6566 Federal Register / Vol. 89, No. 22 / Thursday, February 1, 2024 / Notices 

1The major food allergens referenced here are 

those defined in the Food Allergen Labeling and 

Consumer Protection Act of 2004 (118 Stat. 905): 

milk, eggs, fish, crustacean shellfish, tree nuts, 

peanuts, wheat, and soybeans. 

• Average per-Response Burden: 1 

hour. 

• Total Burden: 10 hours. 

OMB Control No. 1513–0101 

Title: Marks and Notices on Packages 

of Tobacco Products. 

TTB Recordkeeping Number: TTB 

REC 5210/13. 

Abstract: The IRC at 26 U.S.C. 5723(b) 

requires packages of tobacco products 

(cigars, cigarettes, smokeless tobacco 

(snuff and chewing tobacco), pipe 

tobacco, and roll-your-own tobacco) and 

cigarette paper or tubes to bear the 

marks and notices required by 

regulation. Under that authority, the 

TTB regulations in 27 CFR parts 40, 41, 

44, and 45 require packages or, in 

certain cases, containers, of domestic 

and imported tobacco products and 

cigarette papers and tubes to bear 

certain marks identifying the product, 

its producer, place of production, excise 

tax class, and its quantity or weight, 

depending on the basis of the tax. The 

TTB regulations also require certain taxexemption notices to appear on 

packages or shipping containers of 

tobacco products and cigarette papers or 

tubes intended for export or for use of 

the United States as such articles may 

be removed without tax payment or 

with benefit of tax drawback. The 

required marks and notices are 

necessary to protect the revenue as they 

identify tobacco-related articles, the 

applicable Federal excise tax 

classification, and the responsible 

taxpayers, and help prevent the 

diversion of untaxed articles into the 

domestic market. 

Current Actions: There are no 

program changes associated with this 

information collection, and TTB is 

submitting it for extension purposes 

only. As for adjustments, due to changes 

in agency estimates, TTB is decreasing 

the estimated number of annual 

respondents, responses, and burden 

hours associated with this information 

collection. 

Type of Review: Extension of a 

currently approved collection. 

Affected Public: Businesses and other 

for-profits. 

• Number of Respondents: 680. 

• Average Responses per Respondent: 

1 per year. 

• Number of Responses: 680. 

• Average per-Response Burden: 1 

hour. 

• Total Burden: 680 hours. 

OMB Control No. 1513–0121 

Title: Labeling of Major Food 

Allergens and Petitions for Exemption. 

Abstract: The FAA Act at 27 U.S.C. 

205(e) authorizes the Secretary to issue 

regulations regarding the labeling of 

distilled spirits, certain wines, and 

certain beers in order to, among other 

things, prohibit consumer deception 

and ensure that labels provide 

consumers with adequate information as 

to the identity and quality of such 

products. Under that authority, the TTB 

regulations provide for the voluntary 

labeling of major food allergens used in 

the production of alcohol beverages.1

Under the TTB regulations, if an alcohol 

beverage bottler declares on the label 

that any one of these allergens are 

contained in a product or used in its 

production, the bottler must declare all 

such allergens, including those used as 

fining or processing agents. However, 

the regulations allow a bottler to 

petition TTB for a labeling exemption 

for an allergen if evidence shows that, 

while used in the product’s production, 

it is not present in the finished product 

at levels that would pose a risk to 

human health. This information 

collection provides a consistent means 

through which bottlers can alert 

consumers sensitive to these major food 

allergens to their presence in finished 

alcohol beverages. 

Current Actions: There are no 

program changes associated with this 

information collection, and TTB is 

submitting it for extension purposes 

only. As for adjustments, due to changes 

in agency estimates, TTB is increasing 

the estimated number of annual 

respondents, responses, and burden 

hours associated with this information 

collection. 

Type of Review: Extension of a 

currently approved collection. 

Affected Public: Businesses and other 

for-profits. 

• Number of Respondents: 750. 

• Average Responses per Respondent: 

1 per year. 

• Number of Responses: 750. 

• Average per-Response Burden: 0.8 

hour. 

