<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED FINANCIAL STATEMENTS INCLUDED IN THE ANNUAL REPORT FOR
INTERCOUNTY BANCSHARES, INC. ON FORM 10-K FOR THE YEAR ENDED
DECEMBER 31, 1997, AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO
SUCH FINANCIAL STATEMENTS.
</LEGEND>
<CIK> 0000908837
<NAME> INTERCOUNTY BANCSHARES
<MULTIPLIER> 1,000

<S>                             <C>
<PERIOD-TYPE>                   12-MOS
<FISCAL-YEAR-END>                          DEC-31-1997
<PERIOD-START>                             JAN-01-1997
<PERIOD-END>                               DEC-31-1997
<CASH>                                          17,787
<INT-BEARING-DEPOSITS>                           1,538
<FED-FUNDS-SOLD>                                 4,176
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    111,975
<INVESTMENTS-CARRYING>                          11,164
<INVESTMENTS-MARKET>                            11,624
<LOANS>                                        277,711
<ALLOWANCE>                                      2,761
<TOTAL-ASSETS>                                 436,444
<DEPOSITS>                                     329,332
<SHORT-TERM>                                    62,734
<LIABILITIES-OTHER>                              2,756
<LONG-TERM>                                        716
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                         1,000
<OTHER-SE>                                      39,906
<TOTAL-LIABILITIES-AND-EQUITY>                 436,444
<INTEREST-LOAN>                                 24,039
<INTEREST-INVEST>                                7,320
<INTEREST-OTHER>                                   245
<INTEREST-TOTAL>                                31,604
<INTEREST-DEPOSIT>                              13,022
<INTEREST-EXPENSE>                              15,481
<INTEREST-INCOME-NET>                           16,123
<LOAN-LOSSES>                                      800
<SECURITIES-GAINS>                                 300
<EXPENSE-OTHER>                                 11,488
<INCOME-PRETAX>                                  7,215
<INCOME-PRE-EXTRAORDINARY>                       7,215
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     4,972
<EPS-PRIMARY>                                     3.24
<EPS-DILUTED>                                     3.16
<YIELD-ACTUAL>                                    8.28
<LOANS-NON>                                        509
<LOANS-PAST>                                       241
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 2,686
<CHARGE-OFFS>                                      942
<RECOVERIES>                                       217
<ALLOWANCE-CLOSE>                                2,761
<ALLOWANCE-DOMESTIC>                                 0
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                          2,761



</TABLE>