<PAGE>
                     U.S. SECURITIES AND EXCHANGE COMMISION
                             WASHINGTON, D.C. 20549

                                   FORM 10-QSB

(Mark One)

  X      QUARTERLY REPORT UNDER SECTION 13 OR 15 (d) OF THE SECURITIES
-----    EXCHANGE ACT OF 1934 FOR THE QUARTERLY PERIOD ENDED MARCH 31, 2003

         TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE
-----    ACT OF 1934 FOR THE TRANSITION PERIOD FROM ___________ TO ___________

                        Commission File Number 333-34254
                        --------------------------------

                           LAFAYETTE COMMUNITY BANCORP
                           ---------------------------
                 (Name of Small Business Issuer in its charter)

             INDIANA                                   35-2082918
    (State of incorporation)             I.R.S. Employer Identification Number


                2 NORTH 4TH STREET LAFAYETTE, INDIANA      47901
              -----------------------------------------------------
              (Address of principal executive offices and zip code)

                                 (765) 429-7200
                           (Issuer's Telephone number)

Check whether the issuer (1) filed all reports required to be filed by Section
13 or 15 (d) of the Exchange Act during the past 12 months (or for such shorter
period that the registrant was required to file such reports), and (2) has been
subject to such filing requirements for the past 90 days. Yes  X  No
                                                              ---    ---
As of May 14, 2003, there were 898,401 Common Shares outstanding.

Transitional Small Business Disclosure Format (Check one): Yes    No  X
                                                              ---    ---


<PAGE>
                           LAFAYETTE COMMUNITY BANCORP

                                      INDEX

<TABLE>
<S>                                                                                                              <C>
PART I.  FINANCIAL INFORMATION

    Item 1.          Financial Statements

                     Consolidated Balance Sheets at March 31, 2003 and December 31, 2002______                     3

                     Consolidated Statements of Income and Comprehensive Income for the three months ended
                     March 31, 2003 and 2002__________________________________________________                     4

                     Consolidated Statements of Cash Flows for the three months ended March 31, 2003 and
                     2002_____________________________________________________________________                     5

                     Notes to Consolidated Financial Statements_______________________________                     6

    Item 2.          Management's Discussion and Analysis of Results of Operations and Financial Condition
                     _________________________________________________________________________                  7-11

    Item 3.          Controls and Procedures                                                                      12


PART II. OTHER INFORMATION



    Item 1.          Legal proceedings________________________________________________________                    13

    Item 2.          Changes in securities____________________________________________________                    13

    Item 3.          Defaults upon senior securities__________________________________________                    13

    Item 4.          Submission of Matters to a Vote of Security Holders______________________                    13

    Item 5.          Other information________________________________________________________                    13

    Item 6.          Exhibits and reports on Form 8-K_________________________________________                    13

    Signatures       _________________________________________________________________________                    14

                     Certification of Chief Executive Officer_________________________________                    15

                     Certification of Principal Accounting Officer____________________________                    16

    Exhibit Index    _________________________________________________________________________                    17

    Exhibits         _________________________________________________________________________                 18-19
</TABLE>


                                       2
<PAGE>

                           LAFAYETTE COMMUNITY BANCORP
                           CONSOLIDATED BALANCE SHEETS
                      March 31, 2003 and December 31, 2002

<TABLE>
<CAPTION>
                                                                     March 31,
                                                                       2003             December 31,
                                                                   (unaudited)              2002
                                                                   ------------         ------------
<S>                                                                <C>                  <C>
ASSETS
Cash and due from banks                                            $  2,532,871         $  2,023,715
Federal funds sold                                                    3,000,000              800,000
                                                                   ------------         ------------
   Cash and cash equivalents                                          5,532,871            2,823,715
Securities available for sale                                        12,216,358           12,313,479
Loans, net of allowance ($786,000 and $681,000)                      63,939,389           60,113,628
Federal Home Loan Bank Stock, at cost                                   402,500              277,500
Premises and equipment, net                                             523,774              540,093
Accrued interest receivable and other assets                            732,724              641,866
                                                                   ------------         ------------
                                                                   $ 83,347,616         $ 76,710,281
                                                                   ============         ============
LIABILITIES AND SHAREHOLDERS' EQUITY
Liabilities
   Non-interest bearing deposits                                   $  3,174,797         $  3,529,410
   Interest bearing deposits                                         70,628,254           59,015,898
                                                                   ------------         ------------
      Total deposits                                                 73,803,051           62,545,308
Federal Home Loan Bank advances                                         750,000            5,550,000
Accrued expenses payable and other liabilities                          217,024              188,273
                                                                   ------------         ------------
      Total liabilities                                              74,770,075           68,283,581

