**Exhibit 19.1**

** **

**SLMStudent Loan Trust 2003-12**

**Officer’sCertificate of the Servicer**

**AnnualStatement of Compliance**

**As ofDecember 31, 2004**

 
| **TO:**   | **Indenture Trustee**                     | **Eligible Lender Trustee**                          |
|-----------|-------------------------------------------|------------------------------------------------------|
|      | The Bank of New York                      | Chase Manhattan Bank  USA, National Association      |
|      | 101 Barclay Street 8  West                | Christiana Center/OPS4,  500 Stanton Christiana Road |
|      | New York, New York  10286                 | Newark, Delaware 19713                               |
|      | Attn: Corporate  Trust-Structured Finance | Attn: Corporate Trust  Department                    |
|      |                                      |                                                 |
| **Copy:** | The Bank of New York                      | JP Morgan Chase Bank                                 |
|      | 2 North LaSalle Street  Suite 1020        | 4 New York Plaza                                     |
|      | Chicago, Illinois 60602                   | New York, New York  10004                            |
|      | Attn: Corporate  Trust-Structured Finance | Attn: Structured  Finance Services                   |

 

 

Pursuant to Section 3.2of the Administration Agreement (the “Agreement”), we hereby certify that (i) areview of the activities and performance of the Servicer from January 1, 2004through December 31, 2004 under this Agreement and under the ServicingAgreement dated as of November 25, 2003 has been made under our supervision,and (ii) to the best of our knowledge, the Servicer has fulfilled itsobligations in all material respects under the Agreement and under theServicing Agreement throughout such period.

 

 

SALLIE MAE Inc., asServicer

12061 Bluemont Way

Reston, Virginia 20190

 

 
| /s/ ROBERT A. CRAWFORD                                    |   |
|-----------------------------------------------------------|--------|
| Robert A. Crawford,  Senior Vice President and Controller |   |

 

 
| /s/ C. E. ANDREWS                                                        |   |
|--------------------------------------------------------------------------|--------|
| C. E. Andrews,  Executive Vice President, Accounting and Risk Management |   |

 

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Sallie Mae, Inc.

12061 Bluemont Way

Reston, VA 20190

 

February 28, 2005

 

Maricela Marquez

The Bank of New York

2 North LaSalle St

Suite 1020

Chicago, IL 60602

 

John Cashin

Chase Manhattan Bank USA,NA

500 Stanton ChristianaRd, 3rd Floor/OPS4

Newark, DE 19713

 

SLM TRUST 2003-10

SLM TRUST 2003-11

SLM TRUST 2003-12

 

Pursuant to Section 3.2of the Administration Agreement (the “Agreement”), we, the undersigned, herebycertify that (i) a review of the activities and performance of the Administratorfrom January 1, 2004 through December 31, 2004 has been made under our supervisionand (ii) to the best of our knowledge, based on such review, the Administratorhas fulfilled its obligations in all material respects under the Agreementthroughout such period.

 

 
| /s/ GREGORY A. SWARTZ                  |                                 | /s/ J. LANCE FRANKE |   |
|----------------------------------------|--------------------------------------|---------------------|--------|
| Gregory A. Swartz, Managing  Director, | J. Lance Franke, Sr.  Vice President |
| Corporate Finance  Operations          | Corporate Finance                    |
| Sallie Mae, Inc.                       | Sallie Mae, Inc.                     |

 
| cc:    | Chase  Manhattan Bank USA, N.A. |
|--------|---------------------------------|
|   | Eligible  Lender Trustee        |

 

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