Exhibit 10.18
 Execution Copy
 Joinder Agreement
  Section 15 First
Priority Pledge and Security Agreement First Priority
Lender First Priority Collateral Agent
 Section 16 Second
Priority Pledge and Security Agreement 2010 Trustee Second Priority Collateral Agent
 Section 16 Third
Priority Pledge and Security Agreement 2015 Trustee Third Priority Collateral Agent
 Section 16 Hedge Pledge and
Security Agreement Security
Agreement Security Agreements Hedge
Counterparty
 Section 8.10 Intercreditor Agreement Collateral Control Agent
 Section 4.03
 Joinder Agreement  Additional Account Parties




---



##### 



Section 11(a)(xv)
 Section 11(a)(xv)
  New Additional Account Party New Additional
Account Parties
 Annex A
 Annex A
 Joinder Agreement  Additional Account Parties
 2




---



##### 



Annex A
 Annex A
 Annex A
  Joinder Agreement  Additional Account Parties
 3




---



##### 



Existing Pledgor Existing Pledgors
 Annex A
 Annex A
 Annex A
  Joinder Agreement  Additional Account Parties
 4




---



##### 



Annex A
 Annex A
 Annex B Annex A
  Joinder Agreement  Additional Account Parties
 5




---



##### 



AMERILAND, LLC,
as New Additional Account PartyBy:     REG-PFH, LLC, its Sole MemberBy: /s/ David Flavin

Name: David FlavinTitle: Chief Financial OfficerREG-PFH, LLC,as New Additional Account PartyBy: /s/ David FlavinName: David FlavinTitle: Chief Financial OfficerHOME CONNECTS LENDING SERVICES, LLC,as New Additional Account PartyBy: /s/ James YoungName: James YoungTitle: Chief Financial OfficerMINT I, LLC,as New Additional Account PartyBy: /s/ James YoungName: James YoungTitle: Chief Financial Officer
 Joinder Agreement  Additional Account Parties




---



##### 



MINT I VFN HOLDINGS, LLC,
as New Additional Account PartyBy: /s/ James YoungName: James YoungTitle: Chief Financial OfficerEASTERN MASSACHUSETTS REAL ESTATE, LLC, as New
Additional Account PartyBy: /s/ James YoungName: James YoungTitle: Chief Financial OfficerKOENIG & STREY INSURANCE AGENCY, LLC, as New
Additional Account PartyBy: /s/ James YoungName: James YoungTitle: Chief Financial OfficerKOENIG & STREY, LLC,
as New Additional Account PartyBy: /s/ James YoungName: James YoungTitle: Chief Financial OfficerPACIFIC UNION REAL ESTATE GROUP, LTD.,

as New Additional Account PartyBy: /s/ James YoungName: James YoungTitle: Chief Financial Officer
 Joinder Agreement  Additional Account Parties




---



##### 



REFERRAL NETWORK OF IL, LLC,
as New Additional Account PartyBy: /s/ James YoungName: James YoungTitle: Chief Financial OfficerREFERRAL NETWORK OF MASSACHUSETTS, LLC, as New
Additional Account PartyBy: /s/ James YoungName: James YoungTitle: Chief Financial OfficerREFERRAL NETWORK OF NY/NJ, LLC,
as New Additional Account PartyBy: /s/ James YoungName: James YoungTitle: Chief Financial OfficerREFERRAL NETWORK OF PUREG, INC., 

as New Additional Account PartyBy: /s/ James YoungName: James YoungTitle: Chief Financial OfficerGHS METRO NY, LLC,
as New Additional Account PartyBy: /s/ James YoungName: James YoungTitle: Chief Financial Officer
 Joinder Agreement  Additional Account Parties




---



##### 



GMAC GLOBAL RELOCATION SERVICES, LLC, as New
Additional Account PartyBy: /s/ James YoungName: James YoungTitle: Chief Financial OfficerGMACR MORTGAGE PRODUCTS, LLC,
as New Additional Account PartyBy: /s/ James YoungName: James YoungTitle: Chief Financial OfficerDITECH, LLC,
as New Additional Account PartyBy: /s/ James YoungName: James YoungTitle: Chief Financial OfficerGHS MORTGAGE, LLC,
as New Additional Account PartyBy: /s/ James YoungName: James YoungTitle: Chief Financial OfficerRESIDENTIAL CONSUMER SERVICES, LLC,
as New Additional Account PartyBy: /s/ James YoungName: James YoungTitle: Chief Financial Officer
 Joinder Agreement  Additional Account Parties




---



##### 



GMAC MORTGAGE USA CORPORATION,as New Additional Account PartyBy: /s/ James Young

Name: James YoungTitle: Chief Financial OfficerGMAC REAL ESTATE, LLC,as New Additional Account PartyBy: /s/ James Young

Name: James YoungTitle: Chief Financial OfficerRESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC.,as New Additional Account PartyBy: /s/ James Young

