| X | QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 |
|---|-----------------------------------------------------------------------------------------|

| For the quarterly period ended | June 30, 2010 |
|--------------------------------|---------------|

| ROEBLING FINANCIAL CORP, INC.                          |
|--------------------------------------------------------|
| (Exact name of Registrant as specified in its charter) |

| New Jersey                                                    |   | 55-0873295                           |
|---------------------------------------------------------------|--------|--------------------------------------|
| (State or other jurisdiction ofincorporation or organization) |   | (I.R.S. Employer Identification No.) |

| Route 130 South and Delaware Avenue, Roebling, New Jersey |   | 08554      |   |
|-----------------------------------------------------------|--------|------------|--------|
| (Address of principal executive offices)                  |   | (Zip Code) |   |

| (609) 499-9400                                             |
|------------------------------------------------------------|
| (Registrant’s telephone number, including area code) |

| NA                                                                                  |
|-------------------------------------------------------------------------------------|
| (Former name, former address and former fiscal year, if changed since last report)) |

|   | Large accelerated filer o                                            |   | Accelerated filer o         |
|--------|----------------------------------------------------------------------|--------|-----------------------------|
|   | Non-accelerated filer o(Do not check if a smaller reporting company) |   | Smaller reporting company x |

| Class                       |   | Outstanding      |
|-----------------------------|--------|------------------|
| $.10 par value common stock |   | 1,686,527 shares |

----

|                                                            |   |                                                                                        |   | PageNumber |
|-----------------------------------------------------------------|--------|---------------------------------------------------------------------------------------------|--------|------------|
|                                                            |   |                                                                                        |   |       |
| PART I - FINANCIAL INFORMATION OF ROEBLING FINANCIAL CORP, INC. |   |
|                                                            |   |                                                                                        |   |       |
| Item 1.                                                         |   | Consolidated Financial Statements and Notes Thereto                                         |   | 1 - 13     |
| Item 2.                                                         |   | Management’s Discussion and Analysis of Financial Condition and Results of Operations |   | 14 - 18    |
| Item 3.                                                         |   | Quantitative and Qualitative Disclosures About Market Risk                                  |   | 18         |
| Item 4T.                                                        |   | Controls and Procedures                                                                     |   | 18         |
|                                                            |   |                                                                                        |   |       |
| PART II - OTHER INFORMATION                                     |   |                                                                                        |
|                                                            |   |                                                                                        |   |       |
| Item 1.                                                         |   | Legal Proceedings                                                                           |   | 19         |
| Item 1A.                                                        |   | Risk Factors                                                                                |   | 19         |
| Item 2.                                                         |   | Unregistered Sales of Equity Securities and Use of Proceeds                                 |   | 19         |
| Item 3.                                                         |   | Defaults upon Senior Securities                                                             |   | 19         |
| Item 4.                                                         |   | Reserved                                                                                    |   | 19         |
| Item 5.                                                         |   | Other Information                                                                           |   | 19         |
| Item 6.                                                         |   | Exhibits                                                                                    |   | 20         |
|                                                            |   |                                                                                        |   |       |
| SIGNATURES                                                      |   | 21                                                                                          |

----

|                                                                                  |    |     |     |     |     |          |     |
|---------------------------------------------------------------------------------------|---------|----------|----------|----------|----------|---------------|----------|
| ROEBLING FINANCIAL CORP, INC. AND SUBSIDIARY                                          |    |     |     |     |     |
| CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION                                        |    |     |     |
|                                                                                  |    |     |     |     |     |          |     |
| (Unaudited)                                                                           |    |     |     |     |     |          |     |
|                                                                                  |    |     |     |     |     |          |     |
| (In thousands, except share data)                                                     |    |     |     |     |     |
|                                                                                  |    |     | June 30, |     |     | September 30, |     |
|                                                                                  |    |     | 2010     |     |     | 2009          |     |
|                                                                                  |    |     |     |     |     |          |     |
| Assets                                                                                |    |     |     |     |     |          |     |
|                                                                                  |    |     |     |     |     |          |     |
| Cash and due from banks                                                               |    | $1,670   |     |     | $2,081   |          |
| Interest-bearing deposits                                                             | 2,289   |     |     | 1,993    |     |
|         Total cash and cash equivalents            | 3,959   |     |     | 4,074    |     |
|                                                                                  |    |     |     |     |     |          |     |
| Securities available for sale                                                         | 41,224  |     |     | 41,418   |     |
| Securities held to maturity                                                           | 131     |     |     | 148      |     |
| Loans receivable, net                                                                 | 113,196 |     |     | 118,428  |     |
| Real estate owned                                                                     |    | 1,125    |     |     | 1,203    |          |
| Accrued interest receivable                                                           | 557     |     |     | 609      |     |
| Federal Home Loan Bank of New York stock, at cost                                     | 813     |     |     | 859      |     |
| Premises and equipment                                                                | 3,250   |     |     | 3,294    |     |
| Other assets                                                                          |    |     | 2,923    |     |     | 2,313         |     |
|         Total assets                               |    |     | $167,178 |     |     | $172,346      |     |
|                                                                                  |    |     |     |     |     |          |     |
| Liabilities and Stockholders' Equity                                                  |    |     |     |     |     |
|                                                                                  |    |     |     |     |     |          |     |
| Liabilities                                                                           |    |     |     |     |     |          |     |
|                                                                                  |    |     |     |     |     |          |     |
| Deposits                                                                              |    |     |     | $137,524 |     |          | $141,218 |   |
| Borrowed funds                                                                        |    | 11,500   |     |     | 13,000   |          |
| Advances from borrowers for taxes and insurance                                       | 495     |     |     | 493      |     |
| Other liabilities                                                                     |    | 1,495    |     |     | 1,368    |          |
|         Total liabilities                          |    | 151,014  |     |     | 156,079  |          |
|                                                                                  |    |     |     |     |     |          |     |
| Stockholders' equity                                                                  |    |     |     |     |     |
|                                                                                  |    |     |     |     |     |          |     |
| Serial preferred stock, $0.10 par value; 5,000,000 shares authorized;                 |    |     |     |     |
|     none issued                                                        |    |     | -        |     |     | -             |     |
| Common stock; $0.10 par value; 20,000,000 shares authorized;                          |    |     |     |     |
|     1,718,473 issued                                                   |    | 172      |     |     | 172      |          |
| Additional paid-in-capital                                                            | 10,358  |     |     | 10,380   |     |
| Treasury stock; 31,946 shares, at cost                                                | (190    | )        |     | (190     | )        |
| Unallocated employee stock ownership plan shares                                      | (330    | )        |     | (388     | )   |
| Unallocated restricted stock plan shares                                              | (98     | )   |     | (97)     | )        |
| Deferred compensation obligation                                                      | 240     |     |     | 187      |     |
| Stock purchased for deferred compensation plan                                        | (240    | )   |     | (187     | )        |
| Retained earnings - substantially restricted                                          | 5,526   |     |     | 5,727    |     |
| Accumulated other comprehensive income (loss):                                        |    |     |     |     |     |
|     Unrealized gain on securities available for sale, net of tax       | 848     |     |     | 798      |     |
|     Defined benefit plan, net of tax                                   | (122    | )   |     | (135     | )        |
|         Total stockholders' equity                 | 16,164  |     |     | 16,267   |     |
|                                                                                  |    |     |     |     |     |          |     |
|         Total liabilities and stockholders' equity |    | $167,178 |     |     | $172,346 |          |
|                                                                                  |    |     |     |     |     |          |     |
|                                                                                  |    |     |     |     |     |          |     |
| See notes to unaudited consolidated financial statements.                             |    |     |     |     |     |

