

American Capital Holdings, Inc., a related company in that it was also a
company spun off from eCom eCom.com, Inc., acquired 5 million shares of CRT
Holdings, Inc. common stock on May 31, 2005 for $50,000. See Note A. American
Capital Holdings, Inc. then distributed the 5 million common shares to its
shareholders in the form of a dividend. The 6,819,882 common shares of CRT
Holdings, Inc. distributed to American Capital Holdings, Inc. as partial
payment of its accounts payable were also distributed to the stockholders,
prorata, of American Capital Holdings on August 7, 2006, see note Q. By
definition, CRT Holdings, Inc. is not a wholly owned subsidiary of American
Capital Holdings, Inc. in that American Capital Holdings does not directly or
indirectly own over fifty (50) percent of the outstanding voting shares of CRT
Holdings, Inc.

NOTE Q - SHAREHOLDER LOAN, RELATED COMPANY ACCOUNTS PAYABLE

The Company had a portion of its prior and current years accounts payable such
as rent, administrative costs, tax preparation, SEC filing costs, etc. paid by
a related company for the benefit of CRT Holdings, Inc. The related company
invoiced CRT Holdings, Inc for the expenses it paid throughout the year on its
behalf. In the year ended May 31, 2006, CRT Holdings, Inc reduced a portion of
its outstanding accounts payable to the related company by $68,198 by issuing
the company 6,819,882 shares of its common voting shares. See Note P relating
to the distribution of these shares. The Company has an outstanding balance due
to American Capital Holdings, Inc. of $26,948 at May 31, 2006.

ITEM 8.  CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON ACCOUNTING AND
FINANCIAL DISCLOSURE

During the last two fiscal years, the Company has not had any changes in or
disagreements with its accountants.





                                      F-13


CRT HOLDINGS, INC.
(f/k/a USAS Digital, Inc.)
(A Development Stage Company)

ITEM 8A.  CONTROLS AND PROCEDURES

As of the end of the period covered by this report, based on an evaluation of
the Company's disclosure controls and procedures (as defined in Rules 13a-15(e)
and 15d-15(e) under the Securities Exchange Act of 1934), the Chief Executive
and Chief Financial Officer of the Company has concluded that the Company's
disclosure controls and procedures are effective at the reasonable assurance
level to ensure that information required to be disclosed by the Company in its
Exchange Act reports is recorded, processed, summarized and reported within the
applicable time periods specified by the SEC's rules and forms.

There were no changes in the Company's internal controls over financial
reporting during the year ended May 31, 2006 that have materially affected, or
are reasonably likely to materially affect, our internal control over financial
reporting.


PART III

ITEM 9. DIRECTORS, EXECUTIVE OFFICERS AND CONTROL PERSONS

The following individuals are our executive officers and the members of our
board of directors. Each director is elected at our annual meeting of
shareholders and holds office until the next annual meeting of shareholders, or
until his or her successor is elected and qualified. Our by-laws permit the
board of directors to fill any vacancy and such director may serve until the
next annual meeting of stockholders or until his or her successor is elected
and qualified. The board of directors elects officers annually and their terms
of office are at the discretion of the board.

On November 25, 2005 the Board of Directors of the Company held a board meeting
to approve the name change of USAS Digital, Inc. to CRT Holdings, Inc. and the
following persons accepted the nomination to serve as officers of the
Corporation: Francis C. Hargarten, Director, John D. Pezold, Director, George
W. Jeter, Director, Christopher M. Kiggins, Director, John C. Martin, II,
Director, Frank B. Schley, III, Director, Tracey Sayers, Director. The Board of
Directors of the Company also approved the removal of the following persons as
Directors of the Corporation: Christopher J. Dillon and Linda A. Pellecchia.












