Federal Register / Vol. 89, No. 38 / Monday, February 26, 2024 / Notices 14143 

be required to have an independent 

third-party conduct an Annual 

Assessment of its Bond Loan portfolio. 

The Annual Assessment is intended to 

support the CDFI Fund’s annual 

monitoring of the Bond Loan portfolio 

and to collect financial health, internal 

control, investment impact 

measurement methodology information 

related to the Eligible CDFIs. This 

assessment is consistent with the 

program’s requirements for Compliance 

Management and Monitoring (CMM) 

and Portfolio Management and Loan 

Monitoring (PMLM), and will be 

required pursuant to the Bond 

Documents and the Bond Loan 

documents. The assessment will also 

add to the Department of the Treasury’s 

review and impact analysis on the use 

of Bond Loan proceeds in underserved 

communities and support the CDFI 

Fund in proactively managing portfolio 

risks and performance. The Annual 

Assessment criteria for Qualified Issuers 

and Eligible CDFIs is available on the 

CDFI Fund’s website. 

i. The CDFI Fund reserves the right, 

in its sole discretion, to modify its 

reporting requirements if it determines 

it to be appropriate and necessary; 

however, such reporting requirements 

will be modified only after notice to 

Qualified Issuers. Additional 

information about reporting 

requirements pursuant to this NOGA, 

the Bond Documents and the Bond Loan 

documents will be subject to the 

Paperwork Reduction Act, as applicable. 

2. Accounting. 

a. In general, the CDFI Fund will 

require each Qualified Issuer and 

Eligible CDFI to account for and track 

the use of Bond Proceeds and Bond 

Loan proceeds. This means that for 

every dollar of Bond Proceeds received 

from the Bond Purchaser, the Qualified 

Issuer is required to inform the CDFI 

Fund of its uses, including Bond Loan 

proceeds. This will require Qualified 

Issuers and Eligible CDFIs to establish 

separate administrative and accounting 

controls, subject to the applicable OMB 

Circulars. 

b. The CDFI Fund will provide 

guidance to Qualified Issuers outlining 

the format and content of the 

information that is to be provided on an 

annual basis, outlining and describing 

how the Bond Proceeds and Bond Loan 

proceeds were used. 

VI. Agency Contacts 

A. General Information on Questions 

and CDFI Fund Support: The CDFI 

Fund will respond to questions and 

provide support concerning this NOGA, 

the Qualified Issuer Application and the 

Guarantee Application between the 

hours of 9:00 a.m. and 5:00 p.m. ET, 

starting with the date of the publication 

of this NOGA. The final date to submit 

questions is April 9, 2024. Applications 

and other information regarding the 

CDFI Fund and its programs may be 

obtained from the CDFI Fund’s website 

at http://www.cdfifund.gov. The CDFI 

Fund will post on its website responses 

to questions of general applicability 

regarding the CDFI Bond Guarantee 

Program. 

B. The CDFI Fund’s contact 

information is as follows: 

TABLE 2—CONTACT INFORMATION

Type of question Telephone number (not toll free) Email addresses 

CDFI Bond Guarantee Program ............................................................. (202) 653–0421 Option 5 .............. bgp@cdfi.treas.gov. 

CDFI Certification .................................................................................... (202) 653–0423 ............................. ccme@cdfi.treas.gov. 

Compliance Monitoring and Evaluation .................................................. (202) 653–0423 ............................. ccme@cdfi.treas.gov. 

Information Technology Support ............................................................. (202) 653–0422 ............................. AMIS@cdfi.treas.gov. 

C. Communication with the CDFI 

Fund: The CDFI Fund will 

communicate with applicants, Qualified 

Issuers, Program Administrators, 

Servicers, Certified CDFIs and Eligible 

CDFIs, using the contact information 

maintained in their respective AMIS 

accounts. Therefore, each such entity 

must maintain accurate contact 

information (including contact person 

and authorized representative, email 

addresses, fax numbers, phone numbers, 

and office addresses) in its respective 

AMIS account. For more information 

about AMIS, please see the AMIS 

Landing Page at https://

amis.cdfifund.gov. 

