EX-4.13





 Exhibit 4.13 
  


			
	NUMBER	  	SHARES
	[#]	  	[#]

 [TRAVELERS LOGO] 

INCORPORATED UNDER THE LAWS OF THE STATE OF MINNESOTA 

SEE REVERSE FOR CERTAIN DEFINITIONS 
  

					
		 	THE TRAVELERS COMPANIES, INC.	  	CUSIP 89417E 10 9

  

THIS CERTIFIES THAT 

IS THE OWNER OF 


FULLY PAID AND NON-ASSESSABLE SHARES OF THE VOTING COMMON STOCK OF 

THE TRAVELERS COMPANIES, INC. 
 each
transferable on the books of the Corporation by the holder hereof in person or by duly authorized attorney on surrender of this certificate properly endorsed. This certificate is not valid unless countersigned by the Transfer Agent and Registrar.

 WITNESS the facsimile seal of the Corporation and the facsimile signatures of its duly authorized officers. 

Dated: 
  

			
	[SIGNATURE]	  	[SIGNATURE]
	CORPORATE SECRETARY	  	CHIEF EXECUTIVE OFFICER

  

	
	 [The Travelers
Companies, Inc.

Corporate Seal]


 COUNTERSIGNED AND REGISTERED: 

[NAME] 
 TRANSFER AGENT AND REGISTRAR

 BY: [SIGNATURE] 
 AUTHORIZED
SIGNATURE 
  
  












 The Corporation will furnish to any shareholder, without charge and upon request addressed to the
Corporation at its principal office at 385 Washington Street, St. Paul, Minnesota 55102, a full statement of the designations, preferences, limitations, and relative rights of the shares of each class or series authorized to be issued, so far as
they have been determined, and the authority of the Corporation’s Board of Directors to determine the relative rights and preferences of subsequent classes or series. 
  

 
 The following abbreviations, when used in the
inscription on the face of this certificate, shall be construed as though they were written out in full according to applicable laws or regulations: 
  

					
	TEN COM	  	-	  	as tenants in common
			
	 TEN ENT
	  	-	  	as tenants by the entireties
			
	 JT TEN
	  	-	  	as joint tenants with right of survivorship and not as tenants in common

  

													
	UTMA	  	      -	  	                	  	Custodian	  	                	  		  	
	 	  	 	  	(Cust)	  	 	  	(Minor)	  	 	  	 
	 	  	 	  	under Uniform Transfer to Minors Act	  	                	  	 
	 	  	 	  	 	  	(State)	  	 


 Additional abbreviations may also be used though not in the above list. 

 
  

For value received _____________________ hereby sell, assign and transfer unto 
  

			
	PLEASE INSERT SOCIAL SECURITY OR OTHER
IDENTIFYING NUMBER OF ASSIGNEE	 	 
		
	                                   
           	 	

  
  

PLEASE PRINT OR TYPEWRITE NAME AND ADDRESS OF ASSIGNEE 
  

 
  

 
 Shares of the capital stock represented by the within
Certificate, and do hereby irrevocably constitute and appoint _______ Attorney to transfer the said stock on the books of the within-named Corporation with full power of substitution in the premises. 

 

					
	 Dated        
            
	  		  	
		  		  	  

			
	 	  	 	  	 NOTICE: THE SIGNATURE TO THIS ASSIGNMENT
MUST CORRESPOND WITH THE NAME AS WRITTEN
UPON THE FACE OF THE CERTIFICATE IN
EVERY
PARTICULAR WITHOUT ALTERATION OR
ENLARGEMENT OR ANY CHANGE WHATEVER.

	SIGNATURE GUARANTEED	  		  	
			
	ALL GUARANTEES MUST BE MADE BY A FINANCIAL INSTITUTION (SUCH AS A BANK OR BROKER) WHICH IS A PARTICIPANT IN THE SECURITIES TRANSFER AGENTS MEDALLION PROGRAM (“STAMP”), THE NEW YORK STOCK
EXCHANGE INC. MEDALLION SIGNATURE PROGRAM (“MSP”), OR THE STOCK EXCHANGES MEDALLION PROGRAM (“SEMP”) AND MUST NOT BE DATED. GUARANTEES BY A NOTARY PUBLIC ARE NOT ACCEPTABLE.