Exhibit 10.4
       as Trustee




---



##### 



TABLE OF CONTENTS
 PageARTICLE IDefinitions and Other Provisions of General ApplicationSECTION 1.1. Definitions
    
    
    1SECTION 1.2. Compliance Certificate and Opinions
    
    
    10SECTION 1.3. Forms of Documents Delivered to Trustee
    
    
    11SECTION 1.4. Acts of Holders
    
    
    12SECTION 1.5. Notices, Etc.
    
    
    14SECTION 1.6. Notice to Holders; Waiver
    
    
    14SECTION 1.7. Effect of Headings and Table of Contents
    
    
    15SECTION 1.8. Successors and Assigns
    
    
    15SECTION 1.9. Separability Clause
    
    
    15SECTION 1.10. Benefits of Indenture
    
    
    15SECTION 1.11. Governing Law
    
    
    15SECTION 1.12. Submission to Jurisdiction
    
    
    15SECTION 1.13. Non-Business Days
    
    
    16ARTICLE IISecurity FormsSECTION 2.1. Form of Security
    
    
    16SECTION 2.2. Restricted Legend
    
    
    16SECTION 2.3. Form of Trustees Certificate of Authentication
    
    
    16SECTION 2.4. Temporary Securities
    
    
    16SECTION 2.5. Definitive Securities
    
    
    17ARTICLE IIIThe SecuritiesSECTION 3.1. Payment of Principal and Interest
    
    
    17SECTION 3.2. Denominations
    
    
    19SECTION 3.3. Execution, Authentication, Delivery and Dating
    
    
    19SECTION 3.4. Global Securities
    
    
    20SECTION 3.5. Registration, Transfer and Exchange Generally
    
    
    22SECTION 3.6. Mutilated, Destroyed, Lost and Stolen Securities
    
    
    23SECTION 3.7. Persons Deemed Owners
    
    
    24SECTION 3.8. Cancellation
    
    
    24SECTION 3.9. Deferrals of Interest Payment Dates
    
    
    24SECTION 3.10. Right of Set-Off
    
    
    25
 -i-




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##### 



PageSECTION 3.11. Agreed Tax Treatment
    
    
    25SECTION 3.12. CUSIP Numbers
    
    
    25ARTICLE IVSatisfaction and DischargeSECTION 4.1. Satisfaction and Discharge of Indenture
    
    
    26SECTION 4.2. Application of Trust Money
    
    
    27ARTICLE VRemediesSECTION 5.1. Events of Default
    
    
    27SECTION 5.2. Acceleration of Maturity; Rescission and Annulment
    
    
    28SECTION 5.3. Collection of Indebtedness and Suits for Enforcement by Trustee
    
    
    30SECTION 5.4. Trustee May File Proofs of Claim
    
    
    30SECTION 5.5. Trustee May Enforce Claim Without Possession of Securities
    
    
    31SECTION 5.6. Application of Money Collected
    
    
    31SECTION 5.7. Limitation on Suits
    
    
    31SECTION 5.8. Unconditional Right of Holders to Receive Principal, Premium and Interest; Direct Action by Holders of Preferred Securities
    