----

|                                                                                           |   |   |   |                              |   |    |   |    |
|------------------------------------------------------------------------------------------------|--------|--------|--------|-----------------------------------|--------|---------|--------|---------|
| ROEBLING FINANCIAL CORP, INC. AND SUBSIDIARY                                                   |   |   |   |                              |   |
| CONSOLIDATED STATEMENTS OF INCOME AND COMPREHENSIVE INCOME                                     |   |
|                                                                                           |   |   |   |                              |   |    |   |    |
| (Unaudited)                                                                                    |   |   |   |                              |   |    |   |
|                                                                                           |   |   |   |                              |   |    |   |    |
| (In thousands, except per share data)                                                          |   |   |   |                              |   |    |
|                                                                                           |   |   |   |   For the Three Months Ended |   |
|                                                                                           |   |   |   |   June 30,                   |   |
|                                                                                           |   |   |   | 2010                              |   |    | 2009   |    |
|                                                                                           |   |   |   |                              |   |    |   |    |
| Interest income:                                                                               |   |   |   |                              |   |    |   |
|     Loans receivable                                                            |   | $1,527 |   |                              | $1,633 |    |
|     Securities                                                                  |   |   | 355    |                              |   | 493     |   |
|     Other interest-earning assets                                               |   | 8      |   |                              | 14     |    |
|         Total interest income                               |   | 1,890  |   |                              | 2,140  |    |
|                                                                                           |   |   |   |                              |   |    |   |    |
| Interest expense:                                                                              |   |   |   |                              |   |    |   |
|     Deposits                                                                    |   |   | 463    |                              |   | 678     |   |
|     Borrowed funds                                                              |   |   | 77     |                              |   | 120     |   |
|         Total interest expense                              |   | 540    |   |                              | 798    |    |
|                                                                                           |   |   |   |                              |   |    |   |    |
| Net interest income before provision for loan losses                                           |   | 1,350  |   |                              | 1,342  |    |
| Provision for loan losses                                                                      |   | 150    |   |                              | 850    |    |
|         Net interest income after provision for loan losses |   | 1,200  |   |                              | 492    |    |
|                                                                                           |   |   |   |                              |   |    |   |    |
| Non-interest income:                                                                           |   |   |   |                              |   |    |
|     Loan fees                                                                   |   |   | 23     |                              |   | 37      |   |
|     Account servicing and other                                                 |   | 111    |   |                              | 105    |    |
|     Gain on sale of loans                                                       |   | 1      |   |                              | 20     |    |
|         Total non-interest income                           |   | 135    |   |                              | 162    |    |
|                                                                                           |   |   |   |                              |   |    |   |    |
| Non-interest expense:                                                                          |   |   |   |                              |   |    |
|     Compensation and benefits                                                   |   | 576    |   |                              | 641    |    |
|     Occupancy and equipment                                                     |   | 124    |   |                              | 147    |    |
|     Service bureau and data processing                                          |   | 130    |   |                              | 134    |    |
|     Federal deposit insurance premiums                                          |   | 80     |   |                              | 138    |    |
|     Real estate and repossessed asset expense, net                              |   | 57     |   |                              | 2      |    |
|     Other expense                                                               |   |   | 313    |                              |   | 244     |   |
|         Total non-interest expense                          |   | 1,280  |   |                              | 1,306  |    |
|                                                                                           |   |   |   |                              |   |    |   |    |
|         Income (loss) before income tax (benefit)           |   | 55     |   |                              | (652   | )  |
| Income tax (benefit)                                                                           |   | 14     |   |                              | (261   | )  |
|         Net income (loss)                                   |   | 41     |   |                              | (391   | )  |
|                                                                                           |   |   |   |                              |   |    |   |    |
| Other comprehensive income, net of tax:                                                        |   |   |   |                              |   |    |
|     Unrealized gain on securities available for sale, net of tax                | 132    |   |   | 45                                |   |
|     Adjustment to minimum pension liability                                     |   | 5      |   |                              | 7      |    |
| Comprehensive income (loss)                                                                    |   | $178   |   |                              | ($339  | )  |
|                                                                                           |   |   |   |                              |   |    |   |    |
| Earnings (loss) per common share:                                                              |   |   |   |                              |   |    |
|     Basic                                                                       |   |   |   | $0.03                             |   |    | ($0.24 | )  |
|     Diluted                                                                     |   |   |   | $0.03                             |   |    | ($0.24 | )  |
|                                                                                           |   |   |   |                              |   |    |   |    |
| Weighted average number of shares outstanding:                                                 |   |   |   |                              |   |    |
|     Basic                                                                       |   |   |   | 1,646                             |   |    | 1,653  |    |
|     Diluted                                                                     |   |   |   | 1,646                             |   |    | 1,653  |    |
|                                                                                           |   |   |   |                              |   |    |   |    |
| See notes to unaudited consolidated financial statements.                                      |   |   |   |                              |   |
|                                                                                           |   |   |   |                              |   |    |   |    |
|                                                                                           |   |   |   |                              |   |    |   |    |
|                                                                                           |   |   |   |                              |   |    |   |    |