Name: James YoungTitle: Chief Financial OfficerMFC ASSET, LLC,as New Additional Account PartyBy: /s/ James Young

Name: James YoungTitle: Chief Financial OfficerRFC ADVANCE DEPOSITOR, LLC,as New Additional Account PartyBy: /s/ James Young

Name: James YoungTitle: Chief Financial Officer
 Joinder Agreement  Additional Account Parties




---



##### 



RFC ASSET MANAGEMENT, LLC,as New Additional Account PartyBy: /s/ James YoungName: James YoungTitle: Chief Financial OfficerRFC SFJV-2002, LLC,as New Additional Account PartyBy:
    
    RFC ASSET MANAGEMENT, LLC,its sole memberBy: /s/ James YoungName: James YoungTitle: Chief Financial OfficerRCSFJV2004, LLC,as New Additional Account PartyBy:
    
    RFC ASSET MANAGEMENT, LLC,its sole memberBy: /s/ James YoungName: James YoungTitle: Chief Financial OfficerUNION TRUST MORTGAGE SERVICES, INC.,as New Additional Account PartyBy: /s/ James YoungName: James YoungTitle:
    
    Chief Financial Officer
 Joinder Agreement  Additional Account Parties




---



##### 



DEVELOPERS OF HIDDEN SPRINGS, LLC,as Existing PledgorBy: /s/ David Flavin

Name: David FlavinTitle: Chief Financial OfficerDOA HOLDING PROPERTIES, LLC,as Existing PledgorBy: /s/ David Flavin

Name: David FlavinTitle: Chief Financial OfficerGMAC HOME SERVICES, LLC,as Existing PledgorBy: /s/ James Young

Name: James YoungTitle: Chief Financial OfficerRFC ASSET HOLDINGS II, LLC,as Existing PledgorBy: /s/ James YoungName: James YoungTitle: Chief Financial Officer
 Joinder Agreement  Additional Account Parties




---



##### 



ACKNOWLEDGED AND AGREEDas of the date first above written:GMAC LLC 
as Lender AgentBy: /s/ David C. Walker

Name: David C. WalkerTitle: Group Vice President & TreasurerGMAC LLC
as Hedge CounterpartyBy: /s/ David C. Walker

Name: David C. WalkerTitle: Group Vice President & Treasurer
 Joinder Agreement  Additional Account Parties




---



##### 



WELLS FARGO BANK, N.A.,
as First Priority Collateral AgentBy: /s/ Alfia Monastra

Name: Alfia MonastraTitle: Vice PresidentWELLS FARGO BANK, N.A.,
as Second Priority Collateral AgentBy: /s/ Alfia MonastraName: Alfia MonastraTitle: Vice PresidentWELLS FARGO BANK, N.A.,
as Third Priority Collateral AgentBy: /s/ Alfia MonastraName: Alfia MonastraTitle: Vice PresidentWELLS FARGO BANK, N.A.,
as Collateral Control AgentBy: /s/ Alfia MonastraName: Alfia MonastraTitle: Vice President
 Joinder Agreement  Additional Account Parties




---



##### 



ACKNOWLEDGED AND AGREED FORPURPOSES OF THE LOAN AGREEMENTas of the date first above written:GMAC MORTGAGE, LLCBy: /s/ James Young

Name: James YoungTitle: Chief Financial OfficerRESIDENTIAL FUNDING COMPANY, LLCBy: /s/ James YoungName: James YoungTitle: Chief Financial Officer
 Joinder Agreement  Additional Account Parties




---



##### 



Description of Collateral
   Schedule X Annex B
  provided Collateral Annex A
 Joinder Agreement  Additional Account Parties
 A-1




---



##### 



Updated Information to Schedules I-XI and Attachment Ito each Security Agreement
  AMERILAND, LLC
 
 REG-PFH, LLC
 
 HOME CONNECTS LENDING SERVICES, LLC
 
 MINT I, LLC
 
 MINT I VFN HOLDINGS, LLC
 Joinder Agreement  Additional Account Parties
 B-1




---



##### 



EASTERN MASSACHUSETTS REAL ESTATE, LLC
 
 KOENIG & STREY INSURANCE AGENCY, LLC
 
 KOENIG & STREY, LLC
 
 PACIFIC UNION REAL ESTATE GROUP, LTD.
 
 Joinder Agreement  Additional Account Parties
 B-2




---



##### 



REFERRAL NETWORK OF IL, LLC
 
 REFERRAL NETWORK OF MASSACHUSETTS, LLC
 
 REFERRAL NETWORK OF NY/NJ, LLC
 
 REFERRAL NETWORK OF PUREG, INC.
 