Shareholders' equity
  Common stock, no par value; 10,000,000 shares authorized;
   899,150 shares issued and outstanding - 2003
   899,900 shares issued and 899,150 shares outstanding -
   2002                                                               8,558,903            8,568,428
  Accumulated deficit                                                   (62,556)            (235,342)
  Treasury stock, at cost; 0 and 750 shares                                   -               (9,525)
  Accumulated other comprehensive income                                 81,194              103,139
                                                                   ------------         ------------
      Total shareholders' equity                                      8,577,541            8,426,700
                                                                   ------------         ------------
                                                                   $ 83,347,616         $ 76,710,281
                                                                   ============         ============
</TABLE>



See accompanying notes.


                                       3
<PAGE>

                           LAFAYETTE COMMUNITY BANCORP
           CONSOLIDATED STATEMENTS OF INCOME AND COMPREHENSIVE INCOME
               For the three months ended March 31, 2003 and 2002
                                   (unaudited)


<TABLE>
<CAPTION>
                                                                    Three months ended  Three months ended
                                                                       March 31, 2003     March 31, 2002
                                                                    --------------------------------------
<S>                                                                    <C>                    <C>
Interest income
      Loans, including related fees                                    $1,116,732             $  706,892
      Taxable securities                                                   97,823                 63,584
      Other                                                                 9,374                 12,193
                                                                       ---------------------------------
                                                                        1,223,929                782,669
Interest expense
      Deposits                                                            464,008                352,824
      Other                                                                23,279                  6,647
                                                                       ---------------------------------
                                                                          487,287                359,471

Net interest income                                                       736,642                423,198

Provision for loan losses                                                 105,000                 61,000
                                                                       ---------------------------------

Net interest income after provision for loan losses                       631,642                362,198

Non-interest income
      Service charges on deposit accounts                                  18,372                 10,397
      Brokerage fees on mortgage loans originated for sale                216,326                130,210
      Other                                                                19,752                  6,471
                                                                       ---------------------------------
         Total operating income                                           254,450                147,078

Non-interest expenses
      Salaries and employee benefits                                      339,699                255,537
      Occupancy and equipment                                              75,020                 72,145
      Legal and professional                                               24,820                 25,919
      Data processing                                                      37,818                 30,988
      Advertising                                                          30,450                 15,000
      Directors' fees                                                      21,250                 13,200
      Other                                                                69,007                 49,981
                                                                       ---------------------------------
            Total operating expenses                                      598,064                462,770
                                                                       ---------------------------------

Income before income taxes                                                288,028                 46,506

Income taxes                                                              115,242                      -
                                                                       ---------------------------------

Net income                                                             $  172,786             $   46,506
                                                                       =================================
Net income per share
  Basic                                                                $     0.19             $     0.05
                                                                       =================================
  Diluted                                                              $     0.19             $     0.05
                                                                       =================================

                                                                       ---------------------------------
Comprehensive income                                                   $  150,842             $    1,853
                                                                       ---------------------------------
</TABLE>


See accompanying notes.



                                       4
<PAGE>

                           LAFAYETTE COMMUNITY BANCORP
                      CONSOLIDATED STATEMENTS OF CASH FLOWS
               For the three months ended March 31, 2003 and 2002
                                   (unaudited)



<TABLE>
<CAPTION>
                                                                      Three months ended  Three months ended
                                                                         March 31, 2003     March 31, 2002
                                                                      --------------------------------------
<S>                                                                   <C>                      <C>
Cash flows from operating activities
      Net income                                                      $    172,786             $     46,506
      Adjustments to reconcile net income to net cash from
      operating activities
       Depreciation and amortization                                        25,033                   23,097
       Provision for loan losses                                           105,000                   61,000
       Net amortization of securities                                       72,076                   37,658
       Net change in assets and liabilities:
          Accrued interest receivable and other assets                     (76,465)                 (17,307)
          Accrued interest payable and other liabilities                    28,751                   23,571
                                                                      -------------------------------------
             Net cash from operating activities                            327,181                  174,525


