87052 Federal Register / Vol. 88, No. 240 / Friday, December 15, 2023 / Notices 

1The OCC issued part 27 as part of a settlement 

agreement in a case in which the plaintiffs alleged 

that Federal agencies, including the OCC, were 

obligated to exercise supervisory and regulatory 

powers to prevent discrimination in home mortgage 

lending under Title VIII of the Civil Rights Act of 

1968 (Fair Housing Act). See National Urban 

League, et al. v. Office of the Comptroller of the 

TABLE B—CONTACT INFORMATION

Type of question Preferred method Telephone number (not toll free) Email addresses 

CDFI Program Questions .............. Service Request via AMIS ........... 202–653–0421, Option 1 .............. cdfihelp@cdfi.treas.gov. 

CDFI Certification .......................... Service Request via AMIS ........... 202–653–0423 .............................. ccme@cdfi.treas.gov. 

Compliance Monitoring and Evaluation.Service Request via AMIS ........... 202–653–0423 .............................. ccme@cdfi.treas.gov. 

AMIS—IT Help Desk ...................... Service Request via AMIS ........... 202–653–0422 .............................. AMIS@cdfi.treas.gov. 

C. Communication With the CDFI Fund 

The CDFI Fund will use the contact 

information in AMIS to communicate 

with Applicants and Recipients. It is 

imperative therefore, that Applicants, 

Recipients, Subsidiaries, Affiliates, and 

signatories maintain accurate contact 

information in their accounts. This 

includes information such as contact 

names (especially for the Authorized 

Representative), email addresses, fax 

and phone numbers, and office 

locations. For more information about 

AMIS, please see the AMIS Landing 

Page at https://amis.cdfifund.gov. 

Authority: 12 U.S.C. 4701, et seq; 12 

CFR parts 1805 and 1815; 2 CFR part 

200. 

Dated: December 11, 2023. 

Marcia Sigal, 

Acting Director, Community Development 

Financial Institutions Fund. 

[FR Doc. 2023–27597 Filed 12–14–23; 8:45 am] 

BILLING CODE 4810–05–P 

DEPARTMENT OF THE TREASURY 

Office of the Comptroller of the 

Currency 

Agency Information Collection 

Activities: Revision of an Approved 

Information Collection; Comment 

Request; Fair Housing Home Loan 

Data System Regulation 

AGENCY: Office of the Comptroller of the 

Currency (OCC), Treasury. 

ACTION: Notice and request for comment. 

SUMMARY: The OCC, as part of its 

continuing effort to reduce paperwork 

and respondent burden, invites 

comment on a continuing information 

collection, as required by the Paperwork 

Reduction Act of 1995 (PRA). In 

accordance with the requirements of the 

PRA, the OCC may not conduct or 

sponsor, and the respondent is not 

required to respond to, an information 

collection unless it displays a currently 

valid Office of Management and Budget 

(OMB) control number. The OCC is 

soliciting comment concerning a 

revision to its information collection 

titled, ‘‘Fair Housing Home Loan Data 

System Regulation.’’ 

DATES: Comments must be received by 

February 13, 2024. 

ADDRESSES: Commenters are encouraged 

to submit comments by email, if 

possible. You may submit comments by 

any of the following methods: 

• Email: prainfo@occ.treas.gov. 

• Mail: Chief Counsel’s Office, 

Attention: Comment Processing, Office 

of the Comptroller of the Currency, 

Attention: 1557–0159, 400 7th Street 

SW, Suite 3E–218, Washington, DC 

20219. 

• Hand Delivery/Courier: 400 7th 

Street SW, Suite 3E–218, Washington, 

DC 20219. 

• Fax: (571) 293–4835. 

Instructions: You must include 

‘‘OCC’’ as the agency name and ‘‘1557– 

0159’’ in your comment. In general, the 

OCC will publish comments on 

www.reginfo.gov without change, 

including any business or personal 

information provided, such as name and 

address information, email addresses, or 

phone numbers. Comments received, 

including attachments and other 

supporting materials, are part of the 

public record and subject to public 

disclosure. Do not include any 

information in your comment or 

supporting materials that you consider 

confidential or inappropriate for public 

disclosure. 

Following the close of this notice’s 

60-day comment period, the OCC will 

publish a second notice with a 30-day 

comment period. You may review 

comments and other related materials 

that pertain to this information 

collection beginning on the date of 

publication of the second notice for this 

collection by the method set forth in the 

next bullet. 