VII. Information Sessions and Outreach 

The CDFI Fund may conduct 

webcasts, webinars, or information 

sessions for organizations that are 

considering applying to, or are 

interested in learning about, the CDFI 

Bond Guarantee Program. The CDFI 

Fund intends to provide targeted 

outreach to both Qualified Issuer and 

Eligible CDFI participants to clarify the 

roles and requirements under the CDFI 

Bond Guarantee Program. For further 

information, or to sign up for alerts, 

please visit the CDFI Fund’s website at 

http://www.cdfifund.gov. 

Authority: Pub. L. 111–240; 12 U.S.C. 

4701, et seq.; 12 CFR part 1808; 12 CFR 

part 1805;12 CFR part 1815. 

Marcia Sigal, 

Acting Director, Community Development 

Financial Institutions Fund. 

[FR Doc. 2024–03750 Filed 2–23–24; 8:45 am] 

BILLING CODE 4810–05–P 

DEPARTMENT OF THE TREASURY 

Office of the Comptroller of the 

Currency 

Agency Information Collection 

Activities: Revision of an Approved 

Information Collection; Submission for 

OMB Review; Fair Housing Home Loan 

Data System Regulation 

AGENCY: Office of the Comptroller of the 

Currency (OCC), Treasury. 

ACTION: Notice and request for comment. 

SUMMARY: The OCC, as part of its 

continuing effort to reduce paperwork 

and respondent burden, invites 

comment on a continuing information 

collection, as required by the Paperwork 

Reduction Act of 1995 (PRA). In 

accordance with the requirements of the 

PRA, the OCC may not conduct or 

sponsor, and the respondent is not 

required to respond to, an information 

collection unless it displays a currently 

valid Office of Management and Budget 

(OMB) control number. The OCC is 

soliciting comment concerning a 

revision to its information collection 

titled, ‘‘Fair Housing Home Loan Data 

System Regulation.’’ 

DATES: Comments must be received by 

March 27, 2024. 

ADDRESSES: Commenters are encouraged 

to submit comments by email, if 

possible. You may submit comments by 

any of the following methods: 

• Email: prainfo@occ.treas.gov. 

• Mail: Chief Counsel’s Office, 

Attention: Comment Processing, Office 

of the Comptroller of the Currency, 

Attention: 1557–0159, 400 7th Street 


khammond on DSKJM1Z7X2PROD with NOTICES
14144 Federal Register / Vol. 89, No. 38 / Monday, February 26, 2024 / Notices 

1The OCC issued part 27 as part of a settlement 

agreement in a case in which the plaintiffs alleged 

that Federal agencies, including the OCC, were 

obligated to exercise supervisory and regulatory 

powers to prevent discrimination in home mortgage 

lending under Title VIII of the Civil Rights Act of 

1968 (Fair Housing Act). See National Urban 

League, et al. v. Office of the Comptroller of the 

Currency, et al., 78 F.R.D. 543, 544 (D.D.C. May 3, 

1978). See also 44 FR 63084, November 2, 1979. 

2 12 CFR part 1003. 

3 12 U.S.C. 2801 et seq. 

4 12 CFR 27.3(a)(1)(i). 

5 12 CFR 27.3(a)(5). 

6 12 CFR 27.3(a)(2). 

7The quarterly recordkeeping requirements under 

12 CFR 27.3(a) do not add any burden because they 

are duplicative of the recordkeeping requirements 

under 12 CFR 1003.4(f). See OMB control number 

1557–0345. 

SW, Suite 3E–218, Washington, DC 

20219. 

• Hand Delivery/Courier: 400 7th 

Street SW, Suite 3E–218, Washington, 

DC 20219. 

• Fax: (571) 293–4835. 

Instructions: You must include 

‘‘OCC’’ as the agency name and ‘‘1557– 

0159’’ in your comment. In general, the 

OCC will publish comments on 

www.reginfo.gov without change, 

including any business or personal 

information provided, such as name and 

address information, email addresses, or 

phone numbers. Comments received, 

including attachments and other 

supporting materials, are part of the 

public record and subject to public 

disclosure. Do not include any 

information in your comment or 

supporting materials that you consider 

confidential or inappropriate for public 

disclosure. 