Cash flows from investing activities
       Purchases of securities                                          (2,164,672)              (3,299,164)
       Proceeds from securities matured/called/paid                      2,153,379                  448,603
       Purchase of FHLB Stock                                             (125,000)                 (25,000)
       Loans made to customers, net of payments collected               (3,930,761)              (4,196,783)
       Purchase of premises and equipment                                   (8,714)                 (12,426)
                                                                      -------------------------------------
             Net cash from investing activities                         (4,075,768)              (7,084,770)

Cash flows from financing activities
       Net change in deposit accounts                                   11,257,743                6,753,147
       Repayments of  FHLB advances                                     (4,800,000)                       -
                                                                      -------------------------------------
             Net cash from financing activities                          6,457,743                6,753,147
                                                                      -------------------------------------

Net change in cash and cash equivalents                                  2,709,156                 (157,098)

Cash and cash equivalents at beginning of period                         2,823,715                3,056,528
                                                                      -------------------------------------

Cash and cash equivalents at end of period                            $  5,532,871             $  2,899,430
                                                                      =====================================
</TABLE>


See accompanying notes.



                                       5
<PAGE>

                           LAFAYETTE COMMUNITY BANCORP
                   NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

                                 March 31, 2003

1. Accounting Policies

The significant accounting policies followed by Lafayette Community Bancorp
("Lafayette") for interim financial reporting are consistent with the accounting
policies followed for annual financial reporting. The interim financial
statements have been prepared in accordance with instructions to Form 10-QSB and
may not include all information and footnotes normally shown for full annual
financial statements. All adjustments which are, in the opinion of management,
necessary for a fair presentation of the results for the periods reported have
been included in the accompanying unaudited consolidated financial statements
and all such adjustments are of a normal recurring nature.

The preparation of financial statements in conformity with accounting principles
generally accepted in the United States of America requires management to make
estimates and assumptions that affect the amounts reported in the financial
statements and the disclosures provided and future results could differ.

Stock Options: Employee compensation expense under stock options is reported
using the intrinsic value method. No stock-based compensation cost is reflected
in net income, as all options granted had an exercise price equal to or greater
than the market price of the underlying common stock at date of grant. The
following table illustrates the effect on net income and earnings per share if
expense was measured using the fair value recognition provisions of FASB
Statement No. 123, Accounting for Stock-Based Compensation.

                                                        Three months ended
                                                   March 31, 2003  March 31,2002
                                                   --------------  -------------

Net income as reported                             $     172,786    $    46,506
Deduct:  Stock-based compensation expense
  determined under fair value based method                 4,131          4,131
                                                   -------------    -----------
Pro forma net income                                     168,655         42,375

Basic earnings per share as reported                         .19            .05
Pro forma basic earnings per share                           .19            .05

Diluted earnings per share as reported                       .19            .05
Pro forma diluted earnings per share                         .19            .05


Nature of Business: The Bank provides commercial, mortgage and installment loans
and receives deposits from customers located in Tippecanoe and contiguous
counties in Indiana.

2. Earnings Per Share

Basic earnings per share are computed using the weighted average number of
shares outstanding during the periods which were 899,150 and 899,900 for the
three months ended March 31, 2003 and 2002. Diluted earnings per share are
computed assuming that dilutive stock options outstanding are exercised and the
proceeds were used entirely to reacquire shares at the periods' average price.
For the three months ended March 31, 2003 and 2002, this would result in an
additional 5,379 and 21,383 shares outstanding and weighted average diluted
shares of 904,479 and 921,283.

3. Segment Reporting

Internal financial information is primarily reported and aggregated in one line
of business, i.e., banking.



