<TABLE> <S> <C>

<ARTICLE>             9
<RESTATED> 
<MULTIPLIER>          1,000
       
<S>                             <C>                     <C>
<PERIOD-TYPE>                   12-MOS                   12-MOS
<FISCAL-YEAR-END>                          DEC-31-1997             DEC-31-1996
<PERIOD-START>                             JAN-01-1997             JAN-01-1996
<PERIOD-END>                               DEC-31-1997             DEC-31-1996
<CASH>                                         112,297                 125,301
<INT-BEARING-DEPOSITS>                              71                     101
<FED-FUNDS-SOLD>                                     0                  22,700
<TRADING-ASSETS>                                     0                       0
<INVESTMENTS-HELD-FOR-SALE>                    958,553                 708,409
<INVESTMENTS-CARRYING>                          58,626                  54,222
<INVESTMENTS-MARKET>                            59,832                  55,660
<LOANS>                                      2,642,094               2,510,032
<ALLOWANCE>                                     38,551                  40,178
<TOTAL-ASSETS>                               3,930,961               3,531,261
<DEPOSITS>                                   3,053,634               2,866,920
<SHORT-TERM>                                   449,935                 284,307
<LIABILITIES-OTHER>                             37,015                  35,697
<LONG-TERM>                                     42,249                  52,161
<PREFERRED-MANDATORY>                           30,000                       0
<PREFERRED>                                          0                       0
<COMMON>                                        23,669                  39,940
<OTHER-SE>                                     294,459                 252,236
<TOTAL-LIABILITIES-AND-EQUITY>               3,930,961               3,531,261
<INTEREST-LOAN>                                233,414                 215,528
<INTEREST-INVEST>                               59,663                  43,391
<INTEREST-OTHER>                                 1,680                   1,622
<INTEREST-TOTAL>                               294,757                 260,541
<INTEREST-DEPOSIT>                             109,443                  98,182
<INTEREST-EXPENSE>                              23,892                  12,307
<INTEREST-INCOME-NET>                          161,422                 150,052
<LOAN-LOSSES>                                    9,372                   7,040
<SECURITIES-GAINS>                                 266                      25
<EXPENSE-OTHER>                                127,929                 121,343
<INCOME-PRETAX>                                 61,977                  53,359
<INCOME-PRE-EXTRAORDINARY>                      61,977                  53,359
<EXTRAORDINARY>                                      0                       0
<CHANGES>                                            0                       0
<NET-INCOME>                                    41,816                  35,703
<EPS-PRIMARY>                                     1.76                    1.51
<EPS-DILUTED>                                     1.74                    1.50
<YIELD-ACTUAL>                                    4.58                    4.89
<LOANS-NON>                                     18,176                  20,785
<LOANS-PAST>                                     2,262                   2,624
<LOANS-TROUBLED>                                    42                     898
<LOANS-PROBLEM>                                      0                       0
<ALLOWANCE-OPEN>                                35,913                  34,210
<CHARGE-OFFS>                                   12,364                  12,040
<RECOVERIES>                                     5,630                   5,053
<ALLOWANCE-CLOSE>                               38,551                  35,913
<ALLOWANCE-DOMESTIC>                            38,551                  35,913
<ALLOWANCE-FOREIGN>                                  0                       0
<ALLOWANCE-UNALLOCATED>                              0                       0
        

</TABLE>