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**Exhibit      10.2**

**PROMISSORY        NOTE**

| **Principal****$1,500,000.00**                                                                                                                                                                                                                                                                                                                                       | **Loan                  Date****03-31-2006** | **Maturity****07-31-2006** | **Loan                  No********* | **Call                  / Coll****M100S                  / GOs** | **Account****00000122565** | **Officer****32405** | **Initials** |
|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|----------------------------------------------|----------------------------|-------------------------------------|------------------------------------------------------------------|----------------------------|----------------------|--------------|
| References                  in                  the shaded area are for Lender’s use only and do not limit the                  applicability of this document to any particular loan or                  item.Any                  item                  above containing “***” has been omitted due to text length                  limitations. |

| **Borrower:** | **Siboney                  Learning Group Inc****Siboney                  Corporation****325                  Kirkwood RR #300****St                  Louis, MO 63122** | **Lender:** | **Southwest                  Bank of St. Louis****St                  Louis Region Commercial Lending****13205                  Manchester Road****Des                  Peres, MO 63131** |
|---------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------|-------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|                                               |                                    |                                                                    |
|----------------------------------------------------|-----------------------------------------|-------------------------------------------------------------------------|
| **Principal                Amount: $1,500,000.00** | **Initial                Rate: 7.750%** | **Date                of Note: March 31, 2006    ** |

**PROMISE        TO        PAY. **

**PAYMENT.        **

**VARIABLE        INTEREST RATE.**
**The        Index        currently is 7.750% per annum. The interest rate to be applied to the unpaid        principal balance of this Note will be at a rate equal to the Index, resulting        in an initial rate of 7.750% per annum.**

**PREPAYMENT.**

**LATE        CHARGE.**

**INTEREST        AFTER DEFAULT.**

**DEFAULT.**

**Payment        Default.**

**Other        Defaults.**

**Default        in        Favor of Third Parties.**

**False        Statements.**

**Insolvency.**

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**PROMISSORY          NOTE**

| **Loan                    No: 12030954-22003-298** | **(Continued)** | **Page                    2 ** |
|----------------------------------------------------|-----------------|-------------------------------------|

**Creditor        or        Forfeiture Proceedings.**

**Events        Affecting Guarantor.**

**Change        In        Ownership.**

**Adverse        Change.**

**Insecurity.**

**LENDER’S        RIGHTS.**

**ATTORNEYS’        FEES; EXPENSES.**

**GOVERNING        LAW.**

**CHOICE        OF        VENUE.**

**DISHONORED        ITEM FEE.**

**RIGHT        OF        SETOFF.**

**LINE        OF        CREDIT.**

**SUCCESSOR        INTERESTS.**

**GENERAL        PROVISIONS.**

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**PROMISSORY            NOTE**

| **Loan                      No: 12030954-22003-298** | **(Continued)** | **Page                      3 ** |
|------------------------------------------------------|-----------------|---------------------------------------|

**ORAL        AGREEMENTS OR COMMITMENTS TO LOAN MONEY, EXTEND CREDIT OR TO FOREBEAR FROM        ENFORCING REPAYMENT OF A DEBT INCLUDING PROMISES TO EXTEND OR RENEW SUCH        DEBT        ARE NOT ENFORCEABLE, REGARDLESS OF THE LEGAL THEORY UPON WHICH IT IS BASED        THAT        IS IN ANY WAY RELATED TO THE CREDIT AGREEMENT. TO PROTECT YOU (BORROWER(S))        AND        US (LENDER) FROM MISUNDERSTANDING OR DISAPPOINTMENT, ANY AGREEMENTS WE REACH        COVERING SUCH MATTERS ARE CONTAINED IN THIS WRITING, WHICH IS THE COMPLETE        AND        EXCLUSIVE STATEMENT OF THE AGREEMENT BETWEEN US, EXCEPT AS WE MAY LATER        AGREE IN WRITING TO MODIFY IT.**

**JURY        WAIVER.**

**PRIOR        TO        SIGNING THIS NOTE, EACH BORROWER READ AND UNDERSTOOD ALL THE PROVISIONS OF        THIS        NOTE, INCLUDING THE VARIABLE INTEREST RATE PROVISIONS. EACH BORROWER AGREES        TO        THE TERMS OF THE NOTE.**

**BORROWER        ACKNOWLEDGES RECEIPT OF A COMPLETED COPY OF THIS PROMISSORY        NOTE.**

**BORROWER:**

| By: /s/                William D.                Edwards                                                              William                D.                Edwards, President of Siboney LearningGroup                Inc                                              | By:/s/                Timothy J.                Tegeler                                                                      Timothy                J.                Tegeler, Chief Executive Officer of Siboney                Learning Group Inc |
|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              |
| By: /s/                Rebecca                Braddock                                                                                      Rebecca                Braddock, Secretary of Siboney LearningGroup                Inc |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              |
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| SIBONEY                CORPORATION                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              |
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| By: /s/                William D.                Edwards                                                                 William                D.                Edwards, President of Siboney Corporation                                            | By:/s/                Timothy J.                Tegeler                                                                      Timothy                J.                Tegeler, Chief Executive Officer ofSiboney                Corporation         |
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| By: /s/                Rebecca                Braddock                                                                       Rebecca                Braddock, Secretary of Siboney Corporation                                |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              |
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