Exhibit 10.1

Execution Copy

SECOND AMENDMENT AGREEMENT

To First Priority Pledge and Security Agreement and Irrevocable Proxy

Dated as of
January 14, 2009

by and among

RESIDENTIAL FUNDING COMPANY, LLC,

GMAC MORTGAGE, LLC,

RESIDENTIAL CAPITAL, LLC AND CERTAIN OTHER

AFFILIATES THEREOF PARTY HERETO,

as Grantors,

WELLS FARGO BANK, N.A.

as First Priority Collateral Agent

and

GMAC LLC,

as
Lender and Lender Agent



---

This SECOND AMENDMENT AGREEMENT (this Agreement) dated as of January 14, 2009
(the Amendment Effective Date), is by and among Residential Funding Company, LLC, a Delaware limited liability company (RFC), GMAC Mortgage, LLC, a Delaware limited liability company (GMAC
Mortgage), Residential Capital, LLC (ResCap) and the other parties hereto as Grantors (each, together with RFC, GMAC Mortgage and ResCap, a Grantor), GMAC LLC, a Delaware limited liability company, in its
capacity as Lender and as agent for the Lenders (in such capacity, the Lender Agent) and Wells Fargo Bank, N.A., as first priority collateral agent (in such capacity, the First Priority Collateral Agent).

Reference is hereby made to the First Priority Pledge and Security Agreement and Irrevocable Proxy dated as of June 4, 2008 among the
Grantors, the Initial Lender, the Lender Agent and the First Priority Collateral Agent (as modified by the deletion and joinder of parties prior to the date hereof and as otherwise amended through August 14, 2008, the Security
Agreement).

RECITALS

1. Each of the parties hereto is a party to the Security Agreement.

2. The parties hereto desire to make certain amendments to
the Security Agreement.

3. Each of the parties hereto, by its signature hereto, hereby acknowledges, consents and agrees to the changes
set forth herein.

4. In consideration of the promises and mutual agreements herein contained and for good and valuable consideration, the
receipt and sufficiency of which is hereby acknowledged, the parties hereto agree as follows:

ARTICLE I

DEFINED TERMS

SECTION 1.1 Capitalized terms
used herein and not otherwise defined shall have the meaning set forth in the Security Agreement.



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ARTICLE II

AMENDMENTS TO THE AFFECTED DOCUMENTS

SECTION 2.1 Amendment to Schedule I. Schedule I to the
Security Agreement is hereby amended by the deletion of the following:

GMAC HOME SERVICES, LLC

Jurisdiction of Formation: Delaware

FEIN: 23-2966318

State organization ID number: 20909247

Chief Executive Office/Principal place of business:

2021 Spring Road, Suite 300

Oak Brook, IL 60523

EASTERN MASSACHUSETTS REAL ESTATE, LLC

Jurisdiction of Formation: Delaware

FEIN: 04-3109755

State organization ID number: 4218266

Chief Executive Office/Principal place of business:

13 Enon Street

Beverly, MA 01915-1115

KOENIG & STREY INSURANCE AGENCY, LLC

Jurisdiction of Formation: Delaware

FEIN: 36-3739756

State organization ID number: 4149084

Chief Executive Office/Principal place of business:

3201 Old Glenview Road

Wilmette, IL 60091-2999

KOENIG & STREY, LLC

Jurisdiction of Formation: Delaware

FEIN: 36-2434402

State organization ID number: 4149101

Chief Executive Office/Principal place of business:

3201 Old Glenview Road

Wilmette, IL 60091-2999



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PACIFIC UNION REAL ESTATE GROUP, LTD.

Jurisdiction of Formation: California

FEIN: 94-3069307

State organization ID number: C1617136

Chief Executive Office/Principal place of business:

567 Sycamore Valley Road West

Danville, CA 94526-3900

REFERRAL NETWORK OF IL, LLC

Jurisdiction of Formation: Delaware

FEIN: 25-1876439

State organization ID number: 3305663

Chief Executive Office/Principal place of business:

3201 Old Glenview Road

Wilmette, IL 60091-2999

REFERRAL NETWORK OF MASSACHUSETTS, LLC

Jurisdiction of Formation: Delaware

FEIN: 06-1269599

State organization ID number: 4119843

Chief Executive Office/Principal place of business:

13 Enon Street

Beverly, MA 01915-1115

REFERRAL NETWORK OF NY/NJ, LLC

Jurisdiction of Formation: Delaware

FEIN: 52-2248651

State organization ID number: 3241369

Chief Executive Office/Principal place of business:

2021 Spring Road Suite #300

Oak Brook, IL 60523-1853

REFERRAL NETWORK OF PUREG, INC.

Jurisdiction of Formation: Delaware

FEIN: 73-1685358

State organization ID number: 3719971

Chief Executive Office/Principal place of business:

567 Sycamore Valley Road West

Danville, CA 94526-3900



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GHS METRO NY, LLC

Jurisdiction of Formation: Delaware

FEIN: 52-2228184

State organization ID number: 3205042

Chief Executive Office/Principal place of business:

2021 Spring Road Suite #300

Oak Brook, IL 60523-1853

GMAC GLOBAL RELOCATION SERVICES, LLC

Jurisdiction of Formation: Delaware

FEIN: 23-2966321

State organization ID number: 2909282

Chief Executive Office/Principal place of business:

2021 Spring Road Suite #300

Oak Brook, IL 60523-1853

GHS MORTGAGE, LLC

Jurisdiction of Formation: Delaware

FEIN: 23-2913766

State organization ID number: 2766949

Chief Executive Office/Principal place of business:

7 Carnegie Plaza Suite #100

Cherry Hill, NJ 08003-1020

RFC ADVANCE DEPOSITOR, LLC

Jurisdiction of Formation: Delaware

FEIN: 72-1590384

State organization ID number: 4219245

Chief Executive Office/Principal place of business:

One Meridian Crossings

Suite 100

Minneapolis, MN 55423

UNION TRUST MORTGAGE SERVICES, INC.

