Exhibit 4.5




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##### 



TABLE OF CONTENTS
 PageARTICLE 1Definitions and Accounting TermsSection 1.01. Defined Terms
    
    
    1Section 1.02. Other Interpretive Provisions
    
    
    36Section 1.03. Accounting Terms
    
    
    37Section 1.04. Rounding
    
    
    37Section 1.05. References to Agreements and Laws
    
    
    37Section 1.06. Times of Day
    
    
    37Section 1.07. Timing of Payment or Performance
    
    
    38Section 1.08. Foreign Currency Denominated Debt
    
    
    38ARTICLE 2The Commitments and Credit ExtensionsSection 2.01. The Committed Loans
    
    
    38Section 2.02. Borrowings, Conversions and Continuations of Committed Loans
    
    
    39Section 2.03. Letters of Credit
    
    
    41Section 2.04. Swing Line Loans
    
    
    49Section 2.05. Prepayments
    
    
    51Section 2.06. Termination or Reduction of Commitments
    
    
    55Section 2.07. Repayment of Loans
    
    
    55Section 2.08. Interest
    
    
    57Section 2.09. Fees
    
    
    58Section 2.10. Computation of Interest and Fees
    
    
    58Section 2.11. Evidence of Indebtedness
    
    
    58Section 2.12. Payments Generally
    
    
    59Section 2.13. Sharing of Payments
    
    
    61ARTICLE 3Taxes, Increased Costs and IllegalitySection 3.01. Taxes
    
    
    62Section 3.02. Illegality
    
    
    64Section 3.03. Inability to Determine Rates
    
    
    64Section 3.04. Increased Cost and Reduced Return
    
    
    64Section 3.05. Capital Adequacy
    
    
    65Section 3.06. Reserves on Eurodollar Rate Loans
    
    
    65Section 3.07. Funding Losses
    
    
    65Section 3.08. Matters Applicable to All Requests for Compensation
    
    
    66
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PageSection 3.09. Replacement of Lenders Under Certain Circumstances
    
    
    67Section 3.10. Survival
    
    
    69ARTICLE 4Conditions Precedent to Credit ExtensionsSection 4.01. Conditions of Initial Credit Extension
    
    
    69Section 4.02. Conditions to All Credit Extensions
    
    
    71ARTICLE 5Representations and WarrantiesSection 5.01. Existence, Qualification and Power; Compliance with Laws
    
    
    72Section 5.02. Authorization; No Contravention
    
    
    72Section 5.03. Governmental Authorization; Other Consents
    
    
    73Section 5.04. Binding Effect
    
    
    73Section 5.05. Financial Statements; No Material Adverse Effect
    
    
    73Section 5.06. Litigation and Environmental Matters
    
    
    74Section 5.07. Ownership of Property; Liens
    
    
    75Section 5.08. Transaction Documents
    
    
    75Section 5.09. Taxes
    
    
    75Section 5.10. ERISA Compliance
    
    
    75Section 5.11. Subsidiaries; Equity Interests
    
    
    76Section 5.12. Margin Regulations; Investment Company Act
    
    
    76Section 5.13. Disclosure
    
    
    76Section 5.14. Intellectual Property; Licenses, etc.
    
    
    77Section 5.15. Solvency
    
    
    77Section 5.16. Perfection, Etc.
    
    
    77ARTICLE 6Affirmative CovenantsSection 6.01. Financial Statements
    
    
    78Section 6.02. Certificates; Other Information
    
    
    79Section 6.03. Notices
    
    
    80Section 6.04. Payment of Obligations
    
    
    81Section 6.05. Preservation of Existence, Etc.
    
    
    81Section 6.06. Maintenance of Properties
    
    
    81Section 6.07. Maintenance of Insurance
    
    
    81Section 6.08. Compliance with Laws
    
    
    82Section 6.09. Books and Records
    
    
    82Section 6.10. Inspection Rights
    
    
    82Section 6.11. Use of Proceeds
    
    
    82Section 6.12. Covenant to Guarantee Guaranteed Obligations and Give Security
    
    
    82Section 6.13. Further Assurances
    
    
    85Section 6.14. Designation of Subsidiaries
    
    
    86Section 6.15. Interest Rate Protection
    
    
    86
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PageARTICLE 7Negative CovenantsSection 7.01. Liens
    