• Total Burden: 600 hours. 

Dated: January 29, 2024. 

Amy R. Greenberg, 

Deputy Assistant Administrator, 

Headquarters Operations. 

[FR Doc. 2024–01988 Filed 1–31–24; 8:45 am] 

BILLING CODE 4810–31–P 

DEPARTMENT OF THE TREASURY 

Office of the Comptroller of the 

Currency 

Agency Information Collection 

Activities: Revision of an Approved 

Collection; Comment Request; Record 

and Disclosure Requirements— 

Consumer Financial Protection Bureau 

Regulations B, E, M, Z, and DD and 

Board of Governors of the Federal 

Reserve System Regulation CC 

AGENCY: Office of the Comptroller of the 

Currency (OCC), Treasury. 

ACTION: Notice and request for 

comment. 

SUMMARY: The OCC, as part of its 

continuing effort to reduce paperwork 

and respondent burden, invites 

comment on a continuing information 

collection, as required by the Paperwork 

Reduction Act of 1995 (PRA). In 

accordance with the requirements of the 

PRA, the OCC may not conduct or 

sponsor, and the respondent is not 

required to respond to, an information 

collection unless it displays a currently 

valid Office of Management and Budget 

(OMB) control number. The OCC is 

soliciting comment concerning a 

revision to its information collection 

titled, ‘‘Record and Disclosure 

Requirements—Consumer Financial 

Protection Bureau Regulations B, E, M, 

Z, and DD and Board of Governors of 

the Federal Reserve System Regulation 

CC.’’ 

DATES: Comments must be received by 

April 1, 2024. 

ADDRESSES: Commenters are encouraged 

to submit comments by email, if 

possible. You may submit comments by 

any of the following methods: 

• Email: prainfo@occ.treas.gov. 

• Mail: Chief Counsel’s Office, 

Attention: Comment Processing, Office 

of the Comptroller of the Currency, 

Attention: 1557–0176, 400 7th Street 

SW, Suite 3E–218, Washington, DC 

20219. 

• Hand Delivery/Courier: 400 7th 

Street SW, Suite 3E–218, Washington, 

DC 20219. 

• Fax: (571) 293–4835. 

Instructions: You must include 

‘‘OCC’’ as the agency name and ‘‘1557– 

0176’’ in your comment. In general, the 

OCC will publish comments on 

www.reginfo.gov without change, 

including any business or personal 

information provided, such as name and 

address information, email addresses, or 

phone numbers. Comments received, 

including attachments and other 

supporting materials, are part of the 

public record and subject to public 


ddrumheller on DSK120RN23PROD with NOTICES1
Federal Register / Vol. 89, No. 22 / Thursday, February 1, 2024 / Notices 6567 

1However, the OCC is not reporting an estimate 

for burden associated with the small business 

lending rule, given that, as the CFPB has noted, the 

rule is stayed: ‘‘As a result of ongoing litigation, all 

deadlines for compliance with the small business 

lending rule currently are stayed for all covered 

financial institutions.’’ CFPB, Small Business 

Lending under the Equal Credit Opportunity Act 

(Regulation B), available at https://

www.consumerfinance.gov/rules-policy/final-rules/ 

small-business-lending-under-the-equal-creditopportunity-act-regulation-b/. 

disclosure. Do not include any 

information in your comment or 

supporting materials that you consider 

confidential or inappropriate for public 

disclosure. 

Following the close of this notice’s 

60-day comment period, the OCC will 

publish a second notice with a 30-day 

comment period. You may review 

comments and other related materials 

that pertain to this information 

collection beginning on the date of 

publication of the second notice for this 

collection by the method set forth in the 

next bullet. 

• Viewing Comments Electronically: 

Go to www.reginfo.gov. Hover over the 

‘‘Information Collection Review’’ tab 

and click on ‘‘Information Collection 

Review’’ from the drop-down menu. 

