**UNITED STATESSECURITIES AND EXCHANGE COMMISSION**

**WASHINGTON,D.C. 20549**

**FORM 10‐K**

(Mark one)

**/X/ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIESEXCHANGE ACT OF 1934**

**    For the fiscal year endedDecember 31, 2022OR**

**//TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIESEXCHANGE ACT OF 1934**

**For the transition period from****            ****to****            **

 

 

 

**Commission file number:****333-259741-04**

 

**Central Index Key Number of the issuing entity:****0001950141**

 

**BANK 2022-BNK44**

**(exact name of issuing entity as specified in itscharter)**

 

**Central Index Key Number of the depositor:0001547361**

 

**Morgan Stanley Capital I Inc.**

**(exact name of the depositor as specified in itscharter)**

 

**Central Index Key Number of the sponsor:0001541557**

 

**Morgan Stanley MortgageCapital Holdings LLC**

**(exact name of the sponsor as specified in its charter)**

 

**Central Index Key Number of the sponsor:****0000740906**

 

**Wells Fargo Bank, NationalAssociation**

**(exact name of the sponsor as specified in its charter)**

 

**Central Index Key Number of the sponsor:****0001102113**

 

**Bank of America, National Association**

**(exact name of the sponsor as specified in its charter)**

 

**Central Index Key Number of the sponsor:****0001577313**

 

**National Cooperative Bank,N.A.**

**(exact name of the sponsor as specified in its charter)**

 

 

  

| **New York**                                                        | **38-4238355**

**38-4238356**

**38-7290376** |
|---------------------------------------------------------------------|------------------------------------------------|
| **(State or other jurisdiction of incorporation or  organization)** | **(I.R.S. Employer Identification Numbers)**   |

 

**c/o Computershare Trust Company, N.A.**

**9062 Old Annapolis Road**

** Columbia, MD**

**(Address of principal executive offices)**

 

**21045**

**(Zip Code)**

 

**Telephone number, including area code:**

**(410) 884‐2000**

Securitiesregistered pursuant to Section 12(b) of the Act:

   

| Title of each class | Trading Symbol(s) | Name of each exchange on which registered |
|---------------------|-------------------|-------------------------------------------|
| None                |              |                                      |

 

Securitiesregistered pursuant to Section 12(g) of the Act:

 

  NONE.

 

Indicateby check mark if the registrant is a well-known seasoned issuer, as defined inRule 405 of the Securities Act.

 

  Yes___ No X

 

Indicateby check mark if the registrant is not required to file reports pursuant toSection 13 or Section 15(d) of the Act.

 

  Yes___ No X

 

Note- Checking the box above will not relieve any registrant required to filereports pursuant to Section 13 or 15(d) of the Exchange Act from theirobligations under those Sections.

 

Indicate by check mark whether the registrant (1) has filed all reportsrequired to be filed by Section 13 or 15(d) of the Securities Exchange Act of1934 during the preceding 12 months (or for such shorter period that theregistrant was required to file such reports), and (2) has been subject to suchfiling requirements for the past 90 days.

 

  YesX No ___

 

Indicateby check mark whether the registrant has submitted electronically everyInteractive Data File required to be submitted pursuant to Rule 405 ofRegulation S-T (Section 232.405 of this chapter) during the preceding 12 months(or for such shorter period that the registrant was required to submit suchfiles).

 

  Notapplicable.

 

Indicateby check mark whether the registrant is a large accelerated filer, anaccelerated filer, a non-accelerated filer, a smaller reporting company, oremerging growth company. See the definitions of "large acceleratedfiler", "accelerated filer," "smaller reportingcompany," and “emerging growth company” in Rule 12b-2 of the Exchange Act.

 

 Largeaccelerated filer ___ Accelerated filer ___ Non-accelerated filer X (Do not check if a smaller reporting company)Smaller reporting company ___

 

Emerginggrowth company ___

 

Ifan emerging growth company, indicate by check mark if the registrant haselected not to use the extended transition period for complying with any new orrevised financial accounting standards provided pursuant to Section 13(a) ofthe Ex­change Act.

 

  Notapplicable.

 

Indicateby check mark whether the registrant has filed a report on and attestation toits management’s assessment of the effectiveness of its internal control overfinancial reporting under Section 404(b) of the Sarbanes-Oxley Act (15 U.S.C.7262(b)) by the registered public accounting firm that prepared or issued itsaudit report.

 

 Not applicable.

 

Ifsecurities are registered pursuant to Section 12(b) of the Act, indicate bycheck mark whether the financial statements of the

registrantincluded in the filing reflect the correction of an error to previously issuedfinancial statements.

 

Not applicable.

 

Indicateby check mark whether any of those error corrections are restatements thatrequired a recovery analysis of incentive-based compensation received by any ofthe registrant’s executive officers during the relevant recovery periodpursuant to §240.10D-1(b).

