U.S. Securities and Exchange Commission
                             Washington, D.C. 20549

                                   Form 10-QSB

                                   (Mark One)
             [X] QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE
                         SECURITIES EXCHANGE ACT OF 1934

                For the quarterly period ended September 30, 2001.

            [ ] TRANSITION REPORT UNDER SECTION 13 OR 15 (d) OF THE
                                  EXCHANGE ACT

                       For the transition period from to

                        Commission file number

                              WISEDRIVER.COM, INC.
                      (Exact name of small business issuer
                          as specified in its charter)

                                    DELAWARE
                        (State or other jurisdiction of
                         incorporation or organization)


                                    65-0908171
                        (IRS Employer Identification No.)

                1221 Brickell Avenue, Suite 900, Miami, FL 33131
                    (Address of principal executive offices)

                                 (305) 539-0900
                           (Issuer's telephone number)

                                 Not Applicable

              (Former name, former address and former fiscal year,
                          if changed since last report)

Check whether the issuer (1) filed all reports required to be filed by Section
13 or 15(d) of the Exchange Act during the past 12 months (or for such shorter
period that the registrant was required to file such reports), and (2) has been
subject to such filing requirements for the past 90 days. Yes X No

                APPLICABLE ONLY TO ISSUERS INVOLVED IN BANKRUPTCY
                   PROCEEDINGS DURING THE PRECEDING FIVE YEARS

Check whether the registrant filed all documents and reports required to be
filed by Section 12, 13 or 15(d) of the Exchange Act after the distribution of
securities under a plan confirmed by a court. Yes No

The number of shares of common stock $.001 par value, of the Registrant issued
and outstanding as of January 14, 2002 was 7,918,300.


                                       1
<PAGE>

PART 1

ITEM 1.     FINANCIAL STATEMENTS

WISEDRIVER.COM, INC. AND SUBSIDIARY
(A DEVELOPMENT STAGE COMPANY)

CONSOLIDATED FINANCIAL STATEMENTS
AS OF SEPTEMBER 30, 2001 AND DECEMBER 31, 2000 AND FOR THE NINE MONTH PERIODS
ENDED SEPTEMBER 30, 2001 AND 2000 AND FOR THE PERIOD MARCH 16, 1999 (DATE OF
INCEPTION) THROUGH SEPTEMBER 30, 2001

<PAGE>

WISEDRIVER.COM, INC. AND SUBSIDIARY
(A DEVELOPMENT STAGE COMPANY)

TABLE OF CONTENTS

-------------------------------------------------------------------------------
<TABLE>

<S>                                                                                         <C>
INDEPENDENT AUDITORS' REPORT                                                                1

CONSOLIDATED FINANCIAL STATEMENTS AS OF SEPTEMBER 30, 2001 AND DECEMBER 31, 2000
AND FOR THE NINE MONTH PERIODS ENDED SEPTEMBER 30, 2001 AND 2000 AND FOR THE
PERIOD MARCH 16, 1999 (DATE OF INCEPTION) THROUGH SEPTEMBER 30, 2001

Balance sheets                                                                              2

Statements of operations                                                                    3

Statements of changes in stockholders' equity                                               4

Statements of cash flows                                                                    5-6

Notes to consolidated financial statements                                                  7-14
</TABLE>

<PAGE>

                          INDEPENDENT AUDITORS' REPORT

To the Stockholders and
Board of Directors
Wisedriver.com, Inc.
(A Development Stage Company)
Miami, Florida

We have audited the accompanying consolidated balance sheet of Wisedriver.com,
Inc. and subsidiary (A development stage company) as of December 31, 2000 and
the related consolidated statement of operations, changes in stockholders'
equity (deficit) and cash flow for the year ended December 31, 2000. This
consolidated financial statement is the responsibility of the Company's
management. Our responsibility is to express an opinion on this consolidated
financial statement based on our audit.

We conducted our audit in accordance with auditing standards generally accepted
in the United States of America. Those standards require that we plan and
perform the audit to obtain reasonable assurance about whether the consolidated
financial statement is free of material misstatement. An audit included
examining, on a test basis, evidence supporting the amounts and disclosures in
the consolidated financial statement. An audit also includes assessing the
accounting principles used and significant estimates made by management, as well
as evaluating the overall financial statement presentation. We believe the audit
provides a reasonable basis for our opinion.

In our opinion, the consolidated financial statement referred to above present
fairly, in all material respects, the financial position of the Company as of
December 31, 2000, and the result of its operation and its cash flow for the
year ended December 31, 2000 in conformity with accounting principles generally
accepted in the United States of America.

The accompanying consolidated financial statement has been prepared assuming the
Company will continue as a going concern. As discussed in Note 6 to the
consolidated financial statements, the Company is a development stage company.
The realization of a major portion of its assets is dependent upon its ability
to meet its future financing requirements, and the success of future operations.
These factors raise substantial doubt about the Company's ability to continue as
a going concern. The consolidated financial statement does not include any
adjustments that might result from this uncertainty.