 GHS METRO NY, LLC
 
 Joinder Agreement  Additional Account Parties
 B-3




---



##### 



GMAC GLOBAL RELOCATION SERVICES, LLC
 
 GMACR MORTGAGE PRODUCTS, LLC
 
 DITECH, LLC
 
 GHS MORTGAGE, LLC
 
 RESIDENTIAL CONSUMER SERVICES, LLC
 
 Joinder Agreement  Additional Account Parties
 B-4




---



##### 



GMAC MORTGAGE USA CORPORATION
 
 GMAC REAL ESTATE, LLC
 
 RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC.
 
 MFC ASSET, LLC
 
 RFC ADVANCE DEPOSITOR, LLC
 
 Joinder Agreement  Additional Account Parties
 B-5




---



##### 



RFC ASSET MANAGEMENT, LLC
 
 RFC SFJV-2002, LLC
 
 
 RCSFJV2004, LLC
 
 
 UNION TRUST MORTGAGE SERVICES, INC.
 
 Joinder Agreement  Additional Account Parties
 B-6




---



##### 



AMERILAND, LLC
  REG-PFH, LLC
  HOME CONNECTS LENDING SERVICES, LLC
  MINT I, LLC
  MINT I VFN HOLDINGS. LLC
  EASTERN MASSACHUSETTS REAL ESTATE, LLC
  KOENIG & STREY INSURANCE AGENCY, LLC
  KOENIG & STREY, LLC
  PACIFIC UNION REAL ESTATE GROUP, LTD.
  REFERRAL NETWORK OF IL, LLC
    REFERRAL NETWORK OF MASSACHUSETTS, LLC
  Joinder Agreement  Additional Account Parties
 B-7




---



##### 



REFERRAL NETWORK OF NY/NJ, LLC
    REFERRAL NETWORK OF PUREG, INC.
  GHS METRO NY, LLC
  GMAC GLOBAL RELOCATION SERVICES, LLC
    GMACR MORTGAGE PRODUCTS, LLC
  DITECH, LLC
     GHS MORTGAGE, LLC
  RESIDENTIAL CONSUMER SERVICES, LLC
  GMAC MORTGAGE USA CORPORATION
  Joinder Agreement  Additional Account Parties
 B-8




---



##### 



GMAC REAL ESTATE, LLC
 RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC.
 MFC ASSET, LLC
 RFC ADVANCE DEPOSITOR, LLC
 RFC ASSET MANAGEMENT, LLC
 RFC SFJV-2002, LLC
 RCSFJV2004, LLC
 
 UNION TRUST MORTGAGE SERVICES, INC.
   InterestType of
    
    Interests Owned
    
    
    
    % of Interests ofPledged Interests
    
    Interests
    
    by Pledgor
    
    Pledgor
    
    Pledgor PledgedLimited Liability
    
    
    
    GMAC Model HomeGMCMTH, LLC
    
    Company
    
    100%
    
    Finance, LLC
    
    
    100
    %Limited Liability
    
    
    
    GMAC Model HomeKBOne, LLC
    
    Company
    
    100%
    
    Finance, LLC
    
    
    100
    %
 Joinder Agreement  Additional Account Parties
 B-9




---



##### 



InterestType of
    
    Interests Owned
    
    
    
    % of Interests ofPledged
Interests
    
    Interests
    
    by Pledgor
    
    Pledgor
    
    Pledgor PledgedLimited Liability
    
    
    
    GMAC Model HomeLENOne, LLC
    
    Company
    
    100%
    
    Finance, LLC
    
    
    100
    %Limited Liability
    
    
    
    GMAC Model HomeWPSHOne, LLC
    
    Company
    
    100%
    
    Finance, LLC
    
    
    100
    %Limited Liability
    
    
    
    GMAC Model HomeRFC MHF Funding, LLC
    
    Company
    
    100%
    
    Finance, LLC
    
    
    100
    %GMAC Model Home
    
    Limited Liability
    
    
    
    Residential FundingFinance, LLC
    
    Company
    
    100%
    
    Company, LLC
    
    
    100
    %
  InterestType of
    
    Interests Owned
    
    
    
    % of Interests ofPledged Interests
    
    Interests
    
    by Pledgor
    
    Pledgor
    
    Pledgor PledgedGMAC Model Home
    
    Limited Liability
    
    100%
    
    Residential Funding
    
    
    100
    %Finance I, LLC
    
    Company
    
    
    
    Company, LLCCMH Holdings, LLC
    
    Class B Junior
    
    100%
    
    GMAC Model Home
    
    
    100
    %Preferred Units
    
    
    
    Finance I, LLCDOA Properties III
    
    Limited Liability
    
    100%
    
    DOA Holding
    
    
    100
    %(Models), LLC
    
    Company
    
    
    
    Properties, LLCDOA Properties IIIB
    
    Limited Liability
    
    100%
    
    DOA Holding
    
    
    100
    %(KB Models), LLC
    
    Company
    
    
    
    Properties, LLCDOA Properties V
    
    Limited Liability
    
    100%
    
    DOA Holding
    
    
    100
    %(Lots-CA), LLC
    
    Company
    
    
    
