PROPERTY CO-TENANCY
                       OWNERSHIP AGREEMENT
                  Champps Americana Restaurant
                      Schaumburg, Illinois


THIS CO-TENANCY AGREEMENT,

Made  and entered into as of the 14th day of March, 2002, by  and
between  Carmen  Meierjohan, a married woman (hereinafter  called
"C.  Meierjohan"),  and AEI Net Lease Income  &  Growth  Fund  XX
Limited   Partnership   (hereinafter  called   "Fund   XX")   (C.
Meierjohan, Fund XX (and any other Owner in Fee where the context
so indicates) being hereinafter sometimes collectively called "Co-
Tenants" and referred to in the neuter gender).

WITNESSETH:

WHEREAS, Fund XX presently owns an undivided 25.3541% interest in
and  to,  and  C. Meierjohan presently owns an undivided  2.1199%
interest  in  and to, and Bernard E. Meierjohan,  a  married  man
presently owns an undivided 2.1199% interest in and to,  and  The
David and Nancy Reed Family Trust dated March 29, 1999, David  M.
Reed  and  Nancy  N. Reed, trustees presently owns  an  undivided
4.5427% interest in and to, and Shelley S. Kung presently owns an
undivided 3.7856% interest in and to, and The Patricia A.  Struif
Trust   dated  August  21,  2000,  Patricia  A.  Struif,  trustee
presently  owns  an undivided 3.9077% interest  in  and  to,  and
Kenneth Robert Mayne Properties, L.C., Kenneth R. Mayne, managing
member  presently owns an undivided 3.3313% interest in  and  to,
and  Barbara  A.  Bou-Sliman, Trustee of the  First  Amended  and
Restated Trust Agreement of Barbara A. Bou-Sliman dated  July  8,
1992 presently owns an undivided 12.3951% interest in and to, and
The  Hoang/Do Family Living Trust dated 8/19/97, Truong Hoang and
Thanh  Do,  Trustors and/or Trustees presently owns an  undivided
3.1261%  interest in and to, and Munkberg Farms,  Inc.  presently
owns  an  undivided  3.9077% interest in and to,  and  The  White
Family  Living  Trust dated August 5, 1996 Larry Zane  White  and
Mary  Joy  White,  Trustors  and/or Trustees  presently  owns  an
undivided 3.3919% interest in and to, and Charles M. Westfahl and
Judith K. Westfahl, Trustees, or their successors in trust, under
the  Charles  M. Westfahl and Judith K. Westfahl Community  Trust
dated June 2, 1994, and any amendments thereto presently owns  an
undivided   2.5009%  interest  in  and  to,   and   David   Louis
Cruickshank,  trustee under the trust created by  the  and  David
Louis  Cruickshank, trustee under the trust created by  the  will
dated   June  5,  1964  of  Louis  William  Achenbach,  deceased,
presently  owns  an undivided 3.3434% interest  in  and  to,  and
Michael  J. Rush presently owns an undivided 3.3762% interest  in
and to, and Charles M. Westfahl and Judith K. Westfahl, Trustees,
or  their successors in trust, under the Charles M. and Judith K.
Westfahl  Community  Trust dated June 2, 1994  presently  own  an
undivided  3.1261% interest in and to, and Neal Goldman,  Trustee
of  the Neal Goldman Revocable Trust dated 5/26/92 presently owns
an  undivided  2.9495%  interest in  and  to,  and  Garden  Ridge
Development  LLC presently owns an undivided 5.1125% interest  in
and  to,  and  Darrel Dobbs, Trustee of the Darrel  Dobbs  Living
Trust dated December 21, 1990 presently owns an undivided 4.5305%
interest  in and to, and Norma LaRue presently owns an  undivided



Co-Tenant Initial: /s/ CM
Co-Tenancy Agreement for Champps Americana Restaurant, Schaumburg, IL



3.9327%  interest in and to, and Maricopa Land & Cattle  Company,
Inc.  presently owns an undivided 3.1462% interest in and to  the
land,  situated in the City of Schaumburg, County  of  Cook,  and
State  of  Illinois, (legally described upon Exhibit  A  attached
hereto  and  hereby  made  a  part hereof)  and  in  and  to  the
improvements located thereon (hereinafter called "Premises");

WHEREAS,  The  parties  hereto wish to provide  for  the  orderly
operation  and  management of the Premises  and  C.  Meierjohan`s
interest  by Fund XX; the continued leasing of space  within  the
Premises;  for the distribution of income from and  the  pro-rata
sharing in expenses of the Premises.

