----

----

| x | QUARTERLY      REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF      1934 |
|---|---------------------------------------------------------------------------------------------------|

| ROEBLING      FINANCIAL CORP, INC.                         |
|------------------------------------------------------------|
| (Exact      name of Registrant as specified in itscharter) |

| New      Jersey                                                         |   | 55-0873295                                |
|-------------------------------------------------------------------------|--------|-------------------------------------------|
| (State      or other jurisdiction ofincorporation      or organization) |   | (I.R.S.      Employer Identification No.) |

| Route      130 South and Delaware Avenue, Roebling, New Jersey |   | 08554           |   |
|----------------------------------------------------------------|--------|-----------------|--------|
| (Address      of principal executive offices)                  |   | (Zip      Code) |   |

| (609)      499-9400                                            |
|----------------------------------------------------------------|
| (Registrant’s      telephone number, including areacode) |

| NA                                                                                            |
|-----------------------------------------------------------------------------------------------|
| (Former      name, former address and former fiscal year, if changed since last      report)) |

|   | Large      accelerated filer o                                                 |   | Accelerated      filer o         |
|--------|--------------------------------------------------------------------------------|--------|----------------------------------|
|   | Non-accelerated      filer o(Do      not check if a smaller reporting company) |   | Smaller      reporting company x |

| Class                            |   | Outstanding           |
|----------------------------------|--------|-----------------------|
| $.10      par value common stock |   | 1,686,527      shares |

----

|                                                                  |                                                                                                  |   | PageNumber         |
|-----------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------|--------|--------------------|
|                                                                  |
| PART      I - FINANCIAL INFORMATION OF ROEBLING FINANCIAL CORP,  INC. |
|                                                                  |                                                                                                  |   |               |
| Item      1.                                                          | Consolidated      Financial Statements and Notes Thereto                                              |   | 1 -      12        |
| Item      2.                                                          | Management’s      Discussion and Analysis of Financial Condition and Results of      Operations |   | 13      – 16 |
| Item      3.                                                          | Quantitative      and Qualitative Disclosures About Market Risk                                       |   | 16                 |
| Item      4T.                                                         | Controls      and Procedures                                                                          |   | 17                 |
|                                                                  |                                                                                                  |   |               |
| PART      II - OTHER INFORMATION                                      |
|                                                                  |                                                                                                  |   |               |
| Item      1.                                                          | Legal      Proceedings                                                                                |   | 18                 |
| Item      1A                                                          | Risk      Factors                                                                                     |   | 18                 |
| Item      2.                                                          | Unregistered      Sales of Equity Securities and Use of Proceeds                                      |   | 18                 |
| Item      3.                                                          | Defaults      upon Senior Securities                                                                  |   | 18                 |
| Item      4.                                                          | Submission      of Matters to a Vote of Security Holders                                              |   | 18                 |
| Item      5.                                                          | Other      Information                                                                                |   | 18                 |
| Item      6.                                                          | Exhibits                                                                                              |   | 19                 |
|                                                                  |                                                                                                  |   |               |
| SIGNATURES                                                            |                                                                                                  |   | 20                 |

----

| ROEBLING      FINANCIAL CORP, INC. AND SUBSIDIARY                             |   |              |    |   |               |   |
|-------------------------------------------------------------------------------|--------|-------------------|---------|--------|--------------------|--------|
| CONSOLIDATED      STATEMENTS OF FINANCIAL CONDITION                           |   |              |    |   |               |   |
|                                                                          |   |              |    |   |               |   |
| (Unaudited)                                                                   |   |              |    |   |               |   |
|                                                                          |   |              |    |   |               |   |
| (In      thousands, except share data)                                        |   |              |    |   |               |   |
|                                                                          |   | December      31, |    |   | September      30, |   |
|                                                                          |   | 2009              |    |   | 2009               |   |
|                                                                          |   |              |    |   |               |   |
| Assets                                                                        |   |              |    |   |               |   |
|                                                                          |   |              |    |   |               |   |
| Cash      and due from banks                                                  |   | $                 | 1,790   |   |               | $      | 2,081 |   |
| Interest-bearing      deposits                                                |   |              | 3,280   |   |               |   | 1,993 |   |
|      Total      cash and cash equivalents            |   |              | 5,070   |   |               |   | 4,074 |   |
|                                                                          |   |              |    |   |               |   |   |   |
| Securities      available for sale                                            |   |              | 37,889  |   |               |   | 41,418 |   |
| Securities      held to maturity                                              |   |              | 142     |   |               |   | 148 |   |
| Loans      receivable, net                                                    |   |              | 116,588 |   |               |   | 118,428 |   |
| Real      estate owned                                                        |   |              | 1,585   |   |               |   | 1,203 |   |
| Accrued      interest receivable                                              |   |              | 549     |   |               |   | 609 |   |
| Federal      Home Loan Bank of New York stock, at cost                        |   |              | 949     |   |               |   | 859 |   |
| Premises      and equipment                                                   |   |              | 3,302   |   |               |   | 3,294 |   |
| Other      assets                                                             |   |              | 3,940   |   |               |   | 2,313 |   |
|      Total      assets                               |   | $                 | 170,014 |   |               | $      | 172,346 |   |
|                                                                          |   |              |    |   |               |   |   |   |
| Liabilities      and Stockholders' Equity                                     |   |              |    |   |               |   |   |   |
|                                                                          |   |              |    |   |               |   |   |   |
| Liabilities                                                                   |   |              |    |   |               |   |   |   |
|                                                                          |   |              |    |   |               |   |   |   |
| Deposits                                                                      |   | $                 | 136,917 |   |               | $      | 141,218 |   |
| Borrowed      funds                                                           |   |              | 15,000  |   |               |   | 13,000 |   |
| Advances      from borrowers for taxes and insurance                          |   |              | 481     |   |               |   | 493 |   |
| Other      liabilities                                                        |   |              | 1,435   |   |               |   | 1,368 |   |
|      Total      liabilities                          |   |              | 153,833 |   |               |   | 156,079 |   |
|                                                                          |   |              |    |   |               |   |   |   |
| Stockholders'      equity                                                     |   |              |    |   |               |   |   |   |
|                                                                          |   |              |    |   |               |   |   |   |
| Serial      preferred stock, $0.10 par value; 5,000,000 shares    authorized; |   |              |    |   |               |   |   |   |
|   none      issued                                                  |   |              | -       |   |               |   | - |   |
| Common      stock; $0.10 par value; 20,000,000 shares authorized;             |   |              |    |   |               |   |   |   |
|   1,718,473      issued                                             |   |              | 172     |   |               |   | 172 |   |
| Additional      paid-in-capital                                               |   |              | 10,378  |   |               |   | 10,380 |   |
| Treasury      stock; 31,946 shares, at cost                                   |   |              | (190    | )      |               |   | (190 | ) |
| Unallocated      employee stock ownership plan shares                         |   |              | (369    | )      |               |   | (388 | ) |
| Unallocated      restricted stock plan shares                                 |   |              | (107    | )      |               |   | (97 | ) |
| Deferred      compensation obligation                                         |   |              | 220     |   |               |   | 187 |   |
| Stock      purchased for deferred compensation plan                           |   |              | (220    | )      |               |   | (187 | ) |
| Retained      earnings - substantially restricted                             |   |              | 5,646   |   |               |   | 5,727 |   |
| Accumulated      other comprehensive income (loss):                           |   |              |    |   |               |   |   |   |
|   Unrealized      gain on securities available for sale, net of tax |   |              | 782     |   |               |   | 798 |   |
|   Defined      benefit plan, net of tax                             |   |              | (131    | )      |               |   | (135 | ) |
|      Total      stockholders' equity                 |   |              | 16,181  |   |               |   | 16,267 |   |
|                                                                          |   |              |    |   |               |   |   |   |
|      Total      liabilities and stockholders' equity |   | $                 | 170,014 |   |               | $      | 172,346 |   |
|                                                                          |   |              |    |   |               |   |   |   |
|                                                                          |   |              |    |   |               |   |   |   |
| See      notes to unaudited consolidated financial statements.                |   |              |    |   |               |   |   |   |

