Exhibit
10.1(b)


FIRST
MODIFICATION OF CREDIT AGREEMENT


THIS FIRST MODIFICATION
OF CREDIT AGREEMENT (this “Modification”) is made as of the 15th day of
December, 2006, by and among:  (a)
KIMBALL HILL, INC., an Illinois corporation (the “Borrower”), (b) the Guarantors
party to the Credit Agreement (as hereinafter defined), (c) the several
financial institutions signatory hereto that are party to the Credit Agreement
(the “Lenders”), and (d) HARRIS N.A., as Administrative Agent for itself and
the Lenders (“Agent”).


RECITALS


WHEREAS, the
Agent, the Lenders, the Borrower, the Guarantors, and certain other agent and
lender parties are party to that certain Credit Agreement, dated December 21,
2005 (the “Credit Agreement”); and


WHEREAS, the
Agent, the Lenders, the Borrowers, and the Guarantors wish to amend and modify
the Credit Agreement as set forth in this Modification;


NOW, THEREFORE, in
consideration of the mutual covenants contained herein and other good and
valuable consideration, the receipt and sufficiency of which are hereby
acknowledged, the parties hereto agree as follows:


1.             Definitions.  All capitalized terms not otherwise defined
herein shall have the meanings ascribed thereto under the Credit Agreement.


2.             Section 5.1 Amendment.  Section 5.1 of the Credit Agreement is hereby
amended by adding the following defined terms:


“Global
Land” means all Real Property owned by any of the Borrower or
any Subsidiary for current or future development or for the future construction
of Housing Units, excluding any subdivided portions thereof upon which
construction of a Housing Unit has commenced beyond the foundation.


“Global
Land Value” means the sum of all costs incurred by the
Borrower or any Subsidiary with respect to the acquisition and development of
Global Land, excluding any marketing, corporate, general, or administrative
expenses.


“Interest
Incurred” means, for any period, the total interest paid or
accrued by the Borrower, the Wholly-owned Subsidiaries and the Special Project
Subsidiaries (including the interest component of any Capital Lease) as
calculated in accordance with GAAP, minus, to
the extent included in the foregoing amount, amortization of any financing fees
and costs.









 



3.             Section 8.22 Modification.  Section 8.22 of the Credit Agreement is
hereby amended by deleting the text thereof and inserting the following text in
lieu thereof:


(a)           Tangible Net Worth.  The Borrower shall, as of the end of each
fiscal quarter of the Borrower, maintain a Tangible Net Worth in an amount not
less than the sum of (i) $300,000,000.00 and (ii) 50% of the positive Net
Income as earned subsequent to September 30, 2006.


(b)           Leverage Ratio.  The Borrower shall not, at the end of any
fiscal quarter of the Borrower, permit the Leverage Ratio to exceed the ratios
set forth in the below table as corresponding to the fiscal quarters of the
Borrower specified therein:


	
  Fiscal Quarter Ending

  	
   

  	
  Maximum Leverage 

  Ratio

  
	
  December 31,
  2006

  	
   

  	
  2.00 to 1.00

  
	
  March 31, 2007

  	
   

  	
  2.00 to 1.00

  
	
  June 30, 2007
  through September 30, 2008

  	
   

  	
  1.75 to 1.00

  
	
  December 31,
  2008 and thereafter

  	
   

  	
  2.50 to 1.00

  



 


(c)           Builder  Leverage Ratio.  The
Borrower shall not, at the end of any fiscal quarter of the Borrower, permit
the Builder Leverage Ratio to exceed 1.50 to 1.00.


(d)           Interest Coverage Ratio.  The Borrower shall not, at the end of any
fiscal quarter of the Borrower, permit the ratio of EBITDA to Interest
Incurred, as calculated over the preceding four fiscal quarters of the
Borrower, to be less than the ratios set forth in the below table as
corresponding to the fiscal quarters of the Borrower specified therein:


	
  Fiscal Quarter Ending

  	
   

  	
  Minimum Interest 

  Coverage Ratio

  
	
  December 31,
  2006

  	
   

  	
  1.75 to 1.00

  
	
  March 31, 2007

  	
   

  	
  1.50 to 1.00

  
	
  June 30, 2007

  	
   

  	
  1.40 to 1.00

  
	
  September 30,
  2007

  	
   

  	
  1.35 to 1.00

  
	
  December 31,
  2007

  	
   

  	
  1.50 to 1.00

  
	
  March 31, 2008

  	
   

  	
  1.75 to 1.00

  
	
  June 30, 2008
  and thereafter

  	
   

  	
  2.25 to 1.00

  



 









 



(e)           Global Land Value to
Adjusted Tangible Net Worth Ratio. 
The Borrower shall not, at the end of any fiscal quarter of the
Borrower, permit the ratio of Global Land Value to Adjusted Tangible Net Worth
to be greater than 1.50 to 1.00.


