Exhibit 99.2**CONFIRMATION**   To Triad Automobile Receivables Trust 2007-B  c/o Wilmington Trust Company  1100 N. Market Street  Wilmington, DE 19890  Attention: Corporate Trust Administration   Copy Triad Financial Corporation  7711 Center Avenue, Suite 100  Huntington Beach, CA 92647  Tel: (714) 373-8300  Fax: (714) 894-8617  Attention: Chief Financial Officer   From Citibank, N.A.  Confirmations Unit  333 West 34th, 2nd Floor  New York, NY 10001  Tel: (212) 615-8981  Fax: (212) 615-8985   Our ref M076790A   Date November 21, 2007   Subject **Swap Transaction: Confirmation of primary swap relating to the Class A-2b Notes**The purpose of this communication is to set forth the terms and conditions of the above referencedtransaction entered into on the Trade Date specified below (the **Transaction**) between Citibank,N.A.(**Citibank**) and Triad Automobile Receivables Trust 2007-B (**Counterparty**). This communicationconstitutes a **Confirmation**as referred to in the Swap Agreement specified below.1. This Confirmation is subject to, and incorporates, the 2006 ISDA Definitions (the**Definitions**), published by the International Swaps and Derivatives Association, Inc. ThisConfirmation supplements, forms a part of and is subject to the ISDA Master Agreement(including the Schedule and Credit Support Annex thereto) dated as of November 21, 2007, asamended and supplemented from time to time (the **Swap Agreement**) between Citibank andCounterparty. All provisions contained in, or incorporated by reference to, the Swap Agreementshall govern this Confirmation except as expressly modified below. In the event of anyinconsistency between this Confirmation, the Definitions, or the Swap Agreement, as
 

 
 the case may be, this Confirmation will control for purposes of the Transaction to whichthis Confirmation relates. Terms not otherwise defined herein or in the Definitions shallhave the respective meanings set forth in the Sale and Servicing Agreement and/or theIndenture (as such terms are defined in the Swap Agreement). 2.The terms of the particular Transaction to which this Confirmation relates are as follows:         Type of Transaction: Interest Rate Swap.       Notional Amount: USD 155,000,000 with respect to theinitial Calculation Period. TheNotional Amount with respect to eachCalculation Period thereafter shall beequal to the Outstanding Amount (asdefined in the Indenture) of the ClassA-2b Notes as of the close of businesson the Distribution Date at thebeginning of the relevant CalculationPeriod (after giving effect to anydistributions of principal on suchdate).       Trade Date: November 16, 2007       Effective Date: November 21, 2007       Termination Date: The earlier of the close of business on(i) October 12, 2011 and (ii) the FixedRate Payer Payment Date on which theNotional Amount is reduced to zero, ineach case subject to adjustment inaccordance with the Following BusinessDay Convention       Fixed Amounts:              Fixed Rate Payer: Counterparty       Fixed Rate Payer Payment Dates: The 12th day of each calendar month,commencing with and including December12, 2007 and ending on and includingthe Termination Date, subject toadjustment in accordance with theFollowing Business Day Convention       Fixed Rate:  4.5225 per cent. per annum       Fixed Rate Day Count Fraction: Actual/360       Fixed Rate Period End Dates: The 12th day of each calendar month,commencing with and including December12, 2007 and ending on and includingthe Termination Date, subject toadjustment in accordance with theFollowing Business Day Convention       Floating Rate Amounts:              Floating Rate Payer: Citibank       Floating Rate Payer PaymentDates: Each Fixed Rate Payer Payment Date
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       Floating Rate Option: LIBOR (as defined below)       Floating Rate DesignatedMaturity: One month       Floating Rate Spread: Plus 0 basis points       Floating Rate Reset Dates: The first day of each Calculation Period       Floating Rate Day CountFraction: Actual/360       Floating Rate Period End Dates: Adjusted in accordance with theFollowing Business Day Convention       Compounding: Inapplicable       Business Days: New York, Delaware and California       Calculation Agent: Citibank     3. Additional Provisions: None     4. Offices: (a) The Office of Citibank for thisTransaction is 333 West 34th,2nd Floor, New York, NY 10001.         (b) The Office of Counterparty for this Transaction isc/o Wilmington Trust Company, 1100 N. Market Street,Wilmington, Delaware 19890.
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5. Counterparty hereby agrees (a) to check this Confirmation (Reference No.: M076790A)carefully and immediately upon receipt so that errors or discrepancies can be promptlyidentified and rectified and (b) to confirm that the foregoing correctly sets forth theterms of the agreement between Citibank and Counterparty with respect to the particularTransaction to which this Confirmation relates, by manually signing this Confirmation andproviding the other information requested herein and immediately returning an executed copyto Citibank at facsimile number (212) 615-8985. 6. Additional Definitions   **Depositor**means Triad Financial Special Purpose LLC or any successor thereto.   **Indenture**means the certain indenture dated as of November 21, 2007, between TriadAutomobile Receivables Trust 2007-B and Citibank, N.A., not in its individual capacity butas indenture trustee (the **Indenture Trustee**).   **LIBOR**means the rate for deposits in U.S. Dollars for a period of one month which appears onReuters Screen LIBOR01 Page as of 11:00 a.m., London time, as reported by BloombergFinancial Markets Commodities News, on the day that is two LIBOR Business Days prior to eachReset Date or, in the case of the initial Calculation Period, on the day that is two LIBORBusiness Days prior to the Effective Date. If that rate does not appear on Reuters ScreenLIBOR01 Page as of 11:00 a.m., London time, as reported by Bloomberg Financial MarketsCommodities News or any other page as may replace that page on Bloomberg Financial MarketsCommodities News, or if that service is no longer offered on Bloomberg Financial MarketsCommodities News, any other service for displaying LIBOR or comparable rates as may beselected by the Indenture Trustee after consultation with the Depositor, then LIBOR will bethe Reference Bank Rate.   **LIBOR Business Day**means any day other than a Saturday, Sunday or any other day on whichbanks in London are required or authorized to be closed.   **Reference Bank Rate**means, for any Calculation Period, a rate determined on the basis of therates at which deposits in U.S. dollars are offered by reference banks as of 11:00 a.m.,London time, on the day that is two LIBOR Business Days prior to the first day of suchCalculation Period to prime banks in the London interbank market for a period of one month,in amounts approximately equal to the Notional Amount. The reference banks will be fourmajor banks that are engaged in transactions in the London interbank market, selected by theIndenture Trustee after consultation with the Depositor. The Indenture Trustee will requestthe principal London office of each of the reference banks to provide a quotation of itsrate. If at least two quotations are provided, the rate will be the arithmetic mean of thequotations, rounded upwards to the nearest one-sixteenth of one percent. If on that datefewer than two quotations are provided as requested, the rate will be the arithmetic mean,rounded upwards to the nearest one-sixteenth of one percent, of the rates quoted by one ormore major banks in New York City, selected by the Indenture Trustee after consultation withthe Depositor, as of 11:00 a.m., New York City time, on that date to leading European banksfor U.S. dollar deposits for a period of one month in amounts approximately equal to theNotional Amount. If no quotation can be obtained, then LIBOR will be the rate from theprior Reset Date.
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      **CITIBANK, N.A.**