**BANKGREENVILLE            FINANCIAL CORPORATION**

**Exhibit            31.2     Rule 15d-14(a) Certification of the Principal            Financial Officer**

                I, Paula S. King, Chief Financial Officer, certify that:

1.                    I have reviewed this quarterly report on Form 10-QSB of BankGreenville Financial            Corporation;

2.                    Based on my knowledge, this quarterly report does not contain any untrue statement of a            material fact or omit to state a material fact necessary to make the statements made,            in light of the circumstances under which such statements were made, not misleading            with respect to the period covered by this report;

3.                    Based on my knowledge, the financial statements, and other financial information            included in this report, fairly present in all material respects the financial            condition, results of operations and cash flows of the small business issuer as of, and            for, the periods presented in this report;

4.                   The small business issuer’s other certifying officers and I are responsible for            establishing and maintaining disclosure controls and procedures (as defined in Exchange            Act Rules 13a-15(e) and 15d-15(e)) for the small business issuer and have:

a) Designed such            disclosure controls and procedures, or caused such disclosure controls and procedures            to be designed under our supervision, to ensure that material information relating to            the small business issuer, including its consolidated subsidiaries, is made known to us            by others within those entities, particularly during the period in which this report is            being prepared;                          b) Evaluated the effectiveness of the small business issuer’s disclosure            controls and procedures and presented in this report our conclusions about the            effectiveness of the disclosure controls and procedures, as of the end of the period            covered by this report based on such evaluation; and                          c) Disclosed in this report any change in the small business issuer’s internal            control over financial reporting that occurred during the small business issuer’s            most recent fiscal quarter that has materially affected, or is reasonably likely to            materially affect, the small business issuer’s internal control over financial            reporting; and

5.        The            small business issuer’s other certifying officers and I have disclosed, based on            our most recent evaluation of internal control over financial reporting, to the small            business issuer’s auditors and the audit committee of the small business            issuer’s board of directors (or persons performing the equivalent            functions):

a) All significant            deficiencies and material weaknesses in the design or operation of internal controls            over financial reporting which are reasonably likely to adversely affect the small            business issuer's ability to record, process, summarize and report financial            information; and                          b) Any fraud, whether or not material, that involves management or other employees who            have a significant role in the small business issuer’s internal control over            financial reporting.

Date:     November13,            2007                                                                  By:     /s/ Paula S.            King__________                                                                                                                                                               Paula S. King                                                                                                                   Chief            Financial Officer