4.             Ratification.  Except as modified hereby, the terms and
conditions of the Credit Agreement and the other Loan Documents shall remain in
full force and effect, and the Borrower and the Guarantors hereby ratify the
terms and conditions thereof.


5.             No Default or Event of
Default.  The Borrower and
the Guarantors reaffirm as of the date hereof, all of the covenants,
representations, and warranties contained in the Credit Agreement and the other
Loan Documents.  The Borrower and the
Guarantors further warrant and represent, as of the date hereof, the following:


(a)           The Credit Agreement and the Loan
Documents are binding and enforceable, except as enforceability may be limited
by bankruptcy, insolvency, fraudulent conveyance or similar laws affecting
creditors’ rights generally and general principles of equity (regardless of
whether the application of such principles is considered in a proceeding in
equity or at law);


(b)           There does not exist a Default or
Event of Default under the Credit Agreement or any of the Loan Documents; and


(c)           None of the Borrower or any Guarantor
has any claim, defense, right to set-off, or counterclaim against the obligations
evidenced or secured by the Credit Agreement or any of the Loan Documents or
against the Agent or the Lenders.


6.             Successors and Assigns.  This Modification shall be binding upon and
inure to the benefit of the Agent, the Lenders, the Borrower, the Guarantors
and their respective successors and assigns.


7.             Cross Reference.  All references in the Loan Documents to the
Credit Agreement shall hereafter include the modifications to the Credit
Agreement set forth herein.


8.             Time of the Essence.  Time is of the essence of this Modification.


9.             Counterparts.  This Modification may be executed in multiple
counterparts, each of which shall be deemed an original, and all of which when
taken together shall constitute one and the same instrument.


[SIGNATURES ON
FOLLOWING PAGES]









 



IN
WITNESS WHEREOF, the undersigned have duly executed this Modification as of the
date first set forth above.


	
   

  	
  BORROWER:

  
	
   

  	
   

  
	
   

  	
  KIMBALL
  HILL, INC., an Illinois corporation

  
	
   

  	
   

  
	
   

  	
  By:

  	
   /s/ David K. Hill

  	
   

  
	
   

  	
  Name:

  	
    David
  K. Hill

  	
   

  
	
   

  	
  Title:

  	
      Chairman
  & CEO

  	
   

  
						



 









 



 


	
  

  	
  GUARANTORS:

  
	
   

  
	
   

  	
  CACTUS HILLS, LLC

  
	
   

  	
  KIMBALL HILL HOMES AUSTIN 

  INVESTMENTS, L.L.C.

  
	
   

  	
  KIMBALL HILL HOMES AUSTIN 

  OPERATIONS, L.L.C.

  
	
   

  	
  KIMBALL HILL HOMES DALLAS 

  INVESTMENTS, L.L.C.

  
	
   

  	
  KIMBALL HILL HOMES DALLAS 

  OPERATIONS, L.L.C.

  
	
   

  	
  KIMBALL HILL HOMES HOUSTON 

  INVESTMENTS, L.L.C.

  
	
   

  	
  KIMBALL HILL HOMES HOUSTON 

  OPERATIONS, L.L.C.

  
	
   

  	
  KIMBALL HILL TEXAS INVESTMENT 

  COMPANY, L.L.C.

  
	
   

  	
   

  
	
   

  	
   

  
	
   

  	
  By:

  	
     /s/ David K. Hill

  	
   

  
	
   

  	
   

  	
  David K. Hill

  
	
   

  	
   

  	
  Chairman and CEO

  
	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  
	
   

  	
  EAST LAKE PARK, INC.

  
	
   

  	
  KIMBALL HILL STATEWAY, INC.

