EXHIBIT 10.3
                    The CORPORATEplan for RetirementSM

                                ADDENDUM

  RE: Code Sections 401(k) and 401(m) 2004 Final Regulations, Roth 401(k)

              Amendments for Fidelity Basic Plan Document No. 02

PREAMBLE

Adoption and Effective Date of Amendment. This amendment of the Plan is
adopted to reflect the final regulations under Internal Revenue Code (Code)
sections 401(k) and 401(m) and to reflect Code section 402A as added by
section 617 of the Economic Growth and Tax Relief Reconciliation Act of
2001. This amendment is intended as good faith compliance with the
requirements of Code sections 401(k), 401(m) and 402A and is to be
construed in accordance with guidance issued thereunder. Except as
otherwise provided in the numbered paragraphs below, this amendment shall
be effective as determined pursuant to the rules in paragraphs A and B
immediately below:

     A.   Except as otherwise provided in paragraph B below, this amendment
          shall be effective for plan years that begin on or after January
          1, 2006.

     B.   If the Plan is maintained pursuant to one or more collective
          bargaining agreements between employee representatives and one or
          more employers in effect on the date described in paragraph A
          above, this amendment shall be effective beginning with the later
          of the first plan year beginning after the termination of the
          last such agreement or the first plan year described in paragraph
          A above.

Supersession of Inconsistent Provisions. This amendment shall supersede the
provisions of the Plan to the extent those provisions are inconsistent with
the provisions of this amendment.

     1. Section 5.03, "Deferral Contributions," is hereby amended,
        effective January 1, 2006, by adding a new subsection (c) to the
        end thereof to provide as follows:

        (c)   Roth Deferral Contributions.

              (1)   General Application.

                    (A)   This subsection (c) will apply to contributions
                          beginning with the effective date specified in
                          the Roth Deferral Contributions Addendum to the
                          Adoption Agreement but in no event before the
                          first day of the first taxable year beginning on
                          or after January 1, 2006.

                    (B)   As of the effective date under subparagraph (A)
                          hereof, the Plan will accept Roth Deferral
                          Contributions made on behalf of Participants. A
                          Participant's Roth Deferral Contributions will be
                          allocated to a separate account maintained for
                          such contributions as described in paragraph (2)
                          of this Section 5.03(c).

                    (C)   Unless specifically stated otherwise, Roth
                          Deferral Contributions will be treated as
                          Deferral Contributions for all purposes under the
                          Plan.

              (2)   Separate Accounting.

                    (A)   Contributions and withdrawals of Roth Deferral
                          Contributions will be credited and debited to the
                          Roth Deferral Contributions sub-account
                          maintained for each Participant within the
                          Participant's Account.

                    (B)   The Plan will maintain a record of the amount of
                          Roth Deferral Contributions in each such sub-
                          account.

                    (C)   Gains, losses, and other credits or charges must
                          be separately allocated on a reasonable and
                          consistent basis to each Participant's Roth
                          Deferral Contributions sub-account and the
                          Participant's other sub-accounts within the
                          Participant's Account under the Plan.

                    (D)   No contributions other than Roth Deferral
                          Contributions and properly attributable earnings
                          will be credited to each Participant's Roth
                          Deferral Contributions sub-account.

              (3)   Direct Rollovers.

                    (A)   Notwithstanding anything to the contrary in
                          Section 13.04, a direct rollover of a
                          distribution from a Roth Deferral Contributions
                          sub-account under the Plan will only be made to
                          another Roth Deferral Contributions account under
                          an applicable retirement plan described in Code
                          section 402A(e)(l) or to a Roth IRA described in
                          Code section 408A and only to the extent the
                          rollover is permitted under the rules of Code
                          section 402(c).

                    (B)   Notwithstanding anything to the contrary in
                          Section 5.06, and provided the Employer so elects
                          in the Roth Deferral Contributions Addendum to
                          the Adoption Agreement, the Plan will accept a
                          rollover contribution to a Roth Deferral
                          Contributions sub-account, but only if it is a
                          direct rollover from another Roth Deferral
                          Contributions account under an applicable
                          retirement plan described in Code section
                          402A(e)(1) and only to the extent the rollover is
                          permitted under the rules of Code section 402(c).

                    (C)   The Plan will not provide for a direct rollover
                          (including an automatic rollover) for
                          distributions from a Participant's Roth Deferral
                          Contributions sub-account if the amounts of the
                          distributions that are eligible rollover
                          distributions are reasonably expected to total
                          less than $200 during a year. In addition, any
                          distribution from a Participant's Roth Deferral
                          Contributions sub-account is not taken into
                          account in determining whether distributions from
                          a Participant's other sub-accounts are reasonably
                          expected to total less than $200 during a year.
                          However, eligible rollover distributions from a
                          Participant's Roth Deferral Contributions sub-
                          account are taken into account in determining
                          whether the total amount of the Participant's
                          account balances under the Plan exceeds $1,000
                          for purposes of mandatory distributions from the
                          Plan.