Written comments and 

recommendations for the proposed 

information collection should also be 

sent within 30 days of publication of 

this notice to www.reginfo.gov/public/ 

do/PRAMain. You can find this 

information collection by selecting 

‘‘Currently under 30-day Review—Open 

for Public Comments’’ or by using the 

search function. 

You may review comments and other 

related materials that pertain to this 

information collection following the 

close of the 30-day comment period for 

this notice by the method set forth in 

the next bullet. 

• Viewing Comments Electronically: 

Go to www.reginfo.gov. Hover over the 

‘‘Information Collection Review’’ tab 

and click on ‘‘Information Collection 

Review’’ from the drop-down menu. 

From the ‘‘Currently under Review’’ 

drop-down menu, select ‘‘Department of 

Treasury’’ and then click ‘‘submit.’’ This 

information collection can be located by 

searching OMB control number ‘‘1557– 

0159’’ or ‘‘Fair Housing Home Loan Data 

System Regulation.’’ Upon finding the 

appropriate information collection, click 

on the related ‘‘ICR Reference Number.’’ 

On the next screen, select ‘‘View 

Supporting Statement and Other 

Documents’’ and then click on the link 

to any comment listed at the bottom of 

the screen. 

• For assistance in navigating 

www.reginfo.gov, please contact the 

Regulatory Information Service Center 

at (202) 482–7340. 

FOR FURTHER INFORMATION CONTACT: 

Shaquita Merritt, Clearance Officer, 

(202) 649–5490, Chief Counsel’s Office, 

Office of the Comptroller of the 

Currency, 400 7th Street SW, 

Washington, DC 20219. If you are deaf, 

hard of hearing, or have a speech 

disability, please dial 7–1–1 to access 

telecommunications relay services. 

SUPPLEMENTARY INFORMATION: Under the 

PRA (44 U.S.C. 3501 et seq.), Federal 

agencies must obtain approval from the 

OMB for each collection of information 

that they conduct or sponsor. 

‘‘Collection of information’’ is defined 

in 44 U.S.C. 3502(3) and 5 CFR 

1320.3(c) to include agency requests or 

requirements that members of the public 

submit reports, keep records, or provide 

information to a third party. The OCC 

asks OMB to approve this revised 

collection. 

Title: Fair Housing Home Loan Data 

System Regulation. 

OMB Control No.: 1557–0159. 

Type of Review: Regular. 

Affected Public: Businesses or other 

for-profit. 

Estimated Frequency of Response: On 

occasion. 

Description: Part 27 requires certain 

national banks to record certain 

information and all national banks to 

retain certain information.1 Specifically, 

national banks must record certain 

home loan data if they: (1) are otherwise 

required to maintain and report data 

pursuant to Regulation C,2 which 

implements the Home Mortgage 

Disclosure Act (HMDA),3 in which case 

they are HMDA reporters or (2) receive 

more than 50 home loan applications 

annually. Specifically, national banks 

that are HMDA reporters meet the part 

27 requirement by recording HMDA 

data along with the reasons for denying 

any loan application on the HMDA Loan 

Application/Register (LAR).4 A national 

bank that is not a HMDA reporter but 

that receives more than 50 home loan 

applications annually must comply with 

part 27 by either: (1) recording and 

reporting HMDA data and denial 

reasons on the LAR as if they were a 

HMDA reporter,5 or (2) recording and 

maintaining part 27-specified activity 

data relating to aggregate numbers of 

certain types of loans by geography and 

action taken.6 Part 27 also requires that 

all national banks, including those not 

subject to the recording requirements, to 

maintain certain application and loan 

information in loan files. Part 27 further 

provides that the OCC may require 

national banks to maintain and submit 

additional information if there is reason 

to believe that the bank engaged in 

discrimination. 

The requirements in part 27 are as 

follows: 

Section 27.3(a)(1) requires provision 

of the data that national banks are 

required to collect on home loans 

pursuant to Regulation C.7

Sections 27.3(a)(2) and (3) require 

national banks that receive more than 50 

applications but are not HMDA 

reporters to collect certain information 

quarterly. 

Section 27.3(a) also lists exceptions to 

the HMDA–LAR recordkeeping 

requirements. 