  
	
   

  	
   

  
	
   

  	
   

  
	
   

  	
  By:

  	
     /s/ David K. Hill

  	
   

  
	
   

  	
   

  	
  David K. Hill

  
	
   

  	
   

  	
  President

  
	
   

  	
   

  	
   

  
	
   

  	
  KIMBALL HILL FAR EAST DETROIT, LLC

  
	
   

  	
   

  
	
   

  	
   

  
	
   

  	
  By:

  	
     /s/ David K. Hill

  	
   

  
	
   

  	
   

  	
  David K. Hill

  
	
   

  	
   

  	
  Chairman and CEO

  
					



 









 



 


	
   

  	
   

  	
  KH FINANCIAL HOLDING COMPANY

  
	
   

  	
   

  	
  KHH
  TEXAS TRADING COMPANY L.P.

  
	
   

  	
   

  	
  KIMBALL
  HILL HOMES AUSTIN, L.P.

  
	
   

  	
   

  	
  KIMBALL
  HILL HOMES CALIFORNIA, INC.

  
	
   

  	
   

  	
  KIMBALL
  HILL HOMES DALLAS, L.P.

  
	
   

  	
   

  	
  KIMBALL
  HILL HOMES FLORIDA, INC.

  
	
   

  	
   

  	
  KIMBALL
  HILL HOMES HOUSTON, L.P.

  
	
   

  	
   

  	
  KIMBALL
  HILL HOMES ILLINOIS, LLC

  
	
   

  	
   

  	
  KIMBALL
  HILL HOMES NEVADA, INC.

  
	
   

  	
   

  	
  KIMBALL
  HILL HOMES OHIO, INC.

  
	
   

  	
   

  	
  KIMBALL
  HILL HOMES OREGON, INC.

  
	
   

  	
   

  	
  KIMBALL
  HILL HOMES REALTY FLORIDA, 

  INC.

  
	
   

  	
   

  	
  KIMBALL
  HILL HOMES SAN ANTONIO, L.P.

  
	
   

  	
   

  	
  KIMBALL
  HILL HOMES TEXAS, INC.

  
	
   

  	
   

  	
  KIMBALL
  HILL HOMES WASHINGTON, INC.

  
	
   

  	
   

  	
  KIMBALL
  HILL HOMES WISCONSIN, 

  INC.

  
	
   

  	
   

  	
  NATIONAL
  CREDIT AND GUARANTY 

  CORPORATION

  
	
   

  	
   

  	
  RIVER
  OAKS REALTY, L.P.

  
	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  
	
   

  	
   

  	
  By:

  	
     /s/ David K. Hill

  	
   

  
	
   

  	
   

  	
   

  	
  David K. Hill

  
	
   

  	
   

  	
   

  	
  Chairman and CEO

  
	
   

  	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  	
   

  
	
   

  	
   

  	
  18TH
  AND PEORIA, LLC

  



 


	
  

  	
  By:

  	
  Kimball Hill Suburban Centers,

  L.L.C., its manager

  
	
   

  	
   

  	
   

  
	
   

  	
   

  	
  By:

  	
  Kimball Hill, Inc., its

  manager

  
	
   

  	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  	
  By:

  	
  /s/ David K. Hill

  
	
   

  	
   

  	
   

  	
   

  	
  David K. Hill

  
	
   

  	
   

  	
   

  	
   

  	
  Chairman and CEO

  



 









 



 


	
   

  	
  KIMBALL HILL SUBURBAN CENTERS, 

  L.L.C.

  
	
   

  	
  KIMBALL HILL URBAN CENTERS, L.L.C.

  
	
   

  	
  THE GLENS AT WESTLAKE, L.L.C.

  
	
   

  	
   

  
	
   

  	
   

  	
  By:

  	
  Kimball Hill, Inc., its manager

  
	
   

  	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  	
   

  
	
   

  	
   

  	
  By:

  	
  /s/ David K. Hill

  	
   

  
	
   

  	
   

  	
   

  	
  David K. Hill

  
	
   

  	
   

  	
   

  	
  Chairman and CEO

  
	
   

  	
   

  	
   

  	
   

  
	
   

  	
  KIMBALL HILL URBAN CENTERS 

  CHICAGO ONE, L.L.C.

  
	
   

  	
  KIMBALL HILL URBAN CENTERS 

  CHICAGO TWO, L.L.C.