    
    87Section 7.02. Investments
    
    
    90Section 7.03. Indebtedness
    
    
    93Section 7.04. Fundamental Changes
    
    
    95Section 7.05. Dispositions
    
    
    96Section 7.06. Restricted Payments
    
    
    97Section 7.07. Transactions with Affiliates
    
    
    99Section 7.08. Burdensome Agreements
    
    
    99Section 7.09. Financial Covenants
    
    
    100Section 7.10. Prepayments, Etc. of Indebtedness
    
    
    101ARTICLE 8Events of Default and RemediesSection 8.01. Events of Default
    
    
    102Section 8.02. Remedies Upon Event of Default
    
    
    104Section 8.03. Application of Funds
    
    
    105ARTICLE 9Administrative Agent and Other AgentsSection 9.01. Appointment and Authorization of Agents
    
    
    106Section 9.02. Delegation of Duties
    
    
    106Section 9.03. Liability of Agents
    
    
    107Section 9.04. Reliance by Agents
    
    
    107Section 9.05. Notice of Default
    
    
    108Section 9.06. Credit Decision; Disclosure of Information by Agents
    
    
    108Section 9.07. Indemnification of Agents
    
    
    108Section 9.08. Agents in their Individual Capacities
    
    
    109Section 9.09. Successor Agents
    
    
    109Section 9.10. Administrative Agent May File Proofs of Claim
    
    
    110Section 9.11. Collateral and Guaranty Matters
    
    
    111Section 9.12. Other Agents; Arrangers and Managers
    
    
    111Section 9.13. Appointment of Supplemental Administrative Agents
    
    
    112ARTICLE 10MiscellaneousSection 10.01. Amendments, Etc.
    
    
    113Section 10.02. Notices and Other Communications; Facsimile Copies
    
    
    115Section 10.03. No Waiver; Cumulative Remedies
    
    
    116Section 10.04. Attorney Costs, Expenses and Taxes
    
    
    117Section 10.05. Indemnification by the Borrower
    
    
    117Section 10.06. Payments Set Aside
    
    
    118
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PageSection 10.07. Assigns
    
    
    119Section 10.08. Successors
    
    
    122Section 10.09. Confidentiality
    
    
    123Section 10.10. Set-off
    
    
    123Section 10.11. Interest Rate Limitation
    
    
    124Section 10.12. Counterparts
    
    
    124Section 10.13. Integration
    
    
    124Section 10.14. Survival of Representations and Warranties
    
    
    125Section 10.15. Severability
    
    
    125Section 10.16. Tax Forms
    
    
    125Section 10.17. Governing Law
    
    
    128Section 10.18. Waiver of Right to Trial by Jury
    
    
    128Section 10.19. Binding Effect
    
    
    129Section 10.20. No Implied Duties
    
    
    129Section 10.21. USA Patriot Act Notice
    
    
    129Section 10.22. Subordination Provisions Applicable Prior to the Spin-Off
    
    
    129
 iv




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SCHEDULES1.01A
    
    Closing Date Subsidiary Guarantors1.01B
    
    Unrestricted Subsidiaries2.01
    
    Commitments5.06
    
    Litigation5.11
    
    Subsidiaries7.01
    
    Existing Liens7.02
    
    Existing Investments7.03
    
    Existing Indebtedness7.07
    
    Transactions with Affiliates7.08
    
    Existing Restrictions10.02
    
    Administrative Agents Office; Certain Addresses for NoticesEXHIBITSForm ofA
    
    Committed Loan NoticeB
    
    Swing Line Loan NoticeC
    -1
    Term A NoteC
    -2
    Term B NoteC
    -3
    Revolving Credit NoteD
    
    Compliance CertificateE
    
    Assignment and AssumptionF
    
    Subsidiary GuarantyG
    
    Security AgreementH
    
    Subordination TermsI
    
    Perfection CertificateJ
    
    Opinions of CounselK
    
    Mortgage




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##### 



CREDIT AGREEMENT
 Agreement Borrower Lenders Lender
 Recitals
 Exchange Debt
   ARTICLE 1  Definitions and Accounting Terms
 . Defined Terms.
 1934 Act
 Acquired Business
 Administrative Agent




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##### 



Administrative Agents Office
 Administrative Questionnaire
 Affiliate Control Controlling Controlled
 Agent-Related Persons
 Agents
 Aggregate Commitments
 Aggregate Revolving Credit Commitments
 Agreement
 Applicable Leverage Ratio
 Applicable Margin
  Commitment Fee L/C Fee
 2




