<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED
FROM THE CONSOLIDATED FINANCIAL STATEMENTS INCLUDED IN THE
ANNUAL REPORT FOR INTERCOUNTY BANCSHARES, INC. ON FORM 10-K FOR
THE YEAR ENDED DECEMBER 31, 1999, AND IS QUALIFIED IN ITS ENTIRETY
BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<CIK> 0000908837
<NAME> INTERCOUNTY BANCSHARES
<MULTIPLIER> 1,000

<S>                             <C>
<PERIOD-TYPE>                   12-MOS
<FISCAL-YEAR-END>                          DEC-31-1999
<PERIOD-START>                             JAN-01-1999
<PERIOD-END>                               DEC-31-1999
<CASH>                                          18,813
<INT-BEARING-DEPOSITS>                             242
<FED-FUNDS-SOLD>                                   283
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    110,723
<INVESTMENTS-CARRYING>                          44,304
<INVESTMENTS-MARKET>                            40,412
<LOANS>                                        352,554
<ALLOWANCE>                                      3,222
<TOTAL-ASSETS>                                 542,548
<DEPOSITS>                                     379,932
<SHORT-TERM>                                    40,358
<LIABILITIES-OTHER>                              2,796
<LONG-TERM>                                     75,431
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                         1,000
<OTHER-SE>                                      43,031
<TOTAL-LIABILITIES-AND-EQUITY>                 542,548
<INTEREST-LOAN>                                 27,728
<INTEREST-INVEST>                                9,714
<INTEREST-OTHER>                                    97
<INTEREST-TOTAL>                                37,539
<INTEREST-DEPOSIT>                              13,725
<INTEREST-EXPENSE>                              19,150
<INTEREST-INCOME-NET>                           18,389
<LOAN-LOSSES>                                    1,400
<SECURITIES-GAINS>                               (368)
<EXPENSE-OTHER>                                 15,227
<INCOME-PRETAX>                                  6,989
<INCOME-PRE-EXTRAORDINARY>                       6,989
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     5,708
<EPS-BASIC>                                       1.81
<EPS-DILUTED>                                     1.77
<YIELD-ACTUAL>                                    7.58
<LOANS-NON>                                        955
<LOANS-PAST>                                        96
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                  3,959
<ALLOWANCE-OPEN>                                 2,641
<CHARGE-OFFS>                                    1,071
<RECOVERIES>                                       252
<ALLOWANCE-CLOSE>                                3,222
<ALLOWANCE-DOMESTIC>                                 0
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                          3,222



</TABLE>