----

|                                                                                           |   |    |    |                             |    |    |    |    |
|------------------------------------------------------------------------------------------------|--------|---------|---------|----------------------------------|---------|---------|---------|---------|
| ROEBLING FINANCIAL CORP, INC. AND SUBSIDIARY                                                   |   |    |    |                             |
| CONSOLIDATED STATEMENTS OF INCOME AND COMPREHENSIVE INCOME                                     |   |
|                                                                                           |   |    |    |                             |    |    |    |    |
| (Unaudited)                                                                                    |   |    |    |                             |    |    |    |
|                                                                                           |   |    |    |                             |    |    |    |    |
| (In thousands, except per share data)                                                          |   |    |    |                             |    |
|                                                                                           |   |    |    |   For the Nine Months Ended |    |
|                                                                                           |   |    |    |   June 30,                  |    |
|                                                                                           |   |    |    | 2010                             |    |    | 2009    |    |
|                                                                                           |   |    |    |                             |    |    |    |    |
| Interest income:                                                                               |   |    |    |                             |    |    |    |
|     Loans receivable                                                            |   | $4,692  |    |                             | $4,885  |    |
|     Securities                                                                  |   |    | 1,154   |                             |    | 1,553   |    |
|     Other interest-earning assets                                               | 33     |    |    | 33                               |    |
|         Total interest income                               |   | 5,879   |    |                             | 6,471   |    |
|                                                                                           |   |    |    |                             |    |    |    |    |
| Interest expense:                                                                              |   |    |    |                             |    |    |    |
|     Deposits                                                                    |   |    | 1,489   |                             |    | 2,093   |    |
|     Borrowed funds                                                              |   | 269     |    |                             | 295     |    |
|         Total interest expense                              |   | 1,758   |    |                             | 2,388   |    |
|                                                                                           |   |    |    |                             |    |    |    |    |
| Net interest income before provision for loan losses                                           | 4,121  |    |    | 4,083                            |    |
| Provision for loan losses                                                                      |   | 900     |    |                             | 1,945   |    |
|         Net interest income after provision for loan losses | 3,221  |    |    | 2,138                            |    |
|                                                                                           |   |    |    |                             |    |    |    |    |
| Non-interest income:                                                                           |   |    |    |                             |    |    |
|     Loan fees                                                                   |   |    | 61      |                             |    | 72      |    |
|     Account servicing and other                                                 | 320    |    |    | 314                              |    |
|     Gain on sale of loans                                                       |   | 3       |    |                             | 29      |    |
|     Gain on sale of securities                                                  | -      |    |    | 140                              |    |
|         Total non-interest income                           | 384    |    |    | 555                              |    |
|                                                                                           |   |    |    |                             |    |    |    |    |
| Non-interest expense:                                                                          |   |    |    |                             |    |    |
|     Compensation and benefits                                                   | 1,725  |    |    | 1,930                            |    |
|     Occupancy and equipment                                                     | 401    |    |    | 439                              |    |
|     Service bureau and data processing                                          | 403    |    |    | 409                              |    |
|     Federal deposit insurance premiums                                          | 238    |    |    | 219                              |    |
|     Real estate and repossessed asset expense, net                              | 389    |    |    | 7                                |    |
|     Other expense                                                               |   |    | 821     |                             |    | 676     |    |
|         Total non-interest expense                          | 3,977  |    |    | 3,680                            |    |
|                                                                                           |   |    |    |                             |    |    |    |    |
|         Loss before income tax benefit                      | (372   | )  |    | (987                             | )  |
| Income tax benefit                                                                             |   | (171    | )  |                             | (414    | )  |
|         Net loss                                            |   |    | (201    | )                           |    | (573    | )  |
|                                                                                           |   |    |    |                             |    |    |    |    |
| Other comprehensive income (loss), net of tax:                                                 |   |    |    |                             |    |
|     Unrealized gain on securities available for sale, net of tax                | 50     |    |    | 629                              |    |
|     Reclassification adjustment for gains included in net income                | -      |    |    | (81                              | )  |
|     Adjustment to minimum pension liability                                     | 13     |    |    | 27                               |    |
| Comprehensive income (loss)                                                                    | ($138  | )  |    | $2                               |    |
|                                                                                           |   |    |    |                             |    |    |    |    |
| Loss per common share:                                                                         |   |    |    |                             |    |    |
|     Basic                                                                       |   |    |    | ($0.12                           | )  |    | ($0.35  | )  |
|     Diluted                                                                     |   |    | ($0.12  | )                           |    | ($0.35  | )  |
|                                                                                           |   |    |    |                             |    |    |    |    |
| Weighted average number of shares outstanding:                                                 |   |    |    |                             |    |
|     Basic                                                                       |   |    |    | 1,644                            |    |    | 1,662   |    |
|     Diluted                                                                     |   |    | 1,644   |                             |    | 1,662   |    |
|                                                                                           |   |    |    |                             |    |    |    |    |
| See notes to unaudited consolidated financial statements.                                      |   |    |    |                             |
|                                                                                           |   |    |    |                             |    |    |    |    |

----

|                                                      |   |   |   |   |             |   |   |     |   |        |   |   |        |   |   |     |         |   |      |         |   |   |     |   |          |              |   |   |   |   |
|-----------------------------------------------------------|--------|--------|--------|--------|------------------|--------|--------|----------|--------|-------------|--------|--------|-------------|--------|--------|----------|--------------|--------|-----------|--------------|--------|--------|----------|--------|---------------|-------------------|--------|--------|--------|--------|
| ROEBLING FINANCIAL CORP, INC. AND SUBSIDIARY              |   |   |   |   |             |   |   |     |   |        |   |   |        |   |   |     |         |   |      |
| CONSOLIDATED STATEMENT OF CHANGES IN STOCKHOLDERS' EQUITY |   |   |   |   |             |   |   |     |   |        |   |   |        |
|                                                      |   |   |   |   |             |   |   |     |   |        |   |   |        |   |   |     |         |   |      |         |   |   |     |   |          |              |   |   |   |   |
| (Unaudited)                                               |   |   |   |   |             |   |   |     |   |        |   |   |        |   |   |     |         |   |      |         |   |   |     |   |          |              |   |   |   |   |
|                                                      |   |   |   |   |             |   |   |     |   |        |   |   |        |   |   |     |         |   |      |         |   |   |     |   |          |              |   |   |   |   |
| (In thousands)                                            |   |   |   |   |             |   |   |     |   |        |   |   |        |   |   |     |         |   |      |         |   |   |     |   |          |              |   |   |   |   |
|                                                      |   |   |   |   |             |   |   |     |   |        |   |   |        |   |   |     |         |   |      |         |   |   |     |   |          |  Accumulated |   |
|                                                      |   |   |   |   |             |   |   |     |   |        |   |   |        |   |   |     |         |   |      | Common       |   |   |     |   |          |  Other       |   |   |
|                                                      |   |   |   |   |  Additional |   |   |     |   | Unallocated |   |   | Unallocated |   |   | Deferred |         |   | Stock for |         |   |   |     |   | Comprehensive |              |
|                                                      |   | Common |   |   | Paid-in          |   |   | Treasury |   |        | ESOP   |   |        | RSP    |   |     | Compensation |   |      | Deferred     |   |   | Retained |   |          |  Income      |   |   |
|                                                      |   | Stock  |   |   | Capital          |   |   | Stock    |   |        | Shares |   |        | Shares |   |     | Obligation   |   |      | Compensation |   |   | Earnings |   |          |  (Loss)      |   | Total  |   |
|                                                      |   |   |   |   |             |   |   |     |   |        |   |   |        |   |   |     |         |   |      |         |   |   |     |   |          |              |   |   |   |   |
| Balance at September 30, 2009                             |   | $      | 172    |   |             | $      | 10,380 |     |   | $           | (190   | )      |        | $      | (388   | )        |         | $      | (97       | )            |   | $      | 187      |   |          | $                 | (187   | )      |   | $      | 5,727 |   |   | $ | 663 |   |   | $ | 16,267 |   |
|                                                      |   |   |   |   |             |   |   |     |   |        |   |   |        |   |   |     |         |   |      |         |   |   |     |   |          |              |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Net loss for the nine months                              |   |   |   |   |             |   |   |     |   |        |   |   |        |   |   |     |         |   |      |         |   |   |     |   |          |              |   |   |   |   |   |   |   |   |   |   |   |
|     ended June 30, 2010                    |   |   | -      |   |             |   | -      |     |   |        | -      |   |        |   | -      |     |         |   | -         |         |   |   | -        |   |          |              | -      |   |   |   | (201 | ) |   |   | - |   |   |   | (201 | ) |
|                                                      |   |   |   |   |             |   |   |     |   |        |   |   |        |   |   |     |         |   |      |         |   |   |     |   |          |              |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Amortization of ESOP shares                               |   |   | -      |   |             |   | (28    | )        |   |        | -      |   |        |   | 58     |     |         |   | -         |         |   |   | -        |   |          |              | -      |   |   |   | - |   |   |   | - |   |   |   | 30 |   |
|                                                      |   |   |   |   |             |   |   |     |   |        |   |   |        |   |   |     |         |   |      |         |   |   |     |   |          |              |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Change in unrealized gain (loss)                          |   |   |   |   |             |   |   |     |   |        |   |   |        |   |   |     |         |   |      |         |   |   |     |   |          |              |   |   |   |   |   |   |   |   |   |   |   |
|     on securities available for sale,      |   |   |   |   |             |   |   |     |   |        |   |   |        |   |   |     |         |   |      |         |   |   |     |   |          |              |   |   |   |   |   |   |   |   |   |   |   |
|     net of tax                             |   |   | -      |   |             |   | -      |     |   |        | -      |   |        |   | -      |     |         |   | -         |         |   |   | -        |   |          |              | -      |   |   |   | - |   |   |   | 50 |   |   |   | 50 |   |
|                                                      |   |   |   |   |             |   |   |     |   |        |   |   |        |   |   |     |         |   |      |         |   |   |     |   |          |              |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Deferred compensation plan                                |   |   | -      |   |             |   | -      |     |   |        | -      |   |        |   | -      |     |         |   | -         |         |   |   | 53       |   |          |              | -      |   |   |   | - |   |   |   | - |   |   |   | 53 |   |
|                                                      |   |   |   |   |             |   |   |     |   |        |   |   |        |   |   |     |         |   |      |         |   |   |     |   |          |              |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Common stock acquired for                                 |   |   |   |   |             |   |   |     |   |        |   |   |        |   |   |     |         |   |      |         |   |   |     |   |          |              |   |   |   |   |   |   |   |   |   |   |   |
|     deferred compensation plan             |   |   | -      |   |             |   | -      |     |   |        | -      |   |        |   | -      |     |         |   | -         |         |   |   | -        |   |          |              | (53    | )      |   |   | - |   |   |   | - |   |   |   | (53 | ) |
|                                                      |   |   |   |   |             |   |   |     |   |        |   |   |        |   |   |     |         |   |      |         |   |   |     |   |          |              |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Allocation of RSP shares                                  |   |   | -      |   |             |   | 9      |     |   |        | -      |   |        |   | -      |     |         |   | (1        | )            |   |   | -        |   |          |              | -      |   |   |   | - |   |   |   | - |   |   |   | 8 |   |
|                                                      |   |   |   |   |             |   |   |     |   |        |   |   |        |   |   |     |         |   |      |         |   |   |     |   |          |              |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Tax expense of stock benefit     plans     |   |   | -      |   |             |   | (3     | )        |   |        | -      |   |        |   | -      |     |         |   | -         |         |   |   | -        |   |          |              | -      |   |   |   | - |   |   |   | - |   |   |   | (3 | ) |
|                                                      |   |   |   |   |             |   |   |     |   |        |   |   |        |   |   |     |         |   |      |         |   |   |     |   |          |              |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Adjustment to mimimum pension                             |   |   |   |   |             |   |   |     |   |        |   |   |        |   |   |     |         |   |      |         |   |   |     |   |          |              |   |   |   |   |   |   |   |   |   |   |   |
|     liability, net of tax                  |   |   | -      |   |             |   | -      |     |   |        | -      |   |        |   | -      |     |         |   | -         |         |   |   | -        |   |          |              | -      |   |   |   | - |   |   |   | 13 |   |   |   | 13 |   |
|                                                      |   |   |   |   |             |   |   |     |   |        |   |   |        |   |   |     |         |   |      |         |   |   |     |   |          |              |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Balance at June 30, 2010                                  |   | $      | 172    |   |             | $      | 10,358 |     |   | $           | (190   | )      |        | $      | (330   | )        |         | $      | (98       | )            |   | $      | 240      |   |          | $                 | (240   | )      |   | $      | 5,526 |   |   | $ | 726 |   |   | $ | 16,164 |   |
|                                                      |   |   |   |   |             |   |   |     |   |        |   |   |        |   |   |     |         |   |      |         |   |   |     |   |          |              |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
|                                                      |   |   |   |   |             |   |   |     |   |        |   |   |        |   |   |     |         |   |      |         |   |   |     |   |          |              |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
|                                                      |   |   |   |   |             |   |   |     |   |        |   |   |        |   |   |     |         |   |      |         |   |   |     |   |          |              |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
|                                                      |   |   |   |   |             |   |   |     |   |        |   |   |        |   |   |     |         |   |      |         |   |   |     |   |          |              |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| See notes to unaudited consolidated financial statements. |   |   |   |   |             |   |   |     |   |        |   |   |        |   |   |     |         |   |      |         |   |   |     |   |          |

