UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                    FORM 10-K

(Mark One)

[X]  ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE
ACT OF 1934

     For the fiscal year ended:    December 31, 2005
                                   -----------------

                                       or

[ ]  TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES
EXCHANGE ACT OF 1934

      For the transition period from               to
                                     -------------    -------------

                      Commission file number: 333-121378-01


                 CWHEQ Revolving Home Equity Loan Trust 2005-A,
          Revolving Home Equity Loan Asset Backed Notes, Series 2005-A
          ------------------------------------------------------------
             (Exact name of Registrant as specified in its charter)


           Delaware                                      87-0698310

-------------------------------           ------------------------------------
(State or other jurisdiction of           (I.R.S. Employer Identification No.)
incorporation or organization)

c/o   Countrywide Home Loans, Inc.
      4500 Park Granada
      Calabasas, California                                 91302
----------------------------------------           ----------------------
(Address of principal executive offices)                 (Zip Code)

Registrant's telephone number, including area code:   (818) 225-3000
                                                      --------------

Securities registered pursuant to Section 12(b) of the Act:  None
                                                             ----

Securities registered pursuant to Section 12(g) of the Act:  None
                                                             ----


<PAGE>



   Indicate by check mark if the registrant is a well-known seasoned issuer, as
defined in Rule 405 of the Securities Act. [ ] Yes [X] No

   Indicate by check mark if the registrant is not required to file reports
pursuant to Section 13 or Section 15(d) of the Act. [ ] Yes [X] No

   Indicate by check mark whether the registrant (1) has filed all reports
required to be filed by Section 13 or 15(d) of the Securities Exchange Act of
1934 during the preceding 12 months (or for such shorter period that the
registrant was required to file such reports), and (2) has been subject to such
filing requirements for the past 90 days. [X] Yes [ ] No

   Indicate by check mark if disclosure of delinquent filers pursuant to Item
405 of Regulation S-K (ss.229.405 of this chapter) is not contained herein, and
will not be contained, to the best of registrant's knowledge, in definitive
proxy or information statements incorporated by reference in Part III of this
Form 10-K or any amendment to this Form 10-K. [X]

   Indicate by check mark whether the registrant is a large accelerated filer,
an accelerated filer, or a non-accelerated filer. See definition of "accelerated
filer and large accelerated filer" in Rule 12b-2 of the Exchange Act. (Check
one):

Large accelerated filer [ ]    Accelerated filer [ ]   Non-accelerated filer [X]

   Indicate by check mark whether the registrant is a shell company (as defined
in Rule 12b-2 of the Act). [ ] Yes [X] No

   State the aggregate market value of the voting and non-voting common equity
held by non-affiliates computed by reference to the price at which the common
equity was last sold, or the average bid and asked price of such common equity,
as of the last business day of the registrant's most recently completed second
fiscal quarter. Not applicable


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<PAGE>


                       DOCUMENTS INCORPORATED BY REFERENCE

                                      None.

                                 *       *      *


      This Annual Report on Form 10-K (the "Report") is filed with respect to
the CWHEQ Revolving Home Equity Loan Trust, Series 2005-A (the "Trust"), a
statutory trust formed under the laws of the State of Delaware pursuant to the
trust agreement dated as of February 16, 2005 (the "Trust Agreement") between
CWHEQ, Inc., as depositor (the "Company"), and Wilmington Trust Company, as
owner trustee (the "Owner Trustee"), for the issuance of CWHEQ Revolving Home
Equity Loan Asset Backed Notes, Series 2005-A (the "Notes"), issued pursuant
to an Indenture, dated February 24, 2005 (the "Indenture"), between the Trust
and JPMorgan Chase Bank, N.A., as indenture trustee (the "Trustee"). The
assets of the Trust are comprised of assets sold to the Trust pursuant to a
sale and servicing agreement, dated February 24, 2005 (the "Sale and Servicing
Agreement") among the Company, as depositor, Countrywide Home Loans, Inc., as
sponsor and master servicer (the "Master Servicer"), the Trust and the
Trustee, as indenture trustee. Certain information otherwise required to be
included in this Report by the Instructions to Form 10-K has been omitted in
reliance on the relief granted by the Commission to other companies in similar
circumstances, in particular, the relief granted in CWMBS, Inc. (February 3,
1994) (collectively, the "Relief Letters").