From the ‘‘Currently under Review’’ 

drop-down menu, select ‘‘Department of 

Treasury’’ and then click ‘‘submit.’’ This 

information collection can be located by 

searching OMB control number ‘‘1557– 

0176’’ or ‘‘Record and Disclosure 

Requirements—Consumer Financial 

Protection Bureau Regulations B, E, M, 

Z, and DD and Board of Governors of 

the Federal Reserve System Regulation 

CC.’’ Upon finding the appropriate 

information collection, click on the 

related ‘‘ICR Reference Number.’’ On the 

next screen, select ‘‘View Supporting 

Statement and Other Documents’’ and 

then click on the link to any comment 

listed at the bottom of the screen. 

• For assistance in navigating 

www.reginfo.gov, please contact the 

Regulatory Information Service Center 

at (202) 482–7340. 

FOR FURTHER INFORMATION CONTACT: 

Shaquita Merritt, Clearance Officer, 

(202) 649–5490, Chief Counsel’s Office, 

Office of the Comptroller of the 

Currency, 400 7th Street SW, 

Washington, DC 20219. If you are deaf, 

hard of hearing, or have a speech 

disability, please dial 7–1–1 to access 

telecommunications relay services. 

SUPPLEMENTARY INFORMATION: Under the 

PRA (44 U.S.C. 3501 et seq.), Federal 

agencies must obtain approval from the 

OMB for each collection of information 

that they conduct or sponsor. 

‘‘Collection of information’’ is defined 

in 44 U.S.C. 3502(3) and 5 CFR 

1320.3(c) to include agency requests or 

requirements that members of the public 

submit reports, keep records, or provide 

information to a third party. Section 

3506(c)(2)(A) of title 44 generally 

requires Federal agencies to provide a 

60-day notice in the Federal Register 

concerning each proposed collection of 

information, including each proposed 

extension of an existing collection of 

information, before submitting the 

collection to OMB for approval. To 

comply with this requirement, the OCC 

is publishing notice of the revision to 

the collection of information set forth in 

this document. The OCC asks OMB to 

approve this revised collection. 

Title: Record and Disclosure 

Requirements—Consumer Financial 

Protection Bureau Regulations B, E, M, 

Z, and DD and Board of Governors of 

the Federal Reserve System Regulation 

CC. 

OMB Control No.: 1557–0176. 

Type of Review: Regular. 

Affected Public: Businesses or other 

for-profit. 

Frequency of Response: On occasion. 

Description: This information collection 

covers Consumer Financial Protection 

Bureau (CFPB) Regulations B, E, M, Z, 

and DD and Board of Governors of the 

Federal Reserve System (FRB) 

Regulation CC. The CFPB and FRB 

regulations include the following 

provisions: 

Regulation B—12 CFR 1002—Equal 

Credit Opportunity Act 

This regulation prohibits lenders from 

discriminating against credit applicants 

on certain prohibited bases. The 

regulation also requires creditors to—(i) 

notify applicants of action taken on 

their credit application, (ii) report credit 

history in the names of both spouses on 

an account, (iii) retain records of credit 

applications, (iv) collect information 

about the applicant’s race and other 

personal characteristics in applications 

for certain dwelling-related loans, and 

(v) provide applicants with copies of 

appraisal reports used in connection 

with credit transactions. The regulation 

was amended to implement changes to 

the Equal Credit Opportunity Act 

(ECOA) made by section 1071 of the 

Dodd-Frank Wall Street Reform and 

Consumer Protection Act (88 FR 35150). 

Section 1071 requires covered financial 

institutions to collect and report data on 

applications for credit for small 

businesses. The regulation’s revision 

includes additional information 

collection requirements that require the 

compilation and maintenance of 

reportable data, including notice 

requirements and reporting and 

recordkeeping requirements for small 

business lending data.1

Regulation E—12 CFR 1005—Electronic 

Fund Transfers (Except Prepaid Card 

Provisions 1557–0346) 

This regulation carries out the 

purposes of the Electronic Fund 

Transfer Act (15 U.S.C. 1693 et seq.), 

which establishes the basic rights, 

liabilities, and responsibilities of 

consumers who use electronic fund 

transfers and remittance transfer 

services and of financial institutions or 

other persons that offer these services. 