    Properties, LLCDOA Properties VII
    
    Limited Liability
    
    100%
    
    DOA Holding
    
    
    100
    %(Lots-NV), LLC
    
    Company
    
    
    
    Properties, LLC
 Joinder Agreement  Additional Account Parties
 B-10




---



##### 



InterestType of
    
    Interests Owned
    
    
    
    % of Interests ofPledged Interests
    
    Interests
    
    by Pledgor
    
    Pledgor
    
    Pledgor PledgedDOA Properties IX
    
    Limited Liability
    
    100%
    
    DOA Holding
    
    
    100
    %(Lots-Other), LLC
    
    Company
    
    
    
    Properties, LLCResidential Funding
    
    Limited Liability
    
    100%
    
    Residential Funding
    
    
    100
    %Real Estate
    
    Company
    
    
    
    Company, LLCHoldings, LLC
  Jurisdiction ofIncorporationParent
    
    Subsidiary
    
    (Subsidiary)GMAC Home Services, LLC
    
    Referral Network of NY/NJ, LLC
    
    Delaware
  john.peterson@gmacrescap.com
  Hu.Benton@gmacrescap.com
 Joinder Agreement  Additional Account Parties
 B-11




---



##### 



john.peterson@gmacrescap.com
  Hu.Benton@gmacrescap.com
 john.peterson@gmacrescap.com
  Hu.Benton@gmacrescap.com
 Joinder Agreement  Additional Account Parties
 B-12




---



##### 



john.peterson@gmacrescap.com
  Hu.Benton@gmacrescap.com
 john.peterson@gmacrescap.com
  Hu.Benton@gmacrescap.com
 Joinder Agreement  Additional Account Parties
 B-13




---



##### 



john.peterson@gmacrescap.com
  Hu.Benton@gmacrescap.com
 john.peterson@gmacrescap.com
  Hu.Benton@gmacrescap.com
 Joinder Agreement  Additional Account Parties
 B-14




---



##### 



john.peterson@gmacrescap.com
  Hu.Benton@gmacrescap.com
 john.peterson@gmacrescap.com
  Hu.Benton@gmacrescap.com
 Joinder Agreement  Additional Account Parties
 B-15




---



##### 



john.peterson@gmacrescap.com
  Hu.Benton@gmacrescap.com
 john.peterson@gmacrescap.com
  Hu.Benton@gmacrescap.com
 Joinder Agreement  Additional Account Parties
 B-16




---



##### 



john.peterson@gmacrescap.com
  Hu.Benton@gmacrescap.com
 john.peterson@gmacrescap.com
  Hu.Benton@gmacrescap.com
 Joinder Agreement  Additional Account Parties
 B-17




---



##### 



john.peterson@gmacrescap.com
  Hu.Benton@gmacrescap.com
 john.peterson@gmacrescap.com
  Hu.Benton@gmacrescap.com
 Joinder Agreement  Additional Account Parties
 B-18




---



##### 



john.peterson@gmacrescap.com
  Hu.Benton@gmacrescap.com
 john.peterson@gmacrescap.com
  Hu.Benton@gmacrescap.com
 Joinder Agreement  Additional Account Parties
 B-19




---



##### 



john.peterson@gmacrescap.com
  Hu.Benton@gmacrescap.com
 john.peterson@gmacrescap.com
  Hu.Benton@gmacrescap.com
 Joinder Agreement  Additional Account Parties
 B-20




---



##### 



john.peterson@gmacrescap.com
  Hu.Benton@gmacrescap.com
 john.peterson@gmacrescap.com
  Hu.Benton@gmacrescap.com
 Joinder Agreement  Additional Account Parties
 B-21




---



##### 



john.peterson@gmacrescap.com
  Hu.Benton@gmacrescap.com
 john.peterson@gmacrescap.com
  Hu.Benton@gmacrescap.com
 Joinder Agreement  Additional Account Parties
 B-22




---



##### 



john.peterson@gmacrescap.com
  Hu.Benton@gmacrescap.com
 john.peterson@gmacrescap.com
  Hu.Benton@gmacrescap.com
 Joinder Agreement  Additional Account Parties
 B-23




---



##### 



john.peterson@gmacrescap.com
  Hu.Benton@gmacrescap.com
 john.peterson@gmacrescap.com
  Hu.Benton@gmacrescap.com
 Joinder Agreement  Additional Account Parties
 B-24




---



##### 



john.peterson@gmacrescap.com
  Hu.Benton@gmacrescap.com
  FinancialAccount Owner
    
    Institution
    
    Account Number
    
    Account NameResidential 
Capital, LLC
    
    Wachovia Bank,
National
Association
    
    
    2000042911388
    
    
    Residential
Capital, LLC Serv
Advances
Concentration
Account for the
benefit of Wells
Fargo, N.A. as
Collateral Control
AgentGMAC Mortgage, LLC
    
    Citibank, N.A.
    
