OFFICE OF THE ATTORNEY GENERAL OF TEXAS 

AUSTIN 

Honomble J. P. Gibbs, Cmmissfoa~r 

Board of IMuranoe ComllerlonGr8 

Auatln, Texas 

Dear sir1 Attcntlom Yr. VGO 

tiog with the Intar8tato 

on for a oartlflioate or 

aarvioo, it in agrud that 

raoelra the oum of l5$ of 

of the truaklng opentlonr 

"S'Ssotlon (8) prorldas 1x1 subatranco that 

if thm lndlvldusl or oonoern, entering into 

the oontraat, plaosa hl~ or their lnmranoe 

with Taok Plnkaton than and in that wont, 

the protlrlons of &&ion (11 beocme inopen- 
..,,, 

Honorable J. 1.. Glbba, Pago 2 

tlvs dcrl 2; suet tips as 

. oarrire. 

the i~urrimce ia 

“Jac% Yhkston la authrfaad by the 

Board o+' Inasrcncs Comdaslonar8 tc act as 

an aesnt ln the l ollaltatlon una ths writine Of tire an4 oa8Mlty inrruwnos in the 

stats of Toxaa. 

We r*apotWlly nouoat your oplaion 

as to whether the provlalona of tha attaebsb forz l ra in rld.atlon OS tha prorlalona 

O? s~otlona 7 ana 8 or Art101e WBb, no- 

*lad Civil 8tatut.8.~ 

The above Iwntlond ionu reda as followa: 

"STATI! OF TNXAS I 

ccoT?TY OF NOLAN-b ( 

-'(I) That I, aus XICSBY 

206 Elm St. slwsf":n 

oonciaeration or owtaln ur~Iooo rurdama 

and to be renders6 EU by Jook Yinkatos 

8otlng ~lther.lndlri6rrally or through ilhir 

attorneya, agent8 or other employooa--To wltr 

Seaurlng and iuralahin# ma with full informtloa mgardlng the law, rule* and rqulatlozu 

partalnlng to my opantlnq furnlahing as dth 

a21 blmk8, foru a& mkrinla neammsry to 

filing an appllcatlon with tha Intoratato 

co8ueroe Coadaalon ror a aertltlc3ata or 

psrmlt preparing all auah p-spars Sor fll.Laq 

and fl i lag the asme; drlelng 90 regarding 

the type of taatlmony rmpuimd and aaalatlng 

me tith the prepar&tlon Of the ama; furnfshine; me wltb oompateat reproaontatlon at pJ 

haarlng and Iu~aping me fully ~.G~fued at all 

tlmm aa to Uwelopnwnta in oonaootlon themwith3 and parioraing uhatmor other l anloea 

and assisting 30 to wh a ta vel xtont r my bo 
Honorable J. P. Olbba, Page S 

neasasary in obtaining a oart1rioat.a or parmlt from the said Interstate Cornmsroe Condoalon ana auvloing saw for the llfo of aald 

crrtlfloate or permit - I do horaby oorsnant 

and agree to pay to the said Jaok Plnkston, 

at hla offloe in Dallas, Texas or l lamtbera 

as ha may de8lgaate, the sum of 8$ 

of the gross earnlnga iron my truok r 

r mar 

w oporatlons, ior the life o? said oertlfloate or 

psmlt . 

"(L) It being orpraaaly provided, barsvor, that ii I dsot to laoa auoh and all 

auoh lam~~noo as la or w f 11 bs rrpulrod by 

the Interstate Comeroe Commlaalon ootaring 

my opentlona under said certlrloak or permlt through whatoru ~hann~lm stay bo doalghated by the add Jaok Plnlmton, than and in 

that want Rmgxmph (1) of this oontraot 

dull beoom litoperative Qurl% l whtlm 

ad only&ring 8uehttir asm~lnaursnoo 

la so ourlad. Xn this l vent, I horeby 

authotize. the said Jaok Pinkoton to prepare 

and al5 tot ma any and all l wh dats and 

naoaaaary form in oonneatlon with the 

handllng of l wh lnauranoe. All premluma 

l oorulng under awh insuranoo shall ba 

payawe at the offlor of Jaok Plnkaton in 

Dalla8, Tuaa or ds~wham 88 my be dealgnnted by tha said Jaok Plnkaton. 