                    (D)   The provisions of the Plan that allow a
                          Participant to elect a direct rollover of only a
                          portion of an eligible rollover distribution but
                          only if the amount rolled over is at least $500
                          is applied by treating any amount distributed
                          from the Participant's Roth Deferral
                          Contributions sub-account as a separate
                          distribution from any amount distributed from the
                          Participant's other sub-accounts in the Plan,
                          even if the amounts are distributed at the same
                          time.

              (4)   Correction of Excess Contributions. In the case of a
                    distribution of excess contributions to a Highly
                    Compensated Employee, such excess contributions shall
                    be deemed to be pre-tax Deferral Contributions to the
                    extent such Highly Compensated Employee made pre-tax
                    Deferral Contributions for the year, and any remainder
                    shall be deemed to be Roth Deferral Contributions.

              (5)   Roth Deferral Contributions Defined. A Roth Deferral
                    Contribution is an elective deferral contribution that
                    is:

                    (A)   Designated irrevocably by the participant at the
                          time of the cash or deferred election as a Roth
                          Deferral Contribution that is being made in lieu
                          of all or a portion of the pre-tax elective
                          deferrals the participant is otherwise eligible
                          to make under the Plan; and

                    (B)   Treated by the employer as includible in the
                          participant's income at the time the participant
                          would have received that amount in cash if the
                          participant had not made a cash or deferred
                          election.

     2.   Section 5.07, "Qualified Nonelective Employer Contributions," is
          hereby amended in its entirety to provide as follows:

          The Employer may, in its discretion, make a Qualified Nonelective
          Employer Contribution for the Plan Year in any amount necessary
          to satisfy or help to satisfy the "ADP" test, described in
          Section 6.03, and/or the "ACP" test, described in Section 6.06.
          Qualified Nonelective Employer-contributions shall be allocated
          based on Participant's "testing compensation," as defined in
          Subsection 6.01(t), rather than Compensation, as defined in
          Subsection 2.01(j). Any Qualified Nonelective Employer
          Contribution shall be allocated only as provided in this Section
          5.07 (notwithstanding anything to the contrary in Section 1.09 or
          in any other Plan provision).

          Notwithstanding anything to the contrary in Section 1.09 or in
          any other Plan provision, Qualified Nonelective Employer
          Contributions shall be allocated to Participants who were Active
          Participants at any time during the Plan Year and are Non-Highly
          Compensated Employees pursuant to either (a) or (b) below.

          (a)   If the Employer has not elected Section 1.09(a)(1) in
                the Adoption Agreement, Qualified Nonelective Employer
                Contributions shall be allocated in the ratio which each
                such Participant's "testing compensation," as defined in
                Subsection 6.01(t), for the Plan Year bears to the total of
                all such Participants' "testing compensation" for the Plan
                Year.

          (b)   If the Employer has elected Section 1.09(a)(l) in the
                Adoption Agreement, Qualified Nonelective Employer
                Contributions shall be allocated as provided in such
                Section 1.09(a)(l), provided, however, that in no event
                shall any such allocation to an eligible Participant exceed
                5% of the "testing compensation" of such Participant for
                the Plan Year, and, provided further that, notwithstanding
                the above, in the event the Employer elects to disaggregate
                the Plan pursuant to Treasury Regulation Section 1.401(k)-
                l(b)(4) and consistent with Code section 410(b)(4)(B), the
                Employer may choose to provide Qualified Nonelective
                Employer Contributions to only those otherwise eligible
                Participants who are covered by the resulting component
                plan that covers the non-excludable Participants.

          Subject to subsection (b) hereof, Active Participants shall not
          be required to satisfy any Hours of Service or employment
          requirement for the Plan Year in order to receive an allocation
          of Qualified Nonelective Employer Contributions.



          Qualified Nonelective Employer Contributions shall be
          distributable only in accordance with the distribution
          provisions that are applicable to Deferral Contributions;
          provided, however, that a Participant shall not be permitted to
          take a hardship withdrawal of amounts credited to his Qualified
          Nonelective Employer Contributions Account after the later of
          December 31, 1988 or the last day of the Plan Year ending before
          July 1, 1989.

     3.   Section 6.09, "Income or Loss on Distributable Contributions," is
          hereby amended in its entirety to provide as follows:

          The income or loss allocable to "excess deferrals", "excess
          contributions", and "excess aggregate contributions" shall be
          determined under the following method: The income or loss
          attributable to such distributable contributions shall be the sum
          of (i) the income or loss on such contributions for the
          "determination year", determined under any reasonable method,
          plus (ii) the income or loss on such contributions for the "gap
          period", determined under such reasonable method. Any reasonable
          method used to determine income or loss hereunder shall be used
          consistently for all Participants in determining the income or
          loss allocable to distributable contributions hereunder and shall
          be the same method that is used by the Plan in allocating income
          or loss to Participants' Accounts. For purposes of this
          paragraph, the "gap period" means the period between the end of
          the "determination year" and the date of distribution; provided,
          however, that income or loss for the "gap period" may be
          determined as of a date that is no more than seven days before
          the date of distribution.