Salibello & Broder LLP
New York, NY

May 18, 2001

<PAGE>

WISEDRIVER.COM, INC. AND SUBSIDIARY
(A DEVELOPMENT STAGE COMPANY)

CONSOLIDATED BALANCE SHEETS
-------------------------------------------------------------------------------
<TABLE>
<CAPTION>
                                                                                    (UNAUDITED)
ASSETS                                                                             SEPTEMBER 30,         DECEMBER 31,
                                                                                        2001                 2000
CURRENT ASSETS:
<S>                                                                                        <C>                  <C>
        Cash                                                                                   $ 31             $ 41,297
        Prepaid expenses                                                                          0                3,500
        Other receivables                                                                        50                  100
                                                                                 -------------------   ------------------
        Total current assets                                                                     81               44,897

WEBSITE-NET OF ACCUMULATED AMORTIZATION OF
  $3,600 AND $360                                                                            18,000               21,240
                                                                                 -------------------   ------------------

TOTAL ASSETS                                                                               $ 18,081             $ 66,137
                                                                                 ===================   ==================

LIABILITIES AND STOCKHOLDERS' EQUITY

CURRENT LIABILITIES:

        Accounts payable and accrued expenses                                              $ 52,170             $ 10,436
        Note payable - related party                                                         23,800                    0
                                                                                 -------------------   ------------------

        Total current liabilities                                                            75,970               10,436

STOCKHOLDERS' EQUITY:

        Common Stock, par value $.0001 per share; 2,500,000 shares authorized;
        7,918,300 shares issued and outstanding

         as of September 30, 2001 & December 31, 2000, respectively                             792                  792
        Additional paid-in capital                                                          144,453              144,453
        Deficit accumulated during the development stage                                   (203,134)             (89,544)
                                                                                 -------------------   ------------------

        Total stockholders' equity (deficit)                                                (57,889)              55,701
                                                                                 -------------------   ------------------

TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY                                                 $ 18,081             $ 66,137
                                                                                 ===================   ==================
</TABLE>

              The accompanying notes are an integral part of these
                       consolidated financial statements.

                                       -2-

<PAGE>

WISEDRIVER.COM, INC. AND SUBSIDIARY
(A DEVELOPMENT STAGE COMPANY)

CONSOLIDATED STATEMENTS OF OPERATIONS
-------------------------------------------------------------------------------
<TABLE>
<CAPTION>
                                                                                                          (UNAUDITED)
                                                                                                        FOR THE PERIOD
                                               (UNAUDITED)                     (UNAUDITED)               MARCH 16,1999
                                         FOR THE NINE MONTHS ENDED       FOR THE THREE MONTHS ENDED    (DATE OF INCEPTION)
                                               SEPTEMBER 30,                    SEPTEMBER 30,        TO SEPTEMBER 30, 2001
                                            2001           2000              2001           2000
                                            ----           ----              ----           ----
<S>                                   <C>             <C>                <C>            <C>              <C>
DEVELOPMENT STAGE REVENUES            $        0      $         0        $       0      $         0      $         0
                                     -------------------------------------------------------------------------------

DEVELOPMENT STAGE EXPENSES:
      Accounting fees                     13,232                0            7,696                0           20,732
      Amortization expense                 3,240                0            1,080                0            3,600
      Bank charges                           127              143               45               40              408
      Consulting fees                          0                0                0                0            7,495
      Legal fees                          14,283            5,344           11,130            4,702           20,248
      Office expenses                     15,314            5,625            5,092            5,225           23,220
      On-line services                       315               35              105               35              455
      Corporate fees                       3,590              273              261                0            6,274
      Payroll                             54,904           11,538            9,135           11,538           93,367
      Payroll tax expense                  4,596            1,279              699            1,279            7,953
      Postage                                207                0                0                0              384
      Printing                               315                0                0                0              315
      Rent                                 2,725                0              908                0            4,541
      Website & development fee                0                0                0                0           13,400
                                       ---------        ---------        ---------        ---------        ---------

TOTAL DEVELOPMENT STAGE EXPENSES         112,848           24,237           36,151           22,819          202,392
                                       ---------        ---------        ---------        ---------        ---------

      LOSS FROM OPERATION               (112,848)         (24,237)         (36,151)         (22,819)        (202,392)

      INTEREST EXPENSE                       742                0              524                0              742
                                       ---------        ---------        ---------        ---------        ---------

NET LOSS                               $(113,590)       $ (24,237)       $ (36,675)       $ (22,819)       $(203,134)
                                       =========        =========        =========        =========        =========

LOSS PER COMMON SHARE
      basic and diluted                  $ (0.02)           (0.00)       $   (0.01)           (0.00)
                                       =========         =========        =========        =========