----

| ROEBLING      FINANCIAL CORP, INC. AND SUBSIDIARY                                                        |   |                            |                      |   |   |   |
|----------------------------------------------------------------------------------------------------------|--------|---------------------------------|---------------------------|--------|--------|--------|
| CONSOLIDATED      STATEMENTS OF INCOME AND COMPREHENSIVE INCOME                                          |   |                            |                      |   |
|                                                                                                     |   |                            |                      |   |   |   |
| (Unaudited)                                                                                              |   |                            |                      |   |   |   |
|                                                                                                     |   |                            |                      |   |   |   |
| (In      thousands, except per share data)                                                               |   |                            |                      |   |   |   |
|                                                                                                     |   | For      the Three Months Ended |                      |
|                                                                                                     |   | December      31,               |                      |
|                                                                                                     |   | 2009                            |                      |   | 2008   |   |
|                                                                                                     |   |                            |                      |   |   |   |
| Interest      income:                                                                                    |   |                            |                      |   |   |   |
|    Loans      receivable                                                                  |   | $                               | 1,612                     |   |   | $      | 1,655 |   |
|    Securities                                                                             |   |                            | 416                       |   |   |   | 492 |   |
|    Other      interest-earning assets                                                     |   |                            | 13                        |   |   |   | 15 |   |
|         Total      interest income                               |   |                            | 2,041                     |   |   |   | 2,162 |   |
|                                                                                                     |   |                            |                      |   |   |   |   |   |
| Interest      expense:                                                                                   |   |                            |                      |   |   |   |   |   |
|    Deposits                                                                               |   |                            | 545                       |   |   |   | 722 |   |
|    Borrowed      funds                                                                    |   |                            | 104                       |   |   |   | 68 |   |
|         Total      interest expense                              |   |                            | 649                       |   |   |   | 790 |   |
|                                                                                                     |   |                            |                      |   |   |   |   |   |
| Net      interest income before provision for loan losses                                                |   |                            | 1,392                     |   |   |   | 1,372 |   |
| Provision      for loan losses                                                                           |   |                            | 425                       |   |   |   | 70 |   |
|         Net      interest income after provision for loan losses |   |                            | 967                       |   |   |   | 1,302 |   |
|                                                                                                     |   |                            |                      |   |   |   |   |   |
| Non-interest      income:                                                                                |   |                            |                      |   |   |   |   |   |
|    Loan      fees                                                                         |   |                            | 22                        |   |   |   | 12 |   |
|    Account      servicing and other                                                       |   |                            | 107                       |   |   |   | 112 |   |
|    Gain      on sale of loans                                                             |   |                            | 2                         |   |   |   | - |   |
|         Total      non-interest income                           |   |                            | 131                       |   |   |   | 124 |   |
|                                                                                                     |   |                            |                      |   |   |   |   |   |
| Non-interest      expense:                                                                               |   |                            |                      |   |   |   |   |   |
|    Compensation      and benefits                                                         |   |                            | 582                       |   |   |   | 675 |   |
|    Occupancy      and equipment                                                           |   |                            | 141                       |   |   |   | 145 |   |
|    Service      bureau and data processing                                                |   |                            | 139                       |   |   |   | 138 |   |
|    Federal      deposit insurance premiums                                                |   |                            | 82                        |   |   |   | 25 |   |
|    Real      estate and repossessed asset expense, net                                    |   |                            | 30                        |   |   |   | 4 |   |
|    Other      expense                                                                     |   |                            | 269                       |   |   |   | 213 |   |
|         Total      non-interest expense                          |   |                            | 1,243                     |   |   |   | 1,200 |   |
|                                                                                                     |   |                            |                      |   |   |   |   |   |
|         Income      (loss) before income tax expense (benefit)   |   |                            | (145                      | )      |   |   | 226 |   |
| Income      tax expense (benefit)                                                                        |   |                            | (64                       | )      |   |   | 79 |   |
|         Net      income (loss)                                   |   |                            | (81                       | )      |   |   | 147 |   |
|                                                                                                     |   |                            |                      |   |   |   |   |   |
| Other      comprehensive income (loss), net of tax:                                                      |   |                            |                      |   |   |   |   |   |
|    Unrealized      gain (loss) on securities available for sale, net of tax               |   |                            | (16                       | )      |   |   | 372 |   |
|    Adjustment      to minimum pension liability                                           |   |                            |     4 |   |   |   | 13 |   |
| Comprehensive      income (loss)                                                                         |   | $                               | (93                       | )      |   | $      | 532 |   |
|                                                                                                     |   |                            |                      |   |   |   |   |   |
| Earnings      (loss) per common share:                                                                   |   |                            |                      |   |   |   |   |   |
|   Basic                                                                                        |   | $                               | (0.05                     | )      |   | $      | 0.09 |   |
|   Diluted                                                                                      |   | $                               | (0.05                     | )      |   | $      | 0.09 |   |
|                                                                                                     |   |                            |                      |   |   |   |   |   |
| Weighted      average number of shares outstanding:                                                      |   |                            |                      |   |   |   |   |   |
|   Basic                                                                                        |   |                            | 1,564                     |   |   |   | 1,665 |   |
|   Diluted                                                                                      |   |                            | 1,564                     |   |   |   | 1,666 |   |
|                                                                                                     |   |                            |                      |   |   |   |   |   |
| See      notes to unaudited consolidated financial statements.                                           |   |                            |                      |   |   |   |   |   |

