|  **CONTRACT**  |
|--------------------------|

**BSC,      INC**

**AND**

**FIRST      SECURITY BANK**

**LEXINGTON,      KENTUCKY**

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|   | a. | Common                File Subsystem - A single, real time, on-line parameter file which                controls all processing. |
|--------|----|----------------------------------------------------------------------------------------------------------------------------------|

|   | b. | Customer                Information File Subsystem - A centralized file which automatically                tracks                and correlates all of a customer’s banking                relationships. |
|--------|----|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|   | c. | Proof                of Deposit Subsystem - A central point of distribution and control                for all                monetary transactions. |
|--------|----|------------------------------------------------------------------------------------------------------------------------------------------------------|

|   | d. | Transactions                Subsystem - An integrated deposit system which handles the processing                of                all transaction-based deposit products, including Checking, Regular                Savings, Club, NOW, Money Market,                etc. |
|--------|----|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|   | e. | Loan                Subsystem - A combined subsystem which supports the automated processing                of Real Estate, Commercial and Consumer Lending                operation. |
|--------|----|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|   | f. | Time                Subsystem - A system for processing all investment or term-deposit                accounts, Repurchase Agreements,                etc. |
|--------|----|------------------------------------------------------------------------------------------------------------------------------------------------------------|

|   | g. | General                Ledger Subsystem - An integrated accounting and financial control                system                designed to support the detailed information requirements of the                entire                organization. |
|--------|----|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

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|   | a. | First                Security Bank or BSC entry, update, and retrieval (by authorized                employees) of data stored in a central processing unit located on                BSC                premises through the use of display stations and printers located                at First                Security Bank. |
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|   | b. | An average response time for "on-line" users at                First                Security Bank display stations not to exceed eight                seconds. |
|--------|----|----------------------------------------------------------------------------------------------------------------------------------------------------------------|

|   | c. | On                  line communication access to the system is available during all                  workdays                  and regular work hours of First Security Bank. Processing times                  usually                  occur after normal work hours of First Security Bank. First Security                  Bank                  is responsible for informing BSC of their holiday and special weekend                  schedules. |
|--------|----|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|   | d. | BSC                begins daily processing in the late afternoon after regular banking                hours                for First Security Bank. It is First Security Bank’s responsibility to                deliver their work to BSC to all BSC sufficient time for the daily                capture, sorting, and processing of the proof and transmit items                prior to                the Federal Reserve deadline and pickup by the courier service. Work                not                received timely will be processed, however, it may not meet the current                day deadline with the Federal Reserve. After transmission of all                proof and                transit items to the AS/400 to update all the subsystems, the daily                processing begins. |
|--------|----|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|   | e. | The                ability to process data in batches, if desired, by Grant County Deposit                Bank personnel, and to have high volume output, such as transaction                listing and master listings, printed at BSC and delivered to Grant                County                Deposit Bank on an emergency basis. |
|--------|----|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|   | f. | The                utilization of data base management concepts and techniques built                into the                system software operating on the central processing                unit. |
|--------|----|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|   | g. | The                maintenance of BSC’s standard backup and recovery procedures                which |
|--------|----|------------------------------------------------------------------------------------------------------------|

|   | 1) | Provide                for off-site storage of backup versions of data files and                programs, |
|--------|----|-----------------------------------------------------------------------------------------------------------|

|   | 2) | Ensure                proper control of the status of data files and their activity since                last                backup, |
|--------|----|--------------------------------------------------------------------------------------------------------------------------------------|

|   | 3) | Provide                for alternative location availability for computer operation in emergency                situation, and |
|--------|----|--------------------------------------------------------------------------------------------------------------------------------|

|   | 4) | Activate                reconstruction procedures for data lost through hardware or software                malfunction, operator error, or other unforeseen                destruction. |
|--------|----|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

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|   | h. | Transmit                to First Security Bank’s ATM processor a current updated balance file                after daily processing and receive daily transaction files from the                processor for posting at the next scheduled processing                cycle. |
|--------|----|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|   | i. | The                daily transmission of balance information to First Security Bank’s                Internet Banking system |
|--------|----|------------------------------------------------------------------------------------------------------------------------------------|

|   | j. | The                daily transmission of balance information to the Voice Response                system |
|--------|----|----------------------------------------------------------------------------------------------------------|

|   | k. | Customer                credit information on magnetic media to First Security Bank’s Credit                Reporting Agency |
|--------|----|------------------------------------------------------------------------------------------------------------------------------------|

|   | l. | 1098                and 1099 information on magnetic media to the Internal Revenue                Service |
|--------|----|-----------------------------------------------------------------------------------------------------------|

|   | m. | The                receipt of Automated Clearing House items origination from other                financial                institutions. |
|--------|----|-------------------------------------------------------------------------------------------------------------------------------------------|

|   | n. | All                data and information received from First Security Bank will be available                for audit and review by any banking or governmental agency having                supervision over First Security Bank, including internal or external                auditors employed by First Security Bank. These audits and reviews                may be                conducted during BSC’s regular business                hours. |
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|   | o. | Processing                priorities are controlled by the AS/400 operating                system. |
|--------|----|----------------------------------------------------------------------------------------------------|

|   | p. | Immediate                Report availability at First Security Bank upon completion of daily                processing. |
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|   | q. | BSC’s                customer service representatives will make notification of all system                changes that will affect procedures and reports to First Security                at least                three days in advance of such                changes |
|--------|----|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|  | a. | Located                at BSC |
|--|----|-------------------------------|

|   | 1) | Central                  processing unit with magnetic disk, diskette, and tape                  storage, |
|--------|----|-----------------------------------------------------------------------------------------------------------|

|   | 2) | Multiple display                stations |
|--------|----|------------------------------------------|

|   | 3)  | Line printer |
|--------|----------|--------------|

|   | b. | Leased                dedicating communication lines including necessary attachments at                BSC and                each location. Security for these dedicated communication lines is                the                responsibility of the communication company and BSC is responsible                for the                attachments. |
|--------|----|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

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|         |                   |                                    |
|--------------|------------------------|-----------------------------------------|
|         | BSC,              INC. |
|    |              |                               |
|         | By:          | /s/ Michael              A. Hunter |
|         |                        |
|         |                   |

|         |                               |                                          |
|--------------|------------------------------------|-----------------------------------------------|
|         | First                Security Bank |
|    |                          |                                     |
|         | By:                      | /s/ R.                Douglas Hutcherson |
|         | President&                CEO  |
|         |                               |