| **Caterpillar Financial Asset Trust, 2002-A**                                                     |                                                                                                                                                                                     |
|---------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
|                                                                                                   |                                                                                                                                                                                     |  |  |
| **STATEMENT TO NOTEHOLDERS**                                                                      | **EXHIBIT 99.3**                                                                                                                                                                    |
|                                                                                                   |                                                                                                                                                                                     |  |  |
| **Distribution Date**                                                                             |                                                                                                                                                                                     | **Year End Statement** |
|                                                                                                   |                                                                                                                                                                                     |  |  |
| (i) Amount of principal being paid on Notes                                                       |                                                                                                                                                                                     |
|                                                                                                   |                                                                                                                                                                                     |  |  |
|     (a) Class A-1 Notes (CUSIP No. 149114 BH2)                                     | $151,539,090.51                                                                                                                                                                     |
|            per $1,000 original principal balance     | $755.51                                                                                                                                                                             |
|                                                                                                   |                                                                                                                                                                                     |  |  |
|     (b) Class A-2 Notes (CUSIP No. 149114 BJ8)                                     | $0.00                                                                                                                                                                               |
|           per $1,000 original principal balance      | $0.00                                                                                                                                                                               |
|                                                                                                   |                                                                                                                                                                                     |  |  |
|     (c) Class A-3 Notes (CUSIP No. 149114 BK5)                                     | $0.00                                                                                                                                                                               |
|           per $1,000 original principal balance      | $0.00                                                                                                                                                                               |
|                                                                                                   |                                                                                                                                                                                     |  |  |
|     (d) Class B Notes (CUSIP No. 149114 BL3)                                       | $0.00                                                                                                                                                                               |
|           per $1,000 original principal balance      | $0.00                                                                                                                                                                               |
|                                                                                                   |                                                                                                                                                                                     |  |  |
|     (f) Total                                                                      |                                                                                                                                                                                     |  | $151,539,090.51 |
|                                                                                                   |                                                                                                                                                                                     |  |  |
| (ii) Amount of interest being paid on Notes                                                       |                                                                                                                                                                                     |
|                                                                                                   |                                                                                                                                                                                     |  |  |
|     (a) Class A-1 Notes (CUSIP No. 149114 BH2)                                     | $1,270,323.94                                                                                                                                                                       |
|           per $1,000 original principal balance      | $6.33                                                                                                                                                                               |
|                                                                                                   |                                                                                                                                                                                     |  |  |
|     (b) Class A-2 Notes (CUSIP No. 149114 BJ8)                                     | $1,466,225.00                                                                                                                                                                       |
|           per $1,000 original principal balance      | $11.15                                                                                                                                                                              |
|                                                                                                   |                                                                                                                                                                                     |  |  |
|     (c) Class A-3 Notes (CUSIP No. 149114 BK5)                                     | $4,326,525.00                                                                                                                                                                       |
|           per $1,000 original principal balance      | $15.75                                                                                                                                                                              |
|                                                                                                   |                                                                                                                                                                                     |  |  |
|     (d) Class B Notes (CUSIP No. 149114 BL3)                                       | $318,370.00                                                                                                                                                                         |
|           per $1,000 original principal balance      | $20.15                                                                                                                                                                              |
|                                                                                                   |                                                                                                                                                                                     |  |  |
|     (f) Total                                                                      |                                                                                                                                                                                     |  | $7,381,443.94 |
|                                                                                                   |                                                                                                                                                                                     |  |  |
| (iii) (a) Aggregate Contract Balance at end of related collection period                          | $482,023,582.94                                                                                                                                                                     |
|       (b)Note Value at end of related collection period                  | $480,488,831.94                                                                                                                                                                     |
|                                                                                                   |                                                                                                                                                                                     |  |  |
| (iv) After giving effect to distributions on this Distribution Date                               |                                                                                                                                                                                     |
|                                                                                                   |                                                                                                                                                                                     |  |  |
|       (a) (1) outstanding principal amount of Class A-1 Notes            | $49,038,909.49                                                                                                                                                                      |
|             (2) Class A-1 Note Pool Factor |                               0.24 |
|                                                                                                   |                                                                                                                                                                                     |  |  |
|       (b) (1) outstanding principal amount of Class A-2 Notes            | $131,500,000.00                                                                                                                                                                     |
|             (2) Class A-2 Note Pool Factor |                               1.00 |
|                                                                                                   |                                                                                                                                                                                     |  |  |
|       (c) (1) outstanding principal amount of Class A-3 Notes            | $274,700,000.00                                                                                                                                                                     |
|             (2) Class A-3 Note Pool Factor |                               1.00 |
|                                                                                                   |                                                                                                                                                                                     |  |  |
|       (d) (1) outstanding principal amount of Class B Notes              | $15,800,000.00                                                                                                                                                                      |
|             (2) Class B Note Pool Factor   |                               1.00 |
|                                                                                                   |                                                                                                                                                                                     |  |  |
| (v) Amount of Servicing Fee paid                                                                  | $2,834,696.38                                                                                                                                                                       |
|                                                                                                   |                                                                                                                                                                                     |  |  |
| (vi) Aggregate Amount of Realized Losses for Collection Period                                    | $57,573.24                                                                                                                                                                          |
|                                                                                                   |                                                                                                                                                                                     |  |  |
| (vii) Aggregate Purchase Amounts for Collection Period                                            | $5,867,491.35                                                                                                                                                                       |
|                                                                                                   |                                                                                                                                                                                     |  |  |
| (viii) Balance of Reserve Account at end of related Collection Period                             | $14,220,628.26                                                                                                                                                                      |
|                                                                                                   |                                                                                                                                                                                     |  |  |
| (ix) Specified Reserve Account Balance at end of related Collection Period                        | $14,220,628.26                                                                                                                                                                      |