Jurisdiction of Formation: California

FEIN: 94-3159344

State organization ID number: C1819424

Chief Executive Office/Principal place of business:

567 Sycamore Valley Road West

Danville, CA 94526-3900



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GMAC REAL ESTATE, LLC

Jurisdiction of Formation: Delaware

FEIN: 52-2205242

State organization ID number: 3135545

Chief Executive Office/Principal place of business:

2021 Spring Road Suite #300

Oak Brook, IL 60523-1853

SECTION 2.2 Amendment to Schedule III. Schedule III to the Security
Agreement is hereby amended by the deletion of the following from Section 1 thereof:

GMAC HOME SERVICES,
LLC

Prior names: GMAC Home Services, Inc.

EASTERN MASSACHUSETTS REAL ESTATE, LLC

Prior names: Eastern Massachusetts Real Estate, Inc.

KOENIG & STREY INSURANCE AGENCY, LLC

Prior names: Koenig & Strey Insurance Agency, Inc.

KOENIG & STREY, LLC

Prior names: Koenig & Strey, Inc.

PACIFIC UNION REAL ESTATE GROUP,
LTD.

Prior names: N/A

REFERRAL NETWORK OF IL, LLC

Prior names:

10/23/2000-02/20/2001 Referral Network of Koenig & Strey, Inc.

02/20/2001-06/20/2006 Referral Network of IL, Inc.

REFERRAL NETWORK OF MASSACHUSETTS, LLC

Prior names: Referral Network of Massachusetts, Inc.



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REFERRAL NETWORK OF NY/NJ, LLC

Prior names:

06/08/2000-02/20/2001 Referral Network of GHS Metro NY, Inc.

02/20/2001-08/17/2006 Referral Network of NY/NJ, Inc.

REFERRAL NETWORK OF PUREG, INC.

Prior names: N/A

GHS METRO NY, LLC

Prior names: GHS Metro NY, Inc.

GMAC GLOBAL RELOCATION SERVICES, LLC

Prior names:

06/16/1998-11/16/1999 GMAC Relocation Services, Inc.

11/16/1999-08/11/2006 GMAC Global Relocation Services, Inc.

GHS MORTGAGE, LLC

Prior names: Residential Alliance LLC

GMAC REAL ESTATE, LLC

Prior names: N/A

RFC ADVANCE DEPOSITOR, LLC

Prior names: RFC Advance Depositor, Inc.

UNION TRUST MORTGAGE SERVICES, INC.

Prior names: N/A



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SECTION 2.3 Amendments to Schedule VI.

(a) (i) Exhibit A to Schedule VI to the Security Agreement is hereby amended by the deletion of the following:



|                                 |  |                       |  |                |  |                                                                 
|-------------------------------- |  | --------------------- |  | -------------- |  | ----------------------------------------------------------------
|Account Owner                    |  | Financial Institution |  | Account Number |  | Account Name                                                    
|Residential Funding Company, LLC |  | State Street          |  | BGLU           |  | Residential Funding Company, LLC Capital Markets Pledged RAHI II
|                                 |  |                       | 
|Residential Funding Company, LLC |  | State Street          |  | BGLV           |  | Residential Funding Company, LLC RIF Pledged RAHI II            
|                                 |  |                       | 
|Residential Funding Company, LLC |  | State Street          |  | BGLW           |  | Residential Funding Company, LLC PIA Pledged RAHI II            

(ii) Exhibit A to Schedule VI to the Security Agreement is hereby amended by the
addition of the following:



|                           |  |                       |  |                |  |                                
|-------------------------- |  | --------------------- |  | -------------- |  | -------------------------------
|Account Owner              |  | Financial Institution |  | Account Number |  | Account Name                   
|RFC Asset Holdings II, LLC |  | State Street          |  | BGLU           |  | CAPITAL MARKETS PLEDGED RAHI II
|                           |  |                       | 
|RFC Asset Holdings II, LLC |  | State Street          |  | BGLV           |  | RIF PLEDGED RAHI II            
|                           |  |                       | 
|RFC Asset Holdings II, LLC |  | State Street          |  | BGLW           |  | PIA PLEDGED RAHI II            



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(b) (i) Exhibit B to Schedule VI to the Security Agreement is hereby amended by the
deletion of the following:



|                                                                                |                  |                           |                           |       |         |  |                                  |  |     |  
|------------------------------------------------------------------------------- | ---------------- | ------------------------- | ------------------------- | ----- | ------- |  | -------------------------------- |  | --- | -
|Pledged Interests Issuer                                                        |                  | Interest                  |                           |       | Pledgor |  | % of Interests ofPledgor Pledged | 
|                                                                                | Type of Interest |                           | Interests Ownedby Pledgor |       |         | 
|DOA Properties IIIB (KB Models), LLC                                            |                  | Limited Liability Company |                           | 100   | %       |  | DOA Holding Properties, LLC      |  | 100 | %
|                                                                                |                  |                           |                           |      
|Marbella Lakes Associates, LLC (f/k/a DOA Properties VIII (Marbella Lakes), LLC |                  | Limited Liability Company |                           | 66.67 | %       |  | Equity Investment IV, LLC        |  | 100 | %
|                                                                                |                  |                           |                           |      
|GMAC Model Home Finance, LLC                                                    |                  | Limited Liability Company |                           | 100   | %       |  | Residential Funding Company, LLC |  | 100 | %

(ii) Exhibit B to Schedule VI to the Security Agreement is hereby amended by the
addition of the following:



|                          |  |                           |  |                           |         |  |                                  |  |     |  
|------------------------- |  | ------------------------- |  | ------------------------- | ------- |  | -------------------------------- |  | --- | -
|                          |  | Interest                  |  |                           | Pledgor |  | % of Interests ofPledgor Pledged | 
|Pledged Interests Issuer  |  | Type of Interest          |  | Interests Ownedby Pledgor |         |  |                                 
|DOA Properties IV, LLC    |  | Limited Liability Company |  | 100                       | %       |  | DOA Holding Properties, LLC      |  | 100 | %
|                          |  |                           |  |                          
|Equity Investment IV, LLC |  | Limited Liability Company |  | 100                       | %       |  | Residential Funding Company, LLC |  | 100 | %

SECTION 2.4 Amendment to Schedule IX. Schedule IX to the Security Agreement is hereby
amended by the addition of the following:



| | 16. | Stock Certificate No. 1, dated May 30, 2008, certifying that Residential Funding Company, LLC owns 205,360,746
(two hundred five million three hundred sixty thousand seven hundred forty six) shares, each with a par value of $1.00 (one Peso 00/100) legal currency of the Mexico, representing the corporate capital stock of GMAC-RFC Auritec, S.A. (the GMAC Auritec Shares); along with an endorsement, dated October 2, 2008, executed by John M. Peterson on behalf
of Residential Funding Company, LLC;
| | --- | -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------



