U.S. SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C.  20549

                                   FORM 10-QSB

(Mark  One)

 X     QUARTERLY  REPORT  PURSUANT  TO  SECTION  13  OR  15(d) OF THE SECURITIES
---    EXCHANGE  ACT  OF  1934
       For  the  quarterly  period  ended:  September 30, 2000
                                            ------------------

___     TRANSITION  REPORT  PURSUANT  TO  SECTION  13 OR 15(d) OF THE SECURITIES
        EXCHANGE  ACT  OF  1934
        For  the  transition  period  from  _______________  to  _______________

                       Commission  file  number:  33-43317
                                                  ---------

                                 EASTON BANCORP, INC.
                                 --------------------
        (Exact name of small business issuer as specified in its charter)

            Maryland                                  52-1745344
          ------------                            -----------------
     (State  of  incorporation)     (I.R.S.  Employer  Identification  No.)

                  501 Idlewild Avenue, Easton, Maryland  21601
                  --------------------------------------------
                    (Address of principal executive offices)

                                  (410) 819-0300
                                  --------------
                           (Issuer's telephone number)

                                   Not Applicable
                                   --------------
    (Former name, former address and former fiscal year, if changed since last
                                     report)


     Check  whether  the  issuer:  (1) filed all reports required to be filed by
Section  13  or 15(d) of the Exchange Act during the past 12 months (or for such
shorter  period  that the registrant was required to file such reports), and (2)
has  been  subject  to  such  filing  requirements  for  the  past  90  days.
Yes  X  No
    ---    ---

     State  the  number of shares outstanding of each of the issuer's classes of
common  equity,  as  of  the  latest  practicable  date:

     On November 1, 2000, 560,318 shares of the issuer's common stock, par value
$.10  per  share,  were  issued  and  outstanding.

     Transitional  Small  Business  Disclosure  Format  (check  one):Yes   No X
                                                                        ---  ---


<PAGE>
<TABLE>
<CAPTION>
                                     PART I
                              FINANCIAL INFORMATION

ITEM  1.  FINANCIAL  STATEMENTS.

                       EASTON BANCORP, INC. AND SUBSIDIARY
                           CONSOLIDATED BALANCE SHEETS
                                   (Unaudited)

                                                 September 30,  December 31,
                                                       2000         1999
                                                  ------------  ------------
                       ASSETS
<S>                                               <C>           <C>
Cash and due from banks                           $ 1,699,592   $ 2,576,335
Federal funds sold                                  2,671,966       824,727
Investment in Federal Home Loan Bank stock            204,200       179,000
Investment securities available-for-sale            4,712,586     4,203,828
Loans held for sale                                   284,000        70,000
Loans, less allowance for credit losses of
   $750,885 and $610,396, respectively             52,986,728    45,936,298
Premises and equipment, net                         1,684,810     1,694,652
Intangible assets, net                                      0        15,691
Accrued interest receivable                           407,380       300,536
Deferred income taxes                                  64,526       177,017
Other assets                                          102,875        46,004
                                                  ------------  ------------
     Total assets                                 $64,818,663   $56,024,088
                                                  ============  ============
     LIABILITIES AND STOCKHOLDERS' EQUITY
Deposits
   Noninterest-bearing                            $ 5,476,170   $ 3,678,246
   Interest-bearing                                52,172,783    43,448,200
                                                  ------------  ------------
     Total deposits                                57,648,953    47,126,446
Accrued interest payable                              168,941       108,888
Securities sold under agreements to repurchase         56,549       280,667
Note payable                                        1,631,819     3,578,493
Other liabilities                                      66,605        45,964
                                                  ------------  ------------
     Total liabilities                             59,572,867    51,140,458
                                                  ------------  ------------
Stockholders' equity
   Common stock, par value $.10 per share;
     authorized 5,000,000 shares, 560,318
     shares issued and outstanding                     56,032        56,032
   Additional paid-in-capital                       5,227,487     5,227,487
   Retained earnings (deficit)                         15,537      (322,518)
                                                  ------------  ------------
                                                    5,299,056     4,961,001
   Accumulated other comprehensive income             (53,260)      (77,371)
                                                  ------------  ------------
     Total stockholders' equity                     5,245,796     4,883,630
                                                  ------------  ------------
     Total liabilities and stockholders' equity   $64,818,663   $56,024,088
                                                  ============  ============
</TABLE>

See  accompanying  Notes  to  Consolidated  Financial  Statements.