NOW  THEREFORE, in consideration of the purchase by C. Meierjohan
of an undivided interest in and to the Premises, for at least One
Dollar  ($1.00) and other good and valuable consideration by  the
parties  hereto  to  one another in hand paid,  the  receipt  and
sufficiency of which are hereby acknowledged, and of  the  mutual
covenants and agreements herein contained, it is hereby agreed by
and between the parties hereto, as follows:

1.    The  operation  and  management of the  Premises  shall  be
delegated  to  Fund  XX, or its designated agent,  successors  or
assigns.  Provided, however, if Fund XX shall  sell  all  of  its
interest in the Premises, the duties and obligations of  Fund  XX
respecting  management  of  the Premises  as  set  forth  herein,
including but not limited to paragraphs 2, 3, and 4 hereof, shall
be exercised by the holder or holders of a majority undivided co-
tenancy interest in the Premises. Except as hereinafter expressly
provided to the contrary, each of the parties hereto agrees to be
bound   by  the  decisions  of  Fund  XX  with  respect  to   all
administrative,  operational  and  management  matters   of   the
property  comprising the Premises, including but not  limited  to
the  management of the net lease agreement for the  Premises.  C.
Meierjohan  hereto  hereby designates Fund XX  as  its  sole  and
exclusive agent to deal with, and Fund XX retains the sole  right
to  deal  with any property agent or tenant and to negotiate  and
enter into, on terms and provisions satisfactory to Fund XX,  and
to  monitor,  execute and enforce the terms of  leases  of  space
within the Premises, including but not limited to any amendments,
consents  to  assignment, sublet, releases  or  modifications  to
leases  or  guarantees  of  lease  or  easements  affecting   the
Premises, on behalf of C. Meierjohan. As long as Fund XX owns  an
interest in the Premises, only Fund XX may obligate C. Meierjohan
with respect to any expense for the Premises.

As  further  set forth in paragraph 2 hereof, Fund XX  agrees  to
require  any lessee of the Premises to name C. Meierjohan  as  an
insured  or additional insured in all insurance policies provided
for, or contemplated by, any lease on the Premises. Fund XX shall
use its best efforts to obtain endorsements adding Co-Tenants  to
said  policies from lessee within 30 days of commencement of this
agreement.  In any event, Fund XX shall distribute any  insurance
proceeds it may receive, to the extent consistent with any  lease
on  the  Premises,  to  the Co-Tenants  in  proportion  to  their
respective ownership of the Premises.

2.    Income and expenses shall be allocated among the Co-Tenants
in  proportion to their respective share(s) of ownership.  Shares
of  net income shall be pro-rated for any partial calendar  years


Co-Tenant Initial: /s/ CM
Co-Tenancy Agreement for Champps Americana Restaurant, Schaumburg, IL


included  within the term of this Agreement. Fund XX  may  offset
against,  pay  to itself and deduct from any payment  due  to  C.
Meierjohan under this Agreement, and may pay to itself the amount
of  C.  Meierjohan's  share  of any reasonable  expenses  of  the
Premises  which are not paid by C. Meierjohan to Fund XX  or  its
assigns,  within ten (10) days after demand by Fund  XX.  In  the
event there is insufficient operating income from which to deduct
C.  Meierjohan's unpaid share of operating expenses, Fund XX  may
pursue any and all legal remedies for collection.

Operating  Expenses  shall include all normal operating  expense,
including  but not limited to: maintenance, utilities,  supplies,
labor, management, advertising and promotional expenses, salaries
and wages of rental and management personnel, leasing commissions
to  third  parties, a monthly accrual to pay insurance  premiums,
real  estate taxes, installments of special assessments  and  for
structural repairs and replacements, management fees, legal  fees
and accounting fees, but excluding all operating expenses paid by
tenant under terms of any lease agreement of the Premises.

