<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
QUARTERLY FINANCIAL STATEMENTS FOR 1997 AND IS QUALIFIED IN ITS ENTIRETY BY
REFEFENCE TO SUCH FINANCIAL STATEMENTS
</LEGEND>
<RESTATED>
<MULTIPLIER> 1

<S>                             <C>                     <C>                     <C>
<PERIOD-TYPE>                   9-MOS                   6-MOS                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-1997             DEC-31-1997             DEC-31-1997
<PERIOD-END>                               SEP-30-1997             JUN-30-1997             MAR-31-1997
<CASH>                                      71,182,538              76,963,588              66,298,696
<INT-BEARING-DEPOSITS>                         894,817               1,001,071                 859,530
<FED-FUNDS-SOLD>                             9,600,000              17,000,000              17,100,000
<TRADING-ASSETS>                                     0                   9,788                       0
<INVESTMENTS-HELD-FOR-SALE>                450,023,300             441,599,523             442,772,866
<INVESTMENTS-CARRYING>                      68,160,461              66,455,907              73,875,533
<INVESTMENTS-MARKET>                        68,762,000              67,441,000              74,339,000
<LOANS>                                    999,659,753             980,320,114             963,654,467
<ALLOWANCE>                               (12,416,151)            (12,286,775)            (11,963,805)
<TOTAL-ASSETS>                           1,677,016,745           1,655,407,673           1,628,048,336
<DEPOSITS>                               1,358,055,474           1,337,687,457           1,342,202,362
<SHORT-TERM>                               136,700,467             142,382,157             109,511,600
<LIABILITIES-OTHER>                         21,308,773              19,857,565              22,227,634
<LONG-TERM>                                 32,976,000              30,413,000              31,827,000
<PREFERRED-MANDATORY>                                0                       0                       0
<PREFERRED>                                          0                       0                       0
<COMMON>                                    43,577,045              43,583,120              40,038,705
<OTHER-SE>                                  84,398,986              81,484,374              82,241,035
<TOTAL-LIABILITIES-AND-EQUITY>           1,677,016,745           1,655,407,673           1,628,048,336
<INTEREST-LOAN>                             63,794,768              41,571,371              20,441,367
<INTEREST-INVEST>                           22,677,283              15,205,480               7,745,073
<INTEREST-OTHER>                             1,350,545                 877,928                 286,482
<INTEREST-TOTAL>                            87,822,596              57,654,779              28,472,922
<INTEREST-DEPOSIT>                          36,742,184              24,382,409              12,078,873
<INTEREST-EXPENSE>                           6,191,777               3,920,469               1,776,418
<INTEREST-INCOME-NET>                       44,888,635              29,351,901              14,617,631
<LOAN-LOSSES>                                2,900,000               1,800,000                 900,000
<SECURITIES-GAINS>                             418,199                 276,456                 250,665
<EXPENSE-OTHER>                             43,158,318              28,068,815              14,212,215
<INCOME-PRETAX>                             19,357,924              12,171,305               5,955,077
<INCOME-PRE-EXTRAORDINARY>                  19,357,924              12,171,305               5,955,077
<EXTRAORDINARY>                                      0                       0                       0
<CHANGES>                                            0                       0                       0
<NET-INCOME>                                13,618,441               8,608,306               4,201,356
<EPS-PRIMARY>                                     1.52                     .95                     .51
<EPS-DILUTED>                                     1.52                     .95                     .51
<YIELD-ACTUAL>                                    3.94<F1>                3.89<F1>                3.90<F1>
<LOANS-NON>                                  2,394,000               1,908,000               2,539,000
<LOANS-PAST>                                 4,860,000               4,847,000               2,765,000
<LOANS-TROUBLED>                               438,000                 595,000                 534,000
<LOANS-PROBLEM>                              1,000,000<F2>           1,000,000<F2>           1,000,000<F2>
<ALLOWANCE-OPEN>                            11,328,359              11,328,359              11,328,359
<CHARGE-OFFS>                                3,000,412               1,680,298                 715,728
<RECOVERIES>                                 1,188,204                 838,714                 451,174
<ALLOWANCE-CLOSE>                           12,416,151              12,286,775              11,963,805
<ALLOWANCE-DOMESTIC>                        12,416,151              12,286,775              11,963,805
<ALLOWANCE-FOREIGN>                                  0                       0                       0
<ALLOWANCE-UNALLOCATED>                              0                       0                       0
<FN>
<F1>Restated to correctly set forth net yield.
<F2>Restated to correctly set forth potential problem loans.
</FN>


</TABLE>