     4.   Section 6. 1 0, "Deemed Satisfaction of 'ADP' Test," is hereby
          amended in its entirety to provide as follows:

          Notwithstanding any other provision of this Article 6 to the
          contrary, for any Plan Year beginning on or after January 1,
          1999, if the Employer has elected one of the safe harbor
          contributions in Subsection 1.10(a)(3) or 1.11(a)(3) of the
          Adoption Agreement and complies with the notice requirements
          described herein for such Plan Year, the Plan shall be deemed to
          have satisfied the "ADP" test described in Section 6.03. The
          Employer shall provide to each Active Participant during the Plan
          Year a comprehensive notice of the Active Participant's rights
          and obligations under the Plan. Such notice shall be written in a
          manner calculated to be understood by the average Active
          Participant. The Employer shall provide the notice to each Active
          Participant within one of the following periods, whichever is
          applicable:

          (a)   if the employee is an Active Participant 90 days before the
                beginning of the Plan Year, within the period beginning 90
                days and ending 30 days before the first day of the Plan
                Year; or

          (b)   if the employee becomes an Active Participant after the
                date described in subsection (a) above, within the period
                beginning 90 days before and ending on the date he becomes
                an Active Participant;

          provided, however, that such notice shall not be required to be
          provided to an Active Participant earlier than is required under
          any guidance published by the Internal Revenue Service.

          If an Employer that provides notice that the Plan may be amended
          to provide a safe harbor Nonelective Employer Contribution for
          the Plan Year does amend the Plan to provide such contribution,
          the Employer shall provide a supplemental notice to all Active
          Participants stating that a safe harbor Nonelective Employer
          Contribution in the specified amount shall be made for the Plan
          Year. Such supplemental notice shall be provided to Active
          Participants at least 30 days before the last day of the Plan
          Year.

          Notwithstanding the foregoing, if the Employer has elected a more
          stringent eligibility requirement in Section 1.04 of the
          Adoption Agreement for such 401(k) safe harbor contributions than
          for Deferral Contributions, the Plan may be disaggregated
          pursuant to Treasury Regulation section 1.401(k)-3(h)(3),
          consistent with Code section 410(b)(4)(B), and deemed to have
          satisfied the "ADP" test only with respect to that portion of the
          Plan that satisfies Code section 40l(k)(l2). The remainder of the
          Plan shall be subjected to the "ADP" test described in Section
          6.03.

          If the Employer elected to provide safe harbor Matching Employer
          Contributions pursuant to Subsection 1.10(a)(3) of the Adoption
          Agreement or to have deemed satisfaction of the "ACP" test with
          respect to Matching Employer Contributions pursuant to the
          Addendum Re Safe Harbor Nonelective Employer Contribution to the
          Adoption Agreement, then, notwithstanding any election the
          Employer might have made pursuant to Subsection 1.10(d) of the
          Adoption Agreement (except for an election to apply paragraph (6)
          thereof), no continuing eligibility requirements shall apply to
          any Matching Employer Contributions provided under the Plan (but
          an election to apply paragraph (6) of Subsection 1.10(d) is
          unaffected).

          In the event that the Plan provides for Catch-up Contributions
          and the Employer elects to make Safe Harbor Matching Employer
          Contributions pursuant to Section 1.10(a)(3), then,
          notwithstanding anything to the contrary herein, in the event
          that the Addendum Re Safe Harbor Matching Employer Contribution
          to the Adoption Agreement would otherwise require Matching
          Employer Contributions to be made with respect to Catch-up
          Contributions, then the Employer shall provide such Matching
          Employer Contributions with respect to Catch-up Contributions to
          the extent necessary to comply with such Matching Employer
          Contribution requirements.

     5.   Subsection (a) of Section 10.05, "Hardship Withdrawals," is
          hereby amended by replacing paragraph (5) thereof and adding new
          paragraphs (6) and (7) as provided below:

          (5)   payments for burial or funeral expenses for the
                Participant's deceased parent, spouse, child, or dependent
                (as defined in Code section 152, and, for taxable years
                beginning on or after January 1, 2005, without regard to
                subsection (d)(l)(B) thereof);

          (6)   expenses for the repair of damage to the Participant's
                principal residence that would qualify for the casualty
                deduction under Code section 165 (determined without regard
                to whether the loss exceeds 10% of adjusted gross income);
                or

          (7)   any other financial need determined to be immediate and
                heavy under rules and regulations issued by the Secretary
                of the Treasury or his delegate; provided, however, that
                any such financial need shall constitute an immediate and
                heavy need under this paragraph (7) no sooner than
                administratively practicable following the date such rule
                or regulation is issued.