                                       6
<PAGE>

PART I. FINANCIAL INFORMATION

ITEM 2. MANAGEMENT'S DISCUSSION AND ANALYSIS OF RESULTS OF OPERATIONS AND
FINANCIAL CONDITION

SPECIAL NOTE REGARDING FORWARD-LOOKING STATEMENTS

Certain matters discussed in this Quarterly Report on Form 10-QSB are
"forward-looking statements" intended to qualify for the safe harbors from
liability established by the Private Securities Litigation Reform Act of 1995.
These forward-looking statements can generally be identified as such because the
context of the statement will include words such as Lafayette "believes",
"anticipates", "expects", "estimates" or words of similar import. Similarly,
statements that describe Lafayette Community Bancorp's (Lafayette) future plans,
objectives or goals are also forward-looking statements. Such forward-looking
statements are subject to certain risks and uncertainties that are described in
close proximity to such statements and which could cause actual results to
differ materially from those anticipated as of the date of this report.
Shareholders, potential investors and other readers are urged to consider these
factors in evaluating the forward-looking statements and are cautioned not to
place undue reliance on such forward-looking statements. The forward-looking
statements included herein are only made as the date of this report and
Lafayette undertakes no obligation to publicly update such forward-looking
statements to reflect subsequent events or circumstances.

GENERAL

Lafayette was incorporated on January 29, 1999, to become a regulated bank
holding company by chartering and capitalizing a wholly owned Indiana bank
subsidiary, Lafayette Community Bank ("Bank") to be located in Lafayette,
Indiana. All regulatory requirements were satisfied and the Bank commenced
operations on November 1, 2000.

The principal business of the Bank consists of providing a wide range of banking
products and services that are reasonably priced and easily understood by
customers, with an emphasis on technology and electronic self-service features.
The Bank offers various products for depositors including checking and savings
accounts, on-line banking facilities, certificates of deposit and vault locker
boxes. Lending is targeted on small- to medium-sized businesses, with an
emphasis on commercial lending.

The Bank operates from two locations. The Bank's main office, which serves as
Lafayette's principal executive office, is located in a two-story building in
downtown Lafayette that houses a full-service banking office, Automated Teller
Machine (ATM), drive-up banking system, executive offices, board room and the
operations department. The Bank has entered into a lease agreement for this
facility with a partnership comprised of directors. The lease term runs through
October 31, 2005. Rent commenced on November 1, 2000. The second banking
location is a full-service bank branch office including drive-up banking and an
ATM on the north side of Lafayette. Lafayette entered into a noncancellable
lease agreement for this office. The lease term runs through March 31, 2005.
Rent commenced on April 1, 2000.


                                       7
<PAGE>


The book value per share of Lafayette's nonvoting common shares at March 31,
2003, which is equivalent to shareholders' equity per common share issued and
outstanding at the end of the period, was $9.54, compared to $9.37 at December
31, 2002.

Options to buy stock are granted to directors, officers and employees under the
Employee Stock Option Plan, which provides for issue of up to 180,000 options.
Exercise price is the greater of market price at date of grant or $10. The
maximum option term is ten years. Options to directors vest immediately while
options granted to employees will generally vest over five years. During 2001,
options to acquire 90,000 shares were granted at $10.50 per share.

Lafayette has not paid, and does not expect to pay, dividends in the near
future. Lafayette will retain any earnings to finance its growth. Future
dividend policy will depend on Lafayette's earnings, capital requirements,
financial condition and other factors deemed relevant by Lafayette's Board of
Directors.

SUMMARY OPERATING RESULTS

Lafayette recorded net income of $173,000 for the three months ended March 31,
2003 compared to $47,000 for the same period in 2002. Increased net interest
income and fee income from mortgage loan sales more than offset the increase in
non-interest expenses. Lafayette continues to grow in total assets and virtually
all categories of income and expense have increased as a result of that growth.

INTEREST INCOME

Interest income for the three months ended March 31, 2003 was $1,224,000
compared to $783,000 for the same period in 2002. Loan income, including fees,
was $1,117,000 for the three months ended March 31, 2003 compared to $707,000
for the same period in 2002. The increase reflects growth in total loans
outstanding. Interest income from taxable securities was $98,000 for the three
months ended March 31, 2003, and $64,000 for the same period in 2002. Other
interest income for the three months ended March 31, 2003 was $9,000, compared
to $12,000 for the same period in 2002, and came primarily from Federal Funds
sold. The decrease in other interest income is associated with a decrease in
average Federal Funds sold as the bank invests in high-quality U. S. government
agency and mortgage-backed securities.