Regulation M—12 CFR 1013— 

Consumer Leasing 

This regulation implements the 

consumer leasing provisions of the 

Truth in Lending Act, including, among 

other things, by requiring meaningful 

disclosure of leasing terms. 

Regulation Z—12 CFR 1026—Truth in 

Lending 

This regulation is intended to 

promote the informed use of consumer 

credit by requiring disclosures about its 

terms and cost to ensure that consumers 

are provided with greater and more 

timely information on the nature and 

costs of the residential real estate 

settlement process and to effect certain 

changes in the settlement process for 

residential real estate that will result in 

more effective advance disclosure to 

home buyers and sellers of settlement 

costs. The regulation gives consumers 

the right to cancel certain credit 

transactions that involve a lien on a 

consumer’s principal dwelling, 

regulates certain credit card practices, 

and provides a means for fair and timely 

resolution of credit billing disputes. 

Other provisions of the regulation 

include rules specific to credit card 

accounts, certain dwelling-secured 

transactions, home-equity plans, and 

private education loans. 

Regulation DD—12 CFR 1030—Truth in 

Savings 

This regulation requires depository 

institutions to provide disclosures to 

enable consumers to make meaningful 

comparisons among accounts at 

depository institutions. 

Regulation CC—12 CFR 229— 

Availability of Funds and Collection of 

Checks 

This regulation includes timeframes 

to govern the availability of funds 

deposited into certain transaction 

accounts, rules to govern the collection 

and return of checks and electronic 

checks, and general provisions to govern 

the use of substitute checks. 


ddrumheller on DSK120RN23PROD with NOTICES1
6568 Federal Register / Vol. 89, No. 22 / Thursday, February 1, 2024 / Notices 

Burden Estimates: 

Estimated Number of Respondents: 

1,005. 

Estimated Total Annual Burden: 

2,661,240 hours. 

Comments: Comments submitted in 

response to this notice will be 

summarized and included in the request 

for OMB approval. All comments will 

become a matter of public record. 

Comments are invited on: 

(a) Whether the collection of 

information is necessary for the proper 

performance of the functions of the 

OCC, including whether the information 

has practical utility; 

(b) The accuracy of the OCCs estimate 

of the burden of the collection of 

information; 

(c) Ways to enhance the quality, 

utility, and clarity of the information to 

be collected; 

(d) Ways to minimize the burden of 

the collection on respondents, including 

through the use of automated collection 

techniques or other forms of information 

technology; and 

(e) Estimates of capital or start-up 

costs and costs of operation, 

maintenance, and purchase of services 

to provide information. 

Patrick T. Tierney, 

Assistant Director, Office of the Comptroller 

of the Currency. 

[FR Doc. 2024–02014 Filed 1–31–24; 8:45 am] 

BILLING CODE 4810–33–P 

DEPARTMENT OF VETERANS 

AFFAIRS 

Privacy Act of 1974; System of 

Records 

AGENCY: Veterans Health 

Administration (VHA), Department of 

Veterans Affairs (VA). 

ACTION: Notice of a modified system of 

records. 

SUMMARY: Pursuant to the Privacy Act of 

1974, notice is hereby given that the 

Department of Veterans Affairs (VA) is 

modifying the system of records 

entitled, ‘‘Caregiver Support Program— 

Caregiver Record Management 

Application (CARMA)–VA’’ (197VA10). 

This system is used to administer, 

monitor and track services delivered 

through VA’s Caregiver Support 

Program including documentation of 

calls to the Caregiver Support Line. 

DATES: Comments on this modified 

system of records must be received no 

later than 30 days after date of 

publication in the Federal Register. If 

no public comment is received during 

the period allowed for comment or 

unless otherwise published in the 

Federal Register by VA, the modified 

system of records will become effective 

a minimum of 30 days after date of 

publication in the Federal Register. If 

VA receives public comments, VA shall 

review the comments to determine 

whether any changes to the notice are 

necessary. 

ADDRESSES: Comments may be 

submitted through www.Regulations.gov 

or mailed to VA Privacy Service, 810 

Vermont Avenue NW, (005X6F), 

Washington, DC 20420. Comments 

should indicate that they are submitted 

in response to ‘‘Caregiver Support 

Program-Caregiver Record Management 

Application (CARMA)–VA’’ (197VA10). 