Section 27.3(b) lists the information 

national banks must attempt to obtain 

from an applicant as part of a home loan 

application and sets forth the 

information that banks must disclose to 

an applicant. 

Section 27.3(c) sets forth additional 

information national banks must 

maintain in each of their home loan 

files. 

Section 27.4 states that the OCC may 

require a national bank to maintain a 

Fair Housing Inquiry/Application Log 

found in Appendix III to part 27 

including if: (1) there is reason to 

believe that the bank is prescreening, or 

otherwise engaging in discriminatory 

practices on a prohibited basis, (2) 

complaints filed with the Comptroller or 

letters in the Community Reinvestment 

Act file are found to be substantive in 

nature, indicating that the bank’s home 

lending practices are, or may be, 

discriminatory, or (3) analysis of the 

data compiled by the bank under HMDA 

and Regulation C indicates a pattern of 

significant variation in the number of 

home loans between census tracts with 

similar incomes and home ownership 

levels differentiated only by race or 

national origin. 

Section 27.5 requires a national bank 

to maintain the information required by 

§ 27.3 for 25 months after the bank 

notifies the applicant of action taken on 

an application or after withdrawal of an 

application. 

Section 27.7 requires a national bank 

to submit to the OCC, upon request 

prior to a scheduled examination, the 

information required by §§ 27.3(a) and 

27.4. Non-HMDA reporters with more 

than 50 applications are required to 


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Federal Register / Vol. 89, No. 38 / Monday, February 26, 2024 / Notices 14145 

submit this data using the Monthly 

Home Loan Activity Format form in 

Appendix I to part 27 and the Home 

Loan Data Submission Form in 

Appendix IV to part 27 except that there 

is an additional exclusion for national 

banks with fewer than 75 applications. 

Specifically, § 27.7(c)(3) states that a 

bank with fewer than 75 home loan 

applications in the preceding year is not 

required to submit such forms unless 

the home loan activity is concentrated 

in the few months preceding the request 

for data, indicating the likelihood of 

increased activity over the subsequent 

year, or there is cause to believe that a 

bank is not in compliance with the fair 

housing laws based on prior 

examinations and/or complaints, among 

other factors. 

Section 27.7(d) provides that if there 

is cause to believe that a national bank 

is in noncompliance with fair housing 

laws, the Comptroller may require 

submission of additional Home Loan 

Data Submission Forms. The 

Comptroller may also require 

submission of the information 

maintained under § 27.3(a) and Home 

Loan Data Submission Forms at more 

frequent intervals than specified. 

Burden Estimates: 

Estimated Number of Respondents: 

702. 

Estimated Total Annual Burden: 

12,632 hours. 

Comments: On December 15, 2023, 

the OCC published a 60-day notice for 

this information collection, 88 FR 

87052. No comments were received. 

Comments continue to be invited on: 

(a) Whether the collection of 

information is necessary for the proper 

performance of the functions of the 

OCC, including whether the information 

has practical utility; 

(b) The accuracy of the OCC’s 

estimate of the burden of the collection 

of information; 

(c) Ways to enhance the quality, 

utility, and clarity of the information to 

be collected; 

(d) Ways to minimize the burden of 

the collection on respondents, including 

through the use of automated collection 

techniques or other forms of information 

technology; and 

(e) Estimates of capital or start-up 

costs and costs of operation, 

maintenance, and purchase of services 

to provide information. 

Theodore J. Dowd, 

Deputy Chief Counsel, Office of the 

Comptroller of the Currency. 

[FR Doc. 2024–03855 Filed 2–23–24; 8:45 am] 

BILLING CODE 4810–33–P 

DEPARTMENT OF THE TREASURY 

Office of the Comptroller of the 

Currency 

Agency Information Collection 

Activities: Information Collection 

Renewal; Submission for OMB Review; 

OCC Guidelines Establishing 

Heightened Standards for Certain 

Large Insured National Banks, Insured 

Federal Savings Associations, and 

Insured Federal Branches 

AGENCY: Office of the Comptroller of the 

Currency (OCC), Treasury. 

ACTION: Notice and request for comment. 