                                        1
<PAGE>
<TABLE>
<CAPTION>
                       EASTON BANCORP, INC. AND SUBSIDIARY
                        CONSOLIDATED STATEMENTS OF INCOME
                                   (Unaudited)

                                              Three Months Ended                   Nine Months Ended
                                                  September 30,                      September 30,
                                     ----------------------------------------  ---------------------------
                                            2000                 1999               2000          1999
                                     -------------------  -------------------  --------------  -----------
<S>                                  <C>                  <C>                  <C>             <C>
Interest revenue
  Loans, including fees              $         1,240,054  $        1,033,790   $    3,467,887  $2,666,879
  Investment securities                           77,868              65,576          222,408     201,346
  Due from banks                                     136                   0              136           0
  Federal funds sold                              51,028              41,113           92,444     119,141
                                     -------------------  -------------------  --------------  -----------
    Total interest revenue                     1,369,086           1,140,479        3,782,875   2,987,366

Interest expense                                 675,368             483,768        1,776,495   1,354,015
                                     -------------------  -------------------  --------------  -----------

     Net interest income                         693,718             656,711        2,006,380   1,633,351

Provision for loan losses                         47,670            (134,547)         166,934     (98,547)
                                     -------------------  -------------------  --------------  -----------

   Net interest income after
       provision for loan losses                 646,048             791,258        1,839,446   1,731,898
                                     -------------------  -------------------  --------------  -----------

Other operating revenue                           69,395             119,542          181,847     206,565
                                     -------------------  -------------------  --------------  -----------

Other expenses
   Salaries and benefits                         295,377             304,569          861,337     829,031
   Occupancy                                      33,135              18,847           82,428      52,678
   Furniture and equipment                        25,654              19,432           76,067      57,218
   Other operating                               144,578             135,185          452,136     394,101
                                     -------------------  -------------------  --------------  -----------
     Total operating expenses                    498,744             478,033        1,471,968   1,333,028
                                     -------------------  -------------------  --------------  -----------

Income before income taxes                       216,699             432,767          549,325     605,435
Income taxes                                      80,670             147,895          211,270     206,567
                                     -------------------  -------------------  --------------  -----------

Net income                           $           136,029  $          284,872   $      338,055  $  398,868
                                     ===================  ===================  ==============  ===========

Earnings per common share - basic    $              0.24  $             0.51   $         0.60  $     0.71
                                     ===================  ===================  ==============  ===========

Earnings per common share - diluted  $              0.24  $             0.47   $         0.59  $     0.67
                                     ===================  ===================  ==============  ===========
</TABLE>

See  accompanying  Notes  to  Consolidated  Financial  Statements.


                                        2
<PAGE>
<TABLE>
<CAPTION>
                          EASTON BANCORP, INC. AND SUBSIDIARY
                         CONSOLIDATED STATEMENTS OF CASH FLOWS
                                      (Unaudited)


                                                             Nine Months Ended
                                                                September 30,
                                                      ---------------------------------
<S>                                                   <C>                  <C>
                                                              2000             1999
                                                      -------------------  ------------
CASH FLOWS FROM OPERATING ACTIVITIES
  Interest received                                    $       3,649,218   $ 2,913,211
  Other revenue received                                         166,691       242,866
  Cash paid for operating expenses                            (1,394,960)   (1,331,566)
  Loan sales net proceeds                                       (214,000)            0
  Taxes pad                                                     (111,200)            0
  Interest paid                                               (1,716,442)   (1,353,870)
                                                      -------------------  ------------
                                                                 379,307       470,641
                                                      -------------------  ------------

CASH FLOWS FROM INVESTING ACTIVITIES
  Cash paid for premises, equipment and software                 (72,549)     (109,420)
  Loans originated, net of principal repayments               (7,192,249)   (9,170,334)
  Purchase of investment securities                           (3,855,909)   (1,473,035)
  Proceeds from sales/maturities of investments                3,360,181     1,733,725
  Receipt of funds held in escrow                                      0     1,175,000
  Proceeds from sale of other real estate owned                        0        61,699
  Purchase of other real estate owned                                  0       (60,450)
                                                      -------------------  ------------
                                                              (7,760,526)   (7,842,815)
                                                      -------------------  ------------

CASH FLOWS FROM FINANCING ACTIVITIES

  Net increase in time deposits                                5,130,516       213,758
  Net increase in other deposits                               5,391,991     1,795,396
  Net increase in other debt                                           0       578,687
  Net proceeds from other borrowings                          (1,946,674)            0
  Net increase (decrease) in securities sold under
    agreements to repurchase                                    (224,118)     (209,804)
                                                      -------------------  ------------
                                                               8,351,715     2,378,037
                                                      -------------------  ------------

NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS             970,496    (4,994,137)
CASH AND CASH EQUIVALENTS AT BEGINNING OF PERIOD               3,401,062     8,246,585
                                                      -------------------  ------------
CASH AND CASH EQUIVALENTS AT END OF PERIOD            $        4,371,558   $ 3,252,448
                                                      ===================  ============
</TABLE>


                                        3
<PAGE>
<TABLE>
<CAPTION>
                          EASTON BANCORP, INC. AND SUBSIDIARY
                  CONSOLIDATED STATEMENTS OF CASH FLOWS (CONTINUED)
                                       (Unaudited)

                                                                      Nine Months Ended
                                                                         September 30,
                                                              ------------------------------
                                                                     2000            1999
                                                              -------------------  ---------
RECONCILIATION OF NET INCOME TO NET CASH
  PROVIDED BY OPERATING ACTIVITIES
<S>                                                           <C>                  <C>
 Net income                                                    $         338,055  $ 398,868

 Adjustments to reconcile net income to net cash
  provided by operating activities:
  Depreciation and amortization                                           87,051     71,265
  Provision for loan losses                                              166,934    (98,547)
  Decrease (increase) in accrued interest receivable and
     other assets                                                       (152,684)   (53,734)
  Increase (decrease) in operating accounts payable and
     other liabilities                                                    80,641    (43,611)
  Increase (decrease) in deferred loan origination fees                  (25,115)   (11,449)
  Decrease in deferred income taxes                                      100,070    206,568
  Securities amortization/accretion, net                                 (12,036)     2,530
  Loss on securities sold                                                 10,338          0
  Loans originated for sale                                           (3,777,840)         0
  Proceeds from loan sales                                             3,563,840          0
  Gain on sale of other real estate                                            0     (1,249)
                                                              -------------------  ---------
                                                              $          379,307   $470,641
                                                              ===================  =========
</TABLE>

See  accompanying  Notes  to  Consolidated  Financial  Statements.


                                        4
<PAGE>
NOTES  TO  CONSOLIDATED  FINANCIAL  STATEMENTS:

1.   Basis  of  Presentation
     -----------------------

     The  accompanying  unaudited  condensed  financial  statements  have  been
prepared in accordance with generally accepted accounting principles for interim
financial  information  and with the instructions to Form 10-QSB and Item 310(b)
of  Regulation S-B of the Securities and Exchange Commission.  Accordingly, they
do  not include all the information and footnotes required by generally accepted
accounting  principles  for  complete  financial  statements.  In the opinion of
management, all adjustments (consisting of normal recurring accruals) considered
necessary for a fair presentation have been included.  Operating results for the
nine  months  ended  September  30,  2000, are not necessarily indicative of the
results  that may be expected for the year ended December 31, 2000.  For further
information,  refer  to  the  consolidated  financial  statements  and footnotes
thereto  for  the Company's fiscal year ended December 31, 1999, included in the
Company's  Form  10-KSB  for  the  year  ended  December  31,  1999.

2.   Cash  Flows
     -----------

     For  purposes  of  reporting  cash flows, cash and cash equivalents include
cash  on  hand,  unrestricted  amounts  due from banks, overnight investments in
repurchase  agreements,  and  federal  funds  sold.

3.   Comprehensive  Income
     ---------------------

          Comprehensive  income  consists  of:

                                                Nine Months Ended
                                                  September  30,
                                                -------------------
                                                  2000      1999
                                                --------  ---------
              Net Income                        $338,055  $398,868
              Unrealized gain (loss) on
                 investment Securities
                 available for sale, net of
                 income  taxes                    24,111   (51,798)
                                                --------  ---------
              Comprehensive Income              $362,166  $347,070
                                                ========  =========


                                        5
<PAGE>
     This Report contains statements which constitute forward-looking statements
within  the meaning of Section 27A of the Securities Act of 1933 and Section 21E
of  the Securities Exchange Act of 1934.  These statements appear in a number of
places in this Report and include all statements regarding the intent, belief or
current  expectations of the Company, its directors or its officers with respect
to, among other things: (i) the Company's financing plans; (ii) trends affecting
the  Company's financial condition or results of operations; (iii) the Company's
growth  strategy and operating strategy; and (iv) the declaration and payment of
dividends.  Investors are cautioned that any such forward-looking statements are
not  guarantees  of  future performance and involve risks and uncertainties, and
that  actual  results  may  differ  materially  from  those  projected  in  the
forward-looking  statements  as a result of various factors discussed herein and
those  factors  discussed in detail in the Company's filings with the Securities
and  Exchange  Commission.