 

Not applicable.

 

Indicateby check mark whether the registrant is a shell company (as defined in Rule12b-2 of the Act).

 

  Yes___ No X

 

Statethe aggregate market value of the voting and non-voting common equity held bynon-affiliates computed by reference to the price at which the common equitywas last sold, or the average bid and asked price of such common equity, as ofthe last business day of the registrant's most recently completed second fiscalquarter.

 

  Notapplicable.

 

Indicateby check mark whether the registrant has filed all documents and reportsrequired to be filed by Section 12, 13 or 15(d) of the Securities Exchange Actof 1934 subsequent to the distribution of securities under a plan confirmed bya court.

 

  Notapplicable.

 

Indicatethe number of shares outstanding of each of the registrant's classes of commonstock, as of the latest practicable date.

 

  Notapplicable.

 

DOCUMENTSINCORPORATED BY REFERENCE

 

Listhereunder the following documents if incorporated by reference and the Part ofthe Form 10-K (e.g., Part I, Part II, etc.) into which the document isincorporated: (1)Any annual report to security holders; (2) Any proxy orinformation statement; and (3)Any prospectus filed pursuant to Rule 424(b) or(c) under the Securities Act of 1933. The listed documents should be clearlydescribed for identification purposes (e.g., annual report to security holdersfor fiscal year ended December 24, 1980).

 

  Notapplicable.

 

**EXPLANATORY NOTES**

 

The BANK 2022-BNK44 mortgage pool includesthe following mortgage loans, each of which is serviced pursuant to a separatepooling and servicing agreement (each, an “Outside Pooling and ServicingAgreement”):

 

•   the Constitution Centermortgage loan, which is serviced pursuant to the MSC 2022-L8 pooling andservicing agreement attached hereto as Exhibit 4.2;

 

•   the One Campus Martiusmortgage loan, which is serviced pursuant to the Benchmark 2022-B36 pooling andservicing agreement attached hereto as Exhibit 4.3; and

 

•   the High Street mortgage loan, which is servicedpursuant to the BANK 2022-BNK43 pooling and servicing agreement attached heretoas Exhibit 4.4.

Except as set forth below, each of theparties to each pooling and servicing agreement listed in the Exhibit Indexboth (1) participates in the servicing function for purposes of Item 1122 ofRegulation AB and (2) constitutes a servicer that meets the criteria in Item1108(a)(2)(i) through (iii) of Regulation AB for purposes of Item 1123 ofRegulation AB:

 

•   The trustee under a poolingand servicing agreement has a nominal role with respect to the mortgage poolsecuritized pursuant to such pooling and servicing agreement.  Thetrustee’s only servicing function is the contingent obligation to make certainadvances if the master servicer under such pooling and servicing agreementfails to do so, while all other servicing functions are performed by otherparties.  The trustee under each of the pooling and servicing agreementslisted in the Exhibit Index has confirmed to the registrant that it has notmade any such contingent advances during the reporting period, and consequently,each such trustee does not participate in the servicing function for purposesof Item 1122 of Regulation AB, nor does it perform the functions of a servicerfor purposes of the definition of “servicer” under Item 1101 of Regulation ABor for purposes of Item 1123 of Regulation AB.

 

•   The certificate administratorunder a pooling and servicing agreement performs various payment administrationfunctions solely for the securitization governed by such pooling and servicingagreement and the mortgage pool securitized pursuant to such pooling andservicing agreement and does not have any obligations with respect to any othertransaction.  Consequently, the certificate administrator under an OutsidePooling and Servicing Agreement does not participate in the servicing functionfor purposes of Item 1122 of Regulation AB, nor does it perform the functionsof a servicer for purposes of the definition of “servicer” under Item 1101 ofRegulation AB or for purposes of Item 1123 of Regulation AB.

 

•   The operating advisor under apooling and servicing agreement represents the interests of seniorcertificateholders in the transaction governed by such pooling and servicingagreement and is responsible for monitoring the performance of the specialservicer under such pooling and servicing agreement and producing certainreports to certificateholders relating to the resolution of the mortgage poolsecuritized pursuant to such pooling and servicing agreement.  Theoperating advisor under a pooling and servicing agreement does not have anyobligations with respect to any other transaction and is solely obligated toperform loan reporting functions with respect to the securitization governed bysuch pooling and servicing agreement.  Consequently, the operating advisorunder an Outside Pooling and Servicing Agreement neither participates in theservicing function for purposes of Item 1122 of Regulation AB nor performs thefunctions of a servicer for purposes of the definition of “servicer” under Item1101 of Regulation AB or for purposes of Item 1123 of Regulation AB.  Inaddition, while the operating advisor under a pooling and servicing agreementhas certain reporting obligations in respect of the related mortgage pool, ithas no obligation to collect or disburse funds in respect of the mortgage poolor to administer any of the underlying mortgage loans.  Consequently, theoperating advisor under a pooling and servicing agreement participates in theservicing function for purposes of Item 1122 of Regulation AB, but is notresponsible for the “management or collection of the pool assets or makingallocations or distributions to holders of the asset-backed securities” withinthe meaning of “servicer” under Item 1101 of Regulation AB and does not performthe functions of a servicer for purposes of Item 1123 of Regulation AB. 

