56650 Federal Register / Vol. 79, No. 184 / Tuesday, September 23, 2014 / Rules and Regulations 

would constitute collections of 

information requiring approval under 

the Paperwork Reduction Act, 44 U.S.C. 

3501, et seq. The Bureau did not receive 

any comments regarding this 

conclusion, to which the Bureau 

adheres. The Bureau concludes that the 

Final Rule, which adopts the Proposed 

Rule in relevant respects, also imposes 

no new information collection 

requirements subject to the Paperwork 

Reduction Act. 

List of Subjects in 12 CFR Part 1090 

Consumer protection, Credit. 

Authority and Issuance 

For the reasons set forth in the 

preamble, the Bureau amends 12 CFR 

part 1090, subpart B, as follows: 

PART 1090—DEFINING LARGER 

PARTICIPANTS OF CERTAIN 

CONSUMER FINANCIAL PRODUCT 

AND SERVICE MARKETS 

■ 1. The authority citation for part 1090 

continues to read as follows: 

Authority: 12 U.S.C. 5514(a)(1)(B); 12 

U.S.C. 5514(a)(2); 12 U.S.C. 5514(b)(7)(A); 

and 12 U.S.C. 5512(b)(1). 

■ 2. Add § 1090.107 to subpart B to read 

as follows: 

§ 1090.107 International Money Transfer 

Market. 

(a) Market-related definitions. As used 

in this subpart: 

Aggregate annual international 

money transfers means the sum of the 

annual international money transfers of 

a nonbank covered person and the 

annual international money transfers of 

each of the nonbank covered person’s 

affiliated companies. 

(i) Annual international money 

transfers. Annual international money 

transfers of a nonbank covered person 

means the international money transfers 

provided by the nonbank covered 

person during the preceding calendar 

year. 

(ii) Agents. (A) Annual international 

money transfers of a nonbank covered 

person include international money 

transfers in which another person acts 

as an agent on behalf of the nonbank 

covered person. 

(B) Annual international money 

transfers of a nonbank covered person 

do not include international money 

transfers in which another person 

provided the international money 

transfers and the nonbank covered 

person performed activities as an agent 

on behalf of that other person. 

(C) For purposes of this paragraph (ii), 

agent means an agent or authorized 

delegate, as defined under State or other 

applicable law, or affiliated company of 

a person that provides international 

money transfers when such agent, 

authorized delegate, or affiliated 

company acts for that person. 

(iii) Aggregating the annual 

international money transfers of 

affiliated companies. (A) The annual 

international money transfers of each 

affiliated company of a nonbank 

covered person are calculated separately 

in accordance with paragraphs (i) and 

(ii) of this definition, treating the 

affiliated company as if it were an 

independent nonbank covered person 

for purposes of the calculation. 

(B) The annual international money 

transfers of a nonbank covered person 

must be aggregated with the annual 

international money transfers of any 

person that was an affiliated company of 

the nonbank covered person at any time 

during the preceding calendar year. The 

annual international money transfers of 

the nonbank covered person and its 

affiliated companies are aggregated for 

the entire preceding calendar year, even 

if the affiliation did not exist for the 

entire calendar year. 

Designated recipient means any 

person specified by the sender as the 

authorized recipient of an international 

money transfer to be received at a 

location in a foreign country. 

International money transfer means 

the electronic transfer of funds 

requested by a sender to a designated 

recipient that is sent by an international 

money transfer provider. The term 

applies regardless of whether the sender 

holds an account with the international 

money transfer provider, and regardless 

of whether the transaction is also an 

electronic fund transfer, as defined in 

§ 1005.3(b) of this chapter. The term 

does not include any transfer that is 

excluded from the definition of 

‘‘electronic fund transfer’’ under 

§ 1005.3(c)(4) of this chapter. 

International money transfer provider 

means any nonbank covered person that 

provides international money transfers 

for a consumer, regardless of whether 

the consumer holds an account with 

such person. 

Sender means a consumer in a State 

who primarily for personal, family, or 

household purposes requests an 

international money transfer provider to 

send an international money transfer to 

a designated recipient. 

State means any State, territory, or 

possession of the United States; the 

District of Columbia; the 

Commonwealth of Puerto Rico; or any 

political subdivision thereof. 

(b) Test to define larger participants. 

A nonbank covered person is a larger 

participant of the international money 

transfer market if the nonbank covered 

person has at least one million aggregate 

annual international money transfers. 

Dated: September 9, 2014. 

Richard Cordray, 

Director, Bureau of Consumer Financial 

Protection. 

