EX-10.2



 Exhibit 10.2 

EMPLOYMENT AGREEMENT 
 This Employment
Agreement (the “Agreement”), dated as of [MONTH DATE], [YEAR] (the “Effective Date”), is entered between CNFinance Holdings Limited, a company incorporated in the Cayman Islands (the “Company”) and [NAME]
(the “Executive”). 
 WHEREAS, the Company and the Executive wish to enter into an employment agreement whereby the
Executive will be employed by the Company in accordance with the terms and conditions stated below; 
 NOW, THEREFORE, the parties hereby
agree as follows: 
 ARTICLE 1 

EMPLOYMENT, DUTIES AND RESPONSIBILITIES 

Section 1.01. Employment. The Executive shall serve as the [TITLE] of the Company. The Executive hereby accepts such employment and agrees to devote
substantially all of the Executive’s time and efforts to promoting the interests of the Company. 
 Section 1.02. Duties and Responsibilities.
Subject to the supervision of and direction by the Board of Directors of the Company, the Executive shall perform such duties as are similar in nature to those duties and services customarily associated with the positions set forth above. 

Section 1.03. Base of Operation. The Executive’s principal base of operation for the performance of his duties and responsibilities under this
Agreement shall be the offices of the Company in Guangzhou, the People’s Republic of China (“PRC”), and at such other places as shall from time to time be reasonably necessary to fulfill the Executive’s obligations
hereunder. 
 ARTICLE 2 

TERM 
 Section 2.01. Term.
(a) The term of this Agreement (the “Term”) shall be specified in a separate agreement between the Executive and the Company’s designated subsidiary or affiliated entity (the “PRC Agreement”). The Term and
this Agreement will be renewed automatically thereafter for successive one-year terms unless a one-month notice of non-renewal is given by one party to the other. 

(b) The Executive represents and warrants to the Company that neither the execution and delivery of this Agreement nor the performance of the Executive’s
duties hereunder violates or will violate the provisions of any other agreement to which the Executive is a party or by which the Executive is bound. 







 (c) If the PRC Agreement is terminated pursuant to the terms therein, the employment between the Executive and
the Company pursuant to this Agreement shall also be terminated unless mutually agreed by both parties.
 ARTICLE 3 

COMPENSATION AND EXPENSES 

Section 3.01. Salary And Benefits. The Executive’s salary and benefits shall be determined by the Company and shall be specified in the PRC
Agreement. Unless otherwise provided in such separate agreement, the Executive’s salary and benefits are subject to annual review and adjustment by the Company. 

Section 3.02 Expenses. The Company will reimburse the Executive for reasonable documented business-related expenses incurred by the Executive in
connection with the performance of the Executive’s duties hereunder during the Term, subject, however, to the Company’s policies relating to business-related expenses as in effect from time to time during the Term. 

Section 3.03. Stock Incentive Plan. The Executive shall be entitled to participate during the Term in the 2018 CNFinance Holdings Limited Share
Incentive Plan, and any successors thereto, subject to the terms and provisions of such plan and the execution of the award agreement and other related agreement between the Company and the Executive. 

Section 3.04 Payer of Compensation. All compensation, salary, benefits and remuneration in this Agreement may be paid by the Company or any of its
subsidiaries or affiliated entities, as decided by the Company in its sole discretion. 
 ARTICLE 4 

EXCLUSIVITY, NON-COMPETE, CONFIDENTIALITY AND NO
SOLICITATION 
 Section 4.01. Exclusivity. The Executive agrees to perform his duties, responsibilities and obligations hereunder
efficiently and to the best of his ability. The Executive agrees that the Executive will devote substantially all of the Executive’s working time, care and attention and best efforts to such duties, responsibilities and obligations throughout
the Term. The Executive agrees that all of his activities as an employee of the Company shall be in conformity with all present and future policies, rules and regulations and directions of the Company not inconsistent with this Agreement. 

Section 4.02. Non-Compete, Confidentiality and No Solicitation. 

