Exhibit 10.1
 LIMITED WAIVER, CONSENT AND AMENDMENT NO. 3 TO SECOND AMENDED
AND RESTATED CREDIT AGREEMENT
 Agreement REAL MEX RESTAURANTS, INC. Real Mex ACAPULCO RESTAURANTS, INC. ARI EL TORITO FRANCHISING COMPANY ETFI EL TORITO
RESTAURANTS, INC. ETRI TARV INC., TARV ACAPULCO RESTAURANT OF VENTURA, INC. ARV ACAPULCO RESTAURANT OF WESTWOOD, INC. ARW ACAPULCO MARK
CORP. AMC MURRAY PACIFIC MP ALA DESIGN, INC. ALAD REAL MEX FOODS, INC. RMF ACAPULCO RESTAURANT OF
DOWNEY, INC. ARD ACAPULCO RESTAURANT OF MORENO VALLEY, INC. AMV EL PASO CANTINA, INC. EPC CKR ACQUISITION CORP. CKR CHEVYS RESTAURANTS,
LLC Chevys Borrowers GENERAL ELECTRIC CAPITAL CORPORATION Agent
 RECITALS
 Credit Agreement
 Cocina SCSF
Cantinas KKR Canpartners Exchange
Agreement Exchange




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Annex A Unsecured Credit Agreement Amendment Annex B Intercreditor Agreement (Unsecured Term Loan)
Amendment Annex C Intercreditor
Agreement (Parent Debt) Amendment
    Definitions in Credit Agreement; etc.
 Limited Waiver
   provided
  2




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Consents
     Amendments
  Applicable Margin
 Base Rate
 The Wall Street Journal The Wall Street Journal
  3




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Change of Control
 Co-Investors
 Permitted Holders
 Restricted Payments
 Revolving Credit Loan Maturity Date
  4




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Page BBAM
  Amendment No. 3 Effective Date
 Canpartners
 Cocina
 Exchange Agreement
 Exchange Fee Agreement
 Interest Coverage Ratio
 KKR
  5




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New Equity Documents
 New Management Agreement
 New Stockholders Agreement
 Parent Stockholders Schedule 8.18(A)
 Parent Stockholder Affiliates
 SCSF Cantinas
        6




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provided
          7




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11.1 Leverage Ratio
 Period(inclusive of end dates)
    
    RatioJanuary 1, 2006  December 31, 2007
    
    3.85 to 1.00January 1, 2008  March 31, 2008
    
    4.00 to 1.00April 1, 2008  June 30, 2008
    
    4.00 to 1.00July 1, 2008  September 30, 2008
    
    4.00 to 1.00October 1, 2008 and thereafter
    
    5.25 to 1.00
  11.2 Adjusted Leverage Ratio
 Period(inclusive of end dates)
    
    RatioJanuary 1, 2006  December 31, 2007
    
    5.95 to 1.00January 1, 2008  March 31, 2008
    
    6.25 to 1.00April 1, 2008  June 30, 2008
    
    6.15 to 1.00July 1, 2008  September 30, 2008
    
    6.15 to 1.00October 1, 2008 and thereafter
    
    6.85 to 1.00
  8




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11.3 Minimum Interest Coverage Ratio
    provided however Test Year
  9




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Schedule 8.18(A) Schedule 8.18(A)
  13.5 Monthly Debt to EBITDA Ratio Compliance Compliance Date
     10




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Schedule 8.18(A) Schedule
8.18(A)
 Exhibit B Exhibit
B
 Conditions Amendment
No. 3 Effective Date
   Annex D
    Representations and Warranties
    11




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Schedule 6(d)
      12




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Execution in Counterparts
 Continuing Effect of the Credit Agreement
 Applicable Law
 Headings
 Loan Document
 Reaffirmation
   13




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REAL MEX RESTAURANTS, INC.ACAPULCO RESTAURANTS, INC.EL TORITO FRANCHISING COMPANYEL TORITO RESTAURANTS, INC.TARV, INC.ACAPULCO RESTAURANT OF VENTURA, INC.ACAPULCO RESTAURANT OF WESTWOOD, INC.ACAPULCO MARK CORP.MURRAY PACIFICALA DESIGN, INC.REAL MEX FOODS, INC.ACAPULCO RESTAURANT OF DOWNEY, INC.ACAPULCO RESTAURANT OF MORENO VALLEY, INC.EL PASO CANTINA, INC.CKR ACQUISITION CORP.CHEVYS RESTAURANTS, LLC
 By:
    /s/ Steven L. TannerName:
    Steven L. TannerTitle:
    Chief Financial Officer Signature Page to
Limited Waiver, Consent and Amendment No. 3 to Credit Agreement




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GENERAL ELECTRIC CAPITAL CORPORATION, 
as Agent and sole LenderBy:
    /s/ Thomas MoroName:
    Thomas MoroTitle:
    Authorized Signatory Signature Page to
Limited Waiver, Consent and Amendment No. 3 to Credit Agreement




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ACKNOWLEDGMENT, CONSENT AND REAFFIRMATION




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13 November
 RM RESTAURANT HOLDING CORP.By:
    /s/ Steven L. TannerName:
    Steven L. TannerTitle:
    Chief Financial Officer Signature Page to
Acknowledgment, Consent and Reaffirmation