    
    32SECTION 5.9. Restoration of Rights and Remedies
    
    
    32SECTION 5.10. Rights and Remedies Cumulative
    
    
    32SECTION 5.11. Delay or Omission Not Waiver
    
    
    33SECTION 5.12. Control by Holders
    
    
    33SECTION 5.13. Waiver of Past Defaults
    
    
    33SECTION 5.14. Undertaking for Costs
    
    
    34SECTION 5.15. Waiver of Usury, Stay or Extension Laws
    
    
    34ARTICLE VIThe TrusteeSECTION 6.1. Corporate Trustee Required
    
    
    34SECTION 6.2. Certain Duties and Responsibilities
    
    
    35SECTION 6.3. Notice of Defaults
    
    
    36SECTION 6.4. Certain Rights of Trustee
    
    
    36SECTION 6.5. May Hold Securities
    
    
    38SECTION 6.6. Compensation; Reimbursement; Indemnity
    
    
    38SECTION 6.7. Resignation and Removal; Appointment of Successor
    
    
    39SECTION 6.8. Acceptance of Appointment by Successor
    
    
    40SECTION 6.9. Merger, Conversion, Consolidation or Succession to Business
    
    
    41SECTION 6.10. Not Responsible for Recitals or Issuance of Securities
    
    
    41SECTION 6.11. Appointment of Authenticating Agent
    
    
    41
 -ii-




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##### 



PageARTICLE VIIHoldersHolders Lists and Reports by Trustee and CompanySECTION 7.1. Company to Furnish Trustee Names and Addresses of Holders
    
    
    43SECTION 7.2. Preservation of Information, Communications to Holders
    
    
    43SECTION 7.3. Reports by Company and Trustee
    
    
    43ARTICLE VIIIConsolidation, Merger, Conveyance, Transfer or LeaseSECTION 8.1. Company May Consolidate, Etc., Only on Certain Terms
    
    
    44SECTION 8.2. Successor Company Substituted
    
    
    45ARTICLE IXSupplemental IndenturesSECTION 9.1. Supplemental Indentures without Consent of Holders
    
    
    45SECTION 9.2. Supplemental Indentures with Consent of Holders
    
    
    46SECTION 9.3. Execution of Supplemental Indentures
    
    
    47SECTION 9.4. Effect of Supplemental Indentures
    
    
    47SECTION 9.5. Reference in Securities to Supplemental Indentures
    
    
    47ARTICLE XCovenantsSECTION 10.1. Payment of Principal, Premium and Interest
    
    
    47SECTION 10.2. Money for Security Payments to be Held in Trust
    
    
    48SECTION 10.3. Statement as to Compliance
    
    
    49SECTION 10.4. Calculation Agent
    
    
    49SECTION 10.5. Additional Tax Sums
    
    
    50SECTION 10.6. Additional Covenants
    
    
    50SECTION 10.7. Waiver of Covenants
    
    
    51SECTION 10.8. Treatment of Securities
    
    
    51ARTICLE XIRedemption of SecuritiesSECTION 11.1. Optional Redemption
    
    
    52SECTION 11.2. Special Event Redemption
    
    
    52SECTION 11.3. Election to Redeem; Notice to Trustee
    
    
    52
 -iii-




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##### 



PageSECTION 11.4. Selection of Securities to be Redeemed
    
    
    53SECTION 11.5. Notice of Redemption
    
    
    53SECTION 11.6. Deposit of Redemption Price
    
    
    54SECTION 11.7. Payment of Securities Called for Redemption
    
    
    54ARTICLE XIISubordination of SecuritiesSECTION 12.1. Securities Subordinate to Senior Debt
    
    
    55SECTION 12.2. No Payment When Senior Debt in Default; Payment Over of Proceeds Upon Dissolution, Etc.
    
    
    55SECTION 12.3. Payment Permitted If No Default
    
    
    56SECTION 12.4. Subrogation to Rights of Holders of Senior Debt
    
    
    57SECTION 12.5. Provisions Solely to Define Relative Rights
    
    
    57SECTION 12.6. Trustee to Effectuate Subordination
    
    
    58SECTION 12.7. No Waiver of Subordination Provisions
    
    
    58SECTION 12.8. Notice to Trustee
    
    
    58SECTION 12.9. Reliance on Judicial Order or Certificate of Liquidating Agent
    
    
    59SECTION 12.10. Trustee Not Fiduciary for Holders of Senior Debt
    
    
    59SECTION 12.11. Rights of Trustee as Holder of Senior Debt; Preservation of Trustees Rights
    
