EXHIBIT 99.1

World Omni Auto Receivables Trust 2005-A

Annual Servicer Certificate

For the Period January 13, 2005 through December 31, 2005



|                               |  |                      |  | 
|------------------------------ |  | -------------------- |  | 
|Aggregate Note Amount          |  | AggregateNote Amount |  | 
|                               |  |                     
|Original Note Balance          |  | 800,000,000.00       |  | 
|Principal distributable amount |  | 260,235,860.40       |  | 
|                               |  |                     
|Note Balance @ 12/31/05        |  | 539,764,139.60       |  | 
|                               |  |                     
|Note Amount                    |  | Class A-1Note Amount |  | 
|                               |  |                     
|Original                       |  | 168,000,000.00       |  | 
|Principal distributable amount |  | 168,000,000.00       |  | 
|                               |  |                     
|Note Balance @ 12/31/05        |  | 0.00                 |  | 
|                               |  |                     
|Note Amount                    |  | Class A-2NoteAmount  |  | 
|                               |  |                     
|Original                       |  | 190,000,000.00       |  | 
|Principal distributable amount |  | 87,492,807.93        |  | 
|Note Balance @ 12/31/05        |  | 102,507,192.07       |  | 
|                               |  |                     
|Note Amount                    |  | Class A-3NoteAmount  |  | 
|                               |  |                     
|Original                       |  | 252,000,000.00       |  | 
|Principal distributable amount |  |                     |  | 
|Note Balance @ 12/31/05        |  | 252,000,000.00       |  | 
|                               |  |                     
|Note Amount                    |  | Class A-4Note Amount |  | 
|                               |  |                     
|Original                       |  | 157,675,000.00       |  | 
|Principal distributable amount |  |                     |  | 
|Note Balance @ 12/31/05        |  | 157,675,000.00       |  | 
|                               |  |                     
|Note Amount                    |  | Class BNote Amount   |  | 
|                               |  |                     
|Original                       |  | 32,325,000.00        |  | 
|Principal distributable amount |  | 4,743,052.47         |  | 
|                               |  |                     
|Note Balance @ 12/31/05        |  | 27,581,947.53        |  | 
|                               |  |                     
|Distributable Amounts          |  | Total                |  | 
|                               |  |                     
|Interest Distributable Amount  |  | 22,340,492.94        |  | 
|Principal Distributable Amount |  | 260,235,860.40       |  | 
|                               |  |                     
|Total                          |  | 282,576,353.34       |  | 
|                               |  |                     
|Distributable Amounts          |  | Class A-1            |  | 
|                               |  |                     
|Interest Distributable Amount  |  | 1,509,026.05         |  | 
|Principal Distributable Amount |  | 168,000,000.00       |  | 
|                               |  |                     
|Total                          |  | 169,509,026.05       |  | 