                                      22







CRT HOLDINGS, INC.
(f/k/a USAS Digital, Inc.)
(A Development Stage Company)

ITEM 9. DIRECTORS, EXECUTIVE OFFICERS AND CONTROL PERSONS (CONTINUED)

Name                        Age                       Positions Held


Barney A. Richmond          54                  Chairman/President/Secretary
                                                         Director
Richard C. Turner           46                  Treasurer/Director
Francis C. Hargarten        52                  Director
John D. Pezold              64                  Director
George W. Jeter             72                  Director
Christopher M. Kiggins      50                  Director
John C. Martin,II           53                  Director
Frank B. Schley, III        50                  Director
Tracy Sayers                43                  Director

Barney A. Richmond has been President and a Director of the Company since
February 2005. From 1985 to the present, Mr. Richmond has been an independent
advisor and investor in assisting companies, as well as individuals, regarding
public offerings, mergers, reverse mergers and a variety of corporate financing
issues. Mr. Richmond has also been an investor in numerous reorganizations and
business turnarounds, including many substantial bankruptcy reorganizations.

Mr. Richmond has been a member of the Boards of Directors of the Richmond
Company, Inc., Benny Richmond, Inc., 877 Management Corporation, King
Technologies, Inc., King Radio Corporation, United States Financial Group,
Inc., JSV Acquisition Corporation, Chase Capital, Inc., Berkshire
International, Inc. and Dunhall Pharmaceuticals, Inc.

Richard C. Turner has been Treasurer and Director of the Company since February
2005. From September 1990, until May 2001, Mr. Turner was employed as an
accountant by Glenn G. Schanel, CPA, where he was responsible for corporate and
individual tax returns, business write-up services, and business consulting
services, including computer and database management. Prior to 1990, Mr. Turner
was Vice President of Finance at First American Bank, Lake Worth, Florida,
reporting, budgeting and cost accounting.

Mr. Francis C. Hargarten has held various management positions in the
manufacturing sector for over 25 years, including general management
responsibility as executive vice president for Plicon Corporation. He has been
associated with the Company since it was founded in March of 1998 and also had
recently held the position of CEO and Chairman for a small publicly traded
company.  Currently Mr. Hargarten is CEO of the Company and also acts as the
Company's Corporate Secretary.

Mr. Hargarten graduated from Columbus State University with a B.S. in Business
Administration (minor in Accounting) in 1982.  In 1987, he received an
Executive M.B.A. from Georgia State University with an emphasis in General
Management.

Mr. John D. Pezold is the President and owner of Pezold Management Inc. in
Columbus, Georgia which operates 18 McDonald's franchises in the Columbus,
Georgia area.


                                      23

CRT HOLDINGS, INC.
A Development Stage Enterprise

ITEM 9. DIRECTORS, EXECUTIVE OFFICERS AND CONTROL PERSONS (CONTINUED)

Mr. Pezold also operates diversified local businesses including:  Energy
Solutions, a distributor of earth-friendly, energy saving equipment; Georgia
Geothermal, a geothermal application design and installation company; CSG
Aviation, a full service Fixed Base air charter company; Valley Hospitality, a
hotel management company; Four JS, LLLP a real estate holding company; Pezold
Family Foundation, a charitable foundation; and lightspeed Data Links, an
internet and internet application service provider.  Mr. Pezold along with
fellow Director Mr. Jeter, own Denim North America, a boutique manufacturer of
high-end specialty denim products.

Mr. Pezold serves on the board of directors for the State of Georgia Technical
and Adult Education; the Columbus Tech Foundation; Columbus Regional Healthcare
Foundation; Columbus Chamber of Commerce; National Infantry Foundation; and the
Columbus Convention and Visitors Bureau.  Mr. Pezold is the Chairman of the
Ronald McDonald's House of West Georgia; past honorary Chairman of the
Children's Miracle Network; former Chairman of the Columbus Airport Commission;
and former chairman of Teen Challenge of Georgia; a program for troubled
youths.  Mr. Pezold is also a board member of Northstar Industries.

A graduate of St. Louis University in St. Louis, Missouri, with a B.S. degree
in Accounting, Mr. Pezold became a certified public accountant in 1971. He
served in the U.S. Army from 1966 to 1968.

Mr. George W. Jeter a prominent businessman in the Columbus, Georgia area, Mr.
Jeter held various supervisory/management positions with the Internal Revenue
Service/Treasury Department from 1959-69. In 1969 Mr. Jeter was hired by AFLAC,
Inc. and advanced to the position of Executive Vice President and Chief
Financial Officer of AFLAC, Inc. and all of its affiliates. During his tenure
AFLAC progressed to evolve as one of the major global providers of supplemental
insurance.