    
    30609909
    
    
    GMAC MORTGAGE WIRE
CONCGMAC Mortgage, LLC
    
    Deutsche Bank Trust
Company Americas
    
    
    00-392446
    
    
    GMAC CONCENTRATION
WIRE
 Joinder Agreement  Additional Account Parties
 B-25




---



##### 



FinancialAccount Owner
    
    Institution
    
    Account Number
    
    
    Account NameGMAC Global 
Relocation 
Services, LLC
    
    Bank of America,
N.A.
    
    
    1235062264
    
    
    GMAC GRS MAIN
CONCENTRATIONGMAC Home Services, 
LLC
    
    Bank of America,
N.A.
    
    
    1235117148
    
    
    GMAC HOME SERVICES
CONCENTRATIONGMAC Home Services, 
LLC
    
    Bank of America,
N.A.
    
    
    1235721369
    
    
    GMAC REAL ESTATE CO
OWNED CONCENTRATIONGMAC Mortgage USA 
Corporation
    
    Deutsche Bank Trust
Company Americas
    
    
    451530
    
    
    GMAC Mortgage USA
Corporation
ConcentrationHome Connects 
Lending Services, 
LLC
    
    Bank of America,
N.A.
    
    
    1233904474
    
    
    Home Connects
Lending Svcs
ConcentrationGMAC Residential 
Holding Company, 
LLC
    
    Bank of America,
N.A.
    
    
    990126021
    
    
    GMAC Residential
Hldg Corp Nevada
Concentration
  Account Owner
    
    Financial Institution
    
    Account Number

    
    Account NameAmeriland, LLC
    
    JP Morgan Chase
    
    1106871
    
    Ameriland LLC DisbBank, N.A.Developers of
    
    JP Morgan Chase
    
    1106335
    
    Developers of HiddenHidden Springs, LLC
    
    Bank, N.A.
    
    
    
    Springs, LLCDevelopers of
    
    JP Morgan Chase
    
    1106780
    
    Developers of HiddenHidden Springs, LLC
    
    Bank, N.A.
    
    
    
    Springs, LLC
 Joinder Agreement  Additional Account Parties
 B-26




---



##### 



Account Owner
    
    Financial Institution
        Account Number
    
    Account NameDevelopers of
    
    US Bank National
    
    104756781290
    
    Developers of HiddenHidden Springs, LLC
    
    Association
    
    
    
    SpringsDitech, LLC
    
    Wachovia Bank,
    
    200001330105
    
    Ditech, LLCNational AssociationDOA Holding
    
    JP Morgan Chase
    
    765905476
    
    DOA Holdings PropertiesProperties, LLC
    
    Bank, N.A.
    
    
    
    LLC- OperationsDOA Holding
    
    JP Morgan Chase
    
    765905468
    
    DOA HoldingsProperties, LLC
    
    Bank, N.A.
    
    
    
    Properties-ModelsEastern
    
    Bank of America, N.A.
    
    1235125563
    
    EASTERN MASSACHUSETTSMassachusetts Real
    
    
    
    
    
    REALEstate, LLCEastern
    
    Bank of America, N.A.
    
    8188213491
    
    EASTERN MASSACHUSETTSMassachusetts Real
    
    
    
    
    
    REAL ESTATE COMM FUNDINGEstate, LLCEastern
    
    Bank of America, N.A.
    
    8765005853
    
    EASTERN MASSACHUSETTSMassachusetts Real
    
    
    
    
    
    REAL ESTATE COMM FUNDINGEstate, LLC
    
    
    
    
    
    ControlledGHS Metro NY, LLC
    
    Bank of America, N.A.
    
    1235169543
    
    Metro NY LockboxGHS Metro NY, LLC
    
    Bank of America, N.A.
    
    8765006188
    
    Metro NY ControlledDisbursementGHS Mortgage, LLC
    
    JP Morgan Chase
    
    433578
    
    GHS MORTGAGE LLC DBABank, N.A.
    
    
    
    WINDSOR OPERATING
 Joinder Agreement  Additional Account Parties
 B-27




---



##### 



Account Owner
    
    Financial Institution
        Account Number
    
    Account NameGMAC Global
    
    Bank of America, N.A.
    
    1235062269
    
    GMAC GRS ELECTRONICRelocation
    
    
    
    
    
    PAYMENTSServices, LLCGMAC Global
    
    Citibank, N.A.
    