 

•   The asset representationsreviewer under a pooling and servicing agreement has a limited obligation toreview certain delinquent mortgage loans after a specified delinquencythreshold has been met and the required percentage of certificateholders voteto direct a review of such delinquent mortgage loans, and has no obligation tocollect or disburse funds in respect of the mortgage pool, to administer any ofthe underlying mortgage loans or to perform any servicing function. Consequently, the asset representations reviewer under a pooling and servicingagreement does not participate in the servicing function for purposes of Item1122 of Regulation AB, is not responsible for the “management or collection ofthe pool assets or making allocations or distributions to holders of theasset-backed securities” within the meaning of “servicer” under Item 1101 ofRegulation AB and does not perform the functions of a servicer for purposes ofItem 1123 of Regulation AB.

 

•   National Cooperative Bank,N.A. as NCB master servicer and NCB special servicer under the BANK 2022-BNK43pooling and servicing agreement, only has obligations in respect of certainmortgage loans sold to the BANK 2022-BNK43 securitization trust by NationalCooperative Bank, N.A. Such party has no obligations with respect to anymortgage loan included in the BANK 2022-BNK44 mortgage pool and therefore insuch capacity does not constitute a reporting “servicing function participant”for purposes of Item 1122 of Regulation AB, as specified in the Instruction 3to Item 1122, and does not constitute a reporting “servicer” for purposes ofItem 1123 of Regulation AB, as specified in the Instruction to Item 1123.

 

•   Midland Loan Services, a Division of PNC Bank, NationalAssociation is the master servicer under the MSC2022-L8 pooling and servicing agreement, pursuant to which the ConstitutionCenter mortgage loan is serviced, and the master servicer under the Benchmark2022-B36, pursuant to which the One Campus Martius mortgage loan isserviced.  Because Midland Loan Services, a Division of PNC Bank,National Association is not the BANK 2022-BNK44master servicer, is not affiliated with any sponsor and services only theConstitution Center mortgage loan and the One Campus Martius mortgage loan,which collectively constitute more than 5% but less than 10% of the mortgagepool, Midland Loan Services, a Division of PNC Bank, NationalAssociation, as MSC 2022-L8 master servicer andBenchmark 2022-B36 master servicer, constitutes a reporting “servicing functionparticipant” for purposes of Item 1122 of Regulation AB, as specified in theInstruction 3 to Item 1122, but does not constitute a reporting “servicer” forpurposes of Item 1123 of Regulation AB, as specified in the Instruction to Item1123.

 

•   LNR Partners, LLC is thespecial servicer under the MSC 2022-L8 pooling and servicing agreement,pursuant to which the Constitution Center mortgage loan is serviced. Because LNR Partners, LLC is not the BANK 2022-BNK44 special servicer, is notaffiliated with any sponsor and services only the Constitution Center mortgageloan, which constitutes more than 5% but less than 10% of the mortgage pool,LNR Partners, LLC, as MSC 2022-L8 special servicer, constitutes a reporting“servicing function participant” for purposes of Item 1122 of Regulation AB, asspecified in the Instruction 3 to Item 1122, but does not constitute areporting “servicer” for purposes of Item 1123 of Regulation AB, as specifiedin the Instruction to Item 1123.

 

•   Midland Loan Services, a Division of PNC Bank, NationalAssociation is the special servicer under the Benchmark2022-B36 pooling and servicing agreement, pursuant to which the One CampusMartius mortgage loan is serviced.  Because Midland Loan Services,a Division of PNC Bank, National Association is notthe BANK 2022-BNK44 special servicer, is not affiliated with any sponsor andservices only the One Campus Martius mortgage loan, which constitutes less than5% of the mortgage pool, Midland Loan Services, a Division of PNC Bank,National Association, as Benchmark 2022-B36 specialservicer, does not constitute a reporting “servicing function participant” forpurposes of Item 1122 of Regulation AB, as specified in the Instruction 3 toItem 1122, and does not constitute a reporting “servicer” for purposes of Item1123 of Regulation AB, as specified in the Instruction to Item 1123.

