This section of the FEDERAL REGISTER

contains documents other than rules or

proposed rules that are applicable to the

public. Notices of hearings and investigations,

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rulings, delegations of authority, filing of

petitions and applications and agency

statements of organization and functions are

examples of documents appearing in this

section.

Notices Federal Register

2684 

Vol. 77, No. 12 

Thursday, January 19, 2012 

BUREAU OF CONSUMER FINANCIAL 

PROTECTION 

[Docket No. CFPB–2012–0003] 

Proposed Collection; Comment 

Request 

AGENCY: Bureau of Consumer Financial 

Protection. 

ACTION: Notice and request for public 

comment. 

SUMMARY: The Bureau of Consumer 

Financial Protection (the ‘‘CFPB’’ or the 

‘‘Bureau’’), as part of its continuing 

effort to reduce paperwork and 

respondent burden, invites the general 

public and other Federal agencies to 

comment on a proposed information 

collection, as required by the Paperwork 

Reduction Act of 1995, Public Law 104– 

13. The Bureau is soliciting comments 

regarding a proposed information 

collection to identify financial 

education strategies that are effective in 

educating consumers to make better 

informed financial decisions, pursuant 

to the Bureau’s authorities under the 

Dodd-Frank Wall Street Reform and 

Consumer Protection Act, Public Law 

111–203. 

DATES: Written comments are 

encouraged and must be received on or 

before March 19, 2012 to be assured of 

consideration. 

ADDRESSES: You may submit comments, 

identified by docket number CFPB– 

2012–0003, by any of the following 

methods: 

• Electronic: http:// 

www.regulations.gov. Follow the 

instructions for submitting comments. 

• Mail: Chris Willey, Consumer 

Financial Protection Bureau, 1500 

Pennsylvania Avenue NW. (Attn: 1801 L 

Street), Washington, DC 20220. 

• Hand Delivery/Courier in Lieu of 

Mail: Chris Willey, Consumer Financial 

Protection Bureau, 1801 L Street NW., 

Washington, DC 20036. 

All submissions must include the 

agency name and docket number for this 

notice. In general all comments received 

will be posted without change to 

http://www.regulations.gov. In addition, 

comments will be available for public 

inspection and copying at 1700 G Street 

NW., Washington, DC 20006 on official 

business days between the hours of 10 

a.m. and 5 p.m. Eastern Time. You can 

make an appointment to inspect 

comments by telephoning (202) 435– 

7275. All comments, including 

attachments and other supporting 

materials, will become part of the public 

record and subject to public disclosure. 

You should submit only information 

that you wish to make available 

publicly. 

FOR FURTHER INFORMATION CONTACT: 

Requests for additional information 

should be directed to Monica Jackson, 

Consumer Financial Protection Bureau, 

(202) 435–7275. 

SUPPLEMENTARY INFORMATION: 

Title: Clearance for Financial 

Education Program Evaluation. 

OMB Number: 3170–XXXX. 

Summary of Collection: Under the 

Dodd-Frank Wall Street Reform and 

Consumer Protection Act, Public Law 

111–203, the Bureau’s Office of 

Financial Education (‘‘OFE’’) is 

responsible for developing and 

implementing a strategy to improve the 

financial literacy of consumers that 

includes measurable goals and 

initiatives, in consultation with the 

Financial Literacy and Education 

Commission, consistent with the 

National Strategy for Financial Literacy. 

The collection will focus on financial 

education program elements related to 

increasing household non-retirement 

savings and/or reducing financial 

distress. 

The CFPB expects to collect 

quantitative and qualitative data 

through in-person, telephone, or 

Internet based surveys. The information 

collected through quantitative and 

qualitative evaluation methods will 

increase OFE’s understanding of what 

interventions can improve financial 

decisionmaking skills and outcomes for 

consumers. 

