### April 4,2014 Office ofthe Chief Counsel Attention: FAA Part 16 Airport Proceedings Docket, AC0-100, Federal Aviation Administration, 800 Independence Ave., SW., Washington, DC, 20591. REF FAA Docket No.16·13·03

Dear Sir or Madam. My mane is Hiroaki Nishio who Is complant of FAA Docket No 16·13·03. Iam going to respond to Request for additional infrmatiotion for FAA Docket No 16-13-03.

1.Provide evidence to the Record the Commplainnant 

### has made an effort to obtain the required 

### 10 M liadility insurance. I

### am going to attach letters ofdenial for $10M liability insurance. 2.AIIeges 

### thatthe cost to obtain the require liability is cost prohibitive. I am going to attach AOPA lnsrance Agency Catalog. 3.The historical record ofinsurance. I 

### am going to attach Aon lnsrance liability insurance payment record. I

### am going to attach an executed original and 3 

### Copies ofThis letter and USPS 

### Certify receipt for the Respondent.

Thank You.

PO SOX 

### 5910 CHRB Saipan MP 96950 USA E-mail hiroaki230@gmail.com Cell 670 287 0464



### 1

# 1e1 TradersInsuranceCompany

# ~I~**.** 1st Floor Alexander Building, Beach Road, San Jose Village P.O. Box 5024-73, Saipan, MP 96950 Tel, (670) 234--778817789 Faxo (670) 234--8899 \Vebsite: www.tradersinsco.com



## April 3, 2014


## Mr. Hiroaki Nishio President Coral Ocean Airways, Inc. Dba Saipan FlightAcademy P.O. Box 5325 CHRB Saipan MP 96950 Subject: Aviation Liability Insurance Dear Sir: Due to underwriting restrictions, we regret to advice that we are not on the position to provide coverage on the above captioned subject at this time. We hope you understand our position on this matter. Thank You. "rely,.

# ~~~ _/Licop

# Maf:~~~

I 

## Cc: file

### 03 April 2014


### SAIPAN FLIGHT ACADEMY P.O. Box 5325 CHRB Saipan MP 96950
Gentlemen: 

# Ao.n Insurance A1icronesia (SaitJan) lnc.

Re : AIRCRAFT LIABILITY INSURANCE
We are constrained to advise that due to underwriting restrictions, we are unable to support your need for a $10,000,000.00 Liability Insurance for your Cessna 172.
We hope we can be ofservice in other ways.
Thank you.

Very trulyyours,

TOM BERNARDO Sr. Underwriter 

# •

P.O. Box 502177, Saipan, MP96950 1stFloor,TSLPlaza, BeachRoad, Garapan, Saipan Telephone: (670) 234-2811 • Facsimile: (670) 234-5462INSURANCi'**S~RVICES** 

### Application for CFI Non-Owned Aircraft Insurance
INSTRUCTIONS: Indicate which aircraft type you intend to fly by checking all that apply. OSing!e Engine land aMulti Engine Land ORotorwing OSeap!ane/Amphib Note: For coverage in Hawaii, Alaska or Kentucky, please contact AOPA Insurance Services at**1~800-622-AOPA** (2672] as the premiums listed do not apply. Coverage is not available to pilots under the age of 18. For Single Engine Land this insurance is for your personal and noncommercial and dual instruction use of non-owned, fixed wing, nonpressurized, aircraft having a non-turbine engine of 450 horsepower or less (including non-powered sailplanes), capacity of seven (7) or less total seats, and a standard, experimental, restricted, or light sport aircraft certificate, and not furnished to you for more than thirty (30) consecutive days. Multi Engine, Rotorwing and Seaplanes are not included in this coverage. Ifonly applying for Single Eng;ne Land, continue to complete this application in its entirety. For All Other Aircraft Types, please cal! AOPA Insurance Services for a custom quote at l-800-622-AOPA [2672=. 

