Exhibit I


                      Specified Trusts Servicing Standards



I.       ADVANCES

               1. Funds of the servicing  entity shall be advanced in accordance
               with the servicing agreement.

II.      TRUST PAYMENTS

               1. Trust payments  shall be deposited  into the  servicer's  bank
               accounts within two business days of receipt.

               2. Trust  payments made in accordance  with the  borrower's  loan
               documents  shall be posted  to the  applicable  borrower  records
               within two business days of receipt.

               3. Trust  payments  shall be  allocated to  principal,  interest,
               insurance,   taxes,  and  other  items  in  accordance  with  the
               borrower's loan documents.

               4. Trust  payments  identified as loan payoffs shall be allocated
               in accordance with the borrower's loan documents.

III.     DISBURSEMENTS

               1.  Disbursements  made via wire transfer on behalf of a borrower
               or investor shall be made only by authorized personnel.

               2.  Disbursements  made on behalf of a borrower or investor shall
               be  posted  on a timely  basis to the  borrower's  or  investor's
               records maintained by the servicing entity.

               3. Amounts  remitted to investors per the investor  reports shall
               agree with cancelled  checks,  or other form of payment,  or bank
               statements.

IV.      BORROWER LOAN ACCOUNTING

               1. The servicing entity's borrower loan records shall agree with,
               or  reconcile  to, the records of  borrowers  with respect to the
               unpaid principal balance on a monthly basis.


                                    Exhibit I


                      Specified Trusts Servicing Standards





V.       DELINQUENCIES

               1. Records  documenting  collection  efforts  shall be maintained
               during the  period a loan is in  default  and shall be updated at
               least   monthly.   Such  records  shall   describe  the  entity's
               activities in monitoring delinquent loans including, for example,
               phone  calls,  letters and  payments  rescheduling  plan in cases
               where  the  delinquency  is deemed  temporary  (e.g.  illness  or
               unemployment).


VI.      TRUSTS

               1.  The  motor  vehicle  installment  contracts  included  in the
               following  trusts were  serviced by the Company as of and for the
               year ended December 31, 2002.

                o Onyx Acceptance Owner Trust 1998-B
                o Onyx Acceptance Owner Trust 1998-C
                o Onyx Acceptance Owner Trust 1999-A
                o Onyx Acceptance Owner Trust 1999-B
                o Onyx Acceptance Owner Trust 1999-C
                o Onyx Acceptance Owner Trust 1999-D
                o Onyx Acceptance Owner Trust 2000-A
                o Onyx Acceptance Owner Trust 2000-B
                o Onyx Acceptance Owner Trust 2000-C
                o Onyx Acceptance Owner Trust 2000-D
                o Onyx Acceptance Owner Trust 2001-A
                o Onyx Acceptance Owner Trust 2001-B
                o Onyx Acceptance Owner Trust 2001-C
                o Onyx Acceptance Owner Trust 2001-D
                o Onyx Acceptance Owner Trust 2002-A
                o Onyx Acceptance Owner Trust 2002-B
                o Onyx Acceptance Owner Trust 2002-C
                o Onyx Acceptance Owner Trust 2002-D
                o Onyx Acceptance Residual Funding Owner Trust 2002-A