|                                                                                                                              |   | 2011           |          |   | 2010              |   |
|-----------------------------------------------------------------------------------------------------------------------------------|--------|----------------|---------------|--------|-------------------|--------|
| (dollar amounts in thousands, except number of shares)                                         |   | March 31, |          |   | December 31, |   |   | March 31, |   |
| Assets                                                                                                                            |   |           |          |   |              |   |   |   |   |
| Cash and due from banks                                                                                                           |   | $              | 1,208,820     |   |              | $      | 847,888 |   |   | $ | 1,310,640 |   |
| Interest-bearing deposits in banks                                                                                                |   |           | 129,999       |   |              |   | 135,038 |   |   |   | 364,082 |   |
| Trading account securities                                                                                                        |   |           | 164,489       |   |              |   | 185,404 |   |   |   | 150,463 |   |
| Loans held for sale(includes $162,768, $754,117 and $319,166 respectively, measured at fair value) (1)                            |   |           | 164,282       |   |              |   | 793,285 |   |   |   | 327,408 |   |
| Available-for-sale and other securities                                                                                           |   |           | 9,322,434     |   |              |   | 9,895,244 |   |   |   | 8,946,364 |   |
| Loans and leases (includes $458,851, $522,717 and $730,508 respectively, measured at fair value) (2)                              |   |           | 38,245,836    |   |              |   | 38,106,507 |   |   |   | 36,931,681 |   |
| Allowance for loan and lease losses                                                                                               |   |           | (1,133,226    | )      |              |   | (1,249,008 | ) |   |   | (1,477,969 | ) |
| Net loans and leases                                                                                                              |   |           | 37,112,610    |   |              |   | 36,857,499 |   |   |   | 35,453,712 |   |
| Bank owned life insurance                                                                                                         |   |           | 1,471,099     |   |              |   | 1,458,224 |   |   |   | 1,422,874 |   |
| Premises and equipment                                                                                                            |   |           | 500,736       |   |              |   | 491,602 |   |   |   | 491,573 |   |
| Goodwill                                                                                                                          |   |           | 444,268       |   |              |   | 444,268 |   |   |   | 444,268 |   |
| Other intangible assets                                                                                                           |   |           | 215,251       |   |              |   | 228,620 |   |   |   | 273,952 |   |
| Accrued income and other assets                                                                                                   |   |           | 2,214,521     |   |              |   | 2,482,570 |   |   |   | 2,681,462 |   |
| Total assets                                                                                                                      |   | $              | 52,948,509    |   |              | $      | 53,819,642 |   |   | $ | 51,866,798 |   |
| Liabilities and shareholders' equity                                                                                              |   |           |          |   |              |   |   |   |   |   |   |   |
| Liabilities                                                                                                                       |   |           |          |   |              |   |   |   |   |   |   |   |
| Deposits                                                                                                                          |   | $              | 41,366,487    |   |              | $      | 41,853,898 |   |   | $ | 40,303,467 |   |
| Short-term borrowings                                                                                                             |   |           | 2,051,258     |   |              |   | 2,040,732 |   |   |   | 980,839 |   |
| Federal Home Loan Bank advances                                                                                                   |   |           | 21,379        |   |              |   | 172,519 |   |   |   | 157,895 |   |
| Other long-term debt (includes $294,905, $356,089 and $573,018 respectively, measured at fair value) (2)                          |   |           | 1,900,555     |   |              |   | 2,144,092 |   |   |   | 2,727,745 |   |
| Subordinated notes                                                                                                                |   |           | 1,487,566     |   |              |   | 1,497,216 |   |   |   | 1,266,907 |   |
| Accrued expenses and other liabilities                                                                                            |   |           | 1,082,665     |   |              |   | 1,130,643 |   |   |   | 1,060,259 |   |
| Total liabilities                                                                                                                 |   |           | 47,909,910    |   |              |   | 48,839,100 |   |   |   | 46,497,112 |   |
| Shareholders' equity                                                                                                              |   |           |          |   |              |   |   |   |   |   |   |   |
| Preferred stock - authorized 6,617,808 shares;                                                                                    |   |           |          |   |              |   |   |   |   |   |   |   |
| 5.00% Series B Non-voting, Cumulative Preferred Stock, par value of $0.01 and liquidation value per share of $1,000               |   |           | —       |   |              |   | — |   |   |   | 1,329,186 |   |
| 8.50% Series A Non-cumulative Perpetual Convertible Preferred Stock, par value of $0.01 and liquidation value per share of $1,000 |   |           | 362,507       |   |              |   | 362,507 |   |   |   | 362,507 |   |
| Common stock                                                                                                                      |   |           | 8,643         |   |              |   | 8,642 |   |   |   | 7,174 |   |
| Capital surplus                                                                                                                   |   |           | 7,584,367     |   |              |   | 7,630,093 |   |   |   | 6,735,472 |   |
| Less treasury shares, at cost                                                                                                     |   |           | (8,647        | )      |              |   | (8,771 | ) |   |   | (9,019 | ) |
| Accumulated other comprehensive loss                                                                                              |   |           | (203,921      | )      |              |   | (197,496 | ) |   |   | (133,473 | ) |
| Retained (deficit) earnings                                                                                                       |   |           | (2,704,350    | )      |              |   | (2,814,433 | ) |   |   | (2,922,161 | ) |
| Total shareholders' equity                                                                                                        |   |           | 5,038,599     |   |              |   | 4,980,542 |   |   |   | 5,369,686 |   |
| Total liabilities and shareholders' equity                                                                                        |   | $              | 52,948,509    |   |              | $      | 53,819,642 |   |   | $ | 51,866,798 |   |
| Common shares authorized (par value of $0.01)                                                                                     |   |           | 1,500,000,000 |   |              |   | 1,500,000,000 |   |   |   | 1,000,000,000 |   |
| Common shares issued                                                                                                              |   |           | 864,279,984   |   |              |   | 864,195,369 |   |   |   | 717,382,476 |   |
| Common shares outstanding                                                                                                         |   |           | 863,398,578   |   |              |   | 863,319,435 |   |   |   | 716,556,641 |   |
| Treasury shares outstanding                                                                                                       |   |           | 881,406       |   |              |   | 875,934 |   |   |   | 825,835 |   |
| Preferred shares issued                                                                                                           |   |           | 1,967,071     |   |              |   | 1,967,071 |   |   |   | 1,967,071 |   |
| Preferred shares outstanding                                                                                                      |   |           | 362,507       |   |              |   | 362,507 |   |   |   | 1,760,578 |   |

----

| (Unaudited)                                                                                                            |   | Three Months Ended |           |
|------------------------------------------------------------------------------------------------------------------------|--------|------------------------------|----------------|
|                                                                                                                   |   | March 31,               |           |
| (dollar amounts in thousands, except per share amounts)                                                                |   | 2011                         |           |   | 2010 |   |
| Interest and fee income                                                                                                |   |                    |           |   |    |   |
| Loans and leases                                                                                                       |   |                         |           |   |    |   |
| Taxable                                                                                                                |   | $                            | 433,961        |   |   | $ | 479,120 |   |
| Tax-exempt                                                                                                             |   |                         | 2,703          |   |   |   | 713 |   |
| Investment securities                                                                                                  |   |                         |           |   |   |   |   |   |
| Taxable                                                                                                                |   |                         | 57,651         |   |   |   | 58,988 |   |
| Tax-exempt                                                                                                             |   |                         | 2,876          |   |   |   | 3,091 |   |
| Other                                                                                                                  |   |                         |   4,686   |   |   |   | 4,867 |   |
| Total interest income                                                                                                  |   |                         |   501,877 |   |   |   | 546,779 |   |
| Interest expense                                                                                                       |   |                         |           |   |   |   |   |   |
| Deposits                                                                                                               |   |                         | 75,796         |   |   |   | 128,302 |   |
| Short-term borrowings                                                                                                  |   |                         | 949            |   |   |   | 476 |   |
| Federal Home Loan Bank advances                                                                                        |   |                         | 220            |   |   |   | 1,212 |   |
| Subordinated notes and other long-term debt                                                                            |   |                         |   20,582  |   |   |   | 22,896 |   |
| Total interest expense                                                                                                 |   |                         |   97,547  |   |   |   | 152,886 |   |
| Net interest income                                                                                                    |   |                         | 404,330        |   |   |   | 393,893 |   |
| Provision for credit losses                                                                                            |   |                         |   49,385  |   |   |   | 235,008 |   |
| Net interest income after provision for credit losses                                                                  |   |                         |   354,945 |   |   |   | 158,885 |   |
| Service charges on deposit accounts                                                                                    |   |                         | 54,324         |   |   |   | 69,339 |   |
| Mortgage banking income                                                                                                |   |                         | 22,684         |   |   |   | 25,038 |   |
| Trust services income                                                                                                  |   |                         | 30,742         |   |   |   | 27,765 |   |
| Electronic banking income                                                                                              |   |                         | 28,786         |   |   |   | 25,137 |   |
| Insurance income                                                                                                       |   |                         | 17,945         |   |   |   | 18,860 |   |
| Brokerage income                                                                                                       |   |                         | 20,511         |   |   |   | 16,902 |   |
| Bank owned life insurance income                                                                                       |   |                         | 14,819         |   |   |   | 16,470 |   |
| Automobile operating lease income                                                                                      |   |                         | 8,847          |   |   |   | 12,303 |   |
| Net gains on sales of investment securities                                                                            |   |                         | 4,205          |   |   |   | 6,430 |   |
| Impairment losses on investment securities:                                                                            |   |                         |           |   |   |   |   |   |
| Impairment recoveries (losses) on investment securities                                                                |   |                         | 9,876          |   |   |   | (8,400 | ) |
| Noncredit-related (recoveries) losses on securities not expected to be sold (recognized in other comprehensive income) |   |                         |   (14,041 | ) |   |   | 1,939 |   |
| Net impairment losses on investment securities                                                                         |   |                         | (4,165         | ) |   |   | (6,461 | ) |
| Other income                                                                                                           |   |                         |   38,247  |   |   |   | 29,069 |   |
| Total noninterest income                                                                                               |   |                         |   236,945 |   |   |   | 240,852 |   |
| Personnel costs                                                                                                        |   |                         | 219,028        |   |   |   | 183,642 |   |
| Outside data processing and other services                                                                             |   |                         | 40,282         |   |   |   | 39,082 |   |
| Net occupancy                                                                                                          |   |                         | 28,436         |   |   |   | 24,755 |   |
| Deposit and other insurance expense                                                                                    |   |                         | 17,896         |   |   |   | 29,086 |   |
| Professional services                                                                                                  |   |                         | 13,465         |   |   |   | 11,530 |   |
| Equipment                                                                                                              |   |                         | 22,477         |   |   |   | 20,624 |   |
| Marketing                                                                                                              |   |                         | 16,895         |   |   |   | 22,697 |   |
| Amortization of intangibles                                                                                            |   |                         | 13,370         |   |   |   | 15,146 |   |
| OREO and foreclosure expense                                                                                           |   |                         | 3,931          |   |   |   | 10,066 |   |
| Automobile operating lease expense                                                                                     |   |                         | 6,836          |   |   |   | 11,153 |   |
| Other expense                                                                                                          |   |                         |   48,083  |   |   |   | 30,312 |   |
| Total noninterest expense                                                                                              |   |                         |   430,699 |   |   |   | 398,093 |   |
| Income before income taxes                                                                                             |   |                         | 161,191        |   |   |   | 1,644 |   |
| Provision (benefit) for income taxes                                                                                   |   |                         |   34,745  |   |   |   | (38,093 | ) |
| Net income                                                                                                             |   |                         | 126,446        |   |   |   | 39,737 |   |
| Dividends on preferred shares                                                                                          |   |                         |   7,703   |   |   |   | 29,357 |   |
| Net income applicable to common shares                                                                                 |   | $                            | 118,743        |   |   | $ | 10,380 |   |
| Average common shares - basic                                                                                          |   |                         | 863,359        |   |   |   | 716,320 |   |
| Average common shares - diluted                                                                                        |   |                         | 867,237        |   |   |   | 718,593 |   |
| Per common share:                                                                                                      |   |                         |           |   |   |   |   |   |
| Net income - basic                                                                                                     |   | $                            | 0.14           |   |   | $ | 0.01 |   |
| Net income - diluted                                                                                                   |   |                         | 0.14           |   |   |   | 0.01 |   |
| Cash dividends declared                                                                                                |   |                         | 0.01           |   |   |   | 0.01 |   |

----

|                                                                                                                                               |   |                 |    |   |          |   |      |              |   |   |    |   |   |                |    |   |          |   |    |     |   |   |     |   |   |   |      |   | Accumulated |   |   |      |   |   |    |   |
|----------------------------------------------------------------------------------------------------------------------------------------------------|--------|----------------------|---------|--------|---------------|--------|-----------|-------------------|--------|--------|---------|--------|--------|---------------------|---------|--------|---------------|--------|---------|----------|--------|--------|----------|--------|--------|--------|-----------|--------|-------------|--------|--------|-----------|--------|--------|---------|--------|
|                                                                                                                                               |   | Preferred Stock |    |   |          |   |      |              |   |   |    |   |   |                |    |   |          |   |    | Other    |   |   | Retained |   |   |   |      |
| (All amounts in thousands,                                                                                                          |   | Series B        |    |   | Series A |   |      | Common Stock |   |   | Capital |   |   | Treasury Stock |    |   | Comprehensive |   |    | Earnings |   |   |     |   |
| except for per share amounts)                                                                                                  |   | Shares               |    |   | Amount        |   |      | Shares            |   |   | Amount  |   |   | Shares              |    |   | Amount        |   |    | Surplus  |   |   | Shares   |   |   | Amount |      |   | Loss        |   |   | (Deficit) |   |   | Total   |   |
| Three Months Ended March 31, 2010                                                                                                                  |   |                 |    |   |          |   |      |              |   |   |    |   |   |                |    |   |          |   |    |     |   |   |     |   |   |   |      |   |        |   |   |      |   |   |    |   |
| Balance, beginning of period                                                                                                                       |   |                 | 1,398   |   |          | $      | 1,325,008 |              |   |   | 363     |   |   | $                   | 362,507 |   |          |   | 716,741 |     |   | $      | 7,167    |   |   | $      | 6,731,796 |   |        |   | (980   | )         |   | $      | (11,465 | )      |   | $ | (156,985 | ) |   | $ | (2,922,026 | ) |   | $ | 5,336,002 |   |
| Cumulative effect of change in accounting principle for consolidation of variable interest entities, net of tax of $3,980                          |   |                 |    |   |          |   |      |              |   |   |    |   |   |                |    |   |          |   |    |     |   |   |     |   |   |   |      |   |        |   |   |      |   |   |    |   |   |   | (4,249 | ) |   |   | (3,462 | ) |   |   | (7,711 | ) |
| Balance, beginning of period - as adjusted                                                                                                         |   |                 | 1,398   |   |          | $      | 1,325,008 |              |   |   | 363     |   |   | $                   | 362,507 |   |          |   | 716,741 |     |   | $      | 7,167    |   |   | $      | 6,731,796 |   |        |   | (980   | )         |   | $      | (11,465 | )      |   |   | (161,234 | ) |   | $ | (2,925,488 | ) |   | $ | 5,328,291 |   |
| Comprehensive Income:                                                                                                                              |   |                 |    |   |          |   |      |              |   |   |    |   |   |                |    |   |          |   |    |     |   |   |     |   |   |   |      |   |        |   |   |      |   |   |    |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Net income (loss)                                                                                                                                  |   |                 |    |   |          |   |      |              |   |   |    |   |   |                |    |   |          |   |    |     |   |   |     |   |   |   |      |   |        |   |   |      |   |   |    |   |   |   |   |   |   |   | 39,737 |   |   |   | 39,737 |   |
| Noncredit-related impairment recoveries (losses) on debt securities not expected to be sold                                                        |   |                 |    |   |          |   |      |              |   |   |    |   |   |                |    |   |          |   |    |     |   |   |     |   |   |   |      |   |        |   |   |      |   |   |    |   |   |   | (1,261 | ) |   |   |   |   |   |   | (1,261 | ) |
| Unrealized net gains (losses) on available-for-sale and other securities arising during the period, net of reclassification for net realized gains |   |                 |    |   |          |   |      |              |   |   |    |   |   |                |    |   |          |   |    |     |   |   |     |   |   |   |      |   |        |   |   |      |   |   |    |   |   |   | 24,558 |   |   |   |   |   |   |   | 24,558 |   |
| Unrealized gains (losses) on cash flow hedging derivatives                                                                                         |   |                 |    |   |          |   |      |              |   |   |    |   |   |                |    |   |          |   |    |     |   |   |     |   |   |   |      |   |        |   |   |      |   |   |    |   |   |   | 3,298 |   |   |   |   |   |   |   | 3,298 |   |
| Change in accumulated unrealized losses for pension and other post- retirement obligations                                                         |   |                 |    |   |          |   |      |              |   |   |    |   |   |                |    |   |          |   |    |     |   |   |     |   |   |   |      |   |        |   |   |      |   |   |    |   |   |   | 1,166 |   |   |   |   |   |   |   | 1,166 |   |
| Total comprehensive loss                                                                                                                           |   |                 |    |   |          |   |      |              |   |   |    |   |   |                |    |   |          |   |    |     |   |   |     |   |   |   |      |   |        |   |   |      |   |   |    |   |   |   |   |   |   |   |   |   |   |   | 67,498 |   |
| Issuance of common stock                                                                                                                           |   |                 |    |   |          |   |      |              |   |   |    |   |   |                |    |   |          |   | 537     |     |   |   | 5        |   |   |   | 2,264     |   |        |   |   |      |   |   |    |   |   |   |   |   |   |   |   |   |   |   | 2,269 |   |
| Preferred Series B stock discount accretion                                                                                                        |   |                 |    |   |          |   | 4,178     |              |   |   |    |   |   |                |    |   |          |   |    |     |   |   |     |   |   |   |      |   |        |   |   |      |   |   |    |   |   |   |   |   |   |   | (4,178 | ) |   |   | — |   |
| Cash dividends declared:                                                                                                                           |   |                 |    |   |          |   |      |              |   |   |    |   |   |                |    |   |          |   |    |     |   |   |     |   |   |   |      |   |        |   |   |      |   |   |    |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Common ($0.01 per share)                                                                                                                           |   |                 |    |   |          |   |      |              |   |   |    |   |   |                |    |   |          |   |    |     |   |   |     |   |   |   |      |   |        |   |   |      |   |   |    |   |   |   |   |   |   |   | (7,165 | ) |   |   | (7,165 | ) |
| Preferred Series B ($12.50 per share)                                                                                                              |   |                 |    |   |          |   |      |              |   |   |    |   |   |                |    |   |          |   |    |     |   |   |     |   |   |   |      |   |        |   |   |      |   |   |    |   |   |   |   |   |   |   | (17,476 | ) |   |   | (17,476 | ) |
| Preferred Series A ($21.25 per share)                                                                                                              |   |                 |    |   |          |   |      |              |   |   |    |   |   |                |    |   |          |   |    |     |   |   |     |   |   |   |      |   |        |   |   |      |   |   |    |   |   |   |   |   |   |   | (7,703 | ) |   |   | (7,703 | ) |
| Recognition of the fair value of share-based compensation                                                                                          |   |                 |    |   |          |   |      |              |   |   |    |   |   |                |    |   |          |   |    |     |   |   |     |   |   |   | 2,933     |   |        |   |   |      |   |   |    |   |   |   |   |   |   |   |   |   |   |   | 2,933 |   |
| Other share-based compensation activity                                                                                                            |   |                 |    |   |          |   |      |              |   |   |    |   |   |                |    |   |          |   | 104     |     |   |   | 2        |   |   |   | 257       |   |        |   |   |      |   |   |    |   |   |   |   |   |   |   | (17 | ) |   |   | 242 |   |
| Other                                                                                                                                              |   |                 |    |   |          |   |      |              |   |   |    |   |   |                |    |   |          |   |    |     |   |   |     |   |   |   | (1,778    | )      |        |   | 154    |      |   |   | 2,446   |   |   |   |   |   |   |   | 129 |   |   |   | 797 |   |
| Balance, end of period                                                                                                                             |   |                 | 1,398   |   |          | $      | 1,329,186 |              |   |   | 363     |   |   | $                   | 362,507 |   |          |   | 717,382 |     |   | $      | 7,174    |   |   | $      | 6,735,472 |   |        |   | (826   | )         |   | $      | (9,019  | )      |   | $ | (133,473 | ) |   | $ | (2,922,161 | ) |   | $ | 5,369,686 |   |
| Three Months Ended March 31, 2011                                                                                                                  |   |                 |    |   |          |   |      |              |   |   |    |   |   |                |    |   |          |   |    |     |   |   |     |   |   |   |      |   |        |   |   |      |   |   |    |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Balance, beginning of period                                                                                                                       |   |                 | — |   |          | $      | —   |              |   |   | 363     |   |   | $                   | 362,507 |   |          |   | 864,195 |     |   | $      | 8,642    |   |   | $      | 7,630,093 |   |        |   | (876   | )         |   | $      | (8,771  | )      |   | $ | (197,496 | ) |   | $ | (2,814,433 | ) |   | $ | 4,980,542 |   |
| Comprehensive Income:                                                                                                                              |   |                 |    |   |          |   |      |              |   |   |    |   |   |                |    |   |          |   |    |     |   |   |     |   |   |   |      |   |        |   |   |      |   |   |    |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Net income (loss)                                                                                                                                  |   |                 |    |   |          |   |      |              |   |   |    |   |   |                |    |   |          |   |    |     |   |   |     |   |   |   |      |   |        |   |   |      |   |   |    |   |   |   |   |   |   |   | 126,446 |   |   |   | 126,446 |   |
| Noncredit-related impairment recoveries (losses) on debt securities not expected to be sold                                                        |   |                 |    |   |          |   |      |              |   |   |    |   |   |                |    |   |          |   |    |     |   |   |     |   |   |   |      |   |        |   |   |      |   |   |    |   |   |   | 9,127 |   |   |   |   |   |   |   | 9,127 |   |
| Unrealized net gains (losses) on available-for-sale and other securities arising during the period, net of reclassification for net realized gains |   |                 |    |   |          |   |      |              |   |   |    |   |   |                |    |   |          |   |    |     |   |   |     |   |   |   |      |   |        |   |   |      |   |   |    |   |   |   | (3,730 | ) |   |   |   |   |   |   | (3,730 | ) |
| Unrealized gains (losses) on cash flow hedging derivatives                                                                                         |   |                 |    |   |          |   |      |              |   |   |    |   |   |                |    |   |          |   |    |     |   |   |     |   |   |   |      |   |        |   |   |      |   |   |    |   |   |   | (14,422 | ) |   |   |   |   |   |   | (14,422 | ) |
| Change in accumulated unrealized losses for pension and other post- retirement obligations                                                         |   |                 |    |   |          |   |      |              |   |   |    |   |   |                |    |   |          |   |    |     |   |   |     |   |   |   |      |   |        |   |   |      |   |   |    |   |   |   | 2,600 |   |   |   |   |   |   |   | 2,600 |   |
| Total comprehensive income                                                                                                                         |   |                 |    |   |          |   |      |              |   |   |    |   |   |                |    |   |          |   |    |     |   |   |     |   |   |   |      |   |        |   |   |      |   |   |    |   |   |   |   |   |   |   |   |   |   |   | 120,021 |   |
| Repurchase of warrants convertible to common stock                                                                                                 |   |                 |    |   |          |   |      |              |   |   |    |   |   |                |    |   |          |   |    |     |   |   |     |   |   |   | (49,100   | )      |        |   |   |      |   |   |    |   |   |   |   |   |   |   |   |   |   |   | (49,100 | ) |
| Cash dividends declared:                                                                                                                           |   |                 |    |   |          |   |      |              |   |   |    |   |   |                |    |   |          |   |    |     |   |   |     |   |   |   |      |   |        |   |   |      |   |   |    |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Common ($0.01 per share)                                                                                                                           |   |                 |    |   |          |   |      |              |   |   |    |   |   |                |    |   |          |   |    |     |   |   |     |   |   |   |      |   |        |   |   |      |   |   |    |   |   |   |   |   |   |   | (8,635 | ) |   |   | (8,635 | ) |
| Preferred Series A ($21.25 per share)                                                                                                              |   |                 |    |   |          |   |      |              |   |   |    |   |   |                |    |   |          |   |    |     |   |   |     |   |   |   |      |   |        |   |   |      |   |   |    |   |   |   |   |   |   |   | (7,703 | ) |   |   | (7,703 | ) |
| Recognition of the fair value of share-based compensation                                                                                          |   |                 |    |   |          |   |      |              |   |   |    |   |   |                |    |   |          |   |    |     |   |   |     |   |   |   | 3,625     |   |        |   |   |      |   |   |    |   |   |   |   |   |   |   |   |   |   |   | 3,625 |   |
| Other share-based compensation activity                                                                                                            |   |                 |    |   |          |   |      |              |   |   |    |   |   |                |    |   |          |   | 85      |     |   |   | 1        |   |   |   | 76        |   |        |   |   |      |   |   |    |   |   |   |   |   |   |   | (18 | ) |   |   | 59 |   |
| Other                                                                                                                                              |   |                 |    |   |          |   |      |              |   |   |    |   |   |                |    |   |          |   |    |     |   |   |     |   |   |   | (327      | )      |        |   | (5     | )         |   |   | 124     |   |   |   |   |   |   |   | (7 | ) |   |   | (210 | ) |
| Balance, end of period                                                                                                                             |   |                 | — |   |          | $      | —   |              |   |   | 363     |   |   | $                   | 362,507 |   |          |   | 864,280 |     |   | $      | 8,643    |   |   | $      | 7,584,367 |   |        |   | (881   | )         |   | $      | (8,647  | )      |   | $ | (203,921 | ) |   | $ | (2,704,350 | ) |   | $ | 5,038,599 |   |