WEIGHTED-AVERAGE NUMBER OF
COMMON SHARES OUTSTANDING              7,918,300         6,500,000        7,918,300        6,500,000
                                       =========         =========        =========        =========
</TABLE>

    The accompanying notes are an integral part of these financial statements

                                       -3-

<PAGE>

WISEDRIVER.COM, INC. AND SUBSIDIARY
(A DEVELOPMENT STAGE COMPANY)

CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY  (DEFICIT)
(UNAUDITED)
-------------------------------------------------------------------------------
<TABLE>
<CAPTION>
                                                                                            ADDITIONAL
                                                                   COMMON STOCK             PAID-IN
                                                                SHARES       AMOUNT         CAPITAL
<S>                                                            <C>             <C>        <C>
BALANCE, MARCH 16, 1999 (DATE OF INCEPTION)                            0          $       $       0

Restricted common stock issued to related parties for
 consulting fees                                                   1,000          0               0

Loss during development stage for the period March 16,
 1999 (date of inception) through  December 31, 1999                   0          0               0
                                                               ---------       ----       ---------

BALANCE, DECEMBER 31, 1999                                         1,000          0               0

Forward stock split 6,500 to 1                                 6,499,000        650            (650)

Restricted common stock issued for consulting services            49,967          5           7,490

Restricted common stock issued to acquire
 Wisedriver.com LLC                                              450,000         45             (45)

Common stock issued to third parties in private offering         918,333         92         137,658

Loss during development stage for the year ended
 'December 31, 2000                                                    0          0               0
                                                               ---------       ----       ---------

BALANCE, DECEMBER 31, 2000                                     7,918,300        792         144,453

Loss during the development stage for the nine months
 September 30, 2001                                                    0          0               0
                                                               ---------       ----       ---------

BALANCE, SEPTEMBER 30, 2001                                    7,918,300       $792       $ 144,453
                                                               =========       ====       =========
</TABLE>

<TABLE>
<CAPTION>
                                                               DEFICIT
                                                               ACCUMULATED
                                                               DURING THE
                                                               DEVELOPMENT
                                                               STAGE              TOTAL
<S>                                                            <C>              <C>
BALANCE, MARCH 16, 1999 (DATE OF INCEPTION)                           0$        $       0

Restricted common stock issued to related parties for
 consulting fees                                                       0                0

Loss during development stage for the period March 16,
 1999 (date of inception) through  December 31, 1999              (3,926)          (3,926)
                                                               ---------        ---------

BALANCE, DECEMBER 31, 1999                                        (3,926)          (3,926)

Forward stock split 6,500 to 1                                         0                0

Restricted common stock issued for consulting services                 0            7,495

Restricted common stock issued to acquire
 Wisedriver.com LLC                                                    0                0

Common stock issued to third parties in private offering               0          137,750

Loss during development stage for the year ended
 'December 31, 2000                                              (85,618)         (78,328)
                                                               ---------        ---------

BALANCE, DECEMBER 31, 2000                                       (89,544)          55,701

Loss during the development stage for the nine months
 September 30, 2001                                             (113,590)        (113,590)
                                                               ---------        ---------

BALANCE, SEPTEMBER 30, 2001                                    $(203,134)       $ (57,889)
                                                               =========        =========
</TABLE>

              The      accompanying notes are an integral part of these
                       consolidated financial statements.

                                       -4-

<PAGE>

WISEDRIVER.COM, INC. AND SUBSIDIARY
(A DEVELOPMENT STAGE COMPANY)

CONSOLIDATED STATEMENTS OF CASH FLOWS
-------------------------------------------------------------------------------
<TABLE>
<CAPTION>
                                                                                            (UNAUDITED)
                                                                 (UNAUDITED)              FOR THE PERIOD
                                                          FOR THE NINE MONTHS ENDED       MARCH 16, 1999
                                                                 SEPTEMBER 30,        (DATE OF INCEPTION) TO
OPERATING ACTIVITES:                                         2001            2000       SEPTEMBER 30, 2001
                                                             ----            ----       ------------------
<S>                                                       <C>              <C>             <C>
Net loss                                                  $(113,590)       $(24,237)       $(203,134)

Adjustments to reconcile net loss to net cash used by operations:

Amortization                                                  3,240               0            3,600

Changes in assets and liabilities:
(Increase) Decrease in other receivables                         50          (5,100)             (50)
(Increase) Decrease in prepaid expenses                       3,500         (20,000)               0
Increase (Decrease) in accounts payable and
accrued expenses                                             41,734          24,132           52,170
                                                          ---------        --------        ---------

      Net cash used by operating activities                 (65,066)        (25,205)        (147,414)
                                                          ---------        --------        ---------
INVESTING ACTIVITIES:

(Increase) Decrease in intangible assets                          0               0          (21,600)
                                                          ---------        --------        ---------

      Net cash used for investing activities                      0               0          (21,600)
                                                          ---------        --------        ---------

FINANCING ACTIVITIES:

Proceeds from issuance of common stock                            0          54,500          145,245
Proceeds from short term borrowings - related party          23,800               0           23,800
                                                          ---------        --------        ---------

      Net cash provided from financing activities            23,800          54,500          169,045
                                                          ---------        --------        ---------

INCREASE (DECREASE) IN CASH                               $ (41,266)       $ 29,295        $      31
                                                          =========        ========        =========

CASH, BEGINNING OF PERIOD                                 $  41,297        $    274        $       0
                                                          =========        ========        =========

CASH, END OF PERIOD                                       $      31        $ 29,569        $      31
                                                          =========        ========        =========
</TABLE>

              The accompanying notes are an integral part of these
                       consolidated financial statements.

