Filed by Automated Filing Services Inc. (604) 609-0244 - Fundstech Corp.- Exhibit 10.12






LOAN AGREEMENT

This Loan Agreement (“Agreement”) dated this 10th day of
November, 2006, is

BETWEEN:

[NAME ], (“Lender”) OF THE FIRST PART,

AND,

Transaction Data Management Inc, a Nevada corporation, (the
“Borrower”) OF THE SECOND PART. 

AND:

FundsTech Corp, a Delaware corporation, (the “Guarantor”) OF
THE THIRD PART. 

IN CONSIDERATION OF the Lender loaning certain monies to
the Borrower (the “Loan”), and the Borrower repaying the Loan to the Lender, and
the Guarantor providing loan security and certain shares to the Borrower, all
parties agree to keep, perform and fulfill the promises and conditions set out
in this Agreement: 

	1. 	
      Loan Amount and Interest: The Lender promises to
      loan U.S. Funds EIGHTEEN THOUSAND and SEVEN HUNDRED DOLLARS ($18,700) (the
      “Principal”) to the Borrower and the Borrower promises to repay this
      Principal amount to the Lender, to the order of [NAME of ADDRESS], with
      interest payable on the unpaid Principal at the rate of twelve percent
      (12%) per annum, calculated monthly, not in advance.

	 	 
	2. 	
      Loan Security: The Loan shall be held by Borrower
      in first place, such that this Loan, along with the other loans from
      lenders of the loans totaling $56,100 being entered into with two other
      debt holders under this same form and date of this Loan and Loan
      Agreement, shall be paid first before any other debt obligations of the
      Borrower. Further, the Loan shall be secured by twenty-five thousand
      (25,000) FundsTech Corp shares (the “Security”) such Security shares to be
      issued to the Lender by the Guarantor in the event that the Principal and
      interest payable have not been paid in full to the Lender by February
      10th 2007.

	 	 
	3. 	
      Maturity Date: Ninety (90) days following the
      receipt of the Principal amount.




	4. 	Extended Maturity Date: At the request
      of the Borrower and with the prior approval 
	  	from the Lender, the Maturity date may be
      extended for a period of thirty (30) days 
	  	past the Maturity Date.




	5. 	
      Term: the period from the date the Loan is
      deposited in the Borrowers account to the later of the Maturity Date or
      the Extended Maturity Date.

	 	 
	6. 	
      Repayment of Loan: Principal together with
      interest shall be paid to the Lender at the end of the
  Term.



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	7. 	
      Early Payment: The Borrower shall have the right
      to prepay all of the principal and accrued interest outstanding under this
      Loan Agreement (the “Optional Prepayment”) at any time before the
      Scheduled Maturity Date.

	 	 
	8. 	
      Notices: If to Borrower or Guarantor: C/O:
      FundsTech Corp, 4425 Park Arroyo, Calabasas, CA 91302, Attention: Don
      Headlund. If to the Lender: [NAME of ADDRESS].

	 	 
	9. 	
      Amendment Provision: This Loan Agreement and any
      provision hereof may be amended only by an instrument in writing signed by
      both the Lender and the Borrower.

	 	 
	10. 	
      Assignability: This Loan Agreement is not
      assignable by either of the parties hereto unless both parties consent to
      such assignment.

	 	 
	11. 	
      Governing Law; Jurisdiction. This Loan Agreement
      shall be governed by and construed in accordance with the laws of the
      State of Florida. The parties hereto irrevocably consent to settle any
      dispute in connection with this Loan Agreement using the arbitration
      facilities within the State of Florida and both parties hereto agree to be
      bound by the decision of such arbitration.



IN WITNESS WHEREOF, the Lender, the Borrower and the
Guarantor have caused this Loan Agreement to be executed by their respective
duly authorized officer.

	For the Borrower: 	For the Guarantor, 
	  	  
	  	  
	/s/ Michael Dodak 	/s/ Michael Dodak 
	Michael Dodak 	Don Headlund 
	CEO, Transaction Data Management Inc. 	President, FundsTech Corp. 
	  	  
	  	  
	For the Lender: 	  



	By: 	/s/ 	 
	Name: 	[NAME] 	 


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