----

|                                                                                                                                                                  |   |                            |    |   |   |   |
|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------|---------------------------------|---------|--------|--------|--------|
| ROEBLING FINANCIAL CORP, INC. AND SUBSIDIARY                                                                                                                          |   |                            |    |   |   |   |
| CONSOLIDATED STATEMENTS OF CASH FLOWS                                                                                                                                 |   |                            |    |   |   |   |
|                                                                                                                                                                  |   |                            |    |   |   |   |
| (Unaudited)                                                                                                                                                           |   |                            |    |   |   |   |
| (In thousands)                                                                                                                                                        |   |                            |    |   |   |   |
|                                                                                                                                                                  |   |  For the Nine Months Ended |    |
|                                                                                                                                                                  |   |  June 30,                  |    |
|                                                                                                                                                                  |   | 2010                            |    |   | 2009   |   |
|                                                                                                                                                                  |   |                            |    |   |   |   |
| Cash flows from operating activities:                                                                                                                                 |   |                            |    |   |   |   |
|    Net loss                                                                                                                                            |   |                            | ($201   | )      |   |   | ($573 | ) |
|    Adjustments to reconcile net loss to cash provided by                                                                                               |   |                            |    |   |   |   |   |   |
|      operating activities:                                                                                                                   |   |                            |    |   |   |   |   |   |
|          Depreciation                                                                                                    |   |                            | 125     |   |   |   | 192 |   |
|          Amortization of premiums and discounts, net                                                                     |   |                            | 48      |   |   |   | 3 |   |
|          Amortization of deferred loan fees and costs, net                                                               |   |                            | 14      |   |   |   | (2 | ) |
|          Provision for loan losses                                                                                       |   |                            | 900     |   |   |   | 1,945 |   |
|          Provision for losses on REO                                                                                     |   |                            | 279     |   |   |   | - |   |
|          Gain on securities available for sale                                                                           |   |                            | -       |   |   |   | (140 | ) |
|          Gain on sale of loans                                                                                           |   |                            | (3      | )      |   |   | (29 | ) |
|          Originations of loans held for sale, net of repayments                                                          |   |                            | (834    | )      |   |   | (4,410 | ) |
|          Proceeds from sale of loans held for sale                                                                       |   |                            | 837     |   |   |   | 4,439 |   |
|          Loss on disposition of premises and equipment                                                                   |   |                            | -       |   |   |   | 4 |   |
|          Loss on sale of real estate owned                                                                               |   |                            | 18      |   |   |   | - |   |
|          Increase in other assets                                                                                        |   |                            | (655    | )      |   |   | (1,037 | ) |
|          Decrease in accrued interest receivable                                                                         |   |                            | 52      |   |   |   | 71 |   |
|          Increase in other liabilities                                                                                   |   |                            | 148     |   |   |   | 133 |   |
|          Amortization/allocation of ESOP and RSP                                                                         |   |                            | 38      |   |   |   | 60 |   |
|          Increase in deferred compensation stock obligation                                                              |   |                            | 53      |   |   |   | 17 |   |
|                    Net cash provided by operating activities           |   |                            | 819     |   |   |   | 673 |   |
|                                                                                                                                                                  |   |                            |    |   |   |   |   |   |
| Cash flows from investing activities:                                                                                                                                 |   |                            |    |   |   |   |   |   |
|     Purchase of securities available for sale                                                                                                     |   |                            | (14,791 | )      |   |   | (26,411 | ) |
|     Proceeds from sales of securities available for sale                                                                                          |   |                            | -       |   |   |   | 3,140 |   |
|     Proceeds from payments and maturities of securities available for sale                                                                        |   |                            | 15,020  |   |   |   | 13,470 |   |
|     Proceeds from payments and maturities of securities held to maturity                                                                          |   |                            | 17      |   |   |   | 15 |   |
|     Net decrease (increase) in loans                                                                                                              |   |                            | 3,628   |   |   |   | (13,056 | ) |
|     Proceeds from sale of real estate owned                                                                                                       |   |                            | 473     |   |   |   | - |   |
|     Redemption (purchase) of Federal Home Loan Bank stock                                                                                         |   |                            | 46      |   |   |   | (450 | ) |
|     Purchase of premises and equipment                                                                                                            |   |                            | (82     | )      |   |   | (55 | ) |
|                    Net cash provided by (used in) investing activities |   |                            | 4,311   |   |   |   | (23,347 | ) |
|                                                                                                                                                                  |   |                            |    |   |   |   |   |   |
| Cash flows from financing activities:                                                                                                                                 |   |                            |    |   |   |   |   |   |
|     Net (decrease) increase in deposits                                                                                                           |   |                            | (3,694  | )      |   |   | 11,260 |   |
|     Net increase in short-term borrowed funds                                                                                                     |   |                            | 3,500   |   |   |   | 800 |   |
|     (Repayment of) proceeds from long-term borrowed funds                                                                                         |   |                            | (5,000  | )      |   |   | 8,000 |   |
|     Increase in advance payments by borrowers for taxes                                                                                           |   |                            |    |   |   |   |   |   |
|        and insurance                                                                                                               |   |                            | 2       |   |   |   | 67 |   |
|     Dividends paid                                                                                                                                |   |                            | -       |   |   |   | (167 | ) |
|     Purchase of treasury stock                                                                                                                    |   |                            | -       |   |   |   | (190 | ) |
|     Purchase of common shares by RSP                                                                                                              |   |                            | -       |   |   |   | (60 | ) |
|     Purchase of common shares for deferred compensation plan                                                                                      |   |                            | (53     | )      |   |   | (17 | ) |
|                    Net cash (used in) provided by financing activities |   |                            | (5,245  | )      |   |   | 19,693 |   |
|                                                                                                                                                                  |   |                            |    |   |   |   |   |   |
|     Net decrease in cash and cash equivalents                                                                                                     |   |                            | (115    | )      |   |   | (2,981 | ) |
|     Cash and cash equivalents at beginning of period                                                                                              |   |                            | 4,074   |   |   |   | 6,355 |   |
|     Cash and cash equivalents at end of period                                                                                                    |   |                            | $3,959  |   |   |   | $3,374 |   |
|                                                                                                                                                                  |   |                            |    |   |   |   |   |   |
| Supplemental Disclosures of Cash Flow Information:                                                                                                                    |   |                            |    |   |   |   |   |   |
|     Cash paid for:                                                                                                                                |   |                            |    |   |   |   |   |   |
|         Interest on deposits and borrowed funds                                                                               |   |                            | $1,759  |   |   |   | $2,389 |   |
|         Income taxes (refunds), net                                                                                           |   |                            | (432    | )      |   |   | 481 |   |
|                                                                                                                                                                  |   |                            |    |   |   |   |   |   |
|     Transfer of loans to real estate owned                                                                                                        |   |                            | 691     |   |   |   | - |   |
|                                                                                                                                                                  |   |                            |    |   |   |   |   |   |
| See notes to unaudited consolidated financial statements.                                                                                                             |   |                            |    |   |   |   |   |   |