                                       -5-

<PAGE>

WISEDRIVER.COM, INC. AND SUBSIDIARY
(A DEVELOPMENT STAGE COMPANY)

CONSOLIDATED STATEMENT OF CASH FLOWS
-------------------------------------------------------------------------------

SUPPLEMENTAL DISCLOSURES OF CASH FLOW INFORMATION:

     During the nine months ended September 30, 2001 and the period March 16,
     1999 (date of inception) through September 30, 2001 the Company did not pay
     any interest.

SUPPLEMENTAL SCHEDULE OF NON-CASH INVESTING AND FINANCING ACTIVIITES

     The Company entered into the following non-cash transactions:

     On March 26, 1999, the Company issued 1,000 shares to its founder for
     consulting services valued at $0.10 (see note 9).

     On June 30, 2000, the Company issued 450,000 shares of restricted common
     stock and an option to purchase 450,000 shares in connection with the
     acquisition of an 80% interest in Wisedriver.com LLC. This transaction was
     valued at $45 (see note 9).

     On June 15, 2000, the Company issued 49,967 of restricted common stock to
     individuals for consulting and legal services valued at $7,495 (see note
     9).

                                       -6-

<PAGE>

WISEDRIVER.COM, INC. AND SUBSIDIARY
(A DEVELOPMENT STAGE COMPANY)

NOTES TO CONSOLIDATED FINANCIAL STATEMENT
-------------------------------------------------------------------------------

1.   ORGANIZATION

     Wisedriver.com, Inc. ("The Company") initially incorporated in the State of
     Delaware as Shell Corporations.com on March 16, 1999--changed its name on
     April 13, 2000 to Atlas Ventures XV. On June 14, 2000, the Company changed
     its name once again to WiseDriver.com, Inc. The Company's primary objective
     is to design and develop an internet web site to provide the user with
     information relating to traffic violations. The Company intends to grow
     through internal development, strategic alliances and acquisitions of
     existing business. In an Interest Purchase and Exchange Agreement dated as
     of June 30, 2000, the company purchased an 80% interest in WiseDriver, LLC,
     a New York Limited Liability Company. WiseDriver, LLC is currently a
     subsidiary of WiseDriver.com, Inc. Wisedriver, LLC was incorporated in the
     state of New York on March 8, 2000 and was inactive during the nine month
     ended September 30, 2001.

2.   SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES

     USE OF ESTIMATES

     The preparation of consolidated financial statements in conformity with
     generally accepted accounting principles requires management to make
     estimates and assumptions that affect the reported amounts of assets and
     liabilities and disclosures of contingent assets and liabilities as of the
     consolidated date of the consolidated financial statements and reporting
     period. Accordingly, actual results could differ from those estimates.

     BASIS OF PRESENTATION

     The financial statements of the Company have been prepared on the accrual
     basis of accounting. A summary of the major accounting policies followed in
     the preparation of the accompanying financial statements, which conform to
     generally accepted accounting principles, is presented below. The
     accompanying financial statements have been prepared in accordance with
     generally accepted accounting principles for interim financial information.
     In the opinion of management, all adjustments (consisting only of normal
     recurring accruals) considered necessary for a fair presentation have been
     included.

     CASH AND CASH EQUIVALENTS

     For purposes of reporting cash flows, the company considers all highly
     liquid investments purchased with an original maturity of three months or
     less to be cash equivalents.

                                       -7-

<PAGE>

WISEDRIVER.COM, INC. AND SUBSIDIARY
(A DEVELOPMENT STAGE COMPANY)

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
-------------------------------------------------------------------------------

     CARRYING VALUES

     The Company reviews the carrying values of its long-lived and identifiable
     intangible assets for possible impairment. Whenever events or changes in
     circumstances indicate that the carrying amount of assets may not be
     recoverable, the Company will reduce the carrying value of the assets and
     charge operations in the period the impairment occurs.

     PRINCIPLES OF CONSOLIDATION

     The consolidated consolidated financial statements include the accounts of
     the Company and its subsidiary. All significant intercompany balances and
     transactions have been eliminated in consolidation.

