This section of the FEDERAL REGISTER

contains notices to the public of the proposed

issuance of rules and regulations. The

purpose of these notices is to give interested

persons an opportunity to participate in the

rule making prior to the adoption of the final

rules.

Proposed Rules Federal Register

83364 

Vol. 88, No. 228 

Wednesday, November 29, 2023 

DEPARTMENT OF THE TREASURY 

Office of the Comptroller of the 

Currency 

12 CFR Parts 3 and 54 

[Docket ID OCC–2023–0011] 

RIN 1557–AF21 

FEDERAL RESERVE SYSTEM 

12 CFR Parts 216, 217, 238, and 252 

[Regulations P, Q, LL, and YY; Docket No. 

R–1815] 

RIN 7100–AG66 

FEDERAL DEPOSIT INSURANCE 

CORPORATION 

12 CFR Parts 324 and 374 

RIN 3064–AF86 

Long-Term Debt Requirements for 

Large Bank Holding Companies, 

Certain Intermediate Holding 

Companies of Foreign Banking 

Organizations, and Large Insured 

Depository Institutions; Extension of 

Comment Period 

AGENCY: Office of the Comptroller of the 

Currency, Department of the Treasury; 

Board of Governors of the Federal 

Reserve System; and Federal Deposit 

Insurance Corporation. 

ACTION: Notice of proposed rulemaking; 

extension of comment period. 

SUMMARY: On September 19, 2023, the 

Board of Governors of the Federal 

Reserve System (Board), the Federal 

Deposit Insurance Corporation (FDIC), 

and the Office of the Comptroller of the 

Currency (OCC) (collectively, the 

‘‘agencies’’) published in the Federal 

Register a proposal to require certain 

large depository institution holding 

companies, U.S. intermediate holding 

companies of foreign banking 

organizations, and insured depository 

institutions, to issue and maintain 

outstanding a minimum amount of longterm debt. The agencies have 

determined that an extension of the 

comment period until January 16, 2024, 

is appropriate. 

DATES: The comment period for the 

proposed rule published at 88 FR 64524 

(September 19, 2023) is extended. 

Comments must be received by January 

16, 2024. 

ADDRESSES: Comments should be 

directed to: 

OCC: Commenters are encouraged to 

submit comments through the Federal 

eRulemaking Portal. Please use the title 

‘‘Long-Term Debt Requirements for 

Large Bank Holding Companies, Certain 

Intermediate Holding Companies of 

Foreign Banking Organizations, and 

Large Insured Depository Institutions’’ 

to facilitate the organization and 

distribution of the comments. You may 

submit comments by any of the 

following methods: 

• Federal eRulemaking Portal— 

Regulations.gov: 

Go to https://regulations.gov/. Enter 

‘‘Docket ID OCC–2023–0011’’ in the 

Search Box and click ‘‘Search.’’ Public 

comments can be submitted via the 

‘‘Comment’’ box below the displayed 

document information or by clicking on 

the document title and then clicking the 

‘‘Comment’’ box on the top-left side of 

the screen. For help with submitting 

effective comments, please click on 

‘‘Commenter’s Checklist.’’ For 

assistance with the Regulations.gov site, 

please call 1–866–498–2945 (toll free) 

Monday–Friday, 9 a.m.–5 p.m. ET, or 

email regulationshelpdesk@gsa.gov. 

• Mail: Chief Counsel’s Office, 

Attention: Comment Processing, Office 

of the Comptroller of the Currency, 400 

7th Street SW, Suite 3E–218, 

Washington, DC 20219. 

• Hand Delivery/Courier: 400 7th 

Street SW, Suite 3E–218, Washington, 

DC 20219. 

Instructions: You must include 

‘‘OCC’’ as the agency name and ‘‘Docket 

ID OCC–2023–0011’’ in your comment. 

In general, the OCC will enter all 

comments received into the docket and 

publish the comments on the 

Regulations.gov website without 

change, including any business or 

personal information provided such as 

name and address information, email 

addresses, or phone numbers. 

Comments received, including 

attachments and other supporting 

materials, are part of the public record 

and subject to public disclosure. Do not 

include any information in your 

comment or supporting materials that 

you consider confidential or 

inappropriate for public disclosure. 

