MANAGEMENT CONTINUITY AGREEMENT

This Management Continuity Agreement ("Agreement") is made and entered into as of this first day of June, 2000, by and between Illini Corporation, an Illinois
corporation with an office at 3200 West lies Avenue, Springfield, Illinois 62707 (the "Company"), and Daniel L. Haider, whose address is 3645Willoughby Circle, Belleville, Illinois, 622221 (the
"Officer").

WITNESSETH

WHEREAS,the Officer is interested in becoming employed as an officer of the Company with the title of Senior
Vice President; and

WHEREAS,the Company wishes to attract and retain highly qualified executives and to achieve this goal it is in the best interests of
the Company to secure the continued services of the Officer regardless of a change in control of the Company; and

WHEREAS,the Company is willing, in order to provide the Officer a measure of security with respect to his employment with the Company
in the event of a change in control of the Company so that the Officer will be in a position to act with respect to a possible change in control of the Company in the best interests of the Company and
its shareholders, without concern as to the Officer's own financial security, and in order to induce the Officer to remain in employment with the Company, to agree that employment of the Officer shall
be terminable only for cause for a limited period after a change in control of the Company.

NOW, THEREFORE,the Company and the Officer agree as follows:

Section 1  Employment

1.1  Term.The Companyshall employ the Officer and the
Officer shall remain in employment with the Company for a period of three years from the Commencement Date (herein called the Term). Annually, effective on the anniversary of the Commencement Date,
the Term of this Agreement shall be extended for one additional year, unless the Board of Directors of the Company takes action to not extend the Term prior to such anniversary of the Commencement
Date of this Agreement. The Term
may be otherwise extended by written amendment to this Agreement, which amendment specifically refers to this Agreement, signed by the Company and the Officer.

1.2  Compensation.As compensation for services provided to the Company and the Bank by the Officer
pursuant to this Agreement, the Company shall cause the Bank to pay the Officer an annual base salary of $90,000.00, which salary may be increased from time to time by the Company. The Officer shall
also be eligible to actively participate in any other compensation and benefit plans generally available to executive employees of the Company of like grade and salary including, but not limited to,
retirement plans, group life, disability, accidental death and dismemberment, travel and accident, and health and dental insurance plans, incentive compensation plans, stock compensation plans, stock
option plans, deferred compensation plans, supplemental retirement plans and excess benefit plans. Such other compensation and benefit plans are hereinafter referred to collectively as the
"Compensation and Benefits Plans". It is expressly agreed that the Officer's compensation under this Agreement shall conform in all respects to a certain executed Officer of Employment attached hereto
as Exhibit A and hereby incorporated into this Agreement by this reference.

1.3  Duties.The Officer shall perform such duties and functions as described in Schedule A to this
Agreement. Such duties shall be updated annually by the Boards of Directors of the company, or by a duly authorized committee of the Boards of Directors of the Company. In the event of an actual or
potential Change in Control (as defined in Section 2.6), the Officer shall perform his duties and functions in a manner that is consistent with the best interest of the Company and its shareholders,
without regard to the effect that the potential or actual Change in Control may have on the Officer personally.

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1.4  Duty of LoyaltyThe Officer shall work full-time for the Company, provided that



1.5  Duty Not to Disclose Confidential Information.The Officer acknowledges that his relationship with
the Company is one of high trust and confidence, and that he has access to Confidential Information (as hereinafter defined) of the Company and its subsidiary(ies). The Officer shall not, directly or
indirectly, communicate, deliver, exhibit or provide any Confidential Information to any person, firm, partnership, corporation, organization or entity, except as required in the normal course of the
Officer's duties. The duties contained in this paragraph shall be binding upon the Officer during the time that he is employed by the Company and following the termination of such employment. Such
duties will not apply to any such Confidential Information which is or becomes in the public domain through no action on the part of the Officer, is generally disclosed to third parities by the
Company without restriction on such third parties, or is approved for release by written authorization of the Board of Directors of the Company. The term "Confidential Information" shall mean any and
all confidential, proprietary, or secret information relating to the Company's or a subsidiary's business, services, customers, business operations, or activities and any and all trade secrets,
products, methods of conducting business, information, skills, knowledge, ideas, know-how or devices used in, developed by, or pertaining to the Company's or a subsidiary's business and not generally
known, in whole or in part, in any trade or industry in which the Company is engaged.

Section 2  Termination

2.1  Termination of Agreement.Unless sooner terminated in accordance with the terms of this Section 2,
this Agreement shall terminate at the expiration of the Term, and all obligations hereunder shall terminate except as specifically set forth in Section 2.5. The Officer may, with the consent of the
Company, continue in the employ of the Company after the expiration of the Term on such terms and conditions as may be agreed upon by the Company and the Officer.