# 11**~·.~~~**

# ..**~~!.~.~~~.t~.~.~····························································** ALL FIELDS must be completed One individual only_ No Corporations. Full Name Address

AOPA Member No. Cell# Email Occupation Pilot Certificate: Home#

0 Student 0 Private 0 Recreational 0 Commercial DOB Work#

0 Sport DATP Logged Hours: (Total) (Last 12 Months) Dual Flight Instruction Hours Given: (last 12 Months) Make/Model of aircraft you normally fly: Total Hours in Make/Model: Within the_ Last 36 Months Hqve You'": Be_en cited for ViOlation ofan-y federal AViation**R:egula~io'n?** Had YO!.lr_pi!ot's/drlver's license surrendered,**sus~nded** or re-Voked? Been convicted of operating an aircraft or motorvehicle while under the influence of c;lrugs or alcohOl?**B~n** involved in any aircraft -a'ccident/incident or aviation insurance claim? 0 No Cl Yes
Cl No
- DYes

1:1 No, OYes
0 No OYes**Plet~se** Mark Changes**~** ·-·- " ' ' "

-- -- -' - •Jf 'yoU answered ye'S to any of the <ibove questions. please. -call AOPA Insurance-services at**1·_800-622~AOPA** [2672f Additional lnfon:nation may be required to determine your el!glbllity forinsurance-in this program. 

# II**~!.~~.~~~~**..

# ~.~:!!.~~-~.!~...

# ~~~~~.:.~.~j-~~:.~:.~~-~~::.~~.~~~~-~i~?:~~t.:•• Protects against claims for Bodily Injury and Property Damage that you may become legally obligated to pay for arising from your operation of a non-owned aircraft Damage to the non-owned aircraft is not covered, but may be purchased in Section 3. Coverage is extended to a loss arising from professional malpractice as respects dual flight instruction, flight review or check rides conducted by you in a non-owned aircraft.



### • Optional Coverage:



## .... ,

## ........................................................................................... • Liability Limit Desired for Damage to NonMOwned Aircraft Protects**ag~inst** claims for damage to the non-owned aircraft, including its loss of use and $5,000 each occurrence of no-fault deductible coverage. May be purchased only if required coverage above is also purchased.

. ·. ·· -Limit of**No_n~** "AOPA Member Mernber_ L!abl!!til Rate Rate.;..;_ __: ·:.**-~~mrtOf** NonMember" LiabilitY Rate CJ $5,000 $99 $94 CJ $60,000 $600 CJ $10,000 $175 -$166 CJ $80,000 $775 CJ $20,000 $250 $238 CJ $100,000 $975 CJ $30,000 $350 $333 CJ $150,000 $!,425 CJ $40,000 $450 $428 CJ $200,000 $1,goo CJ I declme Phys1cal Damage Coverage

• Employer as Additional Insured Coverage

Cl I hereby elect to purchase Employer Additional Insured Coverage Employer Name Employer Address AOPA 

## I Mefnber ·

Rilte $570 $736 $926 $1,354 $1,8p5

$50/yr

Coverage shall not apply to any loss arising out of the Additional Insured's activities Involving the manufacture, sale, repair or service of aircraft or aircraft parts, components oraccessories, oroperations of any airport, hangar facility, flying service or pilot activity,

• Civil Air Patrol Coverage Includes Civil Air Patrol missions defined as flights In conjunction with or on behalf ofthe Civil Air Patrol. Civil Air Patrol uses include search & rescue missions, aerial photography, courier, and aerial surveillance flights ordered by a corporate officer of the Civil Air Patrol ortheirdesignee.

Cl I hereby electto purchase Civil Air Patrol Coverage $50/yr 

# • Premium Calc:ulatlon



# II**<;:overage-underwrit_t~n** by: AIG Aerospace· insurance Services,- Inc. 

### Payment lnformatic:»n

-

## ..........;

## .......· 

## ....................................................... -

## ........,

## ......................................................................................................................................... 1wlsh_to_have my c;overage become effective on 0 'MM/DD/YY Cl ASAP !_acknowledge that -mY _policy will become effective upon AOPA InsUrance Services· _receiPt and acceptance of this application; my medjcal and pilot certificates-are current with-necess.:iry ratings required by the FAA; -and when I have paid the premium In fulL PremiUm is 50% fully earned Upon the 'lncepti<ih date of the-policy;

_ ihe maximum that can be returned is 50% of_the total annual premium ifthe policY. is :eancelle:d. 0 Enclosed is a check for-the total premium, payable to: ,A.,OPA Insurance Services 0 I will be calling AOPA Insurance Services at i·S00·622·AOPA t26721 to pay bY

credit card. 0 ·Please e)Tiail my policy to me at (if different from above). I hereby certify_ that all**inform;;~tion** provided in this a'pplicatibn is true and ·complete to the best of my knowledge_ -and no _information has been withheld. ! agree that this application and the·terms and conditions of the-policy to be>·issued shall be the basis of the contract between the insuraf_lce company and me. ! understand that no insurance_ is in force unleSs_and until the insurance company or Its aUthorized**represent~tive** effects a binder· of- insurance or issues the policy. I authorize- the insurance company or its aUthorized repro;;!sentative -to investigate the statements contained herein. I have read and understandthe FRAUD WARNINGS on the reserve side_ ofthis application.
Date 