----

| (Unaudited)                                                                                  |   | Three Months Ended |       |
|----------------------------------------------------------------------------------------------|--------|------------------------------|------------|
|                                                                                         |   | March 31,               |       |
| (dollar amounts in thousands)                                                                |   | 2011                         |       |   | 2010 |   |
| Operating activities                                                                         |   |                         |       |   |   |   |
| Net income                                                                                   |   | $                            | 126,446    |   |   | $ | 39,737 |   |
| Adjustments to reconcile net income  to net cash provided by operating activities: |   |                         |       |   |   |   |   |   |
| Provision for credit losses                                                                  |   |                         | 49,385     |   |   |   | 235,008 |   |
| Depreciation and amortization                                                                |   |                         | 73,234     |   |   |   | 69,730 |   |
| Change in current and deferred income taxes                                                  |   |                         | 22,694     |   |   |   | (38,153 | ) |
| Net sales (purchases) of trading account securities                                          |   |                         | 20,915     |   |   |   | (66,806 | ) |
| Originations of loans held for sale                                                          |   |                         | (625,250   | ) |   |   | (634,129 | ) |
| Principal payments on and proceeds from loans held for sale                                  |   |                         | 1,207,216  |   |   |   | 765,286 |   |
| Securities (gains) losses                                                                    |   |                         | (40        | ) |   |   | 31 |   |
| Other, net                                                                                   |   |                         | (119,639   | ) |   |   | (54,571 | ) |
| Net cash provided by (used for) operating activities                                         |   |                         | 754,961    |   |   |   | 316,133 |   |
| Investing activities                                                                         |   |                         |       |   |   |   |   |   |
| Increase (decrease) in interest bearing deposits in banks                                    |   |                         | 13,107     |   |   |   | 7,570 |   |
| Proceeds from:                                                                               |   |                         |       |   |   |   |   |   |
| Maturities and calls of investment securities                                                |   |                         | 449,045    |   |   |   | 673,751 |   |
| Sales of investment securities                                                               |   |                         | 1,457,057  |   |   |   | 716,752 |   |
| Purchases of investment securities                                                           |   |                         | (1,287,517 | ) |   |   | (1,582,391 | ) |
| Net proceeds from sales of loans                                                             |   |                         | 162,778    |   |   |   | — |   |
| Net loan and lease activity, excluding sales                                                 |   |                         | (470,891   | ) |   |   | 53,992 |   |
| Proceeds from sale of operating lease assets                                                 |   |                         | 20,060     |   |   |   | 4,242 |   |
| Purchases of premises and equipment                                                          |   |                         | (26,587    | ) |   |   | (13,233 | ) |
| Proceeds from sales of other real estate                                                     |   |                         | 24,540     |   |   |   | 13,222 |   |
| Other, net                                                                                   |   |                         | 92         |   |   |   | 599 |   |
| Net cash provided by (used for) investing activities                                         |   |                         | 341,684    |   |   |   | (125,496 | ) |
| Financing activities                                                                         |   |                         |       |   |   |   |   |   |
| Increase (decrease) in deposits                                                              |   |                         | (485,107   | ) |   |   | (193,616 | ) |
| Increase (decrease) in short-term borrowings                                                 |   |                         | 73,843     |   |   |   | 113,766 |   |
| Maturity/redemption of Federal Home Loan Bank advances                                       |   |                         | (151,193   | ) |   |   | (11,153 | ) |
| Maturity/redemption of long-term debt                                                        |   |                         | (107,870   | ) |   |   | (278,257 | ) |
| Repurchase of Warrant to the Treasury                                                        |   |                         | (49,100    | ) |   |   | — |   |
| Dividends paid on preferred stock                                                            |   |                         | (7,703     | ) |   |   | (25,179 | ) |
| Dividends paid on common stock                                                               |   |                         | (8,618     | ) |   |   | (7,144 | ) |
| Other, net                                                                                   |   |                         | 35         |   |   |   | 242 |   |
| Net cash provided by (used for) financing activities                                         |   |                         | (735,713   | ) |   |   | (401,341 | ) |
| Increase (decrease) in cash and cash equivalents                                             |   |                         | 360,932    |   |   |   | (210,704 | ) |
| Cash and cash equivalents at beginning of period                                             |   |                         | 847,888    |   |   |   | 1,521,344 |   |
| Cash and cash equivalents at end of period                                                   |   | $                            | 1,208,820  |   |   | $ | 1,310,640 |   |
| Supplemental disclosures:                                                                    |   |                         |       |   |   |   |   |   |
| Income taxes paid (refunded)                                                                 |   | $                            | 12,033     |   |   | $ | 60 |   |
| Interest paid                                                                                |   |                         | 121,911    |   |   |   | 160,273 |   |
| Non-cash activities                                                                          |   |                         |       |   |   |   |   |   |
| Dividends accrued, paid in subsequent quarter                                                |   |                         | 15,391     |   |   |   | 23,326 |   |

----

----

|                                        |   | March 31, |   |   | December 31, |   |   | March 31, |   |
|---------------------------------------------|--------|----------------|--------|--------|-------------------|--------|--------|----------------|--------|
| (dollar amounts in millions) |   | 2011           |   |   | 2010              |   |   | 2010           |   |
| Loans and leases:                           |   |           |   |   |              |   |   |           |   |
| Commercial and industrial                   |   | $              | 13,299 |   |              | $      | 13,063 |           |   | $ | 12,245 |   |
| Commercial real estate                      |   |           | 6,298  |   |              |   | 6,651  |           |   |   | 7,456 |   |
| Automobile                                  |   |           | 5,802  |   |              |   | 5,615  |           |   |   | 4,403 |   |
| Home equity                                 |   |           | 7,784  |   |              |   | 7,713  |           |   |   | 7,514 |   |
| Residential mortgage                        |   |           | 4,517  |   |              |   | 4,500  |           |   |   | 4,614 |   |
| Other consumer                              |   |           | 546    |   |              |   | 564    |           |   |   | 700 |   |
| Loans and leases                            |   |           | 38,246 |   |              |   | 38,106 |           |   |   | 36,932 |   |
| Allowance for loan and lease losses         |   |           | (1,133 | )      |              |   | (1,249 | )              |   |   | (1,478 | ) |
| Net loans and leases                        |   | $              | 37,113 |   |              | $      | 36,857 |           |   | $ | 35,454 |   |

----

| (dollar amounts in millions) |   | March 31, 2011 |    |   | December 31, 2010 |   |
|---------------------------------------------|--------|--------------------------|---------|--------|-----------------------------|--------|
|                                   |   |                     |    |   |                        |   |
| Commercial and industrial:                  |   |                     |    |   |                        |   |
| Owner occupied                              |   | $                        | 141     |   |                        | $      | 139 |   |
| Other commercial and industrial             |   |                     | 119     |   |                        |   | 208 |   |
| Total commercial and industrial             |   |                     | 260     |   |                        |   | 347 |   |
|                                        |   |                     |    |   |                        |   |   |   |
| Commercial real estate:                     |   |                     |    |   |                        |   |   |   |
| Retail properties                           |   |                     | 75      |   |                        |   | 97 |   |
| Multi family                                |   |                     | 42      |   |                        |   | 45 |   |
| Office                                      |   |                     | 43      |   |                        |   | 48 |   |
| Industrial and warehouse                    |   |                     | 37      |   |                        |   | 40 |   |
| Other commercial real estate                |   |                     | 109     |   |                        |   | 134 |   |
| Total commercial real estate                |   |                     | 306     |   |                        |   | 364 |   |
|                                        |   |                     |    |   |                        |   |   |   |
| Automobile                                  |   |                     | — |   |                        |   | — |   |
| Home equity:                                |   |                     |    |   |                        |   |   |   |
| Secured by first-lien                       |   |                     | 11      |   |                        |   | 10 |   |
| Secured by second-lien                      |   |                     | 14      |   |                        |   | 12 |   |
| Residential mortgage                        |   |                     | 45      |   |                        |   | 45 |   |
| Other consumer                              |   |                     | — |   |                        |   | — |   |
| Total nonaccrual loans                      |   | $                        | 636     |   |                        | $      | 778 |   |

----

| March 31, 2011                  |   |
|---------------------------------|--------|
|                            |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   | 90 or more days past due and accruing |   |
| (dollar amounts in millions)    |   | Past Due |   |   |   |   |   | Total Loans and Leases |   |
|                            |   | 30-59 Days |   |   | 60-89 Days |   |   | 90 or more days |   |   | Total |   |   | Current |   |
|                            |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Commercial and industrial:      |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Owner occupied                  |   | $ | 17 |   |   | $ | 14 |   |   | $ | 71 |   |   | $ | 102 |   |   | $ | 3,759 |   |   | $ | 3,861 |   |   | $ | — |   |
| Other commercial and industrial |   |   | 33 |   |   |   | 12 |   |   |   | 87 |   |   |   | 132 |   |   |   | 9,306 |   |   |   | 9,438 |   |   |   | — |   |
| Total commercial and industrial |   | $ | 50 |   |   | $ | 26 |   |   | $ | 158 |   |   | $ | 234 |   |   | $ | 13,065 |   |   | $ | 13,299 |   |   | $ | — |   |
|                            |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Commercial real estate:         |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Retail properties               |   | $ | 36 |   |   | $ | 1 |   |   | $ | 49 |   |   | $ | 86 |   |   | $ | 1,609 |   |   | $ | 1,695 |   |   | $ | — |   |
| Multi family                    |   |   | 9 |   |   |   | 3 |   |   |   | 31 |   |   |   | 43 |   |   |   | 1,029 |   |   |   | 1,072 |   |   |   | — |   |
| Office                          |   |   | 14 |   |   |   | 1 |   |   |   | 38 |   |   |   | 53 |   |   |   | 995 |   |   |   | 1,048 |   |   |   | — |   |
| Industrial and warehouse        |   |   | 7 |   |   |   | 3 |   |   |   | 15 |   |   |   | 25 |   |   |   | 766 |   |   |   | 791 |   |   |   | — |   |
| Other commercial real estate    |   |   | 27 |   |   |   | 14 |   |   |   | 83 |   |   |   | 124 |   |   |   | 1,568 |   |   |   | 1,692 |   |   |   | — |   |
| Total commercial real estate    |   | $ | 93 |   |   | $ | 22 |   |   | $ | 216 |   |   | $ | 331 |   |   | $ | 5,967 |   |   | $ | 6,298 |   |   | $ | — |   |
|                            |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Automobile                      |   | $ | 38 |   |   |   | 8 |   |   | $ | 5 |   |   | $ | 51 |   |   | $ | 5,751 |   |   | $ | 5,802 |   |   | $ | 6 |   |
| Home equity:                    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Secured by first-lien           |   |   | 16 |   |   |   | 9 |   |   |   | 22 |   |   |   | 47 |   |   |   | 3,147 |   |   |   | 3,194 |   |   |   | 10 |   |
| Secured by second-lien          |   |   | 31 |   |   |   | 14 |   |   |   | 28 |   |   |   | 73 |   |   |   | 4,517 |   |   |   | 4,590 |   |   |   | 14 |   |
| Residential mortgage            |   |   | 121 |   |   |   | 39 |   |   |   | 181 |   |   |   | 341 |   |   |   | 4,176 |   |   |   | 4,517 |   |   |   | 136 |   |
| Other consumer                  |   |   | 7 |   |   |   | 2 |   |   |   | 2 |   |   |   | 11 |   |   |   | 535 |   |   |   | 546 |   |   |   | 2 |   |

| December 31, 2010               |   |
|---------------------------------|--------|
|                            |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   | 90 or more dayspast due andaccruing |   |
| (dollar amounts in millions)    |   | Past Due |   |   |   |   |   | Total Loans and Leases |   |
|                            |   | 30-59 Days |   |   | 60-89 Days |   |   | 90 or more days |   |   | Total |   |   | Current |   |
|                            |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Commercial and industrial:      |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Owner occupied                  |   | $ | 16 |   |   | $ | 9 |   |   | $ | 80 |   |   | $ | 105 |   |   | $ | 3,718 |   |   | $ | 3,823 |   |   | $ | — |   |
| Other commercial and industrial |   |   | 35 |   |   |   | 36 |   |   |   | 110 |   |   |   | 181 |   |   |   | 9,059 |   |   |   | 9,240 |   |   |   | — |   |
| Total commercial and industrial |   | $ | 51 |   |   | $ | 45 |   |   | $ | 190 |   |   | $ | 286 |   |   | $ | 12,777 |   |   | $ | 13,063 |   |   | $ | — |   |
|                            |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Commercial real estate:         |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Retail properties               |   | $ | 24 |   |   | $ | 1 |   |   | $ | 73 |   |   | $ | 98 |   |   | $ | 1,665 |   |   | $ | 1,763 |   |   | $ | — |   |
| Multi family                    |   |   | 9 |   |   |   | 8 |   |   |   | 32 |   |   |   | 49 |   |   |   | 1,073 |   |   |   | 1,122 |   |   |   | — |   |
| Office                          |   |   | 21 |   |   |   | 6 |   |   |   | 36 |   |   |   | 63 |   |   |   | 1,060 |   |   |   | 1,123 |   |   |   | — |   |
| Industrial and warehouse        |   |   | 4 |   |   |   | 8 |   |   |   | 13 |   |   |   | 25 |   |   |   | 828 |   |   |   | 853 |   |   |   | — |   |
| Other commercial real estate    |   |   | 47 |   |   |   | 8 |   |   |   | 90 |   |   |   | 145 |   |   |   | 1,645 |   |   |   | 1,790 |   |   |   | — |   |
| Total commercial real estate    |   | $ | 105 |   |   | $ | 31 |   |   | $ | 244 |   |   | $ | 380 |   |   | $ | 6,271 |   |   | $ | 6,651 |   |   | $ | — |   |
|                            |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Automobile                      |   | $ | 48 |   |   |   | 12 |   |   | $ | 8 |   |   | $ | 68 |   |   | $ | 5,547 |   |   | $ | 5,615 |   |   | $ | 8 |   |
| Home equity:                    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Secured by first-lien           |   |   | 15 |   |   |   | 8 |   |   |   | 19 |   |   |   | 42 |   |   |   | 2,999 |   |   |   | 3,041 |   |   |   | 8 |   |
| Secured by second-lien          |   |   | 36 |   |   |   | 17 |   |   |   | 27 |   |   |   | 80 |   |   |   | 4,592 |   |   |   | 4,672 |   |   |   | 16 |   |
| Residential mortgage            |   |   | 115 |   |   |   | 58 |   |   |   | 197 |   |   |   | 370 |   |   |   | 4,130 |   |   |   | 4,500 |   |   |   | 152 |   |
| Other consumer                  |   |   | 7 |   |   |   | 2 |   |   |   | 3 |   |   |   | 12 |   |   |   | 552 |   |   |   | 564 |   |   |   | 2 |   |

----

----

|                                                                                                   |   | CommercialandIndustrial |    |   | CommercialReal Estate |   |    | Automobile |   |   | HomeEquity |   |   | ResidentialMortgage |    |   | OtherConsumer |   |    | Total  |   |
|--------------------------------------------------------------------------------------------------------|--------|-------------------------|---------|--------|----------------------------|--------|---------|------------|--------|--------|------------|--------|--------|---------------------|---------|--------|---------------|--------|---------|--------|--------|
|                                                                                                   |   |                    |    |   |                       |   |    |       |   |   |       |   |   |                |    |   |          |   |    |   |   |
| Allowance for Credit Losses:                                                                           |   |                    |    |   |                       |   |    |       |   |   |       |   |   |                |    |   |          |   |    |   |   |
| (dollar amounts in thousands)                                                                          |   |                    |    |   |                       |   |    |       |   |   |       |   |   |                |    |   |          |   |    |   |   |
| ALLL balance at January 1, 2011:                                                                       |   | $                       | 340,614 |   |                       | $      | 588,251 |       |   | $      | 49,488     |   |   | $                   | 150,630 |   |          | $      | 93,289  |   |   | $ | 26,736 |   |   | $ | 1,249,008 |   |
| Loan charge-offs                                                                                       |   |                    | (53,736 | )      |                       |   | (76,648 | )          |   |   | (9,975     | )      |   |                | (28,322 | )      |          |   | (23,021 | )      |   |   | (7,305 | ) |   |   | (199,007 | ) |
| Recoveries of loans previously charged-off                                                             |   |                    | 11,544  |   |                       |   | 8,965   |       |   |   | 5,263      |   |   |                | 1,608   |   |          |   | 4,089   |   |   |   | 2,455 |   |   |   | 33,924 |   |
| Provision for loan and lease losses                                                                    |   |                    | 1,141   |   |                       |   | (9,500  | )          |   |   | 6,086      |   |   |                | 25,455  |   |          |   | 22,384  |   |   |   | 3,735 |   |   |   | 49,301 |   |
| Allowance for loans sold or transferred to loans held for sale                                         |   |                    | — |   |                       |   | — |       |   |   | —    |   |   |                | — |   |          |   | — |   |   |   | — |   |   |   | — |   |
|                                                                                                   |   |                    |    |   |                       |   |    |       |   |   |       |   |   |                |    |   |          |   |    |   |   |   |   |   |   |   |   |   |
| ALLL balance at March 31, 2011:                                                                        |   | $                       | 299,563 |   |                       | $      | 511,068 |       |   | $      | 50,862     |   |   | $                   | 149,371 |   |          | $      | 96,741  |   |   | $ | 25,621 |   |   | $ | 1,133,226 |   |
|                                                                                                   |   |                    |    |   |                       |   |    |       |   |   |       |   |   |                |    |   |          |   |    |   |   |   |   |   |   |   |   |   |
| AULC balance at January 1, 2011:                                                                       |   | $                       | 32,726  |   |                       | $      | 6,158   |       |   | $      | —    |   |   | $                   | 2,348   |   |          | $      | 1       |   |   | $ | 894 |   |   | $ | 42,127 |   |
| Provision for unfunded loan commitments and letters of credit                                          |   |                    | (2,020  | )      |                       |   | 2,275   |       |   |   | —    |   |   |                | (107    | )      |          |   | — |   |   |   | (64 | ) |   |   | 84 |   |
|                                                                                                   |   |                    |    |   |                       |   |    |       |   |   |       |   |   |                |    |   |          |   |    |   |   |   |   |   |   |   |   |   |
| AULC balance at March 31, 2011:                                                                        |   | $                       | 30,706  |   |                       | $      | 8,433   |       |   | $      | —    |   |   | $                   | 2,241   |   |          | $      | 1       |   |   | $ | 830 |   |   | $ | 42,211 |   |
|                                                                                                   |   |                    |    |   |                       |   |    |       |   |   |       |   |   |                |    |   |          |   |    |   |   |   |   |   |   |   |   |   |
| ACL balance at March 31, 2011                                                                          |   | $                       | 330,269 |   |                       | $      | 519,501 |       |   | $      | 50,862     |   |   | $                   | 151,612 |   |          | $      | 96,742  |   |   | $ | 26,451 |   |   | $ | 1,175,437 |   |
|                                                                                                   |   |                    |    |   |                       |   |    |       |   |   |       |   |   |                |    |   |          |   |    |   |   |   |   |   |   |   |   |   |
| Portion of ALLL balance at March 31, 2011:                                                             |   |                    |    |   |                       |   |    |       |   |   |       |   |   |                |    |   |          |   |    |   |   |   |   |   |   |   |   |   |
|                                                                                                   |   |                    |    |   |                       |   |    |       |   |   |       |   |   |                |    |   |          |   |    |   |   |   |   |   |   |   |   |   |
| Attributable to loans individually evaluated for impairment                                            |   | $                       | 43,824  |   |                       | $      | 62,161  |       |   | $      | 945        |   |   | $                   | 1,780   |   |          | $      | 12,103  |   |   | $ | 483 |   |   | $ | 121,296 |   |
| Attributable to loans collectively evaluated for impairment                                            |   |                    | 255,739 |   |                       |   | 448,907 |       |   |   | 49,917     |   |   |                | 147,591 |   |          |   | 84,638  |   |   |   | 25,138 |   |   |   | 1,011,930 |   |
| Total ALLL evaluated for impairment                                                                    |   | $                       | 299,563 |   |                       | $      | 511,068 |       |   | $      | 50,862     |   |   | $                   | 149,371 |   |          | $      | 96,741  |   |   | $ | 25,621 |   |   | $ | 1,133,226 |   |
|                                                                                                   |   |                    |    |   |                       |   |    |       |   |   |       |   |   |                |    |   |          |   |    |   |   |   |   |   |   |   |   |   |
| ALLL associated with portfolio loans acquired with deteriorated credit quality                         |   | $                       | — |   |                       | $      | — |       |   | $      | —    |   |   | $                   | — |   |          | $      | — |   |   | $ | — |   |   | $ | — |   |
|                                                                                                   |   |                    |    |   |                       |   |    |       |   |   |       |   |   |                |    |   |          |   |    |   |   |   |   |   |   |   |   |   |
| Loans and Leases at March 31, 2011:                                                                    |   |                    |    |   |                       |   |    |       |   |   |       |   |   |                |    |   |          |   |    |   |   |   |   |   |   |   |   |   |
| (dollar amounts in millions)                                                                           |   |                    |    |   |                       |   |    |       |   |   |       |   |   |                |    |   |          |   |    |   |   |   |   |   |   |   |   |   |
|                                                                                                   |   |                    |    |   |                       |   |    |       |   |   |       |   |   |                |    |   |          |   |    |   |   |   |   |   |   |   |   |   |
| Ending balance                                                                                         |   | $                       | 13,299  |   |                       | $      | 6,298   |       |   | $      | 5,802      |   |   | $                   | 7,784   |   |          | $      | 4,517   |   |   | $ | 546 |   |   | $ | 38,246 |   |
|                                                                                                   |   |                    |    |   |                       |   |    |       |   |   |       |   |   |                |    |   |          |   |    |   |   |   |   |   |   |   |   |   |
| Portion of ending balance:                                                                             |   |                    |    |   |                       |   |    |       |   |   |       |   |   |                |    |   |          |   |    |   |   |   |   |   |   |   |   |   |
|                                                                                                   |   |                    |    |   |                       |   |    |       |   |   |       |   |   |                |    |   |          |   |    |   |   |   |   |   |   |   |   |   |
| Individually evaluated for impairment                                                                  |   |                    | 187     |   |                       |   | 338     |       |   |   | 30         |   |   |                | 40      |   |          |   | 342     |   |   |   | 9 |   |   |   | 946 |   |
| Collectively evaluated for impairment                                                                  |   |                    | 13,112  |   |                       |   | 5,960   |       |   |   | 5,772      |   |   |                | 7,744   |   |          |   | 4,175   |   |   |   | 537 |   |   |   | 37,300 |   |
| Total loans evaluated for impairment                                                                   |   | $                       | 13,299  |   |                       | $      | 6,298   |       |   | $      | 5,802      |   |   | $                   | 7,784   |   |          | $      | 4,517   |   |   | $ | 546 |   |   | $ | 38,246 |   |
|                                                                                                   |   |                    |    |   |                       |   |    |       |   |   |       |   |   |                |    |   |          |   |    |   |   |   |   |   |   |   |   |   |
| Portfolio loans acquired with deteriorated credit quality                                              |   | $                       | — |   |                       | $      | — |       |   | $      | —    |   |   | $                   | — |   |          | $      | — |   |   | $ | — |   |   | $ | — |   |
|                                                                                                   |   |                    |    |   |                       |   |    |       |   |   |       |   |   |                |    |   |          |   |    |   |   |   |   |   |   |   |   |   |
| Portfolio loans purchased in the 2011 first quarter                                                    |   |                    | — |   |                       |   | — |       |   |   | —    |   |   |                | — |   |          |   | — |   |   |   | — |   |   |   | — |   |
|                                                                                                   |   |                    |    |   |                       |   |    |       |   |   |       |   |   |                |    |   |          |   |    |   |   |   |   |   |   |   |   |   |
| Portfolio loans with allowance sold or transferred to loans held for sale in the 2011 first quarter    |   |                    | — |   |                       |   | — |       |   |   | —    |   |   |                | — |   |          |   | — |   |   |   | — |   |   |   | — |   |
|                                                                                                   |   |                    |    |   |                       |   |    |       |   |   |       |   |   |                |    |   |          |   |    |   |   |   |   |   |   |   |   |   |
| Portfolio loans without allowance sold or transferred to loans held for sale in the 2011 first quarter |   |                    | 86      |   |                       |   | 48      |       |   |   | —    |   |   |                | — |   |          |   | 83      |   |   |   | — |   |   |   | 217 |   |

