QuickLinks
 -- Click here to rapidly navigate through this document

 
 

EXHIBIT 4.5    
  


 
 

AMENDMENT NUMBER TWO
  TO THE NON-STANDARDIZED
  JOINDER AGREEMENT FOR THE
  CROSSMANN COMMUNITIES, INC.
  401(k) PROFIT SHARING PLAN    
  


        THIS AMENDMENT NUMBER TWO is executed on behalf of Crossmann Communities, Inc. ("Company"). 


        WITNESSETH:



        WHEREAS,
the Company adopted the Crossmann Communities, Inc. 401(k) Profit Sharing Plan ("Plan"), effective as of February 28, 1991, and such Plan has been subsequently amended from time
to time; 


        WHEREAS,
the Company now desires to amend the Joinder Agreement for the Plan to recognize prior service of certain former employees of Homes By Huff & Co., Inc. who become employees of
an adopting employer under the Plan; and 


        WHEREAS,
the Company reserved the right to amend its elections in the Joinder Agreement for Plan pursuant to Section 7.12 and 8.01(b) of the Plan. 


        NOW,
THEREFORE, the Plan is hereby amended, effective as specifically provided herein, as follows: 



        1.    Item
16 of the Joinder Agreement for the Plan, regarding eligibility service, is hereby amended by the addition of the following sentence at the end thereof: 



"Service
with Homes by Huff & Co., Inc. shall be included in years of Eligibility Service for those former employees of Homes by Huff & Co., Inc. who become Employees of an adopting Employer on the
date specified in the Asset Purchase Agreement by and among Crossmann Communities, Inc., Crossmann Communities of North Carolina, Inc., Homes by Huff & Co., Inc., Mitchell T. Huff, Thomas A. Huff and
Thomas C. Huff ('Closing Date'), as specified on the attached Schedule A." 




        2.    Item
17 of the Joinder Agreement for the Plan, regarding vesting service, is hereby amended by the addition of the following at the end thereof: 



"Service
with Homes by Huff & Co., Inc. shall be included in years of Vesting Service for those former employees of Homes by Huff & Co., Inc. who become Employees of an adopting Employer on the
Closing Date, as specified on the attached Schedule A." 




        3.    In
all other respects, the Joinder Agreement for the Plan shall be and remain unchanged. 




        IN
WITNESS WHEREOF, Crossmann Communities, Inc. has caused this Amendment Number Two to the Joinder Agreement for the Plan to be executed this 18th day of June 1999. 



	TRUSTEE	 	CROSSMANN COMMUNITIES, INC.
	

By:	
 	

/s/ Jennifer Holihen
	
 	

By:	
 	

/s/ Jennifer Holihen

	 	 	 	 	Title:	 	CFO








 
 

SCHEDULE A    
  


 
 

YEARS OF ELIGIBILITY SERVICE AND
  YEARS OF VESTING SERVICE
  WITH HOMES BY HUFF & CO., INC.
  RECOGNIZED UNDER THE PLAN    
  



	EMPLOYEE NAME
 
	 	YEARS OF ELIGIBILITY SERVICE
	 	YEARS OF VESTING SERVICE
	 
	Mitch Huff	 	18	 	100	%
	Jerry Cleveland	 	14	 	100	%
	Robert Huffman	 	5	 	80	%
	Michelle McJunkin	 	4	 	60	%
	Kevin Cobbs	 	4	 	60	%
	Jay Many	 	4	 	60	%
	Mark Kring	 	4	 	60	%
	Jennifer White	 	3	 	40	%
	Bonnie Richards	 	3	 	40	%
	Ronald Fearrington	 	2	 	20	%
	Timothy Creech	 	2	 	20	%
	Scott Greene	 	2	 	20	%
	Robert Williams	 	2	 	20	%
	Christopher Bailey	 	1	 	0	 
	James Cirimele	 	1	 	0	 
	Jason Gorrlin	 	<1	 	0	 
	William Daughtry	 	<1	 	0	 
	Karey Kilroy	 	<1	 	0	 
	Debbie McKenzie	 	<1	 	0	 
	Jimmy DeCraersey	 	<1	 	0	 











QuickLinks



EXHIBIT 4.5


AMENDMENT NUMBER TWO TO THE NON-STANDARDIZED JOINDER AGREEMENT FOR THE CROSSMANN COMMUNITIES, INC. 401(k) PROFIT SHARING PLAN

SCHEDULE A

YEARS OF ELIGIBILITY SERVICE AND YEARS OF VESTING SERVICE WITH HOMES BY HUFF & CO., INC. RECOGNIZED UNDER THE PLAN