 

•   Greystone Servicing Company LLCis the special servicer under the BANK 2022-BNK43 pooling and servicingagreement, pursuant to which the High Street mortgage loan is serviced. Because Greystone Servicing Company LLC is notthe BANK 2022-BNK44 special servicer, is not affiliated with any sponsor andservices only the High Street mortgage loan, which constitutes less than 5% ofthe mortgage pool, Greystone Servicing Company LLC, as BANK 2022-BNK43 special servicer, does not constitutea reporting “servicing function participant” for purposes of Item 1122 ofRegulation AB, as specified in the Instruction 3 to Item 1122, and does notconstitute a reporting “servicer” for purposes of Item 1123 of Regulation AB,as specified in the Instruction to Item 1123.

 

In addition, each of the following partiesengaged the services of certain servicing function participants andsub-servicers for the reporting period, as set forth below:

 

• Wells Fargo Bank, National Association,as master servicer, engaged the services of CoreLogic Solutions, LLC as aservicing function participant in respect of the entire mortgage pool for thereporting period.

 

•   Wells Fargo Bank, NationalAssociation, as master servicer under the BANK 2022-BNK43 pooling and servicingagreement, pursuant to which the High Street mortgage loan is serviced, engagedthe services of CoreLogic Solutions, LLC as a servicing function participant inrespect of the High Street mortgage loan for the reporting period.

 

 

| **PART I**   |                            |
|-------------------|---------------------------------|
|              |                            |
| **Item 1.**  | **Business.**                   |
|              | Omitted.                        |
| **Item 1A.** | **Risk Factors.**          |
|              | Omitted.                        |
| **Item 1B.** | **Unresolved Staff  Comments.** |
|              | None.                           |
| **Item 2.**  | **Properties.**                 |
|              | Omitted.                        |
| **Item 3.**  | **Legal Proceedings.**     |
|              | Omitted.                        |
| **Item 4.**  | **Mine Safety Disclosures.**    |
|              | Omitted.                        |
|              |                            |   |

 

| **PART II**  |                                                                                                                |
|-------------------|---------------------------------------------------------------------------------------------------------------------|
|              |                                                                                                                |
| **Item 5.**  | **Market for Registrant's  Common Equity, Related Stockholder Matters and Issuer Purchases of Equity  Securities.** |
|              | Omitted.                                                                                                            |
| **Item 6.**  | **[Reserved]**                                                                                                      |
| **Item 7.**  | **Management's Discussion  and Analysis of Financial Condition and Results of Operations.**                         |
|              | Omitted.                                                                                                            |
| **Item 7A.** | **Quantitative and  Qualitative Disclosures About Market Risk.**                                                    |
|              | Omitted.                                                                                                            |
| **Item 8.**  | **Financial Statements and  Supplementary Data.**                                                                   |
|              | Omitted.                                                                                                            |
| **Item 9.**  | **Changes in and Disagreements  With Accountants on Accounting and Financial Disclosure.**                          |
|              | Omitted.                                                                                                            |
| **Item 9A.** | **Controls and Procedures.**                                                                                        |
|              | Omitted.                                                                                                            |
| **Item 9B.** | **Other Information.**                                                                                         |
|              | None.                                                                                                               |
| **Item 9C.** | **Disclosure Regarding  Foreign Jurisdictions that Prevent Inspections.**                                           |
|              | None.                                                                                                               |
|              |                                                                                                                |   |

 

| **PART III** |                                                                                                 |
|-------------------|------------------------------------------------------------------------------------------------------|
|              |                                                                                                 |
| **Item 10.** | **Directors, Executive  Officers and Corporate Governance.**                                         |
|              | Omitted.                                                                                             |
| **Item 11.** | **Executive Compensation.**                                                                          |
|              | Omitted.                                                                                             |
| **Item 12.** | **Security Ownership of Certain  Beneficial Owners and Management and Related Stockholder Matters.** |
|              | Omitted.                                                                                             |
| **Item 13.** | **Certain Relationships and  Related Transactions, and Director Independence.**                      |
|              | Omitted.                                                                                             |
| **Item 14.** | **Principal Accountant Fees  and Services.**                                                         |
|              | Omitted.                                                                                             |
|              |                                                                                                 |   |

 

**ADDITIONALDISCLOSURE ITEMS FOR REGULATION AB**

 

**Item1112(b) of Regulation AB, Significant Obligor Financial Information.**

 

Notapplicable.

 

**Item1114(b)(2) of Regulation AB, Significant Enhancement Provider FinancialInformation.**

 

No entityor group of affiliated entities provides any enhancement or other support forthe certificates as described under Item 1114 (a) of Regulation AB.

 

**Item1115(b) of Regulation AB, Certain Derivatives Instruments (FinancialInformation).**

 

Noentity or group of affiliated entities provides any derivative instruments forthe certificates as described under Item 1115 of Regulation AB.