    30645619
    
    GMAC GLOBAL RELOCATIONRelocation
Services, LLCGMAC Global
    
    Wachovia Bank,
    
    2000003496460
    
    GMAC Global RelocationRelocation
    
    National Association
    
    
    
    Services, LLCServices, LLCGMAC Global
    
    Wachovia Bank,
    
    2014227004310
    
    GMAC Global RelocationRelocation
    
    National Association
    
    
    
    Services, LLCServices, LLCGMAC Home Services,
    
    Wachovia Bank,
    
    2000009655713
    
    GMAC Home Services, LLCLLC
    
    National AssociationGMAC Home Services,
    
    Wachovia Bank,
    
    2014217339011
    
    GMAC Home Services, LLCLLC
    
    National AssociationGMAC Home Services,
    
    Wachovia Bank,
    
    2000003392797
    
    GMAC Home Services, LLCLLC
    
    National AssociationGMAC Mortgage USA
    
    Deutsche Bank Trust
    
    00451549
    
    GMAC Mortgage USA CorpCorporation
    
    Company Americas
    
    
    
    First Mtge WiresGMAC Mortgage USA
    
    Deutsche Bank Trust
    
    00451557
    
    GMAC Mortgage USA CorpCorporation
    
    Company Americas
    
    
    
    2nd MtgeWiresGMAC Mortgage USA
    
    Wachovia Bank,
    
    2079951058907
    
    GMAC Mortgage USACorporation
    
    National Association
    
    
    
    Corporation
 Joinder Agreement  Additional Account Parties
 B-28




---



##### 



Account Owner
    
    Financial Institution
        Account Number
    
    Account NameGMAC Real Estate,
    
    Wachovia Bank,
    
    2000009655700
    
    GMAC Real Estate LLCLLC
    
    National AssociationGMACR Mortgage
    
    GMAC Bank
    
    2210115628
    
    GMACR Mortgage Products,Products, LLC
    
    
    
    
    
    LLCHome Connects
    
    Bank of America, N.A.
    
    1235029415
    
    Home Connects LendingLending Services,
    
    
    
    
    
    Svcs Vendor PaymentsLLCHome Connects
    
    Bank of America, N.A.
    
    1235029434
    
    Home Connects LendingLending Services,
    
    
    
    
    
    Svcs Advanced FeesLLCKoenig & Strey
    
    Bank of America, N.A.
    
    1235181786
    
    KOENIG & STREY INSURANCEInsurance Agency,
    
    
    
    
    
    LOCKBOXLLCKoenig & Strey, LLC
    
    Bank of America, N.A.
    
    1235181804
    
    FORT DEARBORN LAND TITLECO. LOCKBOKoenig & Strey, LLC
    
    Bank of America, N.A.
    
    1235255055
    
    KOENIG & STREY, INC.Koenig & Strey, LLC
    
    Bank of America, N.A.
    
    1235576490
    
    BUSINESS FRANCHISEFORMAT LOCKBOXKoenig & Strey, LLC
    
    Bank of America, N.A.
    
    8765005570
    
    BUSINESS FRANCHISEFORMAT CONTROLLEDDISBURSEMENTKoenig & Strey, LLC
    
    Bank of America, N.A.
    
    8765815278
    
    KOENIG & STREYDISBURSEMENTMFC Asset, LLC
    
    US Bank National
    
    153910012704
    
    MFC Asset LLCAssociation
 Joinder Agreement  Additional Account Parties
 B-29




---



##### 



Account Owner
    
    Financial Institution
        Account Number
    
    Account NameMINT I, LLC
    
    Bank of America, N.A.
    
    1235729747
    
    MINT I LLC OPERATINGACCOUNTMINT I VFN
    
    Bank of America, N.A.
    
    1235828327
    
    MINT I VFN HOLDINGS LLCHoldings, LLCPacific Union Real
    
    Bank of America, N.A.
    
    1235722250
    
    PACIFIC UNION REALEstate Group, Ltd.
    
    
    
    
    
    ESTATE OPERATINGPacific Union Real
    
    Bank of America, N.A.
    
    7765401325
    
    PACIFIC UNIONS RE GROUPEstate Group, Ltd.
    
    
    
    
    
    COMMISSIONReferral Network of
    
    Bank of America, N.A.
    
    1235727941
    
    REFERRAL NETWORK OF ILIL, LLC
    
    
    
    
    
    LLCReferral Network of
    
    Bank of America, N.A.
    
    1235727960
    
    REFERRAL NETWORK OF MAMassachusetts, LLC
    
    
    
    
    
    LLCReferral Network of
    
    Bank of America, N.A.
    
    1235727946
    
    REFERRAL NETWORK OFNY/NJ, LLC
    
    
    
    
    
    NY/NJ LLCReferral Network of
    
    Bank of America, N.A.
    
    1235554672
    
    Referral Network ofPUREG, Inc.
    