----

| ROEBLING      FINANCIAL CORP, INC. AND SUBSIDIARY              |   |   |   |   |       |   |   |     |   |   |        |   |   |        |   |   |         |   |   |           |   |   |
|----------------------------------------------------------------|--------|--------|--------|--------|------------|--------|--------|----------|--------|--------|-------------|--------|--------|-------------|--------|--------|--------------|--------|--------|----------------|--------|--------|
| CONSOLIDATED      STATEMENT OF CHANGES IN STOCKHOLDERS' EQUITY |   |   |   |   |       |   |   |     |   |   |        |   |   |        |   |   |
|                                                           |   |   |   |   |       |   |   |     |   |   |        |   |   |        |   |   |         |   |   |           |   |   |   |   |   |   |   |   |   |   |
| (Unaudited)                                                    |   |   |   |   |       |   |   |     |   |   |        |   |   |        |   |   |         |   |   |           |   |   |   |   |   |   |   |   |   |   |
|                                                           |   |   |   |   |       |   |   |     |   |   |        |   |   |        |   |   |         |   |   |           |   |   |   |   |   |   |   |   |   |   |
| (In      thousands)                                            |   |   |   |   |       |   |   |     |   |   |        |   |   |        |   |   |         |   |   |           |   |   |   |   |   |   |   |   |   |   |
|                                                           |   |   |   |   |       |   |   |     |   |   |        |   |   |        |   |   |         |   |   | Common         |   |   |   |   |   | Accumulated |   |   |   |   |
|                                                           |   |   |   |   | Additional |   |   |     |   |   | Unallocated |   |   | Unallocated |   |   | Deferred     |   |   | Stock      for |   |   |   |   |   | Other |   |   |   |   |
|                                                           |   | Common |   |   | Paid-in    |   |   | Treasury |   |   | ESOP        |   |   | RSP         |   |   | Compensation |   |   | Deferred       |   |   | Retained |   |   | Comprehensive |   |   |   |   |
|                                                           |   | Stock  |   |   | Capital    |   |   | Stock    |   |   | Shares      |   |   | Shares      |   |   | Obligation   |   |   | Compensation   |   |   | Earnings |   |   | Income      (Loss) |   |   | Total |   |
|                                                           |   |   |   |   |       |   |   |     |   |   |        |   |   |        |   |   |         |   |   |           |   |   |   |   |   |   |   |   |   |   |
| Balance      at September 30, 2009                             |   | $      | 172    |   |       | $      | 10,380 |     |   | $      | (190        | )      |   | $           | (388   | )      |         | $      | (97    | )              |   | $      | 187 |   |   | $ | (187 | ) |   | $ | 5,727 |   |   | $ | 663 |   |   | $ | 16,267 |   |
|                                                           |   |   |   |   |       |   |   |     |   |   |        |   |   |        |   |   |         |   |   |           |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Net      loss for the three months                             |   |   |   |   |       |   |   |     |   |   |        |   |   |        |   |   |         |   |   |           |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
|   ended      December 31, 2009                       |   |   | -      |   |       |   | -      |     |   |   | -           |   |   |        | -      |   |         |   | -      |           |   |   | - |   |   |   | - |   |   |   | (81 | ) |   |   | - |   |   |   | (81 | ) |
|                                                           |   |   |   |   |       |   |   |     |   |   |        |   |   |        |   |   |         |   |   |           |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Amortization      of ESOP shares                               |   |   | -      |   |       |   | (8     | )        |   |   | -           |   |   |        | 19     |   |         |   | -      |           |   |   | - |   |   |   | - |   |   |   | - |   |   |   | - |   |   |   | 11 |   |
|                                                           |   |   |   |   |       |   |   |     |   |   |        |   |   |        |   |   |         |   |   |           |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Change      in unrealized gain (loss)                          |   |   |   |   |       |   |   |     |   |   |        |   |   |        |   |   |         |   |   |           |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
|   on      securities available for sale,             |   |   |   |   |       |   |   |     |   |   |        |   |   |        |   |   |         |   |   |           |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
|   net      of tax                                    |   |   | -      |   |       |   | -      |     |   |   | -           |   |   |        | -      |   |         |   | -      |           |   |   | - |   |   |   | - |   |   |   | - |   |   |   | (16 | ) |   |   | (16 | ) |
|                                                           |   |   |   |   |       |   |   |     |   |   |        |   |   |        |   |   |         |   |   |           |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Deferred      compensation plan                                |   |   | -      |   |       |   | -      |     |   |   | -           |   |   |        | -      |   |         |   | -      |           |   |   | 33 |   |   |   | - |   |   |   | - |   |   |   | - |   |   |   | 33 |   |
|                                                           |   |   |   |   |       |   |   |     |   |   |        |   |   |        |   |   |         |   |   |           |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Common      stock acquired for                                 |   |   |   |   |       |   |   |     |   |   |        |   |   |        |   |   |         |   |   |           |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
|   deferred      compensation plan                    |   |   | -      |   |       |   | -      |     |   |   | -           |   |   |        | -      |   |         |   | -      |           |   |   | - |   |   |   | (33 | ) |   |   | - |   |   |   | - |   |   |   | (33 | ) |
|                                                           |   |   |   |   |       |   |   |     |   |   |        |   |   |        |   |   |         |   |   |           |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Allocation      of RSP shares                                  |   |   | -      |   |       |   | 9      |     |   |   | -           |   |   |        | -      |   |         |   | (10    | )              |   |   | - |   |   |   | - |   |   |   | - |   |   |   | - |   |   |   | (1 | ) |
|                                                           |   |   |   |   |       |   |   |     |   |   |        |   |   |        |   |   |         |   |   |           |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Tax      expense of stock benefit plans                        |   |   | -      |   |       |   | (3     | )        |   |   | -           |   |   |        | -      |   |         |   | -      |           |   |   | - |   |   |   | - |   |   |   | - |   |   |   | - |   |   |   | (3 | ) |
|                                                           |   |   |   |   |       |   |   |     |   |   |        |   |   |        |   |   |         |   |   |           |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Adjustment      to mimimum pension                             |   |   |   |   |       |   |   |     |   |   |        |   |   |        |   |   |         |   |   |           |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
|   liability,      net of tax                         |   |   | -      |   |       |   | -      |     |   |   | -           |   |   |        | -      |   |         |   | -      |           |   |   | - |   |   |   | - |   |   |   | - |   |   |   | 4 |   |   |   | 4 |   |
|                                                           |   |   |   |   |       |   |   |     |   |   |        |   |   |        |   |   |         |   |   |           |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Balance      at December 31, 2009                              |   | $      | 172    |   |       | $      | 10,378 |     |   | $      | (190        | )      |   | $           | (369   | )      |         | $      | (107   | )              |   | $      | 220 |   |   | $ | (220 | ) |   | $ | 5,646 |   |   | $ | 651 |   |   | $ | 16,181 |   |

