**Exhibit19.1**

** **

**SLM Student Loan Trust2002-3**

**Officer’s Certificate of theServicer**

**Annual Statement of Compliance**

**As of December 31, 2004**

 

 
| **TO:**   | ** ** | **Indenture Trustee**                    | ** ** | **Eligible Lender Trustee**                         |
|-----------|------------|------------------------------------------|------------|-----------------------------------------------------|
|      |       | Deutsche Bank Trust Company Americas     |       | Chase Manhattan Bank USA, National Association      |
|      |       | 100 Plaza One, MS JCY03 0606             |       | Christiana Center/OPS4, 500 Stanton Christiana Road |
|      |       | Jersey City, New Jersey 07311            |       | Newark, Delaware 19713                              |
|      |       | Attn: Corporate Trust & Agency Group |       | Attn: Corporate Trust Department                    |
|      |       |                                     |       |                                                |
| **Copy:** |       |                                     |       | The Chase Manhattan Bank, N.A.                      |
|      |       |                                     |       | 450 West 33rd Street 15th  floor                    |
|      |       |                                     |       | New York, New York 10001                            |
|      |       |                                     |       | Attn: Structured Finance Services                   |

 

 

Pursuant to Section 3.2 of the AdministrationAgreement (the “Agreement”), we hereby certify that (i) a review of the activitiesand performance of the Servicer from January 1, 2004 through December 31, 2004under this Agreement and under the Servicing Agreement dated as of May 14, 2002has been made under our supervision, and (ii) to the best of our knowledge, theServicer has fulfilled its obligations in all material respects under theAgreement and under the Servicing Agreement throughout such period.

 

 

 

 

SALLIE MAE Inc., as Servicer

12061 Bluemont Way

Reston, Virginia 20190

 

 

 

 

 
| /s/ Robert A. Crawford                                    |
|-----------------------------------------------------------|
| Robert A. Crawford, Senior Vice President and  Controller |

 

 

 

 
| /s/ C. E. Andrews                                                        |
|--------------------------------------------------------------------------|
| C. E. Andrews,  Executive Vice President, Accounting and Risk Management |

 

 

----

12061 Bluemont Way

Reston, VA 20190

 

 

Michele Voon

Deutsche Bank TrustCompany Americas

60 Wall Street

26th Floor MS NYC60-2606

New York, NY 10005

 

John Cashin

Chase Manhattan Bank USA,NA

500 Stanton ChristianaRd, 3rd Floor/OPS4

Newark, DE 19713

 

| SLM TRUST 1996-1 |   | SLM TRUST 1999-2 |   | SLM TRUST 2002-2  |
|------------------|--------|------------------|--------|-------------------|
| SLM TRUST 1996-2 |   | SLM TRUST 1999-3 |   | SLM TRUST 2002-3  |
| SLM TRUST 1996-3 |   | SLM TRUST 2000-1 |   | SLM TRUST 2002-4  |
| SLM TRUST 1996-4 |   | SLM TRUST 2000-2 |   | SLM TRUST 2002-4  |
| SLM TRUST 1997-1 |   | SLM TRUST 2000-3 |   | SLM TRUST 2004-4  |
| SLM TRUST 1997-2 |   | SLM TRUST 2000-4 |   | SLM TRUST 2004-5  |
| SLM TRUST 1997-3 |   | SLM TRUST 2001-1 |   | SLM TRUST 2004-6  |
| SLM TRUST 1997-4 |   | SLM TRUST 2001-2 |   | SLM TRUST 2004-7  |
| SLM TRUST 1998-1 |   | SLM TRUST 2001-3 |   | SLM TRUST 2004-8  |
| SLM TRUST 1998-2 |   | SLM TRUST 2001-4 |   | SLM TRUST 2004-9  |
| SLM TRUST 1999-1 |   | SLM TRUST 2002-1 |   | SLM TRUST 2004-10 |

 

 

Pursuant to Section 3.2of the Administration Agreement (the “Agreement”), we, the undersigned, herebycertify that (i) a review of the activities and performance of theAdministrator from January 1, 2004 through December 31, 2004 has been madeunder our supervision and (ii) to the best of our knowledge, based on suchreview, the Administrator has fulfilled its obligations in all materialrespects under the Agreement throughout such period.

 

 

 
| /s/ Gregory A. Swartz                  |                                 | /s/ J. Lance Franke |   |
|----------------------------------------|--------------------------------------|---------------------|--------|
| Gregory A. Swartz,  Managing Director, | J. Lance Franke, Sr.  Vice President |
| Corporate Finance  Operations          | Corporate Finance                    |
| Sallie Mae, Inc.                       | Sallie Mae, Inc.                     |

 

 
| cc:    | Chase Manhattan Bank  USA, N.A. |
|--------|---------------------------------|
|   | Eligible Lender Trustee         |

 

----