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| | 17. | Stock Certificate No. 1, dated October 1, 2008, certifying that Residential Funding Company, LLC owns 28,599 (twenty eight thousand five hundred ninety nine) shares, each
with a par value of $1,000.00 (one thousand Pesos 00/100) representing the fixed portion the corporate capital stock of GMAC Hipotecaria, S.A. de C.V., SOFOM, E.N.R. (the GMAC Hipotecaira Shares); along with an endorsement, dated
October 2, 2008, executed by John M. Peterson on behalf of Residential Funding Company, LLC; and
| | --- | -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------



| | 18. | Stock Certificate No. 1, dated October 1, 2008, certifying that Residential Funding Company, LLC owns 28,599 (twenty eight thousand five hundred ninety nine) shares, each
with a par value of $1,000.00 (one thousand Pesos 00/100) representing the fixed portion the corporate capital stock of GMAC Financiera, S.A. de C.V., SOFOM, E.N.R. (the GMAC Financiera Shares); along with an endorsement, dated
October 2, 2008, executed by John M. Peterson on behalf of Residential Funding Company, LLC
| | --- | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

SECTION 2.5 Amendment to
Schedule X.

(a) Schedule X to the Security Agreement is hereby amended by the deletion of the following from Section
(a) thereof:



|                                     |  |                       |  |                |  |                                        
|------------------------------------ |  | --------------------- |  | -------------- |  | ---------------------------------------
|Account Owner                        |  | Financial Institution |  | Account Number |  | Account Name                           
|GMAC Global Relocation Services, LLC |  | Bank of America, N.A. |  | 1235062264     |  | GMAC GRS MAIN CONCENTRATION            
|                                     |  |                       | 
|GMAC Home Services, LLC              |  | Bank of America, N.A. |  | 1235117148     |  | GMAC HOME SERVICES CONCENTRATION       
|                                     |  |                       | 
|GMAC Home Services, LLC              |  | Bank of America, N.A. |  | 1235721369     |  | GMAC REAL ESTATE CO OWNED CONCENTRATION

(b) Schedule X to the Security Agreement is hereby amended by the deletion of the
following from Section (b) thereof:



|                                       |  |                       |  |                |  |                           
|-------------------------------------- |  | --------------------- |  | -------------- |  | --------------------------
|Account Owner                          |  | Financial Institution |  | Account Number |  | Account Name              
|Eastern Massachusetts Real Estate, LLC |  | Bank of America, N.A. |  | 1235125563     |  | EASTERN MASSACHUSETTS REAL



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|                                       |  |                                     |  |               |  |                                                          
|-------------------------------------- |  | ----------------------------------- |  | ------------- |  | ---------------------------------------------------------
|Eastern Massachusetts Real Estate, LLC |  | Bank of America, N.A.               |  | 8188213491    |  | EASTERN MASSACHUSETTS REAL ESTATE COMM FUNDING           
|                                       |  |                                     | 
|Eastern Massachusetts Real Estate, LLC |  | Bank of America, N.A.               |  | 8765005853    |  | EASTERN MASSACHUSETTS REAL ESTATE COMM FUNDING Controlled
|                                       |  |                                     | 
|GHS Metro NY, LLC                      |  | Bank of America, N.A.               |  | 1235169543    |  | Metro NY Lockbox                                         
|                                       |  |                                     | 
|GHS Metro NY, LLC                      |  | Bank of America, N.A.               |  | 8765006188    |  | Metro NY Controlled Disbursement                         
|                                       |  |                                     | 
|GHS Mortgage, LLC                      |  | JP Morgan Chase Bank, N.A.          |  | 433578        |  | GHS MORTGAGE LLC DBA WINDSOR OPERATING                   
|                                       |  |                                     | 
|GMAC Global Relocation Services, LLC   |  | Bank of America, N.A.               |  | 1235062269    |  | GMAC GRS ELECTRONIC PAYMENTS                             
|                                       |  |                                     | 
|GMAC Global Relocation Services, LLC   |  | Citibank, N.A.                      |  | 30645619      |  | GMAC GLOBAL RELOCATION                                   
|                                       |  |                                     | 
|GMAC Global Relocation Services, LLC   |  | Wachovia Bank, National Association |  | 2000003496460 |  | GMAC Global Relocation Services, LLC                     
|                                       |  |                                     | 
|GMAC Global Relocation Services, LLC   |  | Wachovia Bank, National Association |  | 2014227004310 |  | GMAC Global Relocation Services, LLC                     
|                                       |  |                                     | 
|GMAC Home Services, LLC                |  | Wachovia Bank, National Association |  | 2000009655713 |  | GMAC Home Services, LLC                                  
|                                       |  |                                     | 
|GMAC Home Services, LLC                |  | Wachovia Bank, National Association |  | 2014217339011 |  | GMAC Home Services, LLC                                  
|                                       |  |                                     | 
|GMAC Home Services, LLC                |  | Wachovia Bank, National Association |  | 2000003392797 |  | GMAC Home Services, LLC                                  
|                                       |  |                                     | 
|GMAC Real Estate, LLC                  |  | Wachovia Bank, National Association |  | 2000009655700 |  | GMAC Real Estate LLC                                     