    
    
    
    
    PUREG, Inc.REG-PFH, LLC
    
    JP Morgan Chase
    
    1134667
    
    Reg PFH DisbursementBank, N.A.Residential
    
    Wachovia Bank,
    
    752000201447570
    
    Residential ConsumerConsumer Services,
    
    National Association
    
    
    
    Services, LLCLLC
 Joinder Agreement  Additional Account Parties
 B-30




---



##### 



Account Owner
    
    Financial Institution
        Account Number
    
    Account NameResidential Funding
    
    US Bank National
    
    152100013209
    
    Residential FundingMortgage Securities
    
    Association
    
    
    
    MortgageI, Inc.RFC Advance
    
    US Bank National
    
    153910248415
    
    RFC Advance Depositor IncDepositor, LLC
    
    AssociationRFC Asset Holdings
    
    US Bank National
    
    153910004800
    
    RFC Asset Holdings 2 LLCII, LLC
    
    AssociationRFC Asset
    
    US Bank National
    
    153910011920
    
    RFC Asset Management IncManagement, LLC
    
    AssociationRFC SFJV-2002, LLC
    
    US Bank National
    
    153910011938
    
    RFC SFJV 2002 LLCAssociationRCSFJV 2004, LLC
    
    US Bank National
    
    10479189443
    
    RCSFJV2004 LLCAssociationUnion Trust
    
    Bank of America, N.A.
    
    1235820227
    
    UNION TRUST MORTGAGEMortgage Services,
    
    
    
    
    
    SERVICESInc.Homecomings
    
    JP Morgan Chase
    
    1134675
    
    PIA Operating AccountFinancial, LLC
    
    Bank, N.A.Homecomings
    
    JP Morgan Chase
    
    1570696524
    
    Corporate (HFN Servicing)Financial, LLC
    
    Bank, N.A.Homecomings
    
    JP Morgan Chase
    
    5113180
    
    Homecomings FNL NetworkFinancial, LLC
    
    Bank, N.A.Homecomings
    
    JP Morgan Chase
    
    5546028
    
    HFN Wholesale LendingFinancial, LLC
    
    Bank, N.A.
    
    
    
    Master Account
 Joinder Agreement  Additional Account Parties
 B-31




---



##### 



Account Owner
    
    Financial Institution
        Account Number
    
    Account NameHomecomings
    
    US Bank National
    
    152100013217
    
    HOMECOMINGS FINANCIALFinancial, LLC
    
    Association
    
    
    
    NETWORK INCResidential Funding
    
    JP Morgan Chase
    
    1099928
    
    Residential FundingCompany, LLC
    
    Bank, N.A.
    
    
    
    Company, LLC CorporateOperationsResidential Funding
    
    JP Morgan Chase
    
    1106863
    
    Ameriland LLCCompany, LLC
    
    Bank, N.A.Residential Funding
    
    JP Morgan Chase
    
    1103613Company, LLC
    
    Bank, N.A.Residential Funding
    
    JP Morgan Chase
    
    5218640Company, LLC
    
    Bank, N.A.Residential Funding
    
    JP Morgan Chase
    
    708081617
    
    GMAC RFC, LLC MasterCompany, LLC
    
    Bank, N.A.
    
    
    
    Servicing OperatingAccountResidential Funding
    
    JP Morgan Chase
    
    5750873Company, LLC
    
    Bank, N.A.Residential Funding
    
    JP Morgan Chase
    
    5315476Company, LLC
    
    Bank, N.A.Residential Funding
    
    JP Morgan Chase
    
    777175639Company, LLC
    
    Bank, N.A.Residential Funding
    
    JP Morgan Chase
    
    5573416Company, LLC
    
    Bank, N.A.
 Joinder Agreement  Additional Account Parties
 B-32




---



##### 



Account Owner
    
    Financial Institution
    
    Account Number
    
    Account NameResidential Funding
    
    US Bank National
    
    104756807830
    
    RESIDENTIAL FUNDINGCompany, LLC
    
    Association
    
    
    
    COMPANY, LLCResidential Funding
    
    US Bank National
    
    104757811591
    
    RESIDENTIAL FUNDINGCompany, LLC
    
    Association
    
    
    
    COMPANY, LLCResidential Funding
    
    US Bank National
    
    152100013191
    
    RESIDENTIAL FUNDINGCompany, LLC
    
    Association
    
    
    
    COMPANY, LLCResidential Funding
    
    Wachovia Bank,
    
    200014428825
    
    Residential FundingCompany, LLC
    
    National Association
    
    
    
    Company, LLCResidential Funding
    
    Wachovia Bank,
    
    200041714706
    
    Residential FundingCompany, LLC
    
    National Association
    
    
    
    Company, LLCResidential Funding
    
    State Street Bank
    
    00076174
    
    RFC Principal Inv.Company, LLC
    
    and Trust Company
    
    
    
    ActivitiesResidential Funding
    
    State Street Bank
    
    00100453
    
    RFAH Principal Inv.Company, LLC
    
    and Trust Company
    
    
    
    Activities LoansResidential Funding
    
    State Street Bank
    
    00100446
    
    RFC Asset Holdings II,Company, LLC
    
    and Trust Company
    
    
    