---

|                                                                    |  |                |   |  |               |  
|------------------------------------------------------------------- |  | -------------- | - |  | ------------- | -
|Distributable Amounts                                               |  | Class A-2      |   |  |               |  
|                                                                    |  |               
|Interest Distributable Amount                                       |  | 5,450,482.25   |   |  |               |  
|Principal Distributable Amount                                      |  | 87,492,807.93  |   |  |               |  
|                                                                    |  |               
|Total                                                               |  | 92,943,290.18  |   |  |               |  
|                                                                    |  |               
|Distributable Amounts                                               |  | Class A-3      |   |  |               |  
|                                                                    |  |               
|Interest Distributable Amount                                       |  | 8,499,540.00   |   |  |               |  
|Principal Distributable Amount                                      |  | 0.00           |   |  |               |  
|                                                                    |  |               
|Total                                                               |  | 8,499,540.00   |   |  |               |  
|                                                                    |  |               
|Distributable Amounts                                               |  | Class A-4      |   |  |               |  
|                                                                    |  |               
|Interest Distributable Amount                                       |  | 5,738,756.78   |   |  |               |  
|Principal Distributable Amount                                      |  | 0.00           |   |  |               |  
|                                                                    |  |               
|Total                                                               |  | 5,738,756.78   |   |  |               |  
|                                                                    |  |               
|Distributable Amounts                                               |  | Class B        |   |  |               |  
|                                                                    |  |               
|Interest Distributable Amount                                       |  | 1,142,687.86   |   |  |               |  
|Principal Distributable Amount                                      |  | 4,743,052.47   |   |  |               |  
|                                                                    |  |               
|Total                                                               |  | 5,885,740.33   |   |  |               |  
|                                                                    |  |               
|Note Factors                                                        |  | Series A-1     |   |  | Series A-2    |  
|12/31/2005                                                          |  | 0.0000000      | % |  | 53.9511537    | %
|                                                                    |  |               
|Note Factors                                                        |  | Series A-3     |   |  | Series A-4    |  
|12/31/2005                                                          |  | 100.0000000    | % |  | 100.0000000   | %
|                                                                    |  |               
|Note Factors                                                        |  | Series B       |   |  |               |  
|12/31/2005                                                          |  | 85.3269839     | % |  |               |  
|                                                                    |  |               
|Pool Data                                                           |  | $              |   |  | #             |  
|Original Pool Balance (includes Pre-Funding Account deposit amount) |  | 808,080,808.08 |   |  | 33,047        |  
|Pre-Funding Contracts added 3/29/05                                 |  | 202,867,922.66 |   |  | 10,428        |  
|Pool Balance at 1/12/05                                             |  | 808,080,808.08 |   |  | 33,047        |  
|Principal Payments                                                  |  | 245,397,407.42 |   |  | 6,794         |  
|Defaulted Receivables                                               |  | 6,225,524.78   |   |  | 356           |  
|Pool Balance at 12/31/05                                            |  | 556,457,875.88 |   |  | 36,325        |  
|Overcollateralization Target Amount                                 |  | 16,693,736.28  |   |  |               |  
|Recoveries                                                          |  | 3,411,347.80   |   |  |               |  
|                                                                    |  |               
|Weighted Average APR                                                |  | 6.71           | % |  |               |  
|Weighted Average Remaining Term                                     |  | 48.64          |   |  |               |  
|                                                                    |  |               
|Aggregate Net Losses                                                |  | 2,814,176.98   |   |  |               |  
|Average Net Loss Ratio                                              |  | 0.380          | % |  |               |  
|                                                                    |  |               
|Noteholders' First Priority Principal Distributable Amount          |  | 0.00           |   |  |               |  
|                                                                    |  |               
|Noteholders' Second Priority Principal Distributable Amount         |  | 70,035,476.08  |   |  |               |  
|                                                                    |  |               
|Account Balances                                                    |  | Advance        |   |  | Reserve Fund  |  
|                                                                    |  |               
|Balance as of 1/12/05*                                              |  | 0.00           |   |  | 12,975,317.54 |  
|Transfer from Pre-Funding 3/29/05                                   |  |                |   |  | 1,014,339.61  |  
|Balance as of 12/31/05                                              |  | 103,692.44     |   |  | 9,898,868.19  |  
|Change                                                              |  | 103,692.44     |   |  | (4,090,788.96 | )
|Reserve Fund Requirement                                            |  |                |   |  | 9,547,666.30  |  
|Interest Income                                                     |  |                |   |  | 336,118.48    |  
|Reserve Fund Supplemental Requirement/(Excess)                      |  |                |   |  | (4,441,990.85 | )