 

**Item1117 of Regulation AB, Legal Proceedings.**

 

Theregistrant knows of no legal proceeding pending against the sponsors,depositor, trustee, issuing entity, servicer contemplated by Item 1108(a)(3) ofRegulation AB, originator contemplated by Item 1110(b) of Regulation AB, orother party contemplated by Item 1100(d)(1) of Regulation AB, or of which anyproperty of the foregoing is the subject, that is material to security holders.

 

**Item1119 of Regulation AB, Affiliations and Certain Relationships and RelatedTransactions.**

 

Theinformation regarding this Item has been provided previously in an annualreport on Form 10-K of the issuing entity or in the prospectus of the issuingentity filed in a 424(b)(2) filing dated November 22, 2022. 

 

**Item1122 of Regulation AB, Compliance with Applicable Servicing Criteria.**

 

Thereports on assessment of compliance with the servicing criteria forasset-backed securities and the related attestation reports on such assessmentsof compliance are attached hereto under Item 15.

 

Thereport on assessment of compliance with applicable servicing criteria furnishedpursuant to Item 1122 of Regulation AB by KeyBank National Associationdiscloses that a material instance of noncompliance occurred, as describedbelow:

 

KeyBankNational Association (KeyBank) has identified the following material instanceof noncompliance with servicing criteria 1122(d)(4)(ix) during the calendaryear ended December 31, 2022, with respect to the Platform. The materialinstance of noncompliance does not relate to KeyBank’s performance under anypooling and servicing agreement applicable to the securitization transactionthat is the subject of this Form 10-K.

 

1)Servicing Criteria impacted 

 

1122(d)(4)(ix) –Adjustments to interest rates or ratesof return for pool assets with variable rates are computed based on the relatedpool asset documents. 

 

2)Material Instance of Noncompliance with Servicing Criteria

 

During compliance testing, it was discovered, that notall FlexARM loan mortgagors were offered loan rates within 45-60 days beforethe rate change date, as required per the related pool asset documents. Per theNote, if the holder fails to offer a loan rate within 45-60 days of any changedate a margin of 2.25% is to be used. Given the notification was not made tothe borrowers, a 3% margin was incorrectly applied. The noncompliance in Item1122 (d)(4)(ix) is related to a servicing portfolio which is wholly owned bythe investor and is not held in a publicly traded security. 

 

3)Remediation

 

The following remediation procedures have beeninitiated by KeyBank: (i) the impacted mortgage loans are currently in theprocess of being identified, (ii) investor contact has been initiated, (iii)corrective actions are being considered and will be tracked and monitored bysenior management, (iv) procedures will be reviewed and revised, if necessary,to include new tracking and action steps to prevent this situation fromrecurring in the future, and (v) training will be provided to the relevantstaff members to prevent a recurrence.

 

**Item1123 of Regulation AB, Servicer Compliance Statement.**

 

Theservicer compliance statements are attached hereto under Item 15.

 

**PART IV**

 

**Item15. Exhibits, Financial Statement Schedules.**

 

(a) Exhibits.

 

(4.1) Pooling and Servicing Agreement, dated as ofNovember 1, 2022, between Morgan Stanley Capital I Inc., as depositor, WellsFargo Bank, National Association, as general master servicer, KeyBank NationalAssociation, as general special servicer, National Cooperative Bank, N.A., asNCB master servicer and as NCB special servicer, Computershare Trust Company,National Association, as certificate administrator, Wilmington Trust, NationalAssociation, as trustee, and Park Bridge Lender Services LLC, as operatingadvisor and as asset representations reviewer (filed as Exhibit 4.1 to theregistrant's Current Report on Form 8-K/A filed on January 19, 2023 under SECFile No. 333-259741-04 and incorporated by reference herein).

 

(4.2) Pooling and Servicing Agreement, dated as ofApril 1, 2022, between Morgan Stanley Capital I Inc., as depositor, MidlandLoan Services, a Division of PNC Bank, National Association, as masterservicer, LNR Partners, LLC, as special servicer, Computershare Trust Company,National Association, as certificate administrator, Wilmington Trust, NationalAssociation, as trustee, and Park Bridge Lender Services LLC, as operatingadvisor and asset representations reviewer, relating to the MSC 2022-L8securitization transaction, pursuant to which the Constitution Center MortgageLoan is serviced (filed as Exhibit 4.2 to the registrant's Current Report onForm 8-K/A filed on January 19, 2023 under SEC File No. 333-259741-04 andincorporated by reference herein).

