<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED FINANCIAL STATEMENTS OF HAVERFIELD CORPORATION INCLUDED IN THE 
FORM 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES 
EXCHANGE ACT OF 1934, FOR THE FISCAL YEAR ENDED DECEMBER 31, 1996 AND IS 
QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
       
<S>                             <C>
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-END>                               DEC-31-1996
<CASH>                                           5,489
<INT-BEARING-DEPOSITS>                             100
<FED-FUNDS-SOLD>                                 2,822
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     36,000
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                        296,714
<ALLOWANCE>                                      2,922
<TOTAL-ASSETS>                                 346,856
<DEPOSITS>                                     279,073
<SHORT-TERM>                                         0
<LIABILITIES-OTHER>                              9,431
<LONG-TERM>                                     30,000
<COMMON>                                            19
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<OTHER-SE>                                      28,333
<TOTAL-LIABILITIES-AND-EQUITY>                 346,856
<INTEREST-LOAN>                                 24,529
<INTEREST-INVEST>                                2,572
<INTEREST-OTHER>                                   191
<INTEREST-TOTAL>                                27,292
<INTEREST-DEPOSIT>                              13,932
<INTEREST-EXPENSE>                              14,742
<INTEREST-INCOME-NET>                           12,550
<LOAN-LOSSES>                                      309
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                 11,962
<INCOME-PRETAX>                                  2,284
<INCOME-PRE-EXTRAORDINARY>                       1,507
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     1,507
<EPS-PRIMARY>                                      .79
<EPS-DILUTED>                                      .79
<YIELD-ACTUAL>                                    3.76
<LOANS-NON>                                      2,697
<LOANS-PAST>                                         5
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                  1,045
<ALLOWANCE-OPEN>                                 2,734
<CHARGE-OFFS>                                      145
<RECOVERIES>                                        24
<ALLOWANCE-CLOSE>                                2,922
<ALLOWANCE-DOMESTIC>                             2,562
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                            360
        

</TABLE>