    
    59SECTION 12.12. Article Applicable to Paying Agents
    
    
    60
  Schedule A
    
    Determination of LIBORExhibit A
    
    Form of Junior Subordinated NoteExhibit B
    
    Form of Officers CertificateExhibit C
    
    Form of Officers Certificate pursuant to Section 10.3
 -iv-




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##### 



Junior Subordinated Indenture Company Wilmington Trust Company Trustee
 Recitals of the Company
 Whereas Securities IV Trust Preferred Securities Common Securities Trust Securities
 Whereas
   ARTICLE I
  SECTION Definitions.
  Article I Article I
  GAAP
  1




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##### 



Act Section
1.4
 Additional Interest
 Additional Tax Sums Section 10.5
 Additional Taxes
 Administrative Trustee
 Affiliate
 Applicable Depositary Procedures
 Authenticating Agent Section
6.11
 Board of Directors
 2




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##### 



Board Resolution
 Business Day
 Calculation Agent Section 10.4
 Capital Disqualification Event provided, however,
 Common Securities
 Company Company Company
 Company Request Company Order
 Corporate Trust Office
 3




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##### 



Debt
 Defaulted Interest Section 3.1
 Delaware Trustee
 Depositary
 Depositary Participant
 Distributions
 Dollar
 DTC
 Equity Interests
 4




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##### 



Event of Default Section 5.1
 Exchange Act
 Expiration Date Section 1.4
 Extension Period Section 3.9
 Federal Reserve
 GAAP
 Global Security
 Government Obligation provided
 Guarantee Agreement
 Holder
 Indenture
 5




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##### 



Interest Payment Date th th th th
 Investment Company Act
 Investment Company Event
 LIBOR Schedule A
 LIBOR Business Day Schedule A
 LIBOR Determination Date Schedule A
 Liquidation Amount
 Maturity
 Major Bank Subsidiary,
 Notice of Default Section 5.1(d)
 Officers Certificate
 6




---



##### 



Opinion of Counsel
 Original Issue Date
 Outstanding
  provided
  provided
 Paying Agent
 Person
 7




---



##### 



Place of Payment
 Preferred Securities
 Predecessor Security Section 3.6
 Proceeding Section 12.2
 Property Trustee
 Purchase Agreement
 Purchaser
 Redemption Date
 Redemption Price
 Reference Banks Schedule A
 Regular Record Date
 Responsible Officer
 Rights Plan
 8




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##### 



Securities Security
 Securities Act
 Securities Register Securities Registrar Section 3.5
 Senior Debt provided, however, provided further,
 Special Event
 Special Event Redemption Price Section 11.2
 Special Record Date Section 3.1
 Stated Maturity
 Subsidiary
 9




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##### 



Tax Event de minimis
 Trust
 Trust Agreement
 Trustee Trustee Trustee
 Trust Indenture Act
 Trust Securities
 Compliance Certificate and Opinions.
  10




---



##### 



Section 10.3
     Forms of Documents Delivered to Trustee.
    11




---



##### 



Acts of Holders.
 Act Section 1.4
     12




---



##### 



Section 1.4 provided Section 1.6
 Section
5.2 Section 5.7(b) Section 5.12 provided Section 1.6
 Section 1.4 Expiration Date provided Section 1.6 Section 1.4 th
 13




---



##### 



th
 Notices, Etc.
     Notice to Holders; Waiver.
  14




---



##### 



Effect of Headings and Table of Contents.
  Successors and Assigns.
 Article VIII
 Separability Clause.
  Benefits of Indenture.
 Sections 5.2 5.8 5.9 5.11 5.13 9.2 10.7
 Governing Law.
  Submission to Jurisdiction.
  15




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##### 



Non-Business Days.
    Form of Security.
 Exhibit A
 Restricted Legend.
 Exhibit A
  Form of Trustees Certificate of Authentication.
 Exhibit A
 Temporary Securities.
  16