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##### 



Term A Loans and Revolving Credit FacilityEurodollar Rate/Pricing Level
    
    Leverage Ratio
    
    L/C Fee
    
    Base Rate
    
    Commitment Fee1
    
    < 2.00:1
    
    2.00%
    
    1.00%
    
    0.375%2
    
    > 2.00:1 and <2.50:1
    
    2.25%
    
    1.25%
    
    0.50%3
    
    >2.50:1 and < 3.25:1
    
    2.50%
    
    1.50%
    
    0.50%4
    
    >3.25:1
    
    2.75%
    
    1.75%
    
    0.50%
 provided
 Appropriate Lender
 Approved Foreign Bank
 Approved Fund
 Arrangers
 Assignee Group
 Assignment and Assumption
 Attorney Costs
 3




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##### 



Attributable Indebtedness
 Auto-Renewal Letter of Credit
 Available Amount
 minus plus
 minus
  Bank of America
 Base Rate
 Base Rate Loan
 Borrower
 Borrower Materials
 Borrowing
 Business Day
 4




---



##### 



Capital Expenditures
 Capitalized Leases
 Capital Lease Obligations
 Cash Collateral
 Cash Collateral Account
 Cash Collateralize
 Cash Equivalents
     
 5




---



##### 



provided
 Approved
Foreign Bank
 Cash Management Practices
 6




---



##### 



Cash on Hand
 Casualty Event
 Change of Control
    Class
 Closing Date
 Closing Date Forecasts
 Code
 Collateral
 7




---



##### 



Collateral Agent
 Collateral Documents
 Commitment
 Committed Borrowing
 Committed Loan
 Committed Loan Notice
 Compensation Period
 Compliance Certificate
 Consolidated Companies
 Consolidated EBITDA plus
     8




---



##### 



minus
 9




---



##### 



plus/minus
   Consolidated Interest Charges minus
 Consolidated Net Income provided
 10




---



##### 



Consolidated Shareholders Equity
 Consolidated Subsidiaries
 Continuing Directors
 Contractual Obligation
 Contribution
 Control
 Credit Extension
 Debt Issuance
 Debtor Relief Laws
 Default
 Default Rate provided
 Defaulting Lender
 11




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##### 



Disposition Dispose
 Disqualified Equity Interests
 Dissenting Lender
 Distribution Agreement
 Documentation Agents
 Dollar $
 Domestic Restricted Subsidiary
 Domestic Subsidiary
 Eligible Assignee
 12




---



##### 



provided
 Environmental Laws
 Environmental Liability
 Equity Interests
 Equity Issuance
 ERISA
 ERISA Affiliate
 ERISA Event
 13




---



##### 



Eurodollar Rate
 BBA LIBOR
  Eurodollar Rate Loan
 Eurodollar Rate Revolving Credit Loan
 Event of Default
 Excess Cash Flow
      14




---



##### 



minus
            15




---



##### 



times
 Exchange
 Exchange Agreement
 Exchange Debt
 Existing Tranche B Lenders
 Existing FNIS Credit Agreement
 Existing Tranche B Loans
 Facility
 Federal Funds Rate provided
 FNIS
 Foreign Lender
 16




---



##### 



Foreign Restricted Subsidiary
 Foreign Subsidiary
 Form 10
 FRB
 Fund
 GAAP
 Governmental Authority
 Granting Lender
 Guarantee primary obligor provided
 17




---



##### 



Guaranteed Obligations
 Hazardous Materials
 Historical Financial Statements
 Honor Date
 Immaterial Subsidiaries
 Indebtedness
   18




---



##### 



Indemnified Liabilities
 Indemnitees
 Information
 Initial Term Lender
 Intellectual Property Security Agreement
 19




---



##### 



Interest Coverage Ratio
 Interest Payment Date provided
 Interest Period provided
    Investment
 20




---



##### 



IP Rights
 IRS
 Jacksonville Corporate Campus
 Joint Venture
 JPMCB
 Laws
 L/C Advance
 L/C Borrowing
 21




---



##### 



L/C Credit Extension
 L/C Issuer
 L/C Obligations
 Lender
 Lending Office
 Letter of Credit
 Letter of Credit Application
 Letter of Credit Expiration Date
 Letter of Credit Sublimit
 Leverage Ratio provided
 Lien
 22




