<TABLE> <S> <C>

<ARTICLE> 9
<MULTIPLIER> 1,000
<RESTATED>
       
<S>                             <C>                      <C>
<PERIOD-TYPE>                   12-MOS                   12-MOS
<FISCAL-YEAR-END>                          DEC-31-1995              DEC-31-1996
<PERIOD-START>                             JAN-01-1995              JAN-01-1996
<PERIOD-END>                               DEC-31-1995              DEC-31-1996
<CASH>                                          89,111                   91,871
<INT-BEARING-DEPOSITS>                             650                      101
<FED-FUNDS-SOLD>                                     0                        0
<TRADING-ASSETS>                                     0                        0
<INVESTMENTS-HELD-FOR-SALE>                    359,085                  531,269
<INVESTMENTS-CARRYING>                          49,680                   34,194
<INVESTMENTS-MARKET>                            51,087                   34,644
<LOANS>                                      1,351,053                1,848,232
<ALLOWANCE>                                     22,095                   23,520
<TOTAL-ASSETS>                               1,910,174                2,601,323
<DEPOSITS>                                   1,560,769                2,066,064
<SHORT-TERM>                                   116,213                  280,461
<LIABILITIES-OTHER>                             17,259                   22,138
<LONG-TERM>                                     55,997                   25,923
<PREFERRED-MANDATORY>                                0                        0
<PREFERRED>                                          0                        0
<COMMON>                                         6,804                    7,827
<OTHER-SE>                                     153,132                  198,910
<TOTAL-LIABILITIES-AND-EQUITY>               1,910,174                2,601,323
<INTEREST-LOAN>                                125,408                  158,734
<INTEREST-INVEST>                               26,654                   30,468
<INTEREST-OTHER>                                   562                      806
<INTEREST-TOTAL>                               152,624                  190,008
<INTEREST-DEPOSIT>                              53,089                   70,618
<INTEREST-EXPENSE>                              14,891                   10,522
<INTEREST-INCOME-NET>                           84,644                  108,868
<LOAN-LOSSES>                                    4,375                    5,600
<SECURITIES-GAINS>                               (409)                       31
<EXPENSE-OTHER>                                 70,589                   91,200
<INCOME-PRETAX>                                 30,590                   37,371
<INCOME-PRE-EXTRAORDINARY>                      30,590                   37,371
<EXTRAORDINARY>                                      0                        0
<CHANGES>                                            0                        0
<NET-INCOME>                                    22,373                   25,390
<EPS-PRIMARY>                                     1.65                     1.66
<EPS-DILUTED>                                     1.64                     1.64
<YIELD-ACTUAL>                                    4.79                     4.86
<LOANS-NON>                                     12,369                   16,993
<LOANS-PAST>                                     1,174                    1,210
<LOANS-TROUBLED>                                   428                      765
<LOANS-PROBLEM>                                      0                        0
<ALLOWANCE-OPEN>                                21,437                   22,095
<CHARGE-OFFS>                                    9,161                   10,326
<RECOVERIES>                                     5,444                    4,501
<ALLOWANCE-CLOSE>                               22,095                   23,520
<ALLOWANCE-DOMESTIC>                            22,095                   23,520
<ALLOWANCE-FOREIGN>                                  0                        0
<ALLOWANCE-UNALLOCATED>                              0                        0
        

</TABLE>