---



##### 



Definitive Securities.
    Payment of Principal and Interest.
   17




---



##### 



Defaulted Interest
 Special Record Date
    18




---



##### 



Section 3.1
 Denominations.
  Execution, Authentication, Delivery and Dating.
     19




---



##### 



Section 3.8
  Global Securities.
   20




---



##### 



Article III
     21




---



##### 



Registration, Transfer and Exchange Generally.
 Securities Register Securities Registrar Article VI
 Section 2.2(b)
     22




---



##### 



Section 3.5 Article XI
  Mutilated, Destroyed, Lost and Stolen Securities.
  bona fide
  Section 3.6
 Section 3.6
 23




---



##### 



Section 3.6
 Persons Deemed Owners.
  Cancellation.
 Section
3.8
 Deferrals of Interest Payment Dates.
 Sections 5.1(c) (e) (f) (g) (h) Extension Period provided
 24




---



##### 



provided Sections 5.1(c) (e) (f) (g) (h)
 Section 10.6(a)
 Right of Set-Off.
 Section 5.8
 Agreed Tax Treatment.
  CUSIP Numbers.
 provided
 25




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##### 



Satisfaction and Discharge of Indenture.
 Section 4.1
  Section 3.6 Section
10.2
  (A)
    
    have become due and payable, or(B)
    
    will become due and payable at their Stated
Maturity within one year of the date of deposit, or(C)
    
    are to be called for redemption within one year
under arrangements satisfactory to the Trustee for the giving of notice
of redemption by the Trustee in the name, and at the expense, of the
Company,
  26




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##### 



Section 6.6 Section 6.11 Section 4.1 Section
4.2 Section 10.2(e)
 Application of Trust Money.
 Section 10.2(e) Section 4.1 Section 3.1 Section 4.2 Article XII
   Events of Default.
 Event of Default
    27




---



##### 



Acceleration of Maturity; Rescission and Annulment.
 Sections 5.1(c) (e) (f) (g) (h)
 28




---



##### 



Sections 5.1(c) (e) (f) (g) (h)
 Article V
  (A)
    
    all overdue installments of interest on all Securities,(B)
    
    any accrued Additional Interest on all Securities,(C)
    
    the principal of and any premium on any
Securities that have become due otherwise than by such declaration of
acceleration and interest (including any Additional Interest) thereon
at the rate borne by the Securities, and(D)
    
    all sums paid or advanced by the Trustee
hereunder and the reasonable compensation, expenses, disbursements and
advances of the Trustee, the Property Trustee and their agents and
counsel; and
 Section 5.13
 provided Section 5.2
 29




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##### 



Collection of Indebtedness and Suits for Enforcement by Trustee.
    Section 6.6
   Trustee May File Proofs of Claim.
 Section 6.6
 30




---



##### 



Trustee May Enforce Claim Without Possession of Securities.
 Article XII Section 6.6
 Application of Money Collected.
 Article V
 Section 6.6
 Article XII
 Article XII
  Limitation on Suits.
 Section 5.8
   31




---



##### 



Unconditional Right of Holders to Receive Principal, Premium and Interest;
Direct Action by Holders of Preferred Securities.
 Section 5.1(a) Section 5.1(b) Section 5.1(c)
 Restoration of Rights and Remedies.
  Rights and Remedies Cumulative.
 Section 3.6(f)
 32




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##### 



Delay or Omission Not Waiver.
 Article V Section
5.8
 Control by Holders.
 provided
   Section 6.2
 Waiver of Past Defaults.
   Article IX
 33




---



##### 



Undertaking for Costs.
 Section 5.14
 Waiver of Usury, Stay or Extension Laws.
    Corporate Trustee Required.
 United States
 34




---



##### 



Section 6.1 Section 6.1 Article VI
 Certain Duties and Responsibilities.
   provided
  Section 6.2
  35




