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[Federal Register Volume 77, Number 92 (Friday, May 11, 2012)]
[Notices]
[Pages 27738-27739]
From the Federal Register Online via the Government Printing Office [www.gpo.gov]
[FR Doc No: 2012-11369]

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BUREAU OF CONSUMER FINANCIAL PROTECTION

Proposed Collection; Comment Request

AGENCY: Bureau of Consumer Financial Protection.

ACTION: Notice and request for comments.

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SUMMARY: The Bureau of Consumer Financial Protection (Bureau), as part 
of its continuing effort to reduce paperwork and respondent burden, 
invites the general public and other Federal agencies to take this 
opportunity to comment on proposed and/or continuing information 
collections, as required by the Paperwork Reduction Act of 1995. 
Currently, the Bureau is soliciting comments concerning the information 
collection efforts relating to the qualitative testing mortgage 
servicing related model forms and disclosures.

DATES: Written comments must be received on or before July 10, 2012 to 
be assured of consideration.

ADDRESSES: You may submit comments by any of the following methods:
     Electronic: CFPB_Public_PRA@cfpb.gov.
     Mail/Hand Delivery/Courier: Direct all written comments to 
Consumer Financial Protection Bureau, (Attention: PRA Office), 1700 G 
Street NW., Washington, DC 20552.
    Instructions: Comments will be available for public inspection and 
copying at 1700 G Street NW., Washington, DC 20552 on official business 
days between the hours of 10 a.m. and 5 p.m. Eastern Time. You can make 
an appointment to inspect comments by telephoning (202) 435-7275. All 
comments, including attachments and other supporting materials, will 
become part of the public record and subject to public disclosure. You 
should only submit information that you wish to make available 
publicly.

FOR FURTHER INFORMATION CONTACT: Requests for additional information or 
copies of the documents contained under this approval number should be 
directed to Joseph Durbala, (202) 435-7893, at the Consumer Financial 
Protection Bureau, (Attention: Joseph Durbala, PRA Office), 1700 G 
Street NW., Washington, DC 20552, or through the Internet at CFPB_Public_PRA@cfpb.gov.

SUPPLEMENTARY INFORMATION: 
    Title: Qualitative Testing of Mortgage Servicing Related Model 
Forms and Disclosures.
    OMB Number: 3170-0018.
    Abstract: The Bureau seeks to allow for qualitative testing of 
mortgage servicing related model forms and disclosures. The research 
will result in the development of, and revisions to, proposed and final 
model forms and disclosures provided to consumers in connection with 
mortgage loan obligations after origination. The research activities 
will be conducted primarily by an external contractor employing 
cognitive psychological testing methods. This approach has been 
demonstrated to be feasible and valuable by the CFPB and other agencies 
in developing disclosures and other forms. The planned research 
activities will be conducted during FY 2012-2013 with the goal of 
creating effective disclosures and related materials for

[[Page 27739]]

consumers regarding mortgage loan obligations after origination.
    Current Actions: There is no change in the paperwork burden 
previously approved by OMB. This form is being submitted for renewal 
purposes only.
    Type of Review: Extension of a currently approved collection.
    Affected Public: Individuals and Households.
    Estimated Number of Responses: 396.
    Estimated Time per Respondent: 16 minutes.
    Estimated Total Annual Burden Hours: 108.
    The following paragraph applies to all of the collections of 
information covered by this notice:
    An agency may not conduct or sponsor, and a person is not required 
to respond to, a collection of information unless the collection of 
information displays a valid OMB control number.
    Request for Comments: Comments submitted in response to this notice 
will be summarized and/or included in the request for OMB approval. All 
comments will become a matter of public record. Comments are invited 
on: Whether the collection of information is necessary for the proper 
performance of the functions of the agency, including whether the 
information shall have practical utility; the accuracy of the agency's 
estimate of the burden of the collection of information, including the 
validity of the methodology and the assumptions used; ways to enhance 
the quality, utility, and clarity of the information to be collected; 
and ways to minimize the burden of the collection of information on 
respondents, including through the use of automated collection 
techniques or other forms of information technology.

    Dated: May 2, 2012.
Chris Willey,
Chief Information Officer, Bureau of Consumer Financial Protection.
[FR Doc. 2012-11369 Filed 5-10-12; 8:45 am]
BILLING CODE 4810-AM-P
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