## Priority Code: L14XXWCFI

## CoverNote No DX0510861 

# Aviation

MICROL INSURANCE P.O BOX 2177 CK 8Devonshire Sguare LondonEC2M4l'L

tel: 020 7623 5500 fax: 020 76211511 

### GROUND FLOORLIM'S OFFICE BLDG CORN BEACH ROAD AND AIRPORT ROAD SAN JOSE 

### HCR SAIPAN MP96950 16th September2005 

### GUAM

Dear Sirs, 

### In accordance with yourinstructions we have effected the following Insurance for 100% 

### ofLimits.

TYPE:
FORM:
INSURED:

ADDRESS: PERIOD:
INTEREST:

SUM INSURED:

02805097 

### AVIATION LIABILITY INCLUDING PREMISES LIABILITY INSURANCE J(A) form with wording as expiringpolicynumber DX0410861 except as amended below. SAIPAN FLIGHT ACADEMY and/or Associated and/or Affiliated and/or Subsidiary Companies apd/or otherentities as may be required including Officers, Servants, Employees thereoffor theirrespective rights and interests. PO Box 5910 CHRB, Saipan, MP96950 Micronesia. From 23'• August 2005 to 23'• August 2006 both days at 00.01 hours local standard time at the address ofthe Insured. The Insured's Legal Liability for Third Party Liability (Property Damage/Bodily h1jury), 

### Passenger Legal Liability (including passenger baggage/personal effects), in 

### respect ofall aircraft owned, operated or used by the Insured or for which the Insured has agreed to be responsible, as detailed in the Schedule ofAircraft including Premises Legal Liability. (a) 

### AIRCRAFT LIABILITY: Combined Single Limit USD 1,000,000 each occurrence with Passenger Legal Liability limited to USD 100,000 any one person within Combined Single Limit. Page I 

### of5
Pleaseex:unine the terms, conditions and security shown on this Cove1· ::.ioteand advise us i.tnmediarely ifanr ofrhese arcnotin accordance v.-ith your requirements. A

### onLiwited

# ••

Aott

## Limited
Continuation ofCoverNote No. DX0510861 PAYMENT TERMS: Premiumpayable in full atinception. INFORMATION: SCHEDULEOFAIRCRAFT
Registration Passenger Seating 1. 

### Cessna 172M N-13230 3



### Placed With: 100.0000% ALLlANZ MARINE & AVIATION VERSICHERUNGS AG, MUNICH, GERMANY* 100.0000% 

# *Alhanz

2 MinsterCourt, Mincing Lane, London, EC3R 7XA

DutytoDisclose Material Information Material Informationis informationthatwould influence an insurerin deciding whether a risk is acceptable and, ifso, the premium, terms andCi\llditions tobe applied. Failure to disclose such informationcouldresult in thepolicybeing rendered void so that claimswould not bepaid. The duty ofdisclosure is re-imposed when there are changes orvariations in coverand whenthe policy isrenewed orextended. Inaddition, changes which substantially increase the risk, orrelate to compliance with a warranty or condition in the policy mustbe notified at once. To ensurethat coveris not prejudiced,please referto Aon if

### there is any doubt as to what information needs to be disclosed.

LSW 1001 Several Liability Notice (Insurance) The subscribinginsurers' obligations under contracts ofinsurance to whichthey subscribe are several and notjointand are limited solelytotheextent oftheirindividual subscriptions. The subscribing insurers are notresponsible for the subscription ofany co-subscribinginsurer who for any reason does not satisfy all orpartofits obligations.

### SITUATION: CONDITIONS: Continuation ofCoverNote No. DX0510861 (b) PREMISES LIABILITY: USDl,OOO,OOO any one occurrence Property Damage Deductible USDSOO each and every loss. Saipan and Neighbouring Islands. Uses: Commercial Pilots: Mr. 