---



##### 



Notice of Defaults.
 provided provided further Section 5.1(d) Section
6.3
 Certain Rights of Trustee.
 Section 6.2
  provided
 36




---



##### 



37




---



##### 



Article VI
 May Hold Securities.
  Compensation; Reimbursement; Indemnity.
    38




---



##### 



Section 6.6
 Section 6.6
   Resignation and Removal; Appointment of Successor.
 Article VI Section 6.8
   39




---



##### 



Section 6.8 Section 6.8 Section 6.8
 Section 1.6
 Acceptance of Appointment by Successor.
  Section 6.8
 Article
VI
 40




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##### 



Merger, Conversion, Consolidation or Succession to Business.
 provided Article VI Section 6.9
 Not Responsible for Recitals or Issuance of Securities.
  Appointment of Authenticating Agent.
 Section 3.6 Section 6.11
 41




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##### 



Section 6.11 Section 6.11
 Section 6.11
 Section 6.11 Section 6.11
 Section 6.11
 Section
6.11
   WILMINGTON TRUST COMPANY, not in its individual
capacity, but solely as TrusteeAuthenticating AgentBy:Authorized Officer
 42




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##### 



Company to Furnish Trustee Names and Addresses of Holders.
    Preservation of Information, Communications to Holders.
 Section 7.1 Section 7.1
   Reports by Company and Trustee.
  43




---



##### 



Exhibit B
    Company May Consolidate, Etc., Only on Certain Terms.
    Article VIII
 44




---



##### 



Section 8.1
 Successor Company Substituted.
 Section 8.1 Section 8.1(a)
     Supplemental Indentures without Consent of Holders.
    45




---



##### 



provided
 provided
 provided
 Supplemental Indentures with Consent of Holders.
 provided
   Section 9.2 Section
5.13 Section 10.7
 provided, further, Section 9.2 provided, further,
 46




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##### 



Section 9.2
 Execution of Supplemental Indentures.
 Article IX
 Effect of Supplemental Indentures.
 Article IX
 Reference in Securities to Supplemental Indentures.
 Article IX
   Payment of Principal, Premium and Interest.
  47




---



##### 



Money for Security Payments to be Held in Trust.
   Section 10.2
  provided
 48




---



##### 



Statement as to Compliance.
 Exhibit C
 Calculation Agent.
 Schedule A Calculation Agent
 Schedule A
 49




---



##### 



Additional Tax Sums.
 Section 1.1 Additional Tax Sums Section 10.5 Section 10.5 provided Section 3.9
 Additional Covenants.
 pari passu
 50




---



##### 



pari passu
 provided
 Waiver of Covenants.
 Section 10.6
 Treatment of Securities.
  51




---



##### 



Optional Redemption.
 provided
 Special Event Redemption.
  Special Event Redemption Duringthe 12-Month Period Beginning October 30,
    
    Percentage of Principal Amount2008
    
    103.20%2009
    
    102.80%2010
    
    102.50%2011
    
    102.10%2012
    
    101.80%2013
    
    101.40%2014
    
    101.10%2015
    
    100.70%2016
    
    100.30%2017 and thereafter
    
    100.00%
 provided
 Election to Redeem; Notice to Trustee.
  52




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##### 



Section 11.5
 Selection of Securities to be Redeemed.
 provided
  Section 11.4
 Notice of Redemption.
     53




---



##### 



Deposit of Redemption Price.
 Section 11.5 Section 10.2
 Payment of Securities Called for Redemption.
 Section 11.5
  54




---



##### 



Securities Subordinate to Senior Debt.
 Article XII
 No Payment When Senior Debt in Default; Payment Over of Proceeds Upon
Dissolution, Etc.
  Proceeding
 55




---



##### 



Section 12.2
  Payment Permitted If No Default.
 Article XII
 56




---



##### 



Section 12.2 Section 12.2 Section 12.8 Article XII Section 12.8
 Subrogation to Rights of Holders of Senior Debt.
 Article XII Article XII Article XII
 Provisions Solely to Define Relative Rights.
 Article XII Article XII Article XII
 57




