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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549



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FORM 10-K



ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF

THE SECURITIES EXCHANGE ACT OF 1934



For the Fiscal year ended 12/31/2003



Commission file number 33-30048



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Government Trusts 3-C

(Exact name of registrant as specified in its charter)



|                                                                                                                           |  |                                     
|-------------------------------------------------------------------------------------------------------------------------- |  | ------------------------------------
|Illinois                                                                                                                   |  | 36-6913824                          
|(State or other jurisdiction of incorporation or organization)                                                             |  | (I.R.S. Employer Identification No.)
|                                                                                                                           | 
|JP Morgan Trust Company, NA (formerly Bank One Trust Company), Trustee 227 West Monroe Street Suite 2600, Chicago
Illinois |  | 60606                               
|(Address of principal executive offices)                                                                                   |  | (Zip Code)                          



Registrants
telephone number, including area code 312 267 5072



Securities registered pursuant to Section 12(b) or Section 12(g) of the Act: NONE



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Indicate by check mark whether the registrant (1) has filed all reports
required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing
requirements for the past 90 days.    Yes ̈No  x



State the aggregate market
value of the voting stock help by non-affiliates of the registrant:



NOT APPLICABLE



Indicate the number of shares
outstanding of each of registrants classes of common stock, as of the last practical date:



NOT APPLICABLE



DOCUMENT INCORPORATED BY REFERENCE



None



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Part I



|Item 3 | Legal Proceedings
|------ | -----------------



NONE



|Item 4 | Submissions of matters to a Vote of Security Holders:
|------ | -----------------------------------------------------



NONE



Part II



|Item 5 | Market for Registrants common Equity and Related Stockholder Matters
|------ | ---------------------------------------------------------------------



Certificate Holders as of 12/31/2003



Trust 3-C: 220



|Item 9 | Charges and Disagreements with Accountants on Accounting and Financial Disclosure
|------ | ---------------------------------------------------------------------------------



NONE



Part III



|Item 13 | Certain Relationships and Related Transactions
|------- | ----------------------------------------------



NONE



|Item 14 | Exhibits Financial Statement Schedules and Reports as Form 8-K
|------- | --------------------------------------------------------------



The following documents are filed as part of this report



99.1

The information presented in each Semi Annual Report99.2

The letter of independent public accountant regarding the annual audit of the books and records of each trust required under the Declaration of Trust stating that the financial statements are
presented in accordance with Generally Accepted Accounting Principles.




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SIGNATURE



Pursuant to the requirements of the Securities Exchange Act of 1934, JP Morgan Trust Company, NA (formerly Bank One Trust Company) has duly caused this
report to be signed for the registrant Trust by a duly authorized signatory of the Trustee.



GOVERNMENT TRUST CERTIFICATESBy:

JP Morgan Trust Company, NA(formerly Bank One Trust Company)Not in its individual capacity but solely asTrustee on behalf of the Trust 3C.By:

/s/    Joan E. BlumeJoan E. BlumeAssistant Vice President




Date: as of December 31, 2003