     INCOME TAXES

     The Company utilizes Statement of Financial Standards ("SFAS") No. 109,
     "Accounting for Income Taxes", which requires the recognition of deferred
     tax assets and liabilities for the expected future tax consequences of
     events that have been included in consolidated financial statements or tax
     returns. Under this method, deferred income taxes are recognized for the
     tax consequences in future years of differences between the tax basis of
     assets and liabilities and their financial reporting amounts at each period
     end based on enacted tax laws and statutory tax rates applicable to the
     periods in which the differences are expected to affect taxable income.
     Valuation allowances are established when necessary to reduce deferred tax
     assets to the amount expected to be realized. The accompanying consolidated
     financial statements have no provisions for deferred tax assets or
     liabilities.

     STOCK COMPENSATION

     Stock-based compensation is recognized using the intrinsic value method
     prescribed in Accounting Principles Board ("APB") Opinion No. 25,
     Accounting for Stock Issued to Employees, and related interpretations.
     Accordingly, compensation expense for stock options is measured as the
     excess, if any, of the fair value of the Company's stock at the date of the
     grant over the amount an employee must pay to acquire the stock and is
     amortized over the vesting period. The Company has adopted the disclosure
     provisions of SFAS No. 123, Accounting for Stock-Based Compensation, which
     requires the Company to disclose the pro forma effects on earnings and
     earnings per share as if SFAS No. 123 had been adopted.

                                       -8-

<PAGE>

WISEDRIVER.COM, INC. AND SUBSIDIARY
(A DEVELOPMENT STAGE COMPANY)

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
-------------------------------------------------------------------------------

     NET LOSS PER SHARE

     The Company has adopted SFAS No. 128 "Earnings Per Share". Basic loss per
     share is computed by dividing the loss available to common shareholders by
     the weighted-average number of common shares outstanding. Diluted loss per
     share is computed in a manner similar to the basic loss per share, except
     that the weighted-average number of shares outstanding is increased to
     include all common shares, including those with the potential to be issued
     by virtue of warrants, options, convertible debt and other such convertible
     instruments.

     Diluted earnings per share contemplates a complete conversion to common
     shares of all convertible instruments only if they are dilutive in nature
     with regards to earnings per share. Since the Company has incurred net
     losses for all periods, and since there are no convertible instruments,
     basic loss per share and diluted loss per share are the same.

     FAIR VALUE OF FINANCIAL INSTRUMENTS

     SFAS No. 107 "Disclosures about Fair Value of Financial Instruments"
     requires the disclosure of the fair value of financial instruments. The
     Company's management, using available market information and other
     valuation methods, has determined the estimated fair value amounts.
     However, considerable judgment is required to interpret market data in
     developing estimates of fair value. Accordingly, the estimates presented
     herein are not necessarily indicative of the amounts the Company could
     realize in a current market exchange.

3.   RECENTLY ISSUED ACCOUNTING PRONOUNCEMENTS

     In June 2000, the Financial Accounting Standards Board issued SFAS No. 138,
     "Accounting for Derivative Instruments and Hedging Activities - An
     Amendment of FASB Statement No. 133." SFAS 138 amends the accounting and
     reporting standards for certain derivatives and hedging activities such as
     net settlement contracts, foreign currency transactions and inter company
     derivatives. The company does not curretnly hold derivative instruments or
     engage in hedging activities. The requirements of SFAS 138 do not have a
     material effect on our consolidated financial statements and related
     disclosures.

     In June 2001 the Financial Accounting Standards Board issued SFAS No.141,
     "Business Combinations" which supersedes APB Opinion No.16 "Business
     Combinations" and FASB Statement No. 38, "Accounting for Preacquisition
     Contingencies of Purchased Enterprises. All business combinations in the
     scope of this Statement are to be accounted for using one method - the
     purchase method. The requirements of FASB 141 do not have a material effect
     on our consolidated financial statements and related disclosures.

                                       -9-

<PAGE>

WISEDRIVER.COM, INC. AND SUBSIDIARY
(A DEVELOPMENT STAGE COMPANY)

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
-------------------------------------------------------------------------------

     In June 2001 the Financial Accounting Standards Board issued SFAS No. 142
     "Goodwill and Other Intangible Assets" which supersedes APB Opinion No.17,
     "Intangible Assets". The Statement addresses how intangible assets are
     acquired individually or with a group of other assets should be accounted
     for in financial statements upon their acquisition. This Statement also
     addresses how goodwill and other intangible assets should be accounted for
     after they have been initially recognized in the financial statements. The
     requirements of FASB 142 do not have a material effect on our consolidated
     financial statements and related disclosures.

     In June 2001 the Financial Accounting Standards Board issued SFAS No. 143
     "Accounting for Asset Retirement Obligations" which amends FASB Statement
     No.19 "Financial Accounting and Reporting by Oil and Gas Producing
     Companies". The Statement addresses financial accounting and reporting for
     obligations associated with the retirement of tangible long-lived assets
     and the associated asset retirement costs. The requirements of FASB 143 do
     not have a material effect on our consolidated financial statements and
     related disclosures.