---



##### 



Trustee to Effectuate Subordination.
 Article XII
 No Waiver of Subordination Provisions.
  Section 12.7 Article
XII
 Notice to Trustee.
 Article XII provided Section 12.8
 58




---



##### 



Article XII Article XII
 Reliance on Judicial Order or Certificate of Liquidating Agent.
 Article
XII Article XII
 Trustee Not Fiduciary for Holders of Senior Debt.
 Article XII
 Rights of Trustee as Holder of Senior Debt; Preservation of Trustees Rights.
 Article XII Section 6.6
 59




---



##### 



Article Applicable to Paying Agents.
 Trustee Article XII Article XII provided Sections 12.8 12.11
   60




---



##### 



In Witness Whereof,
 Mercantile Bancorp, Inc.By:
    
    /s/ Ted T. AwerkampTed T. AwerkampPresident and Chief Executive OfficerWilmington Trust Company,
    not in its individual capacity, but solely as     TrusteeBy:
    
    /s/ W. Thomas Morris, IIName: W. Thomas Morris, IITitle: Assistant Vice President
 Indenture




---



##### 



Schedule A
  LIBOR
 LIBOR Determination Date
 provided
 Reference Banks LIBOR Business Day




---



##### 



IF THIS SECURITY IS A GLOBAL SECURITY INSERT:
    A-1




---



##### 



ERISA CODE PLAN
 A-2




---



##### 



A-3




---



##### 



No.
    
    $
 Company   if the Security is a Global Security, then insert Section 10.5 provided
  A-4




---



##### 



Sections 5.1(c) (e) (f) (g) (h) Extension Period provided provided Sections 5.1(c) (e) (f) (g) (h) th
 pari passu
 A-5




---



##### 



pari passu
   A-6




---



##### 



Mercantile Bancorp, Inc.By:Name:Title:   WILMINGTON TRUST COMPANY, not in its individual
capacity but solely as TrusteeBy:Authorized Officer A-7




---



##### 



Securities Indenture Trustee
 Trust Agreement Trust
 Article XI provided
 Article XI provided
   A-8




---



##### 



A-9




---



##### 



Tier 1 Risk Weighted Assets
    
    
    
    %Ratio of Double Leverage
    
    
    
    %Non-Performing Assets to Loans and OREO
    
    
    
    %Tangible Common Equity as a Percentage of Tangible Assets
    
    
    
    %Ratio of Reserves to Non-Performing Loans
    
    
    
    %Ratio of Net Charge-Offs to Loans
    
    
    
    %Return on Average Assets (annualized)
    
    
    
    %Net Interest Margin (annualized)
    
    
    
    %Efficiency Ratio
    
    
    
    %Ratio of Loans to Assets
    
    
    
    %Ratio of Loans to Deposits
    
    
    
    %Double Leverage (exclude trust preferred as equity)
    
    
    
    %Total Assets
    $Year to Date Income
    $
 
 *
    
    A table describing the quarterly report calculation procedures is attached. FOR FISCAL YEAR END
 FOR FISCAL QUARTER END
  B-1




---



##### 



Name:Title:Mercantile Bancorp, Inc.440 Maine StreetQuincy, Illinois 62301Tel: (217) 223-7300
 B-2




---



##### 



Corresponding FRY-9C or LP Line Items with LineReport Item
    
    Item corresponding Schedules
    
    Description of CalculationTier 1 Risk 
Weighted Assets
    
    BHCK7206 
Schedule HC-R
    
    Tier 1 Risk Ratio: Core Capital
(Tier 1)/ Risk-Adjusted AssetsRatio of Double
Leverage
    