----

| ROEBLING      FINANCIAL CORP, INC. AND SUBSIDIARY                                                                                                                          |   |                            |   |   |   |   |
|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------|---------------------------------|--------|--------|--------|--------|
| CONSOLIDATED      STATEMENTS OF CASH FLOWS                                                                                                                                 |   |                            |   |   |   |   |
|                                                                                                                                                                       |   |                            |   |   |   |   |
| (Unaudited)                                                                                                                                                                |   |                            |   |   |   |   |
|                                                                                                                                                                       |   |                            |   |   |   |   |
| (In      thousands)                                                                                                                                                        |   |                            |   |   |   |   |
|                                                                                                                                                                       |   | For      the Three Months Ended |   |
|                                                                                                                                                                       |   | December      31,               |   |
|                                                                                                                                                                       |   | 2009                            |   |   | 2008   |   |
|                                                                                                                                                                       |   |                            |   |   |   |   |
| Cash      flows from operating activities:                                                                                                                                 |   |                            |   |   |   |   |
|    Net      income (loss)                                                                                                                                   |   | $                               | (81    | )      |   | $      | 147 |   |
|    Adjustments      to reconcile net income (loss) to cash (used in) provided    by                                                                         |   |                            |   |   |   |   |   |   |
|      operating      activities:                                                                                                                   |   |                            |   |   |   |   |   |   |
|          Depreciation                                                                                                         |   |                            | 50     |   |   |   | 64 |   |
|          Amortization      of premiums and discounts, net                                                                     |   |                            | 21     |   |   |   | (2 | ) |
|          Amortization      of deferred loan fees and costs, net                                                               |   |                            | 2      |   |   |   | (3 | ) |
|          Provision      for loan losses                                                                                       |   |                            | 425    |   |   |   | 70 |   |
|          Gain      on sale of loans                                                                                           |   |                            | (2     | )      |   |   | - |   |
|          Originations      of loans held for sale, net of repayments                                                          |   |                            | (276   | )      |   |   | (130 | ) |
|          Proceeds      from sale of loans held for sale                                                                       |   |                            | 278    |   |   |   | 130 |   |
|          Loss      on sale of real estate owned                                                                               |   |                            | 17     |   |   |   | - |   |
|          (Increase)      decrease in other assets                                                                             |   |                            | (1,621 | )      |   |   | 82 |   |
|          Decrease      (increase) in accrued interest receivable                                                              |   |                            | 60     |   |   |   | (63 | ) |
|          Increase      in other liabilities                                                                                   |   |                            | 74     |   |   |   | 87 |   |
|          Amortization/allocation      of ESOP and RSP                                                                         |   |                            | 10     |   |   |   | 21 |   |
|          Increase      in deferred compensation stock obligation                                                              |   |                            | 33     |   |   |   | 5 |   |
|                    Net      cash (used in) provided by operating activities |   |                            | (1,010 | )      |   |   | 408 |   |
|                                                                                                                                                                       |   |                            |   |   |   |   |   |   |
| Cash      flows from investing activities:                                                                                                                                 |   |                            |   |   |   |   |   |   |
|     Purchase      of securities available for sale                                                                                                     |   |                            | (3,041 | )      |   |   | (18,558 | ) |
|     Proceeds      from payments and maturities of securities available for    sale                                                                     |   |                            | 6,522  |   |   |   | 3,614 |   |
|     Proceeds      from payments and maturities of securities held tomaturity                                                                           |   |                            | 6      |   |   |   | 5 |   |
|     Loan      originations, net of principal repayments                                                                                                |   |                            | 721    |   |   |   | (1,151 | ) |
|     Proceeds      from sale of real estate owned                                                                                                       |   |                            | 292    |   |   |   | - |   |
|     Purchase      of Federal Home Loan Bank stock                                                                                                      |   |                            | (90    | )      |   |   | (567 | ) |
|     Purchase      of premises and equipment                                                                                                            |   |                            | (58    | )      |   |   | (12 | ) |
|                    Net      cash provided by (used in) investing activities |   |                            | 4,352  |   |   |   | (16,669 | ) |
|                                                                                                                                                                       |   |                            |   |   |   |   |   |   |
| Cash      flows from financing activities:                                                                                                                                 |   |                            |   |   |   |   |   |   |
|     Net      decrease in deposits                                                                                                                      |   |                            | (4,301 | )      |   |   | (298 | ) |
|     Net      increase in short-term borrowed funds                                                                                                     |   |                            | 5,000  |   |   |   | 8,600 |   |
|     (Repayment      of) proceeds from long-term borrowed funds                                                                                         |   |                            | (3,000 | )      |   |   | 4,000 |   |
|     Decrease      in advance payments by borrowers for taxes                                                                                           |   |                            |   |   |   |   |   |   |
|        and      insurance                                                                                                               |   |                            | (12    | )      |   |   | (23 | ) |
|     Dividends      paid                                                                                                                                |   |                            | -      |   |   |   | (167 | ) |
|     Purchase      of common shares for deferred compensation plan                                                                                      |   |                            | (33    | )      |   |   | (5 | ) |
|                    Net      cash (used in) provided by financing activities |   |                            | (2,346 | )      |   |   | 12,107 |   |
|                                                                                                                                                                       |   |                            |   |   |   |   |   |   |
|     Net      increase (decrease) in cash and cash equivalents                                                                                          |   |                            | 996    |   |   |   | (4,154 | ) |
|     Cash      and cash equivalents at beginning of period                                                                                              |   |                            | 4,074  |   |   |   | 6,355 |   |
|     Cash      and cash equivalents at end of period                                                                                                    |   | $                               | 5,070  |   |   | $      | 2,201 |   |
|                                                                                                                                                                       |   |                            |   |   |   |   |   |   |
| Supplemental      Disclosures of Cash Flow Information:                                                                                                                    |   |                            |   |   |   |   |   |   |
|     Cash      paid for:                                                                                                                                |   |                            |   |   |   |   |   |   |
|         Interest      on deposits and borrowed funds                                                                               |   | $                               | 648    |   |   | $      | 790 |   |
|         Income      taxes                                                                                                          |   |                            | -      |   |   |   | 22 |   |
|                                                                                                                                                                       |   |                            |   |   |   |   |   |   |
|     Transfer      of loans to real estate owned                                                                                                        |   |                            | 691    |   |   |   | - |   |
|                                                                                                                                                                       |   |                            |   |   |   |   |   |   |
|                                                                                                                                                                       |   |                            |   |   |   |   |   |   |
|                                                                                                                                                                       |   |                            |   |   |   |   |   |   |
| See      notes to unaudited consolidated financial statements.                                                                                                             |   |                            |   |   |   |   |   |   |