---



##### 



Like-Kind-Exchange Companies
 Loan
 Loan Documents
 Loan Parties
 Majority-Owned Subsidiary
 Material Adverse Effect
 Material Companies
 Material Real Property provided, however
 Maturity Date
 Maximum Rate
 Moodys
 Mortgage
 Multiemployer Plan
 23




---



##### 



Net Cash Proceeds
 provided
  24




---



##### 



Nonrenewal Notice Date
 Note
 Obligations
 Organization Documents
 Other Taxes
 Outstanding Amount
 25




---



##### 



Participant
 PBGC
 Pension Plan
 Permitted Acquisition
 Permitted Encumbrances
 Permitted Refinancing provided provided
 26




---



##### 



Permitted Senior Indebtedness
 Permitted Subordinated Indebtedness
 Person
 Plan
 Platform
 Pledged Debt
 Pledged Equity
 Pro Forma Basis Pro Forma Compliance Pro Forma Effect
 27




---



##### 



provided
 Pro Forma Financial Statements
 Pro Rata Share
 Public Lender
 Qualified Equity Interests
 Register
 Regulated Subsidiary
 Regulatory Supervising Organization
 Reportable Event
 Request for Credit Extension
 Required Lenders
 28




---



##### 



provided
 Responsible Officer
 Restricted Companies Restricted
Company
 Restricted Payment
 Restricted Prepayment
 Restricted Subsidiary
 Revolving Credit Borrowing
 Revolving Credit Commitment    
 29




---



##### 



Revolving Credit Facility
 Revolving Credit Lender
 Revolving Credit Loan
 Revolving Credit Maturity Date
 Revolving Credit Note
 S&P
 SEC
 Secured Cash Management Obligations
 Secured Hedge Agreement
 Secured Hedge Bank
 Secured Hedging Obligations
 Secured Obligations
 Secured Parties
 30




---



##### 



Securitization Assets
 Securitization Financing
 Securitization Vehicle
 Security Agreement
 Security Agreement Supplement
 Senior Notes
 Senior Notes Documents
 Senior Notes Indenture
 Solvent Solvency
 SPC
 31




---



##### 



Specified
Debt
 Specified Debt Test
 Specified Non-Recourse Indebtedness
 Specified Rate Loan
 Spin-Off
 Specified Responsible Officer
 Specified Transaction
 Subsidiary
 Subsidiary Guarantor
 Subsidiary Guaranty
 Supplemental Administrative Agent
 Swap Contract
 32




---



##### 



Swap Termination Value
 Swing Line Borrowing
 Swing Line Facility
 Swing Line Lender
 Swing Line Loan
 Swing Line Loan Notice
 Swing Line Sublimit
 Syndication Agents
 Taxes
 Term A Borrowing
 33




---



##### 



Term A Commitment
 Term A Lender
 Term A Loan
 Term A Loan Maturity Date
 Term B Borrowing
 Term B Commitment
 Term B Lender
 Term B Loan
 Term B Loan Maturity Date
 Term Commitment Term Commitments
 Term Lender
 Term Loan Term Loans
 Term Note
 34




---



##### 



Threshold Amount
 Total Assets
 Total Consolidated Assets
 Total Indebtedness
 Total Outstandings
 Total Revolving Outstandings
 Transaction
 Transaction Documents
 Type
 U.S. Lender
 Uniform Commercial Code
 35




---



##### 



United States U.S.
 Unreimbursed Amount
 Unrestricted Subsidiary
 Wachovia Bank
 Weighted Average Life to Maturity
 Working Capital over
 . Other Interpretive Provisions.
      36




---



##### 



. Accounting Terms.
 provided
  . Rounding.
 . References to Agreements and Laws.
 . Times of Day.
 37




---



##### 



. Timing of Payment or Performance. provided
 . Foreign Currency Denominated Debt. provided
 ARTICLE 2  The Commitments and Credit Extensions
 . The Committed Loans. The Term A Borrowings provided
 38




---



##### 



The Term B Borrowings provided
 The Revolving Credit Borrowings Revolving Credit Loan  provided plus plus
 . Borrowings, Conversions and Continuations of Committed Loans.
 39




---



##### 



provided first second third
   40




---



##### 



. Letters of Credit. The Letter of Credit Commitment. provided
   41




---



##### 



Procedures for Issuance and Amendment of Letters of Credit; Auto-Renewal Letters of
Credit
 42




---



##### 



Auto-Renewal Letter of Credit provided Nonrenewal Notice Date provided
  Drawings and Reimbursements; Funding of Participations
 43