     In August 2001 the Financial Accounting Standards Board issued SFAS No. 144
     "Accounting for the Impairment or Disposal of Long-Lived Assets" which
     supersedes FASB Statement No. 121 "Accounting for the Impairment of
     Long-Lived Assets to be Disposed of", APB Opinion No. 30, Reporting the
     Results of Operations-Reporting the Effects of Disposal of a Segment of a
     Business, and Extraordinary, Unusual and Infrequently Occurring Events and
     Transactions". This Statement also amends ARB No. 51 "Consolidated
     Financial Statements". The Statement addresses the accounting for a segment
     of a business accounted for as a discontinued operation. Also, it
     established a single accounting model for long-lived assets to be disposed
     of by sale. The requirements of FASB 143 do not have a material effect on
     our consolidated financial statements and related disclosures.

4.   Stock Options

     On June 30, 2000 the Company purchased an 80% interest of Wisdriver.Com,
     LLC for 450,000 shares of restricted common stock and 450,000 options of
     the Company at $.50 per share. These options will be granted to the
     president of Wisedriver.Com, LLC. The contractual life of the options is
     determined on certain conditions and will become exercisable upon these
     conditions being met. The initial 150,000 shares shall vest upon the
     launching of Wisedriver.com's Website. Additional 150,000 shares will vest
     upon

                                      -10-

<PAGE>

WISEDRIVER.COM, INC. AND SUBSIDIARY
(A DEVELOPMENT STAGE COMPANY)

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
-------------------------------------------------------------------------------

     the completion of Wisedriver.com Website. The final 150,000 shares will
     vest upon completion of the Optionee's employment agreement with the
     Company. As of September 30, 2001, 300,000 shares became exercisable upon
     all of the conditions being met in Joshua Berger's stock option agreement.

     The following table summarizes stock option plan activity:
<TABLE>
<CAPTION>
                                                      Weighed Average
                                                        Options          Exercise Price
<S>                                                          <C>                <C>
            Granted                                          300,000            $ 0.50
            Canceled                                               -                 -
            Exercised                                              -                 -

            Outstanding at September 30, 2001                300,000              0.50
</TABLE>

     No options were exercisable as of December 31, 2000. A total of 300,000
     options with an exercise price of $0.50 were exercisable as of September
     30, 2001.

5.   INTANGIBLE ASSET - WEBSITE

     Website costs have been capitalized pursuant to EITF 00-2. The Website is
     being amortized on the straight-line basis over a period of 60 months. The
     planning and maintenance costs associated with the Website have been
     expensed as incurred. The Company reviews assets for impairment whenever
     events or changes in circumstances indicate the carrying value of the asset
     may not be recoverable. A determination of impairment if any is made based
     on estimates of undiscounted future cash flows. For the nine months ended
     September 30, 2001 and year ended December 31, 2000, there have been no
     asset impairments.

     The Website and related amortization consisted of the following as of
     September 30, 2001 and December 31, 2000:
<TABLE>
<CAPTION>
                                                             September 30, 2001       December 31, 2000
                                                             ------------------       -----------------
<S>                                                              <C>                     <C>
                  Website                                        $      21,600           $     21,600
                  Less:  Accumulated amortization                       (3,600)                  (360)

                  Total website                                  $      18,000           $     21,240
</TABLE>

     Amortization expense for the period ended September 30, 2001 and for year
     ended December 31, 2000 were $3,240 and $360 respectively.

                                      -11-

<PAGE>

WISEDRIVER.COM, INC. AND SUBSIDIARY
(A DEVELOPMENT STAGE COMPANY)

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
-------------------------------------------------------------------------------

6.   DEVELOPMENT STAGE OPERATIONS AND GOING CONCERN MATTERS

     The Company's initial activities have been devoted to developing a business
     plan, and raising capital for future operations and administrative
     functions.

     The ability of the Company to achieve its business objectives is contingent
     upon its success in raising additional capital until adequate revenues are
     realized from operations.

     The accompanying consolidated financial statements have been prepared on a
     going concern basis, which contemplates the realization of assets and the
     satisfaction of liabilities in the normal course of business. As shown in
     the consolidated financial statements, development stage losses from March
     16, 1999 (date of inception) to September 30, 2001 aggregated $203,134. The
     Company's cash flow requirements during this period have been met by
     contributions of capital and debt financing. No assurance can be given that
     these sources of financing will continue to be available. If the Company is
     unable to generate profits, or unable to obtain additional funds for its
     working capital needs, it may have to cease operations.

     The consolidated financial statements do not include any adjustments
     relating to the recoverability and classification of assets or liabilities
     that might be necessary should the company be unable to continue as a going
     concern.

7.   INCOME TAXES

     No provisions for income taxes have been made because the Company has
     sustained cumulative losses since the commencement of operations. For the
     nine months ended September 30, 2001 and year ended December 31, 2000 the
     Company had net operating loss carryforwards ("NOL's") of $203,134 and
     $89,544 which will be available to reduce future taxable income and expense
     in the year ending December 31, 2020, respectively.

