22764 Federal Register / Vol. 77, No. 74 / Tuesday, April 17, 2012 / Notices 

ADDRESSES: You may submit comments, 

identified by OMB number 3170–0005, 

by any of the following methods: 

• Agency Contact: Consumer 

Financial Protection Bureau (Attention: 

PRA Office), 1700 G Street NW., 

Washington, DC, 20552: (202) 435–7741: 

CFPB_Public_PRA@cfpb.gov. 

• OMB Reviewer: Shagufta Ahmed, 

Office of Management and Budget, New 

Executive Office Building, Room 10235, 

Washington, DC 20503; (202) 395–7873. 

FOR FURTHER INFORMATION CONTACT: 

Requests for additional information 

should be directed to Joseph Durbala, 

(202) 435–7893, at the Consumer 

Financial Protection Bureau, (Attention: 

Joseph Durbala, PRA Office) 1700 G 

Street NW., Washington, DC 20552, or 

through the internet at 

CFPB_Public_PRA@cfpb.gov. 

SUPPLEMENTARY INFORMATION: 

Title: Secure and Fair Enforcement for 

Mortgage Licensing Act (Regulation G) 

12 CFR Part 1007. 

OMB Number: 3170–0005. 

Abstract: The information collection 

will improve the flow of information to 

and between regulators; provide 

accountability and tracking of mortgage 

loan originators (MLOs), enhance 

consumer protections, reduce fraud in 

the residential mortgage loan origination 

process and provide consumers with 

easily accessible information at no 

charge regarding the employment 

history of, and publicly adjudicated 

disciplinary and enforcement actions 

against, MLOs. 

Type of Review: Extension of a 

currently approved collection. 

Affected Public: Businesses or other 

for profits. 

Estimated Number of Responses: 

33,656. 

Estimated Time per Response: 27 

minutes. 

Estimated Total Annual Burden 

Hours: 15,183. 

Dated: April 6, 2012. 

Chris Willey, 

Chief Information Officer, Bureau of 

Consumer Financial Protection. 

[FR Doc. 2012–9150 Filed 4–16–12; 8:45 am] 

BILLING CODE 4810–AM–P 

BUREAU OF CONSUMER FINANCIAL 

PROTECTION 

Submission for OMB Review; 

Comment Request 

AGENCY: Bureau of Consumer Financial 

Protection. 

ACTION: Notice and request for 

comments. 

SUMMARY: The Bureau of Consumer 

Financial Protection (Bureau), as part of 

its continuing effort to reduce 

paperwork and respondent burden, 

invites the general public and other 

Federal agencies to take this 

opportunity to comment on proposed 

and/or continuing information 

collections, as required by the 

Paperwork Reduction Act of 1995, 

Public Law 104–13 (44 U.S.C. 

3507(a)(1)(D)). The Bureau is soliciting 

comments regarding the information 

collection requirements relating to the 

Fair Credit Reporting Act regulations 

that have been submitted to the Office 

of Management and Budget for review 

and approval. A copy of the submission, 

including copies of the proposed 

collection and supporting 

documentation, may be obtained by 

contacting the agency contact listed 

below. 

DATES: Written comments are 

encouraged and must be received on or 

before May 17, 2012 to be assured of 

consideration. 

ADDRESSES: You may submit comments, 

identified by OMB number 3170–0002, 

by any of the following methods: 

• Agency Contact: Consumer 

Financial Protection Bureau (Attention: 

PRA Office), 1700 G Street NW., 

Washington, DC 20552: (202) 435–7741: 

CFPB_Public_PRA@cfpb.gov. 

• OMB Reviewer: Shagufta Ahmed, 

Office of Management and Budget, New 

Executive Office Building, Room 10235, 

Washington, DC 20503; (202) 395–7873. 

FOR FURTHER INFORMATION CONTACT: 

Requests for additional information 

should be directed to Joseph Durbala, 

(202) 435–7893, at the Consumer 

Financial Protection Bureau, (Attention: 

Joseph Durbala, PRA Office) 1700 G 

Street, NW., Washington, DC 20552, or 

through the internet at 

CFPB_Public_PRA@cfpb.gov. 

SUPPLEMENTARY INFORMATION: 

Title: Fair Credit Reporting Act 

(Regulation V) 12 CFR 1022. 

OMB Control Number: 3170–0002. 

