UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 10-QSB/A(Amendment No. 1)

|[X] | QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d)            OF THE SECURITIES EXCHANGE ACT
          OF 1934
|--- | ------------------------------------------------------------------------------------------------------------

For the quarterly period ended March 31, 2004

OR

|[  ] | TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d)
                                 OF THE SECURITIES EXCHANGE ACT OF 1934
|---- | --------------------------------------------------------------------------------------------------------------------------

Commission File No: 000-49781

First Security Bancorp, Inc.

(Name
of small business issuer in its charter)

|Kentucky                                                      |  | 61-1364206                         
|------------------------------------------------------------- |  | -----------------------------------
|                                                              |  |                                    
|(State of other jurisdiction ofincorporation or organization) |  | (I.R.S. EmployerIdentification No.)

| | 318 East Main Street, Lexington, Kentucky 40507 | 
| | ----------------------------------------------- | 
| |                                                 | 
| | (Address of principal executive offices)        | 

| | (859) 367-3700              | 
| | --------------------------- | 
| | (Issuers telephone number) | 

Check whether the issuer: (1) filed
all reports required to be filed by Section 13 or 15(d) of the Exchange Act during the
past 12 months (or for such shorter period that the registrant was required to file such
reports), and (2) has been subject to such filing requirements for the past 90 days. Yes
[X] No [ ]

State the number of shares
outstanding of each of the issuers classes of common equity, as of the latest
practicable date: 1,558,690 shares of common stock as of April 26, 2004.

Transitional Small Business
Disclosure format (check one): Yes [ ] No[X]

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SIGNATURES

In accordance with the requirements
of the Exchange Act, the registrant caused this report to be signed on its behalf by the
undersigned, thereunto duly authorized.

|                       |  |                                                                                                                                       
|---------------------- |  | --------------------------------------------------------------------------------------------------------------------------------------
|Date:  August 12, 2004 |  | Signature  /s/ R. Douglas Hutcherson
                   R. Douglas Hutcherson
                   President and Chief Executive Officer

|                       |  |                                                                                                                                         
|---------------------- |  | ----------------------------------------------------------------------------------------------------------------------------------------
|Date:  August 12, 2004 |  | Signature  /s/ John G. Sullivan
                  John G. Sullivan
                 Chief Financial Officer and Executive Vice-President

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EXHIBITS

Exhibit 4.3      Amended and
Restated Bylaws of First Security Bancorp, Inc.*

Exhibit 11.      Statement regarding
computation of Per Share Earnings in the Notes to Consolidated Financial Statements in
Part 1 of this Report for such computation (see Note 5 Earnings Per Share)(previously filed).

Exhibit 31.      Certifications Pursuant to Section 302 of the Sarbanes-Oxley Act of 2002.

Exhibit 32.1.      Certification of Principal Executive Officer Pursuant to 18 U.S.C. Section 1350, As Adopted Pursuant to Section 906
of the Sarbanes-Oxley Act of 2002.

Exhibit 32.2      Certification of
Principal Financial Officer Pursuant to 18 U.S.C. Section 1350, As Adopted Pursuant to
Section 906 of the Sarbanes-Oxley Act of 2002.

* Incorporated by reference to
Exhibit 4.3 of the Form 10-KSB filed by First Security Bancorp, Inc. with the Securities
and Exchange Commission for the fiscal year ended December 31, 2003 (commission file
number 000-49781).

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