---



##### 



Honor Date provided Unreimbursed Amount provided
     44




---



##### 



provided
  Repayment of Participations
  45




---



##### 



Obligations Absolute
       provided
 46




---



##### 



Role of L/C Issuer provided provided
 Cash Collateral Cash Collateralize Cash Collateral
 47




---



##### 



Applicability of ISP98 and UCP
 Letter of Credit Fees
 Fronting Fee and Documentary and Processing Charges Payable to L/C Issuer.
 48




---



##### 



Conflict with Letter of Credit Application.
 . Swing Line Loans. The Swing Line Swing Line Loan provided provided further
 Borrowing Procedures
 49




---



##### 



Refinancing of Swing Line Loans
   50




---



##### 



provided
 Repayment of Participations
  Interest for Account of Swing Line Lender
 Payments Directly to Swing Line Lender
 . Prepayments. Optional
 51




---



##### 



provided provided
 provided
   52




---



##### 



Mandatory
 provided
 provided
  53




---



##### 



minus provided
   Funding Losses, Etc.
 54




---



##### 



. Termination or Reduction of Commitments. Optional provided
 Mandatory
 Application of Commitment Reductions Payment of Fees
 . Repayment of Loans. Term A Loans
 Aggregate Term A Loan PrincipalPayment Date
    
    Amortization PaymentDecember 31, 2008
    
    $
    35,000,000March 31, 2009
    
    $
    35,000,000June 30, 2009
    
    $
    35,000,000
 55




---



##### 



Aggregate Term A Loan PrincipalPayment Date
    
    Amortization PaymentSeptember 30, 2009
    
    $
    35,000,000December 31, 2009
    
    $
    35,000,000March 31, 2010
    
    $
    35,000,000June 30, 2010
    
    $
    35,000,000September 30, 2010
    
    $
    35,000,000December 31, 2010
    
    $
    35,000,000March 31, 2011
    
    $
    35,000,000June 30, 2011
    
    $
    35,000,000September 30, 2011
    
    $
    35,000,000December 31, 2011
    
    $
    35,000,000March 31, 2012
    
    $
    35,000,000June 30, 2012
    
    $
    35,000,000September 30, 2012
    
    $
    35,000,000December 31, 2012
    
    $
    35,000,000March 31, 2013
    
    $
    35,000,000Term A Loan Maturity Date
    
    All remaining outstanding principal amounts of the Tranche A Loans
 provided
 Term B Loans
 Aggregate Term B Loan PrincipalPayment Date
    
    Amortization PaymentSeptember 30, 2008
    
    $
    1,275,000December 31, 2008
    
    $
    1,275,000March 31, 2009
    
    $
    1,275,000June 30, 2009
    
    $
    1,275,000September 30, 2009
    
    $
    1,275,000December 31, 2009
    
    $
    1,275,000March 31, 2010
    
    $
    1,275,000June 30, 2010
    
    $
    1,275,000September 30, 2010
    
    $
    1,275,000December 31, 2010
    
    $
    1,275,000March 31, 2011
    
    $
    1,275,000June 30, 2011
    
    $
    1,275,000September 30, 2011
    
    $
    1,275,000
 56




---



##### 



Aggregate Term B Loan PrincipalPayment Date
    
    Amortization PaymentDecember 31, 2011
    
    $
    1,275,000March 31, 2012
    
    $
    1,275,000June 30, 2012
    
    $
    1,275,000September 30, 2012
    
    $
    1,275,000December 31, 2012
    
    $
    1,275,000March 31, 2013
    
    $
    1,275,000June 30, 2013
    
    $
    1,275,000September 30, 2013
    
    $
    1,275,000December 31, 2013
    
    $
    1,275,000March 31, 2014
    
    $
    1,275,000Term B Loan Maturity Date
    
    All remaining outstanding principal amounts of the Tranche B Loans
 provided
 Revolving Credit Loans
  . Interest. plus
  57




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##### 



. Fees.
 Commitment Fee Termination Date
 Other Fees.
 . Computation of Interest and Fees. provided
 . Evidence of Indebtedness. prima facie
 58




---



##### 



prima facie provided
 . Payments Generally.
  59




---



##### 



Compensation Period
    60




---



##### 



. Sharing of Payments. provided
 61




---



##### 



ARTICLE 3  Taxes, Increased Costs and
Illegality
 . Taxes. Taxes
  Other Taxes
 provided
 62