Abstract: The consumer disclosures 

included in Regulation V are designed 

to alert consumers that a financial 

institution furnished negative 

information about them to a consumer 

reporting agency, that they have a right 

to opt out of receiving marketing 

materials and credit or insurance offers, 

that their credit report was used in 

setting the material terms of credit that 

may be less favorable than the terms 

offered to consumers with better credit 

histories, that they maintain certain 

rights with respect to a theft of their 

identity that they reported to a 

consumer reporting agency, that they 

maintain rights with respect to knowing 

what is in their consumer reporting 

agency file, that they can request a free 

credit report, and that they can report a 

theft of their identity to the CFPB. 

Consumers then can use the information 

provided to consider how and when to 

check and use their credit reports. 

Type of Review: Revision of a 

currently approved collection. 

Affected Public: Businesses and other 

for-profit. 

Estimated Number of Responses: 

13,630,000. 

Estimated Time per Response: 21 

minutes. 

Estimated Total Annual Burden 

Hours: 4,736,000. 

Dated: April 6, 2012. 

Chris Willey, 

Chief Information Officer, Bureau of 

Consumer Financial Protection. 

[FR Doc. 2012–9152 Filed 4–16–12; 8:45 am] 

BILLING CODE 4810–AM–P 

BUREAU OF CONSUMER FINANCIAL 

PROTECTION 

Submission for OMB Review; 

Comment Request 

AGENCY: Bureau of Consumer Financial 

Protection. 

ACTION: Notice and request for 

comments. 

SUMMARY: The Bureau of Consumer 

Financial Protection (Bureau), as part of 

its continuing effort to reduce 

paperwork and respondent burden, 

invites the general public and other 

Federal agencies to take this 

opportunity to comment on proposed 

and/or continuing information 

collections, as required by the 

Paperwork Reduction Act of 1995, 

Public Law 104–13 (44 U.S.C. 

3507(a)(1)(D)). The Bureau is soliciting 

comments regarding the information 

collection requirements relating to the 

Truth in Savings regulations that have 

been submitted to the Office of 

Management and Budget for review and 

approval. A copy of the submission may 

be obtained by contacting the agency 

contact listed below. 

DATES: Written comments are 

encouraged and must be received on or 

before May 17, 2012 to be assured of 

consideration. 

ADDRESSES: You may submit comments, 

identified by OMB number 3170–0004, 

by any of the following methods: 

• Agency Contact: Consumer 

Financial Protection Bureau (Attention: 

PRA Office), 1700 G Street NW., 


wreier-aviles on DSK5TPTVN1PROD with NOTICES
Federal Register / Vol. 77, No. 74 / Tuesday, April 17, 2012 / Notices 22765 

Washington, DC 20552: (202) 435–7741: 

CFPB_Public_PRA@cfpb.gov. 

• OMB Reviewer: Shagufta Ahmed, 

Office of Management and Budget, New 

Executive Office Building, Room 10235, 

Washington, DC 20503; (202) 395–7873. 

FOR FURTHER INFORMATION CONTACT: 

Requests for additional information 

should be directed to Joseph Durbala, 

(202) 435–7893, at the Consumer 

Financial Protection Bureau, (Attention: 

Joseph Durbala, PRA Office) 1700 G 

Street NW., Washington, DC 20552, or 

through the internet at 

CFPB_Public_PRA@cfpb.gov. 

SUPPLEMENTARY INFORMATION: 

Title: Truth in Savings (Regulation 

DD) 12 CFR 1030. 

OMB Number: 3170–0004. 

Abstract: Federal agencies use the 

records to ascertain whether accurate 

and complete disclosures of depository 

accounts have been provided to 

consumers. This information also 

provides the primary evidence of law 

violations in Truth in Savings (TISA) 

enforcement actions brought by the 

CFPB and other agencies. Without the 

Regulation DD recordkeeping 

requirement, the agencies’ abilities to 

enforce TISA would be significantly 

impaired. Consumers rely on the 

disclosures required by TISA and 

Regulation DD to facilitate informed 

decision making regarding deposit 

accounts offered at depository 

institutions. Without this information, 

consumers would be severely hindered 

in their ability to assess the true costs 

and terms of the deposit accounts 

offered. These disclosures and 

provisions are necessary for the 

enforcement agencies to enforce TISA 

and Regulation DD. 

Type of Review: Extension of a 

currently approved collection. 

Affected Public: Businesses or other 

for profits. 

Estimated Number of Responses: 

378,960. 

Estimated Time per Response: 4 

minutes. 

Estimated Total Annual Burden 

Hours: 23,000. 