----

|                                                  |   |  Three      Months Ended |      |
|-------------------------------------------------------|--------|-------------------------------|-----------|
|                                                  |   |  December      31,       |      |
|                                                  |   | 2009                          |      |   | 2008 |   |
|                                                  |   |                          |      |   |   |   |
| Net      income (loss)                                |   | $                             | (81,182   | ) |   | $ | 146,934 |   |
|                                                  |   |                          |      |   |   |   |   |   |
| Weighted      average common shares                   |   |                          |      |   |   |   |   |   |
|   outstanding      for computation of       |   |                          |      |   |   |   |   |   |
|   basic      EPS (1)                        |   |                          | 1,564,221 |   |   |   | 1,664,714 |   |
|                                                  |   |                          |      |   |   |   |   |   |
| Common-equivalent      shares due to                  |   |                          |      |   |   |   |   |   |
|   the      dilutive effect of stock options |   |                          |      |   |   |   |   |   |
|   and      RSP awards                       |   |                          | -         |   |   |   | 1,550 |   |
|                                                  |   |                          |      |   |   |   |   |   |
| Weighted-average      common shares                   |   |                          |      |   |   |   |   |   |
|   for      computation of diluted EPS       |   |                          | 1,564,221 |   |   |   | 1,666,264 |   |
|                                                  |   |                          |      |   |   |   |   |   |
| Earnings      (loss) per common share:                |   |                          |      |   |   |   |   |   |
|    Basic                               |   | $                             | (0.05     | ) |   | $ | 0.09 |   |
|    Diluted                             |   | $                             | (0.05     | ) |   | $ | 0.09 |   |

----

|                                                                            |   |      |       |   | December      31, 2009 |   |      |      |   |
|---------------------------------------------------------------------------------|--------|-----------|------------|--------|------------------------|--------|-----------|-----------|--------|
|                                                                            |   | Amortized |       |   | Gross      Unrealized  |   |      | Estimated |   |
|                                                                            |   | Cost      |       |   | Gains                  |   |      | Losses    |   |   | Fair      Value |   |
|                                                                            |   |      |       |   |                   |   |      |      |   |   |   |   |
|    U.S.      Government and Agency Securities:                   |   |      |       |   |                   |   |      |      |   |   |   |   |
|       Due      within one year                    |   | $         | -          |   |                   | $      | -         |      |   | $ | - |   |   | $ | - |   |
|       Due      after one year through five years  |   |      | 1,500,000  |   |                   |   | 11,865    |      |   |   | - |   |   |   | 1,511,865 |   |
|       Due      after five years through ten years |   |      | 1,750,000  |   |                   |   | -         |      |   |   | 27,815 |   |   |   | 1,722,185 |   |
|                                                                            |   |      |       |   |                   |   |      |      |   |   |   |   |   |   |   |   |
|    Marketable      Equity Securities                             |   |      | 2,888      |   |                   |   | -         |      |   |   | 2,416 |   |   |   | 472 |   |
|                                                                            |   |      |       |   |                   |   |      |      |   |   |   |   |   |   |   |   |
|    Residential      Mortgage-backed Securities                   |   |      | 33,335,161 |   |                   |   | 1,319,768 |      |   |   | - |   |   |   | 34,654,929 |   |
|                                                                            |   |      |       |   |                   |   |      |      |   |   |   |   |   |   |   |   |
|                                                                            |   | $         | 36,588,049 |   |                   | $      | 1,331,633 |      |   | $ | 30,231 |   |   | $ | 37,889,451 |   |

|                                                                            |   |      |       |   | September      30, 2009 |   |      |      |   |
|---------------------------------------------------------------------------------|--------|-----------|------------|--------|-------------------------|--------|-----------|-----------|--------|
|                                                                            |   | Amortized |       |   | Gross      Unrealized   |   |      | Estimated |   |
|                                                                            |   | Cost      |       |   | Gains                   |   |      | Losses    |   |   | Fair      Value |   |
|                                                                            |   |      |       |   |                    |   |      |      |   |   |   |   |
|    U.S.      Government and Agency Securities:                   |   |      |       |   |                    |   |      |      |   |   |   |   |
|       Due      within one year                    |   | $         | 1,000,000  |   |                    | $      | 2,190     |      |   | $ | - |   |   | $ | 1,002,190 |   |
|       Due      after one year through five years  |   |      | 3,000,000  |   |                    |   | 26,693    |      |   |   | - |   |   |   | 3,026,693 |   |
|       Due      after five years through ten years |   |      | 1,500,000  |   |                    |   | 735       |      |   |   | 1,875 |   |   |   | 1,498,860 |   |
|                                                                            |   |      |       |   |                    |   |      |      |   |   |   |   |   |   |   |   |
|    Marketable      Equity Securities                             |   |      | 2,888      |   |                    |   | -         |      |   |   | 2,280 |   |   |   | 608 |   |
|                                                                            |   |      |       |   |                    |   |      |      |   |   |   |   |   |   |   |   |
|    Residential      Mortgage-backed Securities                   |   |      | 34,586,103 |   |                    |   | 1,308,181 |      |   |   | 4,856 |   |   |   | 35,889,428 |   |
|                                                                            |   |      |       |   |                    |   |      |      |   |   |   |   |   |   |   |   |
|                                                                            |   | $         | 40,088,991 |   |                    | $      | 1,337,799 |      |   | $ | 9,011 |   |   | $ | 41,417,779 |   |