[FR Doc. 2014–22310 Filed 9–22–14; 8:45 am] 

BILLING CODE 4810–AM–P 

DEPARTMENT OF TRANSPORTATION 

Federal Aviation Administration 

14 CFR Part 71 

[Docket No. FAA–2014–0294; Airspace 

Docket No. 14–ACE–2] 

Amendment of Class D Airspace; 

Wichita, McConnell AFB, KS 

AGENCY: Federal Aviation 

Administration (FAA), DOT. 

ACTION: Final rule. 

SUMMARY: This action amends Class D 

airspace at Wichita, McConnell AFB, 

KS. The closure of nearby Derby, 

Hamilton Field has necessitated the 

need to amend Class D airspace at 

McConnell AFB. This action enhances 

the safety and management of aircraft 

operations at the airport. 

DATES: Effective date: 0901 UTC, 

November 13, 2014. The Director of the 

Federal Register approves this 

incorporation by reference action under 

1 CFR part 51, subject to the annual 

revision of FAA Order 7400.9 and 

publication of conforming amendments. 

ADDRESSES: FAA Order 7400.9Y, 

Airspace Designations and Reporting 

Points and subsequent amendments can 

be viewed online at http://www.faa.gov/ 

air_traffic/publications/. The Order is 

also available for inspection at the 

National Archives and Records 

Administration (NARA). For 

information on the availability of this 

material at NARA, call 202–741–6030, 

or go to http://www.archives.gov/

federal_register/code_of_federalregulations/ibr_locations.html. 

FAA Order 7400.9, Airspace 

Designations and Reporting Points, is 

published yearly and effective on 

September 15. For further information, 

you can contact the Airspace Policy and 

Regulations Group, Federal Aviation 

Administration, 800 Independence 

Avenue SW., Washington, DC 20591; 

telephone: 202–267–8783. 

FOR FURTHER INFORMATION CONTACT: Raul 

Garza, Jr., Central Service Center, 

Operations Support Group, Federal 

Aviation Administration, Southwest 

Region, 2601 Meacham Blvd., Fort 

mstockstill on DSK4VPTVN1PROD with RULES

Federal Register / Vol. 79, No. 184 / Tuesday, September 23, 2014 / Rules and Regulations 56651 

Worth, TX 76137; telephone 817–321– 

7654. 

SUPPLEMENTARY INFORMATION: 

History 

On May 27, 2014, the FAA published 

in the Federal Register a notice of 

proposed rulemaking (NPRM) to modify 

Class D airspace at McConnell AFB, 

Wichita, KS, (79 FR 30054) Docket No. 

FAA–2014–0294. Interested parties 

were invited to participate in this 

rulemaking effort by submitting written 

comments on the proposal to the FAA. 

No comments were received. Class D 

airspace designations are published in 

paragraph 5000 of FAA Order 7400.9Y 

dated August 6, 2014, and effective 

September 15, 2014, which is 

incorporated by reference in 14 CFR. 

The Rule 

This action amends Title 14 Code of 

Federal Regulations (14 CFR) Part 71 by 

amending Class D airspace by removing 

the segment of controlled airspace once 

reserved for use at Derby, Hamilton 

Field, and reverting the airspace to 

McConnell AFB, Wichita, KS. This 

action is needed for the safety and 

management of IFR operations at the 

airport due to the closure of Derby, 

Hamilton Field. Except for editorial 

changes, this rule is the same as 

published in the NPRM. 

The FAA has determined that this 

regulation only involves an established 

body of technical regulations for which 

frequent and routine amendments are 

necessary to keep them operationally 

current. Therefore, this regulation: (1) Is 

not a ‘‘significant regulatory action’’ 

under Executive Order 12866; (2) is not 

a ‘‘significant rule’’ under DOT 

Regulatory Policies and Procedures (44 

FR 11034; February 26, 1979); and (3) 

does not warrant preparation of a 

regulatory evaluation as the anticipated 

impact is so minimal. Since this is a 

routine matter that only affects air traffic 

procedures and air navigation, it is 

certified that this rule, when 

promulgated, does not have a significant 

economic impact on a substantial 

number of small entities under the 

criteria of the Regulatory Flexibility Act. 

The FAA’s authority to issue rules 

regarding aviation safety is found in 

Title 49 of the U.S. Code. Subtitle 1, 

Section 106, describes the authority of 

the FAA Administrator. Subtitle VII, 

Aviation Programs, describes in more 

detail the scope of the agency’s 

authority. This rulemaking is 

promulgated under the authority 

described in Subtitle VII, Part A, 

Subpart I, Section 40103. Under that 

section, the FAA is charged with 

prescribing regulations to assign the use 

of airspace necessary to ensure the 

safety of aircraft and the efficient use of 

airspace. This regulation is within the 

scope of that authority as it amends 

controlled airspace at McConnell AFB, 

Wichita, KS. 