  
	
   

  	
  KIMBALL HILL URBAN CENTERS SPECIAL 

  PURPOSES, L.L.C.

  



 


	
  

  	
   

  	
  By:

  	
  Kimball Hill Urban Centers, L.L.C.,

  its manager

  
	
   

  	
   

  	
   

  	
   

  
	
   

  	
   

  	
  By:

  	
  Kimball Hill, Inc., its 

  manager

  
	
   

  	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  	
  By:

  	
  /s/ David K. Hill

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
  David K. Hill

  
	
   

  	
   

  	
   

  	
   

  	
  Chairman and CEO

  



 









 



 


	
   

  	
  BRIDLE RIDGE LIMITED PARTNERSHIP

  
	
   

  	
  PARKVIEW LIMITED PARTNERSHIP

  
	
   

  	
  RIVER POINTE LIMITED PARTNERSHIP

  
	
   

  	
  SONATA AT MORADA RANCH LIMITED 

  PARTNERSHIP

  
	
   

  	
  WINDMILL PARK LIMITED PARTNERSHIP

  
	
   

  	
   

  
	
   

  	
   

  	
  By:

  	
  Kimball Hill Homes California, Inc.,

  
	
   

  	
   

  	
  its general partner

  
	
   

  	
   

  	
   

  
	
   

  	
   

  	
  By: 

  	
  /s/ David K. Hill

  	
   

  
	
   

  	
   

  	
   

  	
  David K. Hill

  
	
   

  	
   

  	
   

  	
  Chairman and CEO

  



 









 



 


	
   

  	
  KIMBALL HILL BELLEVUE RANCH, LLC

  
	
   

  	
  KIMBALL
  HILL REFLECTIONS, LLC

  
	
   

  	
  KIMBALL
  HILL SHELDON LAKES, LLC

  
	
   

  	
  KIMBALL
  HILL VILLAGES, LLC

  
	
   

  	
   

  
	
   

  	
   

  	
  By:

  	
  Kimball Hill Homes California, Inc., 

  its manager

  
	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  
	
   

  	
   

  	
  By:

  	
  /s/ David K. Hill

  	
   

  
	
   

  	
   

  	
   

  	
  David K. Hill

  
	
   

  	
   

  	
   

  	
  Chairman and CEO

  



 


 


	
   

  	
  KIMBALL HILL CHADWICK FARMS 

  LIMITED PARTNERSHIP

  
	
   

  	
  KIMBALL
  WEST FRISCO LIMITED

  PARTNERSHIP

  
	
   

  	
   

  
	
   

  	
   

  	
  By:

  	
  Kimball Hill Homes Dallas,

  L.P., its general partner

  
	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  
	
   

  	
   

  	
  By:

  	
  /s/ David K. Hill

  	
   

  
	
   

  	
   

  	
   

  	
  David K. Hill

  
	
   

  	
   

  	
   

  	
  Chairman and CEO

  



 


 


	
   

  	
  KIMBALL HILL CALUSA PALMS LIMITED 

  PARTNERSHIP

  
	
   

  	
  KIMBALL
  HILL MARBELLA ESTATES

  LIMITED PARTNERSHIP

  
	
   

  	
   

  
	
   

  	
   

  	
  By:

  	
  Kimball Hill Homes Florida, Inc., its 

  general partner

  
	
   

  	
   

  	
   

  
	
   

  	
   

  	
  By:

  	
  /s/ David K. Hill

  	
   

  
	
   

  	
   

  	
   

  	
  David K. Hill

  
	
   

  	
   

  	
   

  	
  Chairman and CEO

  



 









 



 


	
  

  	
  INDIAN
  TRAILS LIMITED PARTNERSHIP

  
	
   

  	
   

  
	
   

  	
   

  	
  By:

  	
  Kimball Hill Homes Houston, L.P., 

  its general partner

  
	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  
	
   

  	
   

  	
  By:

  	
  /s/ David K. Hill

  	
   

  
	
   

  	
   

  	
   

  	
  David K. Hill

  
	
   

  	
   

  	
   

  	
  Chairman and CEO

  



 


	
  

  	
  KIMBALL
  HILL TX PROPERTIES, LLC

  
	
   

  	
   

  
	
   

  	
   

  	
  By:

  	
  Kimball Hill Homes Houston, L.P., 

  its manager

  
	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  
	
   

  	
   