INTEREST EXPENSE

Interest expense for the three months ended March 31, 2003, was $487,000
compared to interest expense for the three months ended March 31, 2002, of
$359,000. For the three months ended March 31, 2003, interest expense on
deposits was $464,000, compared to $353,000 for the same period in 2002,
reflecting growth in interest-bearing deposits. Interest expense on borrowings
for the three months ended March 31, 2003 was $24,000. For the three months
ended March 31,


                                       8
<PAGE>

2002, interest expense on borrowings was $7,000. Borrowings were from the
Federal Home Loan Bank.

NET INTEREST INCOME

Net interest income increased to $737,000 for the three months ended March 31,
2003 compared to $423,000 for the same period of 2002. This increase was driven
by the growth in volume of average earning assets and interest bearing
liabilities.

PROVISION FOR LOAN LOSSES

The provision for loan losses represents charges made to earnings to maintain an
adequate allowance for loan losses. The allowance is maintained at a level
management believes to be sufficient to absorb probable incurred losses in the
loan portfolio. Monitoring loan quality and maintaining an adequate allowance is
an ongoing process overseen by senior management. On at least a quarterly basis,
a formal analysis of the adequacy of the allowance is prepared and reviewed by
management and the board of directors. This analysis serves as a point in time
assessment of the level of the allowance and serves as a basis for provisions
for loan losses.

Our loan quality monitoring process includes assigning loan grades to commercial
loans and the use of a watch list to identify loans of concern. The analysis of
the allowance for loan losses includes the allocation, when needed, of specific
amounts of the allowance to individual problem loans, generally based on our
analysis of the collateral securing those loans. Portions of the allowance are
allocated to pools of loans, based upon a variety of factors including industry
loss averages for similarly sized institutions and our analysis of the
portfolio, trends in delinquent and non-performing loans, and economic trends
affecting our market. These components are added together and compared to the
balance of our allowance at the evaluation date. At March 31, 2003, loans
totaling $381,000 were classified as substandard. Substandard loans are assigned
a higher allowance rate than other loans. No loans had been placed in nonaccrual
status at March 31, 2003. Increased loan growth has been associated with higher
levels of delinquency. The bank has no long-term history from which to project
possible future delinquency rates. Management continues to use peer analysis to
estimate possible loan losses and to maintain the allowance at an adequate
level. The allowance at March 31, 2003 was $786,000 or 1.21% of loans compared
to $681,000 or 1.12% of total loans, at December 31, 2002.

NON-INTEREST INCOME

Total non-interest income was $254,000 for the three months ended March 31, 2003
and $147,000 for the same period in 2002. Service charges on deposit accounts
were $18,000 for the three months ended March 31, 2003, compared to $10,000 for
the same period in 2002 with increases primarily due to volume. Brokerage fees
on mortgage loans originated for sale for the three months ended March 31, 2003
were $216,000, compared to $130,000 for the same period in 2002. These fees are
earned when fixed rate mortgages are originated by the Bank and sold, servicing
released, to third parties and have increased primarily due to increases in
volume in the favorable rate environment and expansion of operations.


                                       9
<PAGE>

NON-INTEREST EXPENSES

Total non-interest expense for the three months ended March 31, 2003, was
$598,000, compared to $463,000 for the same period in 2002. For the three months
ended March 31, 2003, salary and employee benefits expenses were $340,000.
Salary and employee benefit expenses for the three months ended March 31, 2002,
were $256,000. This increase was associated with an increase in staff as the
Bank has grown and an increase of $29,000 in commissions paid to mortgage
origination personnel. Occupancy and equipment expenses were $75,000 for the
three months ended March 31, 2003 and $72,000 for the same period in 2002. Legal
and professional fees for the three months ended March 31, 2003 were $25,000,
compared to $26,000 during the same period in 2002. Data processing expenses are
volume driven and were $38,000 for the three months ended March 31, 2003,
compared to $31,000 during the same period in 2002. Advertising expenses were
$30,000 and $15,000 for the first three months of 2003 and 2002. The Bank has
increase advertising as a means of attracting customers. Other expenses for the
three months ended March 31, 2003 were $69,000. For the three months ended March
31, 2002, other expenses were $50,000. Other expenses include supplies, postage,
insurance and services required for ongoing operations and have increased due to
expanded operations.

INCOME TAXES

There was no income tax expense during the first quarter of 2002 due to a net
operating loss carryforward. During 2002, Lafayette exhausted the operating loss
carryforward tax benefit realized during the period since inception. Lafayette
recorded income tax expense of $115,000 for the three months ended March 31,
2003.