• Viewing Comments Electronically: 

Go to www.reginfo.gov. Hover over the 

‘‘Information Collection Review’’ dropdown menu. Click on ‘‘Information 

Collection Review.’’ From the 

‘‘Currently under Review’’ drop-down 

menu, select ‘‘Department of Treasury’’ 

and then click ‘‘submit.’’ This 

information collection can be located by 

searching OMB control number ‘‘1557– 

0159’’ or ‘‘Fair Housing Home Loan Data 

System Regulation.’’ Upon finding the 

appropriate information collection, click 

on the related ‘‘ICR Reference Number.’’ 

On the next screen, select ‘‘View 

Supporting Statement and Other 

Documents’’ and then click on the link 

to any comment listed at the bottom of 

the screen. 

• For assistance in navigating 

www.reginfo.gov, please contact the 

Regulatory Information Service Center 

at (202) 482–7340. 

FOR FURTHER INFORMATION CONTACT: 

Shaquita Merritt, Clearance Officer, 

(202) 649–5490, Chief Counsel’s Office, 

Office of the Comptroller of the 

Currency, 400 7th Street SW, 

Washington, DC 20219. If you are deaf, 

hard of hearing, or have a speech 

disability, please dial 7–1–1 to access 

telecommunications relay services. 

SUPPLEMENTARY INFORMATION: Under the 

PRA (44 U.S.C. 3501 et seq.), Federal 

agencies must obtain approval from the 

OMB for each collection of information 

that they conduct or sponsor. 

‘‘Collection of information’’ is defined 

in 44 U.S.C. 3502(3) and 5 CFR 

1320.3(c) to include agency requests or 

requirements that members of the public 

submit reports, keep records, or provide 

information to a third party. Section 

3506(c)(2)(A) of title 44 generally 

requires Federal agencies to provide a 

60-day notice in the Federal Register 

concerning each proposed collection of 

information, including each proposed 

extension of an existing collection of 

information, before submitting the 

collection to OMB for approval. To 

comply with this requirement, the OCC 

is publishing notice of the revision to 

the collection of information set forth in 

this document. The OCC asks OMB to 

approve this revised collection. 

Title: Fair Housing Home Loan Data 

System Regulation. 

OMB Control No.: 1557–0159. 

Type of Review: Regular. 

Description: Part 27 requires certain 

national banks to record certain 

information, and all national banks to 

retain certain information.1 Specifically, 


ddrumheller on DSK120RN23PROD with NOTICES1
Federal Register / Vol. 88, No. 240 / Friday, December 15, 2023 / Notices 87053 

Currency, et al., 78 FRD. 543, 544 (D.D.C. May 3, 

1978). See also 44 FR 63084, November 2, 1979. 2 12 CFR part 1003. 

3 12 U.S.C. 2801 et seq. 4 12 CFR 27.3(a)(1)(i). 

5 12 CFR 27.3(a)(5). 

6 12 CFR 27.3(a)(2). 

7The quarterly recordkeeping requirements under 

12 CFR 27.3(a) do not add any burden because they 

are duplicative of the recordkeeping requirements 

under 12 CFR 1003.4(f). See OMB control number 

1557–0345. 

national banks must record certain 

home loan data if they: (1) are otherwise 

required to maintain and report data 

pursuant to Regulation C,2 which 

implements the Home Mortgage 

Disclosure Act (HMDA),3 in which case 

they are HMDA reporters, or (2) receive 

more than 50 home loan applications 

annually. Specifically, national banks 

that are HMDA reporters meet the part 

27 requirement by recording HMDA 

data along with the reasons for denying 

any loan application on the HMDA Loan 

Application/Register (LAR).4 A national 

bank that is not a HMDA reporter but 

that receives more than 50 home loan 

applications annually must comply with 

part 27 by either: (1) recording and 

reporting HMDA data and denial 

reasons on the LAR as if they were a 

HMDA reporter,5 or (2) recording and 

maintaining part 27-specified activity 

data relating to aggregate numbers of 

certain types of loans by geography and 

action taken.6 Part 27 also requires that 

all national banks, including those not 

subject to the recording requirements, 

maintain certain application and loan 

information in loan files. Part 27 further 

provides that the OCC may require 

national banks to maintain and submit 

additional information if there is reason 

to believe that the bank engaged in 

discrimination. 

The requirements in part 27 are as 

follows: 

Section 27.3(a)(1) requires provision 

of the data that national banks are 

required to collect on home loans 

pursuant to Regulation C.7

Sections 27.3(a)(2) and (3) require 

national banks that receive more than 50 

applications but are not HMDA 

reporters to collect certain information 

quarterly. 

Section 27.3(a) also lists exceptions to 

the HMDA–LAR recordkeeping 

requirements. 