G(S) That 1 hve aado, oonatltuted and 

appolntd and by those prosonto do make, 

oonatitute and appoint JACK mmmo~ or 

Dalls8, M.laa Ccunty, Taaa, my trw add 

lawrul attorn- for me in my name, blaoo and 

atoad, to prapan and l isn Sor ma a ny a nc l 

all data and n~o*aauy foraa in oonnaotlon 

with my appUutlon for a owtifloate or 

pumlt to opuata aa a aiotor oarrler uador 

the Intoratati Oommaroa COmmiaaion., and to 

prapara and l ubmlt any and all l uoh data 

relating to any suoh oortlfloate or pamit 

or any ohangaa whloh may be neoeaaary to make 

ln auoh oertlilOat~ or Pemlt, and to do any 
Honorable J. P. Uibba, Big0 4 

a nd ever ay o t a nd l xarolae any 8n4 avery 

_ power that I u&&t ar oould 40 or l ruola~ 

throughany other person, t&the aIn 

dam proper or adrlaablr in oonnaotlon 

with l uoh oertlflcote or pormlt. 

“f hornby bind myself, asp heln, axeouton, dmlnhtmtorr an4 aaalgn8 to tulSllJ. this contraat an4 agucwnt as above 

l tlpulat~. 

-~l~~~~~ban4 onthla tha eOth 

day or 1: , A.D. l&O. 

"STATS OF TM8 

cwNTYoF NCUN. 1 

*Boioro PO, the unauaignea authority, 

on this day pe4xmonallf l p p a a r GUS a d 

personally knamu to ac, ana belog 7lt!sz& 

sworn, upon oath, dopuu anO 86yr that ha 

h a s oarafully aaa lmd 8ll o i the l tlp ula - 

tlona, oodltion a a d agrumonta sat forth 

abova; that ho fully uabr8taaf38 thr l ao 

a nd l o k no wldged to a e that.ha b r a a x o Oute6 

thla oontraot for and in ooa8ldrratlOn of 

the l tlpulatloaa therein oontalned. 

Vltna a r my h a na4 n4 l ul o f 0fri00 

this the 80th dar of Nowabrr IQ&. 

t?otarJ Piisno NOlml COMW lfuaa. 

T.X.A. Form No1 81-B" 

Saotlons 7 and S of Article 46Stb, Vuncn'a Annotated ciril Watutu, road a* r0lia: 

=8gO. 7. ft Shall bQ MbWftd for 

any lnaurar, as deilnod in this Aot, or 
Honorable J. P. Gibbs, Paso 8 

_ its ortia4ra dlreotom, general at;ent, state 

a.:ents, spea i al ai;4nt8, local agent8 or 

other rrpre8entatlve8, to gent to or aontreat rith lneured for any rpealal fever or 

advantage in dIvldenA8 or other profita, or 

aw 4OBld88iOlU Or d.fYi8~OM Of OOEQfS8iOIl8 

or profit8 to 400ru4 thereon, or any ace 

peneatlon di any rtiuable aonslderatloa not 

4p4oiri44 in the polioy oontraat, or any 

indW4Bl44t not -44ifisd ill th4 pOliO7 

OOIItMOt, $0~ th# pUrgO84 Of Writing th4 

in8U4.444 Of My ia8Ur4. tfOthfIl& fathi. 