     In accordance with SFAS No. 109 the Company has computed the components or
     deferred income taxes as follows:
<TABLE>
<CAPTION>
                                                     September 31,          December 31,
                                                            2001                   2000
<S>                                                      <C>                    <C>
                  Deferred tax assets                    $  80,238              $  35,370
                                                         ---------              ---------
                  Valuation allowance                      (80,238)               (35,370)

                  Deferred tax asset, net                $     -                $      -
                                                         =========              =========
</TABLE>

                                      -12-

<PAGE>

WISEDRIVER.COM, INC. AND SUBSIDIARY
(A DEVELOPMENT STAGE COMPANY)

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
-------------------------------------------------------------------------------

     For the nine months ended September 30, 2001 and year ended December 31,
     2000 a valuation allowance has been provided and realization of the
     deferred tax benefit is not likely.

     The effective tax rate varies from the U.S. Federal statutory tax rate for
     the nine months ended September 30, 2001 and year ended December 31, 2000
     principally due to the following:

         U.S. statutory tax rate                                   34%
         State and local taxes                                     5.5
         Valuation allowance                                     (39.5)

         Effective rate                                             - %

8.   ACCOUNTS PAYABLE AND ACCRUED EXPENSES

     Accounts payable and accrued expenses as of September 30, 2001 and December
     31, 2000 consisted of the following:
<TABLE>
<CAPTION>
                                                                  September 30, 2001       December 31, 2000
                                                                  ------------------       -----------------
<S>                                                                   <C>                       <C>
                  Accounts payable                                    $    44,113               $     2,936
                  Accrued expenses                                          7,315                     7,500
                  Accrued interest                                            742                         0

                  Total accounts payable accrued expenses             $    52,170               $    10,436
</TABLE>

9.   STOCKHOLDERS' EQUITY

     On March 26, 1999 the Company issued 1,000 common shares to Michael D.
     Farkas (Former President, Treasurer, Secretary), in consideration for
     management services valued at $0.10. Michael Farkas is deemed to be a
     founder and affiliate of the Company.

     On April 12, 2000, the Company resolved to change the amount of shares
     authorized to issue from 2,000 to 250,000,000 with a par value of $.0001
     per share.

     On June 14, 2000, Wisedriver approved a 6,500 to 1 forward stock split of
     the Corporation common stock, $.0001 par value. Immediately following the
     split, Michael Farkas, the founder of the Company owned 6,500,000 common
     shares.

                                      -13-

<PAGE>

WISEDRIVER.COM, INC. AND SUBSIDIARY
(A DEVELOPMENT STAGE COMPANY)
-------------------------------------------------------------------------------

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

     On June 15, 2000, the Corporation authorized the issuance of 49,967 shares
     of restricted common stock to several individuals for service rendered to
     the Company. This transaction was valued at $7,495.

     On June 30, 2000, Wisedriver entered into an Interest Purchase Agreement
     with Wisedriver.com LLC in which Wisedriver will receive 80% of
     Wisedriver.com LLC for 450,000 shares of restricted common stocks and an
     option to purchase 450,000 shares, subject to terms of the agreement, at
     $.50 per share and a presidential position in the Company. This transaction
     was valued at $45.

     On July 17, 2000, the company entered into a private offering of securities
     pursuant to Regulation D, Rule 504, promulgated by the Securities Act of
     1933. Common stock was offered to non-accredited investors for cash
     consideration of $.15 per share. 918,333 shares were issued to 39
     unaffiliated investors. That offering is now closed.

10.  RELATED PARTY TRANSACTIONS

     On March 26, 1999, Michael Farkas, an owner of the company, was issued
     1,000 shares for consulting services rendered in connection with the
     formation of the company.

     In July 2000, the Company agreed to reimburse Wealthhound, Inc., a related
     party $1,500 per month (which was increased to $2,000 per month in
     December) for operating, administrative and rent expense. Wealthhound is
     owned by Michael D. Farkas. For the nine months ended September 30, 2001
     and the year ended December 31, 2000 $2,000 and $9,000, respectively were
     included as expense in the accompanied consolidated financial statement. As
     of February 1, 2001 these payments ceased.

     In September 2000, the Company engaged Envirto.Com Inc., a related party,
     to develop and design its website. The Company paid a total of $35,000 to
     Envirto.Com Inc. in connection with these services.

     In September 2000, the Company engaged OSRS Communications Inc., a related
     party, to provide web-hosting services for the website. The Company pays
     $35 per month in connection with these services.

     On February 1, 2001, the company agreed to reimburse The Atlas Group of
     Companies, LLC ("Atlas Group"), a related party $2,000 per month for
     operation and administrative expense. Atlas Group is owned by Michael D.
     Farkas. For the nine months ended September 30, 2001 payments of $18,000
     are included as expense in the accompanied financial statement.

