<TABLE> <S> <C>


<ARTICLE>                                                                      9
<MULTIPLIER>                                                               1,000

<S>                                                                          <C>
<PERIOD-TYPE>                                                               YEAR
<FISCAL-YEAR-END>                                                    SEP-30-2000
<PERIOD-START>                                                       OCT-01-1999
<PERIOD-END>                                                         SEP-30-2000
<CASH>                                                                       527
<INT-BEARING-DEPOSITS>                                                       139
<FED-FUNDS-SOLD>                                                             100
<TRADING-ASSETS>                                                               0
<INVESTMENTS-HELD-FOR-SALE>                                                1,160
<INVESTMENTS-CARRYING>                                                    13,530
<INVESTMENTS-MARKET>                                                      13,272
<LOANS>                                                                   37,879
<ALLOWANCE>                                                                   52
<TOTAL-ASSETS>                                                            56,087
<DEPOSITS>                                                                40,260
<SHORT-TERM>                                                                   0
<LIABILITIES-OTHER>                                                        1,072
<LONG-TERM>                                                                    0
<PREFERRED-MANDATORY>                                                          0
<PREFERRED>                                                                    0
<COMMON>                                                                       0
<OTHER-SE>                                                                14,755
<TOTAL-LIABILITIES-AND-EQUITY>                                            56,087
<INTEREST-LOAN>                                                            2,758
<INTEREST-INVEST>                                                            947
<INTEREST-OTHER>                                                              93
<INTEREST-TOTAL>                                                           3,798
<INTEREST-DEPOSIT>                                                         1,861
<INTEREST-EXPENSE>                                                         1,861
<INTEREST-INCOME-NET>                                                      1,937
<LOAN-LOSSES>                                                                  0
<SECURITIES-GAINS>                                                             0
<EXPENSE-OTHER>                                                            1,477
<INCOME-PRETAX>                                                              471
<INCOME-PRE-EXTRAORDINARY>                                                   311
<EXTRAORDINARY>                                                                0
<CHANGES>                                                                      0
<NET-INCOME>                                                                 311
<EPS-BASIC>                                                                  .26
<EPS-DILUTED>                                                                .26
<YIELD-ACTUAL>                                                              3.71
<LOANS-NON>                                                                    0
<LOANS-PAST>                                                                 272
<LOANS-TROUBLED>                                                               0
<LOANS-PROBLEM>                                                                0
<ALLOWANCE-OPEN>                                                              52
<CHARGE-OFFS>                                                                  0
<RECOVERIES>                                                                   0
<ALLOWANCE-CLOSE>                                                             52
<ALLOWANCE-DOMESTIC>                                                           0
<ALLOWANCE-FOREIGN>                                                            0
<ALLOWANCE-UNALLOCATED>                                                       52



</TABLE>