ITEM 2.  MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS
         OF  OPERATIONS.

     Easton  Bancorp,  Inc. (the "Company") was incorporated in Maryland on July
19,  1991,  to become a one-bank holding company by acquiring all of the capital
stock  of Easton Bank & Trust Company (the "Bank") upon its formation.  The Bank
commenced  business  on July 1, 1993, and the only activity of the Company since
then  has  been the ownership and operation of the Bank.  The Bank was organized
as  a nonmember state bank under the laws of the State of Maryland.  The Bank is
engaged  in  a general commercial banking business, emphasizing in its marketing
the  Bank's local management and ownership, from its main office location in its
primary  service  area, Talbot County, Maryland.  During 1999, the Bank opened a
full-service  branch  office  in  Denton, Maryland, which is in Caroline County.
The Bank offers a full range of deposit services that are typically available in
most  banks  and savings and loan associations, including checking accounts, NOW
accounts,  savings  accounts  and  other time deposits of various types, ranging
from  daily  money  market  accounts to longer-term certificates of deposit.  In
addition,  the  Bank  offers  certain  retirement  account  services,  such  as
Individual  Retirement  Accounts.  The  Bank  offers  a  full range of short- to
medium-term  commercial  and personal loans.  The Bank also originates and holds
or  sells  into  the secondary market fixed and variable rate mortgage loans and
real  estate  construction  and  acquisition loans.  Other bank services include
cash  management  services, safe deposit boxes, travelers checks, direct deposit
of  payroll  and  social  security  checks,  and  automatic  drafts  for various
accounts.

     The  following  discussion  of  the  financial  condition  and  results  of
operations  of  the  Company  should  be  read in conjunction with the Company's
unaudited  financial  statements  and  related  notes  and  other  statistical
information  included  elsewhere  herein.

Results  of  Operations
-----------------------

     Net  income  for the Company for the three months ended September 30, 2000,
was $136,029, compared to $284,872 during the corresponding period of 1999.  Net
income  for  the nine months ended September 30, 2000, was $338,055, compared to
$398,868  for  the corresponding period of 1999.  Net income before income taxes
was  $216,699  for  the  three  months  ended  September  30,  2000, compared to
$432,767  during  the  corresponding  period  of 1999.  Net income before income
taxes  was  $549,325  for  the nine months ended September 30, 2000, compared to
$605,435  during  the  corresponding  period  of  1999.


                                        6
<PAGE>
     The  decrease  in  earnings  before  income taxes for the nine month period
ended  September  30,  2000,  can  be attributed to an increase of approximately
$265,000 in the provision for loan losses, an increase of approximately $139,000
in  total  operating  expenses  and a decrease of approximately $25,000 in other
operating  income, offset by an increase in net interest income of approximately
$373,000.  The increase in the provision for loan losses is primarily the result
of a reduction in the provision in 1999 of approximately $197,000 as a result of
the recovery by the Bank in 1999 of a significant amount on a loan that had been
charged  off  in  1995.  In  addition,  the  Bank  has continued to increase the
allowance  for  loan losses in 2000 as the loan portfolio has continued to grow.
The  increase in total operating expenses is primarily attributed to an increase
in  salaries  and  benefits  of  approximately $32,000, an increase in occupancy
expenses  of  $30,000, an increase of $19,000 in furniture and equipment expense
and  an  increase  in  other  operating expenses of approximately $58,000. These
increases  are  due  to  the opening of the branch office in Denton, Maryland in
October  1999.  The  increase  in  net  interest  income  is primarily due to an
increase  of approximately $801,000 on the interest earned on growth in the loan
portfolio and increasing yields, offset by an increase of approximately $422,000
in  interest  paid  on  deposit  accounts  due  to growth in deposits and rising
interest  rates.