---



##### 



provided
 provided
 provided
 63




---



##### 



provided
  . Illegality.
 . Inability to Determine Rates.
 . Increased Cost and Reduced Return.
 64




---



##### 



. Capital Adequacy.
 . Reserves on Eurodollar Rate Loans. Eurocurrency liabilities
  . Funding Losses.
 65




---



##### 



. Matters Applicable to All Requests for Compensation.
 provided provided
  66




---



##### 



provided provided further
 . Replacement of Lenders Under Certain Circumstances.
  67




---



##### 



provided
      68




---



##### 



. Survival.
 ARTICLE 4  Conditions Precedent to Credit
Extensions
 . Conditions of Initial Credit Extension.
         69




---



##### 



70




---



##### 



. Conditions to All Credit Extensions.
 71




---



##### 



ARTICLE 5  Representations and Warranties
  . Existence, Qualification and Power; Compliance with Laws.
 . Authorization; No Contravention.
 72




---



##### 



. Governmental Authorization; Other Consents.
 . Binding Effect.
 . Financial Statements; No Material Adverse Effect. Historical Financial Statements
 73




---



##### 



Closing Date Forecasts
 Pro Forma Financial Statements
 . Litigation and Environmental Matters.
  74




---



##### 



. Ownership of Property; Liens.
 . Transaction Documents
 . Taxes.
 . ERISA Compliance.
  75




---



##### 



. Subsidiaries; Equity Interests.
 . Margin Regulations; Investment Company Act.
  . Disclosure. provided
 76




---



##### 



. Intellectual Property; Licenses, etc. IP Rights
 . Solvency.
 . Perfection, Etc.
 ARTICLE 6  Affirmative Covenants
  77




---



##### 



. Financial Statements.
 provided
    78




---



##### 



. Certificates; Other Information.
       79




---



##### 



provided Borrower Materials Platform i.e., Public Lender
 . Notices.
  80




---



##### 



. Payment of Obligations.
 . Preservation of Existence, Etc.
 . Maintenance of Properties.
 . Maintenance of Insurance.
 81




---



##### 



. Compliance with Laws.
 . Books and Records.
 . Inspection Rights. provided provided further
 . Use of Proceeds.
 . Covenant to Guarantee Guaranteed Obligations and Give Security. Subsidiary Guarantor
 82




---



##### 



Additional Guarantor provided
   83




---



##### 



provided
    84




---



##### 



. Further Assurances.
  85




---



##### 



provided
 Designation of Subsidiaries. provided Excluded Unrestricted Subsidiary plus
 . Interest Rate Protection.
 86




---



##### 



ARTICLE 7
 Negative Covenants
  . Liens.
  provided
    87




---



##### 



88




---



##### 



provided provided
     89




---



##### 



. Investments.
      90




---



##### 



provided
  provided Permitted Acquisition
   Pro Forma Effect Pro Forma Compliance
   91




---



##### 



plus
   provided
 92




---



##### 



. Indebtedness.
    provided
 provided
  93




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Specified Non-Recourse Indebtedness
            Securitization Financing provided
 94




---



##### 



provided
   provided Specified Debt Test Specified Debt Included Debt
 . Fundamental Changes.
 provided
 95




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##### 



. Dispositions.
    provided
  provided
    96




---



##### 



provided
       provided
 . Restricted Payments.
 97




---



##### 



provided
     provided
 provided
 98




---



##### 



provided
 . Transactions with Affiliates.
 . Burdensome Agreements. provided
 99




---



##### 



. Financial Covenants. Maximum Leverage Ratio
 100




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##### 



Period Ending Date
    
    Leverage RatioSeptember 30, 2008
    
    3.75:1.00December 31, 2008 through June 30, 2009
    
        3.50:1.00September 30, 2009 through December 31, 2009
    
        3.25:1.00March 31, 2010 through June 30, 2010
    
       3.00:1.00September 30, 2010 through December 31, 2010
    
       2.75:1.00March 31, 2011 through December 31, 2011
    
       2.50:1.00March 31, 2012 and thereafter
    
       2.25:1.00
 Minimum Interest Coverage Ratio
 Period Ending Date
    
    Interest Coverage RatioSeptember 30, 2008 through December 31, 2008
    
    4.00:1.00March 31, 2009 through June 30, 2009
    
       4.25:1.00September 30 2009 through December 31, 2009
    
        4.50:1.00March 31, 2010 through June 30, 2010
    
       4.75:1.00September 30, 2010 through December 31, 2010
    
       5.00:1.00March 31, 2011 and thereafter
    
       5.25:1.00
 . Prepayments, Etc. of Indebtedness. Restricted Prepayments
   provided
 101