----

|                                                                      |   | Commercial and Industrial |    |   | CommercialReal Estate |   |    | Automobile |   |   | Home Equity |   |   | ResidentialMortgage |    |   | OtherConsumer |   |    | Total  |   |
|--------------------------------------------------------------------------------|--------|---------------------------|---------|--------|-----------------------|--------|---------|------------|--------|--------|------------------|--------|--------|---------------------|---------|--------|---------------|--------|---------|--------|--------|
|                                                                           |   |                      |    |   |                  |   |    |       |   |   |             |   |   |                |    |   |          |   |    |   |   |
| ALLL at December 31, 2010                                                      |   |                      |    |   |                  |   |    |       |   |   |             |   |   |                |    |   |          |   |    |   |   |
| (dollar amounts in thousands)                                                  |   |                      |    |   |                  |   |    |       |   |   |             |   |   |                |    |   |          |   |    |   |   |
| Portion of ALLL balance at December 31, 2010:                                  |   |                      |    |   |                  |   |    |       |   |   |             |   |   |                |    |   |          |   |    |   |   |
|                                                                           |   |                      |    |   |                  |   |    |       |   |   |             |   |   |                |    |   |          |   |    |   |   |
| Attributable to loans individually evaluated for impairment                    |   | $                         | 63,307  |   |                  | $      | 65,130  |       |   | $      | 1,477            |   |   | $                   | 1,498   |   |          | $      | 11,780  |   |   | $ | 668 |   |   | $ | 143,860 |   |
| Attributable to loans collectively evaluated for impairment                    |   |                      | 277,307 |   |                  |   | 523,121 |       |   |   | 48,011           |   |   |                | 149,132 |   |          |   | 81,509  |   |   |   | 26,068 |   |   |   | 1,105,148 |   |
| ALLL balance at December 31, 2010:                                             |   | $                         | 340,614 |   |                  | $      | 588,251 |       |   | $      | 49,488           |   |   | $                   | 150,630 |   |          | $      | 93,289  |   |   | $ | 26,736 |   |   | $ | 1,249,008 |   |
| ALLL associated with portfolio loans acquired with deteriorated credit quality |   | $                         | — |   |                  | $      | — |       |   | $      | —          |   |   | $                   | — |   |          | $      | — |   |   | $ | — |   |   | $ | — |   |
|                                                                           |   |                      |    |   |                  |   |    |       |   |   |             |   |   |                |    |   |          |   |    |   |   |   |   |   |   |   |   |   |
| Loans and Leases at December 31, 2010:                                         |   |                      |    |   |                  |   |    |       |   |   |             |   |   |                |    |   |          |   |    |   |   |   |   |   |   |   |   |   |
| (dollar amounts in millions)                                                   |   |                      |    |   |                  |   |    |       |   |   |             |   |   |                |    |   |          |   |    |   |   |   |   |   |   |   |   |   |
|                                                                           |   |                      |    |   |                  |   |    |       |   |   |             |   |   |                |    |   |          |   |    |   |   |   |   |   |   |   |   |   |
| Ending balance                                                                 |   | $                         | 13,063  |   |                  | $      | 6,651   |       |   | $      | 5,615            |   |   | $                   | 7,713   |   |          | $      | 4,500   |   |   | $ | 564 |   |   | $ | 38,106 |   |
|                                                                           |   |                      |    |   |                  |   |    |       |   |   |             |   |   |                |    |   |          |   |    |   |   |   |   |   |   |   |   |   |
| Portion of ending balance:                                                     |   |                      |    |   |                  |   |    |       |   |   |             |   |   |                |    |   |          |   |    |   |   |   |   |   |   |   |   |   |
|                                                                           |   |                      |    |   |                  |   |    |       |   |   |             |   |   |                |    |   |          |   |    |   |   |   |   |   |   |   |   |   |
| Individually evaluated for impairment                                          |   | $                         | 198     |   |                  | $      | 311     |       |   | $      | 30               |   |   | $                   | 37      |   |          | $      | 334     |   |   | $ | 10 |   |   | $ | 920 |   |
| Collectively evaluated for impairment                                          |   |                      | 12,865  |   |                  |   | 6,340   |       |   |   | 5,585            |   |   |                | 7,676   |   |          |   | 4,166   |   |   |   | 554 |   |   |   | 37,186 |   |
| Total loans evaluated for impairment                                           |   | $                         | 13,063  |   |                  | $      | 6,651   |       |   | $      | 5,615            |   |   | $                   | 7,713   |   |          | $      | 4,500   |   |   | $ | 564 |   |   | $ | 38,106 |   |
| Portfolio loans acquired with deteriorated credit quality                      |   | $                         | — |   |                  | $      | — |       |   | $      | —          |   |   | $                   | — |   |          | $      | — |   |   | $ | — |   |   | $ | — |   |

----

----

| March 31, 2011                  |   |
|---------------------------------|--------|
|                            |   | Credit Risk Profile by UCS classification |   |
| (dollar amounts in millions)    |   | Pass |   |   | OLEM |   |   | Substandard |   |   | Doubtful |   |   | Total |   |
| Commercial and industrial:      |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Owner occupied                  |   | $ | 3,359 |   |   | $ | 144 |   |   | $ | 357 |   |   | $ | 1 |   |   | $ | 3,861 |   |
| Other commercial and industrial |   |   | 8,757 |   |   |   | 239 |   |   |   | 430 |   |   |   | 12 |   |   |   | 9,438 |   |
| Total commercial and industrial |   | $ | 12,116 |   |   | $ | 383 |   |   | $ | 787 |   |   | $ | 13 |   |   | $ | 13,299 |   |
|                            |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Commercial real estate:         |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Retail properties               |   | $ | 1,293 |   |   | $ | 88 |   |   | $ | 314 |   |   | $ | — |   |   | $ | 1,695 |   |
| Multi family                    |   |   | 866 |   |   |   | 72 |   |   |   | 134 |   |   |   | — |   |   |   | 1,072 |   |
| Office                          |   |   | 826 |   |   |   | 119 |   |   |   | 103 |   |   |   | — |   |   |   | 1,048 |   |
| Industrial and warehouse        |   |   | 623 |   |   |   | 71 |   |   |   | 97 |   |   |   | — |   |   |   | 791 |   |
| Other commercial real estate    |   |   | 1,214 |   |   |   | 81 |   |   |   | 396 |   |   |   | 1 |   |   |   | 1,692 |   |
| Total commercial real estate    |   | $ | 4,822 |   |   | $ | 431 |   |   | $ | 1,044 |   |   | $ | 1 |   |   | $ | 6,298 |   |

|                   |   | Credit Risk Profile by FICO score (1) |   |
|------------------------|--------|---------------------------------------|--------|
|                   |   |                                  | 750+   |   |   |   | 650-749 |   |   | <650 |   |   | Other (2) |   |   | Total |   |
| Automobile             |   | $                                     | 2,606  |   |   | $ | 2,371 |   |   | $ | 717 |   |   | $ | 108 |   |   | $ | 5,802 |   |
| Home equity:           |   |                                  |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Secured by first-lien  |   |                                  | 1,745  |   |   |   | 1,127 |   |   |   | 316 |   |   |   | 6 |   |   |   | 3,194 |   |
| Secured by second-lien |   |                                  | 2,159  |   |   |   | 1,752 |   |   |   | 678 |   |   |   | 1 |   |   |   | 4,590 |   |
| Residential mortgage   |   |                                  | 1,976  |   |   |   | 1,620 |   |   |   | 775 |   |   |   | 146 |   |   |   | 4,517 |   |
| Other consumer         |   |                                  | 200    |   |   |   | 227 |   |   |   | 100 |   |   |   | 19 |   |   |   | 546 |   |

| December 31, 2010               |   |
|---------------------------------|--------|
|                            |   | Credit Risk Profile by UCS classification |   |
| (dollar amounts in millions)    |   | Pass |   |   | OLEM |   |   | Substandard |   |   | Doubtful |   |   | Total |   |
| Commercial and industrial:      |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Owner occupied                  |   | $ | 3,265 |   |   | $ | 159 |   |   | $ | 393 |   |   | $ | 6 |   |   | $ | 3,823 |   |
| Other commercial and industrial |   |   | 8,435 |   |   |   | 265 |   |   |   | 525 |   |   |   | 15 |   |   |   | 9,240 |   |
| Total commercial and industrial |   | $ | 11,700 |   |   | $ | 424 |   |   | $ | 918 |   |   | $ | 21 |   |   | $ | 13,063 |   |
|                            |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Commercial real estate:         |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Retail properties               |   | $ | 1,284 |   |   | $ | 128 |   |   | $ | 350 |   |   | $ | — |   |   | $ | 1,762 |   |
| Multi family                    |   |   | 899 |   |   |   | 79 |   |   |   | 144 |   |   |   | — |   |   |   | 1,122 |   |
| Office                          |   |   | 868 |   |   |   | 122 |   |   |   | 133 |   |   |   | — |   |   |   | 1,123 |   |
| Industrial and warehouse        |   |   | 668 |   |   |   | 72 |   |   |   | 113 |   |   |   | — |   |   |   | 853 |   |
| Other commercial real estate    |   |   | 1,221 |   |   |   | 88 |   |   |   | 481 |   |   |   | 1 |   |   |   | 1,791 |   |
| Total commercial real estate    |   | $ | 4,940 |   |   | $ | 489 |   |   | $ | 1,221 |   |   | $ | 1 |   |   | $ | 6,651 |   |

|                   |   | Credit Risk Profile by FICO score (1) |   |
|------------------------|--------|---------------------------------------|--------|
|                   |   |                                  | 750    | + |   |   | 650-749 |   |   | <650 |   |   | Other (2) |   |   | Total |   |
| Automobile             |   | $                                     | 2,516  |   |   | $ | 2,267 |   |   | $ | 725 |   |   | $ | 107 |   |   | $ | 5,615 |   |
| Home equity:           |   |                                  |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Secured by first-lien  |   |                                  | 1,644  |   |   |   | 1,082 |   |   |   | 314 |   |   |   | 1 |   |   |   | 3,041 |   |
| Secured by second-lien |   |                                  | 2,224  |   |   |   | 1,768 |   |   |   | 679 |   |   |   | 1 |   |   |   | 4,672 |   |
| Residential mortgage   |   |                                  | 1,978  |   |   |   | 1,580 |   |   |   | 796 |   |   |   | 146 |   |   |   | 4,500 |   |
| Other consumer         |   |                                  | 207    |   |   |   | 235 |   |   |   | 102 |   |   |   | 20 |   |   |   | 564 |   |

----

----

|                                        |   |                     |    |   | Three Months Ended |   |
|---------------------------------------------|--------|--------------------------|---------|--------|------------------------------|--------|
|                                        |   | March 31, 2011 |    |   | March 31, 2011     |   |
| (dollar amounts in millions) |   | EndingBalance            |    |   | UnpaidPrincipalBalance       |   |   | RelatedAllowance |   |   | AverageBalance |   |   | InterestIncomeRecognized |   |
|                                        |   |                     |    |   |                         |   |   |   |   |   |   |   |   |   |   |
| With no related allowance recorded:         |   |                     |    |   |                         |   |   |   |   |   |   |   |   |   |   |
| Commercial and industrial:                  |   |                     |    |   |                         |   |   |   |   |   |   |   |   |   |   |
| Owner occupied                              |   | $                        | 10.9    |   |                         | $      | 23.3 |   |   | $ | - |   |   | $ | 12.2 |   |   | $ | - |   |
| Other commercial and industrial             |   |                     | 9.0     |   |                         |   | 19.3 |   |   |   | - |   |   |   | 8.7 |   |   |   | - |   |
| Total commercial and industrial             |   | $                        | 19.9    |   |                         | $      | 42.6 |   |   | $ | — |   |   | $ | 20.9 |   |   | $ | - |   |
|                                        |   |                     |    |   |                         |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Commercial real estate:                     |   |                     |    |   |                         |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Retail properties                           |   | $                        | 8.6     |   |                         | $      | 25.0 |   |   | $ | - |   |   | $ | 20.1 |   |   | $ | - |   |
| Multi family                                |   |                     | 14.8    |   |                         |   | 15.5 |   |   |   | - |   |   |   | 8.3 |   |   |   | 0.2 |   |
| Office                                      |   |                     | 1.3     |   |                         |   | 2.7 |   |   |   | - |   |   |   | 1.9 |   |   |   | - |   |
| Industrial and warehouse                    |   |                     | 2.2     |   |                         |   | 6.3 |   |   |   | - |   |   |   | 2.8 |   |   |   | - |   |
| Other commercial real estate                |   |                     | 23.4    |   |                         |   | 46.9 |   |   |   | - |   |   |   | 24.8 |   |   |   | 0.2 |   |
| Total commercial real estate                |   | $                        | 50.3    |   |                         | $      | 96.4 |   |   | $ | — |   |   | $ | 57.9 |   |   | $ | 0.4 |   |
|                                        |   |                     |    |   |                         |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Automobile                                  |   | $                        | — |   |                         | $      | — |   |   | $ | — |   |   | $ | — |   |   | $ | — |   |
| Home equity:                                |   |                     |    |   |                         |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Secured by first-lien                       |   |                     | — |   |                         |   | — |   |   |   | — |   |   |   | — |   |   |   | — |   |
| Secured by second-lien                      |   |                     | — |   |                         |   | — |   |   |   | — |   |   |   | — |   |   |   | — |   |
| Residential mortgage                        |   |                     | — |   |                         |   | — |   |   |   | — |   |   |   | — |   |   |   | — |   |
| Other consumer                              |   |                     | — |   |                         |   | — |   |   |   | — |   |   |   | — |   |   |   | — |   |
|                                        |   |                     |    |   |                         |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| With an allowance recorded:                 |   |                     |    |   |                         |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Commercial and industrial:                  |   |                     |    |   |                         |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Owner occupied                              |   | $                        | 65.2    |   |                         | $      | 82.0 |   |   | $ | 14.5 |   |   | $ | 72.1 |   |   | $ | 0.2 |   |
| Other commercial and industrial             |   |                     | 102.3   |   |                         |   | 141.5 |   |   |   | 29.4 |   |   |   | 116.0 |   |   |   | 0.5 |   |
| Total commercial and industrial             |   | $                        | 167.5   |   |                         | $      | 223.5 |   |   | $ | 43.9 |   |   | $ | 188.1 |   |   | $ | 0.7 |   |
|                                        |   |                     |    |   |                         |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Commercial real estate:                     |   |                     |    |   |                         |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Retail properties                           |   | $                        | 116.0   |   |                         | $      | 178.8 |   |   | $ | 22.5 |   |   | $ | 87.6 |   |   | $ | 0.4 |   |
| Multi family                                |   |                     | 29.8    |   |                         |   | 33.7 |   |   |   | 7.1 |   |   |   | 37.3 |   |   |   | 0.2 |   |
| Office                                      |   |                     | 32.5    |   |                         |   | 45.9 |   |   |   | 5.3 |   |   |   | 28.7 |   |   |   | 0.1 |   |
| Industrial and warehouse                    |   |                     | 36.9    |   |                         |   | 48.0 |   |   |   | 12.7 |   |   |   | 36.1 |   |   |   | 0.2 |   |
| Other commercial real estate                |   |                     | 72.7    |   |                         |   | 94.0 |   |   |   | 14.6 |   |   |   | 69.8 |   |   |   | 0.1 |   |
| Total commercial real estate                |   | $                        | 287.9   |   |                         | $      | 400.4 |   |   | $ | 62.2 |   |   | $ | 259.5 |   |   | $ | 1.0 |   |
|                                        |   |                     |    |   |                         |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Automobile                                  |   | $                        | 29.6    |   |                         | $      | 29.6 |   |   | $ | 0.9 |   |   | $ | 29.7 |   |   | $ | 0.7 |   |
| Home equity:                                |   |                     |    |   |                         |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Secured by first-lien                       |   |                     | 22.9    |   |                         |   | 22.9 |   |   |   | 0.7 |   |   |   | 21.7 |   |   |   | 0.2 |   |
| Secured by second-lien                      |   |                     | 16.9    |   |                         |   | 16.9 |   |   |   | 1.1 |   |   |   | 16.8 |   |   |   | 0.2 |   |
| Residential mortgage                        |   |                     | 342.0   |   |                         |   | 360.6 |   |   |   | 12.1 |   |   |   | 338.1 |   |   |   | 3.5 |   |
| Other consumer                              |   |                     | 9.2     |   |                         |   | 9.2 |   |   |   | 0.5 |   |   |   | 9.4 |   |   |   | 0.2 |   |

----

|                                |   | December 31, 2010 |    |
|-------------------------------------|--------|-------------------|---------|
| (dollar amounts in millions)        |   | EndingBalance     |    |   | UnpaidPrincipalBalance |   |   | RelatedAllowance |   |
|                                |   |              |    |   |   |   |   |   |   |
| With no related allowance recorded: |   |              |    |   |   |   |   |   |   |
| Commercial and industrial:          |   |              |    |   |   |   |   |   |   |
| Owner occupied                      |   | $                 | 13.8    |   |   | $ | 26.6 |   |   | $ | — |   |
| Other commercial and industrial     |   |              | 11.1    |   |   |   | 22.7 |   |   |   | — |   |
| Total commercial and industrial     |   | $                 | 24.9    |   |   | $ | 49.3 |   |   | $ | — |   |
|                                |   |              |    |   |   |   |   |   |   |   |   |   |
| Commercial real estate:             |   |              |    |   |   |   |   |   |   |   |   |   |
| Retail properties                   |   | $                 | 32.0    |   |   | $ | 67.5 |   |   | $ | — |   |
| Multi family                        |   |              | 5.1     |   |   |   | 5.7 |   |   |   | — |   |
| Office                              |   |              | 2.3     |   |   |   | 3.6 |   |   |   | — |   |
| Industrial and warehouse            |   |              | 3.3     |   |   |   | 6.9 |   |   |   | — |   |
| Other commercial real estate        |   |              | 26.7    |   |   |   | 58.9 |   |   |   | — |   |
| Total commercial real estate        |   | $                 | 69.4    |   |   | $ | 142.6 |   |   | $ | — |   |
|                                |   |              |    |   |   |   |   |   |   |   |   |   |
| Automobile                          |   | $                 | — |   |   | $ | — |   |   | $ | — |   |
| Home equity:                        |   |              |    |   |   |   |   |   |   |   |   |   |
| Secured by first-lien               |   |              | — |   |   |   | — |   |   |   | — |   |
| Secured by second-lien              |   |              | — |   |   |   | — |   |   |   | — |   |
| Residential mortgage                |   |              | — |   |   |   | — |   |   |   | — |   |
| Other consumer                      |   |              | — |   |   |   | — |   |   |   | — |   |
|                                |   |              |    |   |   |   |   |   |   |   |   |   |
| With an allowance recorded:         |   |              |    |   |   |   |   |   |   |   |   |   |
| Commercial and industrial:          |   |              |    |   |   |   |   |   |   |   |   |   |
| Owner occupied                      |   | $                 | 64.0    |   |   | $ | 85.3 |   |   | $ | 14.3 |   |
| Other commercial and industrial     |   |              | 109.2   |   |   |   | 154.4 |   |   |   | 49.0 |   |
| Total commercial and industrial     |   | $                 | 173.2   |   |   | $ | 239.7 |   |   | $ | 63.3 |   |
|                                |   |              |    |   |   |   |   |   |   |   |   |   |
| Commercial real estate:             |   |              |    |   |   |   |   |   |   |   |   |   |
| Retail properties                   |   | $                 | 74.7    |   |   | $ | 120.1 |   |   | $ | 14.8 |   |
| Multi family                        |   |              | 38.8    |   |   |   | 39.3 |   |   |   | 7.8 |   |
| Office                              |   |              | 26.6    |   |   |   | 31.3 |   |   |   | 9.5 |   |
| Industrial and warehouse            |   |              | 34.6    |   |   |   | 44.2 |   |   |   | 10.5 |   |
| Other commercial real estate        |   |              | 66.6    |   |   |   | 104.4 |   |   |   | 22.5 |   |
| Total commercial real estate        |   | $                 | 241.3   |   |   | $ | 339.3 |   |   | $ | 65.1 |   |
|                                |   |              |    |   |   |   |   |   |   |   |   |   |
| Automobile                          |   | $                 | 29.7    |   |   | $ | 29.7 |   |   | $ | 1.5 |   |
| Home equity:                        |   |              |    |   |   |   |   |   |   |   |   |   |
| Secured by first-lien               |   |              | 20.5    |   |   |   | 20.6 |   |   |   | 0.5 |   |
| Secured by second-lien              |   |              | 16.7    |   |   |   | 17.1 |   |   |   | 1.0 |   |
| Residential mortgage                |   |              | 334.2   |   |   |   | 347.6 |   |   |   | 11.8 |   |
| Other consumer                      |   |              | 9.7     |   |   |   | 9.7 |   |   |   | 0.7 |   |

| (1) | These tables do not include loans fully charged-off. |
|-----|------------------------------------------------------|

| (2) | All automobile, home equity, residential mortgage, and other consumer impaired loans are considered impaired due to their status as a TDR. |
|-----|--------------------------------------------------------------------------------------------------------------------------------------------|

