<TABLE> <S> <C>

<ARTICLE>  9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED FINANCIAL STATEMENTS INCLUDED IN THE ANNUAL REPORT FOR
INTERCOUNTY BANCSHARES, INC. ON FORM 10-K FOR THE YEAR ENDED
DECEMBER 31, 1998, AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO
SUCH FINANCIAL STATEMENTS.
</LEGEND>
<CIK> 0000908837
<NAME> INTERCOUNTY BANCSHARES
<MULTIPLIER> 1,000
       
<S>                             <C>
<PERIOD-TYPE>                   12-MOS
<FISCAL-YEAR-END>                          DEC-31-1998
<PERIOD-START>                             JAN-01-1998
<PERIOD-END>                               DEC-31-1998
<CASH>                                          18,241
<INT-BEARING-DEPOSITS>                              38
<FED-FUNDS-SOLD>                                   640
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    139,748
<INVESTMENTS-CARRYING>                          36,832
<INVESTMENTS-MARKET>                            37,459
<LOANS>                                        305,112
<ALLOWANCE>                                      2,641
<TOTAL-ASSETS>                                 520,553
<DEPOSITS>                                     374,220
<SHORT-TERM>                                    22,702
<LIABILITIES-OTHER>                              3,369
<LONG-TERM>                                     75,539
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                         1,000
<OTHER-SE>                                      43,723
<TOTAL-LIABILITIES-AND-EQUITY>                 520,553
<INTEREST-LOAN>                                 24,959
<INTEREST-INVEST>                                9,783
<INTEREST-OTHER>                                   531
<INTEREST-TOTAL>                                35,273
<INTEREST-DEPOSIT>                              13,837
<INTEREST-EXPENSE>                              18,540
<INTEREST-INCOME-NET>                           16,733
<LOAN-LOSSES>                                    1,150
<SECURITIES-GAINS>                                 302
<EXPENSE-OTHER>                                 13,846
<INCOME-PRETAX>                                  7,263
<INCOME-PRE-EXTRAORDINARY>                       7,263
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     5,374
<EPS-PRIMARY>                                     1.70
<EPS-DILUTED>                                     1.66
<YIELD-ACTUAL>                                    7.79
<LOANS-NON>                                        599
<LOANS-PAST>                                       343
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 2,761
<CHARGE-OFFS>                                    1,435
<RECOVERIES>                                       165
<ALLOWANCE-CLOSE>                                2,641
<ALLOWANCE-DOMESTIC>                                 0
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                          2,641
        




</TABLE>