2.2  Termination by the Officer.The officer may voluntarily terminate this Agreement by providing
thirty days notice to the Company, in which event the Company shall have no further obligation to the Officer hereunder from the date of such termination and the Officer shall have no further
obligation to the Company hereunder except the duty to not disclose Confidential Information in accordance with Section 1.5. In the event the Officer's employment with the Company is terminated due to
the Officer's death, the Company shall have no further obligation to the Officer, his heirs or legatees hereunder from the date of such termination, except to pay any benefits due under the
Compensation and Benefit Plans. In the event the Officer's employment with the Company is terminated due to the Officer's Permanent Disability, the Company shall have no further obligation to the
Officer hereunder from the date of such termination, except, to pay benefits due under the Compensation and Benefit Plans. For purposes of this Agreement, the term "Permanent Disability" means a
physical or mental condition of the Officer which:



2.3  Termination by the Company Without Cause.The company may terminate this Agreement without cause
prior to the Firm Term (as hereinafter defined), by providing thirty days notice to the Officer. In such event, the Officer shall have no further obligation to the Company hereunder, except

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the duty to not disclose Confidential Information in accordance with Section 1.5, and the Company shall have no further obligation to the Officer hereunder from the date of such termination except (i)
to pay to the Officer the salary payments described in Section 1.2, in the amount in effect on the date of termination, for a period of twelve months from the date of termination, (ii) to pay to the
Officer any other benefits due under the Compensation and Benefit Plans for a period of twelve months from the date of termination, and (iii) to pay to the Officer reasonable expenses of out placement
within the financial institutions industry during the twelve month period following the date of termination; provided, however, out placement expenses shall be paid only upon actually incurring such
expenses and Officer's furnishing of evidence thereof to the Company and shall not include moving or relocation expenses; and further provided that any benefit to be provided by a Compensation and
Benefit Plan may be provided by the Company through cash of equivalent value or through a nonqualified arrangement or arrangements if, in the judgment of the Company, permitting the Officer to
participate in such plan after the date of termination would adversely affect the tax status of such plan.

2.4  Termination by the Company With Cause.Prior to or during the Firm Term, the Company may terminate
this Agreement for Cause. For purposes of this Agreement, Cause shall mean;



For
purposes of determining whether "Cause" exists, no act or failure to act, on the Officer's part shall be considered "willful," unless it is done, or omitted to be done, by the Officer in bad faith
or without reasonable belief by the Officer that his action or omission was in the best interests of the Company. In the event of the Officer's termination for Cause, the Company will have no further
obligation to the Officer under the Agreement from the date of such termination.

2.5  Termination following Change in Control.In the event there is a Change in Control of the Company,
as defined in Section 2.6, during the Term, and:



then
the Officer shall have no further obligation to the Company hereunder, except the duty not to disclose Confidential Information in accordance with Section 1.5, and the Company shall have no
further obligation to the Officer hereunder from the date of termination except (i) to pay to the Officer the salary payments described in Section 1.2, in the amount in effect on the date of
termination, for a period of twelve months from the date of termination, (ii) to pay to the Officer any other benefits due under the Compensation and Benefit Plans for a period of twelve months from
the date of termination and (iii) to pay to the Officer reasonable expenses of Out placement within the financial institutions industry during the twelve month period following the date of
termination; provided out placement expenses shall be paid only upon actually incurring such expenses and Officer's furnishing of evidence thereof to the Company and shall not include moving or
relocation expenses and further provided that any benefit to be provided by a Compensation and Benefits Plan may be provided

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by the Company through cash of equivalent value or through a nonqualified arrangement or arrangements if, in the judgment of the Company, permitting the Officer to participate in such plan after the
date of termination would adversely affect the tax status of such plan.

2.6  Change in Control Defined.A Change in Control of the Company shall have occurred:



The
term "Continuing Director' means:



"Voting
Stock" shall mean those shares of the Company entitled to vote generally in the election of directors.

2.7  Termination of Related Officers.The parties agree that in the event Officer's employment by the
Company is terminated for any reason, Officer will immediately resign from all other positions or offices held with the Company, including any directorships with the Company.

2.8  Officer's Costs of Enforcement.The Company shall pay all expenses of the Officer, including but
not limited to attorney's fees, incurred in enforcing payments by the Company pursuant to this Agreement.

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Section 3  Miscellaneous

3.1  Assignment of Officer's Rights.The Officer may not assign, pledge or otherwise transfer any of the
benefits of this Agreement either before or after termination of employment, and any purported assignment, pledge or transfer of any payment to be made by the Company hereunder shall be void and of no
effect. No payment to be made to the Officer hereunder shall be subject to the claims of creditors of the Officer.

3.2  Agreements Binding on Successor.This Agreement shall be binding and inure to the benefit of the
parties hereto and their respective successors, assigns, personal representatives, heirs, legatees and beneficiaries.

3.3  Notices.Any notice required or desired to be given under this Agreement shall be deemed given if
in writing and sent by first class mail to the Officer or the Company at his or its address as set forth above, or to such other address of which either the Officer or the Company shall notify the
other in writing.

3.4  Waiver of Breach.The waiver by either party of a breach of any provision of this Agreement shall
not operate or be construed as a waiver of any subsequent breach by either the Officer or the Company.

3.5  Entire Agreement.This Agreement contains the entire understanding of the parties it may be
modified or amended only by an agreement in writing signed by the party against whom enforcement of any change or amendment is sought.

3.6  Severability of Provisions.If for any reason any paragraph, term or provision of this Agreement is
held to be invalid or unenforceable, all other valid provisions herein shall remain in full force and effect and all paragraphs, terms and provisions of this Agreement shall be deemed to be severable
in nature.

3.7  Governing Law.This Agreement is made in, and shall be governed by, the laws of the State of
Illinois.

IN WITNESS WHEREOF,the parties have executed this Agreement as of the day and year first set forth above.

| |  | /s/DANIEL L. HAIDEROfficer
| |  | --------------------------
| |  | ILLINI CORPORATION        
| |  | By:                       
| |  | Its:                      

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