  	
  By:

  	
      /s/ David K. Hill

  	
   

  
	
   

  	
   

  	
   

  	
  David K. Hill

  
	
   

  	
   

  	
   

  	
  Chairman and CEO

  



 


	
  

  	
  ASTOR
  PLACE LIMITED PARTNERSHIP

  
	
   

  	
  BOLINGBROOK
  LIMITED PARTNERSHIP

  
	
   

  	
  EDGEWATER
  LIMITED PARTNERSHIP

  
	
   

  	
  HUNTINGTON
  CHASE LIMITED 

  PARTNERSHIP

  
	
   

  	
  LEGEND
  LAKES LIMITED PARTNERSHIP

  
	
   

  	
  THE
  GLEN TOWNHOMES LIMITED 

  PARTNERSHIP

  
	
   

  	
  THE
  HAMILTON PLACE PARTNERSHIP

  
	
   

  	
  WATERFORD
  LIMITED PARTNERSHIP

  
	
   

  	
  WHISPERING
  MEADOW LIMITED 

  PARTNERSHIP

  
	
   

  	
  WHITE
  OAK LIMITED PARTNERSHIP

  
	
   

  	
   

  
	
   

  	
   

  	
  By:

  	
  Kimball Hill Homes Illinois, LLC, 

  its general partner

  
	
   

  	
   

  	
   

  
	
   

  	
   

  	
  By:

  	
     /s/ David K. Hill

  	
   

  
	
   

  	
   

  	
   

  	
  David K. Hill

  
	
   

  	
   

  	
   

  	
  Chairman and CEO

  



 















 


 


	
  

  	
  KH INGHAM PARK SOUTH, LLC

  	 

	
   

  	
  KH SRAV II, LLC

  	 

	
   

  	
   

  	 

	
   

  	
  By:

  	
  Kimball Hill Homes Illinois, LLC,

  its manager

  	 

	
   

  	
   

  	 

	
   

  	
   

  	
  By:

  	
   

  	
  /s/ David K. Hill

  	
   

  	 

	
   

  	
   

  	
  David K. Hill

  	 

	
   

  	
   

  	
  Chairman and CEO

  	 

	
   

  	
   

  	
   

  	 

	
   

  	
   

  	
   

  	 

	
  

  	
  KIMBALL HILL CENTENNIAL HEIGHTS

  LIMITED PARTNERSHIP

  
	
   

  	
  KIMBALL HILL HEATHERS/CAPAROLA 

  LIMITED PARTNERSHIP

  
	
   

  	
  KIMBALL MOUNTAIN FIRST LIMITED 

  PARTNERSHIP

  
	
   

  	
   

  
	
  

  	
  By:

  	
  Kimball Hill Homes Nevada, Inc., its

  general partner

  	 

	
   

  	
   

  	 

	
   

  	
   

  	 

	
   

  	
   

  	
  By:

  	
   

  	
  /s/ David K. Hill

  	
   

  	 

	
   

  	
   

  	
  David K. Hill

  	 

	
   

  	
   

  	
  Chairman and CEO

  	 

	
   

  	
   

  	
   

  	 

	
   

  	
   

  	
   

  	 

	
  

  	
  KIMBALL COVE LIMITED PARTNERSHIP

  	 

	
   

  	
  KIMBALL HILL LYNDEN PARK II LIMITED

  PARTNERSHIP

  	 

	
   

  	
   

  	 

	
   

  	
  By:

  	
  Kimball Hill Homes Texas, Inc., its

  general partner

  	 

	
   

  	
   

  	 

	
   

  	
   

  	 

	
   

  	
   

  	
  By:

  	
   

  	
  /s/ David K. Hill

  	
   

  	 

	
   

  	
   

  	
  David K. Hill

  	 

	
   

  	
   

  	
  Chairman and CEO

  	 

								



 









 



 


	
  

  	
  RIVER OAKS HOMES, LLP

  
	
   

  	
   

  
	
   

  	
  By:

  	
  Kimball Hill Homes Texas, Inc.,

  its manager

  
	
   

  	
   

  
	
   

  	
   

  
	
   

  	
   

  	
  By:

  	
   

  	
  /s/ David K. Hill

  	
   

  
	
   

  	
   

  	
  David K. Hill

  
	
   

  	
   

  	
  Chairman and CEO

  
	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  
	
  

  	
  GABLES AT HIDDENBROOK LIMITED

  PARTNERSHIP

  
	
   

  	
   

  
	
   

  	
  By:

  	
  Kimball Hill Homes Washington,

  Inc., its general partner

  
	
   

  	
   

  
	
   

  	
   

  
	
   

  	
   

  	
  By:

  	
   

  	
  /s/ David K. Hill

  	
   

  
	
   

  	
   

  	
  David K. Hill

  
	
   

  	
   

  	
  Chairman and CEO

  
	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  
	
  

  	
  PARK SHORE, L.L.C.