----

|                                                                          |   | December      31, 2009 |      |
|-------------------------------------------------------------------------------|--------|------------------------|-----------|
|                                                                          |   | Under      One Year    |      |   | One      Year or More |   |
|                                                                          |   |                   |      |   |   |   |   |   |   |   |   |   |
|                                                                          |   |                   |      |   | Gross |   |   |   |   |   | Gross |   |
|                                                                          |   | Estimated              |      |   | Unrealized |   |   | Estimated |   |   | Unrealized |   |
|                                                                          |   | Fair      Value        |      |   | Loss |   |   | Fair      Value |   |   | Loss |   |
|                                                                          |   |                   |      |   |   |   |   |   |   |   |   |   |
| U.S.      Government and Agency Securities                                    |   | $                      | 1,722,185 |   |   | $ | 27,815 |   |   | $ | - |   |   | $ | - |   |
| Marketable      Equity Securities                                             |   |                   | -         |   |   |   | - |   |   |   | 472 |   |   |   | 2,416 |   |
| Residential      Mortgage-backed Securities                                   |   |                   | -         |   |   |   | - |   |   |   | - |   |   |   | - |   |
|                                                                          |   |                   |      |   |   |   |   |   |   |   |   |   |   |   |   |   |
|         Total      available for sale |   | $                      | 1,722,185 |   |   | $ | 27,815 |   |   | $ | 472 |   |   | $ | 2,416 |   |

|                                                                          |   | September      30, 2009 |      |
|-------------------------------------------------------------------------------|--------|-------------------------|-----------|
|                                                                          |   | Under      One Year     |      |   | One      Year or More |   |
|                                                                          |   |                    |      |   |   |   |   |   |   |   |   |   |
|                                                                          |   |                    |      |   | Gross |   |   |   |   |   | Gross |   |
|                                                                          |   | Estimated               |      |   | Unrealized |   |   | Estimated |   |   | Unrealized |   |
|                                                                          |   | Fair      Value         |      |   | Loss |   |   | Fair      Value |   |   | Loss |   |
|                                                                          |   |                    |      |   |   |   |   |   |   |   |   |   |
| U.S.      Government and Agency Securities                                    |   | $                       | 748,125   |   |   | $ | 1,875 |   |   | $ | - |   |   | $ | - |   |
| Marketable      Equity Securities                                             |   |                    | -         |   |   |   | - |   |   |   | 608 |   |   |   | 2,280 |   |
| Residential      Mortgage-backed Securities                                   |   |                    | 954,049   |   |   |   | 4,856 |   |   |   | - |   |   |   | - |   |
|                                                                          |   |                    |      |   |   |   |   |   |   |   |   |   |   |   |   |   |
|         Total      available for sale |   | $                       | 1,702,174 |   |   | $ | 6,731 |   |   | $ | 608 |   |   | $ | 2,280 |   |

|                                           |   | December      31, |    |   | September      30, |   |
|------------------------------------------------|--------|-------------------|---------|--------|--------------------|--------|
|                                           |   | 2009              |    |   | 2009               |   |
|                                           |   |              |    |   |               |   |
| Residential      Mortgage-backed Securities:   |   |              |    |   |               |   |
|    Amortized      cost          |   | $                 | 141,510 |   |               | $      | 148,011 |   |
|    Gross      unrealized gains  |   |              | 2,482   |   |               |   | 1,823 |   |
|    Gross      unrealized losses |   |              | -       |   |               |   | - |   |
|                                           |   |              |    |   |               |   |   |   |
|    Estimated      fair value    |   | $                 | 143,992 |   |               | $      | 149,834 |   |

----

|           |    |   |     |   | Weighted      Average |
|----------------|---------|--------|----------|--------|-----------------------|
| Number         |    |   | Exercise |   | Remaining             |
| of      Shares |    |   | Price    |   | Contractual      Life |
|           |    |   |     |   |                  |
|           | 54,642  |   |     | $      | 10.000                |   | 6.1      years |
|           | 51,600  |   |     |   | 12.725                |   | 6.7      years |
|           |    |   |     |   |                  |   |   |
|           | 106,242 |   |     | $      | 11.323                |   | 6.4      years |

|                                |   |           |   |   | Weighted        |   |
|-------------------------------------|--------|----------------|--------|--------|-----------------|--------|
|                                |   |           |   |   | Average         |   |
|                                |   | Number         |   |   | Grant      Date |   |
|                                |   | of      Shares |   |   | Fair      Value |   |
|                                |   |           |   |   |            |   |
| Outstanding      September 30, 2009 |   |           | 8,431  |   |            | $      | 7.968 |   |
| Granted                             |   |           | -      |   |            |   | - |   |
| Vested                              |   |           | (2,518 | )      |            |   | 8.786 |   |
| Forfeited                           |   |           | (1,001 | )      |            |   | 7.398 |   |
|                                |   |           |   |   |            |   |   |   |
| Outstanding      December 31, 2009  |   |           | 4,912  |   |            | $      | 7.665 |   |

----

|   | Level      1: | Quoted      prices in active markets for identical assets or    liabilities. |
|--------|---------------|------------------------------------------------------------------------------|

|   | Level      2: | Quoted      prices for similar assets or liabilities in active markets; quoted prices      for identical or similar assets or liabilities in inactive markets; or      observable market data. |
|--------|---------------|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|   | Level      3: | Unobservable      inputs where there is little, if any, market activity and that are      developed based on the best information available under the      circumstances. |
|--------|---------------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| (Dollars      in thousands)        |   | Level      1 |   |   | Level      2 |   |   | Level      3 |   |   | Total |   |
|------------------------------------|--------|--------------|--------|--------|--------------|--------|--------|--------------|--------|--------|-------|--------|
| Securities      available for sale |   | $            | -      |   |         | $      | 37,889 |         |   | $      | -     |   |   | $ | 37,889 |   |
| Impaired      loans                |   |         | -      |   |         |   | -      |         |   |   | 4,169 |   |   |   | 4,169 |   |
| Real      estate owned             |   |         | -      |   |         |   | -      |         |   |   | 1,585 |   |   |   | 1,585 |   |

