Exhibit 4(i)

                    JEFFERSON NATIONAL LIFE INSURANCE COMPANY
                        Home Office: Dallas, Texas 75201
         Administrative Office: 9920 Corporate Campus Drive, Suite 1000,
                           Louisville, Kentucky 40223

                      ELECTRONIC ADMINISTRATION ENDORSEMENT

Notwithstanding any provision to the contrary in the Contract to which this
endorsement is attached, the Contract is amended as follows:

ELECTRONIC ADMINISTRATION SUMMARY
You, as Owner of the Contract, have consented to ELECTRONIC DELIVERY of
information relating to the Contract and to the funds that serve as the
Contract's investment options (the "Underlying Funds") ("ELECTRONIC
ADMINISTRATION"). By consenting to Electronic Administration, you understand
that:

         o        After issuance of the Contract, all documents relating to your
                  Contract will either be posted on the Company's website at
                  Www.jeffnat.com ("Website") or delivered to your secure online
                  account ("Online Account"). You may receive e-mail
                  notification of postings and deliveries but we are not
                  required to send such e-mails.

         o        You are responsible for visiting the Website and your Online
                  Account on a regular basis.

         o        In order to get hard copies of these documents, you must print
                  them from a computer. If you should elect to receive hard
                  copies of the documents relating to your Contract from the
                  Company (see Non-Electronic Administration below), you may be
                  charged an additional fee for this service.

         o        Notwithstanding the forgoing, the Company may require you to
                  request and/or complete certain types of transactions in paper
                  (for no additional fee).

CREATING AND MAINTAINING YOUR ONLINE ACCOUNT
To take full benefit of Electronic Administration, you must create your
password-protected Online Account. You are responsible for visiting the Website
and your Online Account on a regular basis and for maintaining regular and
continuous Internet access in order to access all documents relating to your
Contract.

You will have access to your Online Account even after you surrender or exchange
the Contract. However, the Company reserves the right to delete your Online
Account upon 30 days' notice to your Online Account.

ELECTRONIC DELIVERY OF INFORMATION TO THE WEBSITE AND YOUR ONLINE ACCOUNT
Current prospectuses and all required reports for the Contract and Underlying
Funds are available at the Website or through your Online Account. The Company
will post updated prospectuses for the Contract and the Underlying Funds on the
Website on or about May 1 of each year. Prospectuses may also be supplemented
throughout the year.

The Company will deliver all other documents specific to your Contract - such as
transaction confirmations and quarterly and/or annual statements to your secure
Online Account.

MAINTAINING A VALID E-MAIL ADDRESS AND PASSWORD SECURITY
If you consent to Electronic Administration, you agree to maintain a valid
e-mail address. You further agree to promptly notify the Company if your e-mail
address changes. You may notify the Company by logging in to your Online Account
and updating your contact information.

You further agree to maintain the confidentiality and use of your password(s).
You understand that sharing your password with any third party authorizes that
person to act on your behalf. The Company is not liable should others obtain and
make use of your password(s), or should your Contract information be otherwise
intercepted by others. You must immediately notify the Company if there is
unauthorized use of your password or Contract information.

You may also submit requests for transactions and changes related to your
Contract, through your Online Account. You are responsible for all transactions,
data, information or requests transmitted using your password. You must
immediately notify the Company if there is a discrepancy in your Online Account
or Contract. If you fail to notify the Company of any discrepancy, neither the
Company nor any of its employees, agents, affiliates, subsidiaries, consultants,
or shareholders, will have any responsibility or liability to you or to any
other person for any claims with respect to the handling, mishandling, or loss
of any order.

Nothing in this endorsement shall be deemed a waiver of any rights or remedies
that you have under federal securities laws.


JNL-4020                                                                   01/05

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MINIMUM SYSTEM REQUIREMENTS
Microsoft Internet Explorer 5.0 or Netscape 4.0 and Adobe Acrobat Reader.

The Company reserves the right to modify the minimum system requirements and
will provide you with notice to your Online Account 30-days prior to any such
change. Please refer to the Website for current Minimum System Requirements. You
must have the minimum system requirements and Internet access for Electronic
Administration of the Contract with the Company.

NON-ELECTRONIC ADMINISTRATION
You may withdraw your consent to Electronic Administration at any time by
notifying the Company either in writing or through your Online Account. However,
withdrawal of your consent to Electronic Administration may result in higher
fees and charges under the contract.

After we process your withdrawal of consent to Electronic Administration, we
will send paper copies of documents relating to your Contract. We may also post
copies of this correspondence to your Online Account. Through Personal
Preferences, you may select which specific documents (if less than all) you wish
to receive in paper.

At anytime, you may notify us that you again consent to Electronic
Administration. After we process your consent to Electronic Administration, you
will no longer receive paper copies of the documents related to the Contract and
all documents must be obtained through the Website or your Online Account.


Jefferson National Life Insurance Company.




            /s/ Lawrence P. Greenburg                 /s/ Craig A. Hawley
                President.                                Secretary.






JNL-4020                                                                   01/05