  
	
   

  	
   

  
	
   

  	
  By:

  	
  Kimball Hill Homes Wisconsin, Inc.,

  its manager

  
	
   

  	
   

  
	
   

  	
   

  
	
   

  	
   

  	
  By:

  	
   

  	
  /s/ David K. Hill

  	
   

  
	
   

  	
   

  	
  David K. Hill

  
	
   

  	
   

  	
  Chairman and CEO

  



 









 



 


	
  

  	
  HARRIS N.A., as Administrative
  Agent, L/C Issuer,

  and a Lender

  
	
   

  	
   

  
	
   

  	
   

  
	
   

  	
  By:

  	
   

  	
  /s/ Scott W. Morris

  	
   

  
	
   

  	
  Name:

  	
  Scott W. Morris

  	
   

  
	
   

  	
  Title:

  	
   

  	
  Vice President

  	
   

  
						



 









 



 


	
  

  	
  BANK OF AMERICA, N.A., as a
  Lender

  
	
   

  	
   

  
	
   

  	
   

  
	
   

  	
  By:

  	
   

  	
  /s/ Patricia A. Provenzano

  	
   

  
	
   

  	
  Name: 

  	
   

  	
  Patricia A. Provenzano

  	
   

  
	
   

  	
  Title:

  	
   

  	
  Senior Vice President

  	
   

  
							



 









 



 


	
  

  	
  KEYBANK NATIONAL ASSOCIATION, as
  a 

  Lender

  
	
   

  	
   

  
	
   

  	
   

  
	
   

  	
  By:

  	
   

  	
  /s/ Kevin DeLozier

  	
   

  
	
   

  	
  Name:

  	
   

  	
  Kevin DeLozier

  	
   

  
	
   

  	
  Title:

  	
   

  	
  Senior Vice President

  	
   

  
							



 









 



 


	
  

  	
  WACHOVIA BANK, NATIONAL 

  ASSOCIATION, as a Lender

  
	
   

  	
   

  
	
   

  	
   

  
	
   

  	
  By:

  	
   

  	
  /s/ Maurice M. Ryan

  	
   

  
	
   

  	
  Name: 

  	
   

  	
  Maurice M. Ryan

  	
   

  
	
   

  	
  Title:

  	
   

  	
  Vice President

  	
   

  
							



 









 



 


	
  

  	
  CHARTER ONE BANK, N.A., as a
  Lender

  
	
   

  	
   

  
	
   

  	
   

  
	
   

  	
  By:

  	
   

  	
  /s/ Jason K. Welch

  	
   

  
	
   

  	
  Name: 

  	
   

  	
  Jason K. Welch

  	
   

  
	
   

  	
  Title:

  	
   

  	
  Vice President

  	
   

  
							



 









 



 


	
  

  	
  FIRST BANK, as a Lender

  
	
   

  	
   

  
	
   

  	
   

  
	
   

  	
  By:

  	
   

  	
  /s/ James C. Brennan

  	
   

  
	
   

  	
  Name: 

  	
   

  	
  James C. Brennan

  	
   

  
	
   

  	
  Title:

  	
   

  	
  Vice President

  	
   

  
							



 









 



 


	
  

  	
  LaSALLE BANK, NATIONAL ASSOCIATION,
  as

  a Lender

  
	
   

  	
   

  
	
   

  	
   

  
	
   

  	
  By:

  	
   

  	
  /s/ Nathan Weyer

  	
   

  
	
   

  	
  Name: 

  	
   

  	
  Nathan Weyer

  	
   

  
	
   

  	
  Title:

  	
   

  	
  First Vice President

  	
   

  
							



 









 



 


	
  

  	
  FIFTH THIRD BANK, as a Lender

  
	
   