----

|                                              |   | March 31, 2011 |      |   | December 31, 2010 |   |      | March 31, 2010 |   |
|---------------------------------------------------|--------|--------------------------|-----------|--------|-----------------------------|--------|-----------|--------------------------|--------|
|                                              |   | Amortized                |      |   |                        |   |      | Amortized                |   |   |   |   |   | Amortized |   |   |   |   |
| (dollar amounts in thousands)      |   | Cost                     |      |   | Fair Value             |   |      | Cost                     |   |   | Fair Value |   |   | Cost |   |   | Fair Value |   |
| U.S. Treasury:                                    |   |                     |      |   |                        |   |      |                     |   |   |   |   |   |   |   |   |   |   |
| Under 1 year                                      |   | $                        | —   |   |                        | $      | —   |                     |   | $ | — |   |   | $ | — |   |   | $ | — |   |   | $ | — |   |
| 1-5 years                                         |   |                     | 52,264    |   |                        |   | 51,453    |                     |   |   | 52,425 |   |   |   | 51,781 |   |   |   | 49,997 |   |   |   | 50,185 |   |
| 6-10 years                                        |   |                     | —   |   |                        |   | —   |                     |   |   | — |   |   |   | — |   |   |   | — |   |   |   | — |   |
| Over 10 years                                     |   |                     | —   |   |                        |   | —   |                     |   |   | — |   |   |   | — |   |   |   | — |   |   |   | — |   |
| Total U.S. Treasury                               |   |                     | 52,264    |   |                        |   | 51,453    |                     |   |   | 52,425 |   |   |   | 51,781 |   |   |   | 49,997 |   |   |   | 50,185 |   |
| Federal agencies mortgage-backed securities:      |   |                     |      |   |                        |   |      |                     |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Under 1 year                                      |   |                     | —   |   |                        |   | —   |                     |   |   | — |   |   |   | — |   |   |   | — |   |   |   | — |   |
| 1-5 years                                         |   |                     | 48,832    |   |                        |   | 48,408    |                     |   |   | — |   |   |   | — |   |   |   | — |   |   |   | — |   |
| 6-10 years                                        |   |                     | 614,519   |   |                        |   | 622,263   |                     |   |   | 656,176 |   |   |   | 664,793 |   |   |   | 738,661 |   |   |   | 741,492 |   |
| Over 10 years                                     |   |                     | 4,289,087 |   |                        |   | 4,300,414 |                     |   |   | 4,077,655 |   |   |   | 4,089,611 |   |   |   | 2,697,543 |   |   |   | 2,744,922 |   |
| Total Federal agencies mortgage-backed securities |   |                     | 4,952,438 |   |                        |   | 4,971,085 |                     |   |   | 4,733,831 |   |   |   | 4,754,404 |   |   |   | 3,436,204 |   |   |   | 3,486,414 |   |
| TLGP securities:                                  |   |                     |      |   |                        |   |      |                     |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Under 1 year                                      |   |                     | 156,044   |   |                        |   | 157,196   |                     |   |   | 156,450 |   |   |   | 157,931 |   |   |   | — |   |   |   | — |   |
| 1-5 years                                         |   |                     | —   |   |                        |   | —   |                     |   |   | 25,230 |   |   |   | 25,536 |   |   |   | 663,486 |   |   |   | 665,236 |   |
| 6-10 years                                        |   |                     | —   |   |                        |   | —   |                     |   |   | — |   |   |   | — |   |   |   | — |   |   |   | — |   |
| Over 10 years                                     |   |                     | —   |   |                        |   | —   |                     |   |   | — |   |   |   | — |   |   |   | — |   |   |   | — |   |
| Total TLGP securities                             |   |                     | 156,044   |   |                        |   | 157,196   |                     |   |   | 181,680 |   |   |   | 183,467 |   |   |   | 663,486 |   |   |   | 665,236 |   |
| Other agencies:                                   |   |                     |      |   |                        |   |      |                     |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Under 1 year                                      |   |                     | 183,405   |   |                        |   | 184,672   |                     |   |   | 158,273 |   |   |   | 159,288 |   |   |   | 158,208 |   |   |   | 159,865 |   |
| 1-5 years                                         |   |                     | 1,104,343 |   |                        |   | 1,085,323 |                     |   |   | 1,898,867 |   |   |   | 1,885,230 |   |   |   | 2,474,382 |   |   |   | 2,477,584 |   |
| 6-10 years                                        |   |                     | 13,325    |   |                        |   | 13,515    |                     |   |   | 13,082 |   |   |   | 13,359 |   |   |   | 10,476 |   |   |   | 10,667 |   |
| Over 10 years                                     |   |                     | —   |   |                        |   | —   |                     |   |   | 500 |   |   |   | 499 |   |   |   | — |   |   |   | — |   |
| Total other agencies                              |   |                     | 1,301,073 |   |                        |   | 1,283,510 |                     |   |   | 2,070,722 |   |   |   | 2,058,376 |   |   |   | 2,643,066 |   |   |   | 2,648,116 |   |
| Total U.S. Government backed agencies             |   |                     | 6,461,819 |   |                        |   | 6,463,244 |                     |   |   | 7,038,658 |   |   |   | 7,048,028 |   |   |   | 6,792,753 |   |   |   | 6,849,951 |   |
| Municipal securities:                             |   |                     |      |   |                        |   |      |                     |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Under 1 year                                      |   |                     | 855       |   |                        |   | 855       |                     |   |   | — |   |   |   | — |   |   |   | — |   |   |   | — |   |
| 1-5 years                                         |   |                     | 155,457   |   |                        |   | 155,109   |                     |   |   | 149,151 |   |   |   | 148,587 |   |   |   | 23,098 |   |   |   | 23,771 |   |
| 6-10 years                                        |   |                     | 112,665   |   |                        |   | 113,888   |                     |   |   | 124,552 |   |   |   | 125,656 |   |   |   | 103,904 |   |   |   | 106,844 |   |
| Over 10 years                                     |   |                     | 170,903   |   |                        |   | 170,295   |                     |   |   | 182,341 |   |   |   | 181,472 |   |   |   | 298,242 |   |   |   | 300,827 |   |
| Total municipal securities                        |   |                     | 439,880   |   |                        |   | 440,147   |                     |   |   | 456,044 |   |   |   | 455,715 |   |   |   | 425,244 |   |   |   | 431,442 |   |
| Private-label CMO:                                |   |                     |      |   |                        |   |      |                     |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Under 1 year                                      |   |                     | —   |   |                        |   | —   |                     |   |   | — |   |   |   | — |   |   |   | — |   |   |   | — |   |
| 1-5 years                                         |   |                     | —   |   |                        |   | —   |                     |   |   | — |   |   |   | — |   |   |   | — |   |   |   | — |   |
| 6-10 years                                        |   |                     | 8,828     |   |                        |   | 9,209     |                     |   |   | 10,429 |   |   |   | 10,887 |   |   |   | — |   |   |   | — |   |
| Over 10 years                                     |   |                     | 115,573   |   |                        |   | 106,337   |                     |   |   | 124,080 |   |   |   | 111,038 |   |   |   | 509,099 |   |   |   | 462,731 |   |
| Total private-label CMO                           |   |                     | 124,401   |   |                        |   | 115,546   |                     |   |   | 134,509 |   |   |   | 121,925 |   |   |   | 509,099 |   |   |   | 462,731 |   |
| Asset-backed securities:                          |   |                     |      |   |                        |   |      |                     |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Under 1 year                                      |   |                     | —   |   |                        |   | —   |                     |   |   | 19,669 |   |   |   | 19,694 |   |   |   | — |   |   |   | — |   |
| 1-5 years                                         |   |                     | 662,319   |   |                        |   | 665,316   |                     |   |   | 697,001 |   |   |   | 700,749 |   |   |   | 543,444 |   |   |   | 546,371 |   |
| 6-10 years                                        |   |                     | 147,236   |   |                        |   | 148,171   |                     |   |   | 323,411 |   |   |   | 323,995 |   |   |   | 66,881 |   |   |   | 67,333 |   |
| Over 10 years                                     |   |                     | 293,944   |   |                        |   | 165,599   |                     |   |   | 301,326 |   |   |   | 162,684 |   |   |   | 369,727 |   |   |   | 219,079 |   |
| Total asset-backed securities (1)                 |   |                     | 1,103,499 |   |                        |   | 979,086   |                     |   |   | 1,341,407 |   |   |   | 1,207,122 |   |   |   | 980,052 |   |   |   | 832,783 |   |
| Covered bonds:                                    |   |                     |      |   |                        |   |      |                     |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Under 1 year                                      |   |                     | —   |   |                        |   | —   |                     |   |   | — |   |   |   | — |   |   |   | — |   |   |   | — |   |
| 1-5 years                                         |   |                     | 556,500   |   |                        |   | 545,069   |                     |   |   | 379,711 |   |   |   | 367,209 |   |   |   | — |   |   |   | — |   |
| 6-10 years                                        |   |                     | —   |   |                        |   | —   |                     |   |   | — |   |   |   | — |   |   |   | — |   |   |   | — |   |
| Over 10 years                                     |   |                     | —   |   |                        |   | —   |                     |   |   | — |   |   |   | — |   |   |   | — |   |   |   | — |   |
| Total covered bonds                               |   |                     | 556,500   |   |                        |   | 545,069   |                     |   |   | 379,711 |   |   |   | 367,209 |   |   |   | — |   |   |   | — |   |
| Corporate debt:                                   |   |                     |      |   |                        |   |      |                     |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Under 1 year                                      |   |                     | —   |   |                        |   | —   |                     |   |   | — |   |   |   | — |   |   |   | — |   |   |   | — |   |
| 1-5 years                                         |   |                     | 414,667   |   |                        |   | 409,032   |                     |   |   | 329,988 |   |   |   | 323,389 |   |   |   | — |   |   |   | — |   |
| 6-10 years                                        |   |                     | —   |   |                        |   | —   |                     |   |   | — |   |   |   | — |   |   |   | — |   |   |   | — |   |
| Over 10 years                                     |   |                     | —   |   |                        |   | —   |                     |   |   | — |   |   |   | — |   |   |   | — |   |   |   | — |   |
| Total corporate debt                              |   |                     | 414,667   |   |                        |   | 409,032   |                     |   |   | 329,988 |   |   |   | 323,389 |   |   |   | — |   |   |   | — |   |
| Other:                                            |   |                     |      |   |                        |   |      |                     |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Under 1 year                                      |   |                     | 750       |   |                        |   | 750       |                     |   |   | 800 |   |   |   | 802 |   |   |   | 1,551 |   |   |   | 1,561 |   |
| 1-5 years                                         |   |                     | 7,861     |   |                        |   | 8,058     |                     |   |   | 7,810 |   |   |   | 8,009 |   |   |   | 6,721 |   |   |   | 6,855 |   |
| 6-10 years                                        |   |                     | 804       |   |                        |   | 827       |                     |   |   | 1,007 |   |   |   | 1,037 |   |   |   | 1,104 |   |   |   | 1,176 |   |
| Over 10 years                                     |   |                     | —   |   |                        |   | —   |                     |   |   | — |   |   |   | — |   |   |   | — |   |   |   | — |   |
| Non-marketable equity securities                  |   |                     | 308,457   |   |                        |   | 308,457   |                     |   |   | 308,722 |   |   |   | 308,722 |   |   |   | 304,915 |   |   |   | 304,915 |   |
| Marketable equity securities                      |   |                     | 52,806    |   |                        |   | 52,218    |                     |   |   | 53,944 |   |   |   | 53,286 |   |   |   | 55,424 |   |   |   | 54,950 |   |
| Total other                                       |   |                     | 370,678   |   |                        |   | 370,310   |                     |   |   | 372,283 |   |   |   | 371,856 |   |   |   | 369,715 |   |   |   | 369,457 |   |
| Total available-for-sale and other securities     |   | $                        | 9,471,444 |   |                        | $      | 9,322,434 |                     |   | $ | 10,052,600 |   |   | $ | 9,895,244 |   |   | $ | 9,076,863 |   |   | $ | 8,946,364 |   |

----

|                                     |   |      |      |   | Unrealized |   |    |   |   |
|-----------------------------------------------|--------|-----------|-----------|--------|------------|--------|---------|--------|--------|
|                                          |   | Amortized |      |   | Gross      |   |    | Gross  |   |   | Fair |   |
| (dollar amounts in thousands)                 |   | Cost      |      |   | Gains      |   |    | Losses |   |   | Value |   |
| March 31, 2011                                |   |      |      |   |       |   |    |   |   |   |   |   |
| U.S. Treasury                                 |   | $         | 52,264    |   |       | $      | — |   |   | $ | (811 | ) |   | $ | 51,453 |   |
| Federal Agencies:                             |   |      |      |   |       |   |    |   |   |   |   |   |   |   |   |   |
| Mortgage-backed securities                    |   |      | 4,952,438 |   |       |   | 61,338  |   |   |   | (42,691 | ) |   |   | 4,971,085 |   |
| TLGP securities                               |   |      | 156,044   |   |       |   | 1,152   |   |   |   | — |   |   |   | 157,196 |   |
| Other agencies                                |   |      | 1,301,073 |   |       |   | 2,041   |   |   |   | (19,604 | ) |   |   | 1,283,510 |   |
| Total U.S. Government backed securities       |   |      | 6,461,819 |   |       |   | 64,531  |   |   |   | (63,106 | ) |   |   | 6,463,244 |   |
| Municipal securities                          |   |      | 439,880   |   |       |   | 6,052   |   |   |   | (5,785 | ) |   |   | 440,147 |   |
| Private-label CMO                             |   |      | 124,401   |   |       |   | 1,388   |   |   |   | (10,243 | ) |   |   | 115,546 |   |
| Asset-backed securities                       |   |      | 1,103,499 |   |       |   | 4,854   |   |   |   | (129,267 | ) |   |   | 979,086 |   |
| Covered bonds                                 |   |      | 556,500   |   |       |   | 157     |   |   |   | (11,588 | ) |   |   | 545,069 |   |
| Corporate debt                                |   |      | 414,667   |   |       |   | 114     |   |   |   | (5,749 | ) |   |   | 409,032 |   |
| Other securities                              |   |      | 370,678   |   |       |   | 389     |   |   |   | (757 | ) |   |   | 370,310 |   |
| Total available-for-sale and other securities |   | $         | 9,471,444 |   |       | $      | 77,485  |   |   | $ | (226,495 | ) |   | $ | 9,322,434 |   |

----

|                                          |   |      |       |   | Unrealized |   |    |   |   |
|-----------------------------------------------|--------|-----------|------------|--------|------------|--------|---------|--------|--------|
|                                          |   | Amortized |       |   | Gross      |   |    | Gross  |   |   | Fair |   |
| (dollar amounts in thousands)                 |   | Cost      |       |   | Gains      |   |    | Losses |   |   | Value |   |
| December 31, 2010                             |   |      |       |   |       |   |    |   |   |   |   |   |
| U.S. Treasury                                 |   | $         | 52,425     |   |       | $      | — |   |   | $ | (644 | ) |   | $ | 51,781 |   |
| Federal Agencies:                             |   |      |       |   |       |   |    |   |   |   |   |   |   |   |   |   |
| Mortgage-backed securities                    |   |      | 4,733,831  |   |       |   | 71,901  |   |   |   | (51,328 | ) |   |   | 4,754,404 |   |
| TLGP securities                               |   |      | 181,680    |   |       |   | 1,787   |   |   |   | — |   |   |   | 183,467 |   |
| Other agencies                                |   |      | 2,070,722  |   |       |   | 4,874   |   |   |   | (17,220 | ) |   |   | 2,058,376 |   |
| Total U.S. Government backed securities       |   |      | 7,038,658  |   |       |   | 78,562  |   |   |   | (69,192 | ) |   |   | 7,048,028 |   |
| Municipal securities                          |   |      | 456,044    |   |       |   | 6,154   |   |   |   | (6,483 | ) |   |   | 455,715 |   |
| Private-label CMO                             |   |      | 134,509    |   |       |   | 1,236   |   |   |   | (13,820 | ) |   |   | 121,925 |   |
| Asset-backed securities                       |   |      | 1,341,407  |   |       |   | 6,563   |   |   |   | (140,848 | ) |   |   | 1,207,122 |   |
| Covered bonds                                 |   |      | 379,711    |   |       |   | — |   |   |   | (12,502 | ) |   |   | 367,209 |   |
| Corporate debt                                |   |      | 329,988    |   |       |   | 24      |   |   |   | (6,623 | ) |   |   | 323,389 |   |
| Other securities                              |   |      | 372,283    |   |       |   | 364     |   |   |   | (791 | ) |   |   | 371,856 |   |
| Total available-for-sale and other securities |   | $         | 10,052,600 |   |       | $      | 92,903  |   |   | $ | (250,259 | ) |   | $ | 9,895,244 |   |

|                                          |   |      |      |   | Unrealized |   |    |   |   |
|-----------------------------------------------|--------|-----------|-----------|--------|------------|--------|---------|--------|--------|
|                                          |   | Amortized |      |   | Gross      |   |    | Gross  |   |   | Fair |   |
| (dollar amounts in thousands)                 |   | Cost      |      |   | Gains      |   |    | Losses |   |   | Value |   |
| March 31, 2010                                |   |      |      |   |       |   |    |   |   |   |   |   |
| U.S. Treasury                                 |   | $         | 49,997    |   |       | $      | 188     |   |   | $ | — |   |   | $ | 50,185 |   |
| Federal Agencies:                             |   |      |      |   |       |   |    |   |   |   |   |   |   |   |   |   |
| Mortgage-backed securities                    |   |      | 3,436,204 |   |       |   | 55,747  |   |   |   | (5,537 | ) |   |   | 3,486,414 |   |
| TLGP securities                               |   |      | 663,486   |   |       |   | 2,260   |   |   |   | (510 | ) |   |   | 665,236 |   |
| Other agencies                                |   |      | 2,643,066 |   |       |   | 6,841   |   |   |   | (1,791 | ) |   |   | 2,648,116 |   |
| Total U.S. Government backed securities       |   |      | 6,792,753 |   |       |   | 65,036  |   |   |   | (7,838 | ) |   |   | 6,849,951 |   |
| Municipal securities                          |   |      | 425,244   |   |       |   | 6,282   |   |   |   | (84 | ) |   |   | 431,442 |   |
| Private-label CMO                             |   |      | 509,099   |   |       |   | 220     |   |   |   | (46,588 | ) |   |   | 462,731 |   |
| Asset-backed securities                       |   |      | 980,052   |   |       |   | 3,450   |   |   |   | (150,719 | ) |   |   | 832,783 |   |
| Covered bonds                                 |   |      | —   |   |       |   | — |   |   |   | — |   |   |   | — |   |
| Corporate debt                                |   |      | —   |   |       |   | — |   |   |   | — |   |   |   | — |   |
| Other securities                              |   |      | 369,715   |   |       |   | 301     |   |   |   | (559 | ) |   |   | 369,457 |   |
| Total available-for-sale and other securities |   | $         | 9,076,863 |   |       | $      | 75,289  |   |   | $ | (205,788 | ) |   | $ | 8,946,364 |   |