You may review comments and other 

related materials that pertain to this 

action by the following method: 

• Viewing Comments Electronically— 

Regulations.gov: 

Go to https://regulations.gov/. Enter 

‘‘Docket ID OCC–2023–0011’’ in the 

Search Box and click ‘‘Search.’’ Click on 

the ‘‘Dockets’’ tab and then the 

document’s title. After clicking the 

document’s title, click the ‘‘Browse All 

Comments’’ tab. Comments can be 

viewed and filtered by clicking on the 

‘‘Sort By’’ drop-down on the right side 

of the screen or the ‘‘Refine Comments 

Results’’ options on the left side of the 

screen. Supporting materials can be 

viewed by clicking on the ‘‘Browse 

Documents’’ tab. Click on the ‘‘Sort By’’ 

drop-down on the right side of the 

screen or the ‘‘Refine Results’’ options 

on the left side of the screen checking 

the ‘‘Supporting & Related Material’’ 

checkbox. For assistance with the 

Regulations.gov site, please call 1–866– 

498–2945 (toll free) Monday–Friday, 

9 a.m.–5 p.m. ET, or email 

regulationshelpdesk@gsa.gov. 

The docket may be viewed after the 

close of the comment period in the same 

manner as during the comment period. 

Board: You may submit comments, 

identified by Docket No. R–1815, RIN 

7100–AG66 by any of the following 

methods: 

Agency Website: https:// 

www.federalreserve.gov. Follow the 

instructions for submitting comments at 

https://www.federalreserve.gov/ 

generalinfo/foia/ProposedRegs.cfm. 

Federal eRulemaking Portal: https://

www.regulations.gov. Follow the 

instructions for submitting comments. 

Email: regs.comments@

federalreserve.gov. Include the docket 

number and RIN in the subject line of 

the message. 

FAX: (202) 452–3819 or (202) 452– 

3102. 

Mail: Ann E. Misback, Secretary, 

Board of Governors of the Federal 

Reserve System, 20th Street and 

Constitution Avenue NW, Washington, 

DC 20551. 

In general, all public comments will 

be made available on the Board’s 

website at www.federalreserve.gov/ 

generalinfo/foia/ProposedRegs.cfm as 


ddrumheller on DSK120RN23PROD with PROPOSALS1
Federal Register / Vol. 88, No. 228 / Wednesday, November 29, 2023 / Proposed Rules 83365 

1Long-Term Debt Requirements for Large Bank 

Holding Companies, Certain Intermediate Holding 

Companies of Foreign Banking Organizations, and 

Large Insured Depository Institutions, 88 FR 64524 

(September 19, 2023), https://

www.federalregister.gov/documents/2023/09/19/ 

2023-19265/long-term-debt-requirements-for-largebank-holding-companies-certain-intermediateholding-companies. 

submitted, and will not be modified to 

remove confidential, contact or any 

identifiable information. Public 

comments may also be viewed 

electronically or in paper in Room M– 

4365A, 2001 C Street NW, Washington, 

DC 20551, between 9 a.m. and 5 p.m. 

during Federal business weekdays. 

FDIC: The FDIC encourages interested 

parties to submit written comments. 

Please include your name, affiliation, 

address, email address, and telephone 

number(s) in your comment. You may 

submit comments to the FDIC, 

identified by RIN 3064–AF86, by any of 

the following methods: 

Agency Website: https://

www.fdic.gov/resources/regulations/ 

federal-register-publications. Follow 

instructions for submitting comments 

on the FDIC’s website. 

Mail: James P. Sheesley, Assistant 

Executive Secretary, Attention: 

Comments/Legal OES (RIN 3064–AF86), 

Federal Deposit Insurance Corporation, 

550 17th Street NW, Washington, DC 

20429. 

Hand Delivered/Courier: Comments 

may be hand-delivered to the guard 

station at the rear of the 550 17th Street 

NW building (located on F Street NW) 

on business days between 7 a.m. and 5 

p.m. 

Email: comments@FDIC.gov. Include 

‘‘RIN 3064–AF86’’ on the subject line of 

the message. 

Public Inspection: Comments 

received, including any personal 

information provided, may be posted 

without change to https://www.fdic.gov/ 

resources/regulations/federal-registerpublications. Commenters should 

submit only information that the 

commenter wishes to make available 

publicly. The FDIC may review, redact, 

or refrain from posting all or any portion 

of any comment that it may deem to be 

inappropriate for publication, such as 

irrelevant or obscene material. The FDIC 

may post only a single representative 

example of identical or substantially 

identical comments, and in such cases 

will generally identify the number of 

identical or substantially identical 

comments represented by the posted 

example. All comments that have been 

redacted, as well as those that have not 

been posted, that contain comments on 

the merits of this document will be 

retained in the public comment file and 

will be considered as required under all 

applicable laws. All comments may be 

accessible under the Freedom of 

Information Act. 

FOR FURTHER INFORMATION CONTACT: 

OCC: Andrew Tschirhart, Risk Expert, 

Capital and Regulatory Policy, (202) 

649–6370; or Carl Kaminski, Assistant 

Director, or Joanne Phillips, Counsel, 

Chief Counsel’s Office, (202) 649–5490, 

Office of the Comptroller of the 

Currency, 400 7th Street SW, 

Washington, DC 20219. If you are deaf, 

hard of hearing, or have a speech 

disability, please dial 7–1–1 to access 

telecommunications relay services. 