 

(4.3) Pooling and Servicing Agreement, dated as ofAugust 1, 2022, between J.P. Morgan Chase Commercial Mortgage Securities Corp.,as depositor, Midland Loan Services, a Division of PNC Bank, NationalAssociation, as master servicer, Midland Loan Services, a Division of PNC Bank,National Association, as special servicer, Computershare Trust Company,National Association, as certificate administrator, Wilmington Trust, NationalAssociation, as trustee, and Park Bridge Lender Services LLC, as operating advisorand as asset representations reviewer, relating to the Benchmark 2022-B36securitization transaction, pursuant to which the One Campus Martius MortgageLoan is serviced (filed as Exhibit 4.3 to the registrant's Current Report onForm 8-K filed on November 22, 2022 under SEC File No. 333-259741-04 andincorporated by reference herein).

 

(4.4) Pooling and Servicing Agreement, dated as ofAugust 1, 2022, between Wells Fargo Commercial Mortgage Securities, Inc., asdepositor, Wells Fargo Bank, National Association, as general master servicer,Greystone Servicing Company LLC, as general special servicer, NationalCooperative Bank, N.A., as NCB master servicer and as NCB special servicer,Computershare Trust Company, N.A., as certificate administrator, WilmingtonTrust, National Association, as trustee, and Pentalpha Surveillance LLC, asoperating advisor and as asset representations reviewer, relating to the BANK2022-BNK43 securitization transaction, pursuant to which the High StreetMortgage Loan is serviced (filed as Exhibit 4.4 to the registrant's CurrentReport on Form 8-K filed on November 22, 2022 under SEC File No. 333-259741-04and incorporated by reference herein).

 

(31) Rule13a-14(d)/15d-14(d) Certification.

 

(33) Reports onassessment of compliance with servicing criteria for asset-backed securities.

 

33.1 Computershare Trust Company, National Association, asCertificate Administrator

 

33.2 Computershare Trust Company, National Association, asCustodian

 

33.3 Wells Fargo Bank, National Association, as MasterServicer

 

33.4 National Cooperative Bank, N.A., as NCB MasterServicer

 

33.5 KeyBank National Association, as Special Servicer

 

33.6 National Cooperative Bank, N.A., as NCB SpecialServicer (see Exhibit 33.4)

 

33.7 Park Bridge Lender Services LLC, as Operating Advisor

 

33.8 CoreLogic Solutions, LLC, as Servicing FunctionParticipant

 

33.9 Midland Loan Services, a Division of PNC Bank,National Association, as Master Servicer under the MSC 2022-L8 securitization,pursuant to which the following mortgage loans were serviced by such party:Constitution Center (from 11/22/22 to 12/31/22)

 

33.10 Midland Loan Services, a Division of PNC Bank,National Association, as Master Servicer under the Benchmark 2022-B36securitization, pursuant to which the following mortgage loans were serviced bysuch party: One Campus Martius (from 11/22/22 to 12/31/22) (see Exhibit 33.9)

 

33.11 Wells Fargo Bank, National Association, as Master Servicerunder the BANK 2022-BNK43 securitization, pursuant to which the followingmortgage loans were serviced by such party: High Street (from 11/22/22 to12/31/22) (see Exhibit 33.3)

 

33.12 CoreLogic Solutions, LLC, as Servicing FunctionParticipant under the BANK 2022-BNK43 securitization, pursuant to which thefollowing mortgage loans were serviced by such party: High Street (from11/22/22 to 12/31/22) (see Exhibit 33.8)

 

33.13 LNR Partners, LLC, as Special Servicer under the MSC2022-L8 securitization, pursuant to which the following mortgage loans wereserviced by such party: Constitution Center (from 11/22/22 to 12/31/22)

 

33.14 Computershare Trust Company, National Association, asCustodian under the MSC 2022-L8 securitization, pursuant to which the followingmortgage loans were serviced by such party: Constitution Center (from 11/22/22to 12/31/22) (see Exhibit 33.2)

 

33.15 Computershare Trust Company, National Association, asCustodian under the Benchmark 2022-B36 securitization, pursuant to which thefollowing mortgage loans were serviced by such party: One Campus Martius (from11/22/22 to 12/31/22) (see Exhibit 33.2)

 

33.16 Computershare Trust Company, National Association, asCustodian under the BANK 2022-BNK43 securitization, pursuant to which thefollowing mortgage loans were serviced by such party: High Street (from11/22/22 to 12/31/22) (see Exhibit 33.2)

 

(34). Attestation reports onassessment of compliance with servicing criteria for asset-backed securities.