BALANCE SHEET

Total assets were $83,348,000 at March 31, 2003 and $76,710,000 at December 31,
2002. Cash and cash equivalents were $5,533,000 at March 31, 2003, compared to
$2,824,000 at December 31, 2002, an increase of $2,709,000 or 95.93%. Securities
available for sale were $12,216,000 at March 31, 2003, and $12,313,000 at
December 31, 2002. Gross loans increased from $60,795,000 at December 31, 2002,
to $64,725,000 at March 31, 2003. This represents an increase of $3,930,000 or
6.46%. Loan growth is primarily associated with increases in loans secured by
real estate.

Total liabilities were $74,770,000 at March 31, 2002 compared to $68,284,000 at
December 31, 2002. Total deposits at March 31, 2003, were $73,803,000 compared
to $62,545,000 at December 31, 2002, an increase of $11,258,000 or 18.00%.
Noninterest-bearing deposits were $3,175,000 and $3,529,000 at March 31, 2003,
and December 31, 2002, respectively, a decrease of $354,000 or 10.03%. Interest
bearing deposits increased $11,612,000 or 19.68% from $59,016,000 at December
31, 2002, to $70,628,000 at March 31, 2003. Management has promoted the Bank's
deposit products through advertising and rate specials as they work to gain
market share and attract new customers.


                                       10
<PAGE>


Federal Home Loan Bank advances were 750,000 at March 31, 2003, compared to
5,550,000 at December 31, 2002. Increased liquidity associated with growing
interest-bearing deposits enabled the Bank to repay advances during the quarter.

CAPITAL REQUIREMENTS

Total shareholders' equity at March 31, 2003, was $8,578,000 compared to
$8,427,000 at December 31, 2002. The increase resulted from net income of
$173,000 for the first three months of 2003, and a decrease in unrealized gain
on available-for-sale securities of $22,000.

The Bank is subject to regulatory capital requirements administered by federal
banking agencies. Capital adequacy guidelines and prompt corrective action
regulations involve quantitative and qualitative measures of assets, liabilities
and certain off-balance-sheet items calculated under regulatory accounting
practices.

The prompt corrective action regulations provide five classifications, including
well capitalized, adequately capitalized, undercapitalized, significantly
undercapitalized and critically undercapitalized, although these terms are not
used to represent overall financial condition. If only adequately capitalized,
regulatory approval is required to accept brokered deposits. If
undercapitalized, capital distributions are limited, as is asset growth and
expansion, and plans for capital restoration are required.

At March 31, 2003, the Bank was above the well-capitalized regulatory
requirements. Actual capital ratios and minimum required ratios were as follows
at March 31, 2003:

<TABLE>
<CAPTION>
                                                                                Minimum Required
                                                                                   To Be Well
                                                       Minimum Required for    Capitalized Under
                                                              Capital          Prompt Corrective
                                             Actual      Adequacy Purposes     Action Regulations
                                             ------      -----------------     ------------------
<S>                                          <C>       <C>                      <C>
Total capital (to risk weighted assets)      14.77%              8%                    10%
Tier 1 capital (to risk weighted assets)     13.52%              4                      6
Tier 1 capital (to average assets)            9.93%              4                      5
</TABLE>






                                       11
<PAGE>


Item 3. Controls and Procedures

     (a)  Within the 90-day period prior to the filing date of this report, an
          evaluation was carried out under the supervision and with the
          participation of Lafayette Community Bancorp's management, including
          our Chief Executive Officer and Principal Accounting Officer, of the
          effectiveness of our disclosure controls and procedures (as defined in
          Exchange Act Rules 13a-14(c) and 15d-14(c) under the Securities Act of
          1934). Based on their evaluation, our Chief Executive Officer and
          Principal Accounting Officer have concluded that the Company's
          disclosure controls and procedures are, to the best of their
          knowledge, effective.

     (b)  Subsequent to the date of their evaluation, our Chief Executive
          Officer and Principal Accounting Officer have concluded that there
          were no significant changes in Lafayette Community Bancorp's internal
          controls or in other factors that could significantly affect its
          internal controls, including any corrective actions with regard to
          significant deficiencies and material weaknesses.