Board: Molly Mahar, Senior Associate 

Director, (202) 973–7360, Juan Climent, 

Assistant Director, (202) 872–7526, 

Tudor Rus, Manager, (202) 475–6359, 

Francis Kuo, Lead Financial Institution 

Policy Analyst (202) 530–6224, Lesley 

Chao, Lead Financial Institution Policy 

Analyst, (202) 974–7063, Lars Arnesen, 

Senior Financial Institution Policy 

Analyst, (202) 452–2030, Division of 

Supervision and Regulation; or Charles 

Gray, Deputy General Counsel, (202) 

510–3484, Reena Sahni, Associate 

General Counsel, (202) 452–3236, Jay 

Schwarz, Assistant General Counsel, 

(202) 452–2970, Josh Strazanac, Senior 

Counsel, (202) 452–2457, Brian Kesten, 

Counsel, (202) 475–6650, Jacob Fraley, 

Attorney, (202) 452–3127, Vivien Lee, 

Attorney, (202) 452–2029, Legal 

Division, Board of Governors of the 

Federal Reserve System, 20th Street and 

Constitution Avenue NW, Washington, 

DC 20551. For users of TTY–TRS, please 

call 711 from any telephone, anywhere 

in the United States. 

FDIC: Andrew J. Felton, Deputy 

Director, (202) 898–3691; Ryan P. 

Tetrick, Deputy Director, (202) 898– 

7028; Elizabeth Falloon, Senior Advisor, 

(202) 898–6626; Julia E. Paris, Senior 

Cross-Border Specialist, (202) 898–3821, 

Division of Complex Institution 

Supervision and Resolution; R. Penfield 

Starke, Acting Deputy General Counsel, 

rstarke@fdic.gov; Celia P. Van Gorder, 

Acting Assistant General Counsel, (202) 

898–6749; F. Angus Tarpley III, 

Counsel, (202) 898–8521; Dena S. 

Kessler, Counsel, (202) 898–3833, Legal 

Division; Federal Deposit Insurance 

Corporation, 550 17th Street NW, 

Washington, DC 20429. 

SUPPLEMENTARY INFORMATION: On 

September 19, 2023, the agencies 

published in the Federal Register a 

proposal to require certain large 

depository institution holding 

companies, U.S. intermediate holding 

companies of foreign banking 

organizations, and insured depository 

institutions, to issue and maintain 

outstanding a minimum amount of longterm debt.1 The notice of proposed 

rulemaking stated that the comment 

period would close on November 30, 

2023. The agencies have received 

requests to extend the comment period. 

An extension of the comment period 

will provide additional opportunity for 

the public to consider the proposal and 

prepare comments, including to address 

the questions posed by the agencies. 

Therefore, the agencies are extending 

the end of the comment period for the 

proposal from November 30, 2023, to 

January 16, 2024. 

Michael J. Hsu, 

Acting Comptroller of the Currency. 

By order of the Board of Governors of the 

Federal Reserve System, acting through the 

Secretary of the Board under delegated 

authority. 

Ann E. Misback, 

Secretary of the Board. 

Federal Deposit Insurance Corporation. 

Dated at Washington, DC, on November 20, 

2023. 

James P. Sheesley, 

Assistant Executive Secretary. 

[FR Doc. 2023–26202 Filed 11–28–23; 8:45 am] 

BILLING CODE 4810–33–6210–01–6714–01–P 

DEPARTMENT OF EDUCATION 

34 CFR Chapter VI 

[Docket ID ED–2023–OPE–0039] 

Negotiated Rulemaking Committee; 

Negotiator Nominations and Schedule 

of Committee Meetings 

AGENCY: Office of Postsecondary 

Education, Department of Education. 

ACTION: Intent to establish rulemaking 

committee. 

SUMMARY: We announce our intention to 

establish a negotiated rulemaking 

committee to prepare proposed 

regulations for Federal programs 

authorized under title IV of the Higher 

Education Act of 1965, as amended 

(HEA). The committee will include 

representatives of organizations or 

groups with interests that are 

significantly affected by the subject 

matter of the proposed regulations. We 

request nominations for individual 

negotiators who represent key 

stakeholder constituencies for the issues 

to be negotiated to serve on the 

committee. We also announce the 

creation of a subcommittee, and request 

nominations for individuals with 

pertinent expertise to participate on the 

subcommittee. The Department has also 

set a schedule for committee meetings. 


ddrumheller on DSK120RN23PROD with PROPOSALS1