----

|                               |   | Less than 12 Months |      |   | Over 12 Months |   |    | Total        |   |
|-----------------------------------------|--------|------------------------------------|-----------|--------|--------------------------|--------|---------|--------------|--------|
|                          |   | Fair                               |      |   | Unrealized               |   |    | Fair         |   |   | Unrealized |   |   | Fair |   |   | Unrealized |   |
| (dollar amounts in thousands )          |   | Value                              |      |   | Losses                   |   |    | Value        |   |   | Losses |   |   | Value |   |   | Losses |   |
| March 31, 2011                          |   |                               |      |   |                |   |    |    |   |   |    |   |   |    |   |   |    |   |
| U.S. Treasury                           |   | $                                  | 51,453    |   |                     | $      | (811    | )            |   | $ | — |   |   | $ | — |   |   | $ | 51,453 |   |   | $ | (811 | ) |
| Federal agencies:                       |   |                               |      |   |                     |   |    |         |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Mortgage-backed securities              |   |                               | 1,799,899 |   |                     |   | (42,691 | )            |   |   | — |   |   |   | — |   |   |   | 1,799,899 |   |   |   | (42,691 | ) |
| TLGP securities                         |   |                               | —   |   |                     |   | — |         |   |   | — |   |   |   | — |   |   |   | — |   |   |   | — |   |
| Other agencies                          |   |                               | 964,978   |   |                     |   | (19,485 | )            |   |   | 10,558 |   |   |   | (119 | ) |   |   | 975,536 |   |   |   | (19,604 | ) |
| Total U.S. Government backed securities |   |                               | 2,816,330 |   |                     |   | (62,987 | )            |   |   | 10,558 |   |   |   | (119 | ) |   |   | 2,826,888 |   |   |   | (63,106 | ) |
| Municipal securities                    |   |                               | 200,747   |   |                     |   | (5,649  | )            |   |   | 3,684 |   |   |   | (136 | ) |   |   | 204,431 |   |   |   | (5,785 | ) |
| Private-label CMO                       |   |                               | —   |   |                     |   | — |         |   |   | 82,798 |   |   |   | (10,243 | ) |   |   | 82,798 |   |   |   | (10,243 | ) |
| Asset-backed securities                 |   |                               | 114,375   |   |                     |   | (766    | )            |   |   | 152,715 |   |   |   | (128,501 | ) |   |   | 267,090 |   |   |   | (129,267 | ) |
| Covered bonds                           |   |                               | 421,634   |   |                     |   | (11,588 | )            |   |   | — |   |   |   | — |   |   |   | 421,634 |   |   |   | (11,588 | ) |
| Corporate debt                          |   |                               | 374,199   |   |                     |   | (5,749  | )            |   |   | — |   |   |   | — |   |   |   | 374,199 |   |   |   | (5,749 | ) |
| Other securities                        |   |                               | 4         |   |                     |   | (1      | )            |   |   | 2,790 |   |   |   | (756 | ) |   |   | 2,794 |   |   |   | (757 | ) |
| Total temporarily impaired securities   |   | $                                  | 3,927,289 |   |                     | $      | (86,740 | )            |   | $ | 252,545 |   |   | $ | (139,755 | ) |   | $ | 4,179,834 |   |   | $ | (226,495 | ) |

|                          |   | Less than 12 Months |      |   | Over 12 Months |   |    | Total  |   |
|-----------------------------------------|--------|------------------------------------|-----------|--------|--------------------------|--------|---------|--------|--------|
|                               |   | Fair                               |      |   | Unrealized               |   |    | Fair   |   |   | Unrealized |   |   | Fair |   |   | Unrealized |   |
| (dollar amounts in thousands )          |   | Value                              |      |   | Losses                   |   |    | Value  |   |   | Losses |   |   | Value |   |   | Losses |   |
| December 31, 2010                       |   |                               |      |   |                     |   |    |   |   |   |   |   |   |   |   |   |   |   |
| U.S. Treasury                           |   | $                                  | 51,781    |   |                     | $      | (644    | )      |   | $ | — |   |   | $ | — |   |   | $ | 51,781 |   |   | $ | (644 | ) |
| Federal agencies:                       |   |                               |      |   |                     |   |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Mortgage-backed securities              |   |                               | 1,424,431 |   |                     |   | (51,328 | )      |   |   | — |   |   |   | — |   |   |   | 1,424,431 |   |   |   | (51,328 | ) |
| TLGP securities                         |   |                               | —   |   |                     |   | — |   |   |   | — |   |   |   | — |   |   |   | — |   |   |   | — |   |
| Other agencies                          |   |                               | 1,217,074 |   |                     |   | (17,134 | )      |   |   | 4,771 |   |   |   | (86 | ) |   |   | 1,221,845 |   |   |   | (17,220 | ) |
| Total U.S. Government backed securities |   |                               | 2,693,286 |   |                     |   | (69,106 | )      |   |   | 4,771 |   |   |   | (86 | ) |   |   | 2,698,057 |   |   |   | (69,192 | ) |
| Municipal securities                    |   |                               | 201,370   |   |                     |   | (6,363  | )      |   |   | 3,700 |   |   |   | (120 | ) |   |   | 205,070 |   |   |   | (6,483 | ) |
| Private-label CMO                       |   |                               | —   |   |                     |   | — |   |   |   | 85,617 |   |   |   | (13,820 | ) |   |   | 85,617 |   |   |   | (13,820 | ) |
| Asset-backed securities                 |   |                               | 214,983   |   |                     |   | (2,129  | )      |   |   | 146,866 |   |   |   | (138,719 | ) |   |   | 361,849 |   |   |   | (140,848 | ) |
| Covered bonds                           |   |                               | 367,209   |   |                     |   | (12,502 | )      |   |   | — |   |   |   | — |   |   |   | 367,209 |   |   |   | (12,502 | ) |
| Corporate debt                          |   |                               | 288,660   |   |                     |   | (6,623  | )      |   |   | — |   |   |   | — |   |   |   | 288,660 |   |   |   | (6,623 | ) |
| Other securities                        |   |                               | —   |   |                     |   | — |   |   |   | 41,218 |   |   |   | (791 | ) |   |   | 41,218 |   |   |   | (791 | ) |
| Total temporarily impaired securities   |   | $                                  | 3,765,508 |   |                     | $      | (96,723 | )      |   | $ | 282,172 |   |   | $ | (153,536 | ) |   | $ | 4,047,680 |   |   | $ | (250,259 | ) |

----

|                                    |   | Less than 12 Months |      |   | Over 12 Months |   |    | Total  |   |
|-----------------------------------------|--------|---------------------|-----------|--------|----------------|--------|---------|--------|--------|
|                                    |   | Fair                |      |   | Unrealized     |   |    | Fair   |   |   | Unrealized |   |   | Fair |   |   | Unrealized |   |
| (dollar amounts in thousands )          |   | Value               |      |   | Losses         |   |    | Value  |   |   | Losses |   |   | Value |   |   | Losses |   |
| March 31, 2010                          |   |                |      |   |           |   |    |   |   |   |   |   |   |   |   |   |   |   |
| U.S. Treasury                           |   | $                   | —   |   |           | $      | — |   |   | $ | — |   |   | $ | — |   |   | $ | — |   |   | $ | — |   |
| Federal agencies:                       |   |                |      |   |           |   |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Mortgage-backed securities              |   |                | 793,110   |   |           |   | (5,537  | )      |   |   | — |   |   |   | — |   |   |   | 793,110 |   |   |   | (5,537 | ) |
| TLGP securities                         |   |                | 304,272   |   |           |   | (510    | )      |   |   | — |   |   |   | — |   |   |   | 304,272 |   |   |   | (510 | ) |
| Other agencies                          |   |                | 975,445   |   |           |   | (1,766  | )      |   |   | 4,669 |   |   |   | (25 | ) |   |   | 980,114 |   |   |   | (1,791 | ) |
| Total U.S. Government backed securities |   |                | 2,072,827 |   |           |   | (7,813  | )      |   |   | 4,669 |   |   |   | (25 | ) |   |   | 2,077,496 |   |   |   | (7,838 | ) |
| Municipal securities                    |   |                | 4,000     |   |           |   | (10     | )      |   |   | 3,820 |   |   |   | (74 | ) |   |   | 7,820 |   |   |   | (84 | ) |
| Private-label CMO                       |   |                | 17,122    |   |           |   | (2,213  | )      |   |   | 457,082 |   |   |   | (44,375 | ) |   |   | 474,204 |   |   |   | (46,588 | ) |
| Asset-backed securities                 |   |                | 99,863    |   |           |   | (8,080  | )      |   |   | 348,950 |   |   |   | (142,639 | ) |   |   | 448,813 |   |   |   | (150,719 | ) |
| Covered bonds                           |   |                | —   |   |           |   | — |   |   |   | — |   |   |   | — |   |   |   | — |   |   |   | — |   |
| Corporate debt                          |   |                | —   |   |           |   | — |   |   |   | — |   |   |   | — |   |   |   | — |   |   |   | — |   |
| Other securities                        |   |                | 39,686    |   |           |   | (413    | )      |   |   | 1,196 |   |   |   | (146 | ) |   |   | 40,882 |   |   |   | (559 | ) |
| Total temporarily impaired securities   |   | $                   | 2,233,498 |   |           | $      | (18,529 | )      |   | $ | 815,717 |   |   | $ | (187,259 | ) |   | $ | 3,049,215 |   |   | $ | (205,788 | ) |

| (dollar amounts in thousands)          |   | 2011   |   |   | 2010   |   |
|----------------------------------------|--------|--------|--------|--------|--------|--------|
| Gross gains on sales of securities     |   | $      | 6,735  |   |   | $      | 6,776 |   |
| Gross (losses) on sales of securities  |   |   | (2,530 | )      |   |   | (346 | ) |
| Net gain (loss) on sales of securities |   |   | 4,205  |   |   |   | 6,430 |   |
| Net OTTI recorded                      |   |   | (4,165 | )      |   |   | (6,461 | ) |
| Total securities gain (loss)           |   | $      | 40     |   |   | $      | (31 | ) |

----

|                                                |   | Three Months Ended March 31, |         |
|----------------------------------------------------------|--------|--------------------------------------------------|--------------|
|                                                |   | Alt-A                                            |         |   | Pooled- |   |   | Private- |   |   |   |   |
| (dollar amounts in thousands)             |   | Mortgage-backed                                  |         |   | trust-preferred |   |   | label CMO |   |   | Total |   |
| 2011                                                |   |                                             |    |   |   |   |   |   |   |   |   |   |
| Total OTTI recoveries (losses) (unrealized and realized) |   | $                                                | 1,104        |   |   | $ | 6,397 |   |   | $ | 2,375 |   |   | $ | 9,876 |   |
| Unrealized OTTI (recoveries) losses recognized in OCI    |   |                                             | (1,275       | ) |   |   | (9,604 | ) |   |   | (3,162 | ) |   |   | (14,041 | ) |
| Net impairment losses recognized in earnings             |   | $                                                | (171         | ) |   | $ | (3,207 | ) |   | $ | (787 | ) |   | $ | (4,165 | ) |

|                                           |         | Three Months Ended March 31, |         |
|----------------------------------------------------------|--------------|--------------------------------------------------|--------------|
|                                                |         | Alt-A                                            |         |   | Pooled- |   |   | Private- |   |   |   |   |
| (dollar amounts in thousands)             |         | Mortgage-backed                                  |         |   | trust-preferred |   |   | label CMO |   |   | Total |   |
| 2010                                                |    |                                        |    |   |    |   |   |    |   |   |    |   |
| Total OTTI (losses) recoveries (unrealized and realized) |         | $                                                | (4,576       | ) |   | $ | (649 | ) |   | $ | (3,175 | ) |   | $ | (8,400 | ) |
| Unrealized OTTI losses (recoveries) recognized in OCI    |         |                                             | 3,934        |   |   |   | (2,566 | ) |   |   | 571 |   |   |   | 1,939 |   |
| Net impairment losses recognized in earnings             |         | $                                                | (642         | ) |   | $ | (3,215 | ) |   | $ | (2,604 | ) |   | $ | (6,461 | ) |

|                               |   | Three Months Ended |    |
|-----------------------------------------|--------|------------------------------|---------|
|                               |   | March 31,               |    |
| (dollar amounts in thousands)           |   | 2011                         |    |   | 2010 |   |
| Balance, beginning of period            |   | $                            | 100,838 |   |   | $ | 124,408 |   |
| Reductions from sales                   |   |                         | — |   |   |   | — |   |
| Credit losses not previously recognized |   |                         | — |   |   |   | 8,123 |   |
| Change in expected cash flows           |   |                         | (14,041 | ) |   |   | (8,146 | ) |
| Additional credit losses                |   |                         | — |   |   |   | 1,962 |   |
| Balance, end of period                  |   | $                            | 86,797  |   |   | $ | 126,347 |   |

|                                    |   | Three Months Ended |    |
|-----------------------------------------|--------|------------------------------|---------|
|                          |   | March 31,               |    |
| (dollar amounts in thousands)           |   | 2011                         |    |   | 2010 |   |
| Balance, beginning of period            |   | $                            | 54,536  |   |   | $ | 53,801 |   |
| Reductions from sales                   |   |                         | — |   |   |   | (2,481 | ) |
| Credit losses not previously recognized |   |                         | — |   |   |   | 1,166 |   |
| Additional credit losses                |   |                         | 4,165   |   |   |   | 5,295 |   |
| Balance, end of period                  |   | $                            | 58,701  |   |   | $ | 57,781 |   |

----

|                                           |   | Three Months Ended |    |
|------------------------------------------------|--------|--------------------|---------|
| Fair Value Method:                             |   | March 31,          |    |
| (dollar amounts in thousands)                  |   | 2011               |    |   | 2010 |   |
| Fair value, beginning of period                |   | $                  | 125,679 |   |   | $ | 176,427 |   |
| Change in fair value during the period due to: |   |               |    |   |   |   |   |   |
| Time decay (1)                                 |   |               | (1,374  | ) |   |   | (1,672 | ) |
| Payoffs (2)                                    |   |               | (5,872  | ) |   |   | (6,877 | ) |
| Changes in valuation inputs or assumptions (3) |   |               | 774     |   |   |   | (5,772 | ) |
| Fair value, end of period                      |   | $                  | 119,207 |   |   | $ | 162,106 |   |

|                    |   | Three Months Ended |    |
|-----------------------------------|--------|------------------------------|---------|
| Amortization Method:         |   | March 31,               |    |
| (dollar amounts in thousands)     |   | 2011                         |    |   | 2010 |   |
| Carrying value, beginning of year |   | $                            | 70,516  |   |   | $ | 38,165 |   |
| New servicing assets created      |   |                         | 15,453  |   |   |   | 8,797 |   |
| Amortization and other            |   |                         | (2,617  | ) |   |   | (1,516 | ) |
| Carrying value, end of period     |   | $                            | 83,352  |   |   | $ | 45,446 |   |
| Fair value, end of period         |   | $                            | 100,438 |   |   | $ | 49,513 |   |

----

|                                         |   |   |   |   | Decline in fair value due to |   |
|----------------------------------------------|--------|--------|--------|--------|-------------------------------------------------------|--------|
|                                         |   |   |   |   | 10%                                                   |   |   | 20% |   |
|                                         |   |   |   |   | adverse                                               |   |   | adverse |   |
| (dollar amounts in thousands) |   | Actual |   |   | change                                                |   |   | change |   |
| Constant prepayment rate                     |   |   | 10.27  | %      |                                                  | $      | (7,342 | ) |   | $ | (13,495 | ) |
| Spread over forward interest rate swap rates |   | 514    | bps    |   |                                                  | (2,674 | ) |   |   | (5,348 | ) |

----

|                |   | Retail & |    |   | Regional & |   |    |   |   |   |    |   |   |      |    |   |         |   |
|-------------------------------|--------|--------------|---------|--------|----------------|--------|---------|--------|--------|--------|---------|--------|--------|-----------|---------|--------|--------------|--------|
|                          |   | Business     |    |   | Commercial     |   |    |   |   |   |    |   |   | Treasury/ |    |   | Huntington   |   |
| (dollar amounts in thousands) |   | Banking      |    |   | Banking        |   |    | AFCRE  |   |   | WGH     |   |   | Other     |    |   | Consolidated |   |
| Balance, beginning of period  |   | $            | 286,824 |   |           | $      | 16,169  |   |   | $      | — |   |   | $         | 98,951  |   |         | $      | 42,324 |   |   | $ | 444,268 |   |
|   Adjustments       |   |         | — |   |           |   | — |   |   |   | — |   |   |      | — |   |         |   | — |   |   |   | — |   |
| Balance, end of period        |   | $            | 286,824 |   |           | $      | 16,169  |   |   | $      | — |   |   | $         | 98,951  |   |         | $      | 42,324 |   |   | $ | 444,268 |   |

|                |   | Gross    |    |   |         |   |     | Net      |   |
|-------------------------------|--------|----------|---------|--------|--------------|--------|----------|----------|--------|
|                          |   | Carrying |    |   | Accumulated  |   |     | Carrying |   |
| (dollar amounts in thousands) |   | Amount   |    |   | Amortization |   |     | Value    |   |
|                          |   |     |    |   |         |   |     |     |   |
| March 31, 2011                |   |     |    |   |         |   |     |     |   |
| Core deposit intangible       |   | $        | 376,846 |   |         | $      | (230,339 | )        |   | $ | 146,507 |   |
| Customer relationship         |   |     | 104,574 |   |         |   | (36,831  | )        |   |   | 67,743 |   |
| Other                         |   |     | 25,164  |   |         |   | (24,163  | )        |   |   | 1,001 |   |
| Total other intangible assets |   | $        | 506,584 |   |         | $      | (291,333 | )        |   | $ | 215,251 |   |
|                          |   |     |    |   |         |   |     |     |   |   |   |   |
| December 31, 2010             |   |     |    |   |         |   |     |     |   |   |   |   |
| Core deposit intangible       |   | $        | 376,846 |   |         | $      | (219,311 | )        |   | $ | 157,535 |   |
| Customer relationship         |   |     | 104,574 |   |         |   | (34,751  | )        |   |   | 69,823 |   |
| Other                         |   |     | 25,164  |   |         |   | (23,902  | )        |   |   | 1,262 |   |
| Total other intangible assets |   | $        | 506,584 |   |         | $      | (277,964 | )        |   | $ | 228,620 |   |
|                          |   |     |    |   |         |   |     |     |   |   |   |   |
| March 31, 2010                |   |     |    |   |         |   |     |     |   |   |   |   |
| Core deposit intangible       |   | $        | 376,846 |   |         | $      | (181,320 | )        |   | $ | 195,526 |   |
| Customer relationship         |   |     | 104,574 |   |         |   | (28,193  | )        |   |   | 76,381 |   |
| Other                         |   |     | 25,164  |   |         |   | (23,119  | )        |   |   | 2,045 |   |
| Total other intangible assets |   | $        | 506,584 |   |         | $      | (232,632 | )        |   | $ | 273,952 |   |

| (dollar amounts |   | Amortization |   |
|-----------------|--------|--------------|--------|
| in thousands)   |   | Expense      |   |
|            |   |         |   |
| 2011       |   | $            | 39,952 |   |
| 2012       |   |         | 46,075 |   |
| 2013       |   |         | 40,511 |   |
| 2014       |   |         | 35,858 |   |
| 2015       |   |         | 19,758 |   |
| 2016       |   |         | 6,606  |   |

----

|                                                                                                         |   | Three Months Ended |    |
|--------------------------------------------------------------------------------------------------------------|--------|--------------------|---------|
|                                                                                                         |   | March 31, 2011     |    |
|                                                                                                         |   |               |    |   | Tax(Expense) |   |   |   |   |
| (dollar amounts in thousands)                                                                                |   | Pretax             |    |   | Benefit |   |   | After-tax |   |
| Noncredit-related impairment recoveries (losses) on debt securities not expected to be sold                  |   | $                  | 14,041  |   |   | $ | (4,914 | ) |   | $ | 9,127 |   |
| Unrealized holding gains (losses) on available-for-sale debt securities arising during the period            |   |               | (5,725  | ) |   |   | 1,975 |   |   |   | (3,750 | ) |
| Less: Reclassification adjustment for net losses (gains) included in net income                              |   |               | (40     | ) |   |   | 14 |   |   |   | (26 | ) |
| Net change in unrealized holding gains (losses) on available-for-sale debt securities                        |   |               | 8,276   |   |   |   | (2,925 | ) |   |   | 5,351 |   |
| Net change in unrealized holding gains (losses) on available-for-sale equity securities                      |   |               | 70      |   |   |   | (24 | ) |   |   | 46 |   |
| Unrealized gains and losses on derivatives used in cash flow hedging relationships arising during the period |   |               | (22,188 | ) |   |   | 7,766 |   |   |   | (14,422 | ) |
| Change in pension and post-retirement benefit plan assets and liabilities                                    |   |               | 4,000   |   |   |   | (1,400 | ) |   |   | 2,600 |   |
| Total other comprehensive income                                                                             |   | $                  | (9,842  | ) |   | $ | 3,417 |   |   | $ | (6,425 | ) |

|                                                                                                         |   | Three Months Ended |   |
|--------------------------------------------------------------------------------------------------------------|--------|--------------------|--------|
|                                                                                                         |   | March 31, 2010     |   |
|                                                                                                         |   |               |   |   | Tax(Expense) |   |   |   |   |
| (dollar amounts in thousands)                                                                                |   | Pretax             |   |   | Benefit |   |   | After-tax |   |
|                                                                                                         |   |               |   |   |   |   |   |   |   |   |   |   |
| Cumulative effect of change in accounting principle for consolidation of variable interest entities          |   | $                  | (6,365 | ) |   | $ | 2,116 |   |   | $ | (4,249 | ) |
| Noncredit-related impairment recoveries (losses) on debt securities not expected to be sold                  |   |               | (1,939 | ) |   |   | 679 |   |   |   | (1,260 | ) |
| Unrealized holding gains (losses) on available-for-sale debt securities arising during the period            |   |               | 37,927 |   |   |   | (13,404 | ) |   |   | 24,523 |   |
| Less: Reclassification adjustment for net losses (gains) included in net income                              |   |               | 31     |   |   |   | (11 | ) |   |   | 20 |   |
| Net change in unrealized holding gains (losses) on available-for-sale debt securities                        |   |               | 36,019 |   |   |   | (12,736 | ) |   |   | 23,283 |   |
| Net change in unrealized holding gains (losses) on available-for-sale equity securities                      |   |               | 21     |   |   |   | (7 | ) |   |   | 14 |   |
| Unrealized gains and losses on derivatives used in cash flow hedging relationships arising during the period |   |               | 5,074  |   |   |   | (1,776 | ) |   |   | 3,298 |   |
| Change in pension and post-retirement benefit plan assets and liabilities                                    |   |               | 1,794  |   |   |   | (628 | ) |   |   | 1,166 |   |
| Total other comprehensive income                                                                             |   | $                  | 36,543 |   |   | $ | (13,031 | ) |   | $ | 23,512 |   |

----

| (dollar amounts in thousands)                                                                                  |   | Unrealizedgains and(losses) ondebtsecurities |     |   | Unrealizedgains and(losses) onequitysecurities |   |    | Unrealizedgains and(losses) oncash flowhedgingderivatives |   |   | Unrealizedgains (losses)for pensionand other post-retirementobligations |   |   | Total  |     |
|----------------------------------------------------------------------------------------------------------------|--------|----------------------------------------------|----------|--------|------------------------------------------------|--------|---------|-----------------------------------------------------------|--------|--------|-------------------------------------------------------------------------|--------|--------|--------|----------|
| Balance, December 31, 2009                                                                                     |   | $                                            | (103,060 | )      |                                           | $      | (322    | )                                                         |   | $      | 58,865                                                                  |   |   | $      | (112,468 | ) |   | $ | (156,985 | ) |
| Cumulative effect of change in accounting  principle for consolidation of variable interest entities |   |                                         | (4,249   | )      |                                           |   | — |                                                      |   |   | —                                                                 |   |   |   | —  |   |   |   | (4,249 | ) |
| Period change                                                                                                  |   |                                         | 23,283   |   |                                           |   | 14      |                                                      |   |   | 3,298                                                                   |   |   |   | 1,166    |   |   |   | 27,761 |   |
| Balance, March 31, 2010                                                                                        |   | $                                            | (84,026  | )      |                                           | $      | (308    | )                                                         |   | $      | 62,163                                                                  |   |   | $      | (111,302 | ) |   | $ | (133,473 | ) |
|                                                                                                           |   |                                         |     |   |                                           |   |    |                                                      |   |   |                                                                    |   |   |   |     |   |   |   |   |   |
| Balance, December 31, 2010                                                                                     |   | $                                            | (101,290 | )      |                                           |   | (427    | )                                                         |   |   | 35,710                                                                  |   |   |   | (131,489 | ) |   | $ | (197,496 | ) |
| Period change                                                                                                  |   |                                         | 5,351    |   |                                           |   | 46      |                                                      |   |   | (14,422                                                                 | )      |   |   | 2,600    |   |   |   | (6,425 | ) |
| Balance, March 31, 2011                                                                                        |   | $                                            | (95,939  | )      |                                           | $      | (381    | )                                                         |   | $      | 21,288                                                                  |   |   | $      | (128,889 | ) |   | $ | (203,921 | ) |