                                      -14-

<PAGE>

Item 2.  Management's Discussion and Analysis
---------------------------------------------

The following plan of operation provides information which management believes
is relevant to an assessment and understanding of our results of operations and
financial condition. The discussion should be read along with our consolidated
financial statements and notes thereto. Wisedriver.Com, Inc. is a development -
stage company. Because the Company has not generated any revenue, it intends to
report its plan of operation below.

The following discussion and analysis contains forward-looking statements, which
involve risks and uncertainties. The Company's actual results may differ
significantly from the results, expectations and plans discussed in these
forward-looking statements.

The Company's operations have been devoted primarily to developing a business
plan and raising capital for future operations and administrative functions. The
Company intends to grow through internal development, strategic alliances, and
acquisitions of existing businesses. Because of uncertainties surrounding its
development, the Company anticipates incurring development stage losses in the
foreseeable future. The ability of the Company to achieve its business
objectives is contingent upon its success in raising additional capital until
adequate revenues are realized from operations.

PERIOD FROM MARCH 16, 1999 (DATE OF INCEPTION) THROUGH SEPTEMBER 30, 2001 Our
cumulative net losses since the inception are attributable to the fact that we
have not derived any revenue from operations to offset out business development
expenses.

Operation expenses since inception have amounted to $203,134. These expenses
were primarily salary ($93,367) and office expenses ($23,220) which consisted of
administrative services. The Company also accumulated various professional fees
such as accounting ($20,732) and legal services ($20,248). The fees were related
to the Company's annual and quarterly filings.

NINE MONTHS ENDED SEPTEMBER 30, 2001 AND SEPTEMBER 30, 2000 Development stage
expenses during the nine months ended September 30, 2001 were $113,590 as
compared to $24,237 for the nine months ended September 30, 2000.

Expenses during the nine months ended September 30, 2001 were primarily salary
($54,904) and office expenses ($15,314). The Company also accumulated various
professional fees such as accounting ($13,232) and legal services ($14,283).
These professional fees were for quarterly regulatory filings.

Expenses for the nine months ended September 30, 2000 were primarily salary
($9,135) and office expenses ($5,092). The company also accumulated various
professional fees such as accounting ($7,696) and legal services ($11,130).
These professional fees were for the Company's annual and quarterly filings.

THREE MONTHS ENDED SEPTEMBER 30, 2001 AND SEPTEMBER 30, 2000 Development stage
expenses during the three months ended September 30, 2001 were $36,675 as
compared to $22,819 for the period ended September 30, 2000.

Expenses were primarily salary ($9,135) and office expenses ($5,092). The
Company also accumulated various professional fees such as accounting ($7,696)
and legal services ($11,130). These fees were related to the Company's quarterly
filings.

Expenses for the three months ended September 30, 2000 were primarily salary
($11,538) and office expenses ($5,225). The Company also accumulated legal fees
($4,702) relating to the Company's quarterly filings.

<PAGE>

Liquidity and Capital Resources
-------------------------------

Despite capital contributions and loans from a related party, the company from
time to time experienced, and continues to experience, cash flow shortages that
have slowed the Company's growth.

The Company has primarily financed its activities from issuance of common stock
of the Company and from a loan from Michael Farkas, the Company's founder of
$1,200. A significant portion of the funds raised from the issuance of common
stock and loans from related and third parties has been used to cover working
capital needs such as office expenses and various consulting and legal fees.

For the nine months ended September 30, 2001, we incurred a net loss of
$113,590. Our accumulated deficit since the date of inception is $203,134. Such
accumulated losses have resulted primarily from costs incurred in the
development of the website, salary and various professional fees.

The Company continues to experience cash flow shortages, and anticipates this
continuing through the foreseeable future. Management believes that additional
funding will be necessary in order for it to continue as a going concern. The
Company is investigating several forms of private debt and/or equity financing,
although there can be no assurances that the Company will be successful in
procuring such financing or that it will be available on terms acceptable to the
Company.

<PAGE>

PART II. - OTHER INFORMATION

Item 1.  LEGAL PROCEEDINGS
         Not applicable

Item 2.  CHANGES IN SECURITIES AND USE OF PROCEEDS
         Not applicable

Item 3.  DEFAULTS UPON SENIOR SECURITIES
         Not applicable

Item 4.  SUBMISSION OF MATTERS TO VOTE OF SECURITY HOLDERS
         None

Item 5.  OTHER INFORMATION
         None

Item 6.  EXHIBITS AND REPORTS OF FORM 8K
         None

<PAGE>

                                   SIGNATURES

In accordance with the requirements of the Exchange Act, the registrant caused
this report to be signed on its behalf by the undersigned, thereunto duly
authorized.

                        WISEDRIVER.COM, INC.


                        By: /s/ Jamee Kalimi
                        -----------------------------------
                        Jamee Kalimi
                        Secretary and Director

January 14, 2002