Comments received will be available at 

www.Regulations.gov for public 

viewing, inspection or copies. 

FOR FURTHER INFORMATION CONTACT: 

Stephania Griffin, Veterans Health 

Administration (VHA) Chief Privacy 

Officer, Department of Veterans Affairs, 

810 Vermont Avenue NW, (105HIG) 

Washington, DC 20420, 

stephania.griffin@va.gov, telephone 

(704) 245–2492 (Note: This is not a tollfree number). 

SUPPLEMENTARY INFORMATION: VA is 

modifying this system of records to 

identify changes that will more 

accurately describe the records 

maintained in the system. Modifications 

have been made to the following titled 

sections: System Manager; Purposes of 

the System; Categories of Records in the 

System; Record Source Categories; 

Routine Uses of Records Maintained in 

the System; Policies and Practices for 

Retrievability of Records; Policies and 

Practices for Retention and Disposal of 

Records; Physical, Procedural, and 

Administrative Safeguards; Record 

Access Procedure; Contesting Record 

Procedure; and Notification Procedure. 

VA is republishing the system notice in 

its entirety. 

The System Manager is being updated 

to replace Deputy Chief Officer, Patient 

Care Services Office (10P4C), with 

Colleen M. Richardson, Psy.D, 

Executive Director, Caregiver Support 

Program (12CSP). 

The Purpose of the System is being 

modified to include the explanation that 

this system may also be used for 

improving health care operations, such 

as producing various management and 

patient follow-up reports; program 

monitoring for epidemiological research 

and other health care related or program 

impact studies; statistical analysis, 

resource allocation, and planning and 

process improvement; providing clinical 

and administrative support to patient 

medical care and services; determining 

entitlement and eligibility benefits; 

processing and adjudicating benefit 

claims; and general program oversight 

activities. 

The Categories of Records in the 

System section has additional language 

regarding VA Form 10–305, ‘‘Your 

Rights to Seek Further Review of 

Program of Comprehensive Assistance 

for Family Caregivers (PCAFC) 

Decisions.’’ 

The Record Source Categories section 

has been expanded to include the Board 

of Veterans’ Appeals and other VA staff 

offices. 

The section for Routine Uses of 

Records Maintained in the System for 

this VA system of records notice has 

been amended. 

Standardized Routine Uses #16 

through #18 have been added to this 

system of records notice. 

The following standard routine use is 

added and will be Routine Use #16, 

Equal Employment Opportunity 

Commission (EEOC): To the EEOC in 

connection with investigations of 

alleged or possible discriminatory 

practices, examination of Federal 

affirmative employment programs, or 

other functions of the Commission as 

authorized by law. 

The following standard routine use is 

added and will be Routine Use #17, 

Federal Labor Relations Authority 

(FLRA): To the FLRA in connection 

with the investigation and resolution of 

allegations of unfair labor practices, the 

resolution of exceptions to arbitration 

awards when a question of material fact 

is raised, matters before the Federal 

Service Impasses Panel, and the 

investigation of representation petitions 

and the conduct or supervision of 

representation elections. 

The following standard routine use is 

added and will be Routine Use #18, 

Merit Systems Protection Board (MSPB): 

To the MSPB in connection with 

appeals, special studies of the civil 

service and other merit systems, review 

of rules and regulations, investigation of 

alleged or possible prohibited personnel 

practices, and such other functions 

promulgated in 5 U.S.C. 1205 and 1206, 

or as authorized by law. 

Routine Use #19 is added to 

promulgate the use of information for 

VA research which states, Researchers, 

for Research: To epidemiological and 

other research facilities approved by the 

Under Secretary for Health for research 

purposes determined to be necessary 

and proper, provided that the names 

and addresses of Veterans, their 

dependents and caregivers will not be 

disclosed unless those names and 

addresses are first provided to VA by 

the facilities making the request. 


ddrumheller on DSK120RN23PROD with NOTICES1