C. Meierjohan has no requirement to, but has, nonetheless elected
to  retain,  and  agrees to annually reimburse, Fund  XX  in  the
amount of $678 for the expenses, direct and indirect, incurred by
Fund XX in providing C. Meierjohan with quarterly accounting  and
distributions  of  C. Meierjohan`s share of net  income  and  for
tracking,   reporting  and  assessing  the  calculation   of   C.
Meierjohan`s  share  of  operating  expenses  incurred  from  the
Premises.  This  invoice amount shall be  pro-rated  for  partial
years  and C. Meierjohan authorizes Fund XX to deduct such amount
from  C.  Meierjohan`s  share of revenue from  the  Premises.  C.
Meierjohan  may  terminate  this  agreement  in  this   paragraph
respecting  accounting and distributions at any time and  attempt
to  collect its share of rental income directly from the  tenant;
however, enforcement of all other provisions of the lease remains
the sole right of Fund XX pursuant to Section 1 hereof.  Fund  XX
may  terminate its obligation under this paragraph upon  30  days
notice  to  C.  Meierjohan prior to the end of  each  anniversary
hereof, unless agreed in writing to the contrary.

3.    Full, accurate and complete books of account shall be  kept
in  accordance  with generally accepted accounting principles  at
Fund  XX's principal office, and each Co-Tenant shall have access
to  such  books and may inspect and copy any part thereof  during
normal  business hours. Within ninety (90) days after the end  of
each  calendar year during the term hereof, Fund XX shall prepare
an  accurate  income statement for the ownership of the  Premises
for  said calendar year and shall furnish copies of the  same  to
all  Co-Tenants. Quarterly, as its share, C. Meierjohan shall  be
entitled  to  receive 2.1199% of all items of income and  expense
generated  by the Premises.  Upon receipt of said accounting,  if
the   payments  received  by  each  Co-Tenant  pursuant  to  this
Paragraph  3  do not equal, in the aggregate, the  amounts  which
each  are  entitled  to  receive proportional  to  its  share  of
ownership  with  respect  to  said  calendar  year  pursuant   to
Paragraph  2 hereof, an appropriate adjustment shall be  made  so
that each Co-Tenant receives the amount to which it is entitled.

4.    If  Net Income from the Premises is less than $0.00  (i.e.,
the  Premises  operates  at a loss), or if capital  improvements,
repairs, and/or replacements, for which adequate reserves do  not
exist,  need  to  be made to the Premises, the  Co-Tenants,  upon



Co-Tenant Initial: /s/ CM
Co-Tenancy Agreement for Champps Americana Restaurant, Schaumburg, IL


receipt of a written request therefor from Fund XX, shall, within
fifteen  (15) business days after receipt of notice, make payment
to  Fund  XX sufficient to pay said net operating losses  and  to
provide necessary operating capital for the premises and  to  pay
for  said capital improvements, repairs and/or replacements,  all
in  proportion  to  their  undivided  interests  in  and  to  the
Premises.

5.    Co-Tenants  may, at any time, sell, finance,  or  otherwise
create  a lien upon their interest in the Premises but only  upon
their  interest  and not upon any part of the interest  held,  or
owned, by any other Co-Tenant.  All Co-Tenants reserve the  right
to escrow proceeds from a sale of their interests in the Premises
to obtain tax deferral by the purchase of replacement property.

6.    If any Co-Tenant shall be in default with respect to any of
its  obligations hereunder, and if said default is not  corrected
within  thirty  (30)  days after receipt by said  defaulting  Co-
Tenant  of written notice of said default, or within a reasonable
period  if  said default does not consist solely of a failure  to
pay money, the remaining Co-Tenant(s) may resort to any available
remedy to cure said default at law, in equity, or by statute.

7.    This Co-Tenancy agreement shall continue in full force  and
effect  and shall bind and inure to the benefit of the  Co-Tenant
and  their respective heirs, executors, administrators,  personal
representatives, successors and permitted assigns until  December
31,  2027  or upon the sale of the entire Premises in  accordance
with  the  terms hereof and proper disbursement of  the  proceeds
thereof,   whichever  shall  first  occur.   Unless  specifically
identified  as  a  personal contract right or obligation  herein,
this  agreement shall run with any interest in the  Property  and
with  the  title thereto. Once any person, party  or  entity  has
ceased  to  have an interest in fee in any portion of the  Entire
Property,  it  shall not be bound by, subject to or benefit  from
the  terms  hereof;  but  its  heirs, executors,  administrators,
personal representatives, successors or assigns, as the case  may
be, shall be substituted for it hereunder.

