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|   |   |   |  Loan              Administration           |
|--------|--------|--------|--------------------------------------------------|
|   |   |   |                                             |
|   |   |   |  4242              North Harlem Avenue      |
|   |   |   |  Norridge,              Illinois 60706-1204 |

*Uniform        Single Attestation Program for Mortgage Bankers*

*Uniform        Single Attestation Program for Mortgage Bankers *

**ABN        AMB0 Mortgage® is a registered service mark of LaSalle Bank Corporation used        with permission by ABN AMRO Mortgage Group, Inc.**

**Affiliate        Banks: LaSalle Bank N.A.**
**, **
**LaSalle Bank Midwest**
**N.A.**

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**I.        Custodial Bank Accounts**

| 1.   | Reconciliations                  shall be prepared on a monthly basis for all custodial bank accounts                  and related bank clearing accounts. These reconciliations                  shall: |
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|  | a. | be                  mathematically accurate; |
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|   | b. | be                  prepared -within forty-five (45) calendar days after the cutoff                  date. The                  cutoff                  date is the date as of which a bank account is reconciled every                  month.                  It                  may, or may not, coincide with a prescribed investor reporting                  date but                  shall                  be consistent from period to                  period; |
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|   | c. | be                  reviewed and approved by someone other than the person who prepared                  the                  reconciliation; and |
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|   | d. | document                  explanations for reconciling items. These reconciling items shall                  be                  resolved within ninety (90) calendar days of their original                  identification. |
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| 2.   | Funds                  of the servicing entity shall be advanced in cases where there                  is an overdraft                  in an investor's or a mortgagor's                  account. |
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| 3.   | Each                  custodial account shall be maintained at a federally insured depository                  institution                  in trust for the applicable                  investor. |
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| 4.   | Escrow                    funds held in trust for a mortgagor shall be returned to the                    mortgagor                    within                    thirty (30) calendar days of payoff of the mortgage                    loan. |
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**II. Mortgage          Payments**

| 1.   | Mortgage                    payments shall be deposited into the custodial bank accounts                    and related                    bank clearing accounts within two (2) business days of                    receipt. |
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| 2.   | Mortgage                    payments made in accordance with the mortgagor's loan documents                    shall be                    posted to the applicable mortgagor records with two (2) business                    days of                    receipt. |
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| 3.   | Mortgage                    payments shall be allocated to principal, interest, insurance,                    taxes or                    other escrow items in accordance with the mortgagor's loan                    documents. |
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| 4.   | Mortgage                    payments identified as loan payoffs shall be allocated in accordance                    with                    the mortgagor's loan                    documents. |
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**          III. Disbursements**

| 1.   | Disbursements                      made via wire transfer on behalf of a mortgagor or investor                      shall be made                      only by authorized                      personnel. |
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| 2.   | Disbursements                      made on behalf of a mortgagor or investor shall be posted within                      two (2)                      business days to the mortgagor's or investor's records maintained                      by the                      servicing entity. |
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| 3.   | Tax                        and insurance payments shall be made on or before the penally                        or insurance                        policy expiration                        dates, as indicated on tax bills and insurance premium notices,                        respectively, provided                        that such support has been received by the servicing entity                        at least                        thirty (30) calendar                        days prior to these                        dates. |
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| 4.   | Any                          late payment penalties paid in conjunction with the payment                          of any tax                          bill or insurance                          premium notice shall be paid from the servicing entity's                          funds and                          not                          charged to the mortgagor, unless the late payment was due                          to the                          mortgagor's error or omission. |
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| 5.   | Amounts                            remitted to investors per the servicer's investor reports                            shall agree with                            cancelled                            checks, or other form of payment, or custodial bank                            statements. |
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| 6.   | Unissued                            checks shall be safeguarded so as to prevent unauthorized                            access. |
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**           IV. Investor Accounting and Reporting**

| 1.   | The                    servicing entity's investor reports shall agree with, or reconcile                    to,                    investors' records on a monthly basis as to the total unpaid                    principal                    balance and number of loans serviced by the servicing                    entity. |
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**                     V. Mortgagor Loan Accounting**

| 1.   | The                      servicing entity's mortgage loan records shall agree with,                      or reconcile                      to, the records                      of mortgagors with respect to the unpaid principal balance                      on a monthly                      basis. |
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| 2.   | Adjustments                          on adjustable rate mortgage (ARM) loans shall be computed                          based on the                          related                          mortgage note and any ARM                          rider. |
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| 3.   | Escrow                            accounts shall be analyzed, in accordance with the mortgagor's                            loan                            documents, on                            at least an annual                            basis. |
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**                       V. Mortgagor Loan Accounting (continued)**

| 4.   | Interest                    on escrow accounts shall be paid, or credited, to mortgagors                    in accordance                    with the                    applicable state laws. |
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**VI.          Delinquencies**

| 1.   | Records                      documenting collection efforts shall be maintained during the                      period a                      loan is in                      default and shall be updated at least monthly. Such records                      shall describe                      the entity's                      activities in monitoring delinquent loans including, for example,                      phone                      calls, letters and mortgage payment rescheduling plans in cases                      where the                      delinquency is deemed                      temporary (i.e,, illness or                      unemployment). |
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****VII. Insurance          Policies****

| 1.   | A                  fidelity bond and errors and omissions policy shall be in effect                  on the                  servicing entity throughout the reporting period in the amount                  of coverage                  represented to investors in management's                  assertion. |
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