Exhibit 4.15


 


Spousal Consent Letter


 


Date: January 28, 2019


 


Weidai Co., Ltd.


 


Deqing Jinxiu Management
Consulting Partnership (Limited Partnership)


 


The undersigned, He
Qinqin (ID card No. ***), is the lawful spouse of Yao Hong (ID card No. ***). I hereby unconditionally and irrevocably agree to
the execution of the following documents (hereinafter referred to as the “Transaction Documents”) by Yao Hong
on January 28, 2019 and the disposal of the equity interests of Hangzhou Yuntuo group co., LTD. (hereinafter referred to as the
“Yuntuo”) held by Yao Hong and registered in Yao Hong’s name according to the following documents:


 


		•	Share Pledge Agreement entered into with Weidai Co., Ltd. (hereinafter referred to as the “WFOE”)
and Yuntuo;



 


		•	Exclusive Call Option Contract entered into with WFOE and Yuntuo;



 


		•	Power of Attorney executed by Yao Hong



 


I hereby undertake
not to make any assertions in connection with the equity interests of Yuntuo which are held by Yao Hong. I hereby further confirm
that Yao Hong can perform the Transaction Documents and further amend or terminate the Transaction Documents absent authorization
or consent from me.


 


I hereby undertake
to execute all necessary documents and take all necessary actions to ensure appropriate performance of the Transaction Documents
(as amended from time to time).


 


I hereby agree and
undertake that if I obtain any equity interests of Yuntuo which are held by Yao Hong for any reasons, I shall be bound by the Transaction
Documents and the Exclusive Business Cooperation Agreement entered into between the WFOE and Yuntuo as of January 28, 2019 (“Exclusive
Business Cooperation Agreement”) (as amended from time to time) and comply with the obligations thereunder as a shareholder
of Yuntuo. For this purpose, upon the WFOE’s request, I shall sign a series of written documents in substantially the same
format and content as the Transaction Documents and Exclusive Business Cooperation Agreement (as amended from time to time).


 




    	 		 



     


    

 


The execution, effectiveness,
construction, performance, amendment and termination of this consent letter and the resolution of disputes hereunder shall be governed
by the laws of China. In the event of any dispute with respect to the construction and performance of this consent letter, the
related parties shall first resolve the dispute through friendly negotiations. In the event the related parties fail to reach an
agreement on the dispute within 30 days after either party's request to the other parties for resolution of the dispute through
negotiations, either party may submit the relevant dispute to the Shanghai International Economic and Trade Arbitration Commission
(Shanghai International Arbitration Center) for arbitration, in accordance with its Arbitration Rules. The arbitration shall be
conducted in Shanghai, and the arbitration proceedings shall be conducted in Chinese. The arbitration award shall be final and
binding on all Parties. Upon the occurrence of any disputes arising from the construction and performance of this consent letter
or during the pending arbitration of any dispute, except for the matters under dispute, I shall continue to exercise my rights
under this consent letter and perform my obligations under this consent letter.


 


This consent letter
is written in Chinese and English. In case there is any conflict between the Chinese version and the English version, the Chinese
version shall prevail.


 


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(There
is no text on this page, but signature for Spousal Consent Letter)


 


	Qinqin He	 
	 	 	 
	By:  	/s/ Qinqin He	 
	 	 	 
	Name: Qinqin He