Exhibit 10.6 (c)

                              AMENDMENT TO
               SUBSIDIARY DATA PROCESSING SERVICES AGREEMENT


              This Amendment to Subsidiary  Data Processing  Services  Agreement
     (the AAmendment@) is made as of October 1, 1997, by and among Americo Life,
     Inc., a Missouri  corporation  (AAmerico@),  Great  Southern Life Insurance
     Company,  a Texas  corporation  (AGreat  Southern@),  United  Fidelity Life
     Insurance Company, a Texas corporation,  The College Life Insurance Company
     of America, a Texas corporation,  and National Farmers Union Life Insurance
     Company, a Texas corporation  (collectively,  the foregoing are referred to
     herein as the AExisting Parties@),  and Americo Services,  Inc., a Missouri
     corporation  (AASI@),  and The Ohio State Life Insurance  Company,  an Ohio
     corporation (AOSL@).

              WHEREAS, the Existing Parties entered into that certain Subsidiary
     Data  Processing  Services  Agreement  dated as of January  1, 1993,  which
     agreement was amended as of August 29, 1997 (as amended,  the AAgreement@);
     and

              WHEREAS,  Great  Southern  purchased all the  outstanding  capital
     stock of OSL effective as of April 15, 1997; and

              WHEREAS,  ASI is a wholly owned subsidiary of Americo; and

              WHEREAS,  the Existing Parties wish to amend the Agreement so that
     OSL and ASI will each become a party to the Agreement,  and each of OSL and
     ASI desires to become a party to the Agreement;

              NOW,  THEREFORE,  in  consideration of the premises and other good
     and valuable consideration, the receipt and sufficiency of which are hereby
     acknowledged, effective as of October 1, 1997:

                      (a) the  Existing  Parties  agree  that the  Agreement  is
              hereby  amended to apply to each of OSL and ASI,  and that each of
              OSL and ASI shall  henceforth  enjoy all rights of a  ASubsidiary@
              under the Agreement; and

                      (b) by their  respective  execution  and  delivery of this
              Amendment,  each of OSL and ASI  agree to be bound by the terms of
              the Agreement as a ASubsidiary.@

              Except as herein amended, the Agreement shall remain in full force
     and effect without change.
<PAGE>
              IN WITNESS  WHEREOF,  the  Existing  Parties  and OSL and ASI have
     executed this Amendment as of the date first above written.


     AMERICO LIFE, INC.                     GREAT SOUTHERN LIFE INSURANCE
                                            COMPANY

     By                                     By
         Name                               Name
         Title                              Title

     UNITED FIDELITY LIFE                   THE COLLEGE LIFE INSURANCE
     INSURANCE COMPANY                      COMPANY OF AMERICA

     By                                     By
         Name                               Name
         Title                              Title

     NATIONAL FARMERS UNION                 AMERICO SERVICES, INC.
     LIFE INSURANCE COMPANY

     By                                     By
         Name                               Name
         Title                              Title

     THE OHIO STATE LIFE
     INSURANCE COMPANY

     By
         Name
         Title