### Hirokai Nishio Baggage Deductibles: USD750 each and every Joss (not applicable inthe eventof an accidentto the aircraft). Automatic pro rata additions and deletions as perAdditions and Deletions AVN18A (liability) amended to include additions ofany type ofaircraftup to the maximum seating capacity stated in the Schedule ofAircraft. War, Hi-jacking and OtherPerils Exclusion Clause A VN48B writing back all paragraphs except (b) per Extended Coverage Endorsement (Aviation Liabilities) A VN52E subject sub-limit ofUSDl,OOO,OOO any one occurrence and in the annual aggregate exceptwithrespectto passengers, baggage and personal effects to whomfull policy limit(s) shall apply. This sub-limit shall applywithin the full policy limit and not in addition thereto. In respect of Aircraft Liability only. NuclearRisks Exclusion Clause- A VN38B. Noise and Pollution and Other Perils Exclusion Clause A VN46B (not applicable to Passenger Bodily Injury). Search and Rescue Extei'!sion Clause (Limit USDJ00,000) sny one operation/aggregate) A VN62. Cross Liability Clause AVN63. Date Recognition Exclusion Clause A VN2000A. The Contracts (Rights ofThirdParties) Act 1999 Exclusion Clause AVN72 Notwithstanding anything contained herein to the contrary, itis understood and agreed thatthe term "passengers" shall be deemed to include: 

# I() I db 

# I' 

# .

Aon!Jmited ContinuationofCoverNote No, DX0510861 Remuneration Aon Limited, Specialty is committed to a remuneration model thatis transparent for the client, fairto all parties andregulatory compliantFull disclosureofallremunerationreceivedbyAonLimited, Specialtyis fundaments) to this approach and is detsiled on the attacheddebitnote.

Yours faithfully, AonLimited, Aviation

As part ofour commitment to continual improvement, wewelcome any commentsyoumay have on the serviceprovided, Please contact Aviation at: 

### avqm@aon.co.uk

### Name Attn Street City Zip 

### Hdg Saipan Flight Academy P.O. Box 5325 CHRB Saipan 96950 Hiroaki Nishio St 

## MP Csr Client # SAIP-36 Conglom# Agency 

### 1 Branch 1 

### Broker Code CL Pr NotePh-R Ph-B Ph-F Ocp
Item 

## # Date Trn Type Due Date B I? 

### Description

16936 17024 17852 17853 18681 20087 21428 22662 24134 36322 36917 37204 38 624 38651 40062 41346 424 94 44017 45818 53974 54570 56123 5768 0 59187 60593 62174 63394 65238 67163 68328 70140 73161 73546 75308 75309 76993 78385 79840 81523 83121 84 663 86016 90407 91367 92313 93640 94585 96408 08/25/2000 08/25/2000 09/14/2000 09/14/2000 09/28/2000 10/30!2000 11/29/2000 12/28/2000 01/30/2001 09/13/2001 09/24/2001 10/03/2001 10/29/2001 10/31/2001 11/28/2001 12/31/2001 01/26/2002 02/27/2002 03/25/2002 08/22/2002 08/30/2002 09/30/2002 10/31/2002 11/27/2002 12/30/2002 01/30/2003 02/24/2003 03/25/2003 04/28/2003 05/20/2003 06/26/2003 08/22/2003 08/28/2003 09/29/2003 09/29/2003 10/29/2003 11/25/2003 12/29/2003 01/28/2004 02/26/2004 03/25/2004 04/21/2004 07/23/2004 08/13/2004 08/31/2004 09/28/2004 10/20/2004 11/30/2004 NEW AVIA PAY -EN AVIA NEW AVIA PAY PAY PAY PAY PJ\Y REN AVIA PAY +EN AVIA PAY -EN AVIA PAY PAY PAY PAY PAY REN AVIA PAY PAY PAY PAY PAY PAY PAY PAY PAY PAY PAY REN AVIA PAY PAY PAY PAY PAY PAY PAY PAY PAY PAY PAY REN AVIA PAY PAY PAY PAY 08/25/2000 A 1973 CESSNA 172M 08/28/2000 A Y OR#23097/UBC1650 09/14/2000 A Reverse Entry Error 09/14/2000 A Aircraft Insurance 09/29/2000 A Y OR#23654/UBC1656 10/30/2000 A Y OR#24131/BOG1688 11/30/2000 A Y OR#24579/BOG1696 12/28/2000 A Y OR#24991/BOG1702 01/30/2001 A Y OR#25495/BOG1709 09/13/2001 A Aircraft Liability renewal 09/26/2001 A Y OR#30036/Amex 10/03/2001 A War Risk Buy Back 10/31/2001 A Y OR#30778/Amex 10/31/2001 A Y2k Profit Commission 11/29/2001 A Y OR#31230/Amex 12/31/2001 A Y OR#31712/Amex 01/28/2002 A Y OR#32172/Amex 02/28/2002 A Y OR#32823/Amex 03/28/2002 A Y OR#33475/Amex 08/23/2002 A Aircraft Liab yr 2002-03 08/31/2002 A Y OR#36844/Amex 09/30/2002 A Y OR#37455/Amex 10/31/2002 A Y OR#38041/Arnex 11/29/2002 A Y OR#38570/Amex 12/31/2002 A Y OR#39090/Amex 01/31/2003 A Y OR#39685/Amex 02/25/2003 A Y OR#40177/Amex 03/26/2003 A Y OR#40807/Amex 04/29/2003 A Y OR#41538/Amex 05/22/2003 A Y OR#42006/Amex 06/27/2003 A Y OR#42659/Amex 08/23/2003 A 'ilircraft Liability yr 2003-04 08/29/2003 A Y OR#43886/Amex 09/30/2003 A Y OR#44487/Amex 09/30/2003 A Y OR#44488/Amex 10/30/2003 A Y OR#45216/Amex 11/26/2003 A Y OR#45701/Amex 12/30/2003 A Y OR#46232/Amex 01/27/2004 A Y OR#46730/Amex 02/27/2004 A Y OR#47292/Amex 03/29/2004 A Y OR#47866/Amex 04/22/2004 A Y OR#48380/Amex 07/26/2004 A Y OR#50054/Amex 08/23/2004 A Hull Liability 08/31/2004 A Y OR#50751/Amex 09/29/2004 A Y OR#51302/Amex 10/20/2004 A Y OR#51705/Amex 11/30/2004 A Y OR#52309/Amex 