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<PAGE>



                                     PART I


Item 1.     Business.

            Not applicable.  See the Relief Letters.

Item 1A.    Risk Factors.

            Not applicable.

Item 1B.    Unresolved Staff Comments.

            None.

Item 2.     Properties.

            Not applicable.  See the Relief Letters.

Item 3.     Legal Proceedings.

            There were no material pending legal proceedings relating to the
            Trust to which any of the Trust, the Trustee, the Owner Trustee, the
            Master Servicer or the Company was a party or of which any of their
            respective properties was the subject during the fiscal year covered
            by this Report other than ordinary routine litigation incidental to
            the duties of the Trust, the Trustee, the Owner Trustee, the Master
            Servicer or the Company, nor is the Company aware of any such
            proceedings contemplated by governmental authorities.

Item 4.     Submission of Matters to a Vote of Security Holders.

            No matter was submitted to a vote of Noteholders, and no Noteholder
            consent was solicited during the fiscal year covered by this Report.


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<PAGE>



                                     PART II


Item 5.     Market for Registrant's Common Equity, Related Stockholder Matters
            and Issuer Purchases of Equity Securities.

            (a) Item 201 of Regulation S-K:

               i.   Market Information. There is no established public trading
                    market for the Notes.

               ii.  Holders. As of December 31, 2005 there were less than 300
                    holders of record of the Notes.

               iii. Dividends. Not applicable. See the Relief Letters.
                    (Information as to distributions to Noteholders is provided
                    in the Registrant's monthly filings on Form 8-K.)

               iv.  Securities Authorized for Issuance Under Equity Compensation
                    Plans. Not applicable.

                  Item 701 of Regulation S-K.  Not applicable.

          (b)  Rule 463 of the Securities Act of 1933. Not applicable.

          (c)  Item 703 of Regulation S-K. Not applicable as the Registrant has
               no class of equity securities registered pursuant to section 12
               of the Securities Exchange Act of 1934.

Item 6.     Selected Financial Data.

            Not applicable.  See the Relief Letters.

Item 7.     Management's Discussion and Analysis of Financial Condition and
            Results of Operation.

            Not applicable.  See the Relief Letters.

Item 7A     Quantitative and Qualitative Disclosures about Market Risk.

            Not applicable.

Item 8.     Financial Statements and Supplementary Data.

            Not applicable.  See the Relief Letters.


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<PAGE>


Item 9.     Changes in and Disagreements With Accountants on Accounting and
            Financial Disclosure.

            None.

Item 9A.    Controls and Procedures.

            Not applicable.


Item 9B.    Other Information.

            None.


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<PAGE>


                                    PART III


Item 10.    Directors and Executive Officers of the Registrant.

            Not applicable.  See the Relief Letters.

Item 11.    Executive Compensation.

            Not applicable.  See the Relief Letters.

Item 12.    Security Ownership of Certain Beneficial Owners, Management and
            Related Stockholder Matters.

            Information required by Item 201(d) of Regulation S-K: Not
            applicable.

            Information required by Item 403 of Regulation S-K:

            (a)  Not applicable. See the Relief Letters.

            (b)  Not applicable. See the Relief Letters.

            (c)  Not applicable. See the Relief Letters.

Item 13.    Certain Relationships and Related Transactions.

            Not applicable.  See the Relief Letters.

Item 14.    Principal Accounting Fees and Services.

            Not applicable.


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<PAGE>


                                     PART IV


Item 15.    Exhibits and Financial Statement Schedules.

            (a)   (1)   Pursuant to the Sale and Servicing Agreement, the Master
                        Servicer is required (i) to deliver an annual statement
                        as to compliance with the provisions of the Sale and
                        Servicing Agreement and certain other matters (the
                        "Annual Statement of the Master Servicer") and (ii) to
                        cause a firm of independent public accountants to
                        deliver an annual report as to compliance with the
                        servicing provisions of the Sale and Servicing Agreement
                        (the "Annual Report of the Firm of Accountants"). The
                        Annual Statement of the Master Servicer is attached as
                        Exhibit 99.1 to this Report. The Annual Report of the
                        Firm of Accountants is attached as Exhibit 99.2 to this
                        Report. See Relief Letters.