----

|                                             |   |  Three Months Ended |      |   |  Nine Months Ended |   |
|--------------------------------------------------|--------|--------------------------|-----------|--------|-------------------------|--------|
|                                             |   |  June 30,           |      |   |  June 30,          |   |
|                                             |   | 2010                     |      |   | 2009                    |   |   | 2010 |   |   | 2009 |   |
|                                             |   |                     |      |   |                    |   |   |   |   |   |   |   |
| Net income (loss)                                |   | $                        | 41,222    |   |                    | $      | (390,548 | ) |   | $ | (200,657 | ) |   | $ | (573,413 | ) |
|                                             |   |                     |      |   |                    |   |   |   |   |   |   |   |   |   |   |   |
| Weighted average common shares                   |   |                     |      |   |                    |   |   |   |   |   |   |   |   |   |   |   |
|   outstanding for computation of       |   |                     |      |   |                    |   |   |   |   |   |   |   |   |   |   |   |
|   basic EPS (1)                        |   |                     | 1,646,494 |   |                    |   | 1,653,316 |   |   |   | 1,644,206 |   |   |   | 1,661,677 |   |
|                                             |   |                     |      |   |                    |   |   |   |   |   |   |   |   |   |   |   |
| Common-equivalent shares due to                  |   |                     |      |   |                    |   |   |   |   |   |   |   |   |   |   |   |
|   the dilutive effect of stock options |   |                     |      |   |                    |   |   |   |   |   |   |   |   |   |   |   |
|   and RSP awards                       |   |                     | -         |   |                    |   | - |   |   |   | - |   |   |   | - |   |
|                                             |   |                     |      |   |                    |   |   |   |   |   |   |   |   |   |   |   |
| Weighted-average common shares                   |   |                     |      |   |                    |   |   |   |   |   |   |   |   |   |   |   |
|   for computation of diluted EPS       |   |                     | 1,646,494 |   |                    |   | 1,653,316 |   |   |   | 1,644,206 |   |   |   | 1,661,677 |   |
|                                             |   |                     |      |   |                    |   |   |   |   |   |   |   |   |   |   |   |
| Earnings (loss) per common share:                |   |                     |      |   |                    |   |   |   |   |   |   |   |   |   |   |   |
|    Basic                          |   | $                        | 0.03      |   |                    | $      | (0.24 | ) |   | $ | (0.12 | ) |   | $ | (0.35 | ) |
|    Diluted                        |   |                     | 0.03      |   |                    |   | (0.24 | ) |   |   | (0.12 | ) |   |   | (0.35 | ) |
|                                             |   |                     |      |   |                    |   |   |   |   |   |   |   |   |   |   |   |
| (1) Excludes unallocated ESOP shares             |   |                     |      |   |                    |   |   |   |   |   |   |   |   |   |   |   |

----

|                                                                       |   |  June 30, 2010 |       |
|----------------------------------------------------------------------------|--------|---------------------|------------|
|                                                                       |   | Amortized           |       |   |  GrossUnrealized |   |   | Estimated |   |
|                                                                       |   | Cost                |       |   | Gains |   |   | Losses |   |   | Fair Value |   |
|                                                                       |   |                |       |   |   |   |   |   |   |   |   |   |
|    U.S. Government and Agency Securities:                   |   |                |       |   |   |   |   |   |   |   |   |   |
|       Due within one year                    |   | $                   | -          |   |   | $ | - |   |   | $ | - |   |   | $ | - |   |
|       Due after one year through five years  |   |                | 7,000,000  |   |   |   | 30,950 |   |   |   | - |   |   |   | 7,030,950 |   |
|       Due after five years through ten years |   |                | 5,750,000  |   |   |   | 38,083 |   |   |   | 310 |   |   |   | 5,787,773 |   |
|                                                                       |   |                |       |   |   |   |   |   |   |   |   |   |   |   |   |   |
|    Marketable Equity Securities                             |   |                | 2,888      |   |   |   | - |   |   |   | 2,752 |   |   |   | 136 |   |
|                                                                       |   |                |       |   |   |   |   |   |   |   |   |   |   |   |   |   |
|    Residential Mortgage-Backed Securities                   |   |                | 27,059,342 |   |   |   | 1,348,866 |   |   |   | 2,778 |   |   |   | 28,405,430 |   |
|                                                                       |   |                |       |   |   |   |   |   |   |   |   |   |   |   |   |   |
|                                                                       |   | $                   | 39,812,230 |   |   | $ | 1,417,899 |   |   | $ | 5,840 |   |   | $ | 41,224,289 |   |
|                                                                       |   |                |       |   |   |   |   |   |   |   |   |   |   |   |   |   |

