<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from the
Consolidated Balance Sheets, the Consolidated Statements of Income and
Management's Discussion and Analysis of Financial Condition and Results of
Operations and is qualified in its entirety by reference to such financial
statements.
</LEGEND>
<MULTIPLIER> 1,000

<S>                             <C>
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          DEC-31-1997
<PERIOD-END>                               DEC-31-1997
<CASH>                                         226,297
<INT-BEARING-DEPOSITS>                          16,116
<FED-FUNDS-SOLD>                                48,596
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                  1,499,694
<INVESTMENTS-CARRYING>                         381,209
<INVESTMENTS-MARKET>                           382,497
<LOANS>                                      4,814,884
<ALLOWANCE>                                     66,553
<TOTAL-ASSETS>                               7,267,164
<DEPOSITS>                                   5,520,937
<SHORT-TERM>                                   482,688
<LIABILITIES-OTHER>                             73,848
<LONG-TERM>                                    556,826
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                       341,727
<OTHER-SE>                                     291,138
<TOTAL-LIABILITIES-AND-EQUITY>               7,267,164
<INTEREST-LOAN>                                426,360
<INTEREST-INVEST>                              114,863
<INTEREST-OTHER>                                 4,396
<INTEREST-TOTAL>                               545,619
<INTEREST-DEPOSIT>                             211,525
<INTEREST-EXPENSE>                             266,656
<INTEREST-INCOME-NET>                          278,963
<LOAN-LOSSES>                                   18,859
<SECURITIES-GAINS>                                 340
<EXPENSE-OTHER>                                230,523
<INCOME-PRETAX>                                137,897
<INCOME-PRE-EXTRAORDINARY>                     137,897
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    94,218
<EPS-BASIC>                                       1.19
<EPS-DILUTED>                                     1.17
<YIELD-ACTUAL>                                    4.30
<LOANS-NON>                                     15,980
<LOANS-PAST>                                     8,313
<LOANS-TROUBLED>                                   475
<LOANS-PROBLEM>                                 42,138
<ALLOWANCE-OPEN>                                60,080
<CHARGE-OFFS>                                   16,916
<RECOVERIES>                                     4,530
<ALLOWANCE-CLOSE>                               66,553
<ALLOWANCE-DOMESTIC>                            35,912
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                         30,641


</TABLE>