SeOtlon, h~~.Ver, 8u be ooiUtPue6 to 

prohibit m insurer troa rhosing it8 profita 

4tt4r t&8 W68 &Y8 b44o 44I'Il4d With it* 

polioy holder8 uatfer sod in aaaorbmn44 with 

aa agreemeat a8 to mtoh profit mhrrlng oonth8a in it8 pOxiOY OMtMOt. m PrOfit 

8harlag tutit say polloy with lnaured @hall 

be uafior~ a8 bet~44n 8Wh lnnmd, and 

8han OOMi8t Ody,aad 8014Ly bf M equitable 

distribution under and in moordan dth 

the term8 Oi,the pO2iOy Ot 4aiaX'I.d~8 b4tW44n 

8ueh in8ured,anA no 8uoh h4unr 8ha11 6f8- 

0rtnie8 in 44 di8tributioa 0~0ritO 

betwoui iMUlvd Of a Oh80, U&d RO Oh8848 

for rush di8trlbutioa 8&u b8 atda or 480 

tabliahed exoept o&t the 8ppMYal Of the 

C4EMi88iOa4r: X0 part of any proSit 8h4l.l 

b4 df8taXIt4a t&3 say b4WSa Imd4? MY 

8-h pallor onto% the expiration of the 

polloy ooatraot. Aay rlolatba oi the term 

Of thi8 844tiOlP 8hrll OOlUtitUt4 U4%&I8t 

ai8oririaatioa aa 8bnll ooimtltuto rdmtidI& Md 8bm b rtritiOi4IXt ground8 iOr 

the revocation or the petit of the Ia8ur4t 

or of t&4 11041144 of the agent being guilty 

of ruoh unjwt dl8orLPination and rebating. 

wsaa. 8. So insurer aoslng within the 

t4=8 of thir *ot 8h411, in it4 bu8inew in 

t&&8 State akr or panit any dbtlnotioa 

or ai8Or faLtloa la favor of the insured 

hwing 4 1~4 hazard, in ths mtter ot the 

ohWg4 Of ~4ElfUJM for iIlllUFallO4, Or in 

diYidSlld8 or oth42 b4IMit8 pPb14 Ud4r 
Honorsble J. P. Glbb8, Pa134 6 

WY POliOY, aor 8ha11 any suab insurer or 

_ agmt make any oontraat of ln4urano4, or 

a(pwmnt 98 to such 1n.4ura304, other than 

l xpreued in the policy, nor l troll any 

8u4h inmarer or it8 a..wnta or represer?tatire8 pay, allow or diva, or Offer to gay, 

allow or give, aireotl~ or lndlreotly, a8 

an indUO4iH4t to loused, any rebate payable upon the polity or any 8pealal favor 

or advaataae in dividend8 or other bea+ 

fitm to aoonte. 4r 4nythlngoof value vhtwevu, not 4p4Oiri4d in the pdiaf; provided that notll 

3 

in thi8 4Lof rhall be 

aon8trued to pro bit the mdlflcatlon of 

rat48 by an 4xp4riano4 rati= plan a48fgn4d 

to l noourege the prevention of acoldmta 

and to take aaaount of the psculfu hwards 

of individual rl8k8, provfd4d 8uah plan 

8h411 ban bmn 4~&W4V4d by the hWJli8- 

8loaufi aad proylded further that only on4 

8uoh &&all 8h3.l be appR¶Y4d fOl- l aoh iafm 

or lruurano4 hereunder.* 

~4 believe that the offer to perfcum aad render 

til Of the-84nio48 MatiM in the first paMgraph Of th4 

abo*r quoted fona without mnking the ohm&e for 8uoh l er - 

Vi048 a8 8p4Oifi4d thenlc prOrid th4 ill8W4d a-46 

to ~1444 all lauuranoo a8 18 or will be required of him 

by the Xnterrtats Cmua4r44 CaJmLi481On aovrring hi8 O~SXUtlom under his oertifleate or penaft, throu&h uhatetor 

ahanael8 a8 m6y be 448lgnated by the party pUfOnd45 

the above mW&lOmd 84niO48 18 a OOiUid4S4tiOIl and indua4mat not 8p4cified in the pOuOy oontraot, for the 

purpoaa of &tin& the ineururos of the b8Ur4d. Therefore, it i8 OUr OpiniOll that the RrOYi8iOW Of the above 

mntloned fonu are in aoatratentlon and violate S4atlok 9 

or Artlole4Web, Vernoa'e ¬ated clril Stat&U. 

-8ting that th4 fOr4gOiAc fUll7 RA8W4r8 YOW 

inquiry, we are 

AFPROvE1)m 7, 1941 

ATTORWIK GTXISRAI. OF TXXAS