  	
   

  
	
   

  	
   

  
	
   

  	
  By:

  	
   

  	
  /s/ Thomas W. O’Connell

  	
   

  
	
   

  	
  Name: 

  	
   

  	
  Thomas W. O’Connell

  	
   

  
	
   

  	
  Title:

  	
   

  	
  Assistant Vice President

  	
   

  
							



 















 


	
  

  	
  ASSOCIATED BANK NATIONAL

  ASSOCIATION, as a Lender

  
	
   

  	
   

  
	
   

  	
   

  
	
   

  	
  By:

  	
   

  	
  /s/ Robert J. Burda

  	
   

  
	
   

  	
  Name:

  	
   

  	
  Robert J. Burda

  	
   

  
	
   

  	
  Title:

  	
   

  	
  Vice President

  	
   

  
							



 









 



 


	
  

  	
  NATIONAL CITY BANK, as a
  Lender

  
	
   

  	
   

  
	
   

  	
   

  
	
   

  	
  By:

  	
   

  	
  /s/ Gina Fridberg

  	
   

  
	
   

  	
  Name:

  	
   

  	
  Gina Fridberg

  	
   

  
	
   

  	
  Title:

  	
   

  	
  Assistant Vice President

  	
   

  
							



 









 



 


	
  

  	
  CITIBANK, N.A., as a Lender

  
	
   

  	
   

  
	
   

  	
   

  
	
   

  	
  By:

  	
   

  	
  /s/ Glen R. Bell

  	
   

  
	
   

  	
  Name:

  	
   

  	
  Glen R. Bell

  	
   

  
	
   

  	
  Title:

  	
   

  	
  Vice President

  	
   

  
							



 









 



 


	
  

  	
  FRANKLIN BANK, SSB, as a
  Lender

  
	
   

  	
   

  
	
   

  	
   

  
	
   

  	
  By:

  	
   

  	
  /s/ Sherry K. Day

  	
   

  
	
   

  	
  Name:

  	
   

  	
  Sherry K. Day

  	
   

  
	
   

  	
  Title:

  	
   

  	
  Senior Vice President

  	
   

  
							



 









 



 


	
  

  	
  JPMORGAN CHASE BANK, N.A., as
  a Lender

  
	
   

  	
   

  
	
   

  	
   

  
	
   

  	
  By:

  	
   

  	
  /s/ Elizabeth Ritenour

  	
   

  
	
   

  	
  Name:

  	
   

  	
  Elizabeth Ritenour

  	
   

  
	
   

  	
  Title:

  	
   

  	
  Vice President

  	
   

  
							



 









 



 


	
  

  	
  MB FINANCIAL BANK, N.A., Successor in

  Interest to OAK BROOK BANK, as a Lender

  
	
   

  	
   

  
	
   

  	
   

  
	
   

  	
  By:

  	
   

  	
  /s/ Christopher Hutter

  	
   

  
	
   

  	
  Name:

  	
   

  	
  Christopher Hutter

  	
   

  
	
   

  	
  Title:

  	
   

  	
  Vice President

  	
   

  
							



 









 



 


	
  

  	
  BANK OF THE WEST, as a Lender

  
	
   

  	
   

  
	
   

  	
   

  
	
   

  	
  By:

  	
   

  	
  /s/ Lynn Foster

  	
   

  
	
   

  	
  Name:

  	
   

  	
  Lynn Foster

  	
   

  
	
   

  	
  Title:

  	
   

  	
  Senior Vice President

  	
   

  
							



 









 



 


	
  

  	
  COMERICA BANK, as a Lender

  
	
   

  	
   

  
	
   

  	
   

  
	
   

  	
  By:

  	
   

  	
  /s/ Charles Weddell

  	
   

  
	
   

  	
  Name:

  	
   

  	
  Charles Weddell

  	
   

  
	
   

  	
  Title:

  	
   

  	
  Vice President

  	
   

  
							



 









 



 


	
  

  	
  COMPASS BANK, as a Lender

  
	
   

  	
   

  
	
   

  	
   

  
	
   

  	
  By:

  	
   

  	
  /s/ Johanna Duke Paley

  	
   

  
	
   

  	
  Name:

  	
   

  	
  Johanna Duke Paley

  	
   

  
	
   

  	
  Title:

  	
   

  	
  Senior Vice President