| Type(s)      of Facility             | Facility      Limit(s) | Designated      Customer(s) and  |
|--------------------------------------|------------------------|----------------------------------|
|                                 |                   | Sub-limit(s),      if applicable |
| 1.      Current Account Overdraft    | HKD3,000,000.-         | •      The Customer        |
| 2.      Trade Finance                | HKD40,000,000.-        | -                                |
| (Please      refer to Appendix I for |                   |                             |
| product      details.)               |                   |                             |
| (a)      Trade Finance Group All     |                   | •      The Customer        |
|                                 |                   | (HKD40,000,000.-)                |

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| (b)      Trade Finance Group 1                                                                                                                                                                                                                                              |                   | •      The Customer |
|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|------------------------|---------------------------|
|                                                                                                                                                                                                                                                                        |                   | (HKD40,000,000.-)         |
| (c)      Trade Finance Group 2                                                                                                                                                                                                                                              |                   | •      The Customer |
|                                                                                                                                                                                                                                                                        |                   | (HKD40,000,000.-)         |
| (d)      Trade Finance Group 3                                                                                                                                                                                                                                              |                   | •      The Customer |
|                                                                                                                                                                                                                                                                        |                   | (HKD40,000,000.-)         |
| 3.      Factoring                                                                                                                                                                                                                                                           | HKD20,000,000.-        | •      The Customer |
|                                                                                                                                                                                                                                                                        | (being      FlU Limit) |                      |
| Total      Facility Limit:                                                                                                                                                                                                                                                  | HKD63.000.000.-        |
| Note:-                                                                                                                                                                                                                                                                      |
| The      aggregate amounts outstanding under all Sub-limits shall not at any time      exceed the Facility Limit to which the Sub-limits relate and the aggregate      amounts outstanding under all Facilities shall not at any time exceed the      Total Facility Limit. |

| ·             | the      enclosed copy of this letter signed by a director on behalf      of the Customer(s). |
|--------------------------------------------------|-----------------------------------------------------------------------------------------------|

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