|  | 1. | The      Insurant hereby transfers the beneficial interest for indemnities under      the insurance policy No. 11619000901010000001 (hereinafter referred to as      the insurance policy) to The Indemnity  Beneficiary. |
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|  | 2. | The      Insurer agrees on the transfer and promises to pay all the indemnification      under the insurance policy to The Indemnity Beneficiary, provided that the      interest of the Third Party (whose right to indemnification surpasses that      of the bank) will not beaffected. |
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|  | 3. | The      Indemnity Beneficiary accepts this transfer and declares that it has full      knowledge about the terms and conditions included in this insurance policy      and agreed on them. |
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|  | - | The      Indemnity Beneficiary can inform The Insurer instantly once it is aware of      the occurrence of overdue debts. If The Indemnity claims against The      Insurer, it is required to provide all written evidence relating to the      debts, related documents with respect to the assignment of the debts, as      well as submitting the <<Notice on the occurrence of overdue debts      and the application for The Insurer’s involvement >> (please find      the attached format). |
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|  | - | The      Indemnity Beneficiary agrees and accepts the following provisions: No. 11,      12,13,14,15 and 16 provisions under the Section 7of the General Clause, as      well as No. 24 and 25 provisions under the Section 8 of the General Clause      and provision No. 4 under the C.102 supplementary    provision. |
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|  | 4. | The      Insurer agrees that this Agreement will not release itself from any of its      obligations under the insurancepolicy. |
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|  | 5. | The      Indemnity Beneficiary has the right to know everything contained in the      insurance policy, include but not limited to terms and conditions,      endorsement and line of credit. If any of this insurance policy is      changed, The Insurer shall inform The Insurant and also inform The      Indemnity Beneficiary in written at the same  time. |
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|  | 6. | Within      the valid period of this insurance policy, if The Insurant requests to      change or terminate the insurance policy unilaterally, it shall get the      written approval from The Indemnity Beneficiary in advance; if there is no      written approval provided by The Indemnity Beneficiary enclosed in the      written application on changing or terminating this insurance policy which      is submitted by The Insurant, The Insurer will consider it as incomplete      application and therefore rejectit. |
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|  | 7. | This      Agreement is signed in triplicate and is valid for all of the debts      included in this insurance policy and becomes effective on May 4,      2010. |
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