                                       12
<PAGE>

PART II. OTHER INFORMATION

Item 1. LEGAL PROCEEDINGS

Neither Lafayette Community Bancorp nor its subsidiary is involved in any
pending legal proceedings at this time, other than routine litigation incidental
to their respective business.

Item 2. CHANGES IN SECURITIES--Not applicable.

Item 3. DEFAULTS UPON SENIOR SECURITIES--Not applicable.

Item 4. SUBMISSION OF MATTERS TO A VOTE OF SECURITY HOLDERS--None.

Item 5. OTHER INFORMATION--Not applicable.

Item 6. EXHIBITS AND REPORTS ON FORM 8-K

(a) Exhibits

3.1 Amended and Restated Articles of Incorporation of Lafayette Community
Bancorp, which are incorporated by reference to Exhibit 3.1 in the Registration
Statement on SB-2, filed April 7, 2000, as amended, ("Form SB-2").

3.2 By-laws of Lafayette Community Bancorp, which are incorporated by reference
to Exhibit 3.2 in the Form SB-2.

10.1 2000 Directors' Stock Option Plan, which incorporated by reference to
Exhibit 10.1 in the Form SB-2.

10.2 2000 Key Employees' Stock Option Plan, which is incorporated by reference
to Exhibit 10.2 in the Form SB-2.

10.3 Lease (main office property), which is incorporated by reference to Exhibit
10.3 in the Form SB-2.

10.4 Lease (branch office property), which is incorporated by reference to
Exhibit 10.4 in the Form SB-2.

99.1 CEO Certification pursuant to 18 U.S.C. Section 1350.

99.2 CFO Certification pursuant to 18 U.S.C Section 1350.

(b) Reports on Form 8-K. No reports on Form 8-K were filed during the fiscal
quarter for which this report is filed.



                                       13
<PAGE>

SIGNATURES


         In accordance with the requirements of the Securities Exchange Act of
1934, the registrant caused this report to be signed on its behalf by the
undersigned, thereunto duly authorized.


                                  LAFAYETTE COMMUNITY BANCORP


                                  By: /s/ David R. Zimmerman
                                      ----------------------
                                      David R. Zimmerman
                                      President and Chief Executive Officer

                                  By: /s/ Dennis R. Hardwick
                                      ----------------------
                                      Dennis R. Hardwick
                                      Vice President and Controller, (Principal
                                      Accounting Officer)

                                  DATE: May 14, 2003








                                       14
<PAGE>
                    CERTIFICATION OF CHIEF EXECUTIVE OFFICER
--------------------------------------------------------------------------------
               CERTIFICATIONS FOR QUARTERLY REPORT ON FORM 10-QSB


I, David R. Zimmerman, certify that:

1)   I have reviewed this quarterly report on Form 10-QSB of Lafayette Community
     Bancorp;

2)   Based on my knowledge, this quarterly report does not contain any untrue
     statement of a material fact or omit to state a material fact necessary to
     make the statements made, in light of the circumstances under which such
     statements were made, not misleading with respect to the period covered by
     this quarterly report;

3)   Based on my knowledge, the financial statements, and other financial
     information included in this quarterly report, fairly present in all
     material respects the financial condition, results of operations and cash
     flows of the registrant as of, and for, the periods presented in this
     quarterly report;

4)   The registrant's other certifying officers and I are responsible for
     establishing and maintaining disclosure controls and procedures (as defined
     in Exchange Act Rules 13a-14 and 15d-14) for the registrant and we have:

     a)   designed such disclosure controls and procedures to ensure that
          material information relating to the registrant, including its
          consolidated subsidiaries, is made known to us by others within those
          entities, particularly during the period in which this quarterly
          report is being prepared;

     b)   evaluated the effectiveness of the registrant's disclosure controls
          and procedures as of a date within 90 days prior to the filing date of
          this quarterly report (the "Evaluation Date"); and

     c)   presented in this quarterly report our conclusions about the
          effectiveness of the disclosure controls and procedures based on our
          evaluation as of the Evaluation Date;

5)   The registrant's other certifying officers and I have disclosed, based on
     our most recent evaluation, to the registrant's auditors and the audit
     committee of registrant's board of directors (or persons performing the
     equivalent function):

     a)   all significant deficiencies in the design or operation of internal
          controls which could adversely affect the registrant's ability to
          record, process, summarize and report financial data and have
          identified for the registrant's auditors any material weaknesses in
          internal controls; and

     b)   any fraud, whether or not material, that involves management or other
          employees who have a significant role in the registrant's internal
          controls; and

6)   The registrant's other certifying officers and I have indicated in this
     quarterly report whether or not there were significant changes in internal
     controls or in other factors that could significantly affect internal
     controls subsequent to the date of our most recent evaluation, including
     any corrective actions with regard to significant deficiencies and material
     weaknesses.