|                                                                       |   |  September 30, 2009 |       |
|----------------------------------------------------------------------------|--------|--------------------------|------------|
|                                                                       |   | Amortized                |       |   |  GrossUnrealized |   |   | Estimated |   |
|                                                                       |   | Cost                     |       |   | Gains |   |   | Losses |   |   | Fair Value |   |
|                                                                       |   |                     |       |   |   |   |   |   |   |   |   |   |
|    U.S. Government and Agency Securities:                   |   |                     |       |   |   |   |   |   |   |   |   |   |
|       Due within one year                    |   | $                        | 1,000,000  |   |   | $ | 2,190 |   |   | $ | - |   |   | $ | 1,002,190 |   |
|       Due after one year through five years  |   |                     | 3,000,000  |   |   |   | 26,693 |   |   |   | - |   |   |   | 3,026,693 |   |
|       Due after five years through ten years |   |                     | 1,500,000  |   |   |   | 735 |   |   |   | 1,875 |   |   |   | 1,498,860 |   |
|                                                                       |   |                     |       |   |   |   |   |   |   |   |   |   |   |   |   |   |
|    Marketable Equity Securities                             |   |                     | 2,888      |   |   |   | - |   |   |   | 2,280 |   |   |   | 608 |   |
|                                                                       |   |                     |       |   |   |   |   |   |   |   |   |   |   |   |   |   |
|    Residential Mortgage-Backed Securities                   |   |                     | 34,586,103 |   |   |   | 1,308,181 |   |   |   | 4,856 |   |   |   | 35,889,428 |   |
|                                                                       |   |                     |       |   |   |   |   |   |   |   |   |   |   |   |   |   |
|                                                                       |   | $                        | 40,088,991 |   |   | $ | 1,337,799 |   |   | $ | 9,011 |   |   | $ | 41,417,779 |   |
|                                                                       |   |                     |       |   |   |   |   |   |   |   |   |   |   |   |   |   |

----

|                                                                     |   |  June 30, 2010 |      |
|--------------------------------------------------------------------------|--------|---------------------|-----------|
|                                                                     |   | Under One Year      |      |   | One Year or More |   |
|                                                                     |   |                |      |   |   |   |   |   |   |   |   |   |
|                                                                     |   |                |      |   | Gross |   |   |   |   |   | Gross |   |
|                                                                     |   | Estimated           |      |   | Unrealized |   |   | Estimated |   |   | Unrealized |   |
|                                                                     |   | Fair Value          |      |   | Loss |   |   | Fair Value |   |   | Loss |   |
|                                                                     |   |                |      |   |   |   |   |   |   |   |   |   |
| U.S. Government and Agency Securities                                    |   | $                   | 999,690   |   |   | $ | 310 |   |   | $ | - |   |   | $ | - |   |
| Marketable Equity Securities                                             |   |                | -         |   |   |   | - |   |   |   | 136 |   |   |   | 2,752 |   |
| Residential Mortgage-Backed Securities                                   |   |                | 808,921   |   |   |   | 2,778 |   |   |   | - |   |   |   | - |   |
|                                                                     |   |                |      |   |   |   |   |   |   |   |   |   |   |   |   |   |
|         Total available for sale |   | $                   | 1,808,611 |   |   | $ | 3,088 |   |   | $ | 136 |   |   | $ | 2,752 |   |

|                                                                     |   |  September 30, 2009 |      |
|--------------------------------------------------------------------------|--------|--------------------------|-----------|
|                                                                     |   | Under One Year           |      |   | One Year or More |   |
|                                                                     |   |                     |      |   |   |   |   |   |   |   |   |   |
|                                                                     |   |                     |      |   | Gross |   |   |   |   |   | Gross |   |
|                                                                     |   | Estimated                |      |   | Unrealized |   |   | Estimated |   |   | Unrealized |   |
|                                                                     |   | Fair Value               |      |   | Loss |   |   | Fair Value |   |   | Loss |   |
|                                                                     |   |                     |      |   |   |   |   |   |   |   |   |   |
| U.S. Government and Agency Securities                                    |   | $                        | 748,125   |   |   | $ | 1,875 |   |   | $ | - |   |   | $ | - |   |
| Marketable Equity Securities                                             |   |                     | -         |   |   |   | - |   |   |   | 608 |   |   |   | 2,280 |   |
| Residential Mortgage-Backed Securities                                   |   |                     | 954,049   |   |   |   | 4,856 |   |   |   | - |   |   |   | - |   |
|                                                                     |   |                     |      |   |   |   |   |   |   |   |   |   |   |   |   |   |
|         Total available for sale |   | $                        | 1,702,174 |   |   | $ | 6,731 |   |   | $ | 608 |   |   | $ | 2,280 |   |

|                                      |   |   | June 30,                                                                                                                                                |   | September 30,                                                                                                                         |
|-------------------------------------------|--------|--------|---------------------------------------------------------------------------------------------------------------------------------------------------------|--------|---------------------------------------------------------------------------------------------------------------------------------------|
|                                      |   |   | 2010                                                                                                                                                    |   | 2009                                                                                                                                  |
|                                      |   |   |                                                                                                                                                    |   |                                                                                                                                  |
| Residential Mortgage-Backed Securities:   |   |   |                                                                                                                                                    |   |
|    Amortized cost          |   | $      | 130,873                                                                                                                                                 |   |  $       148,011                                                                              |
|    Gross unrealized gains  |   |   |                  5,251                                             |   |               1,823                                             |
|    Gross unrealized losses |   |   |                          - |   |                       - |
|                                      |   |   |                                                                                                                                                    |   |                                                                                                                                  |
|    Estimated fair value    |   | $      | 136,124                                                                                                                                                 |   |  $       149,834                                                                              |

----

|                           |                      |   |   | Weighted                       |
|--------------------------------|---------------------------|--------|--------|--------------------------------|
|                           |                      |   |   | Average                        |
|                           | Number of                 |   |   | Exercise                       |
|                           |  Shares              |   |   | Price                          |
|                           |                      |   |   |                           |
| Outstanding September 30, 2009 |   106,242  |   |   |  $  11.323      |
| Forfeited                      |    (3,000) |   |   |     12.725 |
| Outstanding June 30, 2010      |   103,242       |   |   |  $  11.283      |

| Number    |    |   | Exercise |   | Remaining        |
|-----------|---------|--------|----------|--------|------------------|
| of Shares |    |   | Price    |   | Contractual Life |
|      |    |   |     |   |             |
|      | 54,642  |   |     | $      | 10.000           |   | 5.6 years |
|      | 48,600  |   |     |   | 12.725           |   | 6.2 years |
|      |    |   |     |   |             |   |   |
|      | 103,242 |   |     | $      | 11.283           |   | 5.9 years |

|                           |   |      |   |   | Weighted   |   |
|--------------------------------|--------|-----------|--------|--------|------------|--------|
|                           |   |      |   |   | Average    |   |
|                           |   | Number    |   |   | Grant Date |   |
|                           |   | of Shares |   |   | Fair Value |   |
|                           |   |      |   |   |       |   |
| Outstanding September 30, 2009 |   |      | 8,431  |   |       | $      | 7.968 |   |
| Granted                        |   |      | -      |   |       |   | - |   |
| Vested                         |   |      | (2,518 | )      |       |   | 8.786 |   |
| Forfeited                      |   |      | (1,001 | )      |       |   | 7.398 |   |
|                           |   |      |   |   |       |   |   |   |
| Outstanding June 30, 2010      |   |      | 4,912  |   |       | $      | 7.665 |   |