                  (2)   Not applicable.

                  (3)   The required exhibits are as follows:

                        o   Exhibit 3(i): Copy of Company's Certificate of
                            Incorporation (Filed as an Exhibit to Registration
                            Statement on Form S-3 (File No. 333-121378)).

                        o   Exhibit 3(ii): Copy of Company's By-laws (Filed as
                            an Exhibit to Registration Statement on Form S-3
                            (File No. 333-121378)).

                        o   Exhibit 4(i): Sale and Servicing Agreement (Filed as
                            part of the Registrant's Current Report on Form 8-K
                            filed on March 10, 2005).

                        o   Exhibit 4(ii): Indenture (Filed as part of the
                            Registrant's Current Report on Form 8-K filed on
                            March 10, 2005).

                        o   Exhibit 31:  Rule 15d-14(a) Certification.

                        o   Exhibit 99.1: Annual Statement of the Master
                            Servicer.

                        o   Exhibit 99.2:  Annual Report of the Firm of
                            Accountants.

                        o   Exhibit 99.3:  Audited Financial Statements of MBIA
                            Inc. and subsidiaries.

                        o   Exhibit 99.5: Trust Agreement (Filed as part of the
                            Registrant's Current Report on Form 8-K filed on
                            March 10, 2005).


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<PAGE>


            (b)   See subparagraph (a)(3) above.

            (c)   Not applicable. See the Relief Letters.


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<PAGE>


                                   SIGNATURES

      Pursuant to the requirements of Section 13 or 15(d) of the Securities
Exchange Act of 1934, the Registrant has duly caused this Report to be signed on
its behalf by the undersigned, thereunto duly authorized.

                                CWHEQ, INC., REVOLVING HOME EQUITY LOAN TRUST,
                                SERIES 2005-A, REVOLVING HOME EQUITY LOAN
                                ASSET BACKED NOTES, SERIES 2005-A

                                By:  Countrywide Home Loans, Inc.,
                                     as Master Servicer*




                                By:   /s/ Craig Baingo
                                     ---------------------
                                     Name:  Craig Baingo
                                     Title: Executive Vice President, Finance

                                Date: March 24, 2006









      -----------------

*     This Report is being filed by the Master Servicer on behalf of the Trust.
      The Trust does not have any officers or directors.


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<PAGE>



      SUPPLEMENTAL INFORMATION TO BE FURNISHED WITH REPORTS FILED PURSUANT TO
SECTION 15(d) OF THE ACT BY REGISTRANTS WHICH HAVE NOT REGISTERED SECURITIES
PURSUANT TO SECTION 12 OF THE ACT.

      No such annual report, proxy statement, form of proxy or other soliciting
material has been, or will be, sent to Noteholders. See the Relief Letters.


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<PAGE>


                                  EXHIBIT INDEX



Exhibit     Document


3(i)        Company's Certificate of Incorporation (Filed as an Exhibit to
            Registration Statement on Form S-3 (File No. 333-121378))*

3(ii)       Company's By-laws (Filed as an Exhibit to Registration Statement on
            Form S-3 (File No. 333-121378))*

4(i)        Sale and Servicing Agreement (Filed as part of the Company's Current
            Report on Form 8-K filed on March 10, 2005)*

4(ii)       Indenture (Filed as part of the Company's Current Report on Form 8-K
            filed on March 10, 2005)*

31          Rule 15d-14(a) Certification

99.1        Annual Statement of the Master Servicer

99.2        Annual Report of the Firm of Accountants

99.3        Audited financial statements for the year ended December 31, 2005
            for MBIA Inc. and subsidiaries**

99.5        Trust Agreement (Filed as part of the Registrant's Current Report on
            Form 8-K filed on March 10, 2005)*






---------------

*     Incorporated herein by reference.
**    Incorporation by reference to the consolidated financial statements of
      MBIA Inc. and subsidiaries as of December 31, 2005 and 2004, and for each
      of the years in the three-year period ended December 31, 2005, which
      report appears in the Annual Report on Form 10-K of MBIA Inc., which was
      filed with the Securities and Exchange Commission on March 8, 2006
      (Securities and Exchange Commission File No. 001-09583).


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