8.    Any notice or election required or permitted to be given or
served by any party hereto to, or upon any other, shall be  given
to  all known Co-Tenants and deemed given or served in accordance
with  the  provisions  of  this  Agreement,  if  said  notice  or
elections addressed as follows;

If to Fund XX:

AEI Net Lease Income & Growth Fund XX Limited Partnership
30 East Seventh Street, Suite 1300
St. Paul, MN  55101

If to C. Meierjohan:

Carmen Meierjohan, a married woman
3832 Delmar
Cincinnati, OH 45211



Co-Tenant Initial: /s/ CM
Co-Tenancy Agreement for Champps Americana Restaurant, Schaumburg, IL


If to B. Meierjohan:

Bernard E. Meierjohan, a married man
7824 Dennler Lane
Cincinnati, OH 45247

If to Reed:

The David and Nancy Reed Family Trust dated March 29, 1999,
David M. Reed and Nancy N. Reed, trustees
48752 Highway 70
Quincy, CA  95971

If to Kung:

Shelley S. Kung
c/o Sunshine Industrial Corporation
2nd Floor
No. 75 Chang An East Road, Section 1
Taipei 104, Taiwan R.O.C.

If to Struif

The Patricia A. Struif Trust dated August 21, 2000
Patricia A. Struif, trustee
3660 Bunker Hill Drive
Algonquin, IL 60102

If to Mayne:

Kenneth Robert Mayne Properties, L.C.
Kenneth R. Mayne, managing member
4683 Sagebrush Road
Park City, UT 84060


If to Bou-Sliman:

Barbara A. Bou-Sliman, Trustee of the
First Amended and Restated Trust Agreement of
Barbara A. Bou-Sliman dated July 8, 1992
267 Colonade Circle
Naples, FL 34103


Co-Tenant Initial: /s/ CM
Co-Tenancy Agreement for Champps Americana Restaurant, Schaumburg, IL



If to Hoang-Do:

The Hoang/Do Family Living Trust dated 8/19/97,
Truong Hoang, and Thanh Do, Trustors and/or Trustees
3420 Kings Cove Lane
Chattanooga TN 37416

If to Munkberg:

Munkberg Farms, Inc., a Minnesota corporation
John Munkberg, President
3000 325th Ave. NE
Cambridge, MN 55008

If to: White

The White Family Living Trust dated August 5, 1996
Larry Zane White and Mary Joy White, Trustors and/or Trustees
2587 Calypso Drive
Lake Havasu City, AZ 86406

If to Westfahl:

Charles M. Westfahl and Judith K. Westfahl, Trustees, or their
Successors in trust, under the Charles M. and Judith K. Westfahl
Community Trust, dated June 2, 1994
3356 E Tall Pine Lane
Salt Lake City, UT  84124

If to Cruickshank:

David Louis Cruickshank, trustee under the trust created
by the will dated June 5, 1964
of Louis William Achenbach, deceased
8050 Poplar Lane
Carmel CA 93923
If to Rush:

Michael J. Rush
8310 West 123rd Street
Palos Park, IL  60465


Co-Tenant Initial: /s/ CM
Co-Tenancy Agreement for Champps Americana Restaurant, Schaumburg, IL



If to Westfahl:

Charles M. Westfahl and
Judith K. Westfahl, Trustees,
or their successors in trust,
under the Charles M. and Judith K. Westfahl
Community Trust dated June 2, 1994
3356 E Tall Pine Lane
Salt Lake City, UT  84121

If to Goldman:

Neal Goldman, Trustee of the
Neal Goldman Revocable Trust dated 5/26/92
5646 Woodlake Avenue
Woodland Hills, CA  91367

If to Garden Ridge:

Garden Ridge Development LLC
Nancy Lindstrom, Chief Financial Manager
8280 W 160th Street
Rosemount, MN  55068

If to Dobbs:

Darrel Dobbs, Trustee of the
Darrel Dobbs Living Trust dated December 21, 1990
6608 Puerto De Lomas
Falbrook, CA  92028

If to LaRue:

Norma LaRue
6 Mission Bay Drive
Corona Del Mar, CA  92625

If to Maricopa:

Maricopa Land & Cattle Company, Inc.
Mr. J.W. Gieszl, President
5724 E. Exeter Boulevard
Phoenix, AZ  85018


Co-Tenant Initial: /s/ CM
Co-Tenancy Agreement for Champps Americana Restaurant, Schaumburg, IL



Each mailed notice or election shall be deemed to have been given
to,  or served upon, the party to which addressed on the date the
same  is  deposited in the United States certified  mail,  return
receipt  requested,  postage prepaid, or given  to  a  nationally
recognized  courier  service guaranteeing overnight  delivery  as
properly addressed in the manner above provided. Any party hereto
may  change  its address for the service of notice  hereunder  by
delivering  written notice of said change to  the  other  parties
hereunder, in the manner above specified, at least ten (10)  days
prior to the effective date of said change.