From 1986 to Present, Mr. Jeter has served in various positions including:
Consultant to AFLAC, Inc., a member of the Board of Directors of Southtrust
Bank, Partner in Golden Corral Restaurants, Trustee of Columbus State
University Foundation, along with several other board and trustee positions in
medical, insurance and service organizations throughout the Columbus, Georgia
area. Mr. Jeter along with fellow Director Mr. Pezold, own Denim North America,
a boutique manufacturer of high-end specialty denim products.

Mr. Jeter attended the University of Alabama and graduated with a Bachelor of
Science degree in Accounting in 1957. Mr. Jeter then spent several years
serving as an U.S. Army Officer.

Mr. Christopher M. Kiggins, M.D.  is President of Anesthesia Associates of
Columbus, PA.  He is a board certified practicing Anesthesiologist in Columbus,
Georgia, at St. Francis Hospital. He has served as Chairman of the Anesthesia
Department and as Chairman of the Infection Control committee.  Dr. Kiggins has
also served as Chairman of the Chattahoochee River Keeper Board.  Dr. Kiggins
has been an investor in several business start ups, including the biotech
company Insmed which went public in 1998.




                                      24

CRT HOLDINGS, INC.
(f/k/a USAS Digital, Inc.)
(A Development Stage Company)

ITEM 9. DIRECTORS, EXECUTIVE OFFICERS AND CONTROL PERSONS (CONTINUED)

He is a 1978 graduate of University of Georgia with a B.BA in Finance.  Dr.
Kiggins obtained his medial degree from The University of Virginia School of
Medicine in 1985.  He was a member of several academic honor societies
including Alpha Omega Alpha and the Raven Society.

John C. Martin, II is CEO of Logical Solutions, Inc., a technology company
located in Columbus, Georgia that develops and markets Point-of-Sale equipment
and electronic payment services with customers in 30 states.  Mr. Martin has 28
years of business, management, and entrepreneurial experience.  Logical
Solutions, Inc. was co-founded by Mr. Martin in 1981 and Mr. Martin currently
maintains investments and governance responsibilities in several successful
privately held companies.  Mr. Martin is a 1976 graduate of Davidson College,
with a B.A. in History, with emphasis in Accounting and Economics.

Mr. Frank B. Schley, III  is currently the President of Four Star Associates,
Inc. has been since 1988. FSA designs, develops and markets software solutions
for business problems to a variety of industries, healthcare, timber, education
and financial management.  Mr. Schley  was President of Health Care Data
Systems, Inc. from June 1980 to August of 1989. Before opening his own software
business Mr. Schley  was the Control Systems Programming Engineer for Pratt &
Whitney Aircraft.

Mr. Schley received a Bachelor of Science, in Electrical Engineering from Yale
University in 1978.  He has various Professional Training Courses in software
design and mainframe servers as well as the programming languages.  His
specialty is communication with management and staff in the translation of
requirements from one to the other in the computer world.

Mr. Tracy Sayers  has a BBA, in Finance from North Georgia College and a MBA in
International Marketing.  He is currently employed with The Pezold Companies as
Manager within operating companies including: hotel operations and development
of Hampton Inns, Marriott Hotels, Ramada Limited and Econo-Lodges properties.
Geothernal design and Installation Company and General Aviation fixed based
operations and Denim North America. Mr. Sayers was the former Director of
Development for Columbus Regional Healthcare System.

Mr. Sayers is active in the Columbus area with Columbus Rotary Club, Boy Scouts
Advisory Board, he is the Past President of the Ronald McDonald House of West
Georgia.  Mr. Sayers is on the Board of Directors of Denim North America, LLC
and the Board of Directors of the Ronald McDonald House of West Georgia.

Our Board of Directors has determined that we have at least one financial
expert, Richard C. Turner, serving on our audit committee. Since Mr. Turner
is an officer of the Company, as well as a director, he is not considered
independent.

A Code of Ethics that applies to our chief executive and senior financial
officers, as well as a Code of Business Conduct and Ethics that applies to all
employees, have been drafted and presented to our Board of Directors for review.
Both Codes will be considered for adoption by the Board of Directors at its next
meeting.