Dated: April 6, 2012. 

Chris Willey, 

Chief Information Officer, Bureau of 

Consumer Financial Protection. 

[FR Doc. 2012–9151 Filed 4–16–12; 8:45 am] 

BILLING CODE 4810–AM–P 

CORPORATION FOR NATIONAL AND 

COMMUNITY SERVICE 

Proposed Information Collection; 

Comment Request 

AGENCY: Corporation for National and 

Community Service. 

ACTION: Notice. 

SUMMARY: The Corporation for National 

and Community Service (the 

Corporation), as part of its continuing 

effort to reduce paperwork and 

respondent burden, conducts a preclearance consultation program to 

provide the general public and federal 

agencies with an opportunity to 

comment on proposed and/or 

continuing collections of information in 

accordance with the Paperwork 

Reduction Act of 1995 (PRA95) (44 

U.S.C. 3506(c)(2)(A)). This program 

helps to ensure that requested data can 

be provided in the desired format, 

reporting burden (time and financial 

resources) is minimized, collection 

instruments are clearly understood, and 

the impact of collection requirement on 

respondents can be properly assessed. 

Currently, the Corporation is 

soliciting comments concerning its 

proposed VISTA Training Evaluation 

Alumni & Project Supervisor Survey. 

Online surveys will be conducted with 

500 VISTA alumni and 100 VISTA 

Project Supervisors in order to obtain 

their opinions regarding the 

effectiveness and efficiency of VISTA 

member training. This information will 

allow VISTA to improve the VISTA 

training curricula and structure in the 

future. 

Copies of the information collection 

request can be obtained by contacting 

the office listed in the addresses section 

of this notice. 

DATES: Written comments must be 

submitted to the individual and office 

listed in the ADDRESSES section by June 

18, 2012. 

ADDRESSES: You may submit comments, 

identified by the title of the information 

collection activity, by any of the 

following methods: 

(1) By mail sent to: Corporation for 

National and Community Service, 

VISTA; Attention Craig Kinnear, 

Program Analyst, Room 9103A; 1201 

New York Avenue NW., Washington, 

DC 20525. 

(2) By hand delivery or by courier to 

the Corporation’s mailroom at Room 

8100 at the mail address given in 

paragraph (1) above, between 9 a.m. and 

4 p.m. Eastern Time, Monday through 

Friday, except Federal holidays. 

(3) By fax to: (202) 606–3475, 

Attention: Craig Kinnear, Program 

Analyst. 

(4) Electronically through 

www.regulations.gov. Individuals who 

use a telecommunications device for the 

deaf (TTY–TDD) may call 1–800–833– 

3722 between 8 a.m. and 8 p.m. Eastern 

Time, Monday through Friday. 

FOR FURTHER INFORMATION CONTACT: 

Craig Kinnear, (202) 606–6708, or by 

email at ckinnear@cns.gov. 

SUPPLEMENTARY INFORMATION: 

The Corporation is particularly 

interested in comments that: 

• Evaluate whether the proposed 

collection of information is necessary 

for the proper performance of the 

functions of the Corporation, including 

whether the information will have 

practical utility; 

• Evaluate the accuracy of the 

agency’s estimate of the burden of the 

proposed collection of information, 

including the validity of the 

methodology and assumptions used; 

• Enhance the quality, utility, and 

clarity of the information to be 

collected; and 

• Minimize the burden of the 

collection of information on those who 

are expected to respond, including the 

use of appropriate automated, 

electronic, mechanical, or other 

technological collection techniques or 

other forms of information technology 

(e.g., permitting electronic submissions 

of responses). 

Background: 

VISTA Alumni will be surveyed to 

determine how well VISTA training 

prepared them for their VISTA service. 

VISTA Project Supervisors will be 

surveyed to determine how well VISTA 

training prepared their VISTA members 

for service. Surveys will be conducted 

electronically through Survey Monkey. 

Current Action 

This is a new information collection 

request. 

Type of Review: New. 

Agency: Corporation for National and 

Community Service. 

Title: VISTA Training Evaluation 

Alumni & Project Supervisor Survey. 

OMB Number: NA. 

Agency Number: None. 

Affected Public: VISTA Alumni & 

VISTA Project Supervisors. 

Total Respondents: 600. 

Frequency: Once. 

Average Time per Response: 30 

minutes. 

Estimated Total Burden Hours: 300 

hours. 

Total Burden Cost (capital/startup): 

None. 


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