    LLCResidential Funding
    
    State Street Bank
    
    00100461
    
    GMAC-RFC, LLC SecuritiesCompany, LLC
    
    and Trust Company
 Joinder Agreement  Additional Account Parties
 B-33




---



##### 



Account Owner
    
    Financial Institution
    
    Account Number
    
    Account NameResidential Funding
    
    State Street Bank
    
    BGLJ
    
    RFC Principal Inv.Company, LLC
    
    and Trust Company
    
    
    
    ActivitiesResidential Funding
    
    State Street Bank
    
    BGLG
    
    RFC Asset Holdings II,Company, LLC
    
    and Trust Company
    
    
    
    LLCResidential Funding
    
    State Street Bank
    
    BGLF
    
    RFC Asset Holdings II,Company, LLC
    
    and Trust Company
    
    
    
    LLCResidential Funding
    
    State Street Bank
    
    BGLM
    
    GMAC-RFC, LLC SECURITIESCompany, LLC
    
    and Trust CompanyGMAC Mortgage, LLC
    
    Citibank, N.A.
    
    30609933
    
    GMAC WHOLESALE LENDINGGMAC Mortgage, LLC
    
    Bank of America, N.A.
    
    1235572058
    
    GMAC Mortgage CorpConventional Rehab FundsGMAC Mortgage, LLC
    
    Bank of America, N.A.
    
    7765600532
    
    GMAC MORTGAGE CORPGMAC Mortgage, LLC
    
    Deutsche Bank Trust
    
    00-318756
    
    GMAC MORTGAGE CORPORATIONCompany AmericasGMAC Mortgage, LLC
    
    Deutsche Bank Trust
    
    00-330608
    
    GMAC MTG CORP/DITECH WIRCompany AmericasGMAC Mortgage, LLC
    
    Deutsche Bank Trust
    
    00-374678
    
    GMAC MORTGAGE CORPORATIONCompany AmericasGMAC Mortgage, LLC
    
    Deutsche Bank Trust
    
    00-389706
    
    GMAC HOME EQUITY FUNDINGCompany Americas
 Joinder Agreement  Additional Account Parties
 B-34




---



##### 



Account Owner
    
    Financial Institution
    
    Account Number
    
    Account NameGMAC Mortgage, LLC
    
    Deutsche Bank Trust
    
    00-407599
    
    GMAC BTCHEQUE MASTER FUNCompany AmericasGMAC Mortgage, LLC
    
    Wachovia Bank,
    
    2000011901617
    
    GMAC Mortgage, LLCNational AssociationGMAC Mortgage, LLC
    
    Wachovia Bank,
    
    2079950083067
    
    GMAC Mortgage, LLCNational AssociationGMAC Mortgage, LLC
    
    Wachovia Bank,
    
    2079950061474
    
    GMAC Mortgage, LLCNational AssociationGMAC Mortgage, LLC
    
    Wachovia Bank,
    
    2100003045229
    
    GMAC Mortgage, LLCNational AssociationGMAC Mortgage, LLC
    
    Wachovia Bank,
    
    2079950061461
    
    GMAC Mortgage, LLCNational AssociationGMAC Mortgage, LLC
    
    Wachovia Bank,
    
    2100012764397
    
    GMAC Mortgage, LLCNational AssociationGMAC Mortgage, LLC
    
    Wachovia Bank,
    
    2000042900616
    
    GMAC Mortgage, LLCNational AssociationResidential
    
    Citibank, N.A.
    
    11215175
    
    Residential Capital LLCCapital, LLC
    
    
    
    
    
    EUR OperatingResidential
    
    Citibank, N.A.
    
    11215183
    
    Residential Capital LLCCapital, LLC
    
    
    
    
    
    GBP OperatingResidential
    
    Citibank, N.A.
    
    11216643
    
    Residential Capital LLCCapital, LLC
    
    
    
    
    
    MXN OperatingResidential
    
    Citibank,  N.A.
    
    11902075
    
    Residential Capital LLCCapital, LLC
    
    
    
    
    
    CAD Operating
 Joinder Agreement  Additional Account Parties
 B-35




---



##### 



Account Owner
    
    Financial Institution
    
    Account Number
    
    Account NameResidential
    
    Citibank, N.A.
    
    11902083
    
    Residential Capital LLCCapital, LLC
    
    
    
    
    
    AUD OperatingResidential
    
    JP Morgan Chase
    
    701325011Capital, LLC
    
    Bank, N.A.Residential
    
    Bank of America, N.A.
    
    1235469131Capital, LLCResidential
    
    Bank of America, N.A.
    
    0 1235582255Capital, LLCResidential
    
    Evergreen Service
    
    497-1009371602
    
    Residential Capital, LLCCapital, LLC
    
    Company, LLCResidential
    
    Evergreen Service
    
    497-1009371627
    
    Residential Capital, LLCCapital, LLC
    
    Company, LLCGMAC Residential
    
    Bank of America, N.A.
    
    1235617150
    
    GMAC RESIDENTIAL HOLDINGHolding Company,
LLC
 Joinder Agreement  Additional Account Parties
 B-36