                                      25



CRT HOLDINGS, INC.
(f/k/a USAS Digital, Inc.)
(A Development Stage Company)
ITEM 10.  EXECUTIVE COMPENSATION

No other executive officer currently receives compensation from the Company.

ITEM 11.  SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT

As of the date of this filing, there are a total of 13,319,385 shares of the
Company's stock outstanding, all of which are common stock. The table below
shows the number of shares of common stock held by (a) each director and
executive officer of the Company, (b) the directors and executive officers
of the Company as a group, and (c) each person known by us to be the
beneficial owner of more than 5% of the Company's outstanding stock.
                                              Number of         % of Shares
Name and Address                              Shares Owned      Outstanding

Barney A. Richmond, Director & President (1)   7,018,927           52.7%
601 Seafarer Circle
Jupiter, FL

Richard C. Turner, Director, Treasurer (2)
& Chief Financial Officer                        188,931            1.4%
4200 Oak Street
Palm Beach Gardens, FL

Francis C. Hargarten, Director                         0              0
5224 Miller Road, Suite 7A
Columbus, GA

George W. Jeter, Director                              0              0
5224 Miller Road, Suite 7A
Columbus, GA

Christopher M. Kiggins, Director                       0              0
5224 Miller Road, Suite 7A
Columbus, GA

John C. Martin, Director                               0              0
5224 Miller Road, Suite 7A
Columbus, GA

Frank B. Schley, Director                              0              0
5224 Miller Road, Suite 7A
Columbus, GA

Tracy Sayers, Director                                 0              0
5224 Miller Road, Suite 7A
Columbus, GA

Jeff Berkowitz                                 1,030,696             7.7%
11604 150th Court North
Jupiter, FL 33478                             -----------        ----------


All Directors & Executive Officers
     as a group (9 persons)                    7,207,858            54.1%

                               26


CRT HOLDINGS, INC.
(f/k/a USAS Digital, Inc.)
(A Development Stage Company)

ITEM 11.  SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT
          (CONTINUED)

(1) Includes a stock dividend of 4,889,341 shares distributed on August 11,
2006 by American Capital Holdings based on Mr. Richmond being a Shareholder
of Record on May 31, 2005, August 31, 2005, November 30, 2005 and
February 28, 2006.

(2) Includes a stock dividend of 141,737 shares distributed on August 11, 2006
by American Capital Holdings based on Mr. Turner being a Shareholder of Record
on May 31, 2005, August 31, 2005, November 30, 2005 and February 28, 2006.

ITEM 12.  CERTAIN RELATIONSHIPS AND RELATED TRANSACTION

There have been no transactions, and there are no proposed transactions, between
the Company and any of its Directors, executive officers or beneficial owners of
five percent or more of the Company's Common Stock, or any member of their
immediate families, as to which the Director, officer, beneficial owner, or
family member had a material interest.



ITEM 13.  EXHIBITS AND REPORTS ON FORM 8-K

(a) Exhibits

Exhibit No.           Description

     Exhibit 3.1      Amended Articles of Incorporation of the Company filed
                      November 30, 2005 (incorporated by reference to the
                      Company's Form 10QSB, filed on January 17, 2006)


     Exhibit 3.2      Bylaws of the Company (incorporated by reference to the
                      Company's Form 10SB)

     Exhibit 31.1     Certification required under Section 302 of the
                      Sarbanes-Oxley Act of 2002 by the CEO

     Exhibit 31.2     Certification required under Section 302 of the
                      Sarbanes-Oxley Act of 2002 by the CFO

     Exhibit 32       Section 1350 Certification

(b) Reports on Form 8-K:
    The Company filed no reports on Form 8-K during the period covered by this
   report.

This release contains certain forward-looking statements within the meaning of
the Private Securities Litigation Reform Act of 1995. Actual events or results
may differ materially from those discussed in such forward-looking statements.




                                       27





CRT HOLDINGS, INC.
(f/k/a USAS Digital, Inc.)
(A Development Stage Company)

ITEM 14.  PRINCIPLE ACCOUNTANT FEES AND SERVICES

Audit Fees.