----

----

|                               |   | Carrying |    |   | Fair   |   |
|------------------------------------|--------|----------|---------|--------|--------|--------|
|                               |   | Amount   |    |   | Value  |   |
|                               |   |     |    |   |   |   |
| Financial Assets                   |   |     |    |   |   |   |
|                               |   |     |    |   |   |   |
| Cash      and cash equivalents     |   | $        | 5,070   |   |   | $      | 5,070 |   |
| Securities      available for sale |   |     | 37,889  |   |   |   | 37,889 |   |
| Securities      held to maturity   |   |     | 142     |   |   |   | 144 |   |
| Loans      receivable              |   |     | 116,588 |   |   |   | 120,552 |   |
| Accrued      interest receivable   |   |     | 549     |   |   |   | 549 |   |
| FHLB      stock                    |   |     | 949     |   |   |   | 949 |   |
|                               |   |     |    |   |   |   |   |   |
| Financial Liabilities              |   |     |    |   |   |   |   |   |
|                               |   |     |    |   |   |   |   |   |
| Deposits                           |   |     | 136,917 |   |   |   | 138,744 |   |
| Borrowed      funds                |   |     | 15,000  |   |   |   | 15,279 |   |

----

----

| ITEM      2. | MANAGEMENT’S      DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF      OPERATIONS |
|--------------|-------------------------------------------------------------------------------------------------------|

----

----

|                           |   | Three      Months Ended |      |
|--------------------------------|--------|-------------------------|-----------|
|                           |   | December      31,       |      |
|                           |   | 2009                    |      |   | 2008 |   |
|                           |   |                    |      |   |   |   |
| Balance      - beginning       |   | $                       | 2,919,597 |   |   | $ | 955,687 |   |
| Provision      for loan losses |   |                    | 425,000   |   |   |   | 70,000 |   |
| Charge-offs                    |   |                    | (476,770  | ) |   |   | (86,023 | ) |
| Recoveries                     |   |                    | 54        |   |   |   | - |   |
|                           |   |                    |      |   |   |   |   |   |
| Balance      - ending          |   | $                       | 2,867,881 |   |   | $ | 939,664 |   |

----

| (Dollars      in thousands)         |   | Amount |   |   | Ratio  |   |
|-------------------------------------|--------|--------|--------|--------|--------|--------|
|                                |   |   |   |   |   |   |
| Tangible      capital               |   | $      | 13,745 |   |   |   | 8.15 | % |
| Tangible      capital requirement   |   |   | 2,531  |   |   |   | 1.50 | % |
| Excess      over requirement        |   | $      | 11,214 |   |   |   | 6.65 | % |
|                                |   |   |   |   |   |   |   |   |
| Core      capital                   |   | $      | 13,745 |   |   |   | 8.15 | % |
| Core      capital requirement       |   |   | 6,749  |   |   |   | 4.00 | % |
| Excess      over requirement        |   | $      | 6,996  |   |   |   | 4.15 | % |
|                                |   |   |   |   |   |   |   |   |
| Risk-based      capital             |   | $      | 15,067 |   |   |   | 14.06 | % |
| Risk-based      capital requirement |   |   | 8,570  |   |   |   | 8.00 | % |
| Excess      over requirement        |   | $      | 6,497  |   |   |   | 6.06 | % |

|                                            |   | At      or for the Three Months |   |
|-------------------------------------------------|--------|---------------------------------|--------|
|                                            |   | Ended      December 31,         |   |
|                                            |   | 2009      (1)                   |   |   | 2008      (1) |   |
| Earnings      (loss) per common share (2):      |   |                            |   |   |   |   |
| Basic                                           |   | $                               | (0.05  | ) |   | $ | 0.09 |   |
| Diluted                                         |   | $                               | (0.05  | ) |   | $ | 0.09 |   |
| Return      on average assets (1)               |   |                            | (0.19  | )% |   |   | 0.37 | % |
| Return      on average equity (1)               |   |                            | (2.00  | )% |   |   | 3.37 | % |
| Interest      rate spread (1)                   |   |                            | 3.12   | % |   |   | 3.05 | % |
| Net      interest margin (1)                    |   |                            | 3.47   | % |   |   | 3.56 | % |
| Non-interest      expense to average assets (1) |   |                            | 2.94   | % |   |   | 3.01 | % |
| Non-performing      assets to total assets      |   |                            | 4.77   | % |   |   | 1.00 | % |
| Non-performing      loans to total loans        |   |                            | 5.47   | % |   |   | 1.23 | % |
| Book      value per share (3)                   |   | $                               | 9.60   |   |   | $ | 10.28 |   |

| (1) | The      ratios for the three month periods presented are    annualized.                                                                                                                                                                                                                     |
|-----|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| (2) | The      average number of shares outstanding during the three months ended      December 31, 2009 was 1,564,221 basic and diluted.  The average      number of shares outstanding during the three months ended December 31,      2008 was 1,664,714 basic and 1,666,264 diluted. |
| (3) | There      were 1,686,527 shares outstanding at December 31, 2009 and 1,718,473      shares outstanding at December 31,2008.                                                                                                                                                                 |

----

----

| ITEM      1. | LEGAL      PROCEEDINGS |
|--------------|------------------------|

| ITEM      1A. | RISK      FACTORS |
|---------------|-------------------|

| ITEM      2. | UNREGISTERED      SALES OF EQUITY SECURITIES AND USE OFPROCEEDS |
|--------------|-----------------------------------------------------------------|

| Period                     |   | (a)Total      NumberOf      Shares (orUnits)      Purchased |   |   | (b)Average      PricePaid      per Share(or      Unit) |   |   | (c)      Total NumberOf      Shares (or Units)Purchased      as PartOf      PubliclyAnnounced      Plansor      Programs* |   |   | (d)      Maximum Number(or      Approximate DollarValue)      of Shares (orUnits)      that May Yet BePurchased      Under thePlans      or Programs* |   |
|----------------------------|--------|-------------------------------------------------------------|--------|--------|--------------------------------------------------------|--------|--------|---------------------------------------------------------------------------------------------------------------------------|--------|--------|-------------------------------------------------------------------------------------------------------------------------------------------------------|--------|
|                       |   |                                                        |   |   |                                                   |   |   |                                                                                                                      |   |   |                                                                                                                                                  |   |
| October      1 through 31  |   |                                                        | 3,100  | **     |                                                   | $      | 4.50   |                                                                                                                      |   |   | -                                                                                                                                                     |   |   |   | 64,153 |   |
|                       |   |                                                        |   |   |                                                   |   |   |                                                                                                                      |   |   |                                                                                                                                                  |   |   |   |   |   |
| November      1 through 30 |   |                                                        | 3,450  | **     |                                                   | $      | 5.00   |                                                                                                                      |   |   | -                                                                                                                                                     |   |   |   | 64,153 |   |
|                       |   |                                                        |   |   |                                                   |   |   |                                                                                                                      |   |   |                                                                                                                                                  |   |   |   |   |   |
| December      1 through 31 |   |                                                        | 200    | **     |                                                   | $      | 4.38   |                                                                                                                      |   |   | -                                                                                                                                                     |   |   |   | 64,153 |   |
|                       |   |                                                        |   |   |                                                   |   |   |                                                                                                                      |   |   |                                                                                                                                                  |   |   |   |   |   |
| Total                      |   |                                                        | 6,750  |   |                                                   | $      | 4.75   |                                                                                                                      |   |   | -                                                                                                                                                     |   |   |   |   |   |

