<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from the
Consolidated Balance Sheets, the Consolidated Statements of Income and
Management's Discussion and Analysis of Financial Condition and Results of
Operations and is qualified in its entirety by reference to such financial
statements.
</LEGEND>
<MULTIPLIER> 1,000

<S>                             <C>
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          DEC-31-1998
<PERIOD-END>                               DEC-31-1998
<CASH>                                         247,284
<INT-BEARING-DEPOSITS>                          13,544
<FED-FUNDS-SOLD>                                50,124
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                  2,126,833
<INVESTMENTS-CARRYING>                          23,910
<INVESTMENTS-MARKET>                            24,036
<LOANS>                                      5,110,827
<ALLOWANCE>                                     80,748
<TOTAL-ASSETS>                               8,033,266
<DEPOSITS>                                   6,006,912
<SHORT-TERM>                                   589,722
<LIABILITIES-OTHER>                            159,013
<LONG-TERM>                                    665,906
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                       436,772
<OTHER-SE>                                     174,941
<TOTAL-LIABILITIES-AND-EQUITY>               8,033,266
<INTEREST-LOAN>                                442,725
<INTEREST-INVEST>                              128,483
<INTEREST-OTHER>                                 4,487
<INTEREST-TOTAL>                               575,695
<INTEREST-DEPOSIT>                             220,325
<INTEREST-EXPENSE>                             285,912
<INTEREST-INCOME-NET>                          289,783
<LOAN-LOSSES>                                   31,992
<SECURITIES-GAINS>                               1,409
<EXPENSE-OTHER>                                306,567
<INCOME-PRETAX>                                 75,774
<INCOME-PRE-EXTRAORDINARY>                      75,774
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    51,963
<EPS-BASIC>                                       0.67
<EPS-DILUTED>                                     0.66
<YIELD-ACTUAL>                                    4.16
<LOANS-NON>                                     13,570
<LOANS-PAST>                                     7,797
<LOANS-TROUBLED>                                 2,026
<LOANS-PROBLEM>                                 28,023
<ALLOWANCE-OPEN>                                66,553
<CHARGE-OFFS>                                   23,342
<RECOVERIES>                                     5,545
<ALLOWANCE-CLOSE>                               80,748
<ALLOWANCE-DOMESTIC>                            55,008
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                         25,740


</TABLE>