<TABLE> <S> <C>

<ARTICLE>             9
<RESTATED> 
<MULTIPLIER>          1,000
       
<S>                             <C>                     <C>                     <C>                     <C>
<PERIOD-TYPE>                   3-MOS                   3-MOS                   3-MOS                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-1997             DEC-31-1997             DEC-31-1997             DEC-31-1997
<PERIOD-START>                             JAN-01-1997             MAR-31-1997             JUN-30-1997             SEP-30-1997
<PERIOD-END>                               MAR-31-1997             JUN-30-1997             SEP-30-1997             DEC-31-1997
<CASH>                                         116,695                 120,583                 113,391                 112,297
<INT-BEARING-DEPOSITS>                             101                     102                     103                      71
<FED-FUNDS-SOLD>                                32,700                  10,200                  14,275                       0
<TRADING-ASSETS>                                     0                       0                       0                       0
<INVESTMENTS-HELD-FOR-SALE>                    732,667                 923,460                 949,174                 958,553
<INVESTMENTS-CARRYING>                          54,401                  68,023                  65,471                  58,626
<INVESTMENTS-MARKET>                            54,788                  69,080                  66,778                  59,832
<LOANS>                                      2,560,776               2,592,895               2,605,150               2,642,049
<ALLOWANCE>                                     36,411                  36,774                  37,825                  38,551
<TOTAL-ASSETS>                               3,604,974               3,831,007               3,861,108               3,930,961
<DEPOSITS>                                   2,905,285               2,950,520               2,984,628               3,053,634
<SHORT-TERM>                                   322,895                 464,490                 451,877                 449,935
<LIABILITIES-OTHER>                             34,221                  35,690                  34,038                  37,015
<LONG-TERM>                                     49,588                  47,266                  44,775                  42,249
<PREFERRED-MANDATORY>                                0                  30,000                  30,000                  30,000
<PREFERRED>                                          0                       0                       0                       0
<COMMON>                                        15,843                  15,843                  15,843                  23,669
<OTHER-SE>                                     277,141                 287,199                 299,947                 294,459
<TOTAL-LIABILITIES-AND-EQUITY>               3,604,974               3,831,007               3,861,108               3,930,961
<INTEREST-LOAN>                                 56,392                  58,130                  59,184                  59,708
<INTEREST-INVEST>                               12,371                  14,621                  16,234                  16,436
<INTEREST-OTHER>                                   481                     556                     344                     300
<INTEREST-TOTAL>                                69,244                  73,307                  75,762                  76,444
<INTEREST-DEPOSIT>                              25,823                  26,919                  27,957                  28,745
<INTEREST-EXPENSE>                              30,341                  33,005                  34,789                  35,200
<INTEREST-INCOME-NET>                           38,903                  40,302                  40,973                  41,244
<LOAN-LOSSES>                                    2,110                   2,386                   2,390                   2,486
<SECURITIES-GAINS>                                  18                      14                     163                      71
<EXPENSE-OTHER>                                 30,594                  31,638                  32,774                  32,923
<INCOME-PRETAX>                                 14,452                  14,410                  15,493                  17,622
<INCOME-PRE-EXTRAORDINARY>                      14,452                  14,410                  15,493                  17,622
<EXTRAORDINARY>                                      0                       0                       0                       0
<CHANGES>                                            0                       0                       0                       0
<NET-INCOME>                                     9,732                   9,761                  10,475                  11,848
<EPS-PRIMARY>                                     0.41                    0.41                    0.44                    0.50
<EPS-DILUTED>                                     0.42                    0.41                    0.42                    0.49
<YIELD-ACTUAL>                                    4.74                    4.60                    4.49                    4.49
<LOANS-NON>                                     21,131                  18,639                  20,825                  18,176
<LOANS-PAST>                                     3,304                   2,220                   2,449                   2,262
<LOANS-TROUBLED>                                   559                     552                     172                      42
<LOANS-PROBLEM>                                      0                       0                       0                       0
<ALLOWANCE-OPEN>                                35,913                  36,411                  36,774                  37,825
<CHARGE-OFFS>                                    3,235                   3,280                   2,649                   3,200
<RECOVERIES>                                     1,623                   1,256                   1,311                   1,440
<ALLOWANCE-CLOSE>                               36,411                  36,774                  37,825                  38,551
<ALLOWANCE-DOMESTIC>                            36,411                  36,774                  37,825                  38,551
<ALLOWANCE-FOREIGN>                                  0                       0                       0                       0
<ALLOWANCE-UNALLOCATED>                              0                       0                       0                       0
        

</TABLE>