The aggregate fees billed to the Company for professional services rendered for
the audit of the Company's annual financial statements, review of the Company's
quarterly financial statements, and other services normally provided in
connection with statutory and regulatory filings or engagements was $1,148
for the fiscal year ended May 31, 2005, and $10,998 for the fiscal year ended
May 31, 2006.

Other Fees.

Other fees billed to the Company by accountants for consultation services,
research and client assistance totaled $0 for the fiscal year ended
May 31, 2006, and $225 for the fiscal year ended May 31, 2005.

SIGNATURES

In accordance with Section 13 or 15(d) of the Exchange Act, the registrant has
caused this report to be signed on its behalf by the undersigned, thereunto
duly authorized.

CRT HOLDINGS, INC.
(Registrant)

By   /s/ Barney A. Richmond

     Barney A. Richmond, Chief Executive Officer
Date: August 25, 2006

In accordance with the Exchange Act, this report has been signed below by the
following persons on behalf of the registrant and in the capacities and on the
dates indicated.

By   /s/ Barney A. Richmond

     Barney A. Richmond, Chief Executive Officer
Date: August 25, 2006

By   /s/ Richard C. Turner

     Richard C. Turner, Chief Financial Officer
Date: August 25, 2006








                                       28





CRT HOLDINGS, INC.
(f/k/a USAS Digital, Inc.)
(A Development Stage Company)

Exhibit 31.1

I, Barney A. Richmond, certify that:

(1) I have reviewed this Annual Report on Form 10-KSB of CRT HOLDINGS, INC.;

(2) Based on my knowledge, this report does not contain any untrue statement of
a material fact or omit to state a material fact necessary to make the
statements made, in light of the circumstances under which such statements were
made, not misleading with respect to the period covered by this report;

(3) Based on my knowledge, the financial statements, and other financial
information included in this report, fairly present in all material respects the
financial condition, results of operations and cash flows of the small business
issuer as of, and for, the periods presented in this report;

(4) The small business issuer's other certifying officer(s) and I are
responsible for establishing and maintaining disclosure controls and
procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e) and
internal control over financial reporting (as defined in Exchange Act
Rules 13a-15(f) and 15d-15(f) for the small business issuer and have:

(a) Designed such disclosure controls and procedures to ensure that material
information relating to the registrant is made known to us by others within the
company, particularly during the period in which this report is prepared;

(b) Designed such internal control over financial reporting, or caused such
internal control over financial reporting to be designed under our supervision,
to provide reasonable assurance regarding the reliability of financial reporting
and the preparation of financial statements for external purposes in accordance
with generally accepted accounting principles;

(c) Evaluated the effectiveness of the small business issuer's disclosure
controls and procedures and presented in this report our conclusions about the
effectiveness of the disclosure controls and procedures, as of the end of the
period covered by this report based on such evaluation; and

(d) Disclosed in this report any change in the small business issuer's internal
control over financial reporting that occurred during the small business
issuer'smost recent fiscal quarter (the small business issuer's fourth fiscal
quarter in the case of an annual report) that has materially affected, or is
reasonably likely to materially affect, the small business issuer's internal
control over financial reporting; and

(5) The small business issuer's other certifying officer(s) and I have
disclosed, based on our most recent evaluation of internal control over
financial reporting, to the small business issuer's auditors and the audit
committee of the small business issuer's board of directors (or persons
performing the equivalent functions):

(a) All significant deficiencies and material weaknesses in the design or
operation of internal control over financial reporting which are reasonably
likely to adversely affect the small business issuer's ability to record,
process, summarize and report financial information; and

                               29

CRT HOLDINGS, INC.
(f/k/a USAS Digital, Inc.)
(A Development Stage Company)

(b) Any fraud, whether or not material, that involves management or other
employees who have a significant role in the small business issuer's internal
control over financial reporting.

