<TABLE> <S> <C>

<ARTICLE> 5
<RESTATED> 
       
<S>                             <C>                     <C>                     <C>
<PERIOD-TYPE>                   3-MOS                   12-MOS                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1998             DEC-31-1997             DEC-31-1997
<PERIOD-END>                               MAR-31-1998             DEC-31-1997             SEP-30-1997
<CASH>                                     150,555,289             155,721,903             140,606,369
<SECURITIES>                                         0                       0                       0
<RECEIVABLES>                               29,604,269              23,394,199              15,657,889
<ALLOWANCES>                               (1,133,770)             (1,105,432)             (1,234,224)
<INVENTORY>                                          0                       0                       0
<CURRENT-ASSETS>                           182,435,544             181,499,262             158,234,767
<PP&E>                                       5,610,089               5,327,474               4,894,109
<DEPRECIATION>                               (556,084)               (676,651)               (731,598)
<TOTAL-ASSETS>                             238,434,831             232,048,480             210,268,343
<CURRENT-LIABILITIES>                       14,400,785              15,675,768              14,108,370
<BONDS>                                    115,000,000             115,000,000             100,000,000
<PREFERRED-MANDATORY>                                0                       0                       0
<PREFERRED>                                    183,000                 233,000                 233,000
<COMMON>                                       876,314                 863,095                 858,921
<OTHER-SE>                                 106,130,360              98,065,205              93,244,816
<TOTAL-LIABILITY-AND-EQUITY>               238,434,831             232,048,480             210,268,343
<SALES>                                     29,645,703              73,193,088              48,840,578
<TOTAL-REVENUES>                            29,645,703              73,193,088              48,840,578
<CGS>                                                0                       0                       0
<TOTAL-COSTS>                               19,166,777              46,900,813              31,369,268
<OTHER-EXPENSES>                             5,199,594              17,001,115              12,191,139
<LOSS-PROVISION>                               122,617                 317,588                 252,711
<INTEREST-EXPENSE>                           1,838,128               3,357,716               1,428,600
<INCOME-PRETAX>                              5,770,146              11,036,934               6,682,224
<INCOME-TAX>                                 2,400,381               4,436,847               2,686,254
<INCOME-CONTINUING>                          3,365,190               6,576,387               3,978,095
<DISCONTINUED>                                       0                       0                       0
<EXTRAORDINARY>                                      0                       0                       0
<CHANGES>                                            0                       0                       0
<NET-INCOME>                                 3,365,190               6,576,387               3,978,095
<EPS-PRIMARY>                                     0.19                    0.38                    0.23
<EPS-DILUTED>                                     0.19                    0.38                    0.23
        

</TABLE>