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**PROMISSORY      NOTE**

|                                                                                                                                                                                                                                                                                                                       |                               |               |                                  |                                 |               |         |     |
|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|------------------------------------|--------------------|---------------------------------------|--------------------------------------|--------------------|--------------|----------|
| Principal$1,200,000.00                                                                                                                                                                                                                                                                                                     | Loan                Date10-19-2005 | Maturity04-30-2006 | Loan                No.12030954-22003 | Call/CallM                100S / GDs | Account00000122565 | Officer32405 | Initials |
| References                in the shaded area are for Lender’s use only and do not limit the                applicability of this document to any particular loan or                item.Any                item above containing “* * *” has been omitted due to text length                limitations. |

| **Borrower:** | Siboney                Learning Group Inc.  | **Lender:** | Southwest                Bank of St. Louis         |
|---------------|---------------------------------------------|-------------|---------------------------------------------------------|
|          | Siboney                Corporation          |        | St. Louis                Region Commercial Lending |
|          | 325                Kirkwood Road, Suite 300 |        | 13205                Manchester Road                    |
|          | St. Louis,                MO 63122     |        | Des                Peres, MO 63131                      |

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**Principal      Amount:   $1,200,000.00                         **
**Initial      Rate: 6.750%                   **
**Date      of Note: October 19, 2005**

**PROMISE      TO PAY. Siboney Learning Group Inc and Siboney Corporation (“Borrower”) jointly      and severally promise to pay to Southwest Bank of St. Louis (“Lender”), or      order, in lawful money of the United States of America, the principal amount      of      One Million Two Hundred Thousand & 00/100 Dollars ($1,200,000.00),      together with interest on the unpaid principal balance from October 19,      2005, until paid in full.**

**PAYMENT.      Subject to any payment changes resulting from changes in the Index, Borrower      will pay this loan in 1 principal payments of $75,000.00 each and one final      principal and interest payment of $1,131,328.13. Borrower’s first principal      payment is due January 30, 2006, and all subsequent principal payments are      due on the last day of each quarter after that. In addition, Borrower will      pay      regular monthly payments of all accrued unpaid interest due as of each payment      date, beginning November 30, 2005, with all subsequent interest payments to      be due on the last day of each month after that. Borrower’s final payment due      April 30, 2006, will be for all principal and all accrued interest not yet      paid. Unless otherwise agreed or required by applicable law, payments will      be      applied to Accrued Interest, Credit Life Premiums, Principal, Late Charges,      and      Escrow. The annual interest rate for this Note is computed on a 365/360 basis;      that is, by applying the ratio of the annual interest rate over a year of 360      days, multiplied by the outstanding principal balance, multiplied by the actual      number of days the principal balance is outstanding. Borrower will pay Lender      at      Lender’s address shown above or at such other place as Lender may designate in      writing.**

**VARIABLE      INTEREST RATE**
**The      Index currently is 6.750% per annum. The Interest rate to be applied to the      unpaid principal balance of this Note will be at a rate equal to the Index,      resulting in an initial rate of 6.750% per annum**

**NOTICE**

**PREPAYMENT**

**LATE      CHARGE**

**INTEREST      AFTER DEFAULT**

**DEFAULT**

**Payment      Default**

**Other      Defaults**

**Default      in Favor of Third Parties**

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**False      Statements**

**Insolvency**

**Creditor      or Forfeiture Proceedings**

**Events      Affecting Guarantor**

**Change      In Ownership**

**Adverse      Change**

**Insecurity**

**LENDER’S      RIGHTS**

**ATTORNEYS’      FEES; EXPENSES. **

**GOVERNING      LAW**

**CHOICE      OF VENUE**

**DISHONORED      ITEM FEE**

**RIGHT      OF SETOFF**

**SUCCESSOR      INTERESTS**

**GENERAL      PROVISIONS**

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**ORAL      AGREEMENTS OR COMMITMENTS TO LOAN MONEY, EXTEND CREDIT OR TO FOREBEAR FROM      ENFORCING REPAYMENT OF A DEBT INCLUDING PROMISES TO EXTEND OR RENEW SUCH DEBT      ARE NOT ENFORCEABLE, REGARDLESS OF THE LEGAL THEORY UPON WHICH IT IS BASED      THAT      IS IN ANY WAY RELATED TO THE CREDIT AGREEMENT. TO PROTECT YOU (BORROWER(S))      AND      US (LENDER) FROM MISUNDERSTANDING OR DISAPPOINTMENT, ANY AGREEMENTS WE REACH      COVERING SUCH MATTERS ARE CONTAINED IN THIS WRITING, WHICH IS THE COMPLETE      AND      EXCLUSIVE STATEMENT OF THE AGREEMENT BETWEEN US, EXCEPT AS WE MAY LATER      AGREE IN WRITING TO MODIFY IT.**

**JURY      WAIVER**

**PRIOR      TO SIGNING THIS NOTE, EACH BORROWER READ AND UNDERSTOOD ALL THE PROVISIONS      OF      THIS NOTE, INCLUDING THE VARIABLE INTEREST RATE PROVISIONS. EACH BORROWER AGREES      TO THE TERMS OF THE NOTE.**

**BORROWER      ACKNOWLEDGES RECEIPT OF A COMPLETED COPY OF THIS PROMISSORY      NOTE.**

**BORROWER:**

| **SIBONEY                LEARNING GROUP INC**                                                                                                                                                                                                                                                                                                                                                                                                   |                                                                                                                                                                                                                                                                                                                                                                                                                                            |
|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
|                                                                                                                                                                                                                                                                                                                                                                                                                                            |                                                                                                                                                                                                                                                                                                                                                                                                                                            |
| By:                 /s/                William D.                Edwards                                                            | By:                 /s/                Timothy J.                Tegeler                                                            |
| William                D. Edwards, President of Siboney Learning Group Inc                                                                                                                                                                                                                                                                                                                                                                      | Timothy                J. Tegeler, Chief Executive Officer of Siboney Learning Group  Inc                                                                                                                                                                                                                                                                                                                                             |
| By:                 /s/                Rebecca                Braddock                                                              |                                                                                                                                                                                                                                                                                                                                                                                                                                            |
| Rebecca                Braddock, Secretary of Siboney Learning Group Inc                                                                                                                                                                                                                                                                                                                                                                        |                                                                                                                                                                                                                                                                                                                                                                                                                                            |
|                                                                                                                                                                                                                                                                                                                                                                                                                                            |                                                                                                                                                                                                                                                                                                                                                                                                                                            |
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| **SIBONEY                CORPORATION**                                                                                                                                                                                                                                                                                                                                                                                                          |                                                                                                                                                                                                                                                                                                                                                                                                                                            |
|                                                                                                                                                                                                                                                                                                                                                                                                                                            |                                                                                                                                                                                                                                                                                                                                                                                                                                            |
| By:                 /s/                William D.                Edwards                                                            | By:                 /s/                Timothy J.                Tegeler                                                            |
| William                D. Edwards, President of Siboney Corporation                                                                                                                                                                                                                                                                                                                                                                             | Timothy                J. Tegeler, Chief Executive Officer of Siboney Corporation                                                                                                                                                                                                                                                                                                                                                          |
| By:                 /s/                Rebecca                Braddock                                                              |                                                                                                                                                                                                                                                                                                                                                                                                                                            |
| Rebecca                Braddock, Secretary of Siboney Corporation                                                                                                                                                                                                                                                                                                                                                                               |                                                                                                                                                                                                                                                                                                                                                                                                                                            |
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