---

|                              |  |               |   |  |                 |  
|----------------------------- |  | ------------- | - |  | --------------- | -
|                              |  |               |   |  | Pre-Funding     |  
|Balance as of 1/12/05*        |  |               |   |  | 202,869,424.36  |  
|Balance as of 12/31/05        |  |               |   |  |                |  
|Change                        |  |               |   |  | (202,869,424.36 | )
|                              |  |              
|                              |  | Maximum Carry |   |  | NegativeCarry   |  
|Balance as of 1/12/05*        |  | 1,339,489.98  |   |  | 1,339,489.98    |  
|Balance as of 12/31/05        |  |              |   |  |                |  
|Change                        |  | (1,339,489.98 | ) |  | (1,339,489.98   | )
|Excess to be Distributed      |  | 888,911.67    |   |  |                 |  
|                              |  |              
|Distribution per $1,000       |  | Total         |   |  |                 |  
|                              |  |              
|Distribution Amount           |  | 353.2204417   |   |  |                 |  
|                              |  |              
|Interest Distribution Amount  |  | 27.9256162    |   |  |                 |  
|Interest Carryover Shortfall  |  | 0.0000000     |   |  |                 |  
|                              |  |              
|Principal Distribution Amount |  | 325.2948255   |   |  |                 |  
|                              |  |              
|Distribution per $1,000       |  | Class A-1     |   |  |                 |  
|                              |  |              
|Distribution Amount           |  | 1,008.9822979 |   |  |                 |  
|                              |  |              
|Interest Distribution Amount  |  | 8.9822979     |   |  |                 |  
|Interest Carryover Shortfall  |  | 0.0000000     |   |  |                 |  
|                              |  |              
|Principal Distribution Amount |  | 1,000.0000000 |   |  |                 |  
|                              |  |              
|Distribution per $1,000       |  | Class A-2     |   |  |                 |  
|                              |  |              
|Distribution Amount           |  | 489.1752115   |   |  |                 |  
|                              |  |              
|Interest Distribution Amount  |  | 28.6867487    |   |  |                 |  
|Interest Carryover Shortfall  |  | 0.0000000     |   |  |                 |  
|                              |  |              
|Principal Distribution Amount |  | 460.4884628   |   |  |                 |  
|                              |  |              
|Distribution per $1,000       |  | Class A-3     |   |  |                 |  
|                              |  |              
|Distribution Amount           |  | 33.7283333    |   |  |                 |  
|                              |  |              
|Interest Distribution Amount  |  | 33.7283333    |   |  |                 |  
|Interest Carryover Shortfall  |  | 0.0000000     |   |  |                 |  
|                              |  |              
|Principal Distribution Amount |  | 0.0000000     |   |  |                 |  
|                              |  |              
|Distribution per $1,000       |  | Class A-4     |   |  |                 |  
|                              |  |              
|Distribution Amount           |  | 36.3961109    |   |  |                 |  
|                              |  |              
|Interest Distribution Amount  |  | 36.3961109    |   |  |                 |  
|Interest Carryover Shortfall  |  | 0.0000000     |   |  |                 |  
|                              |  |              
|Principal Distribution Amount |  | 0.0000000     |   |  |                 |  
|                              |  |              
|Distribution per $1,000       |  | Class B       |   |  |                 |  
|                              |  |              
|Distribution Amount           |  | 182.0801340   |   |  |                 |  
|                              |  |              
|Interest Distribution Amount  |  | 35.3499725    |   |  |                 |  
|Interest Carryover Shortfall  |  | 0.0000000     |   |  |                 |  
|                              |  |              
|Principal Distribution Amount |  | 146.7301615   |   |  |                 |  
|                              |  |              
|Servicing Fee                 |  | Total         |   |  |                 |  
|                              |  |              
|Amount of Servicing Fee Paid  |  | 6,252,106.84  |   |  |                 |  
|Total Unpaid                  |  | 0.00          |   |  |                 |  



---

|                       |  |     |  |             
|---------------------- |  | --- |  | ------------
|Delinquent Receivables |  | #   |  | $           
|                       |  |    
|Past Due 31-60 days    |  | 433 |  | 6,250,161.49
|Past Due 61-90 days    |  | 95  |  | 1,394,062.80
|Past Due 91 + days     |  | 38  |  | 608,455.80  
|                       |  |    
|Total                  |  | 566 |  | 8,252,680.09

---

|* | Balances funded as of closing date 2/1/2005.
|- | --------------------------------------------