----

| Level 1: | Quoted prices in active markets for identical assets or liabilities. |
|----------|----------------------------------------------------------------------|

| Level 2: | Quoted prices for similar assets or liabilities in active markets; quoted prices for identical or similar assets or liabilities in inactive markets; or observable market data. |
|----------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| Level 3: | Unobservable inputs where there is little, if any, market activity and that are developed based on the best information available under the circumstances. |
|----------|------------------------------------------------------------------------------------------------------------------------------------------------------------|

| (Dollars in thousands) | Level 1 | Level 2 | Level 3 |     Total |
|------------------------|---------|---------|---------|-------------------------------|

| Securities available for sale | $       - | $41,224 | $      - | $41,224 |
|-------------------------------|----------------------------------------------|---------|----------------------------------------|---------|

| Impaired loans |          - |          - |   2,450 |      2,450 |
|----------------|---------------------------------------------------------|---------------------------------------------------------|-------------------|-------------------------------------|

| Real estate owned |          - |          - |   1,125 |      1,125 |
|-------------------|---------------------------------------------------------|---------------------------------------------------------|-------------------|-------------------------------------|

----

----

|                          |   | Carrying |    |   | Fair   |   |
|-------------------------------|--------|----------|---------|--------|--------|--------|
|                          |   | Amount   |    |   | Value  |   |
|                          |   |     |    |   |   |   |
| Financial Assets              |   |     |    |   |   |   |
|                          |   |     |    |   |   |   |
| Cash and cash equivalents     |   | $        | 3,959   |   |   | $      | 3,959 |   |
| Securities available for sale |   |     | 41,224  |   |   |   | 41,224 |   |
| Securities held to maturity   |   |     | 131     |   |   |   | 136 |   |
| Loans receivable              |   |     | 113,196 |   |   |   | 119,317 |   |
| Accrued interest receivable   |   |     | 557     |   |   |   | 557 |   |
| FHLB stock                    |   |     | 813     |   |   |   | 813 |   |
|                          |   |     |    |   |   |   |   |   |
| Financial Liabilities         |   |     |    |   |   |   |   |   |
|                          |   |     |    |   |   |   |   |   |
| Deposits                      |   |     | 137,524 |   |   |   | 139,881 |   |
| Borrowed funds                |   |     | 11,500  |   |   |   | 11,855 |   |
|                          |   |     |    |   |   |   |   |   |

----

----

| ITEM 2. | MANAGEMENT’S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS |
|---------|---------------------------------------------------------------------------------------------|

----

----

|                      |   |  Three Months Ended |      |   |  Nine Months Ended |   |
|---------------------------|--------|--------------------------|-----------|--------|-------------------------|--------|
|                      |   |  June 30,           |      |   |  June 30,          |   |
|                      |   | 2010                     |      |   | 2009                    |   |   | 2010 |   |   | 2009 |   |
|                      |   |                     |      |   |                    |   |   |   |   |   |   |   |
| Balance - beginning       |   | $                        | 2,943,499 |   |                    | $      | 1,964,329 |   |   | $ | 2,919,597 |   |   | $ | 955,687 |   |
| Provision for loan losses |   |                     | 150,000   |   |                    |   | 850,000 |   |   |   | 900,000 |   |   |   | 1,945,000 |   |
| Charge-offs               |   |                     | -         |   |                    |   | (23,346 | ) |   |   | (726,356 | ) |   |   | (109,704 | ) |
| Recoveries                |   |                     | 225       |   |                    |   | - |   |   |   | 483 |   |   |   | - |   |
|                      |   |                     |      |   |                    |   |   |   |   |   |   |   |   |   |   |   |
| Balance - ending          |   | $                        | 3,093,724 |   |                    | $      | 2,790,983 |   |   | $ | 3,093,724 |   |   | $ | 2,790,983 |   |

----

| (Dollars in thousands)         |   | Amount |   |   | Ratio  |   |
|--------------------------------|--------|--------|--------|--------|--------|--------|
|                           |   |   |   |   |   |   |
| Tangible capital               |   | $      | 13,649 |   |   |   | 8.23 | % |
| Tangible capital requirement   |   |   | 2,487  |   |   |   | 1.50 | % |
| Excess over requirement        |   | $      | 11,162 |   |   |   | 6.73 | % |
|                           |   |   |   |   |   |   |   |   |
| Core capital                   |   | $      | 13,649 |   |   |   | 8.23 | % |
| Core capital requirement       |   |   | 6,631  |   |   |   | 4.00 | % |
| Excess over requirement        |   | $      | 7,018  |   |   |   | 4.23 | % |
|                           |   |   |   |   |   |   |   |   |
| Risk-based capital             |   | $      | 14,915 |   |   |   | 14.74 | % |
| Risk-based capital requirement |   |   | 8,093  |   |   |   | 8.00 | % |
| Excess over requirement        |   | $      | 6,822  |   |   |   | 6.74 | % |

|                                       |   |    |                                                                                        | At or for the Three Months |   |
|--------------------------------------------|--------|---------|---------------------------------------------------------------------------------------------|----------------------------|--------|
|                                       |   |    |                                                                                        | Ended June 30,             |   |
|                                       |   |    |                                                                                        | 2010 (1)                   |   |   | 2009 (1) |   |
| Earnings (loss) per common share (2):      |   |    |                                                                                        |                       |   |   |
|                                       |   | Basic   |                                                                                        | $                          | 0.03   |   |   | $ | (0.24 | ) |
|                                       |   | Diluted |                                                                                        | $                          | 0.03   |   |   | $ | (0.24 | ) |
| Return on average assets (1)               |   |    | 0.10                                                                                        | %                          |   |   | (0.91 | )% |
| Return on average equity (1)               |   |    | 1.03                                                                                        | %                          |   |   | (9.02 | )% |
| Interest rate spread (1)                   |   |    | 3.17                                                                                        | %                          |   |   | 2.79 | % |
| Net interest margin (1)                    |   |    | 3.48                                                                                        | %                          |   |   | 3.24 | % |
| Non-interest expense to average assets (1) |   |    | 3.08                                                                                        | %                          |   |   | 3.03 | % |
| Non-performing assets to total assets      |   |    | 3.48                                                                                        | %                          |   |   | 4.68 | % |
| Non-performing loans to total loans        |   |    | 4.03                                                                                        | %                          |   |   | 6.37 | % |
| Book value per share (3)                   |   | $       | 9.58                                                                                        |                       |   | $ | 10.04 |   |
|                                       |   |    |                                                                                        |                       |   |   |   |   |   |   |
|                                       | (1     | )       | The ratios for the three month periods presented are annualized.                            |                       |
|                                       | (2     | )       | The average number of shares outstanding during the three months ended June 30, 2010 was    |                       |
|                                       |   |    | 1,646,494 basic and diluted. The average number of shares outstanding during the three |                       |
|                                       |   |    | months ended June 30, 2009 was 1,653,316 basic and diluted.                                 |                       |
|                                       | (3     | )       | There were 1,686,527 shares outstanding at June 30, 2010 and June 30, 2009.                 |                       |