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|                                       |  |                              |  |              |  |                                                  
|-------------------------------------- |  | ---------------------------- |  | ------------ |  | -------------------------------------------------
|Koenig & Strey Insurance Agency, LLC   |  | Bank of America, N.A.        |  | 1235181786   |  | KOENIG & STREY INSURANCE LOCKBOX                 
|                                       |  |                              | 
|Koenig & Strey, LLC                    |  | Bank of America, N.A.        |  | 1235181804   |  | FORT DEARBORN LAND TITLE CO. LOCKBO              
|                                       |  |                              | 
|Koenig & Strey, LLC                    |  | Bank of America, N.A.        |  | 1235255055   |  | KOENIG & STREY, INC.                             
|                                       |  |                              | 
|                                       |  |                              |  |              |  |                                                  
|                                       |  |                              | 
|Koenig & Strey, LLC                    |  | Bank of America, N.A.        |  | 1235576490   |  | BUSINESS FRANCHISE FORMAT LOCKBOX                
|                                       |  |                              | 
|Koenig & Strey, LLC                    |  | Bank of America, N.A.        |  | 8765005570   |  | BUSINESS FRANCHISE FORMAT CONTROLLED DISBURSEMENT
|                                       |  |                              | 
|Koenig & Strey, LLC                    |  | Bank of America, N.A.        |  | 8765815278   |  | KOENIG & STREY DISBURSEMENT                      
|                                       |  |                              | 
|Pacific Union Real Estate Group, Ltd.  |  | Bank of America, N.A.        |  | 1235722250   |  | PACIFIC UNION REAL ESTATE OPERATING              
|                                       |  |                              | 
|Pacific Union Real Estate Group, Ltd.  |  | Bank of America, N.A.        |  | 7765401325   |  | PACIFIC UNIONS RE GROUP COMMISSION               
|                                       |  |                              | 
|Referral Network of IL, LLC            |  | Bank of America, N.A.        |  | 1235727941   |  | REFERRAL NETWORK OF IL LLC                       
|                                       |  |                              | 
|Referral Network of Massachusetts, LLC |  | Bank of America, N.A.        |  | 1235727960   |  | REFERRAL NETWORK OF MA LLC                       
|                                       |  |                              | 
|Referral Network of NY/NJ, LLC         |  | Bank of America, N.A.        |  | 1235727946   |  | REFERRAL NETWORK OF NY/NJ LLC                    
|                                       |  |                              | 
|Referral Network of PUREG, Inc.        |  | Bank of America, N.A.        |  | 1235554672   |  | Referral Network of PUREG, Inc.                  
|                                       |  |                              | 
|RFC Advance Depositor, LLC             |  | US Bank National Association |  | 153910248415 |  | RFC Advance Depositor Inc                        



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|                                    |  |                                     |  |            |  |                                                           
|----------------------------------- |  | ----------------------------------- |  | ---------- |  | ----------------------------------------------------------
|Union Trust Mortgage Services, Inc. |  | Bank of America, N.A.               |  | 1235820227 |  | UNION TRUST MORTGAGE SERVICES                             
|                                    |  |                                     | 
|Residential Funding Company, LLC    |  | State Street Bank and Trust Company |  | 00100453   |  | RFAH Principal Inv. Activities Loans                      
|                                    |  |                                     | 
|Residential Funding Company, LLC    |  | State Street Bank and Trust Company |  | 00100446   |  | RFC Asset Holdings II, LLC                                
|                                    |  |                                     | 
|Residential Funding Company, LLC    |  | State Street Bank and Trust Company |  | 00435149   |  | RFC Asset Holdings II, LLC Capital Markets Pledged RAHI II
|                                    |  |                                     | 
|Residential Funding Company, LLC    |  | State Street Bank and Trust Company |  | 00435156   |  | RFC Asset Holdings II, LLC-RIF Pledged RAHI II            
|                                    |  |                                     | 
|Residential Funding Company, LLC    |  | State Street Bank and Trust Company |  | 00435164   |  | RFAH-PIA Pledged RAHI II                                  
|                                    |  |                                     | 
|Residential Funding Company, LLC    |  | State Street Bank and Trust Company |  | BGLG       |  | RFC Asset Holdings II, LLC                                
|                                    |  |                                     | 
|Residential Funding Company, LLC    |  | State Street Bank and Trust Company |  | BGLF       |  | RFC Asset Holdings II, LLC                                

(c) Schedule X to the Security Agreement is hereby amended by the addition of the
following to Section (b) thereof:



|                                 |  |                            |  |                |  |                                                                                                               
|-------------------------------- |  | -------------------------- |  | -------------- |  | --------------------------------------------------------------------------------------------------------------
|Account Owner                    |  | Financial Institution      |  | Account Number |  | Account Name                                                                                                  
|Residential Funding Company, LLC |  | JP Morgan Chase Bank, N.A. |  | 5531225        |  | Residential Funding Company, LLC account for the benefit of Wells Fargo Bank, N.A. as Collateral Control Agent



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|                                 |  |                                      |  |               |  |                                                             
|-------------------------------- |  | ------------------------------------ |  | ------------- |  | ------------------------------------------------------------
|Residential Funding Company, LLC |  | Wachovia Bank, National Association  |  | 2000045277621 |  | Residential Funding Company, LLC                            
|                                 |  |                                      | 
|Residential Funding Company, LLC |  | State Street Bank and Trust Company  |  | BGLS          |  | Residential Funding Company, LLC Capital Markets Pledged RFC
|                                 |  |                                      | 
|Residential Funding Company, LLC |  | State Street Bank and Trust Company  |  | BGLX          |  | Residential Funding Company, LLC PIA Pledged RFC            
|                                 |  |                                      | 
|Residential Funding Company, LLC |  | State Street Bank and Trust Company  |  | BGLY          |  | Residential Funding Company, LLC RIF Pledged RFC            
|                                 |  |                                      | 
|GMAC Mortgage, LLC               |  | Deutsche Bank Trust Company Americas |  | 00-389722     |  | GMAC CONSTRUCTION FUNDIN                                    
|                                 |  |                                      | 
|GMAC Mortgage, LLC               |  | Wachovia Bank, National Association  |  | 2100012536910 |  | GMAC Mortgage, LLC                                          
|                                 |  |                                      | 
|RFC Asset Holdings II, LLC       |  | State Street Bank and Trust Company  |  | 00100453      |  | RFAH Principal Inv. Activities Loans                        
|                                 |  |                                      | 
|RFC Asset Holdings II, LLC       |  | State Street Bank and Trust Company  |  | 00100446      |  | RFC Asset Holdings II, LLC                                  
|                                 |  |                                      | 
|RFC Asset Holdings II, LLC       |  | State Street Bank and Trust Company  |  | 00435149      |  | RFC Asset Holdings II, LLC Capital Markets Pledged RAHI II  
|                                 |  |                                      | 
|RFC Asset Holdings II, LLC       |  | State Street Bank and Trust Company  |  | 00435156      |  | RFC Asset Holdings II, LLC-RIF Pledged RAHI II              
|                                 |  |                                      | 
|RFC Asset Holdings II, LLC       |  | State Street Bank and Trust Company  |  | 00435164      |  | RFAH-PIA Pledged RAHI II                                    
|                                 |  |                                      | 
|RFC Asset Holdings II, LLC       |  | State Street Bank and Trust Company  |  | BGLU          |  | CAPITAL MKTS PLEDGED RAHI II                                
|                                 |  |                                      | 
|RFC Asset Holdings II, LLC       |  | State Street Bank and Trust Company  |  | BGLV          |  | RIF PLEDGED RAHI II                                         
|                                 |  |                                      | 
|RFC Asset Holdings II, LLC       |  | State Street Bank and Trust Company  |  | BGLW          |  | PIA PLEDGED RAHI II                                         