SUMMARY: The OCC, as part of its 

continuing effort to reduce paperwork 

and respondent burden, invites 

comment on a continuing information 

collection, as required by the Paperwork 

Reduction Act of 1995 (PRA). In 

accordance with the requirements of the 

PRA, the OCC may not conduct or 

sponsor, and the respondent is not 

required to respond to, an information 

collection unless it displays a currently 

valid Office of Management and Budget 

(OMB) control number. The OCC is 

soliciting comment concerning the 

renewal of its information collection 

titled, ‘‘OCC Guidelines Establishing 

Heightened Standards for Certain Large 

Insured National Banks, Insured Federal 

Savings Associations, and Insured 

Federal Branches.’’ The OCC also is 

giving notice that it has sent the 

collection to OMB for review. 

DATES: Comments must be received by 

March 27, 2024. 

ADDRESSES: Commenters are encouraged 

to submit comments by email, if 

possible. You may submit comments by 

any of the following methods: 

• Email: prainfo@occ.treas.gov. 

• Mail: Chief Counsel’s Office, 

Attention: Comment Processing, Office 

of the Comptroller of the Currency, 

Attention: 1557–0321, 400 7th Street 

SW, Suite 3E–218, Washington, DC 

20219. 

• Hand Delivery/Courier: 400 7th 

Street SW, Suite 3E–218, Washington, 

DC 20219. 

• Fax: (571) 293–4835. 

Instructions: You must include 

‘‘OCC’’ as the agency name and ‘‘1557– 

0321’’ in your comment. In general, the 

OCC will publish comments on 

www.reginfo.gov without change, 

including any business or personal 

information provided, such as name and 

address information, email addresses, or 

phone numbers. Comments received, 

including attachments and other 

supporting materials, are part of the 

public record and subject to public 

disclosure. Do not include any 

information in your comment or 

supporting materials that you consider 

confidential or inappropriate for public 

disclosure. 

Written comments and 

recommendations for the proposed 

information collection should also be 

sent within 30 days of publication of 

this notice to www.reginfo.gov/public/ 

do/PRAMain. You can find this 

information collection by selecting 

‘‘Currently under 30-day Review—Open 

for Public Comments’’ or by using the 

search function. 

You may review comments and other 

related materials that pertain to this 

information collection following the 

close of the 30-day comment period for 

this notice by the method set forth in 

the next bullet. 

• Viewing Comments Electronically: 

Go to www.reginfo.gov. Hover over the 

‘‘Information Collection Review’’ tab 

and click on ‘‘Information Collection 

Review’’ from the drop-down menu. 

From the ‘‘Currently under Review’’ 

drop-down menu, select ‘‘Department of 

Treasury’’ and then click ‘‘submit.’’ This 

information collection can be located by 

searching OMB control number ‘‘1557– 

0321’’ or ‘‘OCC Guidelines Establishing 

Heightened Standards for Certain Large 

Insured National Banks, Insured Federal 

Savings Associations, and Insured 

Federal Branches.’’ Upon finding the 

appropriate information collection, click 

on the related ‘‘ICR Reference Number.’’ 

On the next screen, select ‘‘View 

Supporting Statement and Other 

Documents’’ and then click on the link 

to any comment listed at the bottom of 

the screen. 

• For assistance in navigating 

www.reginfo.gov, please contact the 

Regulatory Information Service Center 

at (202) 482–7340. 

FOR FURTHER INFORMATION CONTACT: 

Shaquita Merritt, Clearance Officer, 

(202) 649–5490, Chief Counsel’s Office, 

Office of the Comptroller of the 

Currency, 400 7th Street SW, 

Washington, DC 20219. If you are deaf, 

hard of hearing, or have a speech 

disability, please dial 7–1–1 to access 

telecommunications relay services. 

SUPPLEMENTARY INFORMATION: Under the 

PRA (44 U.S.C. 3501 et seq.), Federal 

agencies must obtain approval from the 

OMB for each collection of information 

that they conduct or sponsor. 

‘‘Collection of information’’ is defined 

in 44 U.S.C. 3502(3) and 5 CFR 

1320.3(c) to include agency requests or 

requirements that members of the public 

submit reports, keep records, or provide 

information to a third party. The OCC 


khammond on DSKJM1Z7X2PROD with NOTICES