The core objective of the data 

collection is to measure the 

effectiveness of selected financial 

education programs. This data will 

provide useful information on evidencebased practices that can be used to 

improve financial education programs 

nationwide, leading to better financial 

decisionmaking outcomes for adult 

consumers. 

Type of Review: New Collection. 

Affected Public: Individuals. 

Annual Burden Estimates: Below is a 

preliminary estimate of the aggregate 

burden hours for the evaluation of five 

(5) financial education programs. 

Process Number of 

respondents 

Number of 

responses per 

respondent 

Average burden 

per response 

(minutes) 

Total burden 

(hours) 

In-person baseline surveys .............................................................. 2000 1 60 2000 

Travel time to sites .......................................................................... 2000 ............................ 60 2000 

Internet or phone-based follow-up surveys ..................................... 2000 4 60 4000 

Total .......................................................................................... ............................ ............................ ............................ 8000 

Request for Comments: Comments 

submitted in response to this notice will 

be summarized and/or included in the 

request for OMB approval. All 

comments will become a matter of 

public record. Comments are invited on: 

(a) Whether the proposed collection of 

information is necessary for the proper 

performance of the functions of the 

agency, including whether the 

information will have practical utility; 

(b) the accuracy of the agency’s estimate 

of the burden of the proposed collection 

of information, including the validity of 

the methodology and assumptions used; 

(c) ways to enhance the quality, utility, 

and clarity of the information to be 

collected; and (d) ways to minimize the 

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Federal Register / Vol. 77, No. 12 / Thursday, January 19, 2012 / Notices 2685 

burden of the collection of information 

on respondents, including through the 

use of automated, electronic, 

mechanical, or other technological 

collection techniques or other forms of 

information technology. Burden means 

the total time, effort, or financial 

resources expended by persons to 

generate, maintain, retain, disclose or 

provide information to or for a Federal 

agency. This includes the time needed 

to review instructions; to develop, 

acquire, install and utilize technology 

and systems for the purpose of 

collecting, validating and verifying 

information, processing and 

maintaining information, and disclosing 

and providing information; to train 

personnel and to be able to respond to 

a collection of information, to search 

data sources, to complete and review 

the collection of information; and to 

transmit or otherwise disclose the 

information. 

Dated: January 13, 2012. 

Chris Willey, 

Chief Information Officer, Consumer 

Financial Protection Bureau. 

[FR Doc. 2012–986 Filed 1–18–12; 8:45 am] 

BILLING CODE P 

BUREAU OF CONSUMER FINANCIAL 

PROTECTION 

[Docket No. CFPB–2012–0001] 

Proposed Collection; Comment 

Request 

AGENCY: Bureau of Consumer Financial 

Protection. 

ACTION: Notice and request for comment. 

SUMMARY: The Consumer Financial 

Protection Bureau (CFPB), as part of its 

continuing effort to reduce paperwork 

burdens, invites the general public and 

other Federal agencies to comment on a 

proposed revision to an information 

collection, as required by the Paperwork 

Reduction Act of 1995, Public Law 104– 

13. The CFPB is soliciting comments 

regarding the information collection 

requirements under OMB control 

number 3170–0001, Report of Terms of 

Credit Card Plans. 

DATES: Written comments must be 

received on or before March 19, 2012 to 

be assured of consideration. 

ADDRESSES: You may submit comments, 

identified by Docket No. CFPB–2012– 

0001, by any of the following methods: 

• Electronic: http:// 

www.regulations.gov. Follow the 

instructions for submitting comments. 

• Mail: Monica Jackson, Office of the 

Executive Secretary, Consumer 

Financial Protection Bureau, 1700 G 

Street NW., Washington, DC 20006. 

• Hand Delivery/Courier in Lieu of 

Mail: Monica Jackson, Office of the 

Executive Secretary, Consumer 

Financial Protection Bureau, 1700 G 

Street NW., Washington, DC 20006. 