 

34.1 Computershare Trust Company, National Association, asCertificate Administrator

 

34.2 Computershare Trust Company, National Association, asCustodian

 

34.3 Wells Fargo Bank, National Association, as MasterServicer

 

34.4 National Cooperative Bank, N.A., as NCB MasterServicer

 

34.5 KeyBank National Association, as Special Servicer

 

34.6 National Cooperative Bank, N.A., as NCB SpecialServicer (see Exhibit 34.4)

 

34.7 Park Bridge Lender Services LLC, as Operating Advisor

 

34.8 CoreLogic Solutions, LLC, as Servicing FunctionParticipant

 

34.9 Midland Loan Services, a Division of PNC Bank,National Association, as Master Servicer under the MSC 2022-L8 securitization, pursuantto which the following mortgage loans were serviced by such party: ConstitutionCenter (from 11/22/22 to 12/31/22)

 

34.10 Midland Loan Services, a Division of PNC Bank,National Association, as Master Servicer under the Benchmark 2022-B36securitization, pursuant to which the following mortgage loans were serviced bysuch party: One Campus Martius (from 11/22/22 to 12/31/22) (see Exhibit 34.9)

 

34.11 Wells Fargo Bank, National Association, as MasterServicer under the BANK 2022-BNK43 securitization, pursuant to which thefollowing mortgage loans were serviced by such party: High Street (from11/22/22 to 12/31/22) (see Exhibit 34.3)

 

34.12 CoreLogic Solutions, LLC, as Servicing FunctionParticipant under the BANK 2022-BNK43 securitization, pursuant to which thefollowing mortgage loans were serviced by such party: High Street (from11/22/22 to 12/31/22) (see Exhibit 34.8)

 

34.13 LNR Partners, LLC, as Special Servicer under the MSC2022-L8 securitization, pursuant to which the following mortgage loans wereserviced by such party: Constitution Center (from 11/22/22 to 12/31/22)

 

34.14 Computershare Trust Company, National Association, asCustodian under the MSC 2022-L8 securitization, pursuant to which the followingmortgage loans were serviced by such party: Constitution Center (from 11/22/22to 12/31/22) (see Exhibit 34.2)

 

34.15 Computershare Trust Company, National Association, asCustodian under the Benchmark 2022-B36 securitization, pursuant to which thefollowing mortgage loans were serviced by such party: One Campus Martius (from11/22/22 to 12/31/22) (see Exhibit 34.2)

 

34.16 Computershare Trust Company, National Association, asCustodian under the BANK 2022-BNK43 securitization, pursuant to which thefollowing mortgage loans were serviced by such party: High Street (from11/22/22 to 12/31/22) (see Exhibit 34.2)

 

(35). Servicer compliancestatement.

 

35.1 Computershare Trust Company, National Association, asCertificate Administrator

 

35.2 Computershare Trust Company, National Association, asCustodian

 

35.3 Wells Fargo Bank, National Association, as MasterServicer

 

35.4 National Cooperative Bank, N.A., as NCB Master Servicer

 

35.5 KeyBank National Association, as Special Servicer

 

35.6 National Cooperative Bank, N.A., as NCB SpecialServicer (see Exhibit 35.4)

 

35.7 Wells Fargo Bank, National Association, as MasterServicer under the BANK 2022-BNK43 securitization, pursuant to which thefollowing mortgage loans were serviced by such party: High Street (from11/22/22 to 12/31/22) (see Exhibit 35.3)

 

35.8 Computershare Trust Company, National Association, asCustodian under the MSC 2022-L8 securitization, pursuant to which the followingmortgage loans were serviced by such party: Constitution Center (from 11/22/22to 12/31/22) (see Exhibit 35.2)

 

35.9 Computershare Trust Company, National Association, asCustodian under the Benchmark 2022-B36 securitization, pursuant to which thefollowing mortgage loans were serviced by such party: One Campus Martius (from11/22/22 to 12/31/22) (see Exhibit 35.2)

 

35.10 Computershare Trust Company, National Association, asCustodian under the BANK 2022-BNK43 securitization, pursuant to which thefollowing mortgage loans were serviced by such party: High Street (from11/22/22 to 12/31/22) (see Exhibit 35.2)

 

(99.1) Mortgage Loan Purchase Agreement, dated as ofNovember 10, 2022, between Morgan Stanley Capital I Inc. and Morgan StanleyMortgage Capital Holdings LLC (filed as Exhibit 99.1 to the registrant'sCurrent Report on Form 8-K filed on November 22, 2022 under SEC File No.333-259741-04 and incorporated by reference herein).

 

(99.2) Mortgage Loan Purchase Agreement, dated as ofNovember 10, 2022, between Morgan Stanley Capital I Inc. and Wells Fargo Bank,National Association (filed as Exhibit 99.2 to the registrant's Current Reporton Form 8-K filed on November 22, 2022 under SEC File No. 333-259741-04 andincorporated by reference herein).

 

(99.3) Mortgage Loan Purchase Agreement, dated as ofNovember 10, 2022, between Morgan Stanley Capital I Inc. and Bank of America,National Association (filed as Exhibit 99.3 to the registrant's Current Reporton Form 8-K filed on November 22, 2022 under SEC File No. 333-259741-04 andincorporated by reference herein).