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|                           |  |                                     |  |      |  |                                    
|-------------------------- |  | ----------------------------------- |  | ---- |  | -----------------------------------
|RFC Asset Holdings II, LLC |  | State Street Bank and Trust Company |  | BGLG |  | RFAH PRINCIPAL INV. ACTIVITIES LOAN
|                           |  |                                     | 
|RFC Asset Holdings II, LLC |  | State Street Bank and Trust Company |  | BGLF |  | RFC ASSET HOLDINGS II LLC          

SECTION 2.6 Amendments to Schedule XI.

(a) Schedule XI to the Security Agreement is hereby amended by the deletion of the following:

GMAC Home Services, LLC

2021 Spring Road, Suite 300

Oak Brook, IL 60523

Attn: John Bearden

Phone: 630-214-1605

Fax: 866-432-3342

Email: john_bearden@gmachs.com

Eastern Massachusetts Real Estate, LLC

One Meridian Crossings

Suite 100

Minneapolis, MN 55423

Attn: John Peterson

Phone: (952) 857-7539

Fax: (952) 921-4230

Email: john.peterson@gmacrescap.com

With Copy to:

Residential Capital, LLC

7501 Wisconsin Avenue

Suite 900

Bethesda, MD 20814

Attn: Hu Benton

Phone: (301) 215-6320

Fax: (301) 664-6999

Email: Hu.Benton@gmacrescap.com



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Koenig & Strey Insurance Agency, LLC

One Meridian Crossings

Suite 100

Minneapolis, MN 55423

Attn: John Peterson

Phone: (952) 857-7539

Fax: (952) 921-4230

Email: john.peterson@gmacrescap.com

With Copy to:

Residential Capital, LLC

7501 Wisconsin Avenue

Suite 900

Bethesda, MD 20814

Attn: Hu Benton

Phone: (301) 215-6320

Fax: (301) 664-6999

Email: Hu.Benton@gmacrescap.com

Koenig & Strey, LLC

One Meridian Crossings

Suite 100

Minneapolis, MN 55423

Attn: John Peterson

Phone: (952) 857-7539

Fax: (952) 921-4230

Email: john.peterson@gmacrescap.com

With Copy to:

Residential Capital, LLC

7501 Wisconsin Avenue

Suite 900

Bethesda, MD 20814

Attn: Hu Benton

Phone: (301) 215-6320

Fax: (301) 664-6999

Email: Hu.Benton@gmacrescap.com



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Pacific Union Real Estate Group, Ltd.

One Meridian Crossings

Suite 100

Minneapolis, MN 55423

Attn: John Peterson

Phone: (952) 857-7539

Fax: (952) 921-4230

Email: john.peterson@gmacrescap.com

With Copy to:

Residential Capital, LLC

7501 Wisconsin Avenue

Suite 900

Bethesda, MD 20814

Attn: Hu Benton

Phone: (301) 215-6320

Fax: (301) 664-6999

Email: Hu.Benton@gmacrescap.com

Referral Network of IL, LLC

One Meridian Crossings

Suite 100

Minneapolis, MN 55423

Attn: John Peterson

Phone: (952) 857-7539

Fax: (952) 921-4230

Email: john.peterson@gmacrescap.com

With Copy to:

Residential Capital, LLC

7501 Wisconsin Avenue

Suite 900

Bethesda, MD 20814

Attn: Hu Benton

Phone: (301) 215-6320

Fax: (301) 664-6999

Email: Hu.Benton@gmacrescap.com



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Referral Network of Massachusetts, LLC

One Meridian Crossings

Suite 100

Minneapolis, MN 55423

Attn: John Peterson

Phone: (952) 857-7539

Fax: (952) 921-4230

Email: john.peterson@gmacrescap.com

With Copy to:

Residential Capital, LLC

7501 Wisconsin Avenue

Suite 900

Bethesda, MD 20814

Attn: Hu Benton

Phone: (301) 215-6320

Fax: (301) 664-6999

Email: Hu.Benton@gmacrescap.com

Referral Network of NY/NJ, LLC

One Meridian Crossings

Suite 100

Minneapolis, MN 55423

Attn: John Peterson

Phone: (952) 857-7539

Fax: (952) 921-4230

Email: john.peterson@gmacrescap.com

With Copy to:

Residential Capital, LLC

7501 Wisconsin Avenue

Suite 900

Bethesda, MD 20814

Attn: Hu Benton

Phone: (301) 215-6320

Fax: (301) 664-6999

Email: Hu.Benton@gmacrescap.com



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Referral Network of PUREG, LLC

One Meridian Crossings

Suite 100

Minneapolis, MN 55423

Attn: John Peterson

Phone: (952) 857-7539

Fax: (952) 921-4230

Email: john.peterson@gmacrescap.com

With Copy to:

Residential Capital, LLC

7501 Wisconsin Avenue

Suite 900

Bethesda, MD 20814

Attn: Hu Benton

Phone: (301) 215-6320

Fax: (301) 664-6999

Email: Hu.Benton@gmacrescap.com

GHS Metro NY, LLC

One Meridian Crossings

Suite 100

Minneapolis, MN 55423

Attn: John Peterson

Phone: (952) 857-7539

Fax: (952) 921-4230

Email: john.peterson@gmacrescap.com

With Copy to:

Residential Capital, LLC

7501 Wisconsin Avenue

Suite 900

Bethesda, MD 20814

Attn: Hu Benton

Phone: (301) 215-6320

Fax: (301) 664-6999

Email: Hu.Benton@gmacrescap.com



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GMAC Global Relocation Services, LLC

One Meridian Crossings

Suite 100

Minneapolis, MN 55423

Attn: John Peterson

Phone: (952) 857-7539

Fax: (952) 921-4230

Email: john.peterson@gmacrescap.com

With Copy to:

Residential Capital, LLC

7501 Wisconsin Avenue

Suite 900

Bethesda, MD 20814

Attn: Hu Benton

Phone: (301) 215-6320

Fax: (301) 664-6999

Email: Hu.Benton@gmacrescap.com

GHS Mortgage, LLC

One Meridian Crossings

Suite 100

Minneapolis, MN 55423

Attn: John Peterson

Phone: (952) 857-7539

Fax: (952) 921-4230

Email: john.peterson@gmacrescap.com

With Copy to:

Residential Capital, LLC

7501 Wisconsin Avenue

Suite 900

Bethesda, MD 20814

Attn: Hu Benton

Phone: (301) 215-6320

Fax: (301) 664-6999

Email: Hu.Benton@gmacrescap.com



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GMAC Real Estate, LLC

One Meridian Crossings

Suite 100

Minneapolis, MN 55423

Attn: John Peterson

Phone: (952) 857-7539

Fax: (952) 921-4230

Email: john.peterson@gmacrescap.com

With Copy to:

Residential Capital, LLC

7501 Wisconsin Avenue

Suite 900

Bethesda, MD 20814

Attn: Hu Benton

Phone: (301) 215-6320

Fax: (301) 664-6999

Email: Hu.Benton@gmacrescap.com

RFC Advance Depositor, LLC

One Meridian Crossings

Suite 100

Minneapolis, MN 55423

Attn: John Peterson

Phone: (952) 857-7539

Fax: (952) 921-4230

Email: john.peterson@gmacrescap.com

With Copy to:

Residential Capital, LLC

7501 Wisconsin Avenue

Suite 900

Bethesda, MD 20814

Attn: Hu Benton

Phone: (301) 215-6320

Fax: (301) 664-6999

Email: Hu.Benton@gmacrescap.com



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Union Trust Mortgage Services, Inc.

One Meridian Crossings

Suite 100

Minneapolis, MN 55423

Attn: John Peterson

Phone: (952) 857-7539

Fax: (952) 921-4230

Email: john.peterson@gmacrescap.com

With Copy to:

Residential Capital, LLC

7501 Wisconsin Avenue

Suite 900

Bethesda, MD 20814

Attn: Hu Benton

Phone: (301) 215-6320

Fax: (301) 664-6999

Email: Hu.Benton@gmacrescap.com

(b) Schedule XI to the Security Agreement is hereby amended by deleting the following from the notice information of each of the entities described therein:

With copy to:

Residential Capital, LLC

7501 Wisconsin Avenue

Suite 900

Bethesda, MD 20814

Attn: Hu Benton, Managing Director, VP and Associate Counsel

Phone: (301) 215-6320

Fax: (301) 664-6999

Email: Hu.Benton@gmacrescap.com

and replacing it with the following:

With copy to:

Residential Capital, LLC

One Meridian Crossings

Suite 100

Minneapolis, MN 55423

Attn: Tammy Hamzehpour

Phone: (952) 857-7539

Fax: (952) 921-4230

Email: treasurer@gmacrescap.com

Email: tammy.hamzehpour@gmacrescap.com



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(c) Schedule XI to the Security Agreement is hereby amended by the addition of the
following:

Developers of Hidden Springs, LLC

One Meridian Crossings, Suite 100

Minneapolis, MN 55423

Attn: John Peterson

Phone: (952) 857-7539

Fax: (952) 921-4230

Email: john.peterson@gmacrescap.com

With copy to:

Residential Capital, LLC

One Meridian Crossings

Suite 100

Minneapolis, MN 55423

Attn: Tammy Hamzehpour

Phone: (952) 857-7539

Fax: (952) 921-4230

Email: treasurer@gmacrescap.com

Email: tammy.hamzehpour@gmacrescap.com

SECTION 2.7 Amendments to Attachment I.

(a) Attachment I to the Security Agreement
is hereby amended by the deletion of the following from Item B thereof:



|                                     |                  |                           |                           |     |         |  |                                       |  |     |  
|------------------------------------ | ---------------- | ------------------------- | ------------------------- | --- | ------- |  | ------------------------------------- |  | --- | -
|Pledged Interests Issuer             |                  | Interest                  |                           |     | Pledgor |  | % of Interests ofPledgor Pledged      | 
|                                     | Type of Interest |                           | Interests Ownedby Pledgor |     |         | 
|GMAC Home Services, LLC              |                  | Limited Liability Company |                           | 100 | %       |  | GMAC Residential Holding Company, LLC |  | 100 | %
|                                     |                  |                           |                           |    
|RFC Advance Depositor, LLC           |                  | Limited Liability Company |                           | 100 | %       |  | Residential Funding Company, LLC      |  | 100 | %
|                                     |                  |                           |                           |    
|GMAC Global Relocation Services, LLC |                  | Limited Liability Company |                           | 100 | %       |  | GMAC Home Services, LLC               |  | 100 | %
|                                     |                  |                           |                           |    
|DOA Properties IIIB (KB Models), LLC |                  | Limited Liability Company |                           | 100 | %       |  | DOA Holding Properties, LLC           |  | 100 | %



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|                                                                                                                 |                  |                           |                           |       |         |  |                                  |  |     |  
|---------------------------------------------------------------------------------------------------------------- | ---------------- | ------------------------- | ------------------------- | ----- | ------- |  | -------------------------------- |  | --- | -
|Marbella Lakes Associates, LLC (f/k/a DOA Properties VIII (Marbella Lakes), LLC)                                 |                  | Limited Liability Company |                           | 66.67 | %       |  | Equity Investment IV, LLC        |  | 100 | %
|                                                                                                                 |                  |                           |                           |      
|GMAC Model Home Finance, LLC                                                                                     |                  | Limited Liability Company |                           | 100   | %       |  | Residential Funding Company, LLC |  | 100 | %
|                                                                                                                
|(b) Attachment I to the Security Agreement is hereby amended by the addition of the following to Item B thereof: |                 
|                                                                                                                 |                  |                           |                          
|Pledged Interests Issuer                                                                                         |                  | Interest                  |                           |       | Pledgor |  | % of Interests ofPledgor Pledged | 
|                                                                                                                 | Type of Interest |                           | Interests Ownedby Pledgor |       |         | 
|Equity Investment IV, LLC                                                                                        |                  | Limited Liability Company |                           | 100   | %       |  | Residential Funding Company, LLC |  | 100 | %

ARTICLE III

CONDITIONS TO EFFECTIVENESS

SECTION 3.1 Amendment Effective Date. This Agreement and the provisions
contained herein shall become effective as of the Amendment Effective Date provided that the First Priority Collateral Agent and the Lender Agent shall have, in form and substance satisfactory to them, received the following:

(a) Agreement. An original counterpart (or counterparts) of this Agreement executed by the parties hereto or other evidence
satisfactory to the First Priority Collateral Agent and the Lender Agent of the execution, delivery and effectiveness of this Agreement.