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##### 



provided
 ARTICLE 8
 Events of Default and Remedies
 . Events of Default. Event of Default
 Non-Payment
 Specific Covenants
 Other Defaults
 Representations and Warranties.
 Cross-Default.
 102




---



##### 



provided
 Insolvency Proceedings, Etc.
 Inability to Pay Debts Attachment.
 Judgments.
 ERISA.
 Change of Control.
 103




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##### 



Collateral Documents
 Subsidiary Guaranty
 . Remedies Upon Event of Default.
     provided
 104




---



##### 



. Application of Funds.
 First
 Second
 Third
 Fourth
 Fifth
 Sixth
 Last
 Fifth
 105




---



##### 



ARTICLE 9
 Administrative Agent and Other Agents
 . Appointment and Authorization of Agents.
   . Delegation of Duties.
 106




---



##### 



. Liability of Agents.
 . Reliance by Agents.
  107




---



##### 



. Notice of Default. provided
 . Credit Decision; Disclosure of Information by Agents.
 . Indemnification of Agents. provided
 108




---



##### 



provided provided further
 . Agents in their Individual Capacities.
 . Successor Agents.
 109




---



##### 



provided
 . Administrative Agent May File Proofs of Claim.
    110




---



##### 



Collateral and Guaranty Matters
  provided
  . Other Agents; Arrangers and Managers.
 111




---



##### 



. Appointment of Supplemental Administrative Agents. Supplemental Administrative Agent Supplemental Administrative Agents
   112




---



##### 



ARTICLE 10
 Miscellaneous
 . Amendments, Etc. provided
    provided
     113




---



##### 



provided further
        114




---



##### 



Dissenting Lenders
  . Notices and Other Communications; Facsimile Copies. Generally
   115




---



##### 



provided
 Effectiveness of Facsimile Documents and Signatures provided
 Electronic Communications provided provided
 Reliance by Agents and Lenders.
 . No Waiver; Cumulative Remedies.
 116




---



##### 



. Attorney Costs, Expenses and Taxes. provided, however
 . Indemnification by the Borrower. Indemnitees
   117




---



##### 



Indemnified Liabilities provided
 . Payments Set Aside.
 118




---



##### 



. Assigns.
   provided
  119




---



##### 



provided
  Register
 120




---



##### 



Participant provided provided provided
  provided
  Granting Lender SPC provided
 121




---



##### 



provided
 . Successors. provided provided
 122




---



##### 



. Confidentiality. provided Information
 . Set-off.
 123




---



##### 



provided
 . Interest Rate Limitation. Maximum Rate
 . Counterparts. provided
 . Integration. provided
 124




---



##### 



. Survival of Representations and Warranties.
 . Severability.
 . Tax Forms.
  125




---



##### 



126




---



##### 



provided
  U.S. Lender
 127




---



##### 



. Governing Law.
 FORUM NON CONVENIENS
 . Waiver of Right to Trial by Jury.
 128




---



##### 



. Binding Effect.
 . No Implied Duties.
 . USA Patriot Act Notice. Act
 . Subordination Provisions Applicable Prior to the Spin-Off. FNIS Florida Lease Master Agreement
 129




---



##### 



[THE REMAINDER OF THIS PAGE IS INTENTIONALLY LEFT BLANK.]
 130




---



##### 



IN WITNESS WHEREOF,
 LENDER PROCESSING SERVICES,      INC.By:
    
    /s/ Jennifer F. AlvaradoName:
    
    Jennifer F. AlvaradoTitle:
    
    Senior Vice President




---



##### 



JPMORGAN CHASE BANK, N.A., as     Administrative Agent, Swing Line     Lender and L/C Issuer and as a     LenderBy:
    
    /s/ Tina L. RuyterName: TINA L. RUYTERTitle: VICE PRESIDENT




---



##### 



BANK OF AMERICA,
N.A., as a     LenderBy:
    
    /s/ Kipling DavisName: Kipling Davis
Title: Senior Vice President




---



##### 



WACHOVIA BANK, NATIONAL     ASSOCIATION, as Syndication     Agent and as a LenderBy:
    