----

|                                                                 |   | Three Months Ended |    |
|----------------------------------------------------------------------|--------|--------------------|---------|
|                                                                 |   | March 31,          |    |
| (dollar amounts in thousands, except per share amounts)              |   | 2011               |    |   | 2010 |   |
| Basic earnings per common share:                                     |   |               |    |   |   |   |
| Net income                                                           |   | $                  | 126,446 |   |   | $ | 39,737 |   |
| Preferred stock dividends, deemed dividend and accretion of discount |   |               | (7,703  | ) |   |   | (29,357 | ) |
| Net income available to common shareholders                          |   | $                  | 118,743 |   |   | $ | 10,380 |   |
| Average common shares issued and outstanding                         |   |               | 863,359 |   |   |   | 716,320 |   |
| Basic earnings per common share                                      |   | $                  | 0.14    |   |   | $ | 0.01 |   |
|                                                                 |   |               |    |   |   |   |   |   |
| Diluted earnings per common share:                                   |   |               |    |   |   |   |   |   |
| Net income available to common shareholders                          |   | $                  | 118,743 |   |   | $ | 10,380 |   |
| Effect of assumed preferred stock conversion                         |   |               | — |   |   |   | — |   |
| Net income applicable to diluted earnings per share                  |   | $                  | 118,743 |   |   | $ | 10,380 |   |
| Average common shares issued and outstanding                         |   |               | 863,359 |   |   |   | 716,320 |   |
| Dilutive potential common shares:                                    |   |               |    |   |   |   |   |   |
| Stock options and restricted stock units and awards                  |   |               | 2,996   |   |   |   | 1,413 |   |
| Shares held in deferred compensation plans                           |   |               | 882     |   |   |   | 860 |   |
| Conversion of preferred stock                                        |   |               | — |   |   |   | — |   |
| Dilutive potential common shares:                                    |   |               | 3,878   |   |   |   | 2,273 |   |
| Total diluted average common shares issued and outstanding           |   |               | 867,237 |   |   |   | 718,593 |   |
| Diluted earnings per common share                                    |   | $                  | 0.14    |   |   | $ | 0.01 |   |

|                                        |   | Three Months Ended |   |
|--------------------------------------------------|--------|--------------------|--------|
|                                             |   | March 31,          |   |
|                                        |   | 2011               |   |   | 2010 |   |
| Assumptions                                      |   |               |   |   |   |   |
| Risk-free interest rate                          |   |               | 2.49   | % |   |   | 2.98 | % |
| Expected dividend yield                          |   |               | 0.58   |   |   |   | 0.97 |   |
| Expected volatility of Huntington's common stock |   |               | 32.5   |   |   |   | 60.0 |   |
| Expected option term (years)                     |   |               | 6.0    |   |   |   | 6.0 |   |
|                                             |   |               |   |   |   |   |   |   |
| Weighted-average grant date fair value per share |   | $                  | 2.35   |   |   | $ | 2.24 |   |

----

|                             |   | Three Months Ended |   |
|----------------------------------|--------|--------------------|--------|
|                             |   | March 31,          |   |
| (dollar amounts in thousands)    |   | 2011               |   |   | 2010 |   |
| Share-based compensation expense |   | $                  | 3,625  |   |   | $ | 2,933 |   |
| Tax benefit                      |   |               | 1,269  |   |   |   | 1,027 |   |

|                                                       |   |    |   |   |      |   |   | Weighted-    |   |   |      |   |
|------------------------------------------------------------|--------|---------|--------|--------|-----------|--------|--------|--------------|--------|--------|-----------|--------|
|                                                       |   |    |   |   | Weighted- |   |   | Average      |   |   |      |   |
|                                                       |   |    |   |   | Average   |   |   | Remaining    |   |   | Aggregate |   |
|                                                       |   |    |   |   | Exercise  |   |   | Contractual  |   |   | Intrinsic |   |
| (amounts in thousands, except years and per share amounts) |   | Options |   |   | Price     |   |   | Life (Years) |   |   | Value     |   |
| Outstanding at January 1, 2011                             |   |    | 21,862 |   |      | $      | 15.96  |         |   |   |      |   |   |   |
| Granted                                                    |   |    | 66     |   |      |   | 6.96   |         |   |   |      |   |   |   |
| Exercised                                                  |   |    | (34    | )      |      |   | 4.14   |         |   |   |      |   |   |   |
| Forfeited/expired                                          |   |    | (649   | )      |      |   | 14.07  |         |   |   |      |   |   |   |
| Outstanding at March 31, 2011                              |   |    | 21,245 |   |      | $      | 16.01  |         |   |   | 2.8       |   |   | $ | 8,159 |   |
| Vested and expected to vest at March 31, 2011 (1)          |   |    | 20,920 |   |      | $      | 16.16  |         |   |   | 2.8       |   |   | $ | 7,779 |   |
| Exercisable at March 31, 2011                              |   |    | 16,481 |   |      | $      | 19.03  |         |   |   | 2.0       |   |   | $ | 2,411 |   |

|                                             |   |       |   |   | Weighted-  |   |   |       |   |   | Weighted-  |   |
|--------------------------------------------------|--------|------------|--------|--------|------------|--------|--------|------------|--------|--------|------------|--------|
|                                             |   |       |   |   | Average    |   |   |       |   |   | Average    |   |
|                                             |   | Restricted |   |   | Grant Date |   |   | Restricted |   |   | Grant Date |   |
|                                             |   | Stock      |   |   | Fair Value |   |   | Stock      |   |   | Fair Value |   |
| (amounts in thousands, except per share amounts) |   | Units      |   |   | Per Share  |   |   | Awards (1) |   |   | Per Share  |   |
| Nonvested at January 1, 2011                     |   |       | 5,511  |   |       | $      | 5.78   |       |   |   | 466        |   |   | $ | 5.24 |   |
| Granted                                          |   |       | 657    |   |       |   | 7.50   |       |   |   | —    |   |   |   | — |   |
| Vested                                           |   |       | (29    | )      |       |   | 9.78   |       |   |   | —    |   |   |   | — |   |
| Forfeited                                        |   |       | (52    | )      |       |   | 6.31   |       |   |   | —    |   |   |   | — |   |
| Nonvested at March 31, 2011                      |   |       | 6,087  |   |       | $      | 5.94   |       |   |   | 466        |   |   | $ | 5.24 |   |

----

|                               |   | Pension Benefits   |    |   | Post Retirement Benefits |   |
|------------------------------------|--------|--------------------|---------|--------|--------------------------|--------|
|                               |   | Three Months Ended |    |   | Three Months Ended       |   |
|                               |   | March 31,          |    |   | March 31,                |   |
| (dollar amounts in thousands)      |   | 2011               |    |   | 2010                     |   |   | 2011 |   |   | 2010 |   |
| Service cost                       |   | $                  | 5,413   |   |                     | $      | 5,051 |   |   | $ | — |   |   | $ | — |   |
| Interest cost                      |   |               | 7,518   |   |                     |   | 7,217 |   |   |   | 405 |   |   |   | 433 |   |
| Expected return on plan assets     |   |               | (10,823 | )      |                     |   | (10,528 | ) |   |   | — |   |   |   | — |   |
| Amortization of transition asset   |   |               | (1      | )      |                     |   | 2 |   |   |   | — |   |   |   | — |   |
| Amortization of prior service cost |   |               | (1,442  | )      |                     |   | (1,442 | ) |   |   | (338 | ) |   |   | (338 | ) |
| Amortization of gains              |   |               | 5,874   |   |                     |   | 3,747 |   |   |   | (106 | ) |   |   | (175 | ) |
| Settlements                        |   |               | 1,750   |   |                     |   | 1,725 |   |   |   | — |   |   |   | — |   |
| Benefit expense                    |   | $                  | 8,289   |   |                     | $      | 5,772 |   |   | $ | (39 | ) |   | $ | (80 | ) |

----

|                             |   | Fair Value     |    |
|---------------------------------------|--------|----------------|---------|
| (in thousands)                        |   | March 31, 2011 |    |   | December 31, 2010 |   |
| Cash                                  |   | $              | 26      |   |   |   | — | % |   | $ | — |   |   |   | — | % |
| Cash equivalents:                     |   |           |    |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Huntington funds - money market       |   |           | 24,649  |   |   |   | 4 |   |   |   | 25 |   |   |   | — |   |
| Fixed income:                         |   |           |    |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Huntington funds - fixed income funds |   |           | 143,813 |   |   |   | 27 |   |   |   | 133,330 |   |   |   | 28 |   |
| Equities:                             |   |           |    |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Huntington funds                      |   |           | 339,003 |   |   |   | 63 |   |   |   | 318,155 |   |   |   | 66 |   |
| Other - equity mutual funds           |   |           | 4,326   |   |   |   | 1 |   |   |   | — |   |   |   | — |   |
| Huntington common stock               |   |           | 26,068  |   |   |   | 5 |   |   |   | 26,969 |   |   |   | 6 |   |
| Fair value of plan assets             |   | $              | 537,885 |   |   |   | 100 | % |   | $ | 478,479 |   |   |   | 100 | % |

----

| Financial Instrument                                           |         | Hierarchy |         | Valuation methodology                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            |
|----------------------------------------------------------------|--------------|-----------|--------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
|                                                      |         |      |         |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             |
| Mortgage loans held for sale                                   |         | Level 2   |         | Huntington elected to apply the fair value option for mortgage loans originated with the intent to sell which are included in loans held for sale.  Mortgage loans held for sale are estimated using security prices for similar product types. At March 31, 2011, mortgage loans held for sale had an aggregate fair value of $162.8 million and an aggregate outstanding principal balance of $157.9 million.  Interest income on these loans is recorded in interest and fee income - loans and leases.  Included in mortgage banking income were net gains resulting from origination and sale of these loans, including net realized gains of $32.8 million and $15.1 million for the three-month periods ended March 31, 2011, and 2010, respectively.  Of such gains, the change in fair value while held as loans were $6.1 million and $2.4 million for the three-month periods ended March 31, 2011 and 2010, respectively.                    |
|                                                           |         |      |         |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             |
| Available-for-sale Securities & Trading Account Securities |         | Level 1   |         | Consist primarily of U.S. Treasury and money market mutual funds, which have quoted prices.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      |
|                                                           |         |      |         |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             |
|                                                           |         | Level 2   |         | Consist of U.S. Government and agency mortgage-backed and other agency securities, municipal securities, and other securities for which an active market is not available.  Third party pricing services provide a fair value estimate based upon trades of similar financial instruments.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             |
|                                                           |         |      |         |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             |
|                                                           |         | Level 3   |         | Consist of certain asset-backed securities, pooled-trust-preferred securities, private-label CMOs, and municipal securities for which fair value is estimated.  Assumptions used to determine the fair value of these securities have greater subjectivity due to the lack of observable market transactions.  Generally, there are only limited trades of similar instruments and a discounted cash flow approach is used to determine fair value.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          |
|                                                           |         |      |         |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             |
| Automobile loans                                               |         | Level 3   |         | Consists of automobile loan receivables measured at fair value. The key assumptions used to determine the fair value of the automobile loan receivables included projections of expected losses and prepayment of the underlying loans in the portfolio and a market assumption of interest rate spreads.  The net gains and losses, before tax, from fair value changes reflected in interest and fee income - other and noninterest income for the three-month periods ended March 31, 2011 and 2010 was $(2.5) million and $7.6 million, respectively, which is net of a $0.1 million and $0.5 million, respectively net gain associated with instrument specific credit risk.  Instrument specific credit risk was determined based on estimated credit losses inherent in the beginning period fair value calculation as compared to actual credit losses incurred during the period plus estimated credit losses inherent in the end of period fair value calculation. |
|                                                           |         |      |         |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             |
| MSRs                                                           |         | Level 3   |         | MSRs do not trade in an active, open market with readily observable prices.  Although sales of MSRs do occur, the precise terms and conditions typically are not readily available.  Fair value is determined on an income approach model based upon month-end interest rate curve and prepayment assumptions.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               |
|                                                           |         |      |         |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             |
| Derivatives                                                    |         | Level 1   |         | Consist of exchange traded options and forward commitments to deliver mortgage-backed securities which are valued using quoted prices.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           |
|                                                           |         |      |         |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             |
|                                                           |         | Level 2   |         | Consist of basic asset and liability conversion swaps and options, and interest rate caps. These derivative positions are valued using a discounted cash flow  method that incorporates current market interest rates.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 |
|                                                           |         |      |         |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             |
|                                                           |         | Level 3   |         | Consist primarily of interest rate lock agreements related to mortgage loan commitments.  The determination of fair value includes assumptions related to the likelihood that a commitment will ultimately result in a closed loan, which is a significant unobservable assumption.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    |
|                                                           |         |      |         |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             |
| Securitization trust notes payable                             |    | Level 2   |    | Consists of certain securitization trust notes payable related to the automobile loans measured at fair value. The notes payable are valued based on interest rates for similar financial instruments. The net gains and losses, before tax, from fair value changes reflected in interest expense - subordinated notes and other long-term debt and noninterest income for the three-month periods ended March 31, 2011 and 2010 was $(2.2) million and $3.7 million, respectively.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             |

----

|                                     |   | Fair Value Measurements at Reporting Date Using |    |   | Netting |   |      | Balance at |   |
|------------------------------------------|--------|-------------------------------------------------|---------|--------|---------|--------|-----------|------------|--------|
| (dollar amounts in thousands)            |   | Level 1                                         |    |   | Level 2 |   |      | Level 3    |   |   | Adjustments (1) |   |   | March 31, 2011 |   |
| Assets                                   |   |                                            |    |   |    |   |      |       |   |   |     |   |   |      |   |
| Mortgage loans held for sale             |   | $                                               | — |   |    | $      | 162,768   |       |   | $ | — |   |   | $ | — |   |   | $ | 162,768 |   |
|                                     |   |                                            |    |   |    |   |      |       |   |   |   |   |   |   |   |   |   |   |   |   |
| Trading account securities:              |   |                                            |    |   |    |   |      |       |   |   |   |   |   |   |   |   |   |   |   |   |
| Federal agencies: Mortgage-backed        |   |                                            | — |   |    |   | 8,883     |       |   |   | — |   |   |   | — |   |   |   | 8,883 |   |
| Federal agencies: Other agencies         |   |                                            | — |   |    |   | 49,742    |       |   |   | — |   |   |   | — |   |   |   | 49,742 |   |
| Municipal securities                     |   |                                            | — |   |    |   | 27,398    |       |   |   | — |   |   |   | — |   |   |   | 27,398 |   |
| Other securities                         |   |                                            | 75,610  |   |    |   | 2,856     |       |   |   | — |   |   |   | — |   |   |   | 78,466 |   |
|                                     |   |                                            | 75,610  |   |    |   | 88,879    |       |   |   | — |   |   |   | — |   |   |   | 164,489 |   |
|                                     |   |                                            |    |   |    |   |      |       |   |   |   |   |   |   |   |   |   |   |   |   |
| Available-for-sale and other securities: |   |                                            |    |   |    |   |      |       |   |   |   |   |   |   |   |   |   |   |   |   |
| U.S. Treasury securities                 |   |                                            | 51,453  |   |    |   | —   |       |   |   | — |   |   |   | — |   |   |   | 51,453 |   |
| Federal agencies: Mortgage-backed        |   |                                            | — |   |    |   | 4,971,085 |       |   |   | — |   |   |   | — |   |   |   | 4,971,085 |   |
| TLGP securities                          |   |                                            | — |   |    |   | 157,196   |       |   |   | — |   |   |   | — |   |   |   | 157,196 |   |
| Federal agencies: Other agencies         |   |                                            | — |   |    |   | 1,283,510 |       |   |   | — |   |   |   | — |   |   |   | 1,283,510 |   |
| Municipal securities                     |   |                                            | — |   |    |   | 304,871   |       |   |   | 135,276 |   |   |   | — |   |   |   | 440,147 |   |
| Private-label CMO                        |   |                                            | — |   |    |   | —   |       |   |   | 115,546 |   |   |   | — |   |   |   | 115,546 |   |
| Asset-backed securities                  |   |                                            | — |   |    |   | 813,487   |       |   |   | 165,599 |   |   |   | — |   |   |   | 979,086 |   |
| Covered bonds                            |   |                                            | — |   |    |   | 545,069   |       |   |   | — |   |   |   | — |   |   |   | 545,069 |   |
| Corporate debt                           |   |                                            | — |   |    |   | 409,032   |       |   |   | — |   |   |   | — |   |   |   | 409,032 |   |
| Other securities                         |   |                                            | 52,218  |   |    |   | 9,635     |       |   |   | — |   |   |   | — |   |   |   | 61,853 |   |
|                                     |   |                                            | 103,671 |   |    |   | 8,493,885 |       |   |   | 416,421 |   |   |   | — |   |   |   | 9,013,977 |   |
|                                     |   |                                            |    |   |    |   |      |       |   |   |   |   |   |   |   |   |   |   |   |   |
| Automobile loans                         |   |                                            | — |   |    |   | —   |       |   |   | 458,851 |   |   |   | — |   |   |   | 458,851 |   |
|                                     |   |                                            |    |   |    |   |      |       |   |   |   |   |   |   |   |   |   |   |   |   |
| MSRs                                     |   |                                            | — |   |    |   | —   |       |   |   | 119,207 |   |   |   | — |   |   |   | 119,207 |   |
|                                     |   |                                            |    |   |    |   |      |       |   |   |   |   |   |   |   |   |   |   |   |   |
| Derivative assets                        |   |                                            | 4,113   |   |    |   | 294,166   |       |   |   | 2,996 |   |   |   | (50,070 | ) |   |   | 251,205 |   |
|                                     |   |                                            |    |   |    |   |      |       |   |   |   |   |   |   |   |   |   |   |   |   |
| Liabilities                              |   |                                            |    |   |    |   |      |       |   |   |   |   |   |   |   |   |   |   |   |   |
| Securitization trust notes payable       |   |                                            | — |   |    |   | 294,905   |       |   |   | — |   |   |   | — |   |   |   | 294,905 |   |
|                                     |   |                                            |    |   |    |   |      |       |   |   |   |   |   |   |   |   |   |   |   |   |
| Derivative liabilities                   |   |                                            | 4,748   |   |    |   | 183,993   |       |   |   | 3,828 |   |   |   | — |   |   |   | 192,569 |   |
|                                     |   |                                            |    |   |    |   |      |       |   |   |   |   |   |   |   |   |   |   |   |   |
| Other liabilities                        |   |                                            | 8,408   |   |    |   | —   |       |   |   | — |   |   |   | — |   |   |   | 8,408 |   |

----

|                                     |   | Fair Value Measurements at Reporting Date Using |    |   | Netting |   |      | Balance at |   |
|------------------------------------------|--------|-------------------------------------------------|---------|--------|---------|--------|-----------|------------|--------|
| (dollar amounts in thousands)            |   | Level 1                                         |    |   | Level 2 |   |      | Level 3    |   |   | Adjustments (1) |   |   | December 31, 2010 |   |
| Assets                                   |   |                                            |    |   |    |   |      |       |   |   |   |   |   |   |   |
| Mortgage loans held for sale             |   | $                                               | — |   |    | $      | 754,117   |       |   | $ | — |   |   | $ | — |   |   | $ | 754,117 |   |
|                                     |   |                                            |    |   |    |   |      |       |   |   |   |   |   |   |   |   |   |   |   |   |
| Trading account securities:              |   |                                            |    |   |    |   |      |       |   |   |   |   |   |   |   |   |   |   |   |   |
| U.S. Treasury securities                 |   |                                            | 47,430  |   |    |   | —   |       |   |   | — |   |   |   | — |   |   |   | 47,430 |   |
| Federal agencies: Mortgage-backed        |   |                                            | — |   |    |   | 10,860    |       |   |   | — |   |   |   | — |   |   |   | 10,860 |   |
| Federal agencies: Other agencies         |   |                                            | — |   |    |   | 24,853    |       |   |   | — |   |   |   | — |   |   |   | 24,853 |   |
| Municipal securities                     |   |                                            | — |   |    |   | 30,205    |       |   |   | — |   |   |   | — |   |   |   | 30,205 |   |
| Other securities                         |   |                                            | 69,017  |   |    |   | 3,039     |       |   |   | — |   |   |   | — |   |   |   | 72,056 |   |
|                                     |   |                                            | 116,447 |   |    |   | 68,957    |       |   |   | — |   |   |   | — |   |   |   | 185,404 |   |
|                                     |   |                                            |    |   |    |   |      |       |   |   |   |   |   |   |   |   |   |   |   |   |
| Available-for-sale and other securities: |   |                                            |    |   |    |   |      |       |   |   |   |   |   |   |   |   |   |   |   |   |
| U.S. Treasury securities                 |   |                                            | 51,781  |   |    |   | —   |       |   |   | — |   |   |   | — |   |   |   | 51,781 |   |
| Federal agencies: Mortgage-backed        |   |                                            | — |   |    |   | 4,754,404 |       |   |   | — |   |   |   | — |   |   |   | 4,754,404 |   |
| TLGP securities                          |   |                                            | — |   |    |   | 183,467   |       |   |   | — |   |   |   | — |   |   |   | 183,467 |   |
| Federal agencies: Other agencies (2)     |   |                                            | — |   |    |   | 2,058,376 |       |   |   | — |   |   |   | — |   |   |   | 2,058,376 |   |
| Municipal securities                     |   |                                            | — |   |    |   | 305,909   |       |   |   | 149,806 |   |   |   | — |   |   |   | 455,715 |   |
| Private-label CMO                        |   |                                            | — |   |    |   | —   |       |   |   | 121,925 |   |   |   | — |   |   |   | 121,925 |   |
| Asset-backed securities                  |   |                                            | — |   |    |   | 1,044,438 |       |   |   | 162,684 |   |   |   | — |   |   |   | 1,207,122 |   |
| Covered bonds                            |   |                                            | — |   |    |   | 367,209   |       |   |   | — |   |   |   | — |   |   |   | 367,209 |   |
| Corporate debt                           |   |                                            | — |   |    |   | 323,389   |       |   |   | — |   |   |   | — |   |   |   | 323,389 |   |
| Other securities                         |   |                                            | 53,286  |   |    |   | 9,848     |       |   |   | — |   |   |   | — |   |   |   | 63,134 |   |
|                                     |   |                                            | 105,067 |   |    |   | 9,047,040 |       |   |   | 434,415 |   |   |   | — |   |   |   | 9,586,522 |   |
|                                     |   |                                            |    |   |    |   |      |       |   |   |   |   |   |   |   |   |   |   |   |   |
| Automobile loans                         |   |                                            | — |   |    |   | —   |       |   |   | 522,717 |   |   |   | — |   |   |   | 522,717 |   |
|                                     |   |                                            |    |   |    |   |      |       |   |   |   |   |   |   |   |   |   |   |   |   |
| MSRs                                     |   |                                            | — |   |    |   | —   |       |   |   | 125,679 |   |   |   | — |   |   |   | 125,679 |   |
|                                     |   |                                            |    |   |    |   |      |       |   |   |   |   |   |   |   |   |   |   |   |   |
| Derivative assets                        |   |                                            | 23,514  |   |    |   | 390,361   |       |   |   | 2,817 |   |   |   | (70,559 | ) |   |   | 346,133 |   |
|                                     |   |                                            |    |   |    |   |      |       |   |   |   |   |   |   |   |   |   |   |   |   |
| Liabilities                              |   |                                            |    |   |    |   |      |       |   |   |   |   |   |   |   |   |   |   |   |   |
| Securitization trust notes payable       |   |                                            | — |   |    |   | 356,089   |       |   |   | — |   |   |   | — |   |   |   | 356,089 |   |
|                                     |   |                                            |    |   |    |   |      |       |   |   |   |   |   |   |   |   |   |   |   |   |
| Derivative liabilities                   |   |                                            | 3,990   |   |    |   | 233,399   |       |   |   | 1,851 |   |   |   | — |   |   |   | 239,240 |   |