----

|                                       |   |    |                                                                                              | For the Nine Months |         |
|--------------------------------------------|--------|---------|---------------------------------------------------------------------------------------------------|---------------------|--------------|
|                                       |   |    |                                                                                              | Ended June 30,      |         |
|                                       |   |    |                                                                                              | 2010 (1)            |         |   | 2009 (1) |   |
| Loss per common share (2):                 |   |    |                                                                                              |                |         |   |
|                                       |   | Basic   |                                                                                              | $                   | (0.12        | ) |   | $ | (0.35 | ) |
|                                       |   | Diluted |                                                                                              | $                   | (0.12        | ) |   | $ | (0.35 | ) |
| Return on average assets (1)               |   |    | (0.16                                                                                             | )%                  |         |   | (0.46 | )% |
| Return on average equity (1)               |   |    | (1.66                                                                                             | )%                  |         |   | (4.38 | )% |
| Interest rate spread (1)                   |   |    | 3.17                                                                                              | %                   |         |   | 2.91 | % |
| Net interest margin (1)                    |   |    | 3.49                                                                                              | %                   |         |   | 3.39 | % |
| Non-interest expense to average assets (1) |   |    | 3.16                                                                                              | %                   |         |   | 2.94 | % |
|                                       |   |    |                                                                                              |                |         |   |   |   |   |   |
|                                       | (1     | )       | The ratios for the nine month periods presented are annualized.                                   |                |
|                                       | (2     | )       | The average number of shares outstanding during the nine months ended June 30, 2010 was           |                |
|                                       |   |    | 1,644,206 basic and diluted. The average number of shares outstanding during the nine months |                |
|                                       |   |    | ended June 30, 2009 was 1,661,677 basic and diluted.                                              |                |    |   |   |

----

| ITEM 1. | LEGAL PROCEEDINGS |
|---------|-------------------|

| ITEM 1A. | RISK FACTORS |
|----------|--------------|

| ITEM 2. | UNREGISTERED SALES OF EQUITY SECURITIES AND USE OF PROCEEDS |
|---------|-------------------------------------------------------------|

|       Period |    (a) Total NumberOf Shares (orUnits) Purchased |    (b)Average PricePaid per Share(or Unit) |  (c) Total NumberOf Shares (or Units)Purchased as PartOf PubliclyAnnounced Plansor Programs* |  (d) Maximum Number(or Approximate DollarValue) of Shares (orUnits) that May Yet BePurchased Under thePlans or Programs* |
|--------------------------------------------|----------------------------------------------------------------------|-----------------------------------------------------------|---------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------------------|
|  April 1 through 30              |  2,100 **                                                       |  $5.00                                               |          -                                           |  64,153                                                                                                                  |
|  May 1 through 31                |        -                     |        -               |          -                                           |  64,153                                                                                                             |
|  June 1 through 30               |     100 **                                       |  $3.95                                               |          -                                           |  64,153                                                                                                             |
|  Total                           |  2,200                                                          |  $4.95                                               |          -                                           |                                                                                                                          |

|   | * | The Company announced the repurchase of up to approximately 85,500 shares on December 13, 2005 and 47,000 shares for the RSP on January 31, 2006 |
|--------|---|--------------------------------------------------------------------------------------------------------------------------------------------------|

|   | ** | Represents shares purchased for the Deferred Compensation Plan. |
|--------|----|-----------------------------------------------------------------|

| ITEM 3. | DEFAULTS UPON SENIOR SECURITIES |
|---------|---------------------------------|

| ITEM 4. | RESERVED |
|---------|----------|

| ITEM 5. | OTHER INFORMATION |
|---------|-------------------|

| (a)   | Not applicable |
|-----------------|----------------|

| (b)   | Not applicable |
|-----------------|----------------|

----

|   | List of Exhibits: |
|--------|-------------------|
|   |              |   |   |
|   |              | 3.1 | Certificate of Incorporation* |
|   |              | 3.2 | Bylaws** |
|   |              | 4.0 | Form of Stock Certificate*** |
|   |              | 10.1 | Directors Consultation and Retirement Plan******* |
|   |              | 10.2 | Stock Option Plan**** |
|   |              | 10.3 | Restricted Stock Plan**** |
|   |              | 10.4 | Employment Agreement between Janice A. Summers and Roebling Bank******** |
|   |              | 10.5 | Employment Agreement between Frank J. Travea, III and Roebling Bank******** |
|   |              | 10.6 | Roebling Financial Corp, Inc. 2006 Stock Option Plan***** |
|   |              | 10.7 | Roebling Bank 2006 Restricted Stock Plan***** |
|   |              | 10.8 | Directors Change in Control Severance Plan****** |
|   |              | 10.9 | Directors Deferred Compensation Agreement between John J. Ferry and Roebling Bank******* |
|   |              | 10.10 | Directors Deferred Compensation Agreement between George N. Nyikita and Roebling Bank******* |
|   |              | 10.11 | Directors Deferred Compensation Agreement between Mark V. Dimon and Roebling Bank******** |
|   |              | 10.12 | Supervisory Agreement, dated June 17, 2009********* |
|   |              | 32 | Rule 13a-14(a)/15d-14(a) Certifications of Chief Executive Officer and Chief Financial Officer |
|   |              | 32 | Section 1350 Certification |

|      |   |                                                                                                                                                         |
|-----------|--------|--------------------------------------------------------------------------------------------------------------------------------------------------------------|
|  *   |   | Incorporated herein by reference to the Company’s Form 8-A (File No. 0-59069) filed with the Commission on September 30, 2004.                         |
| **        |   | Incorporated herein by reference to the Company’s Quarterly Report on Form 10-QSB for the quarter ended March 31, 2005.                                |
| ***       |   | Incorporated herein by reference to the Company’s Registration Statement on Form SB-2 (File No. 333-116312) filed with the Commission on June 9, 2004. |
| ****      |   | Incorporated herein by reference to Company’s Registration Statement on Form S-8 (File No. 333-119839) filed with the Commission on October 20, 2004.  |
| *****     |   | Incorporated herein by reference to Company’s Registration Statement on Form S-8 (File No. 333-132059) filed with the Commission on February 27, 2006. |
| ******    |   | Incorporated herein by reference to the Company’s Quarterly Report on Form 10-QSB for the quarter ended March 31, 2008.                                |
| *******   |   | Incorporated herein by reference to the Company’s Quarterly Report on Form 10-Q for the quarter ended  December 31, 2008.                    |
| ********  |   | Incorporated herein by reference to the Company’s Quarterly Report on Form 10-Q for the quarter March 31, 2009.                                        |
| ********* |   | Incorporated herein by reference to the Company’s Current Report on Form 8-K filed with the Commission on June 18, 2009.                               |

----

|   |           |   | ROEBLING FINANCIAL CORP, INC. |
|--------|----------------|--------|-------------------------------|
|   |           |   |                          |   |   |
|   |           |   |                          |   |   |
| Date:  | August 6, 2010 |   | By:                           |   |   /s/ Frank J. Travea, III |
|   |           |   |                          |   | Frank J. Travea, III |
|   |           |   |                          |   | President and Chief Executive Officer |
|   |           |   |                          |   | (Principal Executive Officer) |
|   |           |   |                          |   |   |
|   |           |   |                          |   |   |
| Date:  | August 6, 2010 |   | By:                           |   | /s/ Janice A. Summers |
|   |           |   |                          |   | Janice A. Summers |
|   |           |   |                          |   | Senior Vice President, Chief Operating Officer and |
|   |           |   |                          |   | Chief Financial Officer |
|   |           |   |                          |   | (Principal Financial and Accounting Officer) |