(a) Non-compete. During the Executive’s employment with the Company and for twenty-four (24) months after his employment with the Company
terminates for any reason, the Executive will not, directly or indirectly, (i) be employed or self-employed in, engage in or own or hold any interest in (whether as a principal, partner, director, employee, shareholder, agent, advisor or otherwise):
any business that is in direct or indirect competition, or would compete, with any businesses conducted by the Company or its affiliated entities upon or prior to the termination of the employment of the Executive, or (ii) be employed or hold any
interest in businesses (including companies and entities located in the PRC (including, for the purpose of this section, Hong Kong, Macau and Taiwan) controlled or wholly or partially owned by such businesses), as specified in the PRC Agreement,
that are in competition with those conducted by the Company and its affiliated entities. 

  
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 (b) Confidentiality. Throughout the course of the Executive’s employment with the Company and
thereafter, the Executive shall keep in strict confidence and not to use all non-public information relating to the business, financial condition and other aspects of the Company, including but not limited to trade secrets, business methods,
products, processes, procedures, development or experimental projects, plans, service providers, customers and users and such non-public information of the customers, users and suppliers of the Company, and except as authorized by the Company, may
not disclose or provide to any person, firm, corporation or entity such non-public information, and may not use such non-public information for any purpose other than to fulfill his responsibilities in the best interest of the Company. The Executive
shall also comply with the Company’s corporate policies and any other agreements on confidentiality that the Executive may enter into with the Company or any of its subsidiaries or affiliated entities. This provision and such other
confidentiality policies and agreements are hereinafter collectively referred to as the “Confidentiality Terms.” 
 (c) No Solicitation.
During the Executive’s employment with the Company and for twenty-four (24) months after his employment with the Company terminates for any reason, the Executive will not, directly or indirectly, solicit or attempt to solicit (either in his
or her own name or on behalf of any other party) any person who, within a period of one year preceding the termination of the Executive’s employment with the Company, is a customer, supplier, agent, employee or consultant of the Company or any
of its affiliated entities, to terminate its relationship with the Company or any of its affiliated entities. 
 ARTICLE 5 

TERMINATION 
 Section 5.01.
Termination by Company. The Company shall have the right to terminate the Executive’s employment at any time with “Cause” without any advance notice pursuant to the terms hereof. For purposes of this Agreement,
“Causes” shall have the meanings ascribed to them in the PRC Agreement. For purposes of this Subsection, no act or failure to act, on the part of the Executive shall be deemed “willful” unless done, or omitted to be
done, by the Executive not in good faith and without reasonable belief that the act or omission of the Executive was in the best interest of the Company. The Company may also terminate the Executive’s employment at any time with or without
Cause by giving a 30 days’ prior written notice. 
 Section 5.02. Termination by The Executive. The Executive shall have the right to terminate
this Agreement at any time by giving a 30 days’ advance notice in writing pursuant to the terms hereof. During the probation period, where applicable, the Executive may terminate this Agreement by giving three days’ prior written notice to
the Company. If the Executive terminates the employment under this Section, the Company is not obliged to pay to the Executive any financial compensation for such termination. 

  
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 Section 5.03. Death. In the event the Executive passes away during the Term, this Agreement shall
automatically terminate, such termination to be effective on the date of the Executive’s death. 
 Section 5.04. Effect of Termination. (a) In
the event of termination of the Executive’s employment, whether before or after the Term, by either party for any reason, or by reason of the Executive’s death or disability, the Company shall pay to the Executive (or his beneficiary in
the event of his death) any base salary or other compensation earned but not paid to the Executive prior to the effective date of such termination. All other benefits due the Executive following the Executive’s termination of employment shall
be determined in accordance with the plans, policies and practices of the Company. 
 (b) In the event of termination of the Executive’s employment by
the Company other than for Cause, the Company shall pay to the Executive any additional amount as provided by applicable law. 
 ARTICLE 6

 MISCELLANEOUS 
 Section
6.01. Benefit Assignment; Assignment; Beneficiary. This Agreement shall inure to the benefit of and be binding upon the Company and its successors and assigns, including, without limitation, any corporation or person which may acquire all or
substantially all of the Company’s assets or business, or with or into which the Company may be consolidated or merged. This Agreement shall also inure to the benefit of, and be enforceable by, the Executive and the Executive’s personal or
legal representatives, executors, administrators, successors, heirs, distributees, devisees and legatees. If the Executive should die while any amount would still be payable to the Executive hereunder if the Executive had continued to live, all such
amounts shall be paid in accordance with the terms of this Agreement to the Executive’s beneficiary, devisee, legatee or other designee, or if there is no such designee, to the Executive’s estate. 