----

|                                     |   | Fair Value Measurements at Reporting Date Using |      |   | Netting |   |      | Balance at |   |
|------------------------------------------|--------|-------------------------------------------------|-----------|--------|---------|--------|-----------|------------|--------|
| (dollar amounts in thousands)            |   | Level 1                                         |      |   | Level 2 |   |      | Level 3    |   |   | Adjustments (1) |   |   | March 31, 2010 |   |
| Assets                                   |   |                                            |      |   |    |   |      |       |   |   |   |   |   |   |   |
| Mortgage loans held for sale             |   | $                                               | —   |   |    | $      | 319,166   |       |   | $ | — |   |   | $ | — |   |   | $ | 319,166 |   |
|                                     |   |                                            |      |   |    |   |      |       |   |   |   |   |   |   |   |   |   |   |   |   |
| Trading account securities:              |   |                                            |      |   |    |   |      |       |   |   |   |   |   |   |   |   |   |   |   |   |
| U.S. Treasury securities                 |   |                                            | 49,977    |   |    |   | —   |       |   |   | — |   |   |   | — |   |   |   | 49,977 |   |
| Federal agencies: Mortgage-backed        |   |                                            | —   |   |    |   | 17,561    |       |   |   | — |   |   |   | — |   |   |   | 17,561 |   |
| Federal agencies: Other agencies         |   |                                            | —   |   |    |   | —   |       |   |   | — |   |   |   | — |   |   |   | — |   |
| Municipal securities                     |   |                                            | —   |   |    |   | 17,262    |       |   |   | — |   |   |   | — |   |   |   | 17,262 |   |
| Other securities                         |   |                                            | 60,547    |   |    |   | 5,116     |       |   |   | — |   |   |   | — |   |   |   | 65,663 |   |
|                                     |   |                                            | 110,524   |   |    |   | 39,939    |       |   |   | — |   |   |   | — |   |   |   | 150,463 |   |
|                                     |   |                                            |      |   |    |   |      |       |   |   |   |   |   |   |   |   |   |   |   |   |
| Available-for-sale and other securities: |   |                                            |      |   |    |   |      |       |   |   |   |   |   |   |   |   |   |   |   |   |
| U.S. Treasury securities                 |   |                                            | 50,185    |   |    |   | —   |       |   |   | — |   |   |   | — |   |   |   | 50,185 |   |
| Federal agencies: Mortgage-backed        |   |                                            | —   |   |    |   | 3,486,414 |       |   |   | — |   |   |   | — |   |   |   | 3,486,414 |   |
| TLGP securities                          |   |                                            | 665,236   |   |    |   | —   |       |   |   | — |   |   |   | — |   |   |   | 665,236 |   |
| Federal agencies: Other agencies         |   |                                            | 2,620,700 |   |    |   | 27,416    |       |   |   | — |   |   |   | — |   |   |   | 2,648,116 |   |
| Municipal securities                     |   |                                            | —   |   |    |   | 112,845   |       |   |   | 318,597 |   |   |   | — |   |   |   | 431,442 |   |
| Private-label CMO                        |   |                                            | —   |   |    |   | —   |       |   |   | 462,731 |   |   |   | — |   |   |   | 462,731 |   |
| Asset-backed securities                  |   |                                            | —   |   |    |   | 613,704   |       |   |   | 219,079 |   |   |   | — |   |   |   | 832,783 |   |
| Other securities                         |   |                                            | 55,261    |   |    |   | 9,281     |       |   |   | — |   |   |   | — |   |   |   | 64,542 |   |
|                                     |   |                                            | 3,391,382 |   |    |   | 4,249,660 |       |   |   | 1,000,407 |   |   |   | — |   |   |   | 8,641,449 |   |
|                                     |   |                                            |      |   |    |   |      |       |   |   |   |   |   |   |   |   |   |   |   |   |
| Automobile loans                         |   |                                            | 546,663   |   |    |   | —   |       |   |   | 183,845 |   |   |   | — |   |   |   | 730,508 |   |
|                                     |   |                                            |      |   |    |   |      |       |   |   |   |   |   |   |   |   |   |   |   |   |
| MSRs                                     |   |                                            | —   |   |    |   | —   |       |   |   | 162,106 |   |   |   | — |   |   |   | 162,106 |   |
|                                     |   |                                            |      |   |    |   |      |       |   |   |   |   |   |   |   |   |   |   |   |   |
| Derivative assets                        |   |                                            | 1,253     |   |    |   | 346,865   |       |   |   | 3,301 |   |   |   | (53,458 | ) |   |   | 297,961 |   |
|                                     |   |                                            |      |   |    |   |      |       |   |   |   |   |   |   |   |   |   |   |   |   |
| Liabilities                              |   |                                            |      |   |    |   |      |       |   |   |   |   |   |   |   |   |   |   |   |   |
| Securitization trust notes payable       |   |                                            | 573,018   |   |    |   | —   |       |   |   | — |   |   |   | — |   |   |   | 573,018 |   |
|                                     |   |                                            |      |   |    |   |      |       |   |   |   |   |   |   |   |   |   |   |   |   |
| Derivative liabilities                   |   |                                            | 722       |   |    |   | 232,216   |       |   |   | 4,134 |   |   |   | — |   |   |   | 237,072 |   |

----

|                                                                                                                                                                                           |   | Level 3 Fair Value Measurements   |    |
|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------|-----------------------------------|---------|
|                                                                                                                                                                                           |   | Three Months Ended March 31, 2011 |    |
|                                                                                                                                                                                           |   |                              |    |   |   |   |   | Available-for-sale securities |   |   |   |   |   |   |   |
|                                                                                                                                                                                           |   |                              |    |   |   |   |   |   |   |   |   |   |   | Asset- |   |   |   |   |   |   |   |
|                                                                                                                                                                                           |   |                              |    |   | Derivative |   |   | Municipal |   |   | Private- |   |   | backed |   |   | Automobile |   |   | Equity |   |
| (dollar amounts in thousands)                                                                                                                                                                  |   | MSRs                              |    |   | instruments |   |   | securities |   |   | label CMO |   |   | securities |   |   | loans |   |   | investments |   |
| Balance, beginning of period                                                                                                                                                                   |   | $                                 | 125,679 |   |   | $ | 966 |   |   | $ | 149,806 |   |   | $ | 121,925 |   |   | $ | 162,684 |   |   | $ | 522,717 |   |   | $ | — |   |
| Total gains / losses:                                                                                                                                                                          |   |                              |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Included in earnings                                                                                                                                                                           |   |                              | (6,472  | ) |   |   | (1,704 | ) |   |   | — |   |   |   | (442 | ) |   |   | (3,270 | ) |   |   | (2,511 | ) |   |   | — |   |
| Included in OCI                                                                                                                                                                                |   |                              | — |   |   |   | — |   |   |   | — |   |   |   | 3,727 |   |   |   | 10,297 |   |   |   | — |   |   |   | — |   |
| Purchases                                                                                                                                                                                      |   |                              | — |   |   |   | — |   |   |   | — |   |   |   | — |   |   |   | — |   |   |   | — |   |   |   | — |   |
| Sales                                                                                                                                                                                          |   |                              | — |   |   |   | — |   |   |   | — |   |   |   | — |   |   |   | — |   |   |   | — |   |   |   | — |   |
| Repayments                                                                                                                                                                                     |   |                              | — |   |   |   | — |   |   |   | — |   |   |   | — |   |   |   | — |   |   |   | (61,355 | ) |   |   | — |   |
| Issuances                                                                                                                                                                                      |   |                              | — |   |   |   | — |   |   |   | — |   |   |   | — |   |   |   | — |   |   |   | — |   |   |   | — |   |
| Settlements                                                                                                                                                                                    |   |                              | — |   |   |   | (94 | ) |   |   | (14,530 | ) |   |   | (9,664 | ) |   |   | (4,112 | ) |   |   | — |   |   |   | — |   |
| Transfers in / out of Level 3                                                                                                                                                                  |   |                              | — |   |   |   | — |   |   |   | — |   |   |   | — |   |   |   | — |   |   |   | — |   |   |   | — |   |
| Balance, end of period                                                                                                                                                                         |   | $                                 | 119,207 |   |   | $ | (832 | ) |   | $ | 135,276 |   |   | $ | 115,546 |   |   | $ | 165,599 |   |   | $ | 458,851 |   |   | $ | — |   |
|                                                                                                                                                                                           |   |                              |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| The amount of total gains or losses for the period included in earnings (or OCI) attributable to the change in unrealized gains or losses relating to assets still held at reporting date |   | $                                 | (6,472  | ) |   | $ | (1,798 | ) |   | $ | — |   |   | $ | 3,727 |   |   | $ | 10,297 |   |   | $ | (2,511 | ) |   | $ | — |   |

|                                                                                                                                                                                           |   | Level 3 Fair Value Measurements   |    |
|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------|-----------------------------------|---------|
|                                                                                                                                                                                           |   | Three Months Ended March 31, 2010 |    |
|                                                                                                                                                                                           |   |                              |    |   |   |   |   | Available-for-sale securities |   |   |   |   |   |   |   |
|                                                                                                                                                                                           |   |                              |    |   |   |   |   |   |   |   |   |   |   | Asset- |   |   |   |   |   |   |   |
|                                                                                                                                                                                           |   |                              |    |   | Derivative |   |   | Municipal |   |   | Private- |   |   | backed |   |   | Automobile |   |   | Equity |   |
| (dollar amounts in thousands)                                                                                                                                                                  |   | MSRs                              |    |   | instruments |   |   | securities |   |   | label CMO |   |   | securities |   |   | loans |   |   | investments |   |
| Balance, beginning of period                                                                                                                                                                   |   | $                                 | 176,427 |   |   | $ | (4,236 | ) |   | $ | 11,515 |   |   | $ | 477,319 |   |   | $ | 407,098 |   |   | $ | — |   |   | $ | 25,872 |   |
| Total gains / losses:                                                                                                                                                                          |   |                              |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Included in earnings                                                                                                                                                                           |   |                              | (14,321 | ) |   |   | 3,392 |   |   |   | — |   |   |   | (2,090 | ) |   |   | (4,050 | ) |   |   | 5,259 |   |   |   | — |   |
| Included in OCI                                                                                                                                                                                |   |                              | — |   |   |   | — |   |   |   | — |   |   |   | 10,690 |   |   |   | 4,187 |   |   |   | — |   |   |   | — |   |
| Purchases                                                                                                                                                                                      |   |                              | — |   |   |   | — |   |   |   | — |   |   |   | — |   |   |   | — |   |   |   | — |   |   |   | — |   |
| Sales                                                                                                                                                                                          |   |                              | — |   |   |   | — |   |   |   | — |   |   |   | — |   |   |   | (1,838 | ) |   |   | — |   |   |   | — |   |
| Repayments                                                                                                                                                                                     |   |                              | — |   |   |   | — |   |   |   | — |   |   |   | — |   |   |   | — |   |   |   | (1,433 | ) |   |   | — |   |
| Issuances                                                                                                                                                                                      |   |                              | — |   |   |   | — |   |   |   | — |   |   |   | — |   |   |   | — |   |   |   | — |   |   |   | — |   |
| Settlements                                                                                                                                                                                    |   |                              | — |   |   |   | 11 |   |   |   | (16,555 | ) |   |   | (23,188 | ) |   |   | (2,245 | ) |   |   | — |   |   |   | — |   |
| Transfers in / out of Level 3 (1)                                                                                                                                                              |   |                              | — |   |   |   | — |   |   |   | 323,637 |   |   |   | — |   |   |   | (184,073 | ) |   |   | 180,019 |   |   |   | (25,872 | ) |
| Balance, end of period                                                                                                                                                                         |   | $                                 | 162,106 |   |   | $ | (833 | ) |   | $ | 318,597 |   |   | $ | 462,731 |   |   | $ | 219,079 |   |   | $ | 183,845 |   |   | $ | — |   |
|                                                                                                                                                                                           |   |                              |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| The amount of total gains or losses for the period included in earnings (or OCI) attributable to the change in unrealized gains or losses relating to assets still held at reporting date |   | $                                 | (14,321 | ) |   | $ | 3,403 |   |   | $ | — |   |   | $ | 8,600 |   |   | $ | 137 |   |   | $ | 5,259 |   |   | $ | — |   |

----

|                                       |   | Level 3 Fair Value Measurements   |    |
|-------------------------------------------------|--------|-----------------------------------|---------|
|                                            |   | Three Months Ended March 31, 2011 |    |
|                                            |   |                              |    |   |   |   |   | Available-for-sale securities |   |   |   |   |   |   |   |
|                                       |   |                              |    |   |   |   |   |   |   |   |   |   |   | Asset- |   |   |   |   |   |   |   |
|                                            |   |                              |    |   | Derivative |   |   | Municipal |   |   | Private- |   |   | backed |   |   | Automobile |   |   | Equity |   |
| (dollar amounts in thousands)                   |   | MSRs                              |    |   | instruments |   |   | securities |   |   | label CMO |   |   | securities |   |   | loans |   |   | investments |   |
| Classification of gains and losses in earnings: |   |                              |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
|                                            |   |                              |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Mortgage banking income (loss)                  |   | $                                 | (6,472  | ) |   | $ | (1,704 | ) |   | $ | — |   |   | $ | — |   |   | $ | — |   |   | $ | — |   |   | $ | — |   |
| Securities gains (losses)                       |   |                              | — |   |   |   | — |   |   |   | — |   |   |   | (788 | ) |   |   | (3,377 | ) |   |   | — |   |   |   | — |   |
| Interest and fee income                         |   |                              | — |   |   |   | — |   |   |   | — |   |   |   | 346 |   |   |   | 107 |   |   |   | (2,439 | ) |   |   | — |   |
| Noninterest income                              |   |                              | — |   |   |   | — |   |   |   | — |   |   |   | — |   |   |   | — |   |   |   | (72 | ) |   |   | — |   |
| Total                                           |   | $                                 | (6,472  | ) |   | $ | (1,704 | ) |   | $ | — |   |   | $ | (442 | ) |   | $ | (3,270 | ) |   | $ | (2,511 | ) |   | $ | — |   |

|                                            |   | Level 3 Fair Value Measurements   |    |
|-------------------------------------------------|--------|-----------------------------------|---------|
|                                            |   | Three Months Ended March 31, 2010 |    |
|                                            |   |                              |    |   |   |   |   | Available-for-sale securities |   |   |   |   |   |   |   |
|                                            |   |                              |    |   |   |   |   |   |   |   |   |   |   | Asset- |   |   |   |   |   |   |   |
|                                            |   |                              |    |   | Derivative |   |   | Municipal |   |   | Private- |   |   | backed |   |   | Automobile |   |   | Equity |   |
| (dollar amounts in thousands)                   |   | MSRs                              |    |   | instruments |   |   | securities |   |   | label CMO |   |   | securities |   |   | loans |   |   | investments |   |
| Classification of gains and losses in earnings: |   |                              |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
|                                            |   |                              |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Mortgage banking income (loss)                  |   | $                                 | (14,321 | ) |   | $ | 3,392 |   |   | $ | — |   |   | $ | — |   |   | $ | — |   |   | $ | — |   |   | $ | — |   |
| Securities gains (losses)                       |   |                              | — |   |   |   | — |   |   |   | — |   |   |   | (2,604 | ) |   |   | (3,857 | ) |   |   | — |   |   |   | — |   |
| Interest and fee income                         |   |                              | — |   |   |   | — |   |   |   | — |   |   |   | 514 |   |   |   | (193 | ) |   |   | (1,220 | ) |   |   | — |   |
| Noninterest income                              |   |                              | — |   |   |   | — |   |   |   | — |   |   |   | — |   |   |   | — |   |   |   | 6,479 |   |   |   | — |   |
| Total                                           |   | $                                 | (14,321 | ) |   | $ | 3,392 |   |   | $ | — |   |   | $ | (2,090 | ) |   | $ | (4,050 | ) |   | $ | 5,259 |   |   | $ | — |   |

|                            |   |           |   |   | Fair Value Measurements Using |   |    |        |   |
|---------------------------------|--------|----------------|--------|--------|-------------------------------|--------|---------|-------------|--------|
|                            |   |           |   |   | Quoted Prices                 |   |    | Significant |   |   | Significant |   |   | Total |   |
|                            |   |           |   |   | In Active                     |   |    | Other       |   |   | Other |   |   | Gains/(Losses) |   |
|                            |   |           |   |   | Markets for                   |   |    | Observable  |   |   | Unobservable |   |   | For the Three |   |
|                            |   | Fair Value at  |   |   | Identical Assets              |   |    | Inputs      |   |   | Inputs |   |   | Months Ended |   |
| (dollar amounts in millions)    |   | March 31, 2011 |   |   | (Level 1)                     |   |    | (Level 2)   |   |   | (Level 3) |   |   | March 31, 2011 |   |
| Impaired loans                  |   | $              | 48.2   |   |                          | $      | — |        |   | $ | — |   |   | $ | 48.2 |   |   | $ | (9.6 | ) |
| Accrued income and other assets |   |           | 54.6   |   |                          |   | — |        |   |   | — |   |   |   | 54.6 |   |   | $ | (0.5 | ) |

----

|                             |   | March 31, 2011 |        |   | December 31, 2010 |   |        | March 31, 2010 |   |
|---------------------------------------|--------|----------------|-------------|--------|-------------------|--------|-------------|----------------|--------|
|                                  |   | Carrying       |        |   | Fair              |   |        | Carrying       |   |   | Fair |   |   | Carrying |   |   | Fair |   |
| (dollar amounts in thousands)         |   | Amount         |        |   | Value             |   |        | Amount         |   |   | Value |   |   | Amount |   |   | Value |   |
|                                  |   |           |        |   |              |   |        |           |   |   |   |   |   |   |   |   |   |   |
| Financial Assets:                     |   |           |        |   |              |   |        |           |   |   |   |   |   |   |   |   |   |   |
| Cash and short-term assets            |   | $              | 1,338,819   |   |              | $      | 1,338,819   |           |   | $ | 982,926 |   |   | $ | 982,926 |   |   | $ | 1,674,722 |   |   | $ | 1,674,722 |   |
| Trading account securities            |   |           | 164,489     |   |              |   | 164,489     |           |   |   | 185,404 |   |   |   | 185,404 |   |   |   | 150,463 |   |   |   | 150,463 |   |
| Loans held for sale                   |   |           | 164,282     |   |              |   | 164,282     |           |   |   | 793,285 |   |   |   | 793,285 |   |   |   | 327,408 |   |   |   | 327,408 |   |
| Investment securities                 |   |           | 9,322,434   |   |              |   | 9,322,434   |           |   |   | 9,895,244 |   |   |   | 9,895,244 |   |   |   | 8,946,364 |   |   |   | 8,946,364 |   |
| Net loans and direct financing leases |   |           | 37,112,610  |   |              |   | 35,782,739  |           |   |   | 36,857,499 |   |   |   | 35,403,910 |   |   |   | 35,453,712 |   |   |   | 33,356,786 |   |
| Derivatives                           |   |           | 251,205     |   |              |   | 251,205     |           |   |   | 346,133 |   |   |   | 346,133 |   |   |   | 297,971 |   |   |   | 297,971 |   |
|                                  |   |           |        |   |              |   |        |           |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Financial Liabilities:                |   |           |        |   |              |   |        |           |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Deposits                              |   |           | (41,366,487 | )      |              |   | (41,554,364 | )              |   |   | (41,853,898 | ) |   |   | (41,993,567 | ) |   |   | (40,303,467 | ) |   |   | (40,530,220 | ) |
| Short-term borrowings                 |   |           | (2,051,258  | )      |              |   | (2,012,436  | )              |   |   | (2,040,732 | ) |   |   | (1,982,545 | ) |   |   | (980,839 | ) |   |   | (968,271 | ) |
| Federal Home Loan Bank advances       |   |           | (21,379     | )      |              |   | (21,379     | )              |   |   | (172,519 | ) |   |   | (172,519 | ) |   |   | (157,895 | ) |   |   | (157,895 | ) |
| Other long-term debt                  |   |           | (1,900,555  | )      |              |   | (1,914,565  | )              |   |   | (2,144,092 | ) |   |   | (2,157,358 | ) |   |   | (2,727,745 | ) |   |   | (2,726,066 | ) |
| Subordinated notes                    |   |           | (1,487,566  | )      |              |   | (1,406,068  | )              |   |   | (1,497,216 | ) |   |   | (1,377,851 | ) |   |   | (1,266,907 | ) |   |   | (1,075,132 | ) |
| Derivatives                           |   |           | (192,569    | )      |              |   | (192,569    | )              |   |   | (239,240 | ) |   |   | (239,240 | ) |   |   | (237,072 | ) |   |   | (237,072 | ) |

----

|                                   |   | Fair Value |      |   | Cash Flow |   |      |   |   |
|----------------------------------------|--------|------------|-----------|--------|-----------|--------|-----------|--------|--------|
| (dollar amounts in thousands )         |   | Hedges     |      |   | Hedges    |   |      | Total  |   |
| Instruments associated with:           |   |       |      |   |      |   |      |   |   |
| Loans                                  |   | $          | —   |   |      | $      | 5,305,000 |   |   | $ | 5,305,000 |   |
| Deposits                               |   |       | 958,912   |   |      |   | —   |   |   |   | 958,912 |   |
| Subordinated notes                     |   |       | 598,000   |   |      |   | —   |   |   |   | 598,000 |   |
| Other long-term debt                   |   |       | 35,000    |   |      |   | —   |   |   |   | 35,000 |   |
| Total notional value at March 31, 2011 |   | $          | 1,591,912 |   |      | $      | 5,305,000 |   |   | $ | 6,896,912 |   |

|                                                 |   |     |      |   | Average  |   |   |   |   |   | Weighted-Average |   |
|------------------------------------------------------|--------|----------|-----------|--------|----------|--------|--------|--------|--------|--------|------------------|--------|
|                                                 |   | Notional |      |   | Maturity |   |   | Fair   |   |   | Rate             |   |
| (dollar amounts in thousands )                       |   | Value    |      |   | (years)  |   |   | Value  |   |   | Receive          |   |   | Pay |   |
| Asset conversion swaps - receive fixed - generic     |   | $        | 5,305,000 |   |     |   | 2.1    |   |   | $      | 21,262           |   |   |   | 1.69 | % |   |   | 0.73 | %  |
| Liability conversion swaps - receive fixed - generic |   |     | 1,591,912 |   |     |   | 4.3    |   |   |   | 46,740           |   |   |   | 2.53 |   |   |   | 0.37 |   |
| Total swap portfolio                                 |   | $        | 6,896,912 |   |     |   | 2.6    |   |   | $      | 68,001           |   |   |   | 1.88 | % |   |   | 0.65 | % |

----

| Asset derivatives included in accrued income and other assets            |   |
|--------------------------------------------------------------------------|--------|
|                                                                     |   | March 31, |   |   | December 31, |   |   | March 31, |   |
| (dollar amounts in thousands)                                            |   | 2011 |   |   | 2010 |   |   | 2010 |   |
| Interest rate contracts designated as hedging instruments                |   | $ | 68,385 |   |   | $ | 127,346 |   |   | $ | 79,998 |   |
| Interest rate contracts not designated as hedging instruments            |   |   | 225,781 |   |   |   | 263,015 |   |   |   | 266,867 |   |
| Foreign exchange contracts not designated as hedging instruments         |   |   | 3,450 |   |   |   | 2,845 |   |   |   | 274 |   |
| Total contracts                                                          |   | $ | 297,616 |   |   | $ | 393,206 |   |   | $ | 347,139 |   |
|                                                                     |   |   |   |   |   |   |   |   |   |   |   |   |
| Liability derivatives included in accrued expenses and other liabilities |   |
|                                                                     |   | March 31, |   |   | December 31, |   |   | March 31, |   |
| (dollar amounts in thousands)                                            |   | 2011 |   |   | 2010 |   |   | 2010 |   |
| Interest rate contracts designated as hedging instruments                |   | $ | 384 |   |   | $ | — |   |   | $ | — |   |
| Interest rate contracts not designated as hedging instruments            |   |   | 187,155 |   |   |   | 233,805 |   |   |   | 236,109 |   |
| Foreign exchange contracts not designated as hedging instruments         |   |   | 3,491 |   |   |   | 3,107 |   |   |   | — |   |
| Total contracts                                                          |   | $ | 191,030 |   |   | $ | 236,912 |   |   | $ | 236,109 |   |

|                                                                         |   | Three Months Ended |   |
|------------------------------------------------------------------------------|--------|--------------------|--------|
|                                                                         |   | March 31,          |   |
| (dollar amounts in thousands)                                                |   | 2011               |   |   | 2010 |   |
| Interest rate contracts                                                      |   |               |   |   |   |   |
| Change in fair value of interest rate swaps hedging deposits (1)             |   | $                  | (5,760 | ) |   | $ | 3,312 |   |
| Change in fair value of hedged deposits (1)                                  |   |               | 5,520  |   |   |   | (3,156 | ) |
| Change in fair value of interest rate swaps hedging subordinated notes (2)   |   |               | (9,154 | ) |   |   | 3,643 |   |
| Change in fair value of hedged subordinated notes (2)                        |   |               | 9,154  |   |   |   | (3,643 | ) |
| Change in fair value of interest rate swaps hedging other long-term debt (2) |   |               | (579   | ) |   |   | 517 |   |
| Change in fair value of hedged other long-term debt (2)                      |   |               | 579    |   |   |   | (517 | ) |

----

| Derivatives in cash flowhedging relationships |   | Amount of gain or(loss) recognized inOCI on derivatives(effective portion) |    | Location of gain or (loss) reclassified fromaccumulated OCI into earnings (effective portion) |   | Amount of (gain) or lossreclassified fromaccumulated OCI intoearnings (effectiveportion) |    |
|-----------------------------------------------|--------|----------------------------------------------------------------------------|---------|-----------------------------------------------------------------------------------------------|--------|------------------------------------------------------------------------------------------|---------|
|                                          |   | Three Months Ended                                                         |    |                                                                                          |   | Three Months Ended                                                                       |    |
|                                          |   | March 31,                                                                  |    |                                                                                          |   | March 31,                                                                                |    |
| (dollar amounts in thousands)                 |   | 2011                                                                       |    |                                                                                          | 2010   |                                                                                     |    |   | 2011 |   |   | 2010 |   |
| Interest rate contracts                       |   |                                                                       |    |                                                                                          |   |                                                                                     |    |   |   |   |   |   |   |
| Loans                                         |   | $                                                                          | (25,143 | )                                                                                             |   | $                                                                                        | 25,762  |   | Interest and fee income - loans and leases |   | $ | 16,504 |   |   | $ | (35,655 | ) |
| FHLB Advances                                 |   |                                                                       | — |                                                                                          |   |                                                                                     | — |   | Interest expense - subordinated notes and other long-term debt |   |   | — |   |   |   | 1,265 |   |
| Subordinated notes                            |   |                                                                       | — |                                                                                          |   |                                                                                     | — |   | Interest expense - subordinated notes and other long-term debt |   |   | 7 |   |   |   | (410 | ) |
| Total                                         |   | $                                                                          | (25,143 | )                                                                                             |   | $                                                                                        | 25,762  |   |   |   | $ | 16,511 |   |   | $ | (34,800 | ) |

|                                           |   | Three Months Ended |    |
|------------------------------------------------|--------|--------------------|---------|
|                                           |   | March 31,          |    |
| (dollar amounts in thousands)                  |   | 2011               |    |   | 2010 |   |
| Derivatives in cash flow hedging relationships |   |               |    |   |   |   |
| Interest rate contracts                        |   |               |    |   |   |   |
| Loans                                          |   | $                  | 465     |   |   | $ | 867 |   |
| FHLB Advances                                  |   |               | — |   |   |   | — |   |

----

|                             |   | March 31, |   |   | December 31, |   |   | March 31, |   |
|----------------------------------|--------|-----------|--------|--------|--------------|--------|--------|-----------|--------|
| (dollar amounts in thousands)    |   | 2011      |   |   | 2010         |   |   | 2010      |   |
|                             |   |      |   |   |         |   |   |      |   |
| Derivative assets:               |   |      |   |   |         |   |   |      |   |
| Interest rate lock agreements    |   | $         | 2,996  |   |         | $      | 2,817  |      |   | $ | 3,301 |   |
| Forward trades and options       |   |      | 663    |   |         |   | 20,669 |      |   |   | 979 |   |
| Total derivative assets          |   |      | 3,659  |   |         |   | 23,486 |      |   |   | 4,280 |   |
| Derivative liabilities:          |   |      |   |   |         |   |   |      |   |   |   |   |
| Interest rate lock agreements    |   |      | (282   | )      |         |   | (1,445 | )         |   |   | (241 | ) |
| Forward trades and options       |   |      | (1,257 | )      |         |   | (883   | )         |   |   | (722 | ) |
| Total derivative liabilities     |   |      | (1,539 | )      |         |   | (2,328 | )         |   |   | (963 | ) |
| Net derivative asset (liability) |   | $         | 2,120  |   |         | $      | 21,158 |      |   | $ | 3,317 |   |

----

|                                   |   | March 31, 2011 |    |
|----------------------------------------|--------|----------------|---------|
|                                   |   | Franklin       |    |   |   |   |   |   |   |   |   |   |   |   |   |
| (dollar amounts in thousands)          |   | 2009 Trust     |    |   | 2009 Trust |   |   | 2008 Trust |   |   | 2006 Trust |   |   | Total |   |
| Assets:                                |   |           |    |   |   |   |   |   |   |   |   |   |   |   |   |
| Cash                                   |   | $              | — |   |   | $ | 26,724 |   |   | $ | 20,876 |   |   | $ | 69,902 |   |   | $ | 117,502 |   |
| Loans and leases                       |   |           | — |   |   |   | 458,851 |   |   |   | 245,332 |   |   |   | 1,057,647 |   |   |   | 1,761,830 |   |
| Allowance for loan and lease losses    |   |           | — |   |   |   | — |   |   |   | (2,134 | ) |   |   | (9,202 | ) |   |   | (11,336 | ) |
| Net loans and leases                   |   |           | — |   |   |   | 458,851 |   |   |   | 243,198 |   |   |   | 1,048,445 |   |   |   | 1,867,996 |   |
| Accrued income and other assets        |   |           | 5,971   |   |   |   | 2,087 |   |   |   | 1,041 |   |   |   | 4,297 |   |   |   | 13,396 |   |
| Total assets                           |   | $              | 5,971   |   |   | $ | 487,662 |   |   | $ | 265,115 |   |   | $ | 1,122,644 |   |   | $ | 1,998,894 |   |
| Liabilities:                           |   |           |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Other long-term debt                   |   | $              | — |   |   | $ | 294,905 |   |   | $ | 103,002 |   |   | $ | 746,421 |   |   | $ | 1,144,328 |   |
| Accrued interest and other liabilities |   |           | 5,100   |   |   |   | 590 |   |   |   | 214 |   |   |   | 173 |   |   |   | 6,077 |   |
| Total liabilities                      |   | $              | 5,100   |   |   | $ | 295,495 |   |   | $ | 103,216 |   |   | $ | 746,594 |   |   | $ | 1,150,405 |   |

|                            |   |   |   |   | Principal amount of           |   |    | Investment in  |   |
|---------------------------------|--------|--------|--------|--------|-------------------------------|--------|---------|----------------|--------|
|                            |   |   |   |   | subordinated note/            |   |    | unconsolidated |   |
| (dollar amounts in thousands)   |   | Rate   |   |   | debenture issued to trust (1) |   |    | subsidiary (2) |   |
| Huntington Capital I            |   |   | 1.00   | %(3)   |                          | $      | 138,816 |           |   | $ | 6,186 |   |
| Huntington Capital II           |   |   | 0.94   | (4)    |                          |   | 60,093  |           |   |   | 3,093 |   |
| Huntington Capital III          |   |   | 6.69   |   |                          |   | 114,079 |           |   |   | 10 |   |
| BancFirst Ohio Trust Preferred  |   |   | 8.54   |   |                          |   | 23,234  |           |   |   | 619 |   |
| Sky Financial Capital Trust I   |   |   | 8.52   |   |                          |   | 64,402  |           |   |   | 1,856 |   |
| Sky Financial Capital Trust II  |   |   | 3.24   | (5)    |                          |   | 30,929  |           |   |   | 929 |   |
| Sky Financial Capital Trust III |   |   | 1.29   | (6)    |                          |   | 77,401  |           |   |   | 2,320 |   |
| Sky Financial Capital Trust IV  |   |   | 1.28   | (6)    |                          |   | 77,402  |           |   |   | 2,320 |   |
| Prospect Trust I                |   |   | 3.55   | (7)    |                          |   | 6,186   |           |   |   | 186 |   |
| Total                           |   |   |   |   |                          | $      | 592,542 |           |   | $ | 17,519 |   |

----

|                                    |   | March 31, |   |   | December 31, |   |   | March 31,    |   |
|-----------------------------------------|--------|-----------|--------|--------|--------------|--------|--------|--------------|--------|
| (dollar amounts in millions)            |   | 2011      |   |   | 2010         |   |   | 2010         |   |
|                                    |   |      |   |   |         |   |   |         |   |
| Contract amount represents credit risk: |   |      |   |   |         |   |   |    |   |
| Commitments to extend credit            |   |      |   |   |         |   |   |         |   |
| Commercial                              |   | $         | 6,233  |   |         | $      | 5,933  |         |   | $ | 5,664 |   |
| Consumer                                |   |      | 5,552  |   |         |   | 5,406  |         |   |   | 5,080 |   |
| Commercial real estate                  |   |      | 554    |   |         |   | 546    |         |   |   | 922 |   |
| Standby letters of credit               |   |      | 580    |   |         |   | 607    |         |   |   | 557 |   |

----

----

----

| Balance Sheets                                             |   | March 31, |      |   | December 31, |   |      | March 31, |   |
|------------------------------------------------------------|--------|-----------|-----------|--------|--------------|--------|-----------|-----------|--------|
| (dollar amounts in thousands)                              |   | 2011      |      |   | 2010         |   |      | 2010      |   |
| Assets                                                     |   |      |      |   |         |   |      |      |   |
| Cash and cash equivalents  (1)                   |   | $         | 566,516   |   |         | $      | 615,167   |      |   | $ | 1,090,753 |   |
| Due from The Huntington National Bank                      |   |      | 953,074   |   |         |   | 954,565   |      |   |   | 954,205 |   |
| Due from non-bank subsidiaries                             |   |      | 214,213   |   |         |   | 225,560   |      |   |   | 258,009 |   |
| Investment in The Huntington National Bank                 |   |      | 3,625,966 |   |         |   | 3,515,597 |      |   |   | 3,182,944 |   |
| Investment in non-bank subsidiaries                        |   |      | 804,054   |   |         |   | 790,248   |      |   |   | 825,108 |   |
| Accrued interest receivable and other assets               |   |      | 117,616   |   |         |   | 110,181   |      |   |   | 168,807 |   |
| Total assets                                               |   | $         | 6,281,439 |   |         | $      | 6,211,318 |      |   | $ | 6,479,826 |   |
|                                                       |   |      |      |   |         |   |      |      |   |   |   |   |
| Liabilities and Shareholders' Equity                       |   |      |      |   |         |   |      |      |   |   |   |   |
| Short-term borrowings                                      |   | $         | 100       |   |         | $      | 100       |      |   | $ | 691 |   |
| Long-term borrowings                                       |   |      | 937,434   |   |         |   | 937,434   |      |   |   | 637,434 |   |
| Dividends payable, accrued expenses, and other liabilities |   |      | 305,306   |   |         |   | 293,242   |      |   |   | 472,015 |   |
| Total liabilities                                          |   |      | 1,242,840 |   |         |   | 1,230,776 |      |   |   | 1,110,140 |   |
| Shareholders' equity (2)                                   |   |      | 5,038,599 |   |         |   | 4,980,542 |      |   |   | 5,369,686 |   |
| Total liabilities and shareholders' equity                 |   | $         | 6,281,439 |   |         | $      | 6,211,318 |      |   | $ | 6,479,826 |   |

|                                                                         |   | Three Months Ended |    |
|-----------------------------------------------------------------------------------|--------|--------------------|---------|
| Statements of Income                                                              |   | March 31,          |    |
| (dollar amounts in thousands)                                                |   | 2011               |    |   | 2010 |   |
| Income                                                                            |   |               |    |   |   |   |
| Dividends from                                                                    |   |               |    |   |   |   |
| The Huntington National Bank                                                      |   | $                  | — |   |   | $ | — |   |
| Non-bank subsidiaries                                                             |   |               | 6,000   |   |   |   | 18,000 |   |
| Interest from                                                                     |   |               |    |   |   |   |   |   |
| The Huntington National Bank                                                      |   |               | 20,185  |   |   |   | 21,016 |   |
| Non-bank subsidiaries                                                             |   |               | 2,696   |   |   |   | 3,463 |   |
| Other                                                                             |   |               | 601     |   |   |   | 1,697 |   |
| Total income                                                                      |   |               | 29,482  |   |   |   | 44,176 |   |
|                                                                              |   |               |    |   |   |   |   |   |
| Expense                                                                           |   |               |    |   |   |   |   |   |
| Personnel costs                                                                   |   |               | 4,755   |   |   |   | 1,037 |   |
| Interest on borrowings                                                            |   |               | 8,694   |   |   |   | 5,541 |   |
| Other                                                                             |   |               | 9,565   |   |   |   | 12,693 |   |
| Total expense                                                                     |   |               | 23,014  |   |   |   | 19,271 |   |
|                                                                              |   |               |    |   |   |   |   |   |
| Income before income taxes and equity in undistributed net income of subsidiaries |   |               | 6,468   |   |   |   | 24,905 |   |
| Income taxes                                                                      |   |               | 2,036   |   |   |   | 15,849 |   |
| Income before equity in undistributed net income of subsidiaries                  |   |               | 4,432   |   |   |   | 9,056 |   |
| Increase in undistributed net income of:                                          |   |               |    |   |   |   |   |   |
| The Huntington National Bank                                                      |   |               | 118,116 |   |   |   | 40,167 |   |
| Non-bank subsidiaries                                                             |   |               | 3,898   |   |   |   | (9,486 | ) |
| Net income                                                                        |   | $                  | 126,446 |   |   | $ | 39,737 |   |

----

|                                                                             |   | Three Months Ended |     |
|----------------------------------------------------------------------------------|--------|--------------------|----------|
| Statements of Cash Flows                                                         |   | March 31,          |     |
| (dollar amounts in thousands)                                                    |   | 2011               |     |   | 2010 |   |
|                                                                             |   |               |     |   |   |   |
| Operating activities                                                             |   |               |     |   |   |   |
| Net income                                                                       |   | $                  | 126,446  |   |   | $ | 39,737 |   |
| Adjustments to reconcile net income to net cash provided by operating activities |   |               |     |   |   |   |   |   |
| Equity in undistributed net income of subsidiaries                               |   |               | (124,104 | ) |   |   | (48,681 | ) |
| Depreciation and amortization                                                    |   |               | 186      |   |   |   | 255 |   |
| Other, net                                                                       |   |               | 4,285    |   |   |   | 36,682 |   |
| Net cash provided by (used for) operating activities                             |   |               | 6,813    |   |   |   | 27,993 |   |
|                                                                             |   |               |     |   |   |   |   |   |
| Investing activities                                                             |   |               |     |   |   |   |   |   |
| Repayments from subsidiaries                                                     |   |               | 19,091   |   |   |   | 19,471 |   |
| Advances to subsidiaries                                                         |   |               | (9,200   | ) |   |   | (301,211 | ) |
| Net cash provided by (used for) investing activities                             |   |               | 9,891    |   |   |   | (281,740 | ) |
|                                                                             |   |               |     |   |   |   |   |   |
| Financing activities                                                             |   |               |     |   |   |   |   |   |
| Payment of borrowings                                                            |   |               | —  |   |   |   | (600 | ) |
| Dividends paid on preferred stock                                                |   |               | —  |   |   |   | (25,179 | ) |
| Dividends paid on common stock                                                   |   |               | (16,321  | ) |   |   | (7,144 | ) |
| Redemption of Warrant to the Treasury                                            |   |               | (49,100  | ) |   |   | — |   |
| Other, net                                                                       |   |               | 66       |   |   |   | 884 |   |
| Net cash provided by (used for) financing activities                             |   |               | (65,355  | ) |   |   | (32,039 | ) |
| Change in cash and cash equivalents                                              |   |               | (48,651  | ) |   |   | (285,786 | ) |
| Cash and cash equivalents at beginning of period                                 |   |               | 615,167  |   |   |   | 1,376,539 |   |
| Cash and cash equivalents at end of period                                       |   | $                  | 566,516  |   |   | $ | 1,090,753 |   |
|                                                                             |   |               |     |   |   |   |   |   |
| Supplemental disclosure:                                                         |   |               |     |   |   |   |   |   |
| Interest paid                                                                    |   | $                  | 8,694    |   |   | $ | 5,541 |   |

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|                                 |   | Three Months Ended March 31, |    |
|--------------------------------------|--------|------------------------------|---------|
|                                 |   | Retail &                 |    |   | Regional & |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Income Statements                    |   | Business                     |    |   | Commercial |   |   |   |   |   |   |   |   | Treasury/ |   |   | Huntington |   |
| (dollar amounts in thousands )       |   | Banking                      |    |   | Banking |   |   | AFCRE |   |   | WGH |   |   | Other |   |   | Consolidated |   |
|                            |   |                         |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| 2011                                 |   |                         |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Net interest income                  |   | $                            | 235,845 |   |   |   | 57,438 |   |   |   | 87,849 |   |   |   | 48,900 |   |   |   | (25,702 | ) |   | $ | 404,330 |   |
| Provision for credit losses          |   |                         | 23,694  |   |   |   | 5,969 |   |   |   | 4,784 |   |   |   | 14,938 |   |   |   | — |   |   |   | 49,385 |   |
| Noninterest income                   |   |                         | 94,428  |   |   |   | 29,238 |   |   |   | 13,379 |   |   |   | 66,751 |   |   |   | 33,149 |   |   |   | 236,945 |   |
| Noninterest expense                  |   |                         | 222,137 |   |   |   | 43,681 |   |   |   | 43,127 |   |   |   | 86,178 |   |   |   | 35,576 |   |   |   | 430,699 |   |
| Income taxes                         |   |                         | 29,555  |   |   |   | 12,959 |   |   |   | 18,661 |   |   |   | 5,087 |   |   |   | (31,517 | ) |   |   | 34,745 |   |
| Operating/reported net income (loss) |   | $                            | 54,887  |   |   | $ | 24,067 |   |   | $ | 34,656 |   |   | $ | 9,448 |   |   | $ | 3,388 |   |   | $ | 126,446 |   |
|                                 |   |                         |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| 2010                                 |   |                         |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Net interest income                  |   | $                            | 203,405 |   |   | $ | 50,831 |   |   |   | 77,044 |   |   |   | 37,927 |   |   |   | 24,686 |   |   | $ | 393,893 |   |
| Provision for credit losses          |   |                         | 67,974  |   |   |   | 41,207 |   |   |   | 117,639 |   |   |   | (3,311 | ) |   |   | 11,499 |   |   |   | 235,008 |   |
| Noninterest income                   |   |                         | 94,645  |   |   |   | 25,393 |   |   |   | 17,101 |   |   |   | 70,211 |   |   |   | 33,502 |   |   |   | 240,852 |   |
| Noninterest expense                  |   |                         | 214,777 |   |   |   | 35,554 |   |   |   | 39,025 |   |   |   | 83,875 |   |   |   | 24,862 |   |   |   | 398,093 |   |
| Income taxes                         |   |                         | 5,355   |   |   |   | (188 | ) |   |   | (21,882 | ) |   |   | 9,651 |   |   |   | (31,029 | ) |   |   | (38,093 | ) |
| Operating/reported net income (loss) |   | $                            | 9,944   |   |   | $ | (349 | ) |   | $ | (40,637 | ) |   | $ | 17,923 |   |   | $ | 52,856 |   |   | $ | 39,737 |   |

|                              |   | Assets at |   |   | Deposits at  |   |
|-----------------------------------|--------|-----------|--------|--------|--------------|--------|
|                              |   | March 31, |   |   | December 31, |   |   | March 31, |   |   | March 31, |   |   | December 31, |   |   | March 31, |   |
| (dollar amounts in millions)      |   | 2011      |   |   | 2010         |   |   | 2010 |   |   | 2011 |   |   | 2010 |   |   | 2010 |   |
|                              |   |      |   |   |         |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Retail & Business Banking     |   | $         | 13,155 |   |         | $      | 13,088 |   |   | $ | 13,111 |   |   | $ | 28,984 |   |   | $ | 29,298 |   |   | $ | 28,273 |   |
| Regional & Commercial Banking |   |      | 8,801  |   |         |   | 8,720 |   |   |   | 7,973 |   |   |   | 3,589 |   |   |   | 3,538 |   |   |   | 2,987 |   |
| AFCRE                             |   |      | 13,149 |   |         |   | 13,233 |   |   |   | 12,611 |   |   |   | 804 |   |   |   | 753 |   |   |   | 687 |   |
| WGH                               |   |      | 6,461  |   |         |   | 6,971 |   |   |   | 6,150 |   |   |   | 7,363 |   |   |   | 7,449 |   |   |   | 7,178 |   |
| Treasury / Other                  |   |      | 11,383 |   |         |   | 11,808 |   |   |   | 12,022 |   |   |   | 626 |   |   |   | 816 |   |   |   | 1,178 |   |
| Total                             |   | $         | 52,949 |   |         | $      | 53,820 |   |   | $ | 51,867 |   |   | $ | 41,366 |   |   | $ | 41,854 |   |   | $ | 40,303 |   |

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