**EXHIBIT31.1**

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**CERTIFICATION**

I,Jack C. Wauchope, certify that:

1.               I have reviewed thisQuarterly Report on Form 10-QSB of Coast Bancorp;

2.               Based on my knowledge, thisreport does not contain any untrue statement of a material fact or omit tostate a material fact necessary to make the statements made, in light of thecircumstances under which such statements were made, not misleading withrespect to the period covered by this report;

3.               Based on my knowledge, thefinancial statements, and other financial information included in this report,fairly present in all material respects the financial condition, results ofoperations and cash flows of the small business issuer as of, and for, theperiods presented in this report;

4.               The small business issuer’sother certifying officer(s) and I are responsible for establishing andmaintaining disclosure controls and procedures (as defined in Exchange ActRules 13a-15(e) and 15d-15(e)) for the small business issuer and have:

(a)                     Designed such disclosurecontrols and procedure, or caused such disclosure controls and procedures to bedesigned under our supervision, to ensure that material information relating tothe small business issuer, including its consolidated subsidiaries, is madeknown to us by others within those entities, particularly during the period inwhich this report is being prepared;

(b)       [Paragraph reserved pursuant to SECRelease 33-8238]

(c)                      Evaluated theeffectiveness of the small business issuer’s disclosure controls and proceduresand presented in this report our conclusions about the effectiveness of thedisclosure controls and procedures, as of the end of the period covered by thisreport based on such evaluation; and

(d)                    Disclosed in this report anychange in the small business issuer’s internal control over financial reportingthat occurred during small business issuer’s most recent fiscal quarter thathas materially affected, or is reasonably likely to materially affect, thesmall business issuer’s internal control over financial reporting; and

5.               The small business issuer’sother certifying officer(s) and I have disclosed, based on our most recentevaluation of internal control over financial reporting,  to the small business issuer’s auditors andthe audit committee of small business issuer’s board of directors (or personsperforming the equivalent functions):

(a)                      All significantdeficiencies and material weaknesses in the design or operation of internalcontrol over financial reporting which are reasonably likely to adverselyaffect the small business issuer’s ability to record, process, summarize andreport financial information; and

(b)                  Any fraud,whether or not material, that involves management or other employees who have asignificant role in the small business issuer’s internal controls overfinancial reporting.

 
| Date: November 14,  2005 | /s/ Jack C. Wauchope                                          |
|--------------------------|---------------------------------------------------------------|
|                     | Jack C. Wauchope                                              |
|                     | Chairman of the Board,  President and Chief Executive Officer |
|                     | (Principal Executive  Officer)                                |

 

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