Environmental Review 

The FAA has determined that this 

action qualifies for categorical exclusion 

under the National Environmental 

Policy Act in accordance with FAA 

Order 1050.1E, ‘‘Environmental 

Impacts: Policies and Procedures,’’ 

paragraph 311a. This airspace action is 

not expected to cause any potentially 

significant environmental impacts, and 

no extraordinary circumstances exist 

that warrant preparation of an 

environmental assessment. 

List of Subjects in 14 CFR Part 71 

Airspace, Incorporation by reference, 

Navigation (Air). 

Adoption of the Amendment 

In consideration of the foregoing, the 

Federal Aviation Administration 

amends 14 CFR Part 71 as follows: 

PART 71—DESIGNATION OF CLASS A, 

B, C, D, AND E AIRSPACE AREAS; AIR 

TRAFFIC SERVICE ROUTES; AND 

REPORTING POINTS 

■ 1. The authority citation for 14 CFR 

Part 71 continues to read as follows: 

Authority: 49 U.S.C. 106(g), 40103, 40113, 

40120; E.O. 10854, 24 FR 9565, 3 CFR, 1959– 

1963 Comp., p. 389. 

§ 71.1 [Amended] 

■ 2. The incorporation by reference in 

14 CFR Part 71.1 of the Federal Aviation 

Administration Order 7400.9Y, Airspace 

Designations and Reporting Points, 

dated August 6, 2014, and effective 

September 15, 2014, is amended as 

follows: 

Paragraph 5000: Class D Airspace 

* * * * * 

ACE KS D Wichita, McConnell AFB, KS 

[Amended] 

Wichita McConnell AFB, KS 

(lat. 37°37′23′′ N., long. 97°16′03′′ W.) 

That airspace extending upward from the 

surface to and including 3,900 feet MSL 

within a 4.5-mile radius of McConnell Air 

Force Base, excluding that airspace within 

the Wichita Mid-Continent Airport, KS, Class 

C airspace area. 

Issued in Fort Worth, Texas, on September 

10, 2014. 

Robert Beck, 

Manager, Operations Support Group, ATO 

Central Service Center. 

[FR Doc. 2014–22508 Filed 9–22–14; 8:45 am] 

BILLING CODE 4910–14–P 

DEPARTMENT OF HOMELAND 

SECURITY 

Coast Guard 

33 CFR Part 117 

[Docket No. USCG–2014–0386] 

RIN 1625–AA09 

Drawbridge Operation Regulation; 

Taylor Bayou Outfall Canal (Joint 

Outfall Canal), TX 

AGENCY: Coast Guard, DHS. 

ACTION: Interim rule with request for 

comments. 

SUMMARY: The Coast Guard is 

implementing an operating schedule 

that governs the Valero pontoonsupported swing bridge across Taylor 

Bayou Outfall Canal (Joint Outfall Canal 

(JOC)), mile 2.44, West Port Arthur, 

Jefferson County, Texas. This bridge 

provides for Valero’s maintenance 

vehicles to cross the waterway. The 

regulation will allow the bridge to 

remain in the open-to-navigation 

position except during two scheduled 

daily closures. This regulation increases 

the efficiency of operations allowing for 

the safe navigation of vessels through 

the bridge while recognizing the 

bridge’s importance to the facility that it 

serves. 

DATES: This interim rule is effective 

October 23, 2014. 

Comments and related material must 

reach the Coast Guard on or before 

November 15, 2014. 

ADDRESSES: You may submit comments, 

identified by docket number, using any 

one of the following methods: 

(1) Federal eRulemaking Portal: 

http://www.regulations.gov. 

(2) Fax: (202) 493–2251. 

(3) Mail or Delivery: Docket 

Management Facility (M–30), U.S. 

Department of Transportation, West 

Building Ground Floor, Room W12–140, 

1200 New Jersey Avenue SE., 

Washington, DC 20590–0001. Deliveries 

accepted between 9 a.m. and 5 p.m., 

Monday through Friday, except federal 

holidays. The telephone number is 202– 

366–9329. 

See the ‘‘Public Participation and 

Request for Comments’’ portion of the 

SUPPLEMENTARY INFORMATION section 

below for further instructions on 

submitting comments. To avoid 

duplication, please use only one of 

these three methods. 

FOR FURTHER INFORMATION CONTACT: If 

you have questions on this rule, call or 

email Mr. James Wetherington; Bridge 

Administration Branch, Eighth Coast 

Guard District; telephone 504–671– 

mstockstill on DSK4VPTVN1PROD with RULES