 

(99.4) Mortgage Loan Purchase Agreement, dated as ofNovember 10, 2022, between Morgan Stanley Capital I Inc. and NationalCooperative Bank, N.A. (filed as Exhibit 99.4 to the registrant's CurrentReport on Form 8-K filed on November 22, 2022 under SEC File No. 333-259741-04and incorporated by reference herein).

 

(99.5) Agreement Between Note Holders, dated as ofOctober 11, 2022, by and between Bank of America, N.A., as initial note A-1-1holder, initial note A-1-2 holder, initial note A-1-3 holder and initial noteA-1-4 holder, and DBR Investments Co. Limited, as initial note A-2-1 holder,initial note A-2-2 holder, initial note A-2-3 holder and initial note A-2-4holder, relating to the Concord Mills loan combination (filed as Exhibit 99.5to the registrant's Current Report on Form 8-K filed on November 22, 2022 underSEC File No. 333-259741-04 and incorporated by reference herein).

 

(99.6) Intercreditor Agreement, dated as of March 1,2022, by and between Morgan Stanley Bank, N.A., as note A-1 holder, as note A-2holder, as note A-3 holder, as note A-4 holder, as note A-5 holder, as note A-6holder, as note A-7 holder, as note A-8 holder and as note A-9 holder, Sun LifeAssurance Company of Canada, as note B-1 holder, Sun Life Insurance (Canada)Limited, as note B-2 holder, and Sun Life Hong Kong Limited, as note B-3holder, relating to the Constitution Center loan combination (filed as Exhibit99.6 to the registrant's Current Report on Form 8-K filed on November 22, 2022under SEC File No. 333-259741-04 and incorporated by reference herein).

 

(99.7) Agreement Between Note Holders, dated as ofNovember 22, 2022, by and between Morgan Stanley Bank, N.A., as initial noteA-1 holder, Morgan Stanley Bank, N.A., as initial note A-2 holder, and MorganStanley Mortgage Capital Holdings LLC, as initial agent, relating to theMillennium Boston Retail loan combination (filed as Exhibit 99.7 to theregistrant's Current Report on Form 8-K filed on November 22, 2022 under SECFile No. 333-259741-04 and incorporated by reference herein).

 

(99.8) Agreement Between Note Holders, dated as ofApril 29, 2022, by and between Column Financial, Inc., as initial note A-1holder, and Morgan Stanley Bank, N.A., as initial note A-2 holder, relating tothe Pacific View loan combination (filed as Exhibit 99.8 to the registrant'sCurrent Report on Form 8-K filed on November 22, 2022 under SEC File No.333-259741-04 and incorporated by reference herein).

 

(99.9) Co-Lender Agreement, dated as of June 28, 2022,by and between JPMorgan Chase Bank, National Association, as initial note A-1holder, JPMorgan Chase Bank, National Association, as initial note A-2 holder,JPMorgan Chase Bank, National Association, as initial note A-3 holder, JPMorganChase Bank, National Association, as initial note A-4 holder, JPMorgan ChaseBank, National Association, as initial note A-5 holder, Morgan Stanley Bank,N.A., as initial note A-6 holder, Morgan Stanley Bank, N.A., as initial noteA-7 holder, and Morgan Stanley Bank, N.A., as initial note A-8 holder, relatingto the One Campus Martius loan combination (filed as Exhibit 99.9 to theregistrant's Current Report on Form 8-K filed on November 22, 2022 under SECFile No. 333-259741-04 and incorporated by reference herein).

 

(99.10) Co-Lender Agreement, dated as of September 22,2022, by and among Wells Fargo Bank, National Association and Goldman SachsBank USA, relating to the Tanger Outlets Columbus loan combination (filed asExhibit 99.10 to the registrant's Current Report on Form 8-K filed on November22, 2022 under SEC File No. 333-259741-04 and incorporated by referenceherein).

 

(99.11) Agreement Between Note Holders, dated as ofJuly 19, 2022, by and between Wells Fargo Bank, National Association, asinitial note A-1 holder, and Wells Fargo Bank, National Association, as initialnote A-2 holder, relating to the High Street loan combination (filed as Exhibit99.11 to the registrant's Current Report on Form 8-K filed on November 22, 2022under SEC File No. 333-259741-04 and incorporated by reference herein).

 

(b) See (a) above.

 

(c) NotApplicable.

 

**SIGNATURES**

 

Pursuantto the requirements of Section 13 or 15(d) of the Securities Exchange Act of1934, the registrant has duly caused this report to be signed on its behalf bythe undersigned, thereunto duly authorized.

 

MorganStanley Capital I Inc.

(Depositor)

 

By:/s/ Jane Lam

JaneLam, President

(seniorofficer in charge of securitization of the depositor)

 

Date: March 29, 2023