** **

**Exhibit19.1**

** **

**SLM Student Loan Trust2004-3**

**Officer’s Certificate of theServicer**

**Annual Statement of Compliance**

**As of December 31, 2004**

 

 
| **TO:**   | ** ** | **Indenture Trustee**                    | ** ** | **Eligible Lender Trustee**                         |
|-----------|------------|------------------------------------------|------------|-----------------------------------------------------|
|      |       | The Bank of New York                     |       | Chase Manhattan Bank USA, National Association      |
|      |       | 101 Barclay Street 8 West                |       | Christiana Center/OPS4, 500 Stanton Christiana Road |
|      |       | New York, New York 10286                 |       | Newark, Delaware 19713                              |
|      |       | Attn: Corporate Trust-Structured Finance |       | Attn: Corporate Trust Department                    |
|      |       |                                     |       |                                                |
| **Copy:** |       | The Bank of New York                     |       | JP Morgan Chase Bank                                |
|      |       | 2 North LaSalle Street Suite 1020        |       | 4 New York Plaza                                    |
|      |       | Chicago, Illinois 60602                  |       | New York, New York 10004                            |
|      |       | Attn: Corporate Trust-Structured Finance |       | Attn: Structured Finance Services                   |

 

 

Pursuant to Section 3.2 of the Administration Agreement(the “Agreement”), we hereby certify that (i) a review of the activities andperformance of the Servicer from January 1, 2004 through December 31, 2004under this Agreement and under the Servicing Agreement dated as of March 18,2004 has been made under our supervision, and (ii) to the best of ourknowledge, the Servicer has fulfilled its obligations in all material respectsunder the Agreement and under the Servicing Agreement throughout such period.

 

SALLIE MAE Inc., as Servicer

12061 Bluemont Way

Reston, Virginia 20190

 

 
| /s/ Robert A.  Crawford                                   |
|-----------------------------------------------------------|
| Robert A. Crawford, Senior Vice President and  Controller |

 

 
| /s/ C. E.  Andrews                                                       |
|--------------------------------------------------------------------------|
| C. E. Andrews, Executive Vice President, Accounting  and Risk Management |

 

----

12061 Bluemont Way

Reston, VA 20190

 

 

Maricela Marquez

The Bank of New York

2 North LaSalle St

Suite 1020

Chicago, IL 60602

 

John Cashin

Chase Manhattan Bank USA,NA

500 Stanton ChristianaRd, 3rd Floor/OPS4

Newark, DE 19713

 

| SLM TRUST 2002-5 |   | SLM TRUST 2003-5 |   | SLM TRUST 2003-14 |
|------------------|--------|------------------|--------|-------------------|
| SLM TRUST 2002-6 |   | SLM TRUST 2003-6 |   | SLM TRUST 2004-1  |
| SLM TRUST 2002-7 |   | SLM TRUST 2003-7 |   | SLM TRUST 2004-2  |
| SLM TRUST 2002-8 |   | SLM TRUST 2003-8 |   | SLM TRUST 2004-3  |
| SLM TRUST 2003-1 |   | SLM TRUST 2003-9 |   |              |
| SLM TRUST 2003-2 |   | SLM TRUST 2004-1 |   |              |
| SLM TRUST 2003-3 |   | SLM TRUST 2004-2 |   |              |
| SLM TRUST 2003-4 |   | SLM TRUST 2004-3 |   |              |

 

 

Pursuant to Section 3.2of the Administration Agreement (the “Agreement”), we, the undersigned, herebycertify that (i) a review of the activities and performance of theAdministrator from January 1, 2004 through December 31, 2004 has been madeunder our supervision and (ii) to the best of our knowledge, based on suchreview, the Administrator has fulfilled its obligations in all materialrespects under the Agreement throughout such period.

 

 

 
| /s/ Gregory A. Swartz                  |                                 | /s/ J. Lance Franke |   |
|----------------------------------------|--------------------------------------|---------------------|--------|
| Gregory A. Swartz,  Managing Director, | J. Lance Franke, Sr.  Vice President |
| Corporate Finance  Operations          | Corporate Finance                    |
| Sallie Mae, Inc.                       | Sallie Mae, Inc.                     |

 

 
| cc:    | Chase Manhattan Bank  USA, N.A. |
|--------|---------------------------------|
|   | Eligible Lender Trustee         |

 

----