|   | * | The      Company announced the repurchase of up to approximately 85,500 shares on      December 13, 2005 and 47,000 shares for the RSP on January 31,      2006 |
|--------|---|-----------------------------------------------------------------------------------------------------------------------------------------------------------------|

|   | ** | Represents      shares purchased for the Deferred Compensation  Plan. |
|--------|----|-----------------------------------------------------------------------|

| ITEM      3. | DEFAULTS      UPON SENIOR SECURITIES |
|--------------|--------------------------------------|

| ITEM      4. | SUBMISSION      OF MATTERS TO A VOTE OF SECURITYHOLDERS |
|--------------|---------------------------------------------------------|

| ITEM      5. | OTHER      INFORMATION |
|--------------|------------------------|

| (a)   |   | Not      applicable |
|-----------------|--------|---------------------|

| (b)   |   | Not      applicable |
|-----------------|--------|---------------------|

----

| 3.1        | Certificate      of Incorporation* |
|-----------------------------------------------|------------------------------------|

| 3.2        | Bylaws** |
|-----------------------------------------------|----------|

| 4.0        | Form      of Stock Certificate*** |
|-----------------------------------------------|-----------------------------------|

| 10.1        | Directors      Consultation and RetirementPlan******* |
|------------------------------------------------|-------------------------------------------------------|

| 10.2        | Stock      Option Plan**** |
|------------------------------------------------|----------------------------|

| 10.3        | Restricted      Stock Plan**** |
|------------------------------------------------|--------------------------------|

| 10.4        | Employment      Agreement between Janice A. Summers and Roebling    Bank******** |
|------------------------------------------------|----------------------------------------------------------------------------------|

| 10.5        | Employment      Agreement between Frank J. Travea, III and Roebling      Bank******** |
|------------------------------------------------|---------------------------------------------------------------------------------------|

| 10.6        | Roebling      Financial Corp, Inc. 2006 Stock OptionPlan***** |
|------------------------------------------------|---------------------------------------------------------------|

| 10.7        | Roebling      Bank 2006 Restricted StockPlan***** |
|------------------------------------------------|---------------------------------------------------|

| 10.8        | Directors      Change in Control SeverancePlan****** |
|------------------------------------------------|------------------------------------------------------|

| 10.9        | Directors      Deferred Compensation Agreement between John J. Ferry and Roebling      Bank******* |
|------------------------------------------------|----------------------------------------------------------------------------------------------------|

| 10.10        | Directors      Deferred Compensation Agreement between George N. Nyikita and Roebling      Bank******* |
|-------------------------------------------------|--------------------------------------------------------------------------------------------------------|

| 10.11        | Directors      Deferred Compensation Agreement between Mark V. Dimon and Roebling      Bank******** |
|-------------------------------------------------|-----------------------------------------------------------------------------------------------------|

| 10.12        | Supervisory      Agreement, dated June 17,2009********* |
|-------------------------------------------------|---------------------------------------------------------|

| 31        | Rule      13a-14(a)/15d-14(a) Certifications of Chief Executive Officer and Chief      Financial Officer |
|----------------------------------------------|----------------------------------------------------------------------------------------------------------|

| 32        | Section      1350 Certification |
|----------------------------------------------|---------------------------------|

| * | Incorporated      herein by reference to the Company’s Form 8-A (File No. 0-59069) filed      with the Commission on September 30,2004. |
|---|-----------------------------------------------------------------------------------------------------------------------------------------------|

| ** | Incorporated      herein by reference to the Company’s Quarterly Report on Form 10-QSB for      the quarter ended March 31, 2005. |
|----|-----------------------------------------------------------------------------------------------------------------------------------------|

| *** | Incorporated      herein by reference to the Company’s Registration Statement on Form SB-2      (File No. 333-116312) filed with the Commission on June 9,      2004. |
|-----|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| **** | Incorporated      herein by reference to Company’s Registration Statement on Form S-8 (File      No. 333-119839) filed with the Commission on October 20,    2004. |
|------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| ***** | Incorporated      herein by reference to Company’s Registration Statement on Form S-8 (File      No. 333-132059) filed with the Commission on February 27,      2006. |
|-------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| ****** | Incorporated      herein by reference to the Company’s Quarterly Report on Form 10-QSB for      the quarter ended March 31, 2008. |
|--------|-----------------------------------------------------------------------------------------------------------------------------------------|

| ******* | Incorporated      herein by reference to the Company’s Quarterly Report on Form 10-Q for the      quarter ended December 31, 2008. |
|---------|------------------------------------------------------------------------------------------------------------------------------------------|

| ******** | Incorporated      herein by reference to the Company’s Quarterly Report on Form 10-Q for the      quarter ended March 31, 2009. |
|----------|---------------------------------------------------------------------------------------------------------------------------------------|

| ********* | Incorporated      herein by reference to the Company’s Current Report on Form 8-K filed with      the Commission on June 18,2009. |
|-----------|-----------------------------------------------------------------------------------------------------------------------------------------|

----

|                                                |   | ROEBLING      FINANCIAL CORP, INC. |
|-----------------------------------------------------|--------|------------------------------------|
|   Date:  February      12, 2010 |   |   By:                    |   /s/      Frank J. Travea, III |
|                                                |   |                               | Frank      J. Travea, IIIPresident      and Chief Executive Officer(Principal      Executive Officer) |
|   Date:  February      12, 2010 |   |   By:                    |   /s/      Janice A. Summers |
|                                                |   |                               | Janice      A. SummersSenior      Vice President, Chief Operating Officer and Chief Financial      Officer(Principal      Financial and Accounting Officer) |