Date: August 25, 2006

     /s/ Barney A. Richmond

     Barney A. Richmond, Chief Executive Officer


Exhibit 31.2

I, Richard C. Turner, certify that:

(1) I have reviewed this Annual Report on Form 10-KSB of CRT HOLDINGS, INC.;

(2) Based on my knowledge, this report does not contain any untrue statement of
a material fact or omit to state a material fact necessary to make the
statements made, in light of the circumstances under which such statements were
made, not misleading with respect to the period covered by this report;

(3) Based on my knowledge, the financial statements, and other financial
information included in this report, fairly present in all material respects the
financial condition, results of operations and cash flows of the small business
issuer as of, and for, the periods presented in this report;

(4) The small business issuer's other certifying officer(s) and I are
responsible for establishing and maintaining disclosure controls and procedures
(as defined in Exchange Act Rules 13a-15(e) and 15d-15(e) and internal control
over financial reporting (as defined in Exchange Act Rules 13a-15(f) and
15d-15(f) for the small business issuer and have:

(a) Designed such disclosure controls and procedures to ensure that material
information relating to the registrant is made known to us by others within the
company, particularly during the period in which this report is prepared;

(b) Designed such internal control over financial reporting, or caused such
internal control over financial reporting to be designed under our supervision,
to provide reasonable assurance regarding the reliability of financial reporting
and the preparation of financial statements for external purposes in accordance
with generally accepted accounting principles;

(c) Evaluated the effectiveness of the small business issuer's disclosure
controls and procedures and presented in this report our conclusions about the
effectiveness of the disclosure controls and procedures, as of the end of the
period covered by this report based on such evaluation; and

(d) Disclosed in this report any change in the small business issuer's internal
control over financial reporting that occurred during the small business
issuer's most recent fiscal quarter (the small business issuer's fourth fiscal
quarter in the case of an annual report) that has materially affected, or is
reasonably likely to materially affect, the small business issuer's internal
control over financial reporting; and

                               30


CRT HOLDINGS, INC.
(f/k/a USAS Digital, Inc.)
(A Development Stage Company)

(5) The small business issuer's other certifying officer(s) and I have
disclosed, based on our most recent evaluation of internal control over
financial reporting, to the small business issuer's auditors and the
audit committee of the small business issuer's board of directors
(or persons performing the equivalent functions):

(a) All significant deficiencies and material weaknesses in the design or
operation of internal control over financial reporting which are reasonably
likely to adversely affect the small business issuer's ability to record,
process, summarize and report financial information; and

(b) Any fraud, whether or not material, that involves management or other
employees who have a significant role in the small business issuer's internal
control over financial reporting.

Date: August 25, 2006

     /s/ Richard C. Turner

     Richard C. Turner, Chief Financial Officer


Exhibit 32

In connection with the Annual Report of CRT HOLDINGS, INC.(the "Company")
on Form 10-KSB for the period ending May 31, 2006 as filed with the Securities
and Exchange Commission on the date hereof (the "Report"), Barney A. Richmond,
President of the Company, and Richard C. Turner, Treasurer of the Company,
certify, pursuant to 18 U.S.C 1350, as adopted pursuant to Section 906 of the
Sarbanes-Oxley Act of 2002, that, to the best of my knowledge and belief:

     (1)     the Report fully complies with the requirements of Section 13(a)
             or 15(d) of the Securities Exchange Act of 1934; and

     (2)     the information contained in the Report fairly presents, in all
             material respects, the financial condition and result of
             operations of the Company.

     /s/ Barney A. Richmond

     Barney A. Richmond, Chief Executive Officer
     August 25, 2006

     /s/ Richard C. Turner

     Richard C. Turner, Chief Financial Officer
     August 25, 2006






                               31




CRT HOLDINGS, INC.
(f/k/a USAS Digital, Inc.)
(A Development Stage Company)


[A signed original of this written statement required by Section 906 has been
provided to CRT HOLDINGS, INC. and will be retained by CRT HOLDINGS, INC. and
furnished to the Securities and Exchange Commission or its staff upon request.]

Exhibits to Form 10-KSB will be provided to shareholders of the Registrant upon
written request addressed to CRT HOLDINGS, INC., 100 Village Square Crossing,
Suite 202, Palm Beach Gardens, Florida 33410. Any exhibits furnished are
subject to a reasonable photocopying charge.

The Securities and Exchange Commission has not approved or disapproved of this
Form 10-KSB nor has it passed upon its accuracy or adequacy.







































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