Section 6.02. Notices. Any notice required or permitted hereunder shall be in writing and shall be sufficiently given if personally delivered or if
sent by registered or certified mail, national overnight courier, or email. In the case of the Company, to the office or email account of the Head of Human Resources; and in the case of the Executive, to the address or email account appearing on the
employment records of the Company, from time to time. Any notice given hereunder shall be deemed to have been given at the time of receipt thereof by the person to whom such notice is given. 

Section 6.03. Entire Agreement; Amendment. This Agreement contains the entire agreement of the parties hereto with respect to the terms and conditions
of the Executive’s employment and supersedes any and all prior agreements and understandings, whether written or oral, between the parties hereto with respect to the employment of the Executive, other than the PRC Agreement. For the avoidance
of doubt, in case of any conflict between this Agreement and the PRC Agreement as to the Executive’s compensation, the term of the Executive’s employment with the Company, and the Executive’s non-compete, confidentiality and
non-solicitation obligations, the PRC Agreement shall prevail. This Agreement may not be changed or modified except by an instrument in writing signed by both of the parties hereto. 

  
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 Section 6.04. Waiver. The waiver by either party of a breach of any provision of this Agreement shall not
operate or be construed as a continuing waiver or as a consent to or waiver of any subsequent breach hereof. 
 Section 6.05. Headings. The article
and section headings herein are for convenience of reference only, do not constitute a part of this Agreement and shall not be deemed to limit or affect any of the provisions hereof. 

Section 6.06. Governing Law. This Agreement shall be governed by, and construed and interpreted in accordance with, the laws of PRC. 

Section 6.07. Agreement To Take Actions. Each party hereto shall execute and deliver such documents, certificates, agreements and other instruments,
and shall take such other actions, as may be reasonably necessary or desirable in order to perform his or its obligations under this Agreement or to effectuate the purposes hereof. 

Section 6.08. Arbitration. Any dispute between the parties hereto respecting the meaning and intent of this Agreement or any of its terms and
provisions shall be submitted to arbitration in Hong Kong, in accordance with the Hong Kong International Arbitration Centre Administered Arbitration Rules then in effect, and the arbitration determination resulting from any such submission shall be
final and binding upon the parties hereto. The arbitrator shall have no authority to award reasonable attorney’s fees to any party in any dispute subject to this Section 6.08. Judgment upon any arbitration award may be entered in any court of
competent jurisdiction. 
 Section 6.09. Survivorship. The respective rights and obligations of the parties hereunder shall survive any termination
of this Agreement to the extent necessary to the intended preservation of such rights and obligations. 
 Section 6.10. Severability. The invalidity
or unenforceability of any provision or provisions of this Agreement shall not affect the validity or enforceability of any other provision or provisions of this Agreement, which shall remain in full force and effect. 

Section 6.11. Counterparts. This Agreement may be executed in one or more counterparts, each of which shall be deemed to be an original but all of
which together will constitute one and the same instrument. 
 Section 6.12. Corporate Authorization. The Company hereby represents that the
execution, delivery and performance by the Company of this Agreement are within the corporate powers of the Company, and that the Chairman of its Board of Directors has the requisite authority to bind the Company hereby. 

  
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 Section 6.13. Withholding. All payments to the Executive hereunder shall be subject to withholding to the
extent required by applicable law. 

  
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 IN WITNESS WHEREOF, each of the parties hereto has duly executed this Agreement as of the date
first above written. 
  

					
	 CNFINANCE HOLDINGS LIMITED




 
					
		
	By:	 	  

		 	 Name:
	 	
			
		 	 Title:
	 	


 
					
	
	 EXECUTIVE

	
	          

	 Name:
	 		 	
			
	 Title:
	 		 	



  
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