(b) Other. Such other opinions and documents as the Lender Agent may reasonably request, which opinions and documents will be in form and substance satisfactory to the Lender Agent.



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ARTICLE IV

ACKNOWLEDGEMENTS, CONSENTS, NOTICE, CONFIRMATION AND

REPRESENTATIONS AND WARRANTIES

SECTION 4.1 Notice. Each party hereto hereby acknowledges timely notice of the execution of this Agreement and of the transactions and amendments
contemplated hereby. Each party hereto hereby waives any notice requirement contained in the Security Agreement or the Facility Documents with respect to the execution of this Agreement.

SECTION 4.2 Confirmation of the Security Agreement. The Grantors, the Lender, the Lender Agent and the First Priority Collateral Agent each hereby
acknowledge and agree that, except as herein expressly amended, the Security Agreement is ratified and confirmed in all respects and shall remain in full force and effect in accordance with its respective terms. Without limiting the foregoing, each
Obligor reaffirms its grant of a security interest in all the Collateral pledged by it, and agrees that such security interest secures all Obligations as defined in the Loan Agreement, after giving effect to the First Amendment Agreement, dated as
of July 29, 2008, the Second Amendment Agreement, dated as of August 14, 2008, the Third Amendment Agreement, dated as of November 25, 2008, the Fourth Amendment Agreement, dated as of December 12, 2008 and the Fifth Amendment
Agreement, dated as of December 31, 2008, each to the Loan Agreement and amongst the parties thereto. As of the Amendment Effective Date, each reference in the Security Agreement to this Agreement shall mean the Security Agreement
as amended by this Agreement, and as hereinafter amended or restated.

SECTION 4.3 Representations and Warranties. By its signature
hereto, each Grantor hereby represents and warrants that, before and after giving effect to this Agreement, as follows:

(a)
(i) DOA Holding NoteCo, LLC, a Delaware limited liability company, does not hold any real estate, any assets related to real estate or any other material assets, and (ii) has negative equity;

(b) its representations and warranties set forth in the Security Agreement are true and correct as if made on the date hereof, except to
the extent they expressly relate to an earlier date; and

(c) after giving effect to this Agreement, no Default has occurred
and is continuing.

ARTICLE V

MISCELLANEOUS

SECTION 5.1 GOVERNING LAW. THIS AGREEMENT SHALL BE GOVERNED BY AND CONSTRUED IN ACCORDANCE WITH THE LAWS OF
THE STATE OF NEW YORK WITHOUT REGARD TO CONFLICTS OF LAWS PRINCIPLES (BUT WITH REFERENCE TO SECTION 5-1401 OF THE NEW YORK GENERAL OBLIGATIONS LAW, WHICH BY ITS TERMS APPLIES TO THIS AGREEMENT).



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SECTION 5.2 Execution in Counterparts. This Agreement may be executed in any number of
counterparts and by different parties hereto in separate counterparts, each of which when so executed shall be deemed to be an original (whether such counterpart is originally executed or an electronic copy of an original and each party hereto
expressly waives its rights to receive originally executed documents) and all of which when taken together shall constitute one and the same agreement.

SECTION 5.3 WAIVER OF JURY TRIAL. EACH OF THE PARTIES HEREBY IRREVOCABLY WAIVES ANY AND ALL RIGHT TO A TRIAL BY JURY WITH RESPECT TO ANY LEGAL PROCEEDING ARISING OUT OF OR RELATING TO THIS AGREEMENT.

SECTION 5.4 Entire Agreement. This Agreement, the Security Agreement and the other Facility Documents embody the entire agreement
and understanding of the parties hereto and supersede any and all prior agreements, arrangements and understanding relating to the matters provided for herein.

SECTION 5.5 Captions. The various captions in this Agreement are included for convenience only and shall not affect the meaning or interpretation of any provision of this Agreement.

SECTION 5.6 Severability. If any provision of this Agreement, or the application thereof to any party or any circumstance, is held to be
unenforceable, invalid or illegal (in whole or in part) for any reason (in any jurisdiction), the remaining terms of this Agreement, modified by the deletion of the unenforceable invalid or illegal portion (in any relevant jurisdiction), will
continue in full force and effect, and such unenforceability, invalidity or illegality will not otherwise affect the enforceability, validity or legality of the remaining terms of this Agreement so long as this Agreement, as so modified, continues
to express, without material change, the original intentions of the parties as to the subject matter hereof and the deletion of such portion of this Agreement will not substantially impair the respective expectations of the parties or the practical
realization of the benefits that would otherwise be conferred upon the parties.

SECTION 5.7 SUBMISSION TO JURISDICTION. EACH PARTY
HERETO HEREBY SUBMITS TO THE NONEXCLUSIVE JURISDICTION OF THE UNITED STATES DISTRICT COURT FOR THE SOUTHERN DISTRICT OF NEW YORK FOR PURPOSES OF ALL LEGAL PROCEEDINGS ARISING OUT OF OR RELATING TO THIS AGREEMENT OR THE TRANSACTIONS CONTEMPLATED
HEREBY. EACH PARTY HERETO IRREVOCABLY WAIVES, TO THE FULLEST EXTENT PERMITTED BY LAW, ANY OBJECTION WHICH IT MAY NOW OR HEREAFTER HAVE TO THE LAYING OF THE VENUE OF ANY SUCH PROCEEDING BROUGHT IN SUCH A COURT AND ANY CLAIM THAT ANY SUCH PROCEEDING
BROUGHT IN SUCH A COURT HAS BEEN BROUGHT IN AN INCONVENIENT FORUM. EACH PARTY HERETO HEREBY CONSENTS TO PROCESS BEING SERVED IN ANY SUIT, ACTION OR PROCEEDING WITH RESPECT TO THIS AGREEMENT, OR ANY DOCUMENT DELIVERED PURSUANT HERETO BY THE MAILING
OF A COPY THEREOF BY REGISTERED OR CERTIFIED MAIL, POSTAGE PREPAID, RETURN RECEIPT REQUESTED, TO ITS RESPECTIVE ADDRESS SPECIFIED AT THE TIME FOR NOTICES UNDER THIS



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AGREEMENT OR TO ANY OTHER ADDRESS OF WHICH IT SHALL HAVE GIVEN WRITTEN OR ELECTRONIC NOTICE TO THE OTHER PARTIES. THE FOREGOING SHALL NOT LIMIT THE ABILITY
OF ANY PARTY HERETO TO BRING SUIT IN THE COURTS OF ANY JURISDICTION.