    /s/ Karin E. SamuelName: Karin E. SamuelTitle: Director




---



##### 



NAME OF LENDER:RBS Citizens, National AssociationBy:
    
    /s/ Darcy SalingerName: Darcy SalingerTitle: Vice President




---



##### 



NAME OF
LENDER:ING CAPITAL LLCBy:
    
    /s/ Robert D. MinersName: Robert D. MinersTitle: Vice PresidentBy:Name:Title:




---



##### 



NAME OF
LENDER:SUNTRUST BANKBy:
    
    /s/ Timothy M. OLearyName: Timothy M. OLearyTitle: Managing Director




---



##### 



NAME OF LENDER:WELLS FARGO BANK, NATIONAL ASSOCIATION
 By:
    
    /s/ Elizabeth S. CollinsName: Elizabeth S. CollinsTitle: Sr. Vice President




---



##### 



NAME OF LENDER:National City BankBy:
    /s/ Jon R HinardName:
    Jon R HinardTitle:
    Senior Vice President




---



##### 



NAME OF LENDER:
The Bank of Nova ScotiaBy:
    /s/ David MahmoodName:
    David MahmoodTitle:
    Managing Director




---



##### 



NAME OF LENDER:
Union Bank of California, N.A.By:

/s/
Christine DavisName:
    Christine DavisTitle:
    Vice PresidentBy:
    /s/ Marissa PetriName:
    Marissa PetriTitle:
    Assistant Vice President




---



##### 



NAME OF LENDER:
TD Bank, N. A.By:
    /s/ Charles A.WalkerName:
    Charles A. WalkerTitle:
    Sr Vice President




---



##### 



RAYMOND JAMES BANK, FSB:By:
    /s/ Steven F. PaleyName:
    Steven F. PaleyTitle:
    Sr. Vice President




---



##### 



NAME OF LENDER:
The Governor and Company of the
Bank of IrelandBy:
    /s/ Emer DaltonName:
    Emer DaltonTitle:
    Senior ManagerBy:
    /s/ Elaine CrowleyName:
    Elaine CrowleyTitle:
    Senior Manager




---



##### 



NAME OF LENDER:
SUMITOMO MITSUI BANKING CORPORATIONBy:
    /s/ Yoshihiro HyakutomeName:
    Yoshihiro HyakutomeTitle:
    General Manager




---



##### 



NAME OF LENDER:
U.S. BANK NATIONAL ASSOCIATIONBy:
    /s/ Christopher W. RuppName:
    Christopher W. RuppTitle:
    Vice President




---



##### 



NAME OF LENDER:
United Overseas Bank Limited,
New York AgencyBy:
    /s/ George LimName:
    George LimTitle:
    SVP & GMBy:
    /s/ Mario ShengName:
    Mario ShengTitle:
    AVP




---



##### 



NAME OF LENDER:
RBC Bank (USA)By:
    /s/ Richard DavisName:
    Richard DavisTitle:
    Regional Manager




---



##### 



NAME OF LENDER:ALLIED IRISH BANKS, P.L.C.

As a Lender for the Revolving Credit OnlyBy:
    /s/ Roisin OConnellName:
    Roisin OConnellTitle:
    Vice PresidentBy:
    /s/ Joseph AugustinlName:
    Joseph AugustinlTitle:
    Senior Vice President




---



##### 



NAME OF LENDER:

Chang Hwa Commercial Bank, Ltd.,New York BranchBy:
    /s/ Jim C.Y. ChenName:
    Jim C.Y. ChenTitle:
    VP & General ManagerBy:Name:Title:




---



##### 



NAME OF LENDER:

CIT BANKBy: The CIT Group/Equipment 
Financing, Inc., as
attorney-in-factBy:
    /s/ Andrew GiangraveName:
    ANDREW GIANGRAVETitle:
    MANAGING DIRECTOR
CIT  GROUP




---



##### 



NAME OF LENDER:
STATE BANK OF INDIABy:
    /s/   Prabodh ParikhName:
    Prabodh ParikhTitle:
    Vice President &Head (Credit)By:Name:Title:




---



##### 



NAME OF LENDER:E.Sun Commercial Bank, Ltd., Los Angeles BranchBy:
    /s/ Benjamin LinName:
    Benjamin LinTitle:
    EVP & GM




---



##### 



NAME OF LENDER:

Firstrust Bank
    By:
    /s/ Ellen Frank
    
Name:
    Ellen FrankTitle:
    Vice PresidentBy:Name:Title: