<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED FINANCIAL STATEMENTS INCLUDED IN THE ANNUAL REPORT FOR
INTERCOUNTY BANCSHARES, INC. ON FORM 10-K FOR THE YEAR ENDED
DECEMBER 31, 1996, AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO
SUCH FINANCIAL STATEMENTS.
</LEGEND>
<CIK> 0000908837
<NAME> INTERCOUNTY BANCSHARES
<MULTIPLIER> 1,000
       
<S>                             <C>
<PERIOD-TYPE>                   12-MOS
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-START>                             JAN-01-1996
<PERIOD-END>                               DEC-31-1996
<CASH>                                          11,005
<INT-BEARING-DEPOSITS>                             126
<FED-FUNDS-SOLD>                                 1,016
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     81,368
<INVESTMENTS-CARRYING>                           7,463
<INVESTMENTS-MARKET>                             8,061
<LOANS>                                        269,282
<ALLOWANCE>                                      2,686
<TOTAL-ASSETS>                                 380,607
<DEPOSITS>                                     309,128
<SHORT-TERM>                                    31,113
<LIABILITIES-OTHER>                              2,704
<LONG-TERM>                                        914
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                         1,000
<OTHER-SE>                                      35,748
<TOTAL-LIABILITIES-AND-EQUITY>                 380,607
<INTEREST-LOAN>                                 22,413
<INTEREST-INVEST>                                6,215
<INTEREST-OTHER>                                   196
<INTEREST-TOTAL>                                28,824
<INTEREST-DEPOSIT>                              12,031
<INTEREST-EXPENSE>                              13,815
<INTEREST-INCOME-NET>                           15,009
<LOAN-LOSSES>                                      600
<SECURITIES-GAINS>                                  86
<EXPENSE-OTHER>                                 10,827
<INCOME-PRETAX>                                  6,720
<INCOME-PRE-EXTRAORDINARY>                       6,720
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     4,862
<EPS-PRIMARY>                                     3.18
<EPS-DILUTED>                                     0.00
<YIELD-ACTUAL>                                    8.32
<LOANS-NON>                                        535
<LOANS-PAST>                                        90
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 2,644
<CHARGE-OFFS>                                      785
<RECOVERIES>                                       227
<ALLOWANCE-CLOSE>                                2,686
<ALLOWANCE-DOMESTIC>                                 0
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                          2,686
        

</TABLE>