[REMAINDER OF PAGE INTENTIONALLY LEFT BLANK]



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IN WITNESS WHEREOF, the parties have caused this Agreement to be executed by their respective officers
thereunto duly authorized, as of the date first above written.



RESIDENTIAL FUNDING COMPANY, LLC,as GrantorBy:

/s/ John M. PetersonName:

John M. PetersonTitle:

TreasurerGMAC MORTGAGE, LLC, as
GrantorBy:

/s/ John M. PetersonName:

John M. PetersonTitle:

Treasurer




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GMAC LLC,as Lender Agent and LenderBy:

/s/ David C. WalkerName:

David C. WalkerTitle:

Group Vice President and Treasurer




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WELLS FARGO BANK, N.A.,as First Priority Collateral AgentBy:

/s/ Alfia MonastraName:

Alfia MonastraTitle:

Vice President




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Acknowledged and Agreed:RESIDENTIAL CAPITAL, LLC, as
GrantorBy:

/s/ John M. PetersonName:

John M. PetersonTitle:

Assistant TreasurerGMAC RESIDENTIAL HOLDING COMPANY,LLC, as GrantorBy:

/s/ John M. PetersonName:

John M. PetersonTitle:

TreasurerGMAC-RFC HOLDING COMPANY, LLC, as GrantorBy:

/s/ John M. PetersonName:

John M. PetersonTitle:

TreasurerHOMECOMINGS FINANCIAL, LLC, as
GrantorBy:

/s/ John M. PetersonName:

John M. PetersonTitle:

TreasurerRESIDENTIAL MORTGAGE REAL ESTATEHOLDINGS, LLC, as GrantorBy:

/s/ John M. PetersonName:

John M. PetersonTitle:

Treasurer




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Acknowledged and Agreed:RESIDENTIAL FUNDING REAL ESTATEHOLDINGS, LLC, as GrantorBy:

/s/ John M. PetersonName:

John M. PetersonTitle:

TreasurerHOMECOMINGS FINANCIAL REAL ESTATEHOLDINGS, LLC, as GrantorBy:

/s/ John M. PetersonName:

John M. PetersonTitle:

TreasurerEQUITY INVESTMENT I, LLC, as
GrantorBy:

/s/ John M. PetersonName:

John M. PetersonTitle:

TreasurerDEVELOPERS OF HIDDEN SPRINGS, LLC, as
GrantorBy:

/s/ John M. PetersonName:

John M. PetersonTitle:

TreasurerDOA HOLDING PROPERTIES, LLC, as
GrantorBy:

/s/ John M. PetersonName:

John M. PetersonTitle:

Treasurer




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Acknowledged and Agreed:RFC ASSET HOLDINGS II, LLC, as
GrantorBy:

/s/ John M. PetersonName:

John M. PetersonTitle:

TreasurerPASSIVE ASSET TRANSACTIONS, LLC, as GrantorBy:

/s/ John M. PetersonName:

John M. PetersonTitle:

TreasurerGMAC MODEL HOME FINANCE I, LLC, as GrantorBy:

/s/ John M. PetersonName:

John M. PetersonTitle:

TreasurerEQUITY INVESTMENT IV, LLC, as
GrantorBy:

/s/ John M. PetersonName:

John M. PetersonTitle:

Treasurer




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Acknowledged and Agreed:AMERILAND, LLC, as
GrantorBy:

REG-PFH, LLC, its sole memberBy:

/s/ John M. PetersonName:

John M. PetersonTitle:

TreasurerREG-PFH, LLC, as
GrantorBy:

/s/ John M. PetersonName:

John M. PetersonTitle:

TreasurerHOME CONNECTS LENDING SERVICES, LLC, as GrantorBy:

/s/ John M. PetersonName:

John M. PetersonTitle:

TreasurerMINT I, LLC, as GrantorBy:

/s/ John M. PetersonName:

John M. PetersonTitle:

TreasurerMINT I VFN HOLDINGS, LLC, as
GrantorBy:

/s/ John M. PetersonName:

John M. PetersonTitle:

Treasurer




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Acknowledged and Agreed:GMACR MORTGAGE PRODUCTS, LLC, as GrantorBy:

/s/ John M. PetersonName:

John M. PetersonTitle:

TreasurerDITECH, LLC, as GrantorBy:

/s/ John M. PetersonName:

John M. PetersonTitle:

TreasurerRESIDENTIAL CONSUMER SERVICES, LLC, as
GrantorBy:

/s/ John M. PetersonName:

John M. PetersonTitle:

TreasurerGMAC MORTGAGE USA CORPORATION, as GrantorBy:

/s/ John M. PetersonName:

John M. PetersonTitle:

TreasurerRESIDENTIAL FUNDING MORTGAGESECURITIES I, INC., as
GrantorBy:

/s/ John M. PetersonName:

John M. PetersonTitle:

Treasurer




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Acknowledged and Agreed:RFC ASSET MANAGEMENT, LLC, as
GrantorBy:

/s/ John M. PetersonName:

John M. PetersonTitle:

TreasurerRFC SFJV-2002, LLC, as
GrantorBy:

RFC ASSET MANAGEMENT, LLC,its sole memberBy:

/s/ John M. PetersonName:

John M. PetersonTitle:

TreasurerRCSFJV2004, LLC, as
GrantorBy:

RFC ASSET MANAGEMENT, LLC,its sole memberBy:

/s/ John M. PetersonName:

John M. PetersonTitle:

Treasurer




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