Section 27.3(b) lists the information 

national banks must attempt to obtain 

from an applicant as part of a home loan 

application and sets forth the 

information that banks must disclose to 

an applicant. 

Section 27.3(c) sets forth additional 

information national banks must 

maintain in each of their home loan 

files. 

Section 27.4 states that the OCC may 

require a national bank to maintain a 

Fair Housing Inquiry/Application Log 

found in Appendix III to part 27 

including if: (1) there is reason to 

believe that the bank is prescreening, or 

otherwise engaging in discriminatory 

practices on a prohibited basis, (2) 

complaints filed with the Comptroller or 

letters in the Community Reinvestment 

Act file are found to be substantive in 

nature, indicating that the bank’s home 

lending practices are, or may be, 

discriminatory, or (3) analysis of the 

data compiled by the bank under HMDA 

and Regulation C indicates a pattern of 

significant variation in the number of 

home loans between census tracts with 

similar incomes and home ownership 

levels differentiated only by race or 

national origin. 

Section 27.5 requires a national bank 

to maintain the information required by 

§ 27.3 for 25 months after the bank 

notifies the applicant of action taken on 

an application or after withdrawal of an 

application. 

Section 27.7 requires a national bank 

to submit to the OCC, upon request 

prior to a scheduled examination, the 

information required by §§ 27.3(a) and 

27.4. Non-HMDA reporters with more 

than 50 applications are required to 

submit this data using the Monthly 

Home Loan Activity Format form in 

Appendix I to part 27 and the Home 

Loan Data Submission Form in 

Appendix IV to part 27, except that 

there is an additional exclusion for 

national banks with fewer than 75 

applications. Specifically, § 27.7(c)(3) 

states that a bank with fewer than 75 

home loan applications in the preceding 

year is not required to submit such 

forms unless the home loan activity is 

concentrated in the few months 

preceding the request for data, 

indicating the likelihood of increased 

activity over the subsequent year, or 

there is cause to believe that a bank is 

not in compliance with the fair housing 

laws based on prior examinations and/ 

or complaints, among other factors. 

Section 27.7(d) provides that if there 

is cause to believe that a national bank 

is in noncompliance with fair housing 

laws, the Comptroller may require 

submission of additional Home Loan 

Data Submission Forms. The 

Comptroller may also require 

submission of the information 

maintained under § 27.3(a) and Home 

Loan Data Submission Forms at more 

frequent intervals than specified. 

Burden Estimates 

Estimated Number of Respondents: 

702. 

Estimated Total Annual Burden: 

12,632 hours. 

Estimated Frequency of Response: On 

occasion. 

Affected Public: Businesses or other 

for-profit. 

Comments submitted in response to 

this notice will be summarized and 

included in the request for OMB 

approval. All comments will become a 

matter of public record. Comments are 

invited on: 

(a) Whether the collection of 

information is necessary for the proper 

performance of the functions of the 

OCC, including whether the information 

has practical utility; 

(b) The accuracy of the OCC’s 

estimate of the burden of the collection 

of information; 

(c) Ways to enhance the quality, 

utility, and clarity of the information to 

be collected; 

(d) Ways to minimize the burden of 

the collection on respondents, including 

through the use of automated collection 

techniques or other forms of information 

technology; and 

(e) Estimates of capital or start-up 

costs and costs of operation, 

maintenance, and purchase of services 

to provide information. 

Theodore J. Dowd, 

Deputy Chief Counsel, Office of the 

Comptroller of the Currency. 

[FR Doc. 2023–27517 Filed 12–14–23; 8:45 am] 

BILLING CODE 4810–33–P 

DEPARTMENT OF THE TREASURY 

Financial Crimes Enforcement Network 

Bank Secrecy Act Advisory Group; 

Solicitation of Application for 

Membership 

AGENCY: Financial Crimes Enforcement 

Network (‘‘FinCEN’’), Treasury. 

ACTION: Notice and request for 

nominations. 

SUMMARY: FinCEN is inviting the public 

to nominate financial institutions, trade 

groups, and non-federal regulators or 

law enforcement agencies for 

membership in the Bank Secrecy Act 

Advisory Group. New members will be 

selected for three-year membership 

terms. 

DATES: Nominations must be received 

by January 16, 2024. 

ADDRESSES: Nominations must be 

emailed to BSAAG@fincen.gov. 

FOR FURTHER INFORMATION CONTACT: 

FinCEN Regulatory Support Section at 

frc@fincen.gov. 

SUPPLEMENTARY INFORMATION: Section 

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