<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from the
Consolidated Balance Sheets, the Consolidated Statements of Income and
Management's Discussion and Analysis of Financial Condition and Results of
Operations and is qualified in its entirety by reference to such financial
statements.
</LEGEND>
<MULTIPLIER> 1,000

<S>                             <C>
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          DEC-31-1999
<PERIOD-END>                               DEC-31-1999
<CASH>                                         380,980
<INT-BEARING-DEPOSITS>                          17,086
<FED-FUNDS-SOLD>                                 3,100
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                  1,868,839
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                      5,477,494
<ALLOWANCE>                                     86,750
<TOTAL-ASSETS>                               8,063,756
<DEPOSITS>                                   5,758,691
<SHORT-TERM>                                   657,913
<LIABILITIES-OTHER>                            116,264
<LONG-TERM>                                    964,557
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                       571,543
<OTHER-SE>                                     (5,212)
<TOTAL-LIABILITIES-AND-EQUITY>               8,063,756
<INTEREST-LOAN>                                449,653
<INTEREST-INVEST>                              121,911
<INTEREST-OTHER>                                 2,031
<INTEREST-TOTAL>                               573,595
<INTEREST-DEPOSIT>                             197,863
<INTEREST-EXPENSE>                             269,950
<INTEREST-INCOME-NET>                          303,645
<LOAN-LOSSES>                                   20,712
<SECURITIES-GAINS>                               1,325
<EXPENSE-OTHER>                                302,497
<INCOME-PRETAX>                                104,778
<INCOME-PRE-EXTRAORDINARY>                     104,778
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    71,182
<EPS-BASIC>                                       0.91
<EPS-DILUTED>                                     0.90
<YIELD-ACTUAL>                                    4.28
<LOANS-NON>                                     17,423
<LOANS-PAST>                                     9,538
<LOANS-TROUBLED>                                 2,067
<LOANS-PROBLEM>                                 40,825
<ALLOWANCE-OPEN>                                80,748
<CHARGE-OFFS>                                   20,470
<RECOVERIES>                                     5,726
<ALLOWANCE-CLOSE>                               86,750
<ALLOWANCE-DOMESTIC>                            61,492
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                         25,258


</TABLE>