9.    This  Agreement shall not create any partnership  or  joint
venture  among or between the Co-Tenants or any of them, and  the
only  relationship  among  and between the  Co-Tenants  hereunder
shall  be  that  of owners of the premises as tenants  in  common
subject to the terms hereof.

10.    The  unenforceability or invalidity of  any  provision  or
provisions  of  this Agreement as to any person or  circumstances
shall  not render that provision, nor any other provision hereof,
unenforceable or invalid as to any other person or circumstances,
and  all  provisions hereof, in all other respects, shall  remain
valid and enforceable.

11.   In  the  event  any litigation arises between  the  parties
hereto  relating  to  this Agreement, or any  of  the  provisions
hereof, the party prevailing in such action shall be entitled  to
receive  from the losing party, in addition to all other  relief,
remedies  and  damages  to  which it is otherwise  entitled,  all
reasonable  costs  and expenses, including reasonable  attorneys'
fees,  incurred by the prevailing party in connection  with  said
litigation.




          (REMAINDER OF PAGE INTENTIONALLY LEFT BLANK)







Co-Tenant Initial: /s/ CM
Co-Tenancy Agreement for Champps Americana Restaurant, Schaumburg, IL








IN WITNESS WHEREOF, The parties hereto have caused this Agreement
to be executed and delivered, as of the day and year first above
written.

     Carmen Meierjohan, a married woman


     By: /s/ Carmen Meierjohan
             Carmen Meierjohan

     WITNESS:

     /s/ Stephen L Robison

         Stephen L Robison
           (Print Name)


STATE OF OHIO)
                         ) ss
COUNTY OF HAMILTON)

I,  a Notary Public in and for the state and county of aforesaid,
hereby  certify there appeared before me this 25 day of February,
2002,  Carmen  Meierjohan,  a married  woman,  who  executed  the
foregoing instrument in said capacity.

                              /s/ Stephen L Robison
                                   Notary Public



[notary seal]





Co-Tenant Initial: /s/ CM
Co-Tenancy Agreement for Champps Americana Restaurant, Schaumburg, IL




Fund XX:  AEI Net Lease Income & Growth Fund XX Limited Partnership
          By: AEI Fund Management XX, Inc., its corporate
              general partner


          By: /s/ Robert P Johnson
                  Robert P. Johnson, President


          WITNESS:

          /s/ Paula R Tillett

              Paula R Tillett
               (Print Name)






State of Minnesota)
                         ) ss.
County of Ramsey)


I,  a Notary Public in and for the state and county of aforesaid,
hereby  certify there appeared before me this 14th day of  March,
2002,  Robert  P. Johnson, President of AEI Fund  Management  XX,
Inc.,  corporate general partner of AEI Net Lease Income & Growth
Fund XX Limited Partnership who executed the foregoing instrument
in said capacity and on behalf of the corporation in its capacity
as   corporate  general  partner,  on  behalf  of  said   limited
partnership.

                              /s/ Debra A Jochum
                                   Notary Public


[notary seal]





Co-Tenant Initial: /s/ CM
Co-Tenancy Agreement for Champps Americana Restaurant, Schaumburg, IL



                           EXHIBIT "A"

                       Legal Description


Parcel 1

      Lot  2 in American-Commons Subdivision, a Resubdivision  of
Lots  1  and 2 in Anderson's Woodfield Common West, a subdivision
of  part  of  the Northeast quarter of  Section 14,  Township  41
North,  Range 10 East of the  Third Principal Meridian,  in  Cook
County, Illinois.

Parcel 2

      Non-exclusive easement for ingress, egress, and parking  as
established  by reciprocal easement agreement made by  Chi-Chi's,
Inc., a Minnesota corporation, and Bob Evan Farm, Inc., and  Ohio
corporation,  dated May 10, 1983, and recorded May 13,  1983,  as
Document 26604303.