     The  Bank's  loan  portfolio  increased  from $45.9 million at December 31,
1999, to $53.0 million at September 30, 2000.  The allowance for loan losses was
$750,885 at September 30, 2000, or 1.40% of total loans, compared to $731,553 at
June  30,  2000,  or 1.39% of total loans, and $610,396 at December 31, 1999, or
1.31%  of  total  loans.  In  September  1999,  the  Bank received a recovery of
$408,069  on  a  loan  that  was  charged off in 1995.  Of the amount recovered,
$341,988  was  applied to increase the allowance for loan losses and the balance
of  $66,081  was  credited  to other income.  The Bank subsequently analyzed its
allowance  for  loan losses and determined that the allowance should be reduced,
resulting  in  a  reduction  in  the  allowance of $196,547, and a corresponding
reduction  in  the  1999  provision  for  loan  losses.  As a result, the Bank's
provision  for  loan losses was an expense of $47,670 for the three months ended
September  30,  2000,  and  an  expense  of  $166,934  for the nine months ended
September  30, 2000, compared to a credit of $134,547 for the three months ended
September  30, 1999, and a credit of $98,547 for the nine months ended September
30,  1999.  The  level  of the allowance for loan losses represents management's
current  estimate  of future losses in the loan portfolio; however, there can be
no  assurance  that  loan losses in future periods will not exceed the allowance
for  loan  losses  or  that  additional  increases  in the allowance will not be
required.

     Total  operating  expenses  increased  $20,711  to $498,744 for the quarter
ended  September  30,  2000,  from  $478,033 for the quarter ended September 30,
1999.  The  increase was primarily related to the increase in occupancy expenses
of  $14,288 and the increase in furniture and equipment expenses of $6,222.  The
increase  in  occupancy expenses and furniture and equipment expenses was due to
the  opening  of  the  branch  office  in Denton, Maryland in October 1999.  The
increase  in  occupancy  expenses  was  also caused by one of the tenants in the
Bank's  main  facility  vacating the premises. A decision was made not to obtain
another  tenant  and  for  the  Bank  to  use  the  space.

     Return  on  average  assets and average equity, on an annualized basis, for
the  quarter  ended  September  30,  2000,  was  .84%  and 10.48%, respectively,
compared  to  1.64%  and  18.72%,  respectively,  for  the same quarter of 1999.
Return  on  average  assets  and average equity, on an annualized basis, for the
nine months ended September 30, 2000, was .75% and 9.99%, respectively, compared
to  1.06%  and  13.06%, respectively, for the same period of 1999.  Earnings per
share  on  a  fully  diluted  basis  for  the  quarter and the nine months ended
September  30, 2000 were $.24 and $.59, respectively, compared to $.47 and $.67,
respectively,  for  the  same  periods  of  1999.

     The  Company's  assets ended the third quarter of 2000 at $64.8 million, an
increase  of  $8.8  million,  or 15.7%, from $56.0 million at December 31, 1999.
This increase can be attributed primarily to the increase in the Bank's loans of
$7.1  million and an increase in federal funds sold of $1.8 million. The Company
repaid  approximately $2.0 million in borrowings from the Federal Home Loan Bank
of Atlanta, reducing total borrowings from the Federal Home Loan Bank of Atlanta
to  $1.6  million.  These  borrowings  are  match  funded  on  two  loans.

     Management  expects  that  its  2000 income will exceed expenses.  Although
management  expects  that  the  Company's  current  profitability will continue,
future  events,  such  as  an unanticipated deterioration in the loan portfolio,
could  reverse  this trend.  Management's expectations are based on management's
best  judgment and actual results will depend on a number of factors that cannot
be  predicted  with  certainty and thus fulfillment of management's expectations
cannot  be  assured.


                                        7
<PAGE>
Liquidity  and  Sources  of  Capital
------------------------------------

     The $10.5 million increase in deposits from December 31, 1999, to September
30,  2000,  is  primarily  reflected in the increase of the Bank's loans of $7.1
million,  the  $1.8 million increase in federal funds sold, and the $2.0 million
decrease in borrowings from the Federal Home Loan Bank of Atlanta. The Company's
primary  source  of  liquidity  is cash on hand plus short term investments.  At
September  30,  2000, the Company's liquid assets totaled $8.8 million, or 13.6%
of  total  assets,  compared  to  $7.6  million,  or  13.57% of total assets, at
December 31, 1999.  Another source of liquidity is the $7.0 million secured line
of  credit  the Company has from the Federal Home Loan Bank of Atlanta, of which
$1.6  million  is  currently used, the $1.0 million unsecured line of credit the
Company  has  from  a  correspondent bank, and the $5 million reverse repurchase
line  of  credit and $500,000 unsecured federal funds line of credit the Company
has  from  another  correspondent  bank,  of  which $50,000 is pledged to secure
repurchase  agreements  and  $250,000  is  pledged  to  secure  a certificate of
deposit.  If  additional  liquidity is needed, the Bank will sell participations
in  its  loans.