All submissions must include the 

agency name and docket number. In 

general, all comments received will be 

posted without change to http:// 

www.regulations.gov. In addition, 

comments will be available for public 

inspection and copying at 1700 G Street 

NW., Washington, DC 20006, on official 

business days between the hours of 10 

a.m. and 5 p.m. Eastern Time. You can 

make an appointment to inspect the 

documents by telephoning (202) 435– 

7275. All comments, including 

attachments and other supporting 

materials, will become part of the public 

record and subject to public disclosure. 

Sensitive personal information, such as 

account numbers or social security 

numbers, should not be included. 

Comments will not be edited to remove 

any identifying or contact information. 

FOR FURTHER INFORMATION CONTACT: 

Requests for additional information 

should be directed to Dan Quan, 

Research, Markets & Regulations, at 

(202) 435–7678. 

SUPPLEMENTARY INFORMATION: 

Title: Report of Terms of Credit Card 

Plans. 

OMB Control Number: 3170–0001. 

Abstract: Section 1100A of the DoddFrank Wall Street Reform and Consumer 

Protection Act (Dodd-Frank Act), Public 

Law 111–203, transferred the authority 

to conduct the semiannual Report of 

Terms of Credit Card, from the Federal 

Reserve Board to the CFPB on July 21, 

2011. About 150 credit card issuers, 

including the 25 largest issuers as 

measured by outstanding credit card 

receivables, report the information on 

credit card pricing and fees. Previously, 

the information was collected under 

OMB control number 7100–0239, Form 

Number 2572. Much of the information 

collected through the approved 

information collection is now widely 

available and in greater detail on thirdparty credit card shopping Web sites. 

The CFPB is looking for ways to make 

the report more informative and helpful 

for consumers. 

Type of Review: Revision of a 

currently approved collection. 

Affected Public: Credit Card issuers. 

Estimated Total Annual Burden 

Hours: 75. 

Request for Comments: Comments 

submitted in response to this notice will 

be summarized and/or included in the 

request for Office of Management and 

Budget approval. All comments will 

become a matter of public record. The 

public is invited to submit written 

comments concerning: (a) Whether the 

collection of information is necessary 

for the proper performance of the CFPB, 

including whether the information will 

have practical utility; (b) the accuracy of 

the above estimate of the burden of the 

information collection; (c) ways to 

enhance the quality, usefulness, and 

clarity of the information to be 

collected; and (d) ways to minimize the 

burden of the collection of information 

on respondents, including through the 

use of appropriate automated, 

electronic, mechanical or other 

technological collection techniques or 

other forms of information technology, 

e.g., permitting electronic submission of 

responses. 

Dated: January 9, 2012. 

Chris Willey, 

Chief Information Officer, Consumer 

Financial Protection Bureau. 

[FR Doc. 2012–987 Filed 1–18–12; 8:45 am] 

BILLING CODE 4810–AM–P 

BUREAU OF CONSUMER FINANCIAL 

PROTECTION 

[Docket No. CFPB–2012–0002] 

Agency Information Collection 

Activities; Renewal of Currently 

Approved Collections; Comment 

Request 

AGENCY: Bureau of Consumer Financial 

Protection. 

ACTION: Notice and request for comment. 

SUMMARY: The Bureau of Consumer 

Financial Protection (CFPB or the 

Bureau) is soliciting comments 

concerning the currently approved 

information collections associated with 

certain recently published interim final 

rules. This notice is published by the 

CFPB as part of its continuing effort to 

reduce paperwork and respondent 

burden. The public and other Federal 

agencies are invited to take this 

opportunity to comment on this 

information collection, as required by 

the Paperwork Reduction Act of 1995, 

Public Law 104–13. 

DATES: Comments must be received on 

or before March 19, 2012 to be assured 

of consideration. 

ADDRESSES: You may submit comments, 

identified by docket number CFPB– 

2012–0002 and the relevant OMB 

control numbers listed below, by any of 

the following methods: 

• Electronic: http:// 

www.regulations.gov. Follow the 

instructions for submitting comments. 

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