**Exhibit 31.2**

 

**CERTIFICATION**

 

I,  Karan C. Pohl, certify that:

 

6.               I have reviewed this amendment to theQuarterly Report on Form 10-QSB of Coast Bancorp;

 

7.               Based on my knowledge, this report does notcontain any untrue statement of a material fact or omit to state a materialfact necessary to make the statements made, in light of the circumstances underwhich such statements were made, not misleading with respect to the periodcovered by this report;

 

8.               Based on my knowledge, the financialstatements, and other financial information included in this report, fairlypresent in all material respects the financial condition, results of operationsand cash flows of the small business issuer as of, and for, the periodspresented in this report;

 

9.               The small business issuer’s other certifyingofficer(s) and I are responsible for establishing and maintaining disclosurecontrols and procedures (as defined in Exchange Act Rules 13a-15(e) and15d-15(e)) for the small business issuer and have:

 

(e)                     Designed such disclosure controls and procedure, or caused suchdisclosure controls and procedures to be designed under our supervision, toensure that material information relating to the small business issuer,including its consolidated subsidiaries, is made known to us by others withinthose entities, particularly during the period in which this report is beingprepared;

 

(f)                       [Paragraph reserved pursuant to SEC Release33-8238]

 

(g)                    Evaluated the effectiveness of the small business issuer’s disclosurecontrols and procedures and presented in this report our conclusions about theeffectiveness of the disclosure controls and procedures, as of the end of theperiod covered by this report based on such evaluation; and

 

(h)                    Disclosed in this report any change in the small business issuer’sinternal control over financial reporting that occurred during small businessissuer’s most recent fiscal quarter that has materially affected, or isreasonably likely to materially affect, the small business issuer’s internalcontrol over financial reporting; and

 

10.         The small business issuer’s other certifying officer(s) and I havedisclosed, based on our most recent evaluation of internal control overfinancial reporting,  to the smallbusiness issuer’s auditors and the audit committee of small business issuer’sboard of directors (or persons performing the equivalent functions):

 

(c)              Allsignificant deficiencies and material weaknesses in the design or operation ofinternal control over financial reporting which are reasonably likely to adverselyaffect the small business issuer’s ability to record, process, summarize andreport financial information; and

 

(d)             Anyfraud, whether or not material, that involves management or other employees whohave a significant role in the small business issuer’s internal controls overfinancial reporting.

 

 
| Date:  | May 18, 2006 | /s/ Karan C. Pohl                                 |   |
|--------|-------------------|---------------------------------------------------|--------|
|   |              | Karan C. Pohl, CPA                                |
|   |              | Senior Vice President and Chief Financial Officer |
|   |              | (Principal Financial Officer)                     |

 

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