Date: May 14, 2003
      ------------

/s/ David R. Zimmerman
----------------------
David R. Zimmerman
President and Chief Executive Officer



                                       15
<PAGE>

                  Certification of Principal accounting Officer
--------------------------------------------------------------------------------
               CERTIFICATIONS FOR QUARTERLY REPORT ON FORM 10-QSB


I, Dennis R. Hardwick, certify that:

1)   I have reviewed this quarterly report on Form 10-QSB of Lafayette Community
     Bancorp;

2)   Based on my knowledge, this quarterly report does not contain any untrue
     statement of a material fact or omit to state a material fact necessary to
     make the statements made, in light of the circumstances under which such
     statements were made, not misleading with respect to the period covered by
     this quarterly report;

3)   Based on my knowledge, the financial statements, and other financial
     information included in this quarterly report, fairly present in all
     material respects the financial condition, results of operations and cash
     flows of the registrant as of, and for, the periods presented in this
     quarterly report;

4)   The registrant's other certifying officers and I are responsible for
     establishing and maintaining disclosure controls and procedures (as defined
     in Exchange Act Rules 13a-14 and 15d-14) for the registrant and we have:

     a)   designed such disclosure controls and procedures to ensure that
          material information relating to the registrant, including its
          consolidated subsidiaries, is made known to us by others within those
          entities, particularly during the period in which this quarterly
          report is being prepared;

     b)   evaluated the effectiveness of the registrant's disclosure controls
          and procedures as of a date within 90 days prior to the filing date of
          this quarterly report (the "Evaluation Date"); and

     c)   presented in this quarterly report our conclusions about the
          effectiveness of the disclosure controls and procedures based on our
          evaluation as of the Evaluation Date;

5)   The registrant's other certifying officers and I have disclosed, based on
     our most recent evaluation, to the registrant's auditors and the audit
     committee of registrant's board of directors (or persons performing the
     equivalent function):

     a)   all significant deficiencies in the design or operation of internal
          controls which could adversely affect the registrant's ability to
          record, process, summarize and report financial data and have
          identified for the registrant's auditors any material weaknesses in
          internal controls; and

     b)   any fraud, whether or not material, that involves management or other
          employees who have a significant role in the registrant's internal
          controls; and

6)   The registrant's other certifying officers and I have indicated in this
     quarterly report whether or not there were significant changes in internal
     controls or in other factors that could significantly affect internal
     controls subsequent to the date of our most recent evaluation, including
     any corrective actions with regard to significant deficiencies and material
     weaknesses.

Date: May 14, 2003
      ------------

/s/ Dennis R. Hardwick
----------------------
Dennis R. Hardwick
Vice President and Controller, (Principal Accounting Officer)


                                       16
<PAGE>

                                  EXHIBIT INDEX


3.1 Amended and Restated Articles of Incorporation of Lafayette Community
Bancorp, which are incorporated by reference to Exhibit 3.1 in the Registration
Statement on SB-2, filed April 7, 2000, as amended, ("Form SB-2").*

3.2 By-laws of Lafayette Community Bancorp, which are incorporated by reference
to Exhibit 3.2 in the Form SB-2.*

10.1 2000 Directors' Stock Option Plan, which incorporated by reference to
Exhibit 10.1 in the Form SB-2.*

10.2 2000 Key Employees' Stock Option Plan, which is incorporated by reference
to Exhibit 10.2 in the Form SB-2.*

10.3 Lease (main office property), which is incorporated by reference to Exhibit
10.3 in the Form SB-2.*

10.4 Lease (branch office property), which is incorporated by reference to
Exhibit 10.4 in the Form SB-2.*

99.1 CEO Certification pursuant to 18 U.S.C. Section 1350.

99.2 CFO Certification pursuant to 18 U.S.C Section 1350.


* Previously filed.




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