<PAGE>

--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
                                  UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION

                            WASHINGTON, D. C.  20549
                                   FORM 10-K/A
                                (AMENDMENT NO. 1)

          [X]    ANNUAL REPORT PURSUANT  TO SECTION 13 OR 15(d) OF THE
                        SECURITIES EXCHANGE ACT OF 1934
                  For the Fiscal Year Ended: December 31, 1996
                                       OR
          [ ]  TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE
                        SECURITIES EXCHANGE ACT OF 1934

                       COMMISSION FILE NUMBER: 000 - 21980

                              CFI PROSERVICES, INC.
             (Exact name of registrant as specified in its charter)

          OREGON                                              93-0704365
(State or other jurisdiction                              (I.R.S. Employer
of incorporation or organization)                         Identification No.)

                  400 SW SIXTH AVENUE, PORTLAND, OREGON  97204
                    (Address of principal executive offices)
      Registrant's telephone number, including area code:   (503)-274-7280

        SECURITIES REGISTERED PURSUANT TO SECTION 12(b) OF THE ACT:  NONE
           SECURITIES REGISTERED PURSUANT TO SECTION 12(g) OF THE ACT:
                           COMMON STOCK, NO PAR VALUE
                                (Title of Class)

                              --------------------
Indicate by check mark whether the Registrant (1) has filed all reports required
to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during
the preceding 12 months (or for such shorter period that the Registrant was
required to file such reports), and (2) has been subject to such filing
requirements for the past 90 days: Yes [X]   No [ ]

Indicate by check mark if disclosure of delinquent filers pursuant to Item 405
of Regulation S-K is not contained herein, and will not be contained, to the
best of Registrant's knowledge, in definitive proxy or information statements
incorporated by reference in Part III of this Form 10-K, or any amendment to
this Form 10-K.  [ X ]

The aggregate market value of the voting stock held by non-affiliates of the
Registrant is $77,236,920 as of February 28, 1997 based upon the last closing
price as reported by the Nasdaq National Market System ($18.25).

The number of shares outstanding of the Registrant's Common Stock as of February
28, 1997 was 4,832,816 shares.

                              --------------------
                       DOCUMENTS INCORPORATED BY REFERENCE
The Registrant has incorporated into Part III of Form 10-K by reference portions
of its Proxy Statement for its 1997 Annual Meeting which was filed on April 11,
1997.
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------

<PAGE>

                                     PART IV


ITEM 14. EXHIBITS, FINANCIAL STATEMENT SCHEDULES AND REPORTS ON FORM 8-K

(a) (3) EXHIBITS INCLUDED HEREIN:

 27             Financial Data Schedule


                                        1

<PAGE>

SIGNATURES
Pursuant to the requirements of Section 13 or 15 (d) of the Securities Exchange
Act of 1934, the registrant has duly caused this report to be signed on its
behalf by the undersigned, thereunto duly authorized.

Date: May 13, 1997
      ------------

                                        CFI PROSERVICES, INC.

                                        By:/s/MATTHEW W. CHAPMAN
                                           ---------------------
                                           Matthew W. Chapman
                                           Chairman and Chief Executive Officer

Pursuant to the requirements of the Securities Exchange Act of 1934, this report
has been signed below by the following persons on behalf of the registrant and
in the capacities on May 13, 1997.

Signature                     Title
---------                     -----

/s/ MATTHEW W. CHAPMAN             Chairman and Chief Executive Officer
----------------------             (Principal Executive Officer)
Matthew W. Chapman

/s/ FRED HALL                      Vice President and Chief Financial Officer
----------------------             (Principal Financial and Accounting Officer)
Fred Hall

/s/ ROBERT P. CHAMNESS             Director, President and Chief Operating
----------------------             Officer
Robert P. Chamness

/s/ ROBERT T. JETT                 Director, Executive Vice President and
----------------------             Secretary
Robert T. Jett

/s/ BRIAN P. MURPHY                Director
----------------------
Brian P. Murphy

/s/ LORRAINE O. LEGG               Director
----------------------
Lorraine O. Legg

/s/ DAVID G. GOLDEN                Director
----------------------
David G. Golden

/s/ ERAN S. ASHANY                 Director
----------------------
Eran S. Ashany


                                        2