    (BHCP0365)/(BCHCP3210) 
Schedule PC in the LP
    
    Total equity investments in
subsidiaries divided by the total
equity capital. This field is
calculated at the parent company
level. Subsidiaries include bank,
bank holding company, and non-bank
subsidiaries.Non-Performing
Assets to Loans and
OREO
    
    (BHCK5525-BHCK3506+BHCK5526-BHCK3507+BHCK2744/(BHCK2122+BHCK2744)
Schedules HC-C, HC-M & HC-N
    
    Total Nonperforming Assets
(NPLs+Foreclosed Real Estate+Other
Nonaccrual & Repossessed
Assets)/Total Loans+Foreclosed Real
EstateTangible Common
Equity as a
Percentage of
Tangible Assets
    
    (BHDM3210-BHCK3163)/(BHCK2170-BHCK3163) 
Schedule HC
    
    (Equity Capital  Goodwill)/(Total
Assets  Goodwill)Ratio of Reserves
to Non-Performing
Loans
    
    (BHCK3123+BHCK3128)/(BHCK5525-BHCK3506+BHCK5526-BHCK3507)
Schedules HC & HC-N & HC-R
    
    Total Loan Loss and Allocated
Transfer Risk Reserves/ Total
Nonperforming Loans (Nonaccrual +
Restructured)Ratio of Net
Charge-Offs to
Loans
    
    (BHCK4635-BHCK4605)/(BHCK3516) 
Schedules HI-B & HC-K
    
    Net charge offs for the period as a
percentage of average loans.Return on Average 
Assets (annualized)
    
    (BHCK4340/BHCK3368) Schedules HI & HC-K
    
    Net Income as a percentage of Assets.Net Interest 
Margin
(annualized)
    
    (BHCK4519/(BHCK3515+BHCK3365+BHCK3516+ BHCK3401+BHCKB985) Schedules HI Memorandum and HC-K
    
    (Net Interest Income Fully Taxable
Equivalent, if available/Average
Earning Assets)Efficiency Ratio
    
    (BHCK4093)/(BHCK4519+BHCK4079) Schedule HI
    
    (Non-interest Expense)/(Net Interest
Income Fully Taxable Equivalent, if
available, plus Non-interest Income)Ratio of Loans to
Assets
    
    (BHCKB528+BHCK5369)/(BHCK2170) Schedule HC
    
    Total Loans & Leases (Net of
Unearned Income & Gross of
Reserve)/Total AssetsRatio of Loans to
Deposits
    
    (BHCKB528+BHCK5369)/(BHDM6631+BHDM663 6+BHFN6631+BHFN6636)
Schedule HC
    
    Total Loans & Leases (Net of
Unearned Income & Gross of
Reserve)/Total Deposits (Includes
Domestic and Foreign Deposits)




---



##### 



Corresponding FRY-9C or LP Line Items with LineReport Item
    
    Item corresponding Schedules
    
    Description of CalculationTotal Assets
    
    (BHCK2170) Schedule HC
    
    The sum of total assets.
Includes cash and balances
due from depository
institutions; securities;
federal funds sold and
securities purchased under
agreements to resell;
loans and lease financing
receivables; trading
assets; premises and fixed
assets; other real estate
owned; investments in
unconsolidated
subsidiaries and
associated companies;
customers liability on
acceptances outstanding;
intangible assets; and
other assets.Net Income
    
    (BHCK4300) Schedule HI
    
    The sum of income
(loss)before extraordinary
items and other
adjustments and
extraordinary items; and
other adjustments, net of
income taxes.




---



##### 



specify each such default and the nature and status thereof
  
 Name:Title:
    
    [Must be the Chairman of the Board, a
Vice Chairman of the Board, the Chief
Executive Officer, the President, or a
Vice President] of Mercantile Bancorp,
Inc.Name:Title:
    
    [Must be the Chief Financial Officer,  the
Treasurer, an Assistant Treasurer, the
Secretary or an AssistantSecretary] of
Mercantile Bancorp, Inc.
 C-1