### 287-0464

Amount 10000.00 -1700.00 -10000.00

10000.00 -1750.00 -1700.00 -1850.00 -1700.00 -1300.00

4500.00 -1000.00

1005.00 -1000.00

-340.00 -800.00 -800.00 -800.00 -321.00 -444.00 9750.00 -1000.00 -1000.00 -1000.00 -1000.00 -1000.00 -1000.00 -1000.00

-800.00 -802.00 -800.00 -348.00 11000. DO -1000.00 -1000.00

-500.00 -1500.00 -1500.00 -1500.00 -1000.00 -1000.00 -1000.00 -1000.00 -1000.00 10500.00 -1500.00 -1500.00 -2000.00 -1500.00

### Item# Date Trn Type Due Date B !? 

### Description Amount 97328 12/21/2004 PAY 12/21/2004 A y 

### OR#52629/Amex -1000.00 99064 01/31/2005 PAY 01/31/2005 A y 

### OR#53282/Amex -1000.00 100505 02/28/2005 PAY 02/28/2005 A y 

### OR#53796/Amex -1000.00 108143 08/01/2005 PAY 08/02/2005 A y 

### OR#56682/Amex -1000.00 109113 08/24/2005 REN AVIA 08/24/2005 A Aviation Renewal 2005-2006 10500.00 109445 08/29/2005 PAY 08/30/2005 A y 

### OR#57397/Amex -1000.00 110873 09/28/2005 PAY 09/29/2005 A y 

### OR#57986/Amex -1500.00 112420 10/31/2005 PAY 10/31/2005 A y 

### OR#58561/Amex -1000.00 113582 11/28/2005 PAY 11/29/2005 A y 

### OR#59067/Amex -1000.00 115222 12/29/2005 PAY 12/30/2005 A y 

### OR#59642/Amex -1000.00 116848 01/30/2006 PAY 01/31/2006 A y 

### OR#60226/Amex -1000.00 118303 02/27/2006 PAY 02/28/2006 A y 

### OR#60790/Amex -1000.00 120233 03/30/2006 PAY 03/30/2006 A y 

### OR#61493/Amex -1000.00 122152 05/02/2006 PAY 05/05/2006 A y 

### OR#62234/Arnex -200.00 125079 06/28/2006 TRN 06/28/2006 A y 

### Client Transfer from CORAL-2 -800.00 Balance: 

### 0.00



# •Certificate ofservice.

I hereby certifythat I have this day served the foregoing formal complaint on the following Persons atthe following addresses and bythe United States mail (certified Mail)

Executive Director Commonwealth Port Authority PO BOX 501055 Saipan, MP96950-105S Respondent

Office ofthe Chief Counsel Attention: FAA Part 16Airport Proceedings Docket, AC0-100, Federal Aviation Administration, 800 Independence Ave., SW., Washington, DC, 20591. FAA

April4,2014

Hiroaki Nishio PO BOX 5910 CHRB Saipan MP 96950 USA



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**$3~30** 1-<.•:i" 

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### $ H.21 

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