     The  capital  of  the Company and the Bank exceed all prescribed regulatory
capital  guidelines  at  September  30, 2000.  At September 30, 2000, the Tier 1
leverage  ratio  for  the Bank was 8.22%.  At September 30, 2000, the Bank had a
risk-weighted  total capital ratio of 11.73%, and a Tier 1 risk-weighted capital
ratio  of  10.48%.  The  Company expects that its current capital and short-term
investments  will  satisfy  the  Company's cash requirements for the foreseeable
future.  However,  no  assurance  can  be  given in this regard as rapid growth,
deterioration  in  the  loan quality or poor earnings, or a combination of these
factors,  could  change  the  Company's  capital  position in a relatively short
period  of  time.

Dividends
---------

     In  the  past, the Company and the Bank were unable to pay dividends due to
regulations  that  require  the  recapture  of  certain  capital invested in the
formation  and  start-up  of  the  Bank.  Earnings  over the last few years have
produced  the  capital  levels  which, on October 23, 2000, allowed the Board of
Directors  of  the  Company  to  declare  a $0.05 per share cash dividend on the
Company's  outstanding  shares  of  common  stock.  The dividend will be paid to
shareholders  of  record  on  October  31, 2000, and the Company anticipates the
payment  date  for  the  dividend  will  be  on or about November 15, 2000.  The
declaration  and  payment  of  future  dividends  will depend upon the Company's
financial  performance  and  capital  requirements.

Market  Risk
------------

     Net  interest income of the Company is one of the most important factors in
evaluating  the financial performance of the Company.  The Company uses interest
sensitivity  analysis  to  determine  the  effect of rate changes.  Net interest
income  is  projected  over  a  one-year  period  to  determine the effect of an
increase  or  decrease  in the prime rate of 100 basis points.  If prime were to
decrease  100  basis  points,  the  Company  would experience an increase in net
interest  income  of  $12,021 if all assets and liabilities maturing within that
period  were  adjusted  for the rate change. If prime were to increase 100 basis
points,  the  Company  would  experience  a  decrease  in net interest income of
$33,676  if all assets and liabilities maturing within that period were adjusted
for  the  rate change. The sensitivity analysis does not consider the likelihood
of  these  rate  changes  nor  whether management's reaction to this rate change
would  be  to  reprice  its  loans  and  deposits.


                                        8
<PAGE>
                                     PART II
                                OTHER INFORMATION

ITEM  1.  LEGAL  PROCEEDINGS.

     There are no material pending legal proceedings to which the Company or the
Bank  is  a  party  or  of  which  any  of  their  property  is  the  subject.

ITEM  2.  CHANGES  IN  SECURITIES.

     None.

ITEM  3.  DEFAULTS  UPON  SENIOR  SECURITIES.

     Not  applicable.

ITEM  4.  SUBMISSION  OF  MATTERS  TO  A  VOTE  OF  SECURITY  HOLDERS.

     There  were  no  matters submitted to a vote of security holders during the
quarter  ended  September  30,  2000.

ITEM  5.  OTHER  INFORMATION.

     None.

ITEM  6.  EXHIBITS  AND  REPORTS  ON  FORM  8-K.

     (a)     Exhibits.

             11.1     Computation  of  Earnings  Per  Share.

             27.1     Financial  Data  Schedule  (for  SEC  use  only).

     (b)     Reports  on  Form  8-K.

             There  were  no  reports  on  Form  8-K filed by the Company during
             the  quarter  ended  September  30,  2000.


                                        9
<PAGE>
                                   SIGNATURES


     In  accordance  with  the  requirements of the Exchange Act, the registrant
caused this report to be signed on its behalf by the undersigned, thereunto duly
authorized.

                                         EASTON  BANCORP,  INC.
                                        ------------------------
                                            (Registrant)



Date:    November 3, 2000               By:  /s/  R. Michael S. Menzies, Sr.
       ------------------                  -------------------------------------
                                                  R. Michael S. Menzies, Sr.
                                                  President



Date:    November  3,  2000             By:  /s/  Pamela  A.  Mussenden
       ------------------                  -------------------------------------
                                                  Pamela  A.  Mussenden
                                                  Assistant Treasurer
                                                  (Principal Financial Officer)


                                       10
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                                INDEX TO EXHIBITS

Exhibit                                                             Sequential
Number                  Description                                Page  Number
------                  -----------                                ------------

11.1       